2022 Q4 Form 20-F Financial Statement
#000108911323000006 Filed on February 22, 2023
Income Statement
| Concept | 2022 Q4 | 2022 | 2021 |
|---|---|---|---|
| Revenue | |||
| YoY Change | |||
| Cost Of Revenue | |||
| YoY Change | |||
| Gross Profit | |||
| YoY Change | |||
| Gross Profit Margin | |||
| Selling, General & Admin | $11.09B | $11.59B | |
| YoY Change | -4.32% | 4.29% | |
| % of Gross Profit | |||
| Research & Development | |||
| YoY Change | |||
| % of Gross Profit | |||
| Depreciation & Amortization | $1.970B | $3.873B | $4.286B |
| YoY Change | -20.69% | -9.64% | -18.22% |
| % of Gross Profit | |||
| Operating Expenses | $11.09B | $11.59B | |
| YoY Change | -4.32% | 4.29% | |
| Operating Profit | |||
| YoY Change | |||
| Interest Expense | $22.45B | $9.699B | |
| YoY Change | 131.46% | -31.59% | |
| % of Operating Profit | |||
| Other Income/Expense, Net | |||
| YoY Change | |||
| Pretax Income | $8.352B | $17.53B | $18.91B |
| YoY Change | 3.53% | -7.29% | 115.4% |
| Income Tax | $897.0M | $858.0M | $4.213B |
| % Of Pretax Income | 10.74% | 4.9% | 22.28% |
| Net Earnings | $6.533B | $16.67B | $13.92B |
| YoY Change | 9.47% | 19.78% | 166.15% |
| Net Earnings / Revenue | |||
| Basic Earnings Per Share | |||
| Diluted Earnings Per Share | $0.33 | $0.74 | $685.5K |
| COMMON SHARES | |||
| Basic Shares Outstanding | 20.29B shares | ||
| Diluted Shares Outstanding |
Balance Sheet
| Concept | 2022 Q4 | 2022 | 2021 |
|---|---|---|---|
| SHORT-TERM ASSETS | |||
| Cash & Short-Term Investments | |||
| YoY Change | |||
| Cash & Equivalents | |||
| Short-Term Investments | |||
| Other Short-Term Assets | |||
| YoY Change | |||
| Inventory | |||
| Prepaid Expenses | |||
| Receivables | |||
| Other Receivables | |||
| Total Short-Term Assets | |||
| YoY Change | |||
| LONG-TERM ASSETS | |||
| Property, Plant & Equipment | $12.58B | $12.58B | $13.24B |
| YoY Change | -4.95% | -4.95% | -8.14% |
| Goodwill | |||
| YoY Change | |||
| Intangibles | |||
| YoY Change | |||
| Long-Term Investments | $29.25B | $29.25B | $29.61B |
| YoY Change | -1.2% | -1.2% | 10.96% |
| Other Assets | $130.7B | $130.7B | $18.30B |
| YoY Change | 614.05% | 614.05% | 20.17% |
| Total Long-Term Assets | |||
| YoY Change | |||
| TOTAL ASSETS | |||
| Total Short-Term Assets | |||
| Total Long-Term Assets | |||
| Total Assets | $2967B | $2967B | $2958B |
| YoY Change | 0.29% | 0.29% | -0.88% |
| SHORT-TERM LIABILITIES | |||
| YoY Change | |||
| Accounts Payable | |||
| YoY Change | |||
| Accrued Expenses | $12.35B | $12.35B | $10.47B |
| YoY Change | 18.03% | 18.03% | 0.58% |
| Deferred Revenue | |||
| YoY Change | |||
| Short-Term Debt | $171.5B | $170.5B | $167.4B |
| YoY Change | 1.35% | 1.83% | 10.77% |
| Long-Term Debt Due | |||
| YoY Change | |||
| Total Short-Term Liabilities | $13.49B | $13.49B | $11.16B |
| YoY Change | 20.82% | 20.82% | 0.61% |
| LONG-TERM LIABILITIES | |||
| Long-Term Debt | $103.2B | $208.0B | $229.1B |
| YoY Change | 0.56% | -9.21% | -10.74% |
| Other Long-Term Liabilities | $835.0B | $692.0B | $491.5B |
| YoY Change | 29.15% | 40.79% | -16.72% |
| Total Long-Term Liabilities | $938.2B | $900.0B | $720.6B |
| YoY Change | 25.23% | 24.9% | -14.91% |
| TOTAL LIABILITIES | |||
| Total Short-Term Liabilities | $13.49B | $13.49B | $11.16B |
| Total Long-Term Liabilities | $938.2B | $900.0B | $720.6B |
| Total Liabilities | $2771B | $2779B | $2760B |
| YoY Change | 0.39% | 0.7% | -1.01% |
| SHAREHOLDERS EQUITY | |||
| Retained Earnings | |||
| YoY Change | |||
| Common Stock | |||
| YoY Change | |||
| Preferred Stock | |||
| YoY Change | |||
| Treasury Stock (at cost) | |||
| YoY Change | |||
| Treasury Stock Shares | |||
| Shareholders Equity | $187.5B | $187.5B | $198.3B |
| YoY Change | |||
| Total Liabilities & Shareholders Equity | $2967B | $2967B | $2958B |
| YoY Change | 0.29% | 0.29% | -0.88% |
Cashflow Statement
| Concept | 2022 Q4 | 2022 | 2021 |
|---|---|---|---|
| OPERATING ACTIVITIES | |||
| Net Income | $6.533B | $16.67B | $13.92B |
| YoY Change | 9.47% | 19.78% | 166.15% |
| Depreciation, Depletion And Amortization | $1.970B | $3.873B | $4.286B |
| YoY Change | -20.69% | -9.64% | -18.22% |
| Cash From Operating Activities | -$20.66B | $26.43B | $104.3B |
| YoY Change | -146.48% | -74.66% | -42.75% |
| INVESTING ACTIVITIES | |||
| Capital Expenditures | $2.580B | $4.410B | -$3.565B |
| YoY Change | -218.4% | -223.7% | 1.57% |
| Acquisitions | |||
| YoY Change | |||
| Other Investing Activities | -$3.390B | -$30.07B | $31.10B |
| YoY Change | -35.75% | -196.68% | -264.38% |
| Cash From Investing Activities | -$5.970B | -$34.48B | $27.54B |
| YoY Change | -19.92% | -225.22% | -222.76% |
| FINANCING ACTIVITIES | |||
| Cash Dividend Paid | |||
| YoY Change | |||
| Common Stock Issuance & Retirement, Net | -$3.547B | ||
| YoY Change | -486.38% | ||
| Debt Paid & Issued, Net | |||
| YoY Change | |||
| Cash From Financing Activities | -1.234B | -6.286B | -10.79B |
| YoY Change | -71.75% | -41.76% | 132.48% |
| NET CHANGE | |||
| Cash From Operating Activities | -20.66B | 26.43B | 104.3B |
| Cash From Investing Activities | -5.970B | -34.48B | 27.54B |
| Cash From Financing Activities | -1.234B | -6.286B | -10.79B |
| Net Change In Cash | -27.87B | -14.33B | 121.1B |
| YoY Change | -185.41% | -111.84% | -21.97% |
| FREE CASH FLOW | |||
| Cash From Operating Activities | -$20.66B | $26.43B | $104.3B |
| Capital Expenditures | $2.580B | $4.410B | -$3.565B |
| Free Cash Flow | -$23.24B | $22.02B | $107.9B |
| YoY Change | -149.84% | -79.58% | -41.92% |
Facts In Submission
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Description Of Initial Application Of Standards Or Interpretations
DescriptionOfInitialApplicationOfStandardsOrInterpretations
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<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:315.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:46.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:46.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:46.75pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:46.75pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Financial instruments yet to transition to alternative benchmarks, by main benchmark</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">USD Libor</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">GBP Libor</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">JPY Libor</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Others</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Non-derivative financial assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">49,632</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">262</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,912</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,716</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">42</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,562</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total non-derivative financial assets</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">54,348</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">304</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,474</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Non-derivative financial liabilities</span></td><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,224</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,804</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,179</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,352</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,988</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">176</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total non-derivative financial liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,564</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,804</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,179</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">176</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivative notional contract amount</span></td><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">140,223</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,337</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,208,189</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">68</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">186,952</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total derivative notional contract amount</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,348,412</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">68</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">194,289</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.939%"><tr><td style="width:1.0%"/><td style="width:60.832%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.416%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.416%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.416%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:8.420%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Financial instruments yet to transition to alternative benchmarks, by main benchmark</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">USD Libor</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">GBP Libor</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">JPY Libor</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Others</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Non-derivative financial assets</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">70,932 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,307 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">370 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,259 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,131 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,098 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total non-derivative financial assets</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">76,063 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,405 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">370 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,261 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Non-derivative financial liabilities</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,219 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,019 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,399 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,255 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,998 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">78 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total non-derivative financial liabilities</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,472 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,097 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,399 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivative notional contract amount</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">137,188 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,157 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31,470 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,652 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,318,613 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">284,898 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72,229 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">133,667 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total derivative notional contract amount</span></td><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,455,801 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">290,055 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">103,699 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">143,319 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Comprises financial instruments referencing other significant benchmark rates yet to transition to alternative benchmarks (euro Libor, Swiss franc Libor, Eonia, SOR, THBFIX, MIFOR and Sibor). Announcements were made by regulators during 2022 on the cessation of the Canadian dollar offered rate (‘CDOR’) and Mexican Interbank equilibrium interest rate (‘TIIE’), which will eventually transition to the Canadian overnight repo rate average (‘CORRA’) and a new Mexican overnight fall-back rate, respectively. Therefore, CDOR and TIIE are also included in Others during the current period.</span></div><div style="margin-bottom:6pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 Gross carrying amount excluding allowances for expected credit losses.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Loans And Receivables Explanatory
DescriptionOfAccountingPolicyForLoansAndReceivablesExplanatory
|
<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Unsecured personal facilities, including credit cards, are generally written off at between 150 and 210 days past due. The standard period runs until the end of the month in which the account becomes 180 days contractually delinquent. However, in exceptional circumstances to achieve a fair customer outcome, and in line with regulatory expectations, they may be extended further.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For secured facilities, write-off should occur upon repossession of collateral, receipt of proceeds via settlement, or determination that recovery of the collateral will not be pursued.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Any secured assets maintained on the balance sheet beyond 60 months of consecutive delinquency-driven default require additional monitoring and review to assess the prospect of recovery. </span></div><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There are exceptions in a few countries and territories where local regulation or legislation constrains earlier write-off, or where the realisation of collateral for secured real estate lending takes more time. Write-off, either partially or in full, may be earlier when there is no reasonable expectation of further recovery, for example, in the event of a bankruptcy or equivalent legal proceedings. Collection procedures may continue after write-off.</span></div><div style="display:inline-block;vertical-align:top;width:48.617%"><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Credit-impaired loans</span></div><div style="margin-bottom:4pt"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">We determine that a financial instrument is credit impaired and in stage 3 by considering relevant objective evidence, primarily whether:</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">contractual payments of either principal or interest are past due for more than 90 days;</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">there are other indications that the borrower is unlikely to pay, such as when a concession has been granted to the borrower for economic or legal reasons relating to the borrower’s financial condition; and</span></div></div><div style="display:inline-block;max-width:2.764%;min-width:1.764%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.619%"><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">the loan is otherwise considered to be in default. If such unlikeliness to pay is not identified at an earlier stage, it is deemed to occur when an exposure is 90 days past due, even where regulatory rules permit default to be defined based on 180 days past due. Therefore, the definitions of credit impaired and default are aligned as far as possible so that stage 3 represents all loans that are considered defaulted or otherwise credit impaired.</span></div></div> | |
| CY2022 | ifrs-full |
Disclosure Of Detailed Information About Financial Instruments Explanatory
DisclosureOfDetailedInformationAboutFinancialInstrumentsExplanatory
|
<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:510.75pt"><tr><td style="width:1.0pt"/><td style="width:267.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:54.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Summary of financial instruments to which the impairment requirements in IFRS 9 are applied</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="15" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">31 Dec 2022</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%"> At 31 Dec 2021</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying/nominal amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">ECL</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross carrying/nominal amount</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">936,307</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11,453)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,057,231 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(11,417)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">415,012</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,872)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">478,337 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,103)</span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">454,356</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(8,324)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">513,539 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8,204)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-bank financial institutions</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,939</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(257)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">65,355 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(110)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,951</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(69)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">83,153 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(17)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets measured at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,014,498</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(553)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">880,351 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(193)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– cash and balances at central banks</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">327,005</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">403,022 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4)</span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– items in the course of collection from other banks</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,297</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,136 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– Hong Kong Government certificates of indebtedness</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43,787</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,578 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– reverse repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253,754</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">241,648 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">168,827</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(80)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">97,364 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– assets held for sale</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">102,556</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(415)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,859 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(43)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– prepayments, accrued income and other assets</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">111,272</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(55)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88,744 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(84)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total gross carrying amount on-balance sheet</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,055,756</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(12,075)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,020,735 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(11,627)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and other credit-related commitments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">618,788</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(386)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">627,637 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(379)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">244,006</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(27)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">239,685 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(39)</span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">269,187</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(340)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">283,625 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(325)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">105,595</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(19)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">104,327 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(15)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial guarantees</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,783</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(52)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,795 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,135</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,130 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,587</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(50)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,355 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(58)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,061</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,310 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total nominal amount off-balance sheet</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">637,571</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(438)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">655,432 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(441)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,693,327</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(12,513)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,676,167 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(12,068)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Memorandum allowance for ECL</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">5</span></div></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Fair value</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Memorandum allowance for ECL</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">5</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt instruments measured at fair value through other comprehensive income (‘FVOCI’)</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">266,303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(145)</span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">347,203 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(96)</span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 The total ECL is recognised in the loss allowance for the financial asset unless the total ECL exceeds the gross carrying amount of the financial asset, in which case the ECL is recognised as a provision.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 For further details on gross carrying amounts and allowances for ECL related to assets held for sale, see ‘Assets held for sale’ on page 183.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3 Includes only those financial instruments that are subject to the impairment requirements of IFRS 9. ‘Prepayments, accrued income and other assets’ as presented within the consolidated balance sheet on page 351 comprises both financial and non-financial assets, including cash collateral and settlement accounts.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4 Represents the maximum amount at risk should the contracts be fully drawn upon and clients default.</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">5 Debt instruments measured at FVOCI continue to be measured at fair value with the allowance for ECL as a memorandum item. Change in ECL is recognised in ‘Change in expected credit losses and other credit impairment charges’ in the income statement.</span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:240.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:15pt"><td colspan="21" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Maximum exposure to credit risk</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="21" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></div></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Maximum<br/>exposure</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Offset</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Net</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Maximum<br/>exposure</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Offset</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Net</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers held at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">924,854</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(20,315)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">904,539</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,045,814 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(22,838)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,022,976 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">412,140</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,575)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">409,565</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">475,234 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4,461)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">470,773 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">446,032</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(16,262)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">429,770</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">505,335 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(16,824)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">488,511 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-bank financial institutions</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,682</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,478)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">65,204</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">65,245 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,553)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63,692 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,882</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,882</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">83,136 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">83,136 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets held at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,029,618</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(8,969)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,020,649</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">882,708 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(12,231)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">870,477 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– cash and balances at central banks</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">327,002</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">327,002</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">403,018 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">403,018 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– items in the course of collection from other banks</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,297</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,297</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,136 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,136 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– Hong Kong Government certificates of indebtedness</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43,787</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43,787</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,578 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,578 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– reverse repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253,754</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(8,969)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">244,785</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">241,648 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(12,231)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">229,417 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">168,747</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">168,747</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">97,302 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">97,302 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– assets held for sale</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">115,919</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">115,919</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,411 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,411 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– prepayments, accrued income and other assets</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">113,112</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">113,112</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90,615 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90,615 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">284,146</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(273,497)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,649</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">196,882 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(188,284)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,598 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total on-balance sheet exposure to credit risk</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,343,500</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(302,781)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,040,719</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,208,540 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(223,353)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,985,187 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total off-balance sheet</span></td><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">934,326</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">934,326</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">928,183 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">928,183 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial and other guarantees</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">106,861</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">106,861</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">113,088 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">113,088 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– loan and other credit-related commitments</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">827,465</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">827,465</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">815,095 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">815,095 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec </span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,277,826</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(302,781)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,975,045</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,136,723 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(223,353)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,913,370 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:349.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Unamortised balance of derivatives valued using models with significant unobservable inputs</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unamortised balance at 1 Jan</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">106</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">104 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deferral on new transactions </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">191</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">311 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Recognised in the income statement during the year:</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(192)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(308)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– amortisation</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(112)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(177)</span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– subsequent to unobservable inputs becoming observable </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– maturity, termination or offsetting derivative </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(77)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(127)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exchange differences </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(8)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Unamortised balance at 31 Dec</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">106 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table>1This amount is yet to be recognised in the consolidated income statement | |
| CY2022 | ifrs-full |
Disclosure Of Credit Risk Explanatory
DisclosureOfCreditRiskExplanatory
|
<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:55.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:34.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:31.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:23.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:34.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:21.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:30.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:25.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:23.50pt"/><td style="width:1.0pt"/></tr><tr style="height:21pt"><td colspan="48" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Summary of credit risk (excluding debt instruments measured at FVOCI) by stage distribution and ECL coverage by industry sector at</span></div><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31 December 2022</span></div></td></tr><tr style="height:9pt"><td colspan="48" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying/nominal amount</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="15" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="15" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">ECL coverage %</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage <br/>1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage <br/>2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage <br/>3</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">POCI</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">POCI</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">POCI</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td></tr><tr style="height:35pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">777,543</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">139,130</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,505</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">129</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">936,307</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,095)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,491)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6,829)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(38)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11,453)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">362,781</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">48,891</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,340</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">415,012</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(562)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,505)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(805)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,872)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 7.8pt;text-align:left;text-indent:-6.8pt;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">353,010</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85,521</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,696</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">129</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">454,356</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(490)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,909)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5,887)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(38)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(8,324)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 7.8pt;text-align:left;text-indent:-6.8pt;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-bank financial institutions</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">61,752</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,718</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">469</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,939</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(43)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(77)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(137)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(257)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:35pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">103,042</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,827</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">82</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,951</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(18)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(29)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(22)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(69)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:35pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets measured at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">996,489</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,166</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">797</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,014,498</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(124)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(188)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(234)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(7)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(553)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan and other credit-related commitments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">583,383</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,033</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,372</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">618,788</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(141)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(180)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(65)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(386)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">239,521</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,686</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">799</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">244,006</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(26)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(27)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 7.8pt;text-align:left;text-indent:-6.8pt;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">241,313</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,323</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">551</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">269,187</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(111)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(166)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(63)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(340)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">102,549</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,024</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">105,595</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(13)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(19)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial guarantees</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,071</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,463</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">249</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,783</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(13)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(33)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(52)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,123</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,135</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 7.8pt;text-align:left;text-indent:-6.8pt;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,547</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,793</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">247</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,587</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(12)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(33)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(50)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,401</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">659</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,061</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,476,528</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">194,619</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,005</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">175</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,693,327</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,384)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,901)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(7,183)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(45)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(12,513)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Represents the maximum amount at risk should the contracts be fully drawn upon and clients default.</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 Purchased or originated credit-impaired (‘POCI’).</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:55.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:34.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:30.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:25.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:25.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:27.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:25.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:21pt"><td colspan="48" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Summary of credit risk (excluding debt instruments measured at FVOCI) by stage distribution and ECL coverage by industry sector at </span></div><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31 December 2021 (continued)</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="48" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross carrying/nominal amount</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL</span></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">ECL coverage %</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage <br/>1</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage <br/>2</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">POCI</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">POCI</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage 1</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage 3</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">POCI</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:35pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers at amortised cost</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">918,936 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">119,224 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,797 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">274 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,057,231 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,367)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,119)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(6,867)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(64)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(11,417)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36.5 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23.4 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></td><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">456,956 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,439 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,942 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">478,337 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(658)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,219)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,226)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,103)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.4 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24.8 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.6 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 7.8pt;text-align:left;text-indent:-6.8pt;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></td><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">400,894 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">98,911 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,460 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">274 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">513,539 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(665)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,874)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(5,601)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(64)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8,204)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.2 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.9 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">41.6 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23.4 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.6 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 7.8pt;text-align:left;text-indent:-6.8pt;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-bank financial institutions</span></td><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">61,086 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,874 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">395 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">65,355 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(44)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(26)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(40)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(110)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.7 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10.1 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.2 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:35pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks at amortised cost</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">81,636 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,517 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">83,153 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(14)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(17)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.2 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:35pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets measured at amortised cost</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">875,016 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,988 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">304 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">43 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">880,351 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(91)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(54)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(42)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(6)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(193)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13.8 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14.0 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan and other credit-related commitments</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">594,473 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32,389 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">775 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">627,637 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(165)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(174)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(40)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(379)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.5 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.2 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">237,770 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,747 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">168 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">239,685 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(37)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(39)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 7.8pt;text-align:left;text-indent:-6.8pt;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">254,750 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,269 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">606 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">283,625 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(120)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(165)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(40)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(325)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.6 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.6 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">101,953 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,373 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">104,327 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(7)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(15)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial guarantees</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24,932 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,638 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">225 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,795 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(11)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(30)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(21)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.1 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9.3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.2 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,114 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,130 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 7.8pt;text-align:left;text-indent:-6.8pt;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,025 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,107 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">223 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,355 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(28)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(20)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(58)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9.0 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,793 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">516 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,310 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.4 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.0 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></div></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,494,993 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">160,756 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,101 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">317 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,676,167 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,648)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,380)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(6,970)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(70)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(12,068)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.1 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">34.7 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22.1 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.5 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Represents the maximum amount at risk should the contracts be fully drawn upon and clients default.</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 Purchased or originated credit-impaired (‘POCI’).</span></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.939%"><tr><td style="width:1.0%"/><td style="width:30.085%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.933%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.933%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.273%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.276%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:bottom"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans and advances to customers and banks measured at amortised cost</span></td></tr><tr><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total gross loans and advances</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total gross loans and advances</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">As reported</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,041,258</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11,522)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,140,384 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(11,434)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reported in ‘Assets held for sale’</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">81,221</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(392)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,424 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(39)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 December</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,122,479</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11,914)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,142,808 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(11,473)</span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.646%"><tr><td style="width:1.0%"/><td style="width:21.073%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.738%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.591%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.738%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.591%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.591%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.591%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.591%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.596%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Gross loans and allowance for ECL on loans and advances to customers and banks reported in ‘Assets held for sale’</span></td></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Banking business in Canada</span></td><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Retail banking operations in France</span></td><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Other</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55,431</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(234)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,121</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(92)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">412</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(62)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(388)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,637</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(75)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,691</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(88)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">305</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(47)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">49,633</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(210)</span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,128</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(154)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,379</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">107</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(15)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,614</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(173)</span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-bank financial institutions</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,666</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">51</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,717</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5)</span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">157</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">257</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 December 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55,531</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(234)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,121</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(92)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">569</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(66)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">81,221</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(392)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Banking business in Canada</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Retail banking operations in France</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Other</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross carrying value</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross carrying value</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross carrying value</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross carrying value</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers at amortised cost</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,424 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(39)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,424 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(39)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></td><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,424 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(39)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,424 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(39)</span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></td><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-bank financial institutions</span></td><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks at amortised cost</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 December 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,424 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(39)</span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,424 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(39)</span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:1pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Comprising assets held for sale relating to the planned sale of our branch operations in Greece and of our business in Russia.</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 Comprising assets held for sale relating to our mass market retail banking business in the US.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The table below analyses the amount of ECL (charges)/releases arising from assets held for sale. The charges during the period primarily relate to our retail banking operations in France.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.939%"><tr><td style="width:1.0%"/><td style="width:77.523%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.588%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.589%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Changes in expected credit losses and other credit impairment</span></td></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">ECL (charges)/releases arising from:</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.8pt;text-indent:-6.8pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– assets held for sale</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.8pt;text-indent:-6.8pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">–</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%;padding-left:3.3pt">assets not held for sale</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,587)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">928 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 December</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,592)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">928 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr></table></div> | |
| CY2022 | ifrs-full |
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Explanatory
DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedExplanatory
|
<div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:86.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:27.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.00pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:15pt"><td colspan="39" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Stage 2 days past due analysis at 31 December 2022</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="39" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">ECL coverage %</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:23pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">Up-to-date</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">1 to 29 DPD</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-style:italic;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1,2</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">30 and > DPD</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-style:italic;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1,2</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">Up-to-date</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">1 to 29 DPD</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-style:italic;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1,2</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">30 and > DPD</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-style:italic;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1,2</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">Up-to-date</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">1 to 29 DPD</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-style:italic;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1,2</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">30 and > DPD</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-style:italic;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1,2</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">139,130</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">134,733</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">2,411</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">1,986</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,491)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(3,019)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(234)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(238)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">2.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">9.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">12.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">48,891</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">46,402</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">1,683</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">806</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,505)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(1,080)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(214)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(211)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">2.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">12.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">26.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.8pt;text-indent:-6.8pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85,521</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">84,005</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">712</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">804</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,909)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(1,862)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(20)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(27)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">2.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">2.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">3.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.8pt;text-indent:-6.8pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-bank financial institutions</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,718</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">4,326</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">16</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">376</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(77)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(77)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">1.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,827</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">1,817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">10</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(29)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(29)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">1.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:26pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets measured at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,166</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">16,930</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">140</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">96</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(188)</span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(164)</span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(8)</span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(16)</span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">1.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">5.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">16.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Days past due (‘DPD’).</span></div><div style="margin-bottom:8pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 The days past due amounts presented above are on a contractual basis and include the benefit of any customer relief payment holidays granted.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:100.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:25.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:27.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:15pt"><td colspan="39" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Stage 2 days past due analysis at 31 December 2021 (continued)</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="39" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross carrying amount</span></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL</span></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">ECL coverage %</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Up-to-date</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 to 29 DPD</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-style:italic;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1,2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">30 and > DPD</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-style:italic;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1,2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage 2</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Up-to-date</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 to 29 DPD</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-style:italic;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1,2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">30 and > DPD</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-style:italic;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1,2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%"> Stage 2</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Up-to-date</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 to 29 DPD</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-style:italic;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1,2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">30 and > DPD</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-style:italic;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1,2</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers at amortised cost</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">119,224 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">115,350 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">2,193 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">1,681 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,119)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">(2,732)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">(194)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">(193)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.6 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">2.4 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">8.8 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">11.5 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></div></td><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,439 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">14,124 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">1,387 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">928 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,219)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">(884)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">(160)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">(175)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.4 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">6.3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">11.5 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">18.9 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.8pt;text-indent:-6.8pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></div></td><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">98,911 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">97,388 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">806 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">717 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,874)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">(1,822)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">(34)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">(18)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.9 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">1.9 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">4.2 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">2.5 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.8pt;text-indent:-6.8pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-bank financial institutions</span></div></td><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,874 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">3,838 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">36 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(26)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">(26)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.7 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">0.7 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks at amortised cost</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,517 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">1,517 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">(3)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.2 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">0.2 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets measured at amortised cost</span></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,988 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">4,935 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">22 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">31 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(54)</span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">(47)</span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">(4)</span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">(3)</span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.1 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">1.0 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">18.2 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">9.7 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Days past due (‘DPD’).</span></div>2 The days past due amounts presented above are on a contractual basis and include the benefit of any customer relief payment holidays granted.<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.919%"><tr><td style="width:1.0%"/><td style="width:32.936%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:20.887%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:20.887%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:20.890%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Management judgemental adjustments to ECL at 31 December 2022</span><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Retail</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Banks, sovereigns, government entities and low-risk counterparties</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Corporate lending adjustments</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Retail lending inflation-related adjustments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other macroeconomic-related adjustments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Pandemic-related economic recovery adjustments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other retail lending adjustments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.919%"><tr><td style="width:1.0%"/><td style="width:32.936%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:20.887%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:20.887%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:20.890%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Management judgemental adjustments to ECL at 31 December 2021</span><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Retail</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Wholesale</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$bn</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Banks, sovereigns, government entities and low-risk counterparties</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(0.1)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(0.1)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Corporate lending adjustments</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Retail lending inflation-related adjustments</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other macroeconomic-related adjustments</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Pandemic-related economic recovery adjustments</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.2 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.2 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other retail lending adjustments</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.5 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.2 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.7 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Management judgemental adjustments presented in the table reflect increases or (decreases) to ECL, respectively.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:108.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Distribution of financial instruments by credit quality at 31 December 2022</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="27" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="18" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying/notional amount</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL/other credit provisions</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Net</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Strong</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Good</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Satisfactory</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Sub-standard</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Credit impaired</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">In-scope for IFRS 9 ECL</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers held at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">492,848</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">197,560</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">196,819</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,446</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,634</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">936,307</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11,453)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">924,854</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">333,838</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45,696</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28,942</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,196</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,340</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">415,012</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,872)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">412,140</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">126,659</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">132,847</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">154,135</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,890</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,825</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">454,356</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(8,324)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">446,032</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-bank financial institutions</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,351</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,017</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,742</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,360</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">469</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,939</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(257)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,682</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks held at amortised cost </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">93,025</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,890</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,643</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,311</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">82</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,951</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(69)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,882</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash and balances at central banks </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">325,119</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,296</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">590</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">327,005</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">327,002</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Items in the course of collection from other banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,280</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,297</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,297</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hong Kong Government certificates of indebtedness </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43,787</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43,787</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43,787</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">170,386</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41,659</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41,686</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253,754</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253,754</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">151,385</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,113</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,121</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">161</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">47</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">168,827</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(80)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">168,747</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets held for sale</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">67,617</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,993</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,972</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,333</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">641</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">102,556</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(415)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">102,141</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">91,114</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,911</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,821</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">274</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">152</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">111,272</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(55)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">111,217</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 7.8pt;text-align:left;text-indent:-6.8pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– endorsements and acceptances</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,350</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,059</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,815</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">175</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,424</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(17)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,407</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– accrued income and other</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">88,764</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,852</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,006</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">102,848</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(38)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">102,810</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt instruments measured at </span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%"><br/></span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">fair value through other comprehensive income</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">261,247</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,132</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,981</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,949</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">42</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">279,351</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(145)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">279,206</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Out-of-scope for IFRS 9</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">91,330</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,371</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23,415</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">820</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">133</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">130,069</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">130,069</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:39pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets designated and otherwise mandatorily measured at fair value through profit or loss </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,281</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">809</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,785</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">110</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,985</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,985</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">241,905</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,181</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,843</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">181</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">36</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">284,146</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">284,146</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets held for sale</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,254</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,254</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,254</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total gross carrying amount on balance sheet</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,058,578</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">347,927</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">309,681</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">36,605</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,770</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,773,561</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(12,220)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,761,341</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Percentage of total credit quality</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">74.2%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12.5%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11.2%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.3%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.8%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan and other credit-related commitments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">402,972</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">132,402</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">74,410</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,632</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,372</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">618,788</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(386)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">618,402</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial guarantees</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,281</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,669</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,571</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,013</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">249</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,783</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(52)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,731</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">In-scope: Irrevocable loan commitments and financial guarantees</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">411,253</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">137,071</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78,981</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,645</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,621</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">637,571</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(438)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">637,133</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan and other credit-related commitments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">76,095</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">69,667</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">59,452</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,360</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">489</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">209,063</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">209,063</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Performance and other guarantees</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37,943</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30,029</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,732</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,137</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">399</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">88,240</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(110)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">88,130</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:26pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Out-of-scope: Revocable loan commitments and non-financial guarantees</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,038</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99,696</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">77,184</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,497</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">888</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">297,303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(110)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">297,193</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 For the purposes of this disclosure, gross carrying value is defined as the amortised cost of a financial asset before adjusting for any loss allowance. As such, the gross carrying value of debt instruments at FVOCI as presented above will not reconcile to the balance sheet as it excludes fair value gains and losses.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:109.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:46.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Distribution of financial instruments by credit quality at 31 December 2021 (continued)</span></td></tr><tr style="height:9pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:4pt;text-indent:-2.83pt"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="18" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross carrying/notional amount</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL/other credit provisions</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Net</span></td></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Good</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Sub- standard</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Credit impaired</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">In-scope for IFRS 9 ECL</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers held at amortised cost</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">544,695 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">230,326 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">233,739 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29,404 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,067 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,057,231 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(11,417)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,045,814 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">388,903 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">52,080 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30,492 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,920 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,942 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">478,337 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,103)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">475,234 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">124,819 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">158,938 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">188,858 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,194 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,730 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">513,539 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8,204)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">505,335 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-bank financial institutions</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30,973 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,308 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,389 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">290 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">395 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">65,355 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(110)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">65,245 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks held at amortised cost </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72,978 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,037 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,020 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,118 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">83,153 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(17)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">83,136 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash and balances at central banks </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">400,176 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,675 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,171 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">403,022 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">403,018 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Items in the course of collection from other banks</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,122 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,136 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,136 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hong Kong Government certificates of indebtedness </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,578 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,578 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,578 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements – non-trading</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">175,576 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">46,412 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,881 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">779 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">241,648 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">241,648 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">84,477 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,442 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,401 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">43 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">97,364 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">97,302 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets held for sale</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">560 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,112 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">936 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">110 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">141 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,859 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(43)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,816 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other assets</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">66,537 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,997 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,749 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">298 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">163 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88,744 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(84)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88,660 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 7.8pt;text-align:left;text-indent:-6.8pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– endorsements and acceptances</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,742 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,240 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,038 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">199 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,245 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(17)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,228 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– accrued income and other</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">64,795 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,757 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,711 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">137 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">77,499 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(67)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">77,432 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt instruments measured at fair value through other comprehensive income</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">320,161 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,298 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,677 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,087 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">46 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">345,269 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(96)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">345,173 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Out-of-scope for IFRS 9</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">101,879 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,254 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,283 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">678 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">134 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">139,228 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">139,228 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:36pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets designated and otherwise mandatorily measured at fair value through profit or loss </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,438 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">723 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,455 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">150 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,766 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,766 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">146,748 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,717 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,691 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">719 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">196,882 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">196,882 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total gross carrying amount on balance sheet</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,966,925 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">378,003 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">315,007 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">34,344 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,601 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,713,880 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(11,723)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,702,157 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Percentage of total credit quality</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72.5%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13.9%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11.6%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.3%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.7%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan and other credit-related commitments</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">389,865 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">136,297 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">92,558 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,142 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">775 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">627,637 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(379)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">627,258 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial guarantees</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,511 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,902 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,166 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">991 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">225 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,795 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,733 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">In-scope: Irrevocable loan commitments and financial guarantees</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">406,376 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">141,199 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">97,724 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,133 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,000 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">655,432 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(441)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">654,991 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan and other credit-related commitments</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">62,701 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">65,031 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">56,446 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,327 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">332 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">187,837 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">187,837 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Performance and other guarantees</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31,510 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32,193 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,265 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,027 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">539 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">85,534 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(179)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">85,355 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:27pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Out-of-scope: Revocable loan commitments and non-financial guarantees</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">94,211 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">97,224 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">75,711 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,354 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">871 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">273,371 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(179)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">273,192 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 For the purposes of this disclosure, gross carrying value is defined as the amortised cost of a financial asset before adjusting for any loss allowance. As such, the gross carrying value of debt instruments at FVOCI as presented above will not reconcile to the balance sheet as it excludes fair value gains and losses.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:145.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Distribution of financial instruments to which the impairment requirements in IFRS 9 are applied, by credit quality and stage allocation</span></div></td></tr><tr style="height:9pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt;text-indent:-2.83pt"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="18" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying/notional amount</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Net</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Strong</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Good</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Satisfactory</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Sub-<br/>standard</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Credit impaired</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">492,848</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">197,560</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">196,819</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,446</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,634</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">936,307</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11,453)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">924,854</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 1</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">458,843</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">170,875</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">142,695</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,130</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">777,543</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,095)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">776,448</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 2</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,005</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,685</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">54,124</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,316</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">139,130</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,491)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">135,639</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 3</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,505</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,505</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6,829)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,676</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– POCI</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">129</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">129</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(38)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">91</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">93,025</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,890</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,643</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,311</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">82</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,951</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(69)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,882</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 1</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92,696</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,465</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,466</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">415</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">103,042</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(18)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">103,024</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 2</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">329</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">425</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">177</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">896</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,827</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(29)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,798</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 3</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">82</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">82</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(22)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">60</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– POCI</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets measured at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">856,688</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85,984</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">68,195</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,788</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">843</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,014,498</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(553)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,013,945</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 1</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">855,523</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,175</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">60,583</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">208</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">996,489</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(124)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">996,365</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 2</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,165</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,809</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,612</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,580</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,166</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(188)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,978</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 3</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">797</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">797</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(234)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">563</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– POCI</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(7)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">39</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan and other credit-related commitments </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">402,972</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">132,402</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">74,410</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,632</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,372</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">618,788</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(386)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">618,402</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 1</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">398,120</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">121,581</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">60,990</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,692</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">583,383</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(141)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">583,242</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 2</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,852</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,821</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,420</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,940</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,033</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(180)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">33,853</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 3</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,372</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,372</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(65)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,307</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– POCI</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial guarantees</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,281</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,669</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,571</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,013</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">249</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,783</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(52)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,731</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 1</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,189</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,245</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,488</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">149</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,071</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,065</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 2</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">424</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,083</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">864</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,463</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(13)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,450</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 3</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">249</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">249</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(33)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">216</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– POCI</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,853,814</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">425,505</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">349,638</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">42,190</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,180</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,693,327</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(12,513)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,680,814</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt instruments at FVOCI</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 1</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">260,941</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,690</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">276,631</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(68)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">276,563</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 2</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">306</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">132</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">291</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,949</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,678</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(69)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,609</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 3</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– POCI</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(7)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">261,247</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,132</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,981</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,949</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">42</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">279,351</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(145)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">279,206</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 For the purposes of this disclosure, gross carrying value is defined as the amortised cost of a financial asset before adjusting for any loss allowance. As such, the gross carrying value of debt instruments at FVOCI as presented above will not reconcile to the balance sheet as it excludes fair value gains and losses.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:150.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/></tr><tr style="height:21pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Distribution of financial instruments to which the impairment requirements in IFRS 9 are applied, by credit quality and stage allocation </span></div><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(continued)</span></div></td></tr><tr style="height:9pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:4pt;text-indent:-2.83pt"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="18" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross carrying/notional amount</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Strong</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Good</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Satisfactory</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Sub-standard</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Credit impaired</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%"> Net</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers at amortised cost</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">544,695 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">230,326 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">233,739 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29,404 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,067 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,057,231 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(11,417)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,045,814 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 1</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">537,642 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">206,645 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">169,809 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,840 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">918,936 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,367)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">917,569 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 2</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,053 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,681 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63,930 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24,560 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">119,224 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,119)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">116,105 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 3</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,797 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,797 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(6,867)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,930 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– POCI</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">270 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">274 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(64)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">210 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks at amortised cost</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72,978 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,037 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,020 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,118 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">83,153 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(17)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">83,136 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 1</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72,903 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,935 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,788 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">81,636 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(14)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">81,622 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 2</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">75 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">102 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">232 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,108 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,517 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,514 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 3</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– POCI</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets measured at amortised cost</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">774,026 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">71,648 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33,142 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,188 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">347 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">880,351 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(193)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">880,158 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 1</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">773,427 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">70,508 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30,997 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">84 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">875,016 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(91)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">874,925 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 2</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">599 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,140 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,145 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,104 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,988 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(54)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,934 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 3</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">304 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">304 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(42)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">262 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– POCI</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">43 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">43 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(6)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">37 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan and other credit-related commitments</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">389,865 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">136,297 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">92,558 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,142 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">775 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">627,637 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(379)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">627,258 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 1</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">387,434 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">129,455 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">76,043 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,541 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">594,473 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(165)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">594,308 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 2</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,431 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,842 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,515 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,601 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32,389 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(174)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32,215 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 3</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">775 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">775 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(40)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">735 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– POCI</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial guarantees</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,511 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,902 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,166 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">991 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">225 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,795 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,733 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 1</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,351 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,469 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,929 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">183 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24,932 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(11)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24,921 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 2</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">160 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">433 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,237 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">808 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,638 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(30)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,608 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 3</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">225 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">225 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(21)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">204 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– POCI</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,798,075 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">447,210 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">369,625 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">40,843 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,414 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,676,167 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(12,068)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,664,099 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt instruments at FVOCI</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 1</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">319,557 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,196 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,354 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">343,107 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(67)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">343,040 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 2</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">604 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">102 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">323 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,087 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,116 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(22)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,094 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– stage 3</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– POCI</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">46 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">46 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(7)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">39 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></div></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">320,161 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,298 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,677 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,087 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">46 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">345,269 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(96)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">345,173 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:4pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 For the purposes of this disclosure, gross carrying value is defined as the amortised cost of a financial asset before adjusting for any loss allowance. As such, the gross carrying value of debt instruments at FVOCI as presented above will not reconcile to the balance sheet as it excludes fair value gains and losses.</span></div> | |
| CY2022Q4 | ifrs-full |
Maximum Exposure To Credit Risk
MaximumExposureToCreditRisk
|
3277826000000 | usd |
| CY2022Q4 | hsbc |
Maximum Exposure To Credit Risk Amount Offset
MaximumExposureToCreditRiskAmountOffset
|
302781000000 | usd |
| CY2022Q4 | hsbc |
Maximum Exposure To Credit Risk Net Of Amount Offset
MaximumExposureToCreditRiskNetOfAmountOffset
|
2975045000000 | usd |
| CY2021Q4 | ifrs-full |
Maximum Exposure To Credit Risk
MaximumExposureToCreditRisk
|
3136723000000 | usd |
| CY2021Q4 | hsbc |
Maximum Exposure To Credit Risk Amount Offset
MaximumExposureToCreditRiskAmountOffset
|
223353000000 | usd |
| CY2021Q4 | hsbc |
Maximum Exposure To Credit Risk Net Of Amount Offset
MaximumExposureToCreditRiskNetOfAmountOffset
|
2913370000000 | usd |
| CY2022 | hsbc |
Total Number Of Economic Scenarios To Calculate Ecl
TotalNumberOfEconomicScenariosToCalculateECL
|
4 | economic_scenario |
| CY2022 | hsbc |
Number Of Economic Scenarios Drawn From Consensus Forecasts And Distributional Estimates
NumberOfEconomicScenariosDrawnFromConsensusForecastsAndDistributionalEstimates
|
3 | economic_scenario |
| CY2022 | hsbc |
Inputs And Assumptions And Estimation Techniques Expected Credit Loss Weight Assigned To Scenarios
InputsAndAssumptionsAndEstimationTechniquesExpectedCreditLossWeightAssignedToScenarios
|
1 | |
| CY2022 | hsbc |
Inputs And Assumptions And Estimation Techniques Expected Credit Loss Weight Assigned To Scenarios
InputsAndAssumptionsAndEstimationTechniquesExpectedCreditLossWeightAssignedToScenarios
|
1 | |
| CY2022 | hsbc |
Inputs And Assumptions And Estimation Techniques Expected Credit Loss Weight Assigned To Scenarios
InputsAndAssumptionsAndEstimationTechniquesExpectedCreditLossWeightAssignedToScenarios
|
1 | |
| CY2022 | ifrs-full |
Disclosure Of Reconciliation Of Changes In Loss Allowance And Explanation Of Changes In Gross Carrying Amount For Financial Instruments Explanatory
DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsExplanatory
|
<div style="margin-bottom:10pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:90.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.75pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:21pt"><td colspan="33" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reconciliation of changes in gross carrying/nominal amount and allowances for loans and advances to banks and customers including </span></div><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">loan commitments and financial guarantees</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="33" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Non-credit impaired</span></td><td colspan="12" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Credit impaired</span></td><td colspan="6" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">POCI</span></td><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:42pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 1 Jan 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,577,582</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,557)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">155,742</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,326)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,797</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6,928)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">274</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(64)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,753,395</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11,875)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers of financial instruments:</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(99,022)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(798)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">89,052</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,620</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,970</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(822)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers from stage 1 to</span></div><div style="padding-left:8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">stage 2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(225,616)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">470</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">225,616</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(470)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers from stage 2 to</span></div><div style="padding-left:8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">stage 1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">128,246</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,216)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(128,246)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,216</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers to stage 3</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,392)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(10,087)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,132</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,479</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,141)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers from stage 3</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">740</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(61)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,769</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(258)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,509)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">319</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net remeasurement of ECL arising from transfer of stage</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">739</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(953)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(152)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(366)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">New financial assets originated or purchased</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">483,617</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(548)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">483,643</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(550)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets derecognised (including final repayments)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(318,659)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">148</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(37,941)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">343</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,806)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">416</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(97)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(359,503)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">907</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Changes to risk parameters – further lending/repayment</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(65,778)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">226</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6,963)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">93</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(594)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">259</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(61)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(73,396)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">583</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Changes to risk parameters – credit quality</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">403</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,670)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,019)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,254)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Changes to models used for ECL calculation</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(151)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(134)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets written off</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,794)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,794</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(10)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,804)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,804</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:29pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit-related modifications that resulted in derecognition</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(32)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(32)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(81,975)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">59</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(8,811)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">170</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,395)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">323</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(92,184)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">553</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Others</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(60,557)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(13,716)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">161</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(938)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">158</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(20)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(75,211)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">363</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,435,208</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,260)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">177,363</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,713)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,208</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6,949)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">129</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(38)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,633,908</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11,960)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">ECL income statement change for the period</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">972</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,338)</span></td><td style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,483)</span></td><td style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,814)</span></td><td style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Recoveries</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">316</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Others </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(26)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:26pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total ECL income statement change for the period</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,524)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Total includes $82.7bn of gross carrying loans and advances to customers and banks, which were classified to assets held for sale, and a corresponding allowance for ECL of $426m, reflecting business disposals as disclosed in Note 23 ‘Assets held for sale and liabilities of disposal groups held for sale’ on page 414.</span></div><div style="margin-bottom:10pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:270.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">12 months ended </span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">31 Dec 2022</span></div></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying/nominal amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">ECL charge</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">As above</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,633,908</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11,960)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,524)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets measured at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,014,498</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(553)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(41)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Non-trading reverse purchase agreement commitments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">44,921</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Performance and other guarantees not considered for IFRS 9</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Summary of financial instruments to which the impairment requirements in IFRS 9 are applied/Summary consolidated income statement</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,693,327</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(12,513)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,524)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt instruments measured at FVOCI</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">266,303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(145)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(68)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total allowance for ECL/total income statement ECL change for the period</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">n/a</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(12,658)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,592)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:112.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:36.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:35.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:34.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:35.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.00pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:21pt"><td colspan="33" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reconciliation of changes in gross carrying/nominal amount and allowances for loans and advances to banks and customers including </span></div><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">loan commitments and financial guarantees</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:11pt"><td colspan="33" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:bottom"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Non-credit impaired</span></td><td colspan="12" style="border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Credit impaired</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage 1</span></td><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage 2</span></td><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage 3</span></td><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">POCI</span></td><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross exposure</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance/ provision for ECL</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross exposure</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance/ provision for ECL</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross exposure</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance/ provision for ECL</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross exposure</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance/ provision for ECL</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross exposure</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance/ provision for ECL</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 1 Jan 2021</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,506,451 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,331)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">223,432 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(5,403)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,424 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(7,544)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">279 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(113)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,750,586 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(15,391)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers of financial instruments:</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,107 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,792)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(27,863)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,601 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,756 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(809)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers from stage 1 to </span></div><div style="padding-left:8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">stage 2</span></div></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(159,633)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">527 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">159,633 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(527)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers from stage 2 to </span></div><div style="padding-left:8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">stage 1</span></div></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">182,432 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,279)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(182,432)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,279 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers to stage 3</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,345)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(6,478)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,010 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,823 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,034)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers from stage 3</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">653 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(64)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,414 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(161)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,067)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">225 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net remeasurement of ECL arising from transfer of stage</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,225 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(596)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(34)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">595 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">New financial assets originated or purchased</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">444,070 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(553)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">124 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">444,194 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(553)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets derecognised (including final repayments)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(304,158)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">174 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(31,393)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">489 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,750)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">458 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(338,311)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,127 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Changes to risk parameters – further lending/repayment</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(61,742)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">547 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,634)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">498 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,268)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">576 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(108)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(66,752)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,633 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Changes to risk parameters – credit quality</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,111 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,012)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,354)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,227)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Changes to models used for ECL calculation</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(17)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(33)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(49)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets written off</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,610)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,605 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(7)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,617)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,612 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit-related modifications that resulted in derecognition</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(125)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(125)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(25,231)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,918)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(479)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">157 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(28,632)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">229 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Others</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,915)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">53 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,882)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">85 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(151)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(5)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4,948)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">149 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,577,582 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,557)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">155,742 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,326)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,797 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(6,928)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">274 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(64)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,753,395 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(11,875)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">ECL income statement change for the period</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,487 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(654)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,353)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">46 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">526 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Recoveries</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">409 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Others</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(111)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total ECL income statement change for the period</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">824 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Total includes $3.0bn of gross carrying loans and advances to customers, which were classified to assets held for sale, and a corresponding allowance for ECL of $123m, reflecting our exit of the domestic mass market retail banking in the US.</span></div><div style="margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:292.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:61.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:61.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:91.00pt"/><td style="width:1.0pt"/></tr><tr style="height:21pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">12 months ended 31 Dec 2021</span></div></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross carrying/nominal amount</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">ECL charge</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">As above</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,753,395 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(11,875)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">824 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets measured at amortised cost</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">880,351 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(193)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(19)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Non-trading reverse purchase agreement commitments</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,421 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Performance and other guarantees not considered for IFRS 9</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">75 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Summary of financial instruments to which the impairment requirements in IFRS 9 are applied/Summary consolidated income statement</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,676,167 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(12,068)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">880 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt instruments measured at FVOCI</span></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">347,203 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(96)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">48 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total allowance for ECL/total income statement ECL change for the period</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">n/a</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(12,164)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">928 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:109.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:34.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:36.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/></tr><tr style="height:21pt"><td colspan="33" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale lending – reconciliation of changes in gross carrying/nominal amount and allowances for loans and advances to banks and</span></div><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">customers including loan commitments and financial guarantees</span></div></td></tr><tr style="height:9pt"><td colspan="33" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:4pt;text-indent:-2.83pt"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Non-credit impaired</span></td><td colspan="12" style="border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Credit impaired</span></td><td colspan="6" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage 1</span></td><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage 2</span></td><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage 3</span></td><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">POCI</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:39pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 1 Jan 2021</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">841,105 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,465)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">196,662 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,998)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,662 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(6,041)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">279 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(113)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,052,708 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10,617)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers of financial instruments</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,285 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(638)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(23,361)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">888 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,076 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(250)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.8pt;text-indent:-6.8pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers from stage 1 to </span></div><div style="padding-left:14.17pt;text-indent:-6.8pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">stage 2</span></div></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(135,932)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">238 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">135,932 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(238)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.8pt;text-indent:-6.8pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers from stage 2 to </span></div><div style="padding-left:14.17pt;text-indent:-6.8pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">stage 1</span></div></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">156,346 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(875)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(156,346)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">875 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers to stage 3</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,363)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,410)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">276 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,773 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(293)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers from stage 3</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">234 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(18)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">463 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(25)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(697)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">43 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net remeasurement of ECL arising from transfer of stage</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">400 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(233)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(27)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">140 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">New financial assets originated or purchased</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">307,150 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(342)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">124 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">307,274 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(342)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets derecognised (including final repayments)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(221,160)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">55 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(26,136)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">70 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,514)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">239 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(248,820)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">370 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Changes to risk parameters – further lending/repayments</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(47,766)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">307 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(6,014)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">384 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(987)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">525 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(108)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(54,875)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,228 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Changes to risk parameters – credit quality</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">793 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(234)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,347)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(760)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Changes to models used for ECL calculation</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(15)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(33)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(48)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets written off</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,085)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,085 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(7)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,092)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,092 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit-related modifications that resulted in derecognition</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(125)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(125)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(16,157)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,560)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(341)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">112 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(19,062)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">148 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Others</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(715)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">34 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,050)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(5)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,765)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">56 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">881,742 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(862)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">137,541 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,105)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,686 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(5,702)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">274 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(64)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,034,243 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8,733)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">ECL income statement change for the period</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,198 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(46)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(610)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">46 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">588 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Recoveries</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">54 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Others </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(102)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total ECL income statement change for the period</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">540 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:509.25pt"><tr><td style="width:1.0pt"/><td style="width:157.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/></tr><tr style="height:21pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Personal lending – reconciliation of changes in gross carrying/nominal amount and allowances for loans and advances to </span></div><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">customers including loan commitments and financial guarantees</span></div></td></tr><tr style="height:9pt"><td colspan="21" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:4pt;text-indent:-2.83pt"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Non-credit impaired</span></td><td colspan="6" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Credit impaired</span></td><td colspan="6" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:38pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 1 Jan 2022</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">695,840</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(695)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,201</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,221)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,111</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,226)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">719,152</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,142)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers of financial instruments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(40,834)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(499)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">39,483</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">677</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,351</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(178)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers from stage 1 to stage 2</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(68,063)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">269</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">68,063</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(269)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers from stage 2 to stage 1</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,407</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(734)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(27,407)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">734</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers to stage 3</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(561)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,987)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">361</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,548</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(363)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers from stage 3</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">383</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(36)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">814</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(149)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,197)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">185</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net remeasurement of ECL arising from transfer of stage</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">498</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(583)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(88)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(173)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">New financial assets originated or purchased</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">130,632</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(271)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">130,632</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(271)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets derecognised (including final repayments)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(68,645)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">94</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,091)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">270</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,043)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">124</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(73,779)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">488</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Changes to risk parameters – further lending/repayments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(31,457)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">162</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,538</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(35)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">897</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(33)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(26,022)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">94</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Change in risk parameters – credit quality </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">82</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(676)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(822)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,416)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Changes to models used for ECL calculation</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(94)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(83)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets written off</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,215)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,215</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,215)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,215</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange and other</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(82,111)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5,543)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">156</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(961)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">190</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(88,615)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">389</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">603,425</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(588)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">52,588</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,506)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,140</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(805)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">660,153</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,899)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">ECL income statement change for the period</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">563</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,118)</span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(806)</span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,361)</span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Recoveries</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">283</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total ECL income statement change for the period</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,081)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Total includes $49.6bn of gross carrying loans and advances to customers, which were classified to assets held for sale, and a corresponding allowance for ECL of $221m, reflecting business disposals as disclosed in Note 23 ‘Assets held for sale and liabilities of disposal groups held for sale’ on page 414.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:163.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.00pt"/><td style="width:1.0pt"/></tr><tr style="height:21pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Personal lending – reconciliation of changes in gross carrying/nominal amount and allowances for loans and advances to customers</span></div><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">including loan commitments and financial guarantees</span></div></td></tr><tr style="height:9pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:4pt;text-indent:-2.83pt"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Non-credit impaired</span></td><td colspan="6" style="border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Credit impaired</span></td><td colspan="6" style="border-bottom:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage 1</span></td><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage 2</span></td><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Stage 3</span></td><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:38pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Allowance for ECL</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 1 Jan 2021</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">665,346 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(866)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,770 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,405)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,762 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,503)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">697,878 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4,774)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers of financial instruments</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,822 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,154)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4,502)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,713 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,680 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(559)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers from stage 1 to stage 2</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(23,701)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">289 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,701 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(289)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers from stage 2 to stage 1</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,086 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,404)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(26,086)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,404 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers to stage 3</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(982)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,068)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">734 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,050 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(741)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers from stage 3</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">419 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(46)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">951 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(136)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,370)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">182 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net remeasurement of ECL arising from transfer of stage</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">825 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(363)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(7)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">455 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">New financial assets originated or purchased</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">136,920 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(211)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">136,920 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(211)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets derecognised (including final repayments)</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(82,998)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">119 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(5,257)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">419 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,236)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">219 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(89,491)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">757 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Changes to risk parameters – further lending/repayments</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(13,976)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">240 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,380 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">114 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(281)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">51 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(11,877)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">405 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Change in risk parameters – credit quality</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">318 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(778)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,007)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,467)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Changes to models used for ECL calculation</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets written off</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,525)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,520 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,525)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,520 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(9,074)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(358)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(138)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(9,570)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">81 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Others</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,200)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(832)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">60 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(151)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,183)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">93 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">695,840 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(695)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,201 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,221)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,111 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,226)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">719,152 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,142)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">ECL income statement change for the period</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,289 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(608)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(743)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Recoveries</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">355 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(9)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total ECL income statement change for the period</span></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">284 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Total includes $3.0bn of gross carrying loans and advances to customers, which were classified to assets held for sale, and a corresponding allowance for ECL of $123m, reflecting our exit of the domestic mass market retail banking in the US.</span></div> | |
| CY2022Q4 | hsbc |
Offbalance Sheet Commitments
OffbalanceSheetCommitments
|
297193000000 | usd |
| CY2021Q4 | hsbc |
Offbalance Sheet Commitments
OffbalanceSheetCommitments
|
273192000000 | usd |
| CY2019 | ifrs-full |
Disclosure Of Reconciliation Of Changes In Loss Allowance And Explanation Of Changes In Gross Carrying Amount For Financial Instruments Explanatory
DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsExplanatory
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<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:88.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:41.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:41.50pt"/><td style="width:1.0pt"/></tr><tr style="height:21pt"><td colspan="33" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Wholesale lending – reconciliation of changes in gross carrying/nominal amount and allowances for loans and advances to banks and </span></div><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">customers including loan commitments and financial guarantees</span></div></td></tr><tr style="height:9pt"><td colspan="33" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:4pt;text-indent:-2.83pt"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Non-credit impaired</span></td><td colspan="12" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Credit impaired</span></td><td colspan="6" style="background-color:#f0eff0;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage 1</span></td><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage 2</span></td><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Stage 3</span></td><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">POCI</span></td><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:39pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross carrying/ nominal amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Allowance for ECL</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 1 Jan 2022</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">881,742</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(862)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">137,541</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,105)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,686</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5,702)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">274</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(64)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,034,243</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(8,733)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers of financial instruments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(58,188)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(299)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">49,569</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">943</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,619</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(644)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.8pt;text-indent:-6.8pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers from stage 1 to </span></div><div style="padding-left:6.8pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">stage 2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(157,553)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">201</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">157,553</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(201)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers from stage 2 to </span></div><div style="padding-left:6.8pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">stage 1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100,839</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(482)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(100,839)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">482</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers to stage 3</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,831)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(8,100)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">771</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,931</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(778)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– transfers from stage 3</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">357</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(25)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">955</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(109)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,312)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">134</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net remeasurement of ECL arising from transfer of stage</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">241</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(370)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(64)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(193)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">New financial assets originated or purchased</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">352,985</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(277)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">353,011</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(279)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:27pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets derecognised (including final repayments)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(250,014)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">54</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(33,850)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">73</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,763)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">292</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(97)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(285,724)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">419</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:29pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Changes to risk parameters – further lending/repayments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(34,321)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11,501)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">128</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,491)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">292</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(61)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(47,374)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">489</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Change in risk parameters – credit quality </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">321</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(994)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,197)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,838)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Changes to models used for ECL calculation</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(57)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(51)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets written off</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,579)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,579</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(10)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,589)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,589</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:27pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit-related modifications that resulted in derecognition</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(32)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(32)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange and other</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(60,421)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(16,984)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">175</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,372)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">291</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(19)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(78,780)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">527</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">831,783</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(672)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">124,775</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,207)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,068</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6,144)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">129</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(38)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">973,755</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9,061)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">ECL income statement change for the period</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">409</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,220)</span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,677)</span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,453)</span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Recoveries</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">33</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Others</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(23)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:27pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total ECL income statement change for the period</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,443)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Total includes $33.1bn of gross carrying loans and advances to customers and banks, which were classified to assets held for sale, and a corresponding allowance for ECL of $204m, reflecting business disposals as disclosed in Note 23 ‘Assets held for sale and liabilities of disposal groups held for sale’ on page 414.</span></div> | |
| CY2022Q4 | hsbc |
Common Equity Tier One Capital Capital Instruments And Related Party Share Premium Accounts
CommonEquityTierOneCapitalCapitalInstrumentsAndRelatedPartySharePremiumAccounts
|
23406000000 | usd |
| CY2021Q4 | hsbc |
Common Equity Tier One Capital Capital Instruments And Related Party Share Premium Accounts
CommonEquityTierOneCapitalCapitalInstrumentsAndRelatedPartySharePremiumAccounts
|
23513000000 | usd |
| CY2022Q4 | hsbc |
Common Equity Tier One Capital Capital Instruments And Related Party Share Premium Accounts
CommonEquityTierOneCapitalCapitalInstrumentsAndRelatedPartySharePremiumAccounts
|
23406000000 | usd |
| CY2021Q4 | hsbc |
Common Equity Tier One Capital Capital Instruments And Related Party Share Premium Accounts
CommonEquityTierOneCapitalCapitalInstrumentsAndRelatedPartySharePremiumAccounts
|
23513000000 | usd |
| CY2022Q4 | hsbc |
Common Equity Tier One Capital Retained Earnings
CommonEquityTierOneCapitalRetainedEarnings
|
127155000000 | usd |
| CY2021Q4 | hsbc |
Common Equity Tier One Capital Retained Earnings
CommonEquityTierOneCapitalRetainedEarnings
|
121059000000 | usd |
| CY2022Q4 | hsbc |
Common Equity Tier One Capital Accumulated Other Comprehensive Income And Other Reserves
CommonEquityTierOneCapitalAccumulatedOtherComprehensiveIncomeAndOtherReserves
|
4105000000 | usd |
| CY2021Q4 | hsbc |
Common Equity Tier One Capital Accumulated Other Comprehensive Income And Other Reserves
CommonEquityTierOneCapitalAccumulatedOtherComprehensiveIncomeAndOtherReserves
|
8273000000 | usd |
| CY2022Q4 | hsbc |
Common Equity Tier One Capital Non Controlling Interests
CommonEquityTierOneCapitalNonControllingInterests
|
4444000000 | usd |
| CY2021Q4 | hsbc |
Common Equity Tier One Capital Non Controlling Interests
CommonEquityTierOneCapitalNonControllingInterests
|
4186000000 | usd |
| CY2022Q4 | hsbc |
Common Equity Tier One Capital Profit Loss Net Of Forseeable Charge Or Dividend
CommonEquityTierOneCapitalProfitLossNetOfForseeableChargeOrDividend
|
8633000000 | usd |
| CY2021Q4 | hsbc |
Common Equity Tier One Capital Profit Loss Net Of Forseeable Charge Or Dividend
CommonEquityTierOneCapitalProfitLossNetOfForseeableChargeOrDividend
|
5887000000 | usd |
| CY2022Q4 | hsbc |
Common Equity Tier One Capital Before Regulatory Adjustments
CommonEquityTierOneCapitalBeforeRegulatoryAdjustments
|
167743000000 | usd |
| CY2021Q4 | hsbc |
Common Equity Tier One Capital Before Regulatory Adjustments
CommonEquityTierOneCapitalBeforeRegulatoryAdjustments
|
162918000000 | usd |
| CY2022Q4 | hsbc |
Common Equity Tier One Capital Regulatory Adjustments
CommonEquityTierOneCapitalRegulatoryAdjustments
|
48452000000 | usd |
| CY2021Q4 | hsbc |
Common Equity Tier One Capital Regulatory Adjustments
CommonEquityTierOneCapitalRegulatoryAdjustments
|
30353000000 | usd |
| CY2022Q4 | hsbc |
Common Equity Tier One Capital1
CommonEquityTierOneCapital1
|
119291000000 | usd |
| CY2021Q4 | hsbc |
Common Equity Tier One Capital1
CommonEquityTierOneCapital1
|
132565000000 | usd |
| CY2022Q4 | hsbc |
Additional Tier One Capital Before Regulatory Adjustments
AdditionalTierOneCapitalBeforeRegulatoryAdjustments
|
19836000000 | usd |
| CY2021Q4 | hsbc |
Additional Tier One Capital Before Regulatory Adjustments
AdditionalTierOneCapitalBeforeRegulatoryAdjustments
|
23787000000 | usd |
| CY2022Q4 | hsbc |
Additional Tier One Capital Regulatory Adjustments
AdditionalTierOneCapitalRegulatoryAdjustments
|
60000000 | usd |
| CY2021Q4 | hsbc |
Additional Tier One Capital Regulatory Adjustments
AdditionalTierOneCapitalRegulatoryAdjustments
|
60000000 | usd |
| CY2022Q4 | hsbc |
Additional Tier One Capital
AdditionalTierOneCapital
|
19776000000 | usd |
| CY2021Q4 | hsbc |
Additional Tier One Capital
AdditionalTierOneCapital
|
23727000000 | usd |
| CY2022Q4 | hsbc |
Tier One Capital
TierOneCapital
|
139067000000 | usd |
| CY2021Q4 | hsbc |
Tier One Capital
TierOneCapital
|
156292000000 | usd |
| CY2022Q4 | hsbc |
Tier Two Risk Based Capital Before Regulatory Adjustments
TierTwoRiskBasedCapitalBeforeRegulatoryAdjustments
|
24779000000 | usd |
| CY2021Q4 | hsbc |
Tier Two Risk Based Capital Before Regulatory Adjustments
TierTwoRiskBasedCapitalBeforeRegulatoryAdjustments
|
23018000000 | usd |
| CY2022Q4 | hsbc |
Tier Two Risk Based Capital Regulatory Adjustments
TierTwoRiskBasedCapitalRegulatoryAdjustments
|
1423000000 | usd |
| CY2021Q4 | hsbc |
Tier Two Risk Based Capital Regulatory Adjustments
TierTwoRiskBasedCapitalRegulatoryAdjustments
|
1524000000 | usd |
| CY2022Q4 | hsbc |
Tier Two Risk Based Capital1
TierTwoRiskBasedCapital1
|
23356000000 | usd |
| CY2021Q4 | hsbc |
Tier Two Risk Based Capital1
TierTwoRiskBasedCapital1
|
21494000000 | usd |
| CY2022Q4 | hsbc |
Capital1
Capital1
|
162423000000 | usd |
| CY2021Q4 | hsbc |
Capital1
Capital1
|
177786000000 | usd |
| CY2022 | dei |
Auditor Name
AuditorName
|
PricewaterhouseCoopers LLP | |
| CY2022 | hsbc |
Increase In Common Equity Tier One Capital Before Regulatory Adjustments
IncreaseInCommonEquityTierOneCapitalBeforeRegulatoryAdjustments
|
13200000000 | usd |
| CY2022 | hsbc |
Increase In Common Equity Tier One Capital Regulatory Adjustments
IncreaseInCommonEquityTierOneCapitalRegulatoryAdjustments
|
13200000000 | usd |
| CY2022Q4 | hsbc |
Funded Amount
FundedAmount
|
2966530000000 | usd |
| CY2021Q4 | hsbc |
Funded Amount
FundedAmount
|
2957939000000 | usd |
| CY2022Q4 | hsbc |
Total Funded Uses Amount
TotalFundedUsesAmount
|
2966530000000 | usd |
| CY2021Q4 | hsbc |
Total Funded Uses Amount
TotalFundedUsesAmount
|
2957939000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Amounts Arising From Insurance Contracts Explanatory
DisclosureOfAmountsArisingFromInsuranceContractsExplanatory
|
<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:261.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:46.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Balance sheet of insurance manufacturing subsidiaries by type of contract</span><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">With<br/>DPF</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Unit-linked</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Other contracts</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Shareholder<br/>assets and liabilities</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">89,907</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,144</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,467</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,086</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">128,604</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 7.8pt;text-align:left;text-indent:-6.8pt;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial assets designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30,950</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,992</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,899</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,543</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">44,384</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">418</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">463</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46,142</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,114</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,805</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">67,104</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,349</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">486</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,920</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,755</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other financial assets</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,048</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">109</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">938</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">803</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,898</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurance assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,945</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">50</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,724</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,721</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">PVIF</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,900</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,900</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other assets and investment properties</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,521</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">225</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">957</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,705</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">95,373</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,196</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23,416</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,945</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">146,930</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities under investment contracts designated at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,084</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,296</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,380</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities under insurance contracts</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">91,948</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,438</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,521</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,907</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deferred tax</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">5</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">227</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,495</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,750</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,212</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,212</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92,175</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,528</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,839</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">129,249</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total equity</span></td><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,681</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,681</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total liabilities and equity at 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92,175</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,528</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,839</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,388</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">146,930</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:259.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88,969 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,881 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,856 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,951 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">127,657 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 7.8pt;text-align:left;text-indent:-6.8pt;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial assets designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30,669 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,605 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,581 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,827 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">44,682 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– derivatives</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">129 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">147 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments at amortised cost</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,001 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">61 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,622 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,909 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">61,593 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments at fair value through other comprehensive income</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,858 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">459 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,951 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,268 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other financial assets</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,312 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">214 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,179 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,262 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,967 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurance assets</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,180 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,666 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,921 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">PVIF</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,453 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,453 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other assets and investment properties</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,558 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">206 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">820 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,585 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total assets</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">93,707 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,954 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,728 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,227 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">144,616 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities under investment contracts designated at fair value</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,297 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,641 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,938 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities under insurance contracts</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">89,492 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,558 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,757 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">112,807 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deferred tax</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">5</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">179 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,418 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,630 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other liabilities</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,269 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,269 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total liabilities</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">89,671 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,864 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,422 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,687 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">127,644 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total equity</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,972 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,972 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total liabilities and equity at 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">89,671 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,864 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,422 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,659 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">144,616 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Balance sheet of insurance manufacturing operations is shown before elimination of inter-company transactions with HSBC non-insurance operations.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">‘Other contracts’ includes term insurance, credit life insurance, universal life insurance and investment contracts not included in the ‘Unit-linked’ or ‘With DPF’ columns.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Comprise mainly loans and advances to banks, cash and inter-company balances with other non-insurance legal entities.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Present value of in-force long-term insurance business.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">‘Deferred tax’ includes the deferred tax liabilities arising on recognition of PVIF.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:309.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Balance sheet of insurance manufacturing subsidiaries by geographical region</span><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1,2</span></div></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt;text-indent:-2.83pt"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></div></td><td colspan="3" style="display:none"/></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Europe</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Asia</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Latin <br/>America</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,407</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100,224</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">973</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">128,604</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 7.8pt;text-align:left;text-indent:-6.8pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial assets designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,858</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28,030</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">496</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">44,384</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– derivatives</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">292</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">171</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">463</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments – at amortised cost</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">383</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,674</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">47</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">67,104</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments – at fair value through other comprehensive income</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,505</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">861</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">389</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,755</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other financial assets</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,369</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,488</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,898</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurance assets</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">183</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,533</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,721</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">PVIF</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,296</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,407</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">197</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,900</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other assets and investment properties</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">958</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,687</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">60</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,705</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total assets</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,844</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">115,851</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,235</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">146,930</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities under investment contracts designated at fair value</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,143</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,237</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,380</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities under insurance contracts</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,076</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">89,904</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">927</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,907</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deferred tax</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">5</span></div></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">288</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,440</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,750</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other liabilities</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,166</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,992</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">54</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,212</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total liabilities</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,673</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100,573</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,003</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">129,249</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total equity</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,171</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,278</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">232</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,681</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total liabilities and equity at 31 Dec 2022</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,844</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">115,851</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,235</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">146,930</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets</span></td><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">34,264 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">92,535 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">858 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">127,657 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 7.8pt;text-align:left;text-indent:-6.8pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial assets designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="3" style="display:none"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,030 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,248 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">404 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">44,682 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– derivatives</span></td><td colspan="3" style="display:none"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">65 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">82 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">147 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments – at amortised cost</span></td><td colspan="3" style="display:none"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,161 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">60,389 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">43 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">61,593 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments – at fair value through other comprehensive income</span></td><td colspan="3" style="display:none"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,073 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">817 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">378 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,268 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other financial assets</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="display:none"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,935 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,999 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,967 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurance assets</span></td><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">213 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,703 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,921 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">PVIF</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,098 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,177 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">178 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,453 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other assets and investment properties</span></td><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,091 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,431 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,585 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total assets</span></td><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36,666 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">106,846 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,104 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">144,616 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 1.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities under investment contracts designated at fair value</span></td><td colspan="3" style="display:none"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,396 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,542 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,938 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 1.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities under insurance contracts</span></td><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30,131 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">81,840 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">836 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">112,807 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:0.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deferred tax</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">5</span></div></td><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">250 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,357 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,630 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 1.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other liabilities</span></td><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,711 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,523 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">35 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,269 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total liabilities</span></td><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">34,488 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">92,262 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">894 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">127,644 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total equity</span></td><td colspan="3" style="display:none"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,178 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,584 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">210 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,972 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total liabilities and equity at 31 Dec 2021</span></td><td colspan="3" style="display:none"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36,666 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">106,846 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,104 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">144,616 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">HSBC has no insurance manufacturing subsidiaries in the Middle East and North Africa or North America.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Balance sheet of insurance manufacturing operations is shown before elimination of inter-company transactions with HSBC non-insurance operations.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Comprise mainly loans and advances to banks, cash and inter-company balances with other non-insurance legal entities.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Present value of in-force long-term insurance business.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">‘Deferred tax’ includes the deferred tax liabilities arising on recognition of PVIF.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Market Risk Of Insurance Contracts Explanatory
DisclosureOfMarketRiskOfInsuranceContractsExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:510.75pt"><tr><td style="width:1.0pt"/><td style="width:150.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="24" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Financial return guarantees</span></div></td></tr><tr style="height:9pt"><td colspan="24" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt;text-indent:-2.83pt"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:48pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Investment returns implied by guarantee</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Long-term investment returns on relevant portfolios</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Cost of guarantees</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Investment returns implied by guarantee</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Long-term investment returns on relevant portfolios</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Cost of guarantees</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Capital</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.6-5.1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">47</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">—</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.7-2.3</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">220 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nominal annual return</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1-1.9</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.6-6.8</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">548</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1-1.9</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.7-6.4</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">423 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nominal annual return</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.0-3.9</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.0-5.5</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">109</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.0-3.9</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.2-4.1</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">183 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nominal annual return</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.0-5.0</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.0-4.2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.0-5.0</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.2-4.2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">112 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">745</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">938 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Sensitivity To Insurance Risk Explanatory
DisclosureOfSensitivityToInsuranceRiskExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:291.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Sensitivity of HSBC’s insurance manufacturing subsidiaries to market risk factors</span></div></td></tr><tr style="height:9pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt;text-indent:-2.83pt"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Effect on<br/>profit after tax</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Effect on<br/>total equity</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Effect on <br/>profit after tax</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Effect on<br/>total equity</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">+100 basis point parallel shift in yield curves</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(100)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(236)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(142)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">-100 basis point parallel shift in yield curves </span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">177</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(154)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(9)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10% increase in equity prices</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">391</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">391</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">369 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">369 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10% decrease in equity prices</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(419)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(419)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(377)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(377)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10% increase in US dollar exchange rate compared with all currencies</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">98</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">98</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">80 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">80 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10% decrease in US dollar exchange rate compared with all currencies</span></div></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(98)</span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(98)</span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(80)</span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(80)</span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:400.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:14pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Sensitivity analysis</span></div></td></tr><tr style="height:9pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt;text-indent:-2.83pt"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Effect on profit after tax and total equity at 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Effect on profit after tax and total equity at 10% increase in mortality and/or morbidity rates</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(105)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(112)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Effect on profit after tax and total equity at 10% decrease in mortality and/or morbidity rates</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">109</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">115 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Effect on profit after tax and total equity at 10% increase in lapse rates</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(121)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(115)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Effect on profit after tax and total equity at 10% decrease in lapse rates</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">124</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">129 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Effect on profit after tax and total equity at 10% increase in expense rates</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(89)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(108)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Effect on profit after tax and total equity at 10% decrease in expense rates</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">89</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">107 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Liquidity Risk Of Insurance Contracts Explanatory
DisclosureOfLiquidityRiskOfInsuranceContractsExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:510.75pt"><tr><td style="width:1.0pt"/><td style="width:235.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Expected maturity of insurance contract liabilities</span></div></td></tr><tr style="height:9pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#7c7d84;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(Audited)</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Expected cash flows (undiscounted)</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Within 1 year</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">1–5 years</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">5–15 years</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Over 15 years</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unit-linked </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">801</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,732</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,522</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,355</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,410</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">With DPF and Other contracts</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,637</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31,290</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55,157</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">135,002</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">230,086</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,438</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">33,022</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">57,679</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">137,357</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">237,496</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unit-linked </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,346 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,605 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,159 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,293 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,403 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">With DPF and Other contracts</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,803 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31,334 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">51,891 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">94,168 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">186,196 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,149 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33,939 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">55,050 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">96,461 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">195,599 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table> | |
| CY2022 | dei |
Auditor Location
AuditorLocation
|
London, United Kingdom | |
| CY2022 | ifrs-full |
Interest Revenue Expense
InterestRevenueExpense
|
32610000000 | usd |
| CY2021 | ifrs-full |
Interest Revenue Expense
InterestRevenueExpense
|
26489000000 | usd |
| CY2020 | ifrs-full |
Interest Revenue Expense
InterestRevenueExpense
|
27578000000 | usd |
| CY2022 | ifrs-full |
Revenue From Interest
RevenueFromInterest
|
55059000000 | usd |
| CY2021 | ifrs-full |
Revenue From Interest
RevenueFromInterest
|
36188000000 | usd |
| CY2020 | ifrs-full |
Revenue From Interest
RevenueFromInterest
|
41756000000 | usd |
| CY2022 | ifrs-full |
Interest Expense
InterestExpense
|
22449000000 | usd |
| CY2021 | ifrs-full |
Interest Expense
InterestExpense
|
9699000000 | usd |
| CY2020 | ifrs-full |
Interest Expense
InterestExpense
|
14178000000 | usd |
| CY2022 | ifrs-full |
Fee And Commission Income Expense
FeeAndCommissionIncomeExpense
|
11451000000 | usd |
| CY2021 | ifrs-full |
Fee And Commission Income Expense
FeeAndCommissionIncomeExpense
|
13097000000 | usd |
| CY2020 | ifrs-full |
Fee And Commission Income Expense
FeeAndCommissionIncomeExpense
|
11874000000 | usd |
| CY2022 | ifrs-full |
Fee And Commission Income
FeeAndCommissionIncome
|
15213000000 | usd |
| CY2021 | ifrs-full |
Fee And Commission Income
FeeAndCommissionIncome
|
16788000000 | usd |
| CY2020 | ifrs-full |
Fee And Commission Income
FeeAndCommissionIncome
|
15051000000 | usd |
| CY2022 | ifrs-full |
Fee And Commission Expense
FeeAndCommissionExpense
|
3762000000 | usd |
| CY2021 | ifrs-full |
Fee And Commission Expense
FeeAndCommissionExpense
|
3691000000 | usd |
| CY2020 | ifrs-full |
Fee And Commission Expense
FeeAndCommissionExpense
|
3177000000 | usd |
| CY2022 | ifrs-full |
Trading Income Expense
TradingIncomeExpense
|
10469000000 | usd |
| CY2021 | ifrs-full |
Trading Income Expense
TradingIncomeExpense
|
7744000000 | usd |
| CY2020 | ifrs-full |
Trading Income Expense
TradingIncomeExpense
|
9582000000 | usd |
| CY2022 | ifrs-full |
Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss
InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss
|
-3394000000 | usd |
| CY2021 | ifrs-full |
Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss
InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss
|
4053000000 | usd |
| CY2020 | ifrs-full |
Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss
InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss
|
2081000000 | usd |
| CY2022 | hsbc |
Gains Losses On Change In Fair Value Of Long Term Debt And Related Derivatives
GainsLossesOnChangeInFairValueOfLongTermDebtAndRelatedDerivatives
|
-77000000 | usd |
| CY2021 | hsbc |
Gains Losses On Change In Fair Value Of Long Term Debt And Related Derivatives
GainsLossesOnChangeInFairValueOfLongTermDebtAndRelatedDerivatives
|
-182000000 | usd |
| CY2020 | hsbc |
Gains Losses On Change In Fair Value Of Long Term Debt And Related Derivatives
GainsLossesOnChangeInFairValueOfLongTermDebtAndRelatedDerivatives
|
231000000 | usd |
| CY2022 | ifrs-full |
Gains Losses On Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value
GainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue
|
226000000 | usd |
| CY2021 | ifrs-full |
Gains Losses On Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value
GainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue
|
798000000 | usd |
| CY2020 | ifrs-full |
Gains Losses On Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value
GainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue
|
455000000 | usd |
| CY2022 | ifrs-full |
Gains Losses On Availableforsale Financial Assets
GainsLossesOnAvailableforsaleFinancialAssets
|
-3000000 | usd |
| CY2021 | ifrs-full |
Gains Losses On Availableforsale Financial Assets
GainsLossesOnAvailableforsaleFinancialAssets
|
569000000 | usd |
| CY2020 | ifrs-full |
Gains Losses On Availableforsale Financial Assets
GainsLossesOnAvailableforsaleFinancialAssets
|
653000000 | usd |
| CY2022 | ifrs-full |
Income Arising From Insurance Contracts
IncomeArisingFromInsuranceContracts
|
12825000000 | usd |
| CY2021 | ifrs-full |
Income Arising From Insurance Contracts
IncomeArisingFromInsuranceContracts
|
10870000000 | usd |
| CY2020 | ifrs-full |
Income Arising From Insurance Contracts
IncomeArisingFromInsuranceContracts
|
10093000000 | usd |
| CY2022 | ifrs-full |
Gain Loss Recognised On Measurement To Fair Value Less Costs To Sell Or On Disposal Of Assets Or Disposal Groups Constituting Discontinued Operation
GainLossRecognisedOnMeasurementToFairValueLessCostsToSellOrOnDisposalOfAssetsOrDisposalGroupsConstitutingDiscontinuedOperation
|
-2378000000 | usd |
| CY2021 | ifrs-full |
Gain Loss Recognised On Measurement To Fair Value Less Costs To Sell Or On Disposal Of Assets Or Disposal Groups Constituting Discontinued Operation
GainLossRecognisedOnMeasurementToFairValueLessCostsToSellOrOnDisposalOfAssetsOrDisposalGroupsConstitutingDiscontinuedOperation
|
0 | usd |
| CY2020 | ifrs-full |
Gain Loss Recognised On Measurement To Fair Value Less Costs To Sell Or On Disposal Of Assets Or Disposal Groups Constituting Discontinued Operation
GainLossRecognisedOnMeasurementToFairValueLessCostsToSellOrOnDisposalOfAssetsOrDisposalGroupsConstitutingDiscontinuedOperation
|
0 | usd |
| CY2022 | ifrs-full |
Other Operating Income Expense
OtherOperatingIncomeExpense
|
-133000000 | usd |
| CY2021 | ifrs-full |
Other Operating Income Expense
OtherOperatingIncomeExpense
|
502000000 | usd |
| CY2020 | ifrs-full |
Other Operating Income Expense
OtherOperatingIncomeExpense
|
527000000 | usd |
| CY2022 | hsbc |
Operating Income Before Insurance Claims And Benefits Paid And Movement In Liabilities To Policyholders And Loan Impairment Charges And Other Credit Risk Provisions
OperatingIncomeBeforeInsuranceClaimsAndBenefitsPaidAndMovementInLiabilitiesToPolicyholdersAndLoanImpairmentChargesAndOtherCreditRiskProvisions
|
61596000000 | usd |
| CY2021 | hsbc |
Operating Income Before Insurance Claims And Benefits Paid And Movement In Liabilities To Policyholders And Loan Impairment Charges And Other Credit Risk Provisions
OperatingIncomeBeforeInsuranceClaimsAndBenefitsPaidAndMovementInLiabilitiesToPolicyholdersAndLoanImpairmentChargesAndOtherCreditRiskProvisions
|
63940000000 | usd |
| CY2020 | hsbc |
Operating Income Before Insurance Claims And Benefits Paid And Movement In Liabilities To Policyholders And Loan Impairment Charges And Other Credit Risk Provisions
OperatingIncomeBeforeInsuranceClaimsAndBenefitsPaidAndMovementInLiabilitiesToPolicyholdersAndLoanImpairmentChargesAndOtherCreditRiskProvisions
|
63074000000 | usd |
| CY2022 | hsbc |
Claims And Benefits Paid Net Of Reinsurance Recoveries And Increase Decrease In Insurance Liabilities Net Of Reinsurance
ClaimsAndBenefitsPaidNetOfReinsuranceRecoveriesAndIncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance
|
9869000000 | usd |
| CY2021 | hsbc |
Claims And Benefits Paid Net Of Reinsurance Recoveries And Increase Decrease In Insurance Liabilities Net Of Reinsurance
ClaimsAndBenefitsPaidNetOfReinsuranceRecoveriesAndIncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance
|
14388000000 | usd |
| CY2020 | hsbc |
Claims And Benefits Paid Net Of Reinsurance Recoveries And Increase Decrease In Insurance Liabilities Net Of Reinsurance
ClaimsAndBenefitsPaidNetOfReinsuranceRecoveriesAndIncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance
|
12645000000 | usd |
| CY2022 | ifrs-full |
Revenue And Operating Income
RevenueAndOperatingIncome
|
51727000000 | usd |
| CY2021 | ifrs-full |
Revenue And Operating Income
RevenueAndOperatingIncome
|
49552000000 | usd |
| CY2020 | ifrs-full |
Revenue And Operating Income
RevenueAndOperatingIncome
|
50429000000 | usd |
| CY2022 | hsbc |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss Loans Impairment Charges And Other Risk Provisions
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossLoansImpairmentChargesAndOtherRiskProvisions
|
3592000000 | usd |
| CY2021 | hsbc |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss Loans Impairment Charges And Other Risk Provisions
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossLoansImpairmentChargesAndOtherRiskProvisions
|
-928000000 | usd |
| CY2020 | hsbc |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss Loans Impairment Charges And Other Risk Provisions
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossLoansImpairmentChargesAndOtherRiskProvisions
|
8817000000 | usd |
| CY2022 | hsbc |
Net Operating Income
NetOperatingIncome
|
48135000000 | usd |
| CY2021 | hsbc |
Net Operating Income
NetOperatingIncome
|
50480000000 | usd |
| CY2020 | hsbc |
Net Operating Income
NetOperatingIncome
|
41612000000 | usd |
| CY2022 | hsbc |
Employee Benefit Expense Excluding Capitalised Wages And Salaries
EmployeeBenefitExpenseExcludingCapitalisedWagesAndSalaries
|
18366000000 | usd |
| CY2021 | hsbc |
Employee Benefit Expense Excluding Capitalised Wages And Salaries
EmployeeBenefitExpenseExcludingCapitalisedWagesAndSalaries
|
18742000000 | usd |
| CY2020 | hsbc |
Employee Benefit Expense Excluding Capitalised Wages And Salaries
EmployeeBenefitExpenseExcludingCapitalisedWagesAndSalaries
|
18076000000 | usd |
| CY2022 | ifrs-full |
Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
|
11091000000 | usd |
| CY2021 | ifrs-full |
Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
|
11592000000 | usd |
| CY2020 | ifrs-full |
Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
|
11115000000 | usd |
| CY2022 | ifrs-full |
Depreciation Property Plant And Equipment
DepreciationPropertyPlantAndEquipment
|
2157000000 | usd |
| CY2021 | ifrs-full |
Depreciation Property Plant And Equipment
DepreciationPropertyPlantAndEquipment
|
2261000000 | usd |
| CY2020 | ifrs-full |
Depreciation Property Plant And Equipment
DepreciationPropertyPlantAndEquipment
|
2681000000 | usd |
| CY2022 | ifrs-full |
Amortisation Intangible Assets Other Than Goodwill
AmortisationIntangibleAssetsOtherThanGoodwill
|
1716000000 | usd |
| CY2021 | ifrs-full |
Amortisation Intangible Assets Other Than Goodwill
AmortisationIntangibleAssetsOtherThanGoodwill
|
1438000000 | usd |
| CY2020 | ifrs-full |
Amortisation Intangible Assets Other Than Goodwill
AmortisationIntangibleAssetsOtherThanGoodwill
|
2519000000 | usd |
| CY2022 | ifrs-full |
Impairment Loss Recognised In Profit Or Loss Goodwill
ImpairmentLossRecognisedInProfitOrLossGoodwill
|
0 | usd |
| CY2021 | ifrs-full |
Impairment Loss Recognised In Profit Or Loss Goodwill
ImpairmentLossRecognisedInProfitOrLossGoodwill
|
587000000 | usd |
| CY2020 | ifrs-full |
Impairment Loss Recognised In Profit Or Loss Goodwill
ImpairmentLossRecognisedInProfitOrLossGoodwill
|
41000000 | usd |
| CY2022 | ifrs-full |
Operating Expense
OperatingExpense
|
33330000000 | usd |
| CY2021 | ifrs-full |
Operating Expense
OperatingExpense
|
34620000000 | usd |
| CY2020 | ifrs-full |
Operating Expense
OperatingExpense
|
34432000000 | usd |
| CY2022 | ifrs-full |
Profit Loss From Operating Activities
ProfitLossFromOperatingActivities
|
14805000000 | usd |
| CY2021 | ifrs-full |
Profit Loss From Operating Activities
ProfitLossFromOperatingActivities
|
15860000000 | usd |
| CY2020 | ifrs-full |
Profit Loss From Operating Activities
ProfitLossFromOperatingActivities
|
7180000000 | usd |
| CY2022 | ifrs-full |
Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method
ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
|
2723000000 | usd |
| CY2021 | ifrs-full |
Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method
ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
|
3046000000 | usd |
| CY2020 | ifrs-full |
Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method
ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
|
1597000000 | usd |
| CY2022 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
17528000000 | usd |
| CY2021 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
18906000000 | usd |
| CY2020 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
8777000000 | usd |
| CY2022 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
858000000 | usd |
| CY2021 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
4213000000 | usd |
| CY2020 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
2678000000 | usd |
| CY2022 | ifrs-full |
Profit Loss
ProfitLoss
|
16670000000 | usd |
| CY2021 | ifrs-full |
Profit Loss
ProfitLoss
|
14693000000 | usd |
| CY2020 | ifrs-full |
Profit Loss
ProfitLoss
|
6099000000 | usd |
| CY2022 | ifrs-full |
Profit Loss Attributable To Ordinary Equity Holders Of Parent Entity
ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity
|
14822000000 | usd |
| CY2021 | ifrs-full |
Profit Loss Attributable To Ordinary Equity Holders Of Parent Entity
ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity
|
12607000000 | usd |
| CY2020 | ifrs-full |
Profit Loss Attributable To Ordinary Equity Holders Of Parent Entity
ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity
|
3898000000 | usd |
| CY2022 | hsbc |
Profit Loss Attributable To Preference Equity Holders Of Parent Entity
ProfitLossAttributableToPreferenceEquityHoldersOfParentEntity
|
0 | usd |
| CY2021 | hsbc |
Profit Loss Attributable To Preference Equity Holders Of Parent Entity
ProfitLossAttributableToPreferenceEquityHoldersOfParentEntity
|
7000000 | usd |
| CY2020 | hsbc |
Profit Loss Attributable To Preference Equity Holders Of Parent Entity
ProfitLossAttributableToPreferenceEquityHoldersOfParentEntity
|
90000000 | usd |
| CY2022 | hsbc |
Profit Loss Attributable To Other Equity Holders Of Parent Entity
ProfitLossAttributableToOtherEquityHoldersOfParentEntity
|
1213000000 | usd |
| CY2021 | hsbc |
Profit Loss Attributable To Other Equity Holders Of Parent Entity
ProfitLossAttributableToOtherEquityHoldersOfParentEntity
|
1303000000 | usd |
| CY2020 | hsbc |
Profit Loss Attributable To Other Equity Holders Of Parent Entity
ProfitLossAttributableToOtherEquityHoldersOfParentEntity
|
1241000000 | usd |
| CY2022 | ifrs-full |
Profit Loss Attributable To Noncontrolling Interests
ProfitLossAttributableToNoncontrollingInterests
|
635000000 | usd |
| CY2021 | ifrs-full |
Profit Loss Attributable To Noncontrolling Interests
ProfitLossAttributableToNoncontrollingInterests
|
776000000 | usd |
| CY2020 | ifrs-full |
Profit Loss Attributable To Noncontrolling Interests
ProfitLossAttributableToNoncontrollingInterests
|
870000000 | usd |
| CY2022 | ifrs-full |
Profit Loss
ProfitLoss
|
16670000000 | usd |
| CY2021 | ifrs-full |
Profit Loss
ProfitLoss
|
14693000000 | usd |
| CY2020 | ifrs-full |
Profit Loss
ProfitLoss
|
6099000000 | usd |
| CY2022 | ifrs-full |
Basic Earnings Loss Per Share
BasicEarningsLossPerShare
|
0.75 | |
| CY2021 | ifrs-full |
Basic Earnings Loss Per Share
BasicEarningsLossPerShare
|
0.62 | |
| CY2020 | ifrs-full |
Basic Earnings Loss Per Share
BasicEarningsLossPerShare
|
0.19 | |
| CY2022 | ifrs-full |
Diluted Earnings Loss Per Share
DilutedEarningsLossPerShare
|
0.74 | |
| CY2021 | ifrs-full |
Diluted Earnings Loss Per Share
DilutedEarningsLossPerShare
|
0.62 | |
| CY2020 | ifrs-full |
Diluted Earnings Loss Per Share
DilutedEarningsLossPerShare
|
0.19 | |
| CY2022 | ifrs-full |
Interest Income For Financial Assets Measured At Amortised Cost
InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost
|
48134000000 | usd |
| CY2021 | ifrs-full |
Interest Income For Financial Assets Measured At Amortised Cost
InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost
|
30916000000 | usd |
| CY2020 | ifrs-full |
Interest Income For Financial Assets Measured At Amortised Cost
InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost
|
35293000000 | usd |
| CY2022 | ifrs-full |
Interest Revenue For Financial Assets Measured At Fair Value Through Other Comprehensive Income
InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
6386000000 | usd |
| CY2021 | ifrs-full |
Interest Revenue For Financial Assets Measured At Fair Value Through Other Comprehensive Income
InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
4337000000 | usd |
| CY2020 | ifrs-full |
Interest Revenue For Financial Assets Measured At Fair Value Through Other Comprehensive Income
InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
5614000000 | usd |
| CY2022 | ifrs-full |
Interest Expense For Financial Liabilities Not At Fair Value Through Profit Or Loss
InterestExpenseForFinancialLiabilitiesNotAtFairValueThroughProfitOrLoss
|
20798000000 | usd |
| CY2021 | ifrs-full |
Interest Expense For Financial Liabilities Not At Fair Value Through Profit Or Loss
InterestExpenseForFinancialLiabilitiesNotAtFairValueThroughProfitOrLoss
|
8227000000 | usd |
| CY2020 | ifrs-full |
Interest Expense For Financial Liabilities Not At Fair Value Through Profit Or Loss
InterestExpenseForFinancialLiabilitiesNotAtFairValueThroughProfitOrLoss
|
12426000000 | usd |
| CY2022 | hsbc |
Gain Loss Net Monetary Positions Hyperinflation Effect
GainLossNetMonetaryPositionsHyperinflationEffect
|
-678000000 | usd |
| CY2021 | hsbc |
Gain Loss Net Monetary Positions Hyperinflation Effect
GainLossNetMonetaryPositionsHyperinflationEffect
|
-224000000 | usd |
| CY2020 | hsbc |
Gain Loss Net Monetary Positions Hyperinflation Effect
GainLossNetMonetaryPositionsHyperinflationEffect
|
-128000000 | usd |
| CY2022 | ifrs-full |
Depreciation Rightofuse Assets
DepreciationRightofuseAssets
|
723000000 | usd |
| CY2021 | ifrs-full |
Depreciation Rightofuse Assets
DepreciationRightofuseAssets
|
878000000 | usd |
| CY2020 | ifrs-full |
Depreciation Rightofuse Assets
DepreciationRightofuseAssets
|
1029000000 | usd |
| CY2022 | ifrs-full |
Profit Loss
ProfitLoss
|
16670000000 | usd |
| CY2021 | ifrs-full |
Profit Loss
ProfitLoss
|
14693000000 | usd |
| CY2020 | ifrs-full |
Profit Loss
ProfitLoss
|
6099000000 | usd |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income
OtherComprehensiveIncomeNetOfTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
-5468000000 | usd |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income
OtherComprehensiveIncomeNetOfTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
-2139000000 | usd |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income
OtherComprehensiveIncomeNetOfTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
1750000000 | usd |
| CY2022 | ifrs-full |
Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax
GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax
|
-7261000000 | usd |
| CY2021 | ifrs-full |
Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax
GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax
|
-2270000000 | usd |
| CY2020 | ifrs-full |
Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax
GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax
|
2947000000 | usd |
| CY2022 | ifrs-full |
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax
ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax
|
20000000 | usd |
| CY2021 | ifrs-full |
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax
ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax
|
464000000 | usd |
| CY2020 | ifrs-full |
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax
ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax
|
668000000 | usd |
| CY2022 | ifrs-full |
Amounts Removed From Equity And Adjusted Against Fair Value Of Financial Assets On Reclassification Out Of Fair Value Through Other Comprehensive Income Measurement Category Before Tax
AmountsRemovedFromEquityAndAdjustedAgainstFairValueOfFinancialAssetsOnReclassificationOutOfFairValueThroughOtherComprehensiveIncomeMeasurementCategoryBeforeTax
|
-67000000 | usd |
| CY2021 | ifrs-full |
Amounts Removed From Equity And Adjusted Against Fair Value Of Financial Assets On Reclassification Out Of Fair Value Through Other Comprehensive Income Measurement Category Before Tax
AmountsRemovedFromEquityAndAdjustedAgainstFairValueOfFinancialAssetsOnReclassificationOutOfFairValueThroughOtherComprehensiveIncomeMeasurementCategoryBeforeTax
|
49000000 | usd |
| CY2020 | ifrs-full |
Amounts Removed From Equity And Adjusted Against Fair Value Of Financial Assets On Reclassification Out Of Fair Value Through Other Comprehensive Income Measurement Category Before Tax
AmountsRemovedFromEquityAndAdjustedAgainstFairValueOfFinancialAssetsOnReclassificationOutOfFairValueThroughOtherComprehensiveIncomeMeasurementCategoryBeforeTax
|
-48000000 | usd |
| CY2022 | ifrs-full |
Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income
IncomeTaxRelatingToFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
-1746000000 | usd |
| CY2021 | ifrs-full |
Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income
IncomeTaxRelatingToFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
-644000000 | usd |
| CY2020 | ifrs-full |
Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income
IncomeTaxRelatingToFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
577000000 | usd |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Cash Flow Hedges
OtherComprehensiveIncomeNetOfTaxCashFlowHedges
|
-3655000000 | usd |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Cash Flow Hedges
OtherComprehensiveIncomeNetOfTaxCashFlowHedges
|
-664000000 | usd |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Cash Flow Hedges
OtherComprehensiveIncomeNetOfTaxCashFlowHedges
|
471000000 | usd |
| CY2022 | ifrs-full |
Gains Losses On Cash Flow Hedges Before Tax
GainsLossesOnCashFlowHedgesBeforeTax
|
-4207000000 | usd |
| CY2021 | ifrs-full |
Gains Losses On Cash Flow Hedges Before Tax
GainsLossesOnCashFlowHedgesBeforeTax
|
595000000 | usd |
| CY2020 | ifrs-full |
Gains Losses On Cash Flow Hedges Before Tax
GainsLossesOnCashFlowHedgesBeforeTax
|
-157000000 | usd |
| CY2022 | ifrs-full |
Reclassification Adjustments On Cash Flow Hedges Before Tax
ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax
|
758000000 | usd |
| CY2021 | ifrs-full |
Reclassification Adjustments On Cash Flow Hedges Before Tax
ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax
|
1514000000 | usd |
| CY2020 | ifrs-full |
Reclassification Adjustments On Cash Flow Hedges Before Tax
ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax
|
-769000000 | usd |
| CY2022 | ifrs-full |
Income Tax Relating To Cash Flow Hedges Of Other Comprehensive Income
IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome
|
-1310000000 | usd |
| CY2021 | ifrs-full |
Income Tax Relating To Cash Flow Hedges Of Other Comprehensive Income
IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome
|
-255000000 | usd |
| CY2020 | ifrs-full |
Income Tax Relating To Cash Flow Hedges Of Other Comprehensive Income
IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome
|
141000000 | usd |
| CY2022 | ifrs-full |
Share Of Other Comprehensive Income Of Associates And Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net Of Tax
ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax
|
-367000000 | usd |
| CY2021 | ifrs-full |
Share Of Other Comprehensive Income Of Associates And Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net Of Tax
ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax
|
103000000 | usd |
| CY2020 | ifrs-full |
Share Of Other Comprehensive Income Of Associates And Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net Of Tax
ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax
|
-73000000 | usd |
| CY2022 | hsbc |
Share Of Other Comprehensive Income Of Associates And Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Current Year Share Net Of Tax
ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossCurrentYearShareNetOfTax
|
-367000000 | usd |
| CY2021 | hsbc |
Share Of Other Comprehensive Income Of Associates And Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Current Year Share Net Of Tax
ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossCurrentYearShareNetOfTax
|
103000000 | usd |
| CY2020 | hsbc |
Share Of Other Comprehensive Income Of Associates And Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Current Year Share Net Of Tax
ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossCurrentYearShareNetOfTax
|
-73000000 | usd |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Exchange Differences On Translation
OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation
|
-9931000000 | usd |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Exchange Differences On Translation
OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation
|
-2393000000 | usd |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Exchange Differences On Translation
OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation
|
4855000000 | usd |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Revaluation
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation
|
280000000 | usd |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Revaluation
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation
|
0 | usd |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Revaluation
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation
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0 | usd |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
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-1031000000 | usd |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
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-274000000 | usd |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
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834000000 | usd |
| CY2022 | ifrs-full |
Other Comprehensive Income Before Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
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-1723000000 | usd |
| CY2021 | ifrs-full |
Other Comprehensive Income Before Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
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-107000000 | usd |
| CY2020 | ifrs-full |
Other Comprehensive Income Before Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
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1223000000 | usd |
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Income Tax Relating To Remeasurements Of Defined Benefit Plans Of Other Comprehensive Income
IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome
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-692000000 | usd |
| CY2021 | ifrs-full |
Income Tax Relating To Remeasurements Of Defined Benefit Plans Of Other Comprehensive Income
IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome
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167000000 | usd |
| CY2020 | ifrs-full |
Income Tax Relating To Remeasurements Of Defined Benefit Plans Of Other Comprehensive Income
IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome
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389000000 | usd |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability
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1922000000 | usd |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability
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531000000 | usd |
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Other Comprehensive Income Net Of Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability
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167000000 | usd |
| CY2022 | ifrs-full |
Other Comprehensive Income Before Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability
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2573000000 | usd |
| CY2021 | ifrs-full |
Other Comprehensive Income Before Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability
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512000000 | usd |
| CY2020 | ifrs-full |
Other Comprehensive Income Before Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability
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190000000 | usd |
| CY2022 | ifrs-full |
Income Tax Relating To Changes In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability Of Other Comprehensive Income
IncomeTaxRelatingToChangesInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityOfOtherComprehensiveIncome
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651000000 | usd |
| CY2021 | ifrs-full |
Income Tax Relating To Changes In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability Of Other Comprehensive Income
IncomeTaxRelatingToChangesInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityOfOtherComprehensiveIncome
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-19000000 | usd |
| CY2020 | ifrs-full |
Income Tax Relating To Changes In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability Of Other Comprehensive Income
IncomeTaxRelatingToChangesInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityOfOtherComprehensiveIncome
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23000000 | usd |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses From Investments In Equity Instruments
OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments
|
107000000 | usd |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses From Investments In Equity Instruments
OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments
|
-446000000 | usd |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses From Investments In Equity Instruments
OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments
|
212000000 | usd |
| CY2022 | ifrs-full |
Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments
OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments
|
107000000 | usd |
| CY2021 | ifrs-full |
Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments
OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments
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-443000000 | usd |
| CY2020 | ifrs-full |
Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments
OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments
|
212000000 | usd |
| CY2022 | ifrs-full |
Income Tax Relating To Investments In Equity Instruments Of Other Comprehensive Income
IncomeTaxRelatingToInvestmentsInEquityInstrumentsOfOtherComprehensiveIncome
|
0 | usd |
| CY2021 | ifrs-full |
Income Tax Relating To Investments In Equity Instruments Of Other Comprehensive Income
IncomeTaxRelatingToInvestmentsInEquityInstrumentsOfOtherComprehensiveIncome
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3000000 | usd |
| CY2020 | ifrs-full |
Income Tax Relating To Investments In Equity Instruments Of Other Comprehensive Income
IncomeTaxRelatingToInvestmentsInEquityInstrumentsOfOtherComprehensiveIncome
|
0 | usd |
| CY2022 | hsbc |
Other Comprehensive Income Net Of Tax Gains Losses From Effects Of Hyperinflation
OtherComprehensiveIncomeNetOfTaxGainsLossesFromEffectsOfHyperinflation
|
842000000 | usd |
| CY2021 | hsbc |
Other Comprehensive Income Net Of Tax Gains Losses From Effects Of Hyperinflation
OtherComprehensiveIncomeNetOfTaxGainsLossesFromEffectsOfHyperinflation
|
315000000 | usd |
| CY2020 | hsbc |
Other Comprehensive Income Net Of Tax Gains Losses From Effects Of Hyperinflation
OtherComprehensiveIncomeNetOfTaxGainsLossesFromEffectsOfHyperinflation
|
193000000 | usd |
| CY2022 | ifrs-full |
Other Comprehensive Income
OtherComprehensiveIncome
|
-17301000000 | usd |
| CY2021 | ifrs-full |
Other Comprehensive Income
OtherComprehensiveIncome
|
-4967000000 | usd |
| CY2020 | ifrs-full |
Other Comprehensive Income
OtherComprehensiveIncome
|
8409000000 | usd |
| CY2022 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
-631000000 | usd |
| CY2021 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
9726000000 | usd |
| CY2020 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
14508000000 | usd |
| CY2022 | hsbc |
Comprehensive Income Attributable To Ordinary Equity Owners Of Parent
ComprehensiveIncomeAttributableToOrdinaryEquityOwnersOfParent
|
-2393000000 | usd |
| CY2021 | hsbc |
Comprehensive Income Attributable To Ordinary Equity Owners Of Parent
ComprehensiveIncomeAttributableToOrdinaryEquityOwnersOfParent
|
7765000000 | usd |
| CY2020 | hsbc |
Comprehensive Income Attributable To Ordinary Equity Owners Of Parent
ComprehensiveIncomeAttributableToOrdinaryEquityOwnersOfParent
|
12146000000 | usd |
| CY2022 | hsbc |
Comprehensive Income Attributable To Preference Equity Owners Of Parent
ComprehensiveIncomeAttributableToPreferenceEquityOwnersOfParent
|
0 | usd |
| CY2021 | hsbc |
Comprehensive Income Attributable To Preference Equity Owners Of Parent
ComprehensiveIncomeAttributableToPreferenceEquityOwnersOfParent
|
7000000 | usd |
| CY2020 | hsbc |
Comprehensive Income Attributable To Preference Equity Owners Of Parent
ComprehensiveIncomeAttributableToPreferenceEquityOwnersOfParent
|
90000000 | usd |
| CY2022 | hsbc |
Comprehensive Income Attributable To Other Equity Owners Of Parent
ComprehensiveIncomeAttributableToOtherEquityOwnersOfParent
|
1213000000 | usd |
| CY2021 | hsbc |
Comprehensive Income Attributable To Other Equity Owners Of Parent
ComprehensiveIncomeAttributableToOtherEquityOwnersOfParent
|
1303000000 | usd |
| CY2020 | hsbc |
Comprehensive Income Attributable To Other Equity Owners Of Parent
ComprehensiveIncomeAttributableToOtherEquityOwnersOfParent
|
1241000000 | usd |
| CY2022 | ifrs-full |
Comprehensive Income Attributable To Noncontrolling Interests
ComprehensiveIncomeAttributableToNoncontrollingInterests
|
549000000 | usd |
| CY2021 | ifrs-full |
Comprehensive Income Attributable To Noncontrolling Interests
ComprehensiveIncomeAttributableToNoncontrollingInterests
|
651000000 | usd |
| CY2020 | ifrs-full |
Comprehensive Income Attributable To Noncontrolling Interests
ComprehensiveIncomeAttributableToNoncontrollingInterests
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1031000000 | usd |
| CY2022 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
-631000000 | usd |
| CY2021 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
9726000000 | usd |
| CY2020 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
14508000000 | usd |
| CY2022Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
327002000000 | usd |
| CY2021Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
403018000000 | usd |
| CY2022Q4 | ifrs-full |
Items In Course Of Collection From Other Banks
ItemsInCourseOfCollectionFromOtherBanks
|
7297000000 | usd |
| CY2021Q4 | ifrs-full |
Items In Course Of Collection From Other Banks
ItemsInCourseOfCollectionFromOtherBanks
|
4136000000 | usd |
| CY2022Q4 | hsbc |
Government Certificates Of Indebtedness
GovernmentCertificatesOfIndebtedness
|
43787000000 | usd |
| CY2021Q4 | hsbc |
Government Certificates Of Indebtedness
GovernmentCertificatesOfIndebtedness
|
42578000000 | usd |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
218093000000 | usd |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
248842000000 | usd |
| CY2022Q4 | hsbc |
Financial Assets At Fair Value Through Profit Or Loss Excluding Those Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossExcludingThoseClassifiedAsHeldForTrading
|
45063000000 | usd |
| CY2021Q4 | hsbc |
Financial Assets At Fair Value Through Profit Or Loss Excluding Those Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossExcludingThoseClassifiedAsHeldForTrading
|
49804000000 | usd |
| CY2022Q4 | ifrs-full |
Derivative Financial Assets
DerivativeFinancialAssets
|
284146000000 | usd |
| CY2021Q4 | ifrs-full |
Derivative Financial Assets
DerivativeFinancialAssets
|
196882000000 | usd |
| CY2022Q4 | ifrs-full |
Loans And Advances To Banks
LoansAndAdvancesToBanks
|
104882000000 | usd |
| CY2021Q4 | ifrs-full |
Loans And Advances To Banks
LoansAndAdvancesToBanks
|
83136000000 | usd |
| CY2022Q4 | ifrs-full |
Loans And Advances To Customers
LoansAndAdvancesToCustomers
|
924854000000 | usd |
| CY2021Q4 | ifrs-full |
Loans And Advances To Customers
LoansAndAdvancesToCustomers
|
1045814000000 | usd |
| CY2022Q4 | ifrs-full |
Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed
ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
|
253754000000 | usd |
| CY2021Q4 | ifrs-full |
Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed
ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
|
241648000000 | usd |
| CY2022Q4 | hsbc |
Financial Assets At Fair Value Through Other Comprehensive Income And At Amortised Cost
FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeAndAtAmortisedCost
|
425564000000 | usd |
| CY2021Q4 | hsbc |
Financial Assets At Fair Value Through Other Comprehensive Income And At Amortised Cost
FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeAndAtAmortisedCost
|
446274000000 | usd |
| CY2022Q4 | ifrs-full |
Noncurrent Assets Or Disposal Groups Classified As Held For Sale
NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale
|
115919000000 | usd |
| CY2021Q4 | ifrs-full |
Noncurrent Assets Or Disposal Groups Classified As Held For Sale
NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale
|
3411000000 | usd |
| CY2022Q4 | hsbc |
Prepayments Accrued Income And Other Assets
PrepaymentsAccruedIncomeAndOtherAssets
|
156866000000 | usd |
| CY2021Q4 | hsbc |
Prepayments Accrued Income And Other Assets
PrepaymentsAccruedIncomeAndOtherAssets
|
136571000000 | usd |
| CY2022Q4 | ifrs-full |
Current Tax Assets
CurrentTaxAssets
|
1230000000 | usd |
| CY2021Q4 | ifrs-full |
Current Tax Assets
CurrentTaxAssets
|
970000000 | usd |
| CY2022Q4 | ifrs-full |
Investments In Subsidiaries Joint Ventures And Associates
InvestmentsInSubsidiariesJointVenturesAndAssociates
|
29254000000 | usd |
| CY2021Q4 | ifrs-full |
Investments In Subsidiaries Joint Ventures And Associates
InvestmentsInSubsidiariesJointVenturesAndAssociates
|
29609000000 | usd |
| CY2022Q4 | ifrs-full |
Intangible Assets And Goodwill
IntangibleAssetsAndGoodwill
|
21321000000 | usd |
| CY2021Q4 | ifrs-full |
Intangible Assets And Goodwill
IntangibleAssetsAndGoodwill
|
20622000000 | usd |
| CY2022Q4 | ifrs-full |
Deferred Tax Assets
DeferredTaxAssets
|
7498000000 | usd |
| CY2021Q4 | ifrs-full |
Deferred Tax Assets
DeferredTaxAssets
|
4624000000 | usd |
| CY2022Q4 | ifrs-full |
Assets
Assets
|
2966530000000 | usd |
| CY2021Q4 | ifrs-full |
Assets
Assets
|
2957939000000 | usd |
| CY2022Q4 | hsbc |
Currency Notes In Circulation
CurrencyNotesInCirculation
|
43787000000 | usd |
| CY2021Q4 | hsbc |
Currency Notes In Circulation
CurrencyNotesInCirculation
|
42578000000 | usd |
| CY2022Q4 | ifrs-full |
Deposits From Banks
DepositsFromBanks
|
66722000000 | usd |
| CY2021Q4 | ifrs-full |
Deposits From Banks
DepositsFromBanks
|
101152000000 | usd |
| CY2022Q4 | ifrs-full |
Deposits From Customers
DepositsFromCustomers
|
1570303000000 | usd |
| CY2021Q4 | ifrs-full |
Deposits From Customers
DepositsFromCustomers
|
1710574000000 | usd |
| CY2022Q4 | ifrs-full |
Repurchase Agreements And Cash Collateral On Securities Lent
RepurchaseAgreementsAndCashCollateralOnSecuritiesLent
|
127747000000 | usd |
| CY2021Q4 | ifrs-full |
Repurchase Agreements And Cash Collateral On Securities Lent
RepurchaseAgreementsAndCashCollateralOnSecuritiesLent
|
126670000000 | usd |
| CY2022Q4 | ifrs-full |
Items In Course Of Transmission To Other Banks
ItemsInCourseOfTransmissionToOtherBanks
|
7864000000 | usd |
| CY2021Q4 | ifrs-full |
Items In Course Of Transmission To Other Banks
ItemsInCourseOfTransmissionToOtherBanks
|
5214000000 | usd |
| CY2022Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
72353000000 | usd |
| CY2021Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
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84904000000 | usd |
| CY2022Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
127327000000 | usd |
| CY2021Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
145502000000 | usd |
| CY2022Q4 | ifrs-full |
Derivative Financial Liabilities
DerivativeFinancialLiabilities
|
285764000000 | usd |
| CY2021Q4 | ifrs-full |
Derivative Financial Liabilities
DerivativeFinancialLiabilities
|
191064000000 | usd |
| CY2022Q4 | ifrs-full |
Debt Securities
DebtSecurities
|
78149000000 | usd |
| CY2021Q4 | ifrs-full |
Debt Securities
DebtSecurities
|
78557000000 | usd |
| CY2022Q4 | ifrs-full |
Liabilities Included In Disposal Groups Classified As Held For Sale
LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale
|
114597000000 | usd |
| CY2021Q4 | ifrs-full |
Liabilities Included In Disposal Groups Classified As Held For Sale
LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale
|
9005000000 | usd |
| CY2022Q4 | hsbc |
Accruals Deferred Income And Other Liabilities
AccrualsDeferredIncomeAndOtherLiabilities
|
133240000000 | usd |
| CY2021Q4 | hsbc |
Accruals Deferred Income And Other Liabilities
AccrualsDeferredIncomeAndOtherLiabilities
|
114773000000 | usd |
| CY2022Q4 | ifrs-full |
Current Tax Liabilities
CurrentTaxLiabilities
|
1135000000 | usd |
| CY2021Q4 | ifrs-full |
Current Tax Liabilities
CurrentTaxLiabilities
|
698000000 | usd |
| CY2022Q4 | hsbc |
Liabilities Arising From Insurance Contracts Gross
LiabilitiesArisingFromInsuranceContractsGross
|
114844000000 | usd |
| CY2021Q4 | hsbc |
Liabilities Arising From Insurance Contracts Gross
LiabilitiesArisingFromInsuranceContractsGross
|
112745000000 | usd |
| CY2022Q4 | ifrs-full |
Other Provisions
OtherProvisions
|
1958000000 | usd |
| CY2021Q4 | ifrs-full |
Other Provisions
OtherProvisions
|
2566000000 | usd |
| CY2022Q4 | ifrs-full |
Deferred Tax Liabilities
DeferredTaxLiabilities
|
2422000000 | usd |
| CY2021Q4 | ifrs-full |
Deferred Tax Liabilities
DeferredTaxLiabilities
|
4673000000 | usd |
| CY2022Q4 | ifrs-full |
Subordinated Liabilities
SubordinatedLiabilities
|
22290000000 | usd |
| CY2021Q4 | ifrs-full |
Subordinated Liabilities
SubordinatedLiabilities
|
20487000000 | usd |
| CY2022Q4 | ifrs-full |
Liabilities
Liabilities
|
2770502000000 | usd |
| CY2021Q4 | ifrs-full |
Liabilities
Liabilities
|
2751162000000 | usd |
| CY2022Q4 | ifrs-full |
Issued Capital
IssuedCapital
|
10147000000 | usd |
| CY2021Q4 | ifrs-full |
Issued Capital
IssuedCapital
|
10316000000 | usd |
| CY2022Q4 | ifrs-full |
Share Premium
SharePremium
|
14664000000 | usd |
| CY2021Q4 | ifrs-full |
Share Premium
SharePremium
|
14602000000 | usd |
| CY2022Q4 | ifrs-full |
Other Equity Interest
OtherEquityInterest
|
19746000000 | usd |
| CY2021Q4 | ifrs-full |
Other Equity Interest
OtherEquityInterest
|
22414000000 | usd |
| CY2022Q4 | ifrs-full |
Other Reserves
OtherReserves
|
-9141000000 | usd |
| CY2021Q4 | ifrs-full |
Other Reserves
OtherReserves
|
6460000000 | usd |
| CY2022Q4 | ifrs-full |
Retained Earnings
RetainedEarnings
|
152068000000 | usd |
| CY2021Q4 | ifrs-full |
Retained Earnings
RetainedEarnings
|
144458000000 | usd |
| CY2022Q4 | ifrs-full |
Equity Attributable To Owners Of Parent
EquityAttributableToOwnersOfParent
|
187484000000 | usd |
| CY2021Q4 | ifrs-full |
Equity Attributable To Owners Of Parent
EquityAttributableToOwnersOfParent
|
198250000000 | usd |
| CY2022Q4 | ifrs-full |
Noncontrolling Interests
NoncontrollingInterests
|
8544000000 | usd |
| CY2021Q4 | ifrs-full |
Noncontrolling Interests
NoncontrollingInterests
|
8527000000 | usd |
| CY2022Q4 | ifrs-full |
Equity
Equity
|
196028000000 | usd |
| CY2021Q4 | ifrs-full |
Equity
Equity
|
206777000000 | usd |
| CY2022Q4 | ifrs-full |
Equity And Liabilities
EquityAndLiabilities
|
2966530000000 | usd |
| CY2021Q4 | ifrs-full |
Equity And Liabilities
EquityAndLiabilities
|
2957939000000 | usd |
| CY2022 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
17528000000 | usd |
| CY2021 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
18906000000 | usd |
| CY2020 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
8777000000 | usd |
| CY2022 | ifrs-full |
Adjustments For Depreciation And Amortisation Expense And Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
AdjustmentsForDepreciationAndAmortisationExpenseAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
3873000000 | usd |
| CY2021 | ifrs-full |
Adjustments For Depreciation And Amortisation Expense And Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
AdjustmentsForDepreciationAndAmortisationExpenseAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
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4286000000 | usd |
| CY2020 | ifrs-full |
Adjustments For Depreciation And Amortisation Expense And Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss
AdjustmentsForDepreciationAndAmortisationExpenseAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss
|
5241000000 | usd |
| CY2022 | hsbc |
Gain Loss From Investing Activities
GainLossFromInvestingActivities
|
-11000000 | usd |
| CY2021 | hsbc |
Gain Loss From Investing Activities
GainLossFromInvestingActivities
|
647000000 | usd |
| CY2020 | hsbc |
Gain Loss From Investing Activities
GainLossFromInvestingActivities
|
541000000 | usd |
| CY2022 | ifrs-full |
Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method
ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
|
2723000000 | usd |
| CY2021 | ifrs-full |
Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method
ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
|
3046000000 | usd |
| CY2020 | ifrs-full |
Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method
ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
|
1597000000 | usd |
| CY2022 | ifrs-full |
Adjustments For Gain Loss On Disposal Of Investments In Subsidiaries Joint Ventures And Associates
AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates
|
-2639000000 | usd |
| CY2021 | ifrs-full |
Adjustments For Gain Loss On Disposal Of Investments In Subsidiaries Joint Ventures And Associates
AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates
|
0 | usd |
| CY2020 | ifrs-full |
Adjustments For Gain Loss On Disposal Of Investments In Subsidiaries Joint Ventures And Associates
AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates
|
0 | usd |
| CY2022 | ifrs-full |
Adjustments For Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss Loans And Advances
AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossLoansAndAdvances
|
3907000000 | usd |
| CY2021 | ifrs-full |
Adjustments For Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss Loans And Advances
AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossLoansAndAdvances
|
-519000000 | usd |
| CY2020 | ifrs-full |
Adjustments For Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss Loans And Advances
AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossLoansAndAdvances
|
9096000000 | usd |
| CY2022 | ifrs-full |
Adjustments For Provisions
AdjustmentsForProvisions
|
635000000 | usd |
| CY2021 | ifrs-full |
Adjustments For Provisions
AdjustmentsForProvisions
|
1063000000 | usd |
| CY2020 | ifrs-full |
Adjustments For Provisions
AdjustmentsForProvisions
|
1164000000 | usd |
| CY2022 | ifrs-full |
Adjustments For Sharebased Payments
AdjustmentsForSharebasedPayments
|
400000000 | usd |
| CY2021 | ifrs-full |
Adjustments For Sharebased Payments
AdjustmentsForSharebasedPayments
|
467000000 | usd |
| CY2020 | ifrs-full |
Adjustments For Sharebased Payments
AdjustmentsForSharebasedPayments
|
433000000 | usd |
| CY2022 | ifrs-full |
Other Adjustments For Noncash Items
OtherAdjustmentsForNoncashItems
|
-1084000000 | usd |
| CY2021 | ifrs-full |
Other Adjustments For Noncash Items
OtherAdjustmentsForNoncashItems
|
510000000 | usd |
| CY2020 | ifrs-full |
Other Adjustments For Noncash Items
OtherAdjustmentsForNoncashItems
|
-906000000 | usd |
| CY2022 | ifrs-full |
Adjustments For Unrealised Foreign Exchange Losses Gains
AdjustmentsForUnrealisedForeignExchangeLossesGains
|
49127000000 | usd |
| CY2021 | ifrs-full |
Adjustments For Unrealised Foreign Exchange Losses Gains
AdjustmentsForUnrealisedForeignExchangeLossesGains
|
18937000000 | usd |
| CY2020 | ifrs-full |
Adjustments For Unrealised Foreign Exchange Losses Gains
AdjustmentsForUnrealisedForeignExchangeLossesGains
|
-25749000000 | usd |
| CY2022 | hsbc |
Adjustments For Increase Decrease In Net Trading Securities And Derivatives
AdjustmentsForIncreaseDecreaseInNetTradingSecuritiesAndDerivatives
|
20181000000 | usd |
| CY2021 | hsbc |
Adjustments For Increase Decrease In Net Trading Securities And Derivatives
AdjustmentsForIncreaseDecreaseInNetTradingSecuritiesAndDerivatives
|
-9226000000 | usd |
| CY2020 | hsbc |
Adjustments For Increase Decrease In Net Trading Securities And Derivatives
AdjustmentsForIncreaseDecreaseInNetTradingSecuritiesAndDerivatives
|
13150000000 | usd |
| CY2022 | hsbc |
Adjustments For Decrease Increase In Loans And Advances To Bank And Customers
AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToBankAndCustomers
|
31799000000 | usd |
| CY2021 | hsbc |
Adjustments For Decrease Increase In Loans And Advances To Bank And Customers
AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToBankAndCustomers
|
-11014000000 | usd |
| CY2020 | hsbc |
Adjustments For Decrease Increase In Loans And Advances To Bank And Customers
AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToBankAndCustomers
|
-14131000000 | usd |
| CY2022 | ifrs-full |
Adjustments For Decrease Increase In Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed
AdjustmentsForDecreaseIncreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
|
-23405000000 | usd |
| CY2021 | ifrs-full |
Adjustments For Decrease Increase In Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed
AdjustmentsForDecreaseIncreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
|
552000000 | usd |
| CY2020 | ifrs-full |
Adjustments For Decrease Increase In Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed
AdjustmentsForDecreaseIncreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
|
9950000000 | usd |
| CY2022 | hsbc |
Adjustments For Decrease Increase In Financial Assets At Fair Value Through Profit Or Loss Designated Upon Initial Recognition Or Subsequently
AdjustmentsForDecreaseIncreaseInFinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionOrSubsequently
|
8344000000 | usd |
| CY2021 | hsbc |
Adjustments For Decrease Increase In Financial Assets At Fair Value Through Profit Or Loss Designated Upon Initial Recognition Or Subsequently
AdjustmentsForDecreaseIncreaseInFinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionOrSubsequently
|
-4254000000 | usd |
| CY2020 | hsbc |
Adjustments For Decrease Increase In Financial Assets At Fair Value Through Profit Or Loss Designated Upon Initial Recognition Or Subsequently
AdjustmentsForDecreaseIncreaseInFinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionOrSubsequently
|
-1962000000 | usd |
| CY2022 | ifrs-full |
Adjustments For Decrease Increase In Other Assets
AdjustmentsForDecreaseIncreaseInOtherAssets
|
-10771000000 | usd |
| CY2021 | ifrs-full |
Adjustments For Decrease Increase In Other Assets
AdjustmentsForDecreaseIncreaseInOtherAssets
|
19899000000 | usd |
| CY2020 | ifrs-full |
Adjustments For Decrease Increase In Other Assets
AdjustmentsForDecreaseIncreaseInOtherAssets
|
-19610000000 | usd |
| CY2022 | hsbc |
Adjustments For Increase Decrease In Deposits To Bank And Customer Accounts
AdjustmentsForIncreaseDecreaseInDepositsToBankAndCustomerAccounts
|
-91194000000 | usd |
| CY2021 | hsbc |
Adjustments For Increase Decrease In Deposits To Bank And Customer Accounts
AdjustmentsForIncreaseDecreaseInDepositsToBankAndCustomerAccounts
|
95703000000 | usd |
| CY2020 | hsbc |
Adjustments For Increase Decrease In Deposits To Bank And Customer Accounts
AdjustmentsForIncreaseDecreaseInDepositsToBankAndCustomerAccounts
|
226723000000 | usd |
| CY2022 | ifrs-full |
Adjustments For Increase Decrease In Repurchase Agreements And Cash Collateral On Securities Lent
AdjustmentsForIncreaseDecreaseInRepurchaseAgreementsAndCashCollateralOnSecuritiesLent
|
4344000000 | usd |
| CY2021 | ifrs-full |
Adjustments For Increase Decrease In Repurchase Agreements And Cash Collateral On Securities Lent
AdjustmentsForIncreaseDecreaseInRepurchaseAgreementsAndCashCollateralOnSecuritiesLent
|
14769000000 | usd |
| CY2020 | ifrs-full |
Adjustments For Increase Decrease In Repurchase Agreements And Cash Collateral On Securities Lent
AdjustmentsForIncreaseDecreaseInRepurchaseAgreementsAndCashCollateralOnSecuritiesLent
|
-28443000000 | usd |
| CY2022 | hsbc |
Adjustments For Increase Decrease In Debt Securities In Issue
AdjustmentsForIncreaseDecreaseInDebtSecuritiesInIssue
|
12518000000 | usd |
| CY2021 | hsbc |
Adjustments For Increase Decrease In Debt Securities In Issue
AdjustmentsForIncreaseDecreaseInDebtSecuritiesInIssue
|
-16936000000 | usd |
| CY2020 | hsbc |
Adjustments For Increase Decrease In Debt Securities In Issue
AdjustmentsForIncreaseDecreaseInDebtSecuritiesInIssue
|
-9075000000 | usd |
| CY2022 | hsbc |
Adjustments For Increase Decrease In Financial Liabilities At Fair Value Through Profit Or Loss Designated Upon Initial Recognition Or Subsequently
AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionOrSubsequently
|
-13647000000 | usd |
| CY2021 | hsbc |
Adjustments For Increase Decrease In Financial Liabilities At Fair Value Through Profit Or Loss Designated Upon Initial Recognition Or Subsequently
AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionOrSubsequently
|
-11425000000 | usd |
| CY2020 | hsbc |
Adjustments For Increase Decrease In Financial Liabilities At Fair Value Through Profit Or Loss Designated Upon Initial Recognition Or Subsequently
AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionOrSubsequently
|
-6630000000 | usd |
| CY2022 | ifrs-full |
Adjustments For Increase Decrease In Other Liabilities
AdjustmentsForIncreaseDecreaseInOtherLiabilities
|
15978000000 | usd |
| CY2021 | ifrs-full |
Adjustments For Increase Decrease In Other Liabilities
AdjustmentsForIncreaseDecreaseInOtherLiabilities
|
-10935000000 | usd |
| CY2020 | ifrs-full |
Adjustments For Increase Decrease In Other Liabilities
AdjustmentsForIncreaseDecreaseInOtherLiabilities
|
20323000000 | usd |
| CY2022 | ifrs-full |
Dividends Received Classified As Operating Activities
DividendsReceivedClassifiedAsOperatingActivities
|
944000000 | usd |
| CY2021 | ifrs-full |
Dividends Received Classified As Operating Activities
DividendsReceivedClassifiedAsOperatingActivities
|
808000000 | usd |
| CY2020 | ifrs-full |
Dividends Received Classified As Operating Activities
DividendsReceivedClassifiedAsOperatingActivities
|
761000000 | usd |
| CY2022 | hsbc |
Payments Of Contributions To Defined Benefit Plans
PaymentsOfContributionsToDefinedBenefitPlans
|
194000000 | usd |
| CY2021 | hsbc |
Payments Of Contributions To Defined Benefit Plans
PaymentsOfContributionsToDefinedBenefitPlans
|
509000000 | usd |
| CY2020 | hsbc |
Payments Of Contributions To Defined Benefit Plans
PaymentsOfContributionsToDefinedBenefitPlans
|
495000000 | usd |
| CY2022 | ifrs-full |
Income Taxes Paid Refund Classified As Operating Activities
IncomeTaxesPaidRefundClassifiedAsOperatingActivities
|
2776000000 | usd |
| CY2021 | ifrs-full |
Income Taxes Paid Refund Classified As Operating Activities
IncomeTaxesPaidRefundClassifiedAsOperatingActivities
|
3077000000 | usd |
| CY2020 | ifrs-full |
Income Taxes Paid Refund Classified As Operating Activities
IncomeTaxesPaidRefundClassifiedAsOperatingActivities
|
4259000000 | usd |
| CY2022 | ifrs-full |
Cash Flows From Used In Operating Activities
CashFlowsFromUsedInOperatingActivities
|
26434000000 | usd |
| CY2021 | ifrs-full |
Cash Flows From Used In Operating Activities
CashFlowsFromUsedInOperatingActivities
|
104312000000 | usd |
| CY2020 | ifrs-full |
Cash Flows From Used In Operating Activities
CashFlowsFromUsedInOperatingActivities
|
182220000000 | usd |
| CY2022 | ifrs-full |
Purchase Of Financial Instruments Classified As Investing Activities
PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities
|
520600000000 | usd |
| CY2021 | ifrs-full |
Purchase Of Financial Instruments Classified As Investing Activities
PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities
|
493042000000 | usd |
| CY2020 | ifrs-full |
Purchase Of Financial Instruments Classified As Investing Activities
PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities
|
496669000000 | usd |
| CY2022 | ifrs-full |
Proceeds From Sales Or Maturity Of Financial Instruments Classified As Investing Activities
ProceedsFromSalesOrMaturityOfFinancialInstrumentsClassifiedAsInvestingActivities
|
495049000000 | usd |
| CY2021 | ifrs-full |
Proceeds From Sales Or Maturity Of Financial Instruments Classified As Investing Activities
ProceedsFromSalesOrMaturityOfFinancialInstrumentsClassifiedAsInvestingActivities
|
521190000000 | usd |
| CY2020 | ifrs-full |
Proceeds From Sales Or Maturity Of Financial Instruments Classified As Investing Activities
ProceedsFromSalesOrMaturityOfFinancialInstrumentsClassifiedAsInvestingActivities
|
476990000000 | usd |
| CY2022 | ifrs-full |
Purchase Of Property Plant And Equipment Classified As Investing Activities
PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities
|
1285000000 | usd |
| CY2021 | ifrs-full |
Purchase Of Property Plant And Equipment Classified As Investing Activities
PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities
|
1086000000 | usd |
| CY2020 | ifrs-full |
Purchase Of Property Plant And Equipment Classified As Investing Activities
PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities
|
1446000000 | usd |
| CY2022 | hsbc |
Net Cash Inflow Outflow From Disposal Of Customer And Loan Portfolios
NetCashInflowOutflowFromDisposalOfCustomerAndLoanPortfolios
|
-3530000000 | usd |
| CY2021 | hsbc |
Net Cash Inflow Outflow From Disposal Of Customer And Loan Portfolios
NetCashInflowOutflowFromDisposalOfCustomerAndLoanPortfolios
|
3059000000 | usd |
| CY2020 | hsbc |
Net Cash Inflow Outflow From Disposal Of Customer And Loan Portfolios
NetCashInflowOutflowFromDisposalOfCustomerAndLoanPortfolios
|
1362000000 | usd |
| CY2022 | ifrs-full |
Purchase Of Intangible Assets Classified As Investing Activities
PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities
|
3125000000 | usd |
| CY2021 | ifrs-full |
Purchase Of Intangible Assets Classified As Investing Activities
PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities
|
2479000000 | usd |
| CY2020 | ifrs-full |
Purchase Of Intangible Assets Classified As Investing Activities
PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities
|
2064000000 | usd |
| CY2022 | hsbc |
Proceeds From Disposal Of Subsidiaries Businesses Associates And Joint Ventures
ProceedsFromDisposalOfSubsidiariesBusinessesAssociatesAndJointVentures
|
-989000000 | usd |
| CY2021 | hsbc |
Proceeds From Disposal Of Subsidiaries Businesses Associates And Joint Ventures
ProceedsFromDisposalOfSubsidiariesBusinessesAssociatesAndJointVentures
|
-106000000 | usd |
| CY2020 | hsbc |
Proceeds From Disposal Of Subsidiaries Businesses Associates And Joint Ventures
ProceedsFromDisposalOfSubsidiariesBusinessesAssociatesAndJointVentures
|
-603000000 | usd |
| CY2022 | ifrs-full |
Cash Flows From Used In Investing Activities
CashFlowsFromUsedInInvestingActivities
|
-34480000000 | usd |
| CY2021 | ifrs-full |
Cash Flows From Used In Investing Activities
CashFlowsFromUsedInInvestingActivities
|
27536000000 | usd |
| CY2020 | ifrs-full |
Cash Flows From Used In Investing Activities
CashFlowsFromUsedInInvestingActivities
|
-22430000000 | usd |
| CY2022 | hsbc |
Proceeds From Issuing Shares And Other Equity Instruments
ProceedsFromIssuingSharesAndOtherEquityInstruments
|
0 | usd |
| CY2021 | hsbc |
Proceeds From Issuing Shares And Other Equity Instruments
ProceedsFromIssuingSharesAndOtherEquityInstruments
|
1996000000 | usd |
| CY2020 | hsbc |
Proceeds From Issuing Shares And Other Equity Instruments
ProceedsFromIssuingSharesAndOtherEquityInstruments
|
1497000000 | usd |
| CY2022 | hsbc |
Payments To Cancel Shares
PaymentsToCancelShares
|
2285000000 | usd |
| CY2021 | hsbc |
Payments To Cancel Shares
PaymentsToCancelShares
|
707000000 | usd |
| CY2020 | hsbc |
Payments To Cancel Shares
PaymentsToCancelShares
|
0 | usd |
| CY2022 | hsbc |
Proceeds Payments From Sale Purchase Of Treasury Shares
ProceedsPaymentsFromSalePurchaseOfTreasuryShares
|
-91000000 | usd |
| CY2021 | hsbc |
Proceeds Payments From Sale Purchase Of Treasury Shares
ProceedsPaymentsFromSalePurchaseOfTreasuryShares
|
-1386000000 | usd |
| CY2020 | hsbc |
Proceeds Payments From Sale Purchase Of Treasury Shares
ProceedsPaymentsFromSalePurchaseOfTreasuryShares
|
-181000000 | usd |
| CY2022 | hsbc |
Payments For Proceeds From Subsidiaries
PaymentsForProceedsFromSubsidiaries
|
197000000 | usd |
| CY2021 | hsbc |
Payments For Proceeds From Subsidiaries
PaymentsForProceedsFromSubsidiaries
|
0 | usd |
| CY2020 | hsbc |
Payments For Proceeds From Subsidiaries
PaymentsForProceedsFromSubsidiaries
|
0 | usd |
| CY2022 | ifrs-full |
Payments Of Other Equity Instruments
PaymentsOfOtherEquityInstruments
|
2266000000 | usd |
| CY2021 | ifrs-full |
Payments Of Other Equity Instruments
PaymentsOfOtherEquityInstruments
|
3450000000 | usd |
| CY2020 | ifrs-full |
Payments Of Other Equity Instruments
PaymentsOfOtherEquityInstruments
|
398000000 | usd |
| CY2022 | ifrs-full |
Proceeds From Issue Of Subordinated Liabilities
ProceedsFromIssueOfSubordinatedLiabilities
|
7300000000 | usd |
| CY2021 | ifrs-full |
Proceeds From Issue Of Subordinated Liabilities
ProceedsFromIssueOfSubordinatedLiabilities
|
0 | usd |
| CY2020 | ifrs-full |
Proceeds From Issue Of Subordinated Liabilities
ProceedsFromIssueOfSubordinatedLiabilities
|
0 | usd |
| CY2022 | ifrs-full |
Repayments Of Subordinated Liabilities
RepaymentsOfSubordinatedLiabilities
|
1777000000 | usd |
| CY2021 | ifrs-full |
Repayments Of Subordinated Liabilities
RepaymentsOfSubordinatedLiabilities
|
864000000 | usd |
| CY2020 | ifrs-full |
Repayments Of Subordinated Liabilities
RepaymentsOfSubordinatedLiabilities
|
3538000000 | usd |
| CY2022 | ifrs-full |
Dividends Paid Classified As Financing Activities
DividendsPaidClassifiedAsFinancingActivities
|
6970000000 | usd |
| CY2021 | ifrs-full |
Dividends Paid Classified As Financing Activities
DividendsPaidClassifiedAsFinancingActivities
|
6383000000 | usd |
| CY2020 | ifrs-full |
Dividends Paid Classified As Financing Activities
DividendsPaidClassifiedAsFinancingActivities
|
2023000000 | usd |
| CY2022 | ifrs-full |
Cash Flows From Used In Financing Activities
CashFlowsFromUsedInFinancingActivities
|
-6286000000 | usd |
| CY2021 | ifrs-full |
Cash Flows From Used In Financing Activities
CashFlowsFromUsedInFinancingActivities
|
-10794000000 | usd |
| CY2020 | ifrs-full |
Cash Flows From Used In Financing Activities
CashFlowsFromUsedInFinancingActivities
|
-4643000000 | usd |
| CY2022 | ifrs-full |
Increase Decrease In Cash And Cash Equivalents Before Effect Of Exchange Rate Changes
IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges
|
-14332000000 | usd |
| CY2021 | ifrs-full |
Increase Decrease In Cash And Cash Equivalents Before Effect Of Exchange Rate Changes
IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges
|
121054000000 | usd |
| CY2020 | ifrs-full |
Increase Decrease In Cash And Cash Equivalents Before Effect Of Exchange Rate Changes
IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges
|
155147000000 | usd |
| CY2021Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
574032000000 | usd |
| CY2020Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
468323000000 | usd |
| CY2019Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
293742000000 | usd |
| CY2022 | ifrs-full |
Effect Of Exchange Rate Changes On Cash And Cash Equivalents
EffectOfExchangeRateChangesOnCashAndCashEquivalents
|
-38029000000 | usd |
| CY2021 | ifrs-full |
Effect Of Exchange Rate Changes On Cash And Cash Equivalents
EffectOfExchangeRateChangesOnCashAndCashEquivalents
|
-15345000000 | usd |
| CY2020 | ifrs-full |
Effect Of Exchange Rate Changes On Cash And Cash Equivalents
EffectOfExchangeRateChangesOnCashAndCashEquivalents
|
19434000000 | usd |
| CY2022Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
521671000000 | usd |
| CY2021Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
574032000000 | usd |
| CY2020Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
468323000000 | usd |
| CY2022Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
327002000000 | usd |
| CY2021Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
403018000000 | usd |
| CY2020Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
304481000000 | usd |
| CY2022Q4 | ifrs-full |
Items In Course Of Collection From Other Banks
ItemsInCourseOfCollectionFromOtherBanks
|
7297000000 | usd |
| CY2021Q4 | ifrs-full |
Items In Course Of Collection From Other Banks
ItemsInCourseOfCollectionFromOtherBanks
|
4136000000 | usd |
| CY2020Q4 | ifrs-full |
Items In Course Of Collection From Other Banks
ItemsInCourseOfCollectionFromOtherBanks
|
4094000000 | usd |
| CY2022Q4 | hsbc |
Loans And Advances To Banks Of One Month Or Less
LoansAndAdvancesToBanksOfOneMonthOrLess
|
72295000000 | usd |
| CY2021Q4 | hsbc |
Loans And Advances To Banks Of One Month Or Less
LoansAndAdvancesToBanksOfOneMonthOrLess
|
55705000000 | usd |
| CY2020Q4 | hsbc |
Loans And Advances To Banks Of One Month Or Less
LoansAndAdvancesToBanksOfOneMonthOrLess
|
51788000000 | usd |
| CY2022Q4 | ifrs-full |
Banking Arrangements Classified As Cash Equivalents
BankingArrangementsClassifiedAsCashEquivalents
|
68682000000 | usd |
| CY2021Q4 | ifrs-full |
Banking Arrangements Classified As Cash Equivalents
BankingArrangementsClassifiedAsCashEquivalents
|
76658000000 | usd |
| CY2020Q4 | ifrs-full |
Banking Arrangements Classified As Cash Equivalents
BankingArrangementsClassifiedAsCashEquivalents
|
65086000000 | usd |
| CY2022Q4 | hsbc |
Shortterm Investments And Deposits Classified As Cash Equivalents
ShorttermInvestmentsAndDepositsClassifiedAsCashEquivalents
|
26727000000 | usd |
| CY2021Q4 | hsbc |
Shortterm Investments And Deposits Classified As Cash Equivalents
ShorttermInvestmentsAndDepositsClassifiedAsCashEquivalents
|
28488000000 | usd |
| CY2020Q4 | hsbc |
Shortterm Investments And Deposits Classified As Cash Equivalents
ShorttermInvestmentsAndDepositsClassifiedAsCashEquivalents
|
30023000000 | usd |
| CY2022Q4 | hsbc |
Cash Collateral And Net Settlement Accounts
CashCollateralAndNetSettlementAccounts
|
19445000000 | usd |
| CY2021Q4 | hsbc |
Cash Collateral And Net Settlement Accounts
CashCollateralAndNetSettlementAccounts
|
11241000000 | usd |
| CY2020Q4 | hsbc |
Cash Collateral And Net Settlement Accounts
CashCollateralAndNetSettlementAccounts
|
17194000000 | usd |
| CY2022Q4 | ifrs-full |
Cash And Cash Equivalents Classified As Part Of Disposal Group Held For Sale
CashAndCashEquivalentsClassifiedAsPartOfDisposalGroupHeldForSale
|
8087000000 | usd |
| CY2021Q4 | ifrs-full |
Cash And Cash Equivalents Classified As Part Of Disposal Group Held For Sale
CashAndCashEquivalentsClassifiedAsPartOfDisposalGroupHeldForSale
|
0 | usd |
| CY2020Q4 | ifrs-full |
Cash And Cash Equivalents Classified As Part Of Disposal Group Held For Sale
CashAndCashEquivalentsClassifiedAsPartOfDisposalGroupHeldForSale
|
0 | usd |
| CY2022Q4 | ifrs-full |
Items In Course Of Transmission To Other Banks
ItemsInCourseOfTransmissionToOtherBanks
|
7864000000 | usd |
| CY2021Q4 | ifrs-full |
Items In Course Of Transmission To Other Banks
ItemsInCourseOfTransmissionToOtherBanks
|
5214000000 | usd |
| CY2020Q4 | ifrs-full |
Items In Course Of Transmission To Other Banks
ItemsInCourseOfTransmissionToOtherBanks
|
4343000000 | usd |
| CY2022Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
521671000000 | usd |
| CY2021Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
574032000000 | usd |
| CY2020Q4 | ifrs-full |
Cash And Cash Equivalents
CashAndCashEquivalents
|
468323000000 | usd |
| CY2022 | hsbc |
Interest Received
InterestReceived
|
55664000000 | usd |
| CY2021 | hsbc |
Interest Received
InterestReceived
|
40175000000 | usd |
| CY2020 | hsbc |
Interest Received
InterestReceived
|
45578000000 | usd |
| CY2022 | hsbc |
Interest Paid1
InterestPaid1
|
22856000000 | usd |
| CY2021 | hsbc |
Interest Paid1
InterestPaid1
|
12695000000 | usd |
| CY2020 | hsbc |
Interest Paid1
InterestPaid1
|
17440000000 | usd |
| CY2022 | ifrs-full |
Dividends Received
DividendsReceived
|
1638000000 | usd |
| CY2021 | ifrs-full |
Dividends Received
DividendsReceived
|
1898000000 | usd |
| CY2020 | ifrs-full |
Dividends Received
DividendsReceived
|
1158000000 | usd |
| CY2022 | hsbc |
Repayments Of Securities
RepaymentsOfSecurities
|
1800000000 | usd |
| CY2021 | hsbc |
Repayments Of Securities
RepaymentsOfSecurities
|
900000000 | usd |
| CY2020 | hsbc |
Repayments Of Securities
RepaymentsOfSecurities
|
3500000000 | usd |
| CY2022 | ifrs-full |
Gains Losses On Exchange Differences On Translation Recognised In Profit Or Loss
GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss
|
-1100000000 | usd |
| CY2021 | ifrs-full |
Gains Losses On Exchange Differences On Translation Recognised In Profit Or Loss
GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss
|
-300000000 | usd |
| CY2020 | ifrs-full |
Gains Losses On Exchange Differences On Translation Recognised In Profit Or Loss
GainsLossesOnExchangeDifferencesOnTranslationRecognisedInProfitOrLoss
|
500000000 | usd |
| CY2022 | ifrs-full |
Adjustments For Fair Value Gains Losses
AdjustmentsForFairValueGainsLosses
|
3100000000 | usd |
| CY2021 | ifrs-full |
Adjustments For Fair Value Gains Losses
AdjustmentsForFairValueGainsLosses
|
1000000000.0 | usd |
| CY2020 | ifrs-full |
Adjustments For Fair Value Gains Losses
AdjustmentsForFairValueGainsLosses
|
-1100000000 | usd |
| CY2022Q4 | ifrs-full |
Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
|
59300000000 | usd |
| CY2021Q4 | ifrs-full |
Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
|
33600000000 | usd |
| CY2020Q4 | ifrs-full |
Restricted Cash And Cash Equivalents
RestrictedCashAndCashEquivalents
|
41900000000 | usd |
| CY2022Q4 | ifrs-full |
Mandatory Reserve Deposits At Central Banks
MandatoryReserveDepositsAtCentralBanks
|
22100000000 | usd |
| CY2021Q4 | ifrs-full |
Mandatory Reserve Deposits At Central Banks
MandatoryReserveDepositsAtCentralBanks
|
15400000000 | usd |
| CY2020Q4 | ifrs-full |
Mandatory Reserve Deposits At Central Banks
MandatoryReserveDepositsAtCentralBanks
|
16900000000 | usd |
| CY2022Q4 | hsbc |
Cash And Bank Balances At Central Banks Held For Sale
CashAndBankBalancesAtCentralBanksHeldForSale
|
6500000000 | usd |
| CY2022Q4 | hsbc |
Reverse Repurchase Agreements Held For Sale
ReverseRepurchaseAgreementsHeldForSale
|
1300000000 | usd |
| CY2022Q4 | hsbc |
Loans And Advances To Banks Held For Sale
LoansAndAdvancesToBanksHeldForSale
|
200000000 | usd |
| CY2021Q4 | ifrs-full |
Equity
Equity
|
206777000000 | usd |
| CY2022 | ifrs-full |
Profit Loss
ProfitLoss
|
16670000000 | usd |
| CY2022 | ifrs-full |
Other Comprehensive Income
OtherComprehensiveIncome
|
-17301000000 | usd |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income
OtherComprehensiveIncomeNetOfTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
-5468000000 | usd |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses From Investments In Equity Instruments
OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments
|
107000000 | usd |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Cash Flow Hedges
OtherComprehensiveIncomeNetOfTaxCashFlowHedges
|
-3655000000 | usd |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability
|
1922000000 | usd |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Revaluation
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation
|
280000000 | usd |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
|
-1031000000 | usd |
| CY2022 | ifrs-full |
Share Of Other Comprehensive Income Of Associates And Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net Of Tax
ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax
|
-367000000 | usd |
| CY2022 | hsbc |
Other Comprehensive Income Net Of Tax Gains Losses From Effects Of Hyperinflation
OtherComprehensiveIncomeNetOfTaxGainsLossesFromEffectsOfHyperinflation
|
842000000 | usd |
| CY2022 | ifrs-full |
Other Comprehensive Income Net Of Tax Exchange Differences On Translation
OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation
|
-9931000000 | usd |
| CY2022 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
-631000000 | usd |
| CY2022 | ifrs-full |
Increase Decrease Through Exercise Of Options
IncreaseDecreaseThroughExerciseOfOptions
|
0 | usd |
| CY2022 | ifrs-full |
Dividends Paid
DividendsPaid
|
6970000000 | usd |
| CY2022 | ifrs-full |
Reduction Of Issued Capital
ReductionOfIssuedCapital
|
2266000000 | usd |
| CY2022 | hsbc |
Increase Decrease Through Transfer Between Merger Reserve And Retained Earnings Equity
IncreaseDecreaseThroughTransferBetweenMergerReserveAndRetainedEarningsEquity
|
0 | usd |
| CY2022 | ifrs-full |
Increase Decrease Through Sharebased Payment Transactions
IncreaseDecreaseThroughSharebasedPaymentTransactions
|
400000000 | usd |
| CY2022 | ifrs-full |
Cancellation Of Treasury Shares
CancellationOfTreasuryShares
|
-1000000000 | usd |
| CY2022 | ifrs-full |
Increase Decrease Through Transfers And Other Changes Equity
IncreaseDecreaseThroughTransfersAndOtherChangesEquity
|
-282000000 | usd |
| CY2022Q4 | ifrs-full |
Equity
Equity
|
196028000000 | usd |
| CY2020Q4 | ifrs-full |
Equity
Equity
|
204995000000 | usd |
| CY2021 | ifrs-full |
Profit Loss
ProfitLoss
|
14693000000 | usd |
| CY2021 | ifrs-full |
Other Comprehensive Income
OtherComprehensiveIncome
|
-4967000000 | usd |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income
OtherComprehensiveIncomeNetOfTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
-2139000000 | usd |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses From Investments In Equity Instruments
OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments
|
-446000000 | usd |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Cash Flow Hedges
OtherComprehensiveIncomeNetOfTaxCashFlowHedges
|
-664000000 | usd |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability
|
531000000 | usd |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
|
-274000000 | usd |
| CY2021 | ifrs-full |
Share Of Other Comprehensive Income Of Associates And Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net Of Tax
ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax
|
103000000 | usd |
| CY2021 | hsbc |
Other Comprehensive Income Net Of Tax Gains Losses From Effects Of Hyperinflation
OtherComprehensiveIncomeNetOfTaxGainsLossesFromEffectsOfHyperinflation
|
315000000 | usd |
| CY2021 | ifrs-full |
Other Comprehensive Income Net Of Tax Exchange Differences On Translation
OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation
|
-2393000000 | usd |
| CY2021 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
9726000000 | usd |
| CY2021 | ifrs-full |
Increase Decrease Through Exercise Of Options
IncreaseDecreaseThroughExerciseOfOptions
|
18000000 | usd |
| CY2021 | ifrs-full |
Issue Of Equity
IssueOfEquity
|
1996000000 | usd |
| CY2021 | ifrs-full |
Dividends Paid
DividendsPaid
|
6383000000 | usd |
| CY2021 | ifrs-full |
Reduction Of Issued Capital
ReductionOfIssuedCapital
|
2000000000 | usd |
| CY2021 | hsbc |
Increase Decrease Through Transfer Between Merger Reserve And Retained Earnings Equity
IncreaseDecreaseThroughTransferBetweenMergerReserveAndRetainedEarningsEquity
|
0 | usd |
| CY2021 | ifrs-full |
Increase Decrease Through Sharebased Payment Transactions
IncreaseDecreaseThroughSharebasedPaymentTransactions
|
467000000 | usd |
| CY2021 | ifrs-full |
Cancellation Of Treasury Shares
CancellationOfTreasuryShares
|
-2004000000 | usd |
| CY2021 | ifrs-full |
Increase Decrease Through Transfers And Other Changes Equity
IncreaseDecreaseThroughTransfersAndOtherChangesEquity
|
-38000000 | usd |
| CY2021Q4 | ifrs-full |
Equity
Equity
|
206777000000 | usd |
| CY2019Q4 | ifrs-full |
Equity
Equity
|
192668000000 | usd |
| CY2020 | ifrs-full |
Profit Loss
ProfitLoss
|
6099000000 | usd |
| CY2020 | ifrs-full |
Other Comprehensive Income
OtherComprehensiveIncome
|
8409000000 | usd |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income
OtherComprehensiveIncomeNetOfTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
1750000000 | usd |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses From Investments In Equity Instruments
OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments
|
212000000 | usd |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Cash Flow Hedges
OtherComprehensiveIncomeNetOfTaxCashFlowHedges
|
471000000 | usd |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Change In Fair Value Of Financial Liability Attributable To Change In Credit Risk Of Liability
OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability
|
167000000 | usd |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Gains Losses On Remeasurements Of Defined Benefit Plans
OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans
|
834000000 | usd |
| CY2020 | ifrs-full |
Share Of Other Comprehensive Income Of Associates And Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net Of Tax
ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax
|
-73000000 | usd |
| CY2020 | hsbc |
Other Comprehensive Income Net Of Tax Gains Losses From Effects Of Hyperinflation
OtherComprehensiveIncomeNetOfTaxGainsLossesFromEffectsOfHyperinflation
|
193000000 | usd |
| CY2020 | ifrs-full |
Other Comprehensive Income Net Of Tax Exchange Differences On Translation
OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation
|
4855000000 | usd |
| CY2020 | ifrs-full |
Comprehensive Income
ComprehensiveIncome
|
14508000000 | usd |
| CY2020 | ifrs-full |
Increase Decrease Through Exercise Of Options
IncreaseDecreaseThroughExerciseOfOptions
|
7000000 | usd |
| CY2020 | ifrs-full |
Issue Of Equity
IssueOfEquity
|
1497000000 | usd |
| CY2020 | ifrs-full |
Dividends Paid
DividendsPaid
|
2023000000 | usd |
| CY2020 | ifrs-full |
Reduction Of Issued Capital
ReductionOfIssuedCapital
|
1450000000 | usd |
| CY2020 | hsbc |
Increase Decrease Through Transfer Between Merger Reserve And Retained Earnings Equity
IncreaseDecreaseThroughTransferBetweenMergerReserveAndRetainedEarningsEquity
|
0 | usd |
| CY2020 | ifrs-full |
Increase Decrease Through Sharebased Payment Transactions
IncreaseDecreaseThroughSharebasedPaymentTransactions
|
434000000 | usd |
| CY2020 | ifrs-full |
Increase Decrease Through Transfers And Other Changes Equity
IncreaseDecreaseThroughTransfersAndOtherChangesEquity
|
-646000000 | usd |
| CY2020Q4 | ifrs-full |
Equity
Equity
|
204995000000 | usd |
| CY1997Q4 | hsbc |
Equity Cumulative Goodwill
EquityCumulativeGoodwill
|
5138000000 | usd |
| CY2021Q4 | hsbc |
Stock Repurchase Program Authorized Amount
StockRepurchaseProgramAuthorizedAmount
|
2000000000 | usd |
| CY2022Q1 | hsbc |
Stock Repurchase Program Authorized Amount
StockRepurchaseProgramAuthorizedAmount
|
1000000000.0 | usd |
| CY2022 | ifrs-full |
Disclosure Of Notes And Other Explanatory Information Explanatory
DisclosureOfNotesAndOtherExplanatoryInformationExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:488.50pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt;text-indent:-2.83pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Basis of preparation and significant accounting policies</span></div></td></tr></table>Basis of preparation<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(a) Compliance with International Financial Reporting Standards</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The consolidated financial statements of HSBC and the separate financial statements of HSBC Holdings comply with UK-adopted international accounting standards and with the requirements of the Companies Act 2006, and have also applied international financial reporting standards adopted pursuant to Regulation (EC) No 1606/2002 as it applies in the European Union. These financial statements are also prepared in accordance with International Financial Reporting Standards (‘IFRSs’) as issued by the International Accounting Standards Board (‘IASB’), including interpretations issued by the IFRS Interpretations Committee, as there are no applicable differences from IFRSs as issued by the IASB for the periods presented. There were no unendorsed standards effective for the year ended 31 December 2022 affecting these consolidated and separate financial statements. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Standards adopted during the year ended 31 December 2022</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There were no new accounting standards or interpretations that had a significant effect on HSBC in 2022. Accounting policies have been consistently applied.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(b) Differences between IFRSs and Hong Kong Financial Reporting Standards</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There are no significant differences between IFRSs and Hong Kong Financial Reporting Standards in terms of their application to HSBC, and consequently there would be no significant differences had the financial statements been prepared in accordance with Hong Kong Financial Reporting Standards. The ‘Notes on the financial statements’, taken together with the ‘Report of the Directors’, include the aggregate of all disclosures necessary to satisfy IFRSs and Hong Kong reporting requirements. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(c) Future accounting developments</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Minor amendments to IFRSs</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The IASB has not published any minor amendments effective from 1 January 2022 that are applicable to HSBC. However, the IASB has published a number of minor amendments to IFRSs that are effective from 1 January 2023 and 1 January 2024. HSBC expects they will have an insignificant effect, when adopted, on the consolidated financial statements of HSBC and the separate financial statements of HSBC Holdings. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">New IFRSs</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">IFRS 17 ‘Insurance Contracts’</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IFRS 17 ‘Insurance Contracts’ was issued in May 2017, with amendments to the standard issued in June 2020 and December 2021. Following the amendments, IFRS 17 is effective for annual reporting periods beginning on or after 1 January 2023 and is applied retrospectively, with comparatives restated from 1 January 2022. IFRS 17 has been adopted in its entirety for use in the UK while it has been adopted by the EU subject to certain optional exemptions. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IFRS 17 sets out the requirements that the Group will apply in accounting for insurance contracts it issues, reinsurance contracts it holds, and investment contracts with discretionary participation features. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Group is at an advanced stage in the implementation of IFRS 17, having put in place accounting policies, data and models, and made progress with preparing 2022 comparative data. We set out below our expectations of the impact of IFRS 17 compared with our current accounting policy for insurance contracts, which is set out in Note 1.2(j) on page 369.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Under IFRS 17, no present value of in-force business (‘PVIF’) asset is recognised. Instead, the measurement of the insurance contracts liability is based on groups of insurance contracts and will include fulfilment cash flows, as well as the contractual service margin (‘CSM’), which represents the unearned profit. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">To identify groups of insurance contracts, individual contracts subject to similar dominant risk and managed together are identified as a portfolio of insurance contracts. Each portfolio is further separated by profitability group and issue date into periodic cohorts.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fulfilment cash flows comprise: </span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">the best estimates of future cash flows, including amounts expected to be collected from premiums and payouts for claims, benefits and expenses, which are projected using assumptions based on demographic and operating experience; </span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">an adjustment for the time value of money and financial risks associated with the future cash flows; and </span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">an adjustment for non-financial risk that reflects the uncertainty about the amount and timing of future cash flows.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In contrast to the Group’s IFRS 4 accounting where profits are recognised upfront, the CSM will be systematically recognised in revenue, as services are provided over the expected coverage period of the group of contracts without any change to the overall profit of the contracts. Losses resulting from the recognition of onerous contracts are recognised in the income statement immediately.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The CSM is adjusted depending on the measurement model of the group of insurance contracts. While the general measurement model (‘GMM’) is the default measurement model under IFRS 17, the Group expects that the majority of its contracts will be accounted for under the variable fee approach (‘VFA’), which is mandatory to apply for insurance contracts with direct participation features upon meeting the eligibility criteria. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IFRS 17 requires entities to apply the standard retrospectively as if it had always applied, using the full retrospective approach (‘FRA’) unless it is impracticable. When the FRA is impracticable such as when there is a lack of sufficient and reliable data, an entity has an accounting policy choice to use either the modified retrospective approach (‘MRA’) or the fair value approach (‘FVA’). HSBC will apply the FRA for new business from 2018 at the earliest, subject to practicability, and the FVA for the majority of contracts for which the FRA is impracticable. Where the FVA is used, the measurement takes into account the cost of capital that a market participant within the jurisdiction would be expected to hold based on the asset and liability positions on the transition date.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Group will make use of the option to re-designate eligible financial assets held to support insurance liabilities, currently measured at amortised cost, as financial assets measured at fair value through profit or loss. Following re-designation, interest income earned on these financial assets will no longer be shown in ‘net interest income’, and will instead form part of ‘net income/(expense) from assets and liabilities of insurance businesses, including related derivatives, measured at fair value through profit or loss’ in accordance with HSBC’s income and expense policy set out in Note 1.2(b) on page 364.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Group will also make use of the risk mitigation option for a number of economic offsets between the VFA contracts and reinsurance contracts held that meet the requirements, and the other comprehensive income (‘OCI’) option to a limited extent for some contracts. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Impact of IFRS 17</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Changes to equity on transition are driven by the elimination of the PVIF asset, the re-designation of certain eligible financial assets in the scope of IFRS 9, the remeasurement of insurance liabilities and assets under IFRS 17, and the recognition of the CSM.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IFRS 17 requires the use of current market values for the measurement of insurance liabilities. The shareholder’s share of the investment experience and assumption changes will be absorbed by the CSM and released over time to profit or loss under the VFA. For contracts measured under GMM, the shareholder’s share of the investment volatility is recorded in profit or loss as it arises. Under IFRS 17, operating expenses will be lower as directly attributable costs will be incorporated in the CSM and recognised in the insurance service result.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">While the profit over the life of an individual contract will be unchanged, its emergence will be later under IFRS 17.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">All of these impacts will be subject to deferred tax.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Estimates of the opening balance sheet as at 1 January 2022 have been calculated and are presented below, showing separately the impact on the total assets, liabilities and equity of our insurance manufacturing operations and Group equity. These estimates are based on accounting policies, assumptions, judgements and estimation techniques that remain subject to change.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.970%"><tr><td style="width:1.0%"/><td style="width:44.751%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.437%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.437%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.437%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.438%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Impact of transition to IFRS 17, at 1 January 2022</span></td><td colspan="9" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Insurance manufacturing operations</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Equity</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Equity</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Balance sheet values at 1 January 2022 under IFRS 4</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">144.6</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127.6</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">206.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Removal of PVIF</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9.5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9.5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9.5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Replacement of IFRS 4 liabilities with IFRS 17</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(0.4)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7.3</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(7.7)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(8.1)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">Removal of IFRS 4 liabilities and recording of IFRS 17 fulfilment cash flows</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(0.3)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(2.2)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">1.9</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">1.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">IFRS 17 contractual service margin</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(0.1)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">9.5</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(9.6)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(10.0)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Remeasurement effect of IFRS 9 re-designations</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.9</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.9</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Tax effect</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.6</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1.6)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.2</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Estimated balance sheet values at 1 January 2022 under IFRS 17</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">140.2</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">133.3</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6.9</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">196.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span><br/></span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">PVIF of $9.5bn less deferred tax of $1.7bn constitute the overall estimated reduction in intangible assets, after tax, of $7.8bn on transition to IFRS 17.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Group’s accounting for insurance contracts considers a broader set of cash flows than those arising within the insurance manufacturing entities. This includes the effect of eliminating intra-Group fees associated with distribution of policies through the Group’s banking channels and directly attributable costs incurred by other Group entities. These factors lead to an increase to the Group CSM after inclusion of distribution activities of approximately $0.4bn, with a consequential reduction to Group’s equity of approximately $0.4bn after the inclusion of deferred tax. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(d) Foreign currencies</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC’s consolidated financial statements are presented in US dollars because the US dollar and currencies linked to it form the major currency bloc in which HSBC transacts and funds its business. The US dollar is also HSBC Holdings’ functional currency because the US dollar and currencies linked to it are the most significant currencies relevant to the underlying transactions, events and conditions of its subsidiaries, as well as representing a significant proportion of its funds generated from financing activities.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transactions in foreign currencies are recorded at the rate of exchange on the date of the transaction. Assets and liabilities denominated in foreign currencies are translated at the rate of exchange at the balance sheet date, except non-monetary assets and liabilities measured at historical cost, which are translated using the rate of exchange at the initial transaction date. Exchange differences are included in other comprehensive income or in the income statement depending on where the gain or loss on the underlying item is recognised. Except for subsidiaries operating in hyperinflationary economies (see Note 1.2(p)), in the consolidated financial statements, the assets and liabilities of branches, subsidiaries, joint ventures and associates whose functional currency is not US dollars are translated into the Group’s presentation currency at the rate of exchange at the balance sheet date, while their results are translated into US dollars at the average rates of exchange for the reporting period. Exchange differences arising are recognised in other comprehensive income. On disposal of a foreign operation, exchange differences previously recognised in other comprehensive income are reclassified to the income statement.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(e) Presentation of information</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Certain disclosures required by IFRSs have been included in the sections marked as (‘Audited’) in the </span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Annual Report and Accounts 2022</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> as follows:</span></div><div style="margin-bottom:3pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Disclosures concerning the nature and extent of risks relating to insurance contracts and financial instruments are included in the ‘Risk review’ on pages 150 to 270.</span></div><div style="margin-bottom:3pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">The ‘Own funds disclosure’ is included in the ‘Risk review’ on page 238.</span></div><div style="margin-bottom:3pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Disclosures relating to HSBC’s securitisation activities and structured products are included in the ‘Risk review’ on pages 150 to270.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC follows the UK Finance Disclosure Code. The UK Finance Disclosure Code aims to increase the quality and comparability of UK banks’ disclosures and sets out five disclosure principles together with supporting guidance agreed in 2010. In line with the principles of the UK Finance Disclosure Code, HSBC assesses good practice recommendations issued from time to time by relevant regulators and standard setters, and will assess the applicability and relevance of such guidance, enhancing disclosures where appropriate.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(f) Critical accounting estimates and judgements</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The preparation of financial information requires the use of estimates and judgements about future conditions. In view of the inherent uncertainties and the high level of subjectivity involved in the recognition or measurement of items, highlighted as the ‘critical accounting estimates and judgements’ in section 1.2 below, it is possible that the outcomes in the next financial year could differ from those on which management’s estimates are based. This could result in materially different estimates and judgements from those reached by management for the purposes of these financial statements. Management’s selection of HSBC’s accounting policies that contain critical estimates and judgements reflects the materiality of the items to which the policies are applied and the high degree of judgement and estimation uncertainty involved.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Management has considered the impact of climate-related risks on HSBC’s financial position and performance. While the effects of climate change are a source of uncertainty, as at 31 December 2022 management do not consider there to be a material impact on our critical judgements and estimates from the physical, transition and other climate-related risks in the short to medium term. In particular management has considered the known and observable potential impact of climate-related risks of associated judgements and estimates in our value in use calculations.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(g) Segmental analysis</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC’s Chief Operating Decision Maker is the Group Chief Executive, who is supported by the rest of the Group Executive Committee (‘GEC’), which operates as a general management committee under the direct authority of the Board. Operating segments are reported in a manner consistent with the internal reporting provided to the Group Chief Executive and the GEC.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Measurement of segmental assets, liabilities, income and expenses is in accordance with the Group’s accounting policies. Segmental income and expenses include transfers between segments, and these transfers are conducted at arm’s length. Shared costs are included in segments on the basis of the actual recharges made.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(h) Going concern</span></div><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The financial statements are prepared on a going concern basis, as the Directors are satisfied that the Group and parent company have the resources to continue in business for the foreseeable future. In making this assessment, the Directors have considered a wide range of information relating to present and future conditions, including future projections of profitability, cash flows, capital requirements and capital resources. These considerations include stressed scenarios that reflect the uncertainty in structural changes from the Covid-19 pandemic, the Russia-Ukraine war, disrupted supply chains globally, slower Chinese economic activity, climate change and other top and emerging risks, as well as from the related impacts on profitability, capital and liquidity. </span></div>Summary of significant accounting policies<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(a) Consolidation and related policies</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Investments in subsidiaries</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Where an entity is governed by voting rights, HSBC consolidates when it holds – directly or indirectly – the necessary voting rights to pass resolutions by the governing body. In all other cases, the assessment of control is more complex and requires judgement of other factors, including having exposure to variability of returns, power to direct relevant activities, and whether power is held as agent or principal.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business combinations are accounted for using the acquisition method. The amount of non-controlling interest is measured either at fair value or at the non-controlling interest’s proportionate share of the acquiree’s identifiable net assets. This election is made for each business combination. HSBC Holdings’ investments in subsidiaries are stated at cost less impairment losses.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment testing is performed where there is an indication of impairment, by comparing the recoverable amount of the relevant investment to its carrying amount. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.534%"><tr><td style="width:1.0%"/><td style="width:35.157%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:62.643%"/><td style="width:0.1%"/></tr><tr><td colspan="6" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Investments in subsidiaries are tested for impairment when there is an indication that the investment may be impaired, which involves estimations of value in use reflecting management’s best estimate of the future cash flows of the investment and the rates used to discount these cash flows, both of which are subject to uncertain factors as follows:</span></div></td></tr><tr><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Judgements</span></div></td><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Estimates</span></div></td></tr><tr><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:11.25pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:5.25pt">The accuracy of forecast cash flows is subject to a high degree of uncertainty in volatile market conditions. Where such circumstances are determined to exist, management re-tests for impairment more frequently than once a year when indicators of impairment exist. This ensures that the assumptions on which the cash flow forecasts are based continue to reflect current market conditions and management's best estimate of future business prospects.</span></div><div style="margin-bottom:2pt;padding-left:11.25pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">The future cash flows of each investment are sensitive to the cash flows projected for the periods for which detailed forecasts are available and to assumptions regarding the long-term pattern of sustainable cash flows thereafter. Forecasts are compared with actual performance and verifiable economic data, but they reflect management’s view of future business prospects at the time of the assessment.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">The rates used to discount future expected cash flows can have a significant effect on their valuation, and are based on the costs of equity assigned to the investment. The cost of equity percentage is generally derived from a capital asset pricing model and the market implied cost of equity, which incorporates inputs reflecting a number of financial and economic variables, including the risk-free interest rate in the country concerned and a premium for the risk of the business being evaluated. These variables are subject to fluctuations in external market rates and economic conditions beyond management’s control.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Key assumptions used in estimating impairment in subsidiaries are described in Note 19.</span></div></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Goodwill</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Goodwill is allocated to cash-generating units (’CGUs’) for the purpose of impairment testing, which is undertaken at the lowest level at which goodwill is monitored for internal management purposes. HSBC’s CGUs are based on geographical regions subdivided by global business, except for Global Banking and Markets, for which goodwill is monitored on a global basis.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment testing is performed at least once a year, or whenever there is an indication of impairment, by comparing the recoverable amount of a CGU with its carrying amount.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Goodwill is included in a disposal group if the disposal group is a CGU to which goodwill has been allocated or it is an operation within such a CGU. The amount of goodwill included in a disposal group is measured on the basis of the relative values of the operation disposed of and the portion of the CGU retained.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:178.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:332.50pt"/><td style="width:1.0pt"/></tr><tr style="height:21pt"><td colspan="6" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">The review of goodwill and non-financial assets (see Note 1.2(n)) for impairment reflects management’s best estimate of the future cash flows of the CGUs and the rates used to discount these cash flows, both of which are subject to uncertain factors as follows:</span></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Judgements</span></div></td><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Estimates</span></div></td></tr><tr style="height:132pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">The accuracy of forecast cash flows is subject to a high degree of uncertainty in volatile market conditions. Where such circumstances are determined to exist, management re-tests goodwill for impairment more frequently than once a year when indicators of impairment exist. This ensures that the assumptions on which the cash flow forecasts are based continue to reflect current market conditions and management’s best estimate of future business prospects.</span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">The future cash flows of the CGUs are sensitive to the cash flows projected for the periods for which detailed forecasts are available and to assumptions regarding the long-term pattern of sustainable cash flows thereafter. Forecasts are compared with actual performance and verifiable economic data, but they reflect management’s view of future business prospects at the time of the assessment.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">The rates used to discount future expected cash flows can have a significant effect on their valuation, and are based on the costs of equity assigned to individual CGUs. The cost of equity percentage is generally derived from a capital asset pricing model and market implied cost of equity, which incorporates inputs reflecting a number of financial and economic variables, including the risk-free interest rate in the country concerned and a premium for the risk of the business being evaluated. These variables are subject to fluctuations in external market rates and economic conditions beyond management’s control.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Key assumptions used in estimating goodwill and non-financial asset impairment are described in Note 21.</span></div></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">HSBC sponsored structured entities</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC is considered to sponsor another entity if, in addition to ongoing involvement with the entity, it had a key role in establishing that entity or in bringing together relevant counterparties so the transaction that is the purpose of the entity could occur. HSBC is generally not considered a sponsor if the only involvement with the entity is merely administrative.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Interests in associates and joint arrangements</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Joint arrangements are investments in which HSBC, together with one or more parties, has joint control. Depending on HSBC’s rights and obligations, the joint arrangement is classified as either a joint operation or a joint venture. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC classifies investments in entities over which it has significant influence, and that are neither subsidiaries nor joint arrangements, as associates.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC recognises its share of the assets, liabilities and results in a joint operation. Investments in associates and interests in joint ventures are recognised using the equity method. The attributable share of the results and reserves of joint ventures and associates is included in the consolidated financial statements of HSBC based on either financial statements made up to 31 December or pro-rated amounts adjusted for any material transactions or events occurring between the date the financial statements are available and 31 December.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Investments in associates and joint ventures are assessed at each reporting date and tested for impairment when there is an indication that the investment may be impaired. Goodwill on acquisitions of interests in joint ventures and associates is not tested separately for impairment, but is assessed as part of the carrying amount of the investment.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:220.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:289.00pt"/><td style="width:1.0pt"/></tr><tr style="height:21pt"><td colspan="6" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">The most significant critical accounting estimates relate to the assessment of impairment of our investment in Bank of Communications Co. Limited (‘BoCom’), which involves estimations of value in use:</span></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Judgements</span></div></td><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Estimates</span></div></td></tr><tr style="height:84pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Management’s best estimate of BoCom’s earnings is based on management’s explicit forecasts over the short to medium term and the capital maintenance charge, which is management’s forecast of the earnings that need to be withheld in order for BoCom to meet capital requirements over the forecast period, both of which are subject to uncertain factors.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Key assumptions used in estimating BoCom’s value in use, the sensitivity of the value in use calculations to different assumptions and a sensitivity analysis that shows the changes in key assumptions that would reduce the excess of value in use over the carrying amount (the ‘headroom’) to nil are described in Note 18.</span></div></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(b) Income and expense</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Operating income</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Interest income and expense</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest income and expense for all financial instruments, excluding those classified as held for trading or designated at fair value, are recognised in ‘Interest income’ and ‘Interest expense’ in the income statement using the effective interest method. However, as an exception to this, interest on debt instruments issued by HSBC for funding purposes that are designated under the fair value option to reduce an accounting mismatch and on derivatives managed in conjunction with those debt instruments is included in interest expense.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest on credit-impaired financial assets is recognised using the rate of interest used to discount the future cash flows for the purpose of measuring the impairment loss.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Non-interest income and expense</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC generates fee income from services provided at a fixed price over time, such as account service and card fees, or when HSBC delivers a specific transaction at a point in time, such as broking services and import/export services. With the exception of certain fund management and performance fees, all other fees are generated at a fixed price. Fund management and performance fees can be variable depending on the size of the customer portfolio and HSBC’s performance as fund manager. Variable fees are recognised when all uncertainties are resolved. Fee income is generally earned from short-term contracts with payment terms that do not include a significant financing component.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC acts as principal in the majority of contracts with customers, with the exception of broking services. For most brokerage trades, HSBC acts as agent in the transaction and recognises broking income net of fees payable to other parties in the arrangement.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC recognises fees earned on transaction-based arrangements at a point in time when it has fully provided the service to the customer. Where the contract requires services to be provided over time, income is recognised on a systematic basis over the life of the agreement.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Where HSBC offers a package of services that contains multiple non-distinct performance obligations, such as those included in account service packages, the promised services are treated as a single performance obligation. If a package of services contains distinct performance obligations, such as those including both account and insurance services, the corresponding transaction price is allocated to each performance obligation based on the estimated stand-alone selling prices.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Dividend income is recognised when the right to receive payment is established. This is the ex-dividend date for listed equity securities, and usually the date when shareholders approve the dividend for unlisted equity securities.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net income/(expense) from financial instruments measured at fair value through profit or loss includes the following: </span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">‘Net income from financial instruments held for trading or managed on a fair value basis’: This comprises net trading income, which includes all gains and losses from changes in the fair value of financial assets and financial liabilities held for trading and other financial instruments managed on a fair value basis, together with the related interest income, expense and dividends, excluding the effect of changes in the credit risk of liabilities managed on a fair value basis. It also includes all gains and losses from changes in the fair value of derivatives that are managed in conjunction with financial assets and liabilities measured at fair value through profit or loss.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">‘Net income/(expense) from assets and liabilities of insurance businesses, including related derivatives, measured at fair value through profit or loss’: This includes interest income, interest expense and dividend income in respect of financial assets and liabilities measured at fair value through profit or loss; and those derivatives managed in conjunction with the above that can be separately identifiable from other trading derivatives.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">‘Changes in fair value of designated debt instruments and related derivatives’: Interest paid on debt instruments and interest cash flows on related derivatives is presented in interest expense where doing so reduces an accounting mismatch.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">‘Changes in fair value of other financial instruments mandatorily measured at fair value through profit or loss’: This includes interest on instruments that fail the solely payments of principal and interest test, see (d) below.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The accounting policies for insurance premium income are disclosed in Note 1.2(j).</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(c) Valuation of financial instruments </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">All financial instruments are initially recognised at fair value. Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The fair value of a financial instrument on initial recognition is generally its transaction price (that is, the fair value of the consideration given or received). However, if there is a difference between the transaction price and the fair value of financial instruments whose fair value is based on a quoted price in an active market or a valuation technique that uses only data from observable markets, HSBC recognises the difference as a trading gain or loss at inception (a ‘day 1 gain or loss’). In all other cases, the entire day 1 gain or loss is deferred and recognised in the income statement over the life of the transaction until the transaction matures, is closed out, the valuation inputs become observable or HSBC enters into an offsetting transaction. The fair value of financial instruments is generally measured on an individual basis. However, in cases where HSBC manages a group of financial assets and liabilities according to its net market or credit risk exposure, the fair value of the group of financial instruments is measured on a net basis but the underlying financial assets and liabilities are presented separately in the financial statements, unless they satisfy the IFRS offsetting criteria.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:283.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:225.25pt"/><td style="width:1.0pt"/></tr><tr style="height:21pt"><td colspan="6" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">The majority of valuation techniques employ only observable market data. However, certain financial instruments are classified on the basis of valuation techniques that feature one or more significant market inputs that are unobservable, and for them, the measurement of fair value is more judgemental:</span></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Judgements</span></div></td><td colspan="3" style="background-color:#db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Estimates</span></div></td></tr><tr style="height:77pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">An instrument in its entirety is classified as valued using significant unobservable inputs if, in the opinion of management, greater than 5% of the instrument’s valuation is driven by unobservable inputs.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">‘Unobservable’ in this context means that there is little or no current market data available from which to determine the price at which an arm’s length transaction would be likely to occur. It generally does not mean that there is no data available at all upon which to base a determination of fair value (consensus pricing data may, for example, be used).</span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Details on the Group’s level 3 financial instruments and the sensitivity of their valuation to the effect of applying reasonably possible alternative assumptions in determining their fair value are set out in Note 12.</span></div></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(d) Financial instruments measured at amortised cost</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets that are held to collect the contractual cash flows and which contain contractual terms that give rise on specified dates to cash flows that are solely payments of principal and interest are measured at amortised cost. Such financial assets include most loans and advances to banks and customers and some debt securities. In addition, most financial liabilities are measured at amortised cost. HSBC accounts for regular way amortised cost financial instruments using trade date accounting. The carrying value of these financial assets at initial recognition includes any directly attributable transactions costs.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC may commit to underwriting loans on fixed contractual terms for specified periods of time. When the loan arising from the lending commitment is expected to be sold shortly after origination, the commitment to lend is recorded as a derivative. When HSBC intends to hold the loan, the loan commitment is included in the impairment calculations set out below.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Non-trading reverse repurchase, repurchase and similar agreements</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When debt securities are sold subject to a commitment to repurchase them at a predetermined price (‘repos’), they remain on the balance sheet and a liability is recorded in respect of the consideration received. Securities purchased under commitments to resell (‘reverse repos’) are not recognised on the balance sheet and an asset is recorded in respect of the initial consideration paid. Non-trading repos and reverse repos are measured at amortised cost. The difference between the sale and repurchase price or between the purchase and resale price is treated as interest and recognised in net interest income over the life of the agreement.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Contracts that are economically equivalent to reverse repo or repo agreements (such as sales or purchases of debt securities entered into together with total return swaps with the same counterparty) are accounted for similarly to, and presented together with, reverse repo or repo agreements.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(e) Financial assets measured at fair value through other comprehensive income </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets held for a business model that is achieved by both collecting contractual cash flows and selling and which contain contractual terms that give rise on specified dates to cash flows that are solely payments of principal and interest are measured at fair value through other comprehensive income (‘FVOCI’). These comprise primarily debt securities. They are recognised on the trade date when HSBC enters into contractual arrangements to purchase and are normally derecognised when they are either sold or redeemed. They are subsequently remeasured at fair value and changes therein (except for those relating to impairment, interest income and foreign currency exchange gains and losses) are recognised in other comprehensive income until the assets are sold. Upon disposal, the cumulative gains or losses in other comprehensive income are recognised in the income statement as ‘Gains less losses from financial instruments’. Financial assets measured at FVOCI are included in the impairment calculations set out below and impairment is recognised in profit or loss.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(f) Equity securities measured at fair value with fair value movements presented in other comprehensive income</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The equity securities for which fair value movements are shown in other comprehensive income are business facilitation and other similar investments where HSBC holds the investments other than to generate a capital return. Dividends from such investments are recognised in profit or loss. Gains or losses on the derecognition of these equity securities are not transferred to profit or loss. Otherwise, equity securities are measured at fair value through profit or loss.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(g) Financial instruments designated at fair value through profit or loss</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial instruments, other than those held for trading, are classified in this category if they meet one or more of the criteria set out below and are so designated irrevocably at inception:</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">The use of the designation removes or significantly reduces an accounting mismatch.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">A group of financial assets and liabilities or a group of financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">The financial liability contains one or more non-closely related embedded derivatives.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Designated financial assets are recognised when HSBC enters into contracts with counterparties, which is generally on trade date, and are normally derecognised when the rights to the cash flows expire or are transferred. Designated financial liabilities are recognised when HSBC enters into contracts with counterparties, which is generally on settlement date, and are normally derecognised when extinguished. Subsequent changes in fair values are recognised in the income statement in ‘Net income from financial instruments held for trading or managed on a fair value basis’ or ‘Net income/(expense) from assets and liabilities of insurance businesses, including related derivatives, measured at fair value through profit or loss’ or ‘Changes in fair value of designated debt and related derivatives’ except for the effect of changes in the liabilities’ credit risk, which is presented in ‘Other comprehensive income’, unless that treatment would create or enlarge an accounting mismatch in profit or loss.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Under the above criteria, the main classes of financial instruments designated by HSBC are:</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Debt instruments for funding purposes that are designated to reduce an accounting mismatch: The interest and/or foreign exchange exposure on certain fixed-rate debt securities issued has been matched with the interest and/or foreign exchange exposure on certain swaps as part of a documented risk management strategy.</span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Financial assets and financial liabilities under unit-linked and non-linked investment contracts: A contract under which HSBC does not accept significant insurance risk from another party is not classified as an insurance contract, other than investment contracts with discretionary participation features (‘DPF’), but is accounted for as a financial liability. Customer liabilities under linked and certain non-linked investment contracts issued by insurance subsidiaries are determined based on the fair value of the assets held in the linked funds. If no fair value designation was made for the related assets, at least some of the assets would otherwise be measured at either fair value through other comprehensive income or amortised cost. The related financial assets and liabilities are managed and reported to management on a fair value basis. Designation at fair value of the financial assets and related liabilities allows changes in fair values to be recorded in the income statement and presented in the same line.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Financial liabilities that contain both deposit and derivative components: These financial liabilities are managed and their performance evaluated on a fair value basis.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(h) Derivatives</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivatives are financial instruments that derive their value from the price of underlying items such as equities, interest rates or other indices. Derivatives are recognised initially and are subsequently measured at fair value through profit or loss. Derivatives are classified as assets when their fair value is positive or as liabilities when their fair value is negative. This includes embedded derivatives in financial liabilities, which are bifurcated from the host contract when they meet the definition of a derivative on a stand-alone basis.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Where the derivatives are managed with debt securities issued by HSBC that are designated at fair value where doing so reduces an accounting mismatch, the contractual interest is shown in ‘Interest expense’ together with the interest payable on the issued debt.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Hedge accounting</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When derivatives are not part of fair value designated relationships, if held for risk management purposes they are designated in hedge accounting relationships where the required criteria for documentation and hedge effectiveness are met. HSBC uses these derivatives or, where allowed, other non-derivative hedging instruments in fair value hedges, cash flow hedges or hedges of net investments in foreign operations as appropriate to the risk being hedged.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Fair value hedge</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair value hedge accounting does not change the recording of gains and losses on derivatives and other hedging instruments, but results in recognising changes in the fair value of the hedged assets or liabilities attributable to the hedged risk that would not otherwise be recognised in the income statement. If a hedge relationship no longer meets the criteria for hedge accounting, hedge accounting is discontinued and the cumulative adjustment to the carrying amount of the hedged item is amortised to the income statement on a recalculated effective interest rate, unless the hedged item has been derecognised, in which case it is recognised in the income statement immediately.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Cash flow hedge</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The effective portion of gains and losses on hedging instruments is recognised in other comprehensive income and the ineffective portion of the change in fair value of derivative hedging instruments that are part of a cash flow hedge relationship is recognised immediately in the income statement within ‘Net income from financial instruments held for trading or managed on a fair value basis’. The accumulated gains and losses recognised in other comprehensive income are reclassified to the income statement in the same periods in which the hedged item affects profit or loss. When a hedge relationship is discontinued, or partially discontinued, any cumulative gain or loss recognised in other comprehensive income remains in equity until the forecast transaction is recognised in the income statement. When a forecast transaction is no longer expected to occur, the cumulative gain or loss previously recognised in other comprehensive income is immediately reclassified to the income statement.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Net investment hedge</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Hedges of net investments in foreign operations are accounted for in a similar way to cash flow hedges. The effective portion of gains and losses on the hedging instrument is recognised in other comprehensive income and other gains and losses are recognised immediately in the income statement. Gains and losses previously recognised in other comprehensive income are reclassified to the income statement on the disposal, or part-disposal, of the foreign operation.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Derivatives that do not qualify for hedge accounting</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-qualifying hedges are derivatives entered into as economic hedges of assets and liabilities for which hedge accounting was not applied.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(i) Impairment of amortised cost and FVOCI financial assets</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Expected credit losses (‘ECL’) are recognised for loans and advances to banks and customers, non-trading reverse repurchase agreements, other financial assets held at amortised cost, debt instruments measured at fair value through other comprehensive income (‘FVOCI’), and certain loan commitments and financial guarantee contracts. At initial recognition, an allowance (or provision in the case of some loan commitments and financial guarantees) is required for ECL resulting from default events that are possible within the next 12 months, or less, where the remaining life is less than 12 months (’12-month ECL’). In the event of a significant increase in credit risk, an allowance (or provision) is required for ECL resulting from all possible default events over the expected life of the financial instrument (‘lifetime ECL’). Financial assets where 12-month ECL is recognised are considered to be ‘stage 1’; financial assets which are considered to have experienced a significant increase in credit risk are in ‘stage 2’; and financial assets for which there is objective evidence of impairment so are considered to be in default or otherwise credit impaired are in ‘stage 3’. Purchased or originated credit-impaired financial assets (‘POCI’) are treated differently as set out below.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Credit impaired (stage 3)</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC determines that a financial instrument is credit impaired and in stage 3 by considering relevant objective evidence, primarily whether contractual payments of either principal or interest are past due for more than 90 days, there are other indications that the borrower is unlikely to pay such as that a concession has been granted to the borrower for economic or legal reasons relating to the borrower’s financial condition, or the loan is otherwise considered to be in default.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">If such unlikeliness to pay is not identified at an earlier stage, it is deemed to occur when an exposure is 90 days past due, even where regulatory rules permit default to be defined based on 180 days past due. Therefore, the definitions of credit impaired and default are aligned as far as possible so that stage 3 represents all loans that are considered defaulted or otherwise credit impaired.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest income is recognised by applying the effective interest rate to the amortised cost amount, i.e. gross carrying amount less ECL allowance.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Write-off</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets (and the related impairment allowances) are normally written off, either partially or in full, when there is no realistic prospect of recovery. Where loans are secured, this is generally after receipt of any proceeds from the realisation of security. In circumstances where the net realisable value of any collateral has been determined and there is no reasonable expectation of further recovery, write-off may be earlier.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Forbearance</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans are identified as forborne and classified as either performing or non-performing when HSBC modifies the contractual terms due to financial difficulty of the borrower. Non-performing forborne loans are stage 3 and classified as non-performing until they meet the cure criteria, as specified by applicable credit risk policy (for example, when the loan is no longer in default and no other indicators of default have been present for at least 12 months). Any amount written off as a result of any modification of contractual terms upon entering forbearance would not be reversed.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2022, the Group adopted the EBA Guidelines on the application of definition of default for our retail portfolios, which affect credit risk policies and our reporting in respect of the status of loans as credit impaired principally due to forbearance (or curing thereof). Further details are provided under ‘Forborne loans and advances’ on page 178.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Performing forborne loans are initially stage 2 and remain classified as forborne until they meet applicable cure criteria (for example, they continue to not be in default and no other indicators of default are present for a period of at least 24 months). At this point, the loan is either stage 1 or stage 2 as determined by comparing the risk of a default occurring at the reporting date </span><span style="background-color:#ffffff;color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(based on the modified contractual terms) and the risk of a default occurring at initial recognition (based on the original, unmodified contractual terms)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A forborne loan is derecognised if the existing agreement is cancelled and a new agreement is made on substantially different terms, or if the terms of an existing agreement are modified such that the forborne loan is a substantially different financial instrument. Any new loans that arise following derecognition events in these circumstances would generally be classified as POCI and will continue to be disclosed as forborne.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Loan modifications other than forborne loans</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loan modifications that are not identified as forborne are considered to be commercial restructurings. Where a commercial restructuring results in a modification (whether legalised through an amendment to the existing terms or the issuance of a new loan contract) such that HSBC’s rights to the cash flows under the original contract have expired, the old loan is derecognised and the new loan is recognised at fair value. The rights to cash flows are generally considered to have expired if the commercial restructure is at market rates and no payment-related concession has been provided. Modifications of certain higher credit risk wholesale loans are assessed for derecognition, having regard to changes in contractual terms that either individually or in combination are judged to result in a substantially different financial instrument. Mandatory and general offer loan modifications that are not borrower specific, for example market-wide customer relief programmes generally do not result in derecognition, but their stage allocation is determined considering all available and supportable information under our ECL impairment policy. Changes made to these financial instruments that are economically equivalent and required by interest rate benchmark reform do not result in the derecognition or a change in the carrying amount of the financial instrument, but instead require the effective interest rate to be updated to reflect the change of the interest rate benchmark. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Significant increase in credit risk (stage 2)</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">An assessment of whether credit risk has increased significantly since initial recognition is performed at each reporting period by considering the change in the risk of default occurring over the remaining life of the financial instrument. The assessment explicitly or implicitly compares the risk of default occurring at the reporting date compared with that at initial recognition, taking into account reasonable and supportable information, including information about past events, current conditions and future economic conditions. The assessment is unbiased, probability-weighted, and to the extent relevant, uses forward-looking information consistent with that used in the measurement of ECL. The analysis of credit risk is multifactor. The determination of whether a specific factor is relevant and its weight compared with other factors depends on the type of product, the characteristics of the financial instrument and the borrower, and the geographical region. Therefore, it is not possible to provide a single set of criteria that will determine what is considered to be a significant increase in credit risk, and these criteria will differ for different types of lending, particularly between retail and wholesale. However, unless identified at an earlier stage, all financial assets are deemed to have suffered a significant increase in credit risk when 30 days past due. In addition, wholesale loans that are individually assessed, which are typically corporate and commercial customers, and included on a watch or worry list, are included in stage 2.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For wholesale portfolios, the quantitative comparison assesses default risk using a lifetime probability of default (‘PD’), which encompasses a wide range of information including the obligor’s customer risk rating (‘CRR’), macroeconomic condition forecasts and credit transition probabilities. For origination CRRs up to 3.3, significant increase in credit risk is measured by comparing the average PD for the remaining term estimated at origination with the equivalent estimation at the reporting date. The quantitative measure of significance varies depending on the credit quality at origination as follows:</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:507.00pt"><tr><td style="width:1.0pt"/><td style="width:255.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:247.75pt"/><td style="width:1.0pt"/></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Origination CRR</span></div></td><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Significance trigger – PD to increase by</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">0.1–1.2</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">15bps</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2.1–3.3</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">30bps</span></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For CRRs greater than 3.3 that are not impaired, a significant increase in credit risk is considered to have occurred when the origination PD has doubled. The significance of changes in PD was informed by expert credit risk judgement, referenced to historical credit migrations and to relative changes in external market rates.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For loans originated prior to the implementation of IFRS 9, the origination PD does not include adjustments to reflect expectations of future macroeconomic conditions since these are not available without the use of hindsight. In the absence of this data, origination PD must be approximated assuming through-the-cycle PDs and through-the-cycle migration probabilities, consistent with the instrument’s underlying modelling approach and the CRR at origination. For these loans, the quantitative comparison is supplemented with additional CRR deterioration-based thresholds, as set out in the table below:</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:511.50pt"><tr><td style="width:1.0pt"/><td style="width:253.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:253.75pt"/><td style="width:1.0pt"/></tr><tr style="height:33pt"><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Origination CRR</span></div></td><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Additional significance criteria – number of CRR grade notches deterioration required to identify as significant credit deterioration (stage 2) (> or equal to) </span></div></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">0.1</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">5 notches</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">1.1–4.2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">4 notches</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">4.3–5.1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">3 notches</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">5.2–7.1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2 notches</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">7.2–8.2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">1 notch</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">8.3</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">0 notch</span></td></tr></table></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Further information about the 23-grade scale used for CRR can be found on page 178. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For retail portfolios, default risk is assessed using a reporting date 12-month PD derived from credit scores, which incorporate all available information about the customer. This PD is adjusted for the effect of macroeconomic forecasts for periods longer than 12 months and is considered to be a reasonable approximation of a lifetime PD measure. Retail exposures are first segmented into homogenous portfolios, generally by country, product and brand. Within each portfolio, the stage 2 accounts are defined as accounts with an adjusted 12-month PD greater than the average 12-month PD of loans in that portfolio 12 months before they become 30 days past due. The expert credit risk judgement is that no prior increase in credit risk is significant. This portfolio-specific threshold therefore identifies loans with a PD higher than would be expected from loans that are performing as originally expected and higher than that which would have been acceptable at origination. It therefore approximates a comparison of origination to reporting date PDs.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">As additional data becomes available, the retail transfer criteria approach continues to be refined to utilise a more relative approach for certain portfolios. These enhancements take advantage of the increase in origination-related data in the assessment of significant increases in credit risk by comparing remaining lifetime PD to the comparable remaining term lifetime PD at origination based on portfolio-specific origination segments. These enhancements resulted in significant migrations of loans to customers gross carrying amounts from stage 1 to stage 2, but did not have a significant impact on the overall ECL for these portfolios in 2022 due to low loan-to-value ratios.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Unimpaired and without significant increase in credit risk (stage 1)</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL resulting from default events that are possible within the next 12 months (‘12-month ECL’) are recognised for financial instruments that remain in stage 1.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Purchased or originated credit impaired </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets that are purchased or originated at a deep discount that reflects the incurred credit losses are considered to be POCI. This population includes new financial instruments recognised in most cases following the derecognition of forborne loans. The amount of change in lifetime ECL for a POCI loan is recognised in profit or loss until the POCI loan is derecognised, even if the lifetime ECL are less than the amount of ECL included in the estimated cash flows on initial recognition.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Movement between stages</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets can be transferred between the different categories (other than POCI) depending on their relative increase in credit risk since initial recognition. Financial instruments are transferred out of stage 2 if their credit risk is no longer considered to be significantly increased since initial recognition based on the assessments described above. In the case of non-performing forborne loans, such financial instruments are transferred out of stage 3 when they no longer exhibit any evidence of credit impairment and meet the curing criteria as described above. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Measurement of ECL</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The assessment of credit risk and the estimation of ECL are unbiased and probability-weighted, and incorporate all available information which is relevant to the assessment including information about past events, current conditions and reasonable and supportable forecasts of future events and economic conditions at the reporting date. In addition, the estimation of ECL should take into account the time value of money and considers other factors such as climate-related risks.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In general, HSBC calculates ECL using three main components: a probability of default (‘PD’), a loss given default (’LGD’) and the exposure at default (‘EAD’).</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The 12-month ECL is calculated by multiplying the 12-month PD, LGD and EAD. Lifetime ECL is calculated using the lifetime PD instead. The <br/>12-month and lifetime PDs represent the probability of default occurring over the next 12 months and the remaining maturity of the instrument respectively.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The EAD represents the expected balance at default, taking into account the repayment of principal and interest from the balance sheet date to the default event together with any expected drawdowns of committed facilities. The LGD represents expected losses on the EAD given the event of default, taking into account, among other attributes, the mitigating effect of collateral value at the time it is expected to be realised and the time value of money.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC makes use of the Basel II IRB framework where possible, with recalibration to meet the differing IFRS 9 requirements as set out in the following table:</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:57.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:223.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:226.00pt"/><td style="width:1.0pt"/></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;border-top:1pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Model </span></div></td><td colspan="3" style="background-color:#db0011;border-top:1pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Regulatory capital</span></div></td><td colspan="3" style="background-color:#db0011;border-top:1pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">IFRS 9</span></div></td></tr><tr style="height:50pt"><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">PD</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Through the cycle (represents long-run average PD throughout a full economic cycle)</span></div><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">The definition of default includes a backstop of 90+ days past due, although this has been modified to 180+ days past due for some portfolios, particularly UK and US mortgages</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Point in time (based on current conditions, adjusted to take into account estimates of future conditions that will impact PD)</span></div><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Default backstop of 90+ days past due for all portfolios</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">EAD</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Cannot be lower than current balance</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Amortisation captured for term products</span></div></td></tr><tr style="height:63pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">LGD</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Downturn LGD (consistent losses expected to be suffered during a severe but plausible economic downturn)</span></div><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Regulatory floors may apply to mitigate risk of underestimating downturn LGD due to lack of historical data </span></div><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Discounted using cost of capital</span></div><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">All collection costs included</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Expected LGD (based on estimate of loss given default including the expected impact of future economic conditions such as changes in value of collateral)</span></div><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">No floors</span></div><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Discounted using the original effective interest rate of the loan</span></div><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Only costs associated with obtaining/selling collateral included</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Other</span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Discounted back from point of default to balance sheet date</span></div></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">While 12-month PDs are recalibrated from Basel II models where possible, the lifetime PDs are determined by projecting the 12-month PD using a term structure. For the wholesale methodology, the lifetime PD also takes into account credit migration, i.e. a customer migrating through the CRR bands over its life.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The ECL for wholesale stage 3 is determined on an individual basis using a discounted cash flow (‘DCF’) methodology. The expected future cash flows are based on the credit risk officer’s estimates as of the reporting date, reflecting reasonable and supportable assumptions and projections of future recoveries and expected future receipts of interest. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Collateral is taken into account if it is likely that the recovery of the outstanding amount will include realisation of collateral based on its estimated fair value of collateral at the time of expected realisation, less costs for obtaining and selling the collateral. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The cash flows are discounted at a reasonable approximation of the original effective interest rate. For significant cases, cash flows under four different scenarios are probability-weighted by reference to the economic scenarios applied more generally by the Group and the judgement of the credit risk officer in relation to the likelihood of the work-out strategy succeeding or receivership being required. For less significant cases, the effect of different economic scenarios and work-out strategies is approximated and applied as an adjustment to the most likely outcome.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Period over which ECL is measured</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Expected credit loss is measured from the initial recognition of the financial asset. The maximum period considered when measuring ECL (be it 12-month or lifetime ECL) is the maximum contractual period over which HSBC is exposed to credit risk. However, where the financial instrument includes both a drawn and undrawn commitment and the contractual ability to demand repayment and cancel the undrawn commitment does not serve to limit HSBC’s exposure to credit risk to the contractual notice period, the contractual period does not determine the maximum period considered. Instead, ECL is measured over the period HSBC remains exposed to credit risk that is not mitigated by credit risk management actions. This applies to retail overdrafts and credit cards, where the period is the average time taken for stage 2 exposures to default or close as performing accounts, determined on a portfolio basis and ranging from between <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjUyYThhYzU2NGYyZDQ3OTliNDE1MGYxY2ZkZmZhOWQyL3NlYzo1MmE4YWM1NjRmMmQ0Nzk5YjQxNTBmMWNmZGZmYTlkMl81Mi9mcmFnOjZiNjkyMDhhNDhhNTQxMGJhMGE4NjRkNDFjMjIxMDYyL3RleHRyZWdpb246NmI2OTIwOGE0OGE1NDEwYmEwYTg2NGQ0MWMyMjEwNjJfMzcwNDk_bec61f53-0584-4e65-bafb-90556d0afb16">two</span> and six years. In addition, for these facilities it is not possible to identify the ECL on the loan commitment component separately from the financial asset component. As a result, the total ECL is recognised in the loss allowance for the financial asset unless the total ECL exceeds the gross carrying amount of the financial asset, in which case the ECL is recognised as a provision. For wholesale overdraft facilities, credit risk management actions are taken no less frequently than on an annual basis.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Forward-looking economic inputs</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC applies multiple forward-looking global economic scenarios determined with reference to external forecast distributions representative of its view of forecast economic conditions. This approach is considered sufficient to calculate unbiased expected credit losses in most economic environments. In certain economic environments, additional analysis may be necessary and may result in additional scenarios or adjustments, to reflect a range of possible economic outcomes sufficient for an unbiased estimate. The detailed methodology is disclosed in ‘Measurement uncertainty and sensitivity analysis of ECL estimates’ on page 185. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:330.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:178.00pt"/><td style="width:1.0pt"/></tr><tr style="height:20pt"><td colspan="6" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">The calculation of the Group’s ECL under IFRS 9 requires the Group to make a number of judgements, assumptions and estimates. The most significant are set out below:</span></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Judgements</span></div></td><td colspan="3" style="background-color:#db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Estimates</span></div></td></tr><tr style="height:116pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Defining what is considered to be a significant increase in credit risk</span></div><div style="margin-bottom:2pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Determining the lifetime and point of initial recognition of overdrafts and credit cards</span></div><div style="margin-bottom:2pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Selecting and calibrating the PD, LGD and EAD models, which support the calculations, including making reasonable and supportable judgements about how models react to current and future economic conditions</span></div><div style="margin-bottom:2pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Selecting model inputs and economic forecasts, including determining whether sufficient and appropriately weighted economic forecasts are incorporated to calculate unbiased expected loss</span></div><div style="margin-bottom:2pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Making management adjustments to account for late-breaking events, model and data limitations and deficiencies, and expert credit judgements </span></div><div style="margin-bottom:2pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Selecting applicable recovery strategies for certain wholesale credit-impaired loans</span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">The section ‘Measurement uncertainty and sensitivity analysis of ECL estimates’, marked as audited from page 185, sets out the assumptions used in determining ECL, and provides an indication of the sensitivity of the result to the application of different weightings being applied to different economic assumptions</span></div><div style="margin-bottom:2pt;padding-left:11.25pt"><span><br/></span></div></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(j) Insurance contracts</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A contract is classified as an insurance contract where HSBC accepts significant insurance risk from another party by agreeing to compensate that party on the occurrence of a specified uncertain future event. An insurance contract may also transfer financial risk, but is accounted for as </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">an insurance contract if the insurance risk is significant. In addition, HSBC issues investment contracts with discretionary participation features (‘DPF‘), which are also accounted for as insurance contracts as required by IFRS 4 ‘Insurance Contracts’.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Net insurance premium income</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Premiums for life insurance contracts are accounted for when receivable, except in unit-linked insurance contracts where premiums are accounted for when liabilities are established. Reinsurance premiums are accounted for in the same accounting period as the premiums for the direct insurance contracts to which they relate.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Net insurance claims and benefits paid and movements in liabilities to policyholders</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Gross insurance claims for life insurance contracts reflect the total cost of claims arising during the year, including claim handling costs and any policyholder bonuses allocated in anticipation of a bonus declaration.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Maturity claims are recognised when due for payment. Surrenders are recognised when paid or at an earlier date on which, following notification, the policy ceases to be included within the calculation of the related insurance liabilities. Death claims are recognised when notified.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reinsurance recoveries are accounted for in the same period as the related claim.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Liabilities under insurance contracts</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Liabilities under non-linked life insurance contracts are calculated by each life insurance operation based on local actuarial principles. Liabilities under unit-linked life insurance contracts are at least equivalent to the surrender or transfer value, which is calculated by reference to the value of the relevant underlying funds or indices.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Future profit participation on insurance contracts with DPF</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Where contracts provide discretionary profit participation benefits to policyholders, liabilities for these contracts include provisions for the future discretionary benefits to policyholders. These provisions reflect the actual performance of the investment portfolio to date and management’s expectation of the future performance of the assets backing the contracts, as well as other experience factors such as mortality, lapses and operational efficiency, where appropriate. The benefits to policyholders may be determined by the contractual terms, regulation, or past distribution policy.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Investment contracts with DPF</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">While investment contracts with DPF are financial instruments, they continue to be treated as insurance contracts as required by IFRS 4. The Group therefore recognises the premiums for these contracts as revenue and recognises as an expense the resulting increase in the carrying amount of the liability.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In the case of net unrealised investment gains on these contracts, whose discretionary benefits principally reflect the actual performance of the investment portfolio, the corresponding increase in the liabilities is recognised in either the income statement or other comprehensive income, following the treatment of the unrealised gains on the relevant assets. In the case of net unrealised losses, a deferred participating asset is recognised only to the extent that its recoverability is highly probable. Movements in the liabilities arising from realised gains and losses on relevant assets are recognised in the income statement.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Present value of in-force long-term insurance business</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC recognises the value placed on insurance contracts and investment contracts with DPF, which are classified as long-term and in-force at the balance sheet date, as an asset. The asset represents the present value of the equity holders’ interest in the issuing insurance companies’ profits expected to emerge from these contracts written at the balance sheet date. The present value of in-force business (‘PVIF’) is determined by discounting those expected future profits using appropriate assumptions in assessing factors such as future mortality, lapse rates and levels of expenses, and a risk discount rate that reflects the risk premium attributable to the respective contracts. The PVIF incorporates allowances for both non-market risk and the value of financial options and guarantees. The PVIF asset is presented gross of attributable tax in the balance sheet and movements in the PVIF asset are included in ‘Other operating income’ on a gross of tax basis.</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(k) Employee compensation and benefits</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Share-based payments</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC enters into both equity-settled and cash-settled share-based payment arrangements with its employees as compensation for the provision of their services.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The vesting period for these schemes may commence before the legal grant date if the employees have started to render services in respect of the award before the legal grant date, where there is a shared understanding of the terms and conditions of the arrangement. Expenses are recognised when the employee starts to render service to which the award relates.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cancellations result from the failure to meet a non-vesting condition during the vesting period, and are treated as an acceleration of vesting recognised immediately in the income statement. Failure to meet a vesting condition by the employee is not treated as a cancellation, and the amount of expense recognised for the award is adjusted to reflect the number of awards expected to vest. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Post-employment benefit plans</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC operates a number of pension schemes including defined benefit, defined contribution and post-employment benefit schemes.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Payments to defined contribution schemes are charged as an expense as the employees render service.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Defined benefit pension obligations are calculated using the projected unit credit method. The net charge to the income statement mainly comprises the service cost and the net interest on the net defined benefit asset or liability, and is presented in operating expenses. Remeasurements of the net defined benefit asset or liability, which comprise actuarial gains and losses, return on plan assets excluding interest and the effect of the asset ceiling (if any, excluding interest), are recognised immediately in other comprehensive income. The net defined benefit asset or liability represents the present value of defined benefit obligations reduced by the fair value of plan assets (see Note 1.2 (c)), after applying the asset ceiling test, where the net defined benefit surplus is limited to the present value of available refunds and reductions in future contributions to the plan.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The costs of obligations arising from other post-employment plans are accounted for on the same basis as defined benefit pension plans.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:220.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:289.00pt"/><td style="width:1.0pt"/></tr><tr style="height:20pt"><td colspan="6" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">The most significant critical accounting estimates relate to the determination of key assumptions applied in calculating the defined benefit pension obligation for the principal plan.</span></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Judgements</span></div></td><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Estimates</span></div></td></tr><tr style="height:96pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">A range of assumptions could be applied, and different assumptions could significantly alter the defined benefit obligation and the amounts recognised in profit or loss or OCI.</span></div><div style="margin-bottom:2pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">The calculation of the defined benefit pension obligation includes assumptions with regard to the discount rate, inflation rate, pension payments and deferred pensions, pay and mortality. Management determines these assumptions in consultation with the plan’s actuaries.</span></div><div style="margin-bottom:2pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Key assumptions used in calculating the defined benefit pension obligation for the principal plan and the sensitivity of the calculation to different assumptions are described in Note 5.</span></div></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(l) Tax</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Income tax comprises current tax and deferred tax. Income tax is recognised in the income statement except to the extent that it relates to items recognised in other comprehensive income or directly in equity, in which case the tax is recognised in the same statement as the related item appears.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Current tax is the tax expected to be payable on the taxable profit for the year and on any adjustment to tax payable in respect of previous years. HSBC provides for potential current tax liabilities that may arise on the basis of the amounts expected to be paid to the tax authorities. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deferred tax is recognised on temporary differences between the carrying amounts of assets and liabilities in the balance sheet, and the amounts attributed to such assets and liabilities for tax purposes. Deferred tax is calculated using the tax rates expected to apply in the periods in which the assets will be realised or the liabilities settled.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In assessing the probability and sufficiency of future taxable profit, management considers the availability of evidence to support the recognition of deferred tax assets, taking into account the inherent risks in long-term forecasting, including climate change-related, and drivers of recent history of tax losses where applicable. Management also considers the future reversal of existing taxable temporary differences and tax planning strategies, including corporate reorganisations. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Current and deferred tax are calculated based on tax rates and laws enacted, or substantively enacted, by the balance sheet date.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:265.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:243.25pt"/><td style="width:1.0pt"/></tr><tr style="height:11pt"><td colspan="6" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">The recognition of deferred tax assets depends on judgements and estimates.</span></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Judgements</span></div></td><td colspan="3" style="background-color:#db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Estimates</span></div></td></tr><tr style="height:69pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Specific judgements supporting deferred tax assets are described in Note 7.</span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:10.43pt">The recognition of deferred tax assets is sensitive to estimates of future cash flows projected for periods for which detailed forecasts are available and to assumptions regarding the long-term pattern of cash flows thereafter, on which forecasts of future taxable profit are based, and which affect the expected recovery periods and the pattern of utilisation of tax losses and tax credits. See Note 7 for further detail. </span></div></td></tr></table></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Group does not consider there to be a significant risk of a material adjustment to the carrying amount of deferred tax assets in the next financial year but does consider this to be an area that is inherently judgemental.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(m) Provisions, contingent liabilities and guarantees</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Provisions</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Provisions are recognised when it is probable that an outflow of economic benefits will be required to settle a present legal or constructive obligation that has arisen as a result of past events and for which a reliable estimate can be made.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:265.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:243.25pt"/><td style="width:1.0pt"/></tr><tr style="height:20pt"><td colspan="6" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">The recognition and measurement of provisions requires the Group to make a number of judgements, assumptions and estimates. The most significant are set out below:</span></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Judgements</span></div></td><td colspan="3" style="background-color:#db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Estimates</span></div></td></tr><tr style="height:113pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Determining whether a present obligation exists. Professional advice is taken on the assessment of litigation and similar obligations.</span></div><div style="margin-bottom:2pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Provisions for legal proceedings and regulatory matters typically require a higher degree of judgement than other types of provisions. When matters are at an early stage, accounting judgements can be difficult because of the high degree of uncertainty associated with determining whether a present obligation exists, and estimating the probability and amount of any outflows that may arise. As matters progress, management and legal advisers evaluate on an ongoing basis whether provisions should be recognised, revising previous estimates as appropriate. At more advanced stages, it is typically easier to make estimates around a better defined set of possible outcomes.</span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Provisions for legal proceedings and regulatory matters remain very sensitive to the assumptions used in the estimate. There could be a wider range of possible outcomes for any pending legal proceedings, investigations or inquiries. As a result it is often not practicable to quantify a range of possible outcomes for individual matters. It is also not practicable to meaningfully quantify ranges of potential outcomes in aggregate for these types of provisions because of the diverse nature and circumstances of such matters and the wide range of uncertainties involved.</span></div></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Contingent liabilities, contractual commitments and guarantees</span><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Contingent liabilities</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Contingent liabilities, which include certain guarantees and letters of credit pledged as collateral security, and contingent liabilities related to legal proceedings or regulatory matters, are not recognised in the financial statements but are disclosed unless the probability of settlement is remote.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Financial guarantee contracts</span></div><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Liabilities under financial guarantee contracts that are not classified as insurance contracts are recorded initially at their fair value, which is generally the fee received or present value of the fee receivable. </span></div><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC Holdings has issued financial guarantees and similar contracts to other Group entities. HSBC elects to account for certain guarantees as insurance contracts in HSBC Holdings’ financial statements, in which case they are measured and recognised as insurance liabilities. This election is made on a contract-by-contract basis, and is irrevocable.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(n) Impairment of non-financial assets</span></div><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Software under development is tested for impairment at least annually. Other non-financial assets are property, plant and equipment, intangible assets (excluding goodwill) and right-of-use assets. They are tested for impairment at the individual asset level when there is indication of impairment at that level, or at the CGU level for assets that do not have a recoverable amount at the individual asset level. In addition, impairment is also tested at the CGU level when there is indication of impairment at that level. For this purpose, CGUs are considered to be the principal operating legal entities divided by global business.</span></div><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment testing compares the carrying amount of the non-financial asset or CGU with its recoverable amount, which is the higher of the fair value less costs of disposal or the value in use. The carrying amount of a CGU comprises the carrying value of its assets and liabilities, including non-financial assets that are directly attributable to it and non-financial assets that can be allocated to it on a reasonable and consistent basis. Non-financial assets that cannot be allocated to an individual CGU are tested for impairment at an appropriate grouping of CGUs. The recoverable amount of the CGU is the higher of the fair value less costs of disposal of the CGU, which is determined by independent and qualified valuers where relevant, and the value in use, which is calculated based on appropriate inputs (see Note 21).</span></div><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When the recoverable amount of a CGU is less than its carrying amount, an impairment loss is recognised in the income statement to the extent that the impairment can be allocated on a pro-rata basis to the non-financial assets by reducing their carrying amounts to the higher of their respective individual recoverable amount or nil. Impairment is not allocated to the financial assets in a CGU.</span></div><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment losses recognised in prior periods for non-financial assets is reversed when there has been a change in the estimate used to determine the recoverable amount. The impairment loss is reversed to the extent that the carrying amount of the non-financial assets would not exceed the amount that would have been determined (net of amortisation or depreciation) had no impairment loss been recognised in prior periods.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:511.50pt"><tr><td style="width:1.0pt"/><td style="width:253.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:253.75pt"/><td style="width:1.0pt"/></tr><tr style="height:29pt"><td colspan="6" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">The review of goodwill and other non-financial assets for impairment reflects management’s best estimate of the future cash flows of the CGUs and the rates used to discount these cash flows, both of which are subject to uncertain factors as described in the Critical accounting estimates and judgements in Note 1.2(a). </span></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(o) Non-current assets and disposal groups held for sale</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC classifies non-current assets or disposal groups (including assets and liabilities) as held for sale when their carrying amounts will be recovered principally through sale rather than through continuing use. To be classified as held for sale, the non-current asset or disposal group must be available for immediate sale in its present condition subject only to terms that are usual and customary for sales of such assets (or disposal groups), and the sale must be highly probable. For a sale to be highly probable, the appropriate level of management must be committed to a plan to sell the asset (or disposal group) and an active programme to locate a buyer and complete the plan must have been initiated. Further, the asset (or disposal group) must be actively marketed for sale at a price that is reasonable in relation to its current fair value. In addition, the sale should be expected to qualify as a completed sale within one year from the date of classification and actions required to complete the plan should indicate that it is unlikely that significant changes to the plan will be made or that the plan will be withdrawn. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Held for sale assets and disposal groups are measured at the lower of their carrying amount and fair value less costs to sell except for those assets and liabilities that are not within the scope of the measurement requirements of IFRS 5. If the carrying amount of the non-current asset (or disposal group) is greater than the fair value less costs to sell, an impairment loss for any initial or subsequent write down of the asset or disposal group to fair value less costs to sell is recognised. Any such impairment loss is first allocated against the non-current assets that are in scope of IFRS 5 for measurement. This first reduces the carrying amount of any goodwill allocated to the disposal group, and then to the other non-current assets of the disposal group pro rata on the basis of the carrying amount of each asset in the disposal group. Thereafter, any impairment loss in excess of the carrying value of the non-current assets in scope of IFRS 5 for measurement is recognised against the total assets of the disposal group. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting judgements</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:507.75pt"><tr><td style="width:1.0pt"/><td style="width:505.75pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/></tr><tr style="height:12pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The classification as held for sale depends on certain judgements:</span></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Judgements</span></div></td></tr><tr style="height:66pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Management judgement is required in determining whether the IFRS 5 held for sale criteria are met, including whether a sale is highly probable and expected to complete within one year of classification. The exercise of judgement will normally consider the likelihood of successfully securing any necessary regulatory or political approvals which are almost always required for sales of banking businesses. For large and complex plans judgement will also include an assessment of the enforceability of any binding sale agreement, the nature and magnitude of any disincentives for non-performance, and the ability of the counterparty to undertake necessary pre-completion preparatory work, comply with conditions precedent, and otherwise be able to comply with contractual undertakings to achieve completion within the expected timescale. Once classified as held for sale, judgement is required to be applied on a continuous basis to ensure that classification remains appropriate in future accounting periods.</span></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(p) Hyperinflationary accounting</span></div><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Hyperinflationary accounting is applied to those subsidiary operations in countries where the three-year cumulative inflation rate is approaching or exceeding 100%. In 2022, this affected the Group’s operations in Argentina and Türkiye. The Group applies IAS 29 to the underlying financial information of relevant subsidiaries to restate their local currency results and financial position so as to be stated in terms of the measuring unit current at the end of the reporting period. Those restated results are translated into the Group’s presentation currency of US dollars for </span></div><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">consolidation at the closing rate at the balance sheet date. Group comparatives are not restated for inflation and consequential adjustments to the opening balance sheet in relation to hyperinflationary subsidiaries are presented in other comprehensive income. The hyperinflationary gain or loss in respect of the net monetary position of the relevant subsidiary is included in profit or loss.</span></div><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When applying hyperinflation accounting for the first time, the underlying financial information is restated in terms of the measuring unit current at the end of the reporting period as if the relevant economy had always been hyperinflationary. Group comparatives are not restated for such historic adjustments.</span></div> | |
| CY2022 | ifrs-full |
Statement Of Ifrs Compliance
StatementOfIFRSCompliance
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Compliance with International Financial Reporting Standards<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The consolidated financial statements of HSBC and the separate financial statements of HSBC Holdings comply with UK-adopted international accounting standards and with the requirements of the Companies Act 2006, and have also applied international financial reporting standards adopted pursuant to Regulation (EC) No 1606/2002 as it applies in the European Union. These financial statements are also prepared in accordance with International Financial Reporting Standards (‘IFRSs’) as issued by the International Accounting Standards Board (‘IASB’), including interpretations issued by the IFRS Interpretations Committee, as there are no applicable differences from IFRSs as issued by the IASB for the periods presented. There were no unendorsed standards effective for the year ended 31 December 2022 affecting these consolidated and separate financial statements. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Standards adopted during the year ended 31 December 2022</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There were no new accounting standards or interpretations that had a significant effect on HSBC in 2022. Accounting policies have been consistently applied.</span></div> | |
| CY2022 | ifrs-full |
Description Of Expected Impact Of Initial Application Of New Standards Or Interpretations
DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations
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Future accounting developments<div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Minor amendments to IFRSs</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The IASB has not published any minor amendments effective from 1 January 2022 that are applicable to HSBC. However, the IASB has published a number of minor amendments to IFRSs that are effective from 1 January 2023 and 1 January 2024. HSBC expects they will have an insignificant effect, when adopted, on the consolidated financial statements of HSBC and the separate financial statements of HSBC Holdings. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">New IFRSs</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">IFRS 17 ‘Insurance Contracts’</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IFRS 17 ‘Insurance Contracts’ was issued in May 2017, with amendments to the standard issued in June 2020 and December 2021. Following the amendments, IFRS 17 is effective for annual reporting periods beginning on or after 1 January 2023 and is applied retrospectively, with comparatives restated from 1 January 2022. IFRS 17 has been adopted in its entirety for use in the UK while it has been adopted by the EU subject to certain optional exemptions. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IFRS 17 sets out the requirements that the Group will apply in accounting for insurance contracts it issues, reinsurance contracts it holds, and investment contracts with discretionary participation features. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Group is at an advanced stage in the implementation of IFRS 17, having put in place accounting policies, data and models, and made progress with preparing 2022 comparative data. We set out below our expectations of the impact of IFRS 17 compared with our current accounting policy for insurance contracts, which is set out in Note 1.2(j) on page 369.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Under IFRS 17, no present value of in-force business (‘PVIF’) asset is recognised. Instead, the measurement of the insurance contracts liability is based on groups of insurance contracts and will include fulfilment cash flows, as well as the contractual service margin (‘CSM’), which represents the unearned profit. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">To identify groups of insurance contracts, individual contracts subject to similar dominant risk and managed together are identified as a portfolio of insurance contracts. Each portfolio is further separated by profitability group and issue date into periodic cohorts.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fulfilment cash flows comprise: </span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">the best estimates of future cash flows, including amounts expected to be collected from premiums and payouts for claims, benefits and expenses, which are projected using assumptions based on demographic and operating experience; </span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">an adjustment for the time value of money and financial risks associated with the future cash flows; and </span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">an adjustment for non-financial risk that reflects the uncertainty about the amount and timing of future cash flows.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In contrast to the Group’s IFRS 4 accounting where profits are recognised upfront, the CSM will be systematically recognised in revenue, as services are provided over the expected coverage period of the group of contracts without any change to the overall profit of the contracts. Losses resulting from the recognition of onerous contracts are recognised in the income statement immediately.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The CSM is adjusted depending on the measurement model of the group of insurance contracts. While the general measurement model (‘GMM’) is the default measurement model under IFRS 17, the Group expects that the majority of its contracts will be accounted for under the variable fee approach (‘VFA’), which is mandatory to apply for insurance contracts with direct participation features upon meeting the eligibility criteria. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IFRS 17 requires entities to apply the standard retrospectively as if it had always applied, using the full retrospective approach (‘FRA’) unless it is impracticable. When the FRA is impracticable such as when there is a lack of sufficient and reliable data, an entity has an accounting policy choice to use either the modified retrospective approach (‘MRA’) or the fair value approach (‘FVA’). HSBC will apply the FRA for new business from 2018 at the earliest, subject to practicability, and the FVA for the majority of contracts for which the FRA is impracticable. Where the FVA is used, the measurement takes into account the cost of capital that a market participant within the jurisdiction would be expected to hold based on the asset and liability positions on the transition date.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Group will make use of the option to re-designate eligible financial assets held to support insurance liabilities, currently measured at amortised cost, as financial assets measured at fair value through profit or loss. Following re-designation, interest income earned on these financial assets will no longer be shown in ‘net interest income’, and will instead form part of ‘net income/(expense) from assets and liabilities of insurance businesses, including related derivatives, measured at fair value through profit or loss’ in accordance with HSBC’s income and expense policy set out in Note 1.2(b) on page 364.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Group will also make use of the risk mitigation option for a number of economic offsets between the VFA contracts and reinsurance contracts held that meet the requirements, and the other comprehensive income (‘OCI’) option to a limited extent for some contracts. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Impact of IFRS 17</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Changes to equity on transition are driven by the elimination of the PVIF asset, the re-designation of certain eligible financial assets in the scope of IFRS 9, the remeasurement of insurance liabilities and assets under IFRS 17, and the recognition of the CSM.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IFRS 17 requires the use of current market values for the measurement of insurance liabilities. The shareholder’s share of the investment experience and assumption changes will be absorbed by the CSM and released over time to profit or loss under the VFA. For contracts measured under GMM, the shareholder’s share of the investment volatility is recorded in profit or loss as it arises. Under IFRS 17, operating expenses will be lower as directly attributable costs will be incorporated in the CSM and recognised in the insurance service result.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">While the profit over the life of an individual contract will be unchanged, its emergence will be later under IFRS 17.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">All of these impacts will be subject to deferred tax.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Estimates of the opening balance sheet as at 1 January 2022 have been calculated and are presented below, showing separately the impact on the total assets, liabilities and equity of our insurance manufacturing operations and Group equity. These estimates are based on accounting policies, assumptions, judgements and estimation techniques that remain subject to change.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.970%"><tr><td style="width:1.0%"/><td style="width:44.751%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.437%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.437%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.437%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.438%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Impact of transition to IFRS 17, at 1 January 2022</span></td><td colspan="9" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Insurance manufacturing operations</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Equity</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Equity</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Balance sheet values at 1 January 2022 under IFRS 4</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">144.6</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127.6</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">206.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Removal of PVIF</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9.5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9.5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9.5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Replacement of IFRS 4 liabilities with IFRS 17</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(0.4)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7.3</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(7.7)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(8.1)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">Removal of IFRS 4 liabilities and recording of IFRS 17 fulfilment cash flows</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(0.3)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(2.2)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">1.9</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">1.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">IFRS 17 contractual service margin</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(0.1)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">9.5</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(9.6)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(10.0)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Remeasurement effect of IFRS 9 re-designations</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.9</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.9</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Tax effect</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.6</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1.6)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.2</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Estimated balance sheet values at 1 January 2022 under IFRS 17</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">140.2</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">133.3</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6.9</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">196.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span><br/></span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">PVIF of $9.5bn less deferred tax of $1.7bn constitute the overall estimated reduction in intangible assets, after tax, of $7.8bn on transition to IFRS 17.</span></div>The Group’s accounting for insurance contracts considers a broader set of cash flows than those arising within the insurance manufacturing entities. This includes the effect of eliminating intra-Group fees associated with distribution of policies through the Group’s banking channels and directly attributable costs incurred by other Group entities. These factors lead to an increase to the Group CSM after inclusion of distribution activities of approximately $0.4bn, with a consequential reduction to Group’s equity of approximately $0.4bn after the inclusion of deferred tax. | |
| CY2022 | ifrs-full |
Disclosure Of Financial Liabilities Affected By Amendments To Ifrs9 Made By Ifrs17 Explanatory
DisclosureOfFinancialLiabilitiesAffectedByAmendmentsToIFRS9MadeByIFRS17Explanatory
|
<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Estimates of the opening balance sheet as at 1 January 2022 have been calculated and are presented below, showing separately the impact on the total assets, liabilities and equity of our insurance manufacturing operations and Group equity. These estimates are based on accounting policies, assumptions, judgements and estimation techniques that remain subject to change.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.970%"><tr><td style="width:1.0%"/><td style="width:44.751%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.437%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.437%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.437%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.438%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Impact of transition to IFRS 17, at 1 January 2022</span></td><td colspan="9" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Insurance manufacturing operations</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Equity</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Equity</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Balance sheet values at 1 January 2022 under IFRS 4</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">144.6</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127.6</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">206.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Removal of PVIF</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9.5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9.5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9.5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Replacement of IFRS 4 liabilities with IFRS 17</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(0.4)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7.3</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(7.7)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(8.1)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">Removal of IFRS 4 liabilities and recording of IFRS 17 fulfilment cash flows</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(0.3)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(2.2)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">1.9</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">1.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">IFRS 17 contractual service margin</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(0.1)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">9.5</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(9.6)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(10.0)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Remeasurement effect of IFRS 9 re-designations</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.9</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.9</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Tax effect</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.6</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1.6)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.2</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Estimated balance sheet values at 1 January 2022 under IFRS 17</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">140.2</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">133.3</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6.9</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">196.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span><br/></span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">PVIF of $9.5bn less deferred tax of $1.7bn constitute the overall estimated reduction in intangible assets, after tax, of $7.8bn on transition to IFRS 17.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Financial Assets Affected By Amendments To Ifrs9 Made By Ifrs17 Explanatory
DisclosureOfFinancialAssetsAffectedByAmendmentsToIFRS9MadeByIFRS17Explanatory
|
<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Estimates of the opening balance sheet as at 1 January 2022 have been calculated and are presented below, showing separately the impact on the total assets, liabilities and equity of our insurance manufacturing operations and Group equity. These estimates are based on accounting policies, assumptions, judgements and estimation techniques that remain subject to change.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.970%"><tr><td style="width:1.0%"/><td style="width:44.751%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.437%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.437%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.437%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.438%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Impact of transition to IFRS 17, at 1 January 2022</span></td><td colspan="9" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Insurance manufacturing operations</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Group</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Equity</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Equity</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Balance sheet values at 1 January 2022 under IFRS 4</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">144.6</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127.6</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">206.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Removal of PVIF</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9.5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9.5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9.5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Replacement of IFRS 4 liabilities with IFRS 17</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(0.4)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7.3</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(7.7)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(8.1)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">Removal of IFRS 4 liabilities and recording of IFRS 17 fulfilment cash flows</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(0.3)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(2.2)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">1.9</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">1.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">IFRS 17 contractual service margin</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(0.1)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">9.5</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(9.6)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(10.0)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Remeasurement effect of IFRS 9 re-designations</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.9</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.9</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Tax effect</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.6</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1.6)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.2</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Estimated balance sheet values at 1 January 2022 under IFRS 17</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">140.2</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">133.3</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6.9</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">196.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span><br/></span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">PVIF of $9.5bn less deferred tax of $1.7bn constitute the overall estimated reduction in intangible assets, after tax, of $7.8bn on transition to IFRS 17.</span></div> | |
| CY2022Q1 | hsbc |
Equity Affected By Amendments To Ifrs9 Made By Ifrs17 Carrying Amount Immediately Before Applying Amendments
EquityAffectedByAmendmentsToIFRS9MadeByIFRS17CarryingAmountImmediatelyBeforeApplyingAmendments
|
206800000000 | usd |
| CY2022Q1 | hsbc |
Increase Decrease In Equity Arising From Removal Of Present Value Of In Force Business Initial Application Of Ifrs17
IncreaseDecreaseInEquityArisingFromRemovalOfPresentValueOfInForceBusinessInitialApplicationOfIFRS17
|
-9500000000 | usd |
| CY2022Q1 | hsbc |
Increase Decrease In Equity Arising From Replacements Of Liabilities Initial Application Of Ifrs17
IncreaseDecreaseInEquityArisingFromReplacementsOfLiabilitiesInitialApplicationOfIFRS17
|
-8100000000 | usd |
| CY2022Q1 | hsbc |
Increase Decrease In Equity Arising From Removal Of Liabilities And Recording Of Fulfilment Cash Flows Initial Application Of Ifrs17
IncreaseDecreaseInEquityArisingFromRemovalOfLiabilitiesAndRecordingOfFulfilmentCashFlowsInitialApplicationOfIFRS17
|
1900000000 | usd |
| CY2022Q1 | hsbc |
Increase Decrease In Equity Arising From Contractual Service Margin Initial Application Of Ifrs17
IncreaseDecreaseInEquityArisingFromContractualServiceMarginInitialApplicationOfIFRS17
|
-10000000000.0 | usd |
| CY2022Q1 | hsbc |
Increase Decrease In Equity Arising From Remeasurement Effect Of Ifrs9 Re Designations Initial Application Of Ifrs17
IncreaseDecreaseInEquityArisingFromRemeasurementEffectOfIFRS9ReDesignationsInitialApplicationOfIFRS17
|
4900000000 | usd |
| CY2022Q1 | hsbc |
Increase Decrease In Equity Arising From Tax Effect Initial Application Of Ifrs17
IncreaseDecreaseInEquityArisingFromTaxEffectInitialApplicationOfIFRS17
|
2200000000 | usd |
| CY2022Q1 | hsbc |
Equity Affected By Amendments To Ifrs9 Made By Ifrs17 Carrying Amount After Applying Amendments
EquityAffectedByAmendmentsToIFRS9MadeByIFRS17CarryingAmountAfterApplyingAmendments
|
196300000000 | usd |
| CY2022Q1 | hsbc |
Present Value Of In Force Business Initial Application Of Ifrs17
PresentValueOfInForceBusinessInitialApplicationOfIFRS17
|
9500000000 | usd |
| CY2022Q1 | hsbc |
Deferred Tax Liability Asset Initial Application Of Ifrs17
DeferredTaxLiabilityAssetInitialApplicationOfIFRS17
|
1700000000 | usd |
| CY2022Q1 | hsbc |
Intangible Assets Initial Application Of Ifrs17
IntangibleAssetsInitialApplicationOfIFRS17
|
-7800000000 | usd |
| CY2022Q1 | hsbc |
Increase To Csm After Inclusion Of Distribution Activities Initial Application Of Ifrs17
IncreaseToCSMAfterInclusionOfDistributionActivitiesInitialApplicationOfIFRS17
|
400000000 | usd |
| CY2022Q1 | hsbc |
Reduction To Equity After Inclusion Of Deferred Tax Initial Application Of Ifrs17
ReductionToEquityAfterInclusionOfDeferredTaxInitialApplicationOfIFRS17
|
400000000 | usd |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Functional Currency Explanatory
DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory
|
Foreign currenciesHSBC’s consolidated financial statements are presented in US dollars because the US dollar and currencies linked to it form the major currency bloc in which HSBC transacts and funds its business. The US dollar is also HSBC Holdings’ functional currency because the US dollar and currencies linked to it are the most significant currencies relevant to the underlying transactions, events and conditions of its subsidiaries, as well as representing a significant proportion of its funds generated from financing activities.Transactions in foreign currencies are recorded at the rate of exchange on the date of the transaction. Assets and liabilities denominated in foreign currencies are translated at the rate of exchange at the balance sheet date, except non-monetary assets and liabilities measured at historical cost, which are translated using the rate of exchange at the initial transaction date. Exchange differences are included in other comprehensive income or in the income statement depending on where the gain or loss on the underlying item is recognised. Except for subsidiaries operating in hyperinflationary economies (see Note 1.2(p)), in the consolidated financial statements, the assets and liabilities of branches, subsidiaries, joint ventures and associates whose functional currency is not US dollars are translated into the Group’s presentation currency at the rate of exchange at the balance sheet date, while their results are translated into US dollars at the average rates of exchange for the reporting period. Exchange differences arising are recognised in other comprehensive income. On disposal of a foreign operation, exchange differences previously recognised in other comprehensive income are reclassified to the income statement. | |
| CY2022 | ifrs-full |
Disclosure Of Accounting Judgements And Estimates Explanatory
DisclosureOfAccountingJudgementsAndEstimatesExplanatory
|
<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(f) Critical accounting estimates and judgements</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The preparation of financial information requires the use of estimates and judgements about future conditions. In view of the inherent uncertainties and the high level of subjectivity involved in the recognition or measurement of items, highlighted as the ‘critical accounting estimates and judgements’ in section 1.2 below, it is possible that the outcomes in the next financial year could differ from those on which management’s estimates are based. This could result in materially different estimates and judgements from those reached by management for the purposes of these financial statements. Management’s selection of HSBC’s accounting policies that contain critical estimates and judgements reflects the materiality of the items to which the policies are applied and the high degree of judgement and estimation uncertainty involved.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Management has considered the impact of climate-related risks on HSBC’s financial position and performance. While the effects of climate change are a source of uncertainty, as at 31 December 2022 management do not consider there to be a material impact on our critical judgements and estimates from the physical, transition and other climate-related risks in the short to medium term. In particular management has considered the known and observable potential impact of climate-related risks of associated judgements and estimates in our value in use calculations.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Segment Reporting Explanatory
DescriptionOfAccountingPolicyForSegmentReportingExplanatory
|
<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(g) Segmental analysis</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC’s Chief Operating Decision Maker is the Group Chief Executive, who is supported by the rest of the Group Executive Committee (‘GEC’), which operates as a general management committee under the direct authority of the Board. Operating segments are reported in a manner consistent with the internal reporting provided to the Group Chief Executive and the GEC.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Measurement of segmental assets, liabilities, income and expenses is in accordance with the Group’s accounting policies. Segmental income and expenses include transfers between segments, and these transfers are conducted at arm’s length. Shared costs are included in segments on the basis of the actual recharges made.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Noncurrent Assets Or Disposal Groups Classified As Held For Sale And Discontinued Operations Explanatory
DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleAndDiscontinuedOperationsExplanatory
|
Non-current assets and disposal groups held for sale<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC classifies non-current assets or disposal groups (including assets and liabilities) as held for sale when their carrying amounts will be recovered principally through sale rather than through continuing use. To be classified as held for sale, the non-current asset or disposal group must be available for immediate sale in its present condition subject only to terms that are usual and customary for sales of such assets (or disposal groups), and the sale must be highly probable. For a sale to be highly probable, the appropriate level of management must be committed to a plan to sell the asset (or disposal group) and an active programme to locate a buyer and complete the plan must have been initiated. Further, the asset (or disposal group) must be actively marketed for sale at a price that is reasonable in relation to its current fair value. In addition, the sale should be expected to qualify as a completed sale within one year from the date of classification and actions required to complete the plan should indicate that it is unlikely that significant changes to the plan will be made or that the plan will be withdrawn. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Held for sale assets and disposal groups are measured at the lower of their carrying amount and fair value less costs to sell except for those assets and liabilities that are not within the scope of the measurement requirements of IFRS 5. If the carrying amount of the non-current asset (or disposal group) is greater than the fair value less costs to sell, an impairment loss for any initial or subsequent write down of the asset or disposal group to fair value less costs to sell is recognised. Any such impairment loss is first allocated against the non-current assets that are in scope of IFRS 5 for measurement. This first reduces the carrying amount of any goodwill allocated to the disposal group, and then to the other non-current assets of the disposal group pro rata on the basis of the carrying amount of each asset in the disposal group. Thereafter, any impairment loss in excess of the carrying value of the non-current assets in scope of IFRS 5 for measurement is recognised against the total assets of the disposal group. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting judgements</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:507.75pt"><tr><td style="width:1.0pt"/><td style="width:505.75pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/></tr><tr style="height:12pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The classification as held for sale depends on certain judgements:</span></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Judgements</span></div></td></tr><tr style="height:66pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Management judgement is required in determining whether the IFRS 5 held for sale criteria are met, including whether a sale is highly probable and expected to complete within one year of classification. The exercise of judgement will normally consider the likelihood of successfully securing any necessary regulatory or political approvals which are almost always required for sales of banking businesses. For large and complex plans judgement will also include an assessment of the enforceability of any binding sale agreement, the nature and magnitude of any disincentives for non-performance, and the ability of the counterparty to undertake necessary pre-completion preparatory work, comply with conditions precedent, and otherwise be able to comply with contractual undertakings to achieve completion within the expected timescale. Once classified as held for sale, judgement is required to be applied on a continuous basis to ensure that classification remains appropriate in future accounting periods.</span></td></tr></table></div> | |
| CY2022 | ifrs-full |
Disclosure Of Going Concern Explanatory
DisclosureOfGoingConcernExplanatory
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(h) Going concernThe financial statements are prepared on a going concern basis, as the Directors are satisfied that the Group and parent company have the resources to continue in business for the foreseeable future. In making this assessment, the Directors have considered a wide range of information relating to present and future conditions, including future projections of profitability, cash flows, capital requirements and capital resources. These considerations include stressed scenarios that reflect the uncertainty in structural changes from the Covid-19 pandemic, the Russia-Ukraine war, disrupted supply chains globally, slower Chinese economic activity, climate change and other top and emerging risks, as well as from the related impacts on profitability, capital and liquidity. | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Subsidiaries Explanatory
DescriptionOfAccountingPolicyForSubsidiariesExplanatory
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<div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Investments in subsidiaries</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Where an entity is governed by voting rights, HSBC consolidates when it holds – directly or indirectly – the necessary voting rights to pass resolutions by the governing body. In all other cases, the assessment of control is more complex and requires judgement of other factors, including having exposure to variability of returns, power to direct relevant activities, and whether power is held as agent or principal.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Business combinations are accounted for using the acquisition method. The amount of non-controlling interest is measured either at fair value or at the non-controlling interest’s proportionate share of the acquiree’s identifiable net assets. This election is made for each business combination. HSBC Holdings’ investments in subsidiaries are stated at cost less impairment losses.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment testing is performed where there is an indication of impairment, by comparing the recoverable amount of the relevant investment to its carrying amount. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.534%"><tr><td style="width:1.0%"/><td style="width:35.157%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:62.643%"/><td style="width:0.1%"/></tr><tr><td colspan="6" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Investments in subsidiaries are tested for impairment when there is an indication that the investment may be impaired, which involves estimations of value in use reflecting management’s best estimate of the future cash flows of the investment and the rates used to discount these cash flows, both of which are subject to uncertain factors as follows:</span></div></td></tr><tr><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Judgements</span></div></td><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Estimates</span></div></td></tr><tr><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:11.25pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:5.25pt">The accuracy of forecast cash flows is subject to a high degree of uncertainty in volatile market conditions. Where such circumstances are determined to exist, management re-tests for impairment more frequently than once a year when indicators of impairment exist. This ensures that the assumptions on which the cash flow forecasts are based continue to reflect current market conditions and management's best estimate of future business prospects.</span></div><div style="margin-bottom:2pt;padding-left:11.25pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">The future cash flows of each investment are sensitive to the cash flows projected for the periods for which detailed forecasts are available and to assumptions regarding the long-term pattern of sustainable cash flows thereafter. Forecasts are compared with actual performance and verifiable economic data, but they reflect management’s view of future business prospects at the time of the assessment.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">The rates used to discount future expected cash flows can have a significant effect on their valuation, and are based on the costs of equity assigned to the investment. The cost of equity percentage is generally derived from a capital asset pricing model and the market implied cost of equity, which incorporates inputs reflecting a number of financial and economic variables, including the risk-free interest rate in the country concerned and a premium for the risk of the business being evaluated. These variables are subject to fluctuations in external market rates and economic conditions beyond management’s control.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Key assumptions used in estimating impairment in subsidiaries are described in Note 19.</span></div></td></tr></table></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Goodwill Explanatory
DescriptionOfAccountingPolicyForGoodwillExplanatory
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<div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Goodwill</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Goodwill is allocated to cash-generating units (’CGUs’) for the purpose of impairment testing, which is undertaken at the lowest level at which goodwill is monitored for internal management purposes. HSBC’s CGUs are based on geographical regions subdivided by global business, except for Global Banking and Markets, for which goodwill is monitored on a global basis.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment testing is performed at least once a year, or whenever there is an indication of impairment, by comparing the recoverable amount of a CGU with its carrying amount.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Goodwill is included in a disposal group if the disposal group is a CGU to which goodwill has been allocated or it is an operation within such a CGU. The amount of goodwill included in a disposal group is measured on the basis of the relative values of the operation disposed of and the portion of the CGU retained.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:178.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:332.50pt"/><td style="width:1.0pt"/></tr><tr style="height:21pt"><td colspan="6" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">The review of goodwill and non-financial assets (see Note 1.2(n)) for impairment reflects management’s best estimate of the future cash flows of the CGUs and the rates used to discount these cash flows, both of which are subject to uncertain factors as follows:</span></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Judgements</span></div></td><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Estimates</span></div></td></tr><tr style="height:132pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">The accuracy of forecast cash flows is subject to a high degree of uncertainty in volatile market conditions. Where such circumstances are determined to exist, management re-tests goodwill for impairment more frequently than once a year when indicators of impairment exist. This ensures that the assumptions on which the cash flow forecasts are based continue to reflect current market conditions and management’s best estimate of future business prospects.</span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">The future cash flows of the CGUs are sensitive to the cash flows projected for the periods for which detailed forecasts are available and to assumptions regarding the long-term pattern of sustainable cash flows thereafter. Forecasts are compared with actual performance and verifiable economic data, but they reflect management’s view of future business prospects at the time of the assessment.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">The rates used to discount future expected cash flows can have a significant effect on their valuation, and are based on the costs of equity assigned to individual CGUs. The cost of equity percentage is generally derived from a capital asset pricing model and market implied cost of equity, which incorporates inputs reflecting a number of financial and economic variables, including the risk-free interest rate in the country concerned and a premium for the risk of the business being evaluated. These variables are subject to fluctuations in external market rates and economic conditions beyond management’s control.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Key assumptions used in estimating goodwill and non-financial asset impairment are described in Note 21.</span></div></td></tr></table></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Investment In Associates And Joint Ventures Explanatory
DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory
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<div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Interests in associates and joint arrangements</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Joint arrangements are investments in which HSBC, together with one or more parties, has joint control. Depending on HSBC’s rights and obligations, the joint arrangement is classified as either a joint operation or a joint venture. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC classifies investments in entities over which it has significant influence, and that are neither subsidiaries nor joint arrangements, as associates.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC recognises its share of the assets, liabilities and results in a joint operation. Investments in associates and interests in joint ventures are recognised using the equity method. The attributable share of the results and reserves of joint ventures and associates is included in the consolidated financial statements of HSBC based on either financial statements made up to 31 December or pro-rated amounts adjusted for any material transactions or events occurring between the date the financial statements are available and 31 December.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Investments in associates and joint ventures are assessed at each reporting date and tested for impairment when there is an indication that the investment may be impaired. Goodwill on acquisitions of interests in joint ventures and associates is not tested separately for impairment, but is assessed as part of the carrying amount of the investment.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:220.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:289.00pt"/><td style="width:1.0pt"/></tr><tr style="height:21pt"><td colspan="6" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">The most significant critical accounting estimates relate to the assessment of impairment of our investment in Bank of Communications Co. Limited (‘BoCom’), which involves estimations of value in use:</span></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Judgements</span></div></td><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Estimates</span></div></td></tr><tr style="height:84pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Management’s best estimate of BoCom’s earnings is based on management’s explicit forecasts over the short to medium term and the capital maintenance charge, which is management’s forecast of the earnings that need to be withheld in order for BoCom to meet capital requirements over the forecast period, both of which are subject to uncertain factors.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Key assumptions used in estimating BoCom’s value in use, the sensitivity of the value in use calculations to different assumptions and a sensitivity analysis that shows the changes in key assumptions that would reduce the excess of value in use over the carrying amount (the ‘headroom’) to nil are described in Note 18.</span></div></td></tr></table></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Interest Income And Expense Explanatory
DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory
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<div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Interest income and expense</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest income and expense for all financial instruments, excluding those classified as held for trading or designated at fair value, are recognised in ‘Interest income’ and ‘Interest expense’ in the income statement using the effective interest method. However, as an exception to this, interest on debt instruments issued by HSBC for funding purposes that are designated under the fair value option to reduce an accounting mismatch and on derivatives managed in conjunction with those debt instruments is included in interest expense.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest on credit-impaired financial assets is recognised using the rate of interest used to discount the future cash flows for the purpose of measuring the impairment loss.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Fair Value Measurement Explanatory
DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory
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Valuation of financial instruments All financial instruments are initially recognised at fair value. Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The fair value of a financial instrument on initial recognition is generally its transaction price (that is, the fair value of the consideration given or received). However, if there is a difference between the transaction price and the fair value of financial instruments whose fair value is based on a quoted price in an active market or a valuation technique that uses only data from observable markets, HSBC recognises the difference as a trading gain or loss at inception (a ‘day 1 gain or loss’). In all other cases, the entire day 1 gain or loss is deferred and recognised in the income statement over the life of the transaction until the transaction matures, is closed out, the valuation inputs become observable or HSBC enters into an offsetting transaction. The fair value of financial instruments is generally measured on an individual basis. However, in cases where HSBC manages a group of financial assets and liabilities according to its net market or credit risk exposure, the fair value of the group of financial instruments is measured on a net basis but the underlying financial assets and liabilities are presented separately in the financial statements, unless they satisfy the IFRS offsetting criteria.<div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:283.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:225.25pt"/><td style="width:1.0pt"/></tr><tr style="height:21pt"><td colspan="6" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">The majority of valuation techniques employ only observable market data. However, certain financial instruments are classified on the basis of valuation techniques that feature one or more significant market inputs that are unobservable, and for them, the measurement of fair value is more judgemental:</span></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Judgements</span></div></td><td colspan="3" style="background-color:#db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Estimates</span></div></td></tr><tr style="height:77pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">An instrument in its entirety is classified as valued using significant unobservable inputs if, in the opinion of management, greater than 5% of the instrument’s valuation is driven by unobservable inputs.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">‘Unobservable’ in this context means that there is little or no current market data available from which to determine the price at which an arm’s length transaction would be likely to occur. It generally does not mean that there is no data available at all upon which to base a determination of fair value (consensus pricing data may, for example, be used).</span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Details on the Group’s level 3 financial instruments and the sensitivity of their valuation to the effect of applying reasonably possible alternative assumptions in determining their fair value are set out in Note 12.</span></div></td></tr></table></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Valuation</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair value is an estimate of the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. It does not reflect the economic benefits and costs that HSBC expects to flow from an instrument’s cash flow over its expected future life. Our valuation methodologies and assumptions in determining fair values for which no observable market prices are available may differ from those of other companies.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Loans and advances to banks and customers</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">To determine the fair value of loans and advances to banks and customers, loans are segregated, as far as possible, into portfolios of similar characteristics. Fair values are based on observable market transactions, when available. When they are unavailable, fair values are estimated using valuation models incorporating a range of input assumptions. These assumptions may include: value estimates from third-party brokers reflecting over-the-counter trading activity; forward-looking discounted cash flow models, taking account of expected customer prepayment rates, using assumptions that HSBC believes are consistent with those that would be used by market participants in valuing such loans; new business rates estimates for similar loans; and trading inputs from other market participants including observed primary and secondary trades. From time to time, we may engage a third-party valuation specialist to measure the fair value of a pool of loans.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fair value of loans reflects expected credit losses at the balance sheet date and estimates of market participants’ expectations of credit losses over the life of the loans, and the fair value effect of repricing between origination and the balance sheet date. For credit-impaired loans, fair value is estimated by discounting the future cash flows over the time period they are expected to be recovered.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Financial investments</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fair values of listed financial investments are determined using bid market prices. The fair values of unlisted financial investments are determined using valuation techniques that incorporate the prices and future earnings streams of equivalent quoted securities.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Deposits by banks and customer accounts</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fair values of on-demand deposits are approximated by their carrying value. For deposits with longer-term maturities, fair values are estimated using discounted cash flows, applying current rates offered for deposits of similar remaining maturities.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Debt securities in issue and subordinated liabilities</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair values in debt securities in issue and subordinated liabilities are determined using quoted market prices at the balance sheet date where available, or by reference to quoted market prices for similar instruments.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Repurchase and reverse repurchase agreements – non-trading</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair values of repurchase and reverse repurchase agreements that are held on a non-trading basis provide approximate carrying amounts. This is due to the fact that balances are generally short dated.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Financial Instruments Explanatory
DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory
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Financial instruments measured at amortised cost<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets that are held to collect the contractual cash flows and which contain contractual terms that give rise on specified dates to cash flows that are solely payments of principal and interest are measured at amortised cost. Such financial assets include most loans and advances to banks and customers and some debt securities. In addition, most financial liabilities are measured at amortised cost. HSBC accounts for regular way amortised cost financial instruments using trade date accounting. The carrying value of these financial assets at initial recognition includes any directly attributable transactions costs.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC may commit to underwriting loans on fixed contractual terms for specified periods of time. When the loan arising from the lending commitment is expected to be sold shortly after origination, the commitment to lend is recorded as a derivative. When HSBC intends to hold the loan, the loan commitment is included in the impairment calculations set out below.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Non-trading reverse repurchase, repurchase and similar agreements</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When debt securities are sold subject to a commitment to repurchase them at a predetermined price (‘repos’), they remain on the balance sheet and a liability is recorded in respect of the consideration received. Securities purchased under commitments to resell (‘reverse repos’) are not recognised on the balance sheet and an asset is recorded in respect of the initial consideration paid. Non-trading repos and reverse repos are measured at amortised cost. The difference between the sale and repurchase price or between the purchase and resale price is treated as interest and recognised in net interest income over the life of the agreement.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Contracts that are economically equivalent to reverse repo or repo agreements (such as sales or purchases of debt securities entered into together with total return swaps with the same counterparty) are accounted for similarly to, and presented together with, reverse repo or repo agreements.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Financial Assets Explanatory
DescriptionOfAccountingPolicyForFinancialAssetsExplanatory
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<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(e) Financial assets measured at fair value through other comprehensive income </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets held for a business model that is achieved by both collecting contractual cash flows and selling and which contain contractual terms that give rise on specified dates to cash flows that are solely payments of principal and interest are measured at fair value through other comprehensive income (‘FVOCI’). These comprise primarily debt securities. They are recognised on the trade date when HSBC enters into contractual arrangements to purchase and are normally derecognised when they are either sold or redeemed. They are subsequently remeasured at fair value and changes therein (except for those relating to impairment, interest income and foreign currency exchange gains and losses) are recognised in other comprehensive income until the assets are sold. Upon disposal, the cumulative gains or losses in other comprehensive income are recognised in the income statement as ‘Gains less losses from financial instruments’. Financial assets measured at FVOCI are included in the impairment calculations set out below and impairment is recognised in profit or loss.</span></div>Equity securities measured at fair value with fair value movements presented in other comprehensive incomeThe equity securities for which fair value movements are shown in other comprehensive income are business facilitation and other similar investments where HSBC holds the investments other than to generate a capital return. Dividends from such investments are recognised in profit or loss. Gains or losses on the derecognition of these equity securities are not transferred to profit or loss. Otherwise, equity securities are measured at fair value through profit or loss. | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Financial Instruments At Fair Value Through Profit Or Loss Explanatory
DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory
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<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(g) Financial instruments designated at fair value through profit or loss</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial instruments, other than those held for trading, are classified in this category if they meet one or more of the criteria set out below and are so designated irrevocably at inception:</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">The use of the designation removes or significantly reduces an accounting mismatch.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">A group of financial assets and liabilities or a group of financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">The financial liability contains one or more non-closely related embedded derivatives.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Designated financial assets are recognised when HSBC enters into contracts with counterparties, which is generally on trade date, and are normally derecognised when the rights to the cash flows expire or are transferred. Designated financial liabilities are recognised when HSBC enters into contracts with counterparties, which is generally on settlement date, and are normally derecognised when extinguished. Subsequent changes in fair values are recognised in the income statement in ‘Net income from financial instruments held for trading or managed on a fair value basis’ or ‘Net income/(expense) from assets and liabilities of insurance businesses, including related derivatives, measured at fair value through profit or loss’ or ‘Changes in fair value of designated debt and related derivatives’ except for the effect of changes in the liabilities’ credit risk, which is presented in ‘Other comprehensive income’, unless that treatment would create or enlarge an accounting mismatch in profit or loss.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Under the above criteria, the main classes of financial instruments designated by HSBC are:</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Debt instruments for funding purposes that are designated to reduce an accounting mismatch: The interest and/or foreign exchange exposure on certain fixed-rate debt securities issued has been matched with the interest and/or foreign exchange exposure on certain swaps as part of a documented risk management strategy.</span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Financial assets and financial liabilities under unit-linked and non-linked investment contracts: A contract under which HSBC does not accept significant insurance risk from another party is not classified as an insurance contract, other than investment contracts with discretionary participation features (‘DPF’), but is accounted for as a financial liability. Customer liabilities under linked and certain non-linked investment contracts issued by insurance subsidiaries are determined based on the fair value of the assets held in the linked funds. If no fair value designation was made for the related assets, at least some of the assets would otherwise be measured at either fair value through other comprehensive income or amortised cost. The related financial assets and liabilities are managed and reported to management on a fair value basis. Designation at fair value of the financial assets and related liabilities allows changes in fair values to be recorded in the income statement and presented in the same line.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Financial liabilities that contain both deposit and derivative components: These financial liabilities are managed and their performance evaluated on a fair value basis.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Derivative Financial Instruments And Hedging Explanatory
DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory
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<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(h) Derivatives</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivatives are financial instruments that derive their value from the price of underlying items such as equities, interest rates or other indices. Derivatives are recognised initially and are subsequently measured at fair value through profit or loss. Derivatives are classified as assets when their fair value is positive or as liabilities when their fair value is negative. This includes embedded derivatives in financial liabilities, which are bifurcated from the host contract when they meet the definition of a derivative on a stand-alone basis.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Where the derivatives are managed with debt securities issued by HSBC that are designated at fair value where doing so reduces an accounting mismatch, the contractual interest is shown in ‘Interest expense’ together with the interest payable on the issued debt.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Hedge accounting</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When derivatives are not part of fair value designated relationships, if held for risk management purposes they are designated in hedge accounting relationships where the required criteria for documentation and hedge effectiveness are met. HSBC uses these derivatives or, where allowed, other non-derivative hedging instruments in fair value hedges, cash flow hedges or hedges of net investments in foreign operations as appropriate to the risk being hedged.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Fair value hedge</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair value hedge accounting does not change the recording of gains and losses on derivatives and other hedging instruments, but results in recognising changes in the fair value of the hedged assets or liabilities attributable to the hedged risk that would not otherwise be recognised in the income statement. If a hedge relationship no longer meets the criteria for hedge accounting, hedge accounting is discontinued and the cumulative adjustment to the carrying amount of the hedged item is amortised to the income statement on a recalculated effective interest rate, unless the hedged item has been derecognised, in which case it is recognised in the income statement immediately.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Cash flow hedge</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The effective portion of gains and losses on hedging instruments is recognised in other comprehensive income and the ineffective portion of the change in fair value of derivative hedging instruments that are part of a cash flow hedge relationship is recognised immediately in the income statement within ‘Net income from financial instruments held for trading or managed on a fair value basis’. The accumulated gains and losses recognised in other comprehensive income are reclassified to the income statement in the same periods in which the hedged item affects profit or loss. When a hedge relationship is discontinued, or partially discontinued, any cumulative gain or loss recognised in other comprehensive income remains in equity until the forecast transaction is recognised in the income statement. When a forecast transaction is no longer expected to occur, the cumulative gain or loss previously recognised in other comprehensive income is immediately reclassified to the income statement.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Net investment hedge</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Hedges of net investments in foreign operations are accounted for in a similar way to cash flow hedges. The effective portion of gains and losses on the hedging instrument is recognised in other comprehensive income and other gains and losses are recognised immediately in the income statement. Gains and losses previously recognised in other comprehensive income are reclassified to the income statement on the disposal, or part-disposal, of the foreign operation.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Derivatives that do not qualify for hedge accounting</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-qualifying hedges are derivatives entered into as economic hedges of assets and liabilities for which hedge accounting was not applied.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Impairment Of Financial Assets Explanatory
DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory
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<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(i) Impairment of amortised cost and FVOCI financial assets</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Expected credit losses (‘ECL’) are recognised for loans and advances to banks and customers, non-trading reverse repurchase agreements, other financial assets held at amortised cost, debt instruments measured at fair value through other comprehensive income (‘FVOCI’), and certain loan commitments and financial guarantee contracts. At initial recognition, an allowance (or provision in the case of some loan commitments and financial guarantees) is required for ECL resulting from default events that are possible within the next 12 months, or less, where the remaining life is less than 12 months (’12-month ECL’). In the event of a significant increase in credit risk, an allowance (or provision) is required for ECL resulting from all possible default events over the expected life of the financial instrument (‘lifetime ECL’). Financial assets where 12-month ECL is recognised are considered to be ‘stage 1’; financial assets which are considered to have experienced a significant increase in credit risk are in ‘stage 2’; and financial assets for which there is objective evidence of impairment so are considered to be in default or otherwise credit impaired are in ‘stage 3’. Purchased or originated credit-impaired financial assets (‘POCI’) are treated differently as set out below.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Credit impaired (stage 3)</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC determines that a financial instrument is credit impaired and in stage 3 by considering relevant objective evidence, primarily whether contractual payments of either principal or interest are past due for more than 90 days, there are other indications that the borrower is unlikely to pay such as that a concession has been granted to the borrower for economic or legal reasons relating to the borrower’s financial condition, or the loan is otherwise considered to be in default.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">If such unlikeliness to pay is not identified at an earlier stage, it is deemed to occur when an exposure is 90 days past due, even where regulatory rules permit default to be defined based on 180 days past due. Therefore, the definitions of credit impaired and default are aligned as far as possible so that stage 3 represents all loans that are considered defaulted or otherwise credit impaired.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest income is recognised by applying the effective interest rate to the amortised cost amount, i.e. gross carrying amount less ECL allowance.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Write-off</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets (and the related impairment allowances) are normally written off, either partially or in full, when there is no realistic prospect of recovery. Where loans are secured, this is generally after receipt of any proceeds from the realisation of security. In circumstances where the net realisable value of any collateral has been determined and there is no reasonable expectation of further recovery, write-off may be earlier.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Forbearance</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loans are identified as forborne and classified as either performing or non-performing when HSBC modifies the contractual terms due to financial difficulty of the borrower. Non-performing forborne loans are stage 3 and classified as non-performing until they meet the cure criteria, as specified by applicable credit risk policy (for example, when the loan is no longer in default and no other indicators of default have been present for at least 12 months). Any amount written off as a result of any modification of contractual terms upon entering forbearance would not be reversed.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2022, the Group adopted the EBA Guidelines on the application of definition of default for our retail portfolios, which affect credit risk policies and our reporting in respect of the status of loans as credit impaired principally due to forbearance (or curing thereof). Further details are provided under ‘Forborne loans and advances’ on page 178.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Performing forborne loans are initially stage 2 and remain classified as forborne until they meet applicable cure criteria (for example, they continue to not be in default and no other indicators of default are present for a period of at least 24 months). At this point, the loan is either stage 1 or stage 2 as determined by comparing the risk of a default occurring at the reporting date </span><span style="background-color:#ffffff;color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(based on the modified contractual terms) and the risk of a default occurring at initial recognition (based on the original, unmodified contractual terms)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A forborne loan is derecognised if the existing agreement is cancelled and a new agreement is made on substantially different terms, or if the terms of an existing agreement are modified such that the forborne loan is a substantially different financial instrument. Any new loans that arise following derecognition events in these circumstances would generally be classified as POCI and will continue to be disclosed as forborne.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Loan modifications other than forborne loans</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loan modifications that are not identified as forborne are considered to be commercial restructurings. Where a commercial restructuring results in a modification (whether legalised through an amendment to the existing terms or the issuance of a new loan contract) such that HSBC’s rights to the cash flows under the original contract have expired, the old loan is derecognised and the new loan is recognised at fair value. The rights to cash flows are generally considered to have expired if the commercial restructure is at market rates and no payment-related concession has been provided. Modifications of certain higher credit risk wholesale loans are assessed for derecognition, having regard to changes in contractual terms that either individually or in combination are judged to result in a substantially different financial instrument. Mandatory and general offer loan modifications that are not borrower specific, for example market-wide customer relief programmes generally do not result in derecognition, but their stage allocation is determined considering all available and supportable information under our ECL impairment policy. Changes made to these financial instruments that are economically equivalent and required by interest rate benchmark reform do not result in the derecognition or a change in the carrying amount of the financial instrument, but instead require the effective interest rate to be updated to reflect the change of the interest rate benchmark. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Significant increase in credit risk (stage 2)</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">An assessment of whether credit risk has increased significantly since initial recognition is performed at each reporting period by considering the change in the risk of default occurring over the remaining life of the financial instrument. The assessment explicitly or implicitly compares the risk of default occurring at the reporting date compared with that at initial recognition, taking into account reasonable and supportable information, including information about past events, current conditions and future economic conditions. The assessment is unbiased, probability-weighted, and to the extent relevant, uses forward-looking information consistent with that used in the measurement of ECL. The analysis of credit risk is multifactor. The determination of whether a specific factor is relevant and its weight compared with other factors depends on the type of product, the characteristics of the financial instrument and the borrower, and the geographical region. Therefore, it is not possible to provide a single set of criteria that will determine what is considered to be a significant increase in credit risk, and these criteria will differ for different types of lending, particularly between retail and wholesale. However, unless identified at an earlier stage, all financial assets are deemed to have suffered a significant increase in credit risk when 30 days past due. In addition, wholesale loans that are individually assessed, which are typically corporate and commercial customers, and included on a watch or worry list, are included in stage 2.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For wholesale portfolios, the quantitative comparison assesses default risk using a lifetime probability of default (‘PD’), which encompasses a wide range of information including the obligor’s customer risk rating (‘CRR’), macroeconomic condition forecasts and credit transition probabilities. For origination CRRs up to 3.3, significant increase in credit risk is measured by comparing the average PD for the remaining term estimated at origination with the equivalent estimation at the reporting date. The quantitative measure of significance varies depending on the credit quality at origination as follows:</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:507.00pt"><tr><td style="width:1.0pt"/><td style="width:255.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:247.75pt"/><td style="width:1.0pt"/></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Origination CRR</span></div></td><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Significance trigger – PD to increase by</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">0.1–1.2</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">15bps</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2.1–3.3</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">30bps</span></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For CRRs greater than 3.3 that are not impaired, a significant increase in credit risk is considered to have occurred when the origination PD has doubled. The significance of changes in PD was informed by expert credit risk judgement, referenced to historical credit migrations and to relative changes in external market rates.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For loans originated prior to the implementation of IFRS 9, the origination PD does not include adjustments to reflect expectations of future macroeconomic conditions since these are not available without the use of hindsight. In the absence of this data, origination PD must be approximated assuming through-the-cycle PDs and through-the-cycle migration probabilities, consistent with the instrument’s underlying modelling approach and the CRR at origination. For these loans, the quantitative comparison is supplemented with additional CRR deterioration-based thresholds, as set out in the table below:</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:511.50pt"><tr><td style="width:1.0pt"/><td style="width:253.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:253.75pt"/><td style="width:1.0pt"/></tr><tr style="height:33pt"><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Origination CRR</span></div></td><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Additional significance criteria – number of CRR grade notches deterioration required to identify as significant credit deterioration (stage 2) (> or equal to) </span></div></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">0.1</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">5 notches</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">1.1–4.2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">4 notches</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">4.3–5.1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">3 notches</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">5.2–7.1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2 notches</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">7.2–8.2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">1 notch</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">8.3</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">0 notch</span></td></tr></table></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Further information about the 23-grade scale used for CRR can be found on page 178. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For retail portfolios, default risk is assessed using a reporting date 12-month PD derived from credit scores, which incorporate all available information about the customer. This PD is adjusted for the effect of macroeconomic forecasts for periods longer than 12 months and is considered to be a reasonable approximation of a lifetime PD measure. Retail exposures are first segmented into homogenous portfolios, generally by country, product and brand. Within each portfolio, the stage 2 accounts are defined as accounts with an adjusted 12-month PD greater than the average 12-month PD of loans in that portfolio 12 months before they become 30 days past due. The expert credit risk judgement is that no prior increase in credit risk is significant. This portfolio-specific threshold therefore identifies loans with a PD higher than would be expected from loans that are performing as originally expected and higher than that which would have been acceptable at origination. It therefore approximates a comparison of origination to reporting date PDs.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">As additional data becomes available, the retail transfer criteria approach continues to be refined to utilise a more relative approach for certain portfolios. These enhancements take advantage of the increase in origination-related data in the assessment of significant increases in credit risk by comparing remaining lifetime PD to the comparable remaining term lifetime PD at origination based on portfolio-specific origination segments. These enhancements resulted in significant migrations of loans to customers gross carrying amounts from stage 1 to stage 2, but did not have a significant impact on the overall ECL for these portfolios in 2022 due to low loan-to-value ratios.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Unimpaired and without significant increase in credit risk (stage 1)</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ECL resulting from default events that are possible within the next 12 months (‘12-month ECL’) are recognised for financial instruments that remain in stage 1.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Purchased or originated credit impaired </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets that are purchased or originated at a deep discount that reflects the incurred credit losses are considered to be POCI. This population includes new financial instruments recognised in most cases following the derecognition of forborne loans. The amount of change in lifetime ECL for a POCI loan is recognised in profit or loss until the POCI loan is derecognised, even if the lifetime ECL are less than the amount of ECL included in the estimated cash flows on initial recognition.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Movement between stages</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial assets can be transferred between the different categories (other than POCI) depending on their relative increase in credit risk since initial recognition. Financial instruments are transferred out of stage 2 if their credit risk is no longer considered to be significantly increased since initial recognition based on the assessments described above. In the case of non-performing forborne loans, such financial instruments are transferred out of stage 3 when they no longer exhibit any evidence of credit impairment and meet the curing criteria as described above. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Measurement of ECL</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The assessment of credit risk and the estimation of ECL are unbiased and probability-weighted, and incorporate all available information which is relevant to the assessment including information about past events, current conditions and reasonable and supportable forecasts of future events and economic conditions at the reporting date. In addition, the estimation of ECL should take into account the time value of money and considers other factors such as climate-related risks.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In general, HSBC calculates ECL using three main components: a probability of default (‘PD’), a loss given default (’LGD’) and the exposure at default (‘EAD’).</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The 12-month ECL is calculated by multiplying the 12-month PD, LGD and EAD. Lifetime ECL is calculated using the lifetime PD instead. The <br/>12-month and lifetime PDs represent the probability of default occurring over the next 12 months and the remaining maturity of the instrument respectively.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The EAD represents the expected balance at default, taking into account the repayment of principal and interest from the balance sheet date to the default event together with any expected drawdowns of committed facilities. The LGD represents expected losses on the EAD given the event of default, taking into account, among other attributes, the mitigating effect of collateral value at the time it is expected to be realised and the time value of money.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC makes use of the Basel II IRB framework where possible, with recalibration to meet the differing IFRS 9 requirements as set out in the following table:</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:57.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:223.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:226.00pt"/><td style="width:1.0pt"/></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;border-top:1pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Model </span></div></td><td colspan="3" style="background-color:#db0011;border-top:1pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Regulatory capital</span></div></td><td colspan="3" style="background-color:#db0011;border-top:1pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">IFRS 9</span></div></td></tr><tr style="height:50pt"><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">PD</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Through the cycle (represents long-run average PD throughout a full economic cycle)</span></div><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">The definition of default includes a backstop of 90+ days past due, although this has been modified to 180+ days past due for some portfolios, particularly UK and US mortgages</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Point in time (based on current conditions, adjusted to take into account estimates of future conditions that will impact PD)</span></div><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Default backstop of 90+ days past due for all portfolios</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">EAD</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Cannot be lower than current balance</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Amortisation captured for term products</span></div></td></tr><tr style="height:63pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">LGD</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Downturn LGD (consistent losses expected to be suffered during a severe but plausible economic downturn)</span></div><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Regulatory floors may apply to mitigate risk of underestimating downturn LGD due to lack of historical data </span></div><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Discounted using cost of capital</span></div><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">All collection costs included</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Expected LGD (based on estimate of loss given default including the expected impact of future economic conditions such as changes in value of collateral)</span></div><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">No floors</span></div><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Discounted using the original effective interest rate of the loan</span></div><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Only costs associated with obtaining/selling collateral included</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Other</span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3pt">Discounted back from point of default to balance sheet date</span></div></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">While 12-month PDs are recalibrated from Basel II models where possible, the lifetime PDs are determined by projecting the 12-month PD using a term structure. For the wholesale methodology, the lifetime PD also takes into account credit migration, i.e. a customer migrating through the CRR bands over its life.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The ECL for wholesale stage 3 is determined on an individual basis using a discounted cash flow (‘DCF’) methodology. The expected future cash flows are based on the credit risk officer’s estimates as of the reporting date, reflecting reasonable and supportable assumptions and projections of future recoveries and expected future receipts of interest. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Collateral is taken into account if it is likely that the recovery of the outstanding amount will include realisation of collateral based on its estimated fair value of collateral at the time of expected realisation, less costs for obtaining and selling the collateral. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The cash flows are discounted at a reasonable approximation of the original effective interest rate. For significant cases, cash flows under four different scenarios are probability-weighted by reference to the economic scenarios applied more generally by the Group and the judgement of the credit risk officer in relation to the likelihood of the work-out strategy succeeding or receivership being required. For less significant cases, the effect of different economic scenarios and work-out strategies is approximated and applied as an adjustment to the most likely outcome.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Period over which ECL is measured</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Expected credit loss is measured from the initial recognition of the financial asset. The maximum period considered when measuring ECL (be it 12-month or lifetime ECL) is the maximum contractual period over which HSBC is exposed to credit risk. However, where the financial instrument includes both a drawn and undrawn commitment and the contractual ability to demand repayment and cancel the undrawn commitment does not serve to limit HSBC’s exposure to credit risk to the contractual notice period, the contractual period does not determine the maximum period considered. Instead, ECL is measured over the period HSBC remains exposed to credit risk that is not mitigated by credit risk management actions. This applies to retail overdrafts and credit cards, where the period is the average time taken for stage 2 exposures to default or close as performing accounts, determined on a portfolio basis and ranging from between <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjUyYThhYzU2NGYyZDQ3OTliNDE1MGYxY2ZkZmZhOWQyL3NlYzo1MmE4YWM1NjRmMmQ0Nzk5YjQxNTBmMWNmZGZmYTlkMl81Mi9mcmFnOjZiNjkyMDhhNDhhNTQxMGJhMGE4NjRkNDFjMjIxMDYyL3RleHRyZWdpb246NmI2OTIwOGE0OGE1NDEwYmEwYTg2NGQ0MWMyMjEwNjJfMzcwNDk_bec61f53-0584-4e65-bafb-90556d0afb16">two</span> and six years. In addition, for these facilities it is not possible to identify the ECL on the loan commitment component separately from the financial asset component. As a result, the total ECL is recognised in the loss allowance for the financial asset unless the total ECL exceeds the gross carrying amount of the financial asset, in which case the ECL is recognised as a provision. For wholesale overdraft facilities, credit risk management actions are taken no less frequently than on an annual basis.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Forward-looking economic inputs</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC applies multiple forward-looking global economic scenarios determined with reference to external forecast distributions representative of its view of forecast economic conditions. This approach is considered sufficient to calculate unbiased expected credit losses in most economic environments. In certain economic environments, additional analysis may be necessary and may result in additional scenarios or adjustments, to reflect a range of possible economic outcomes sufficient for an unbiased estimate. The detailed methodology is disclosed in ‘Measurement uncertainty and sensitivity analysis of ECL estimates’ on page 185. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:330.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:178.00pt"/><td style="width:1.0pt"/></tr><tr style="height:20pt"><td colspan="6" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">The calculation of the Group’s ECL under IFRS 9 requires the Group to make a number of judgements, assumptions and estimates. The most significant are set out below:</span></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Judgements</span></div></td><td colspan="3" style="background-color:#db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Estimates</span></div></td></tr><tr style="height:116pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Defining what is considered to be a significant increase in credit risk</span></div><div style="margin-bottom:2pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Determining the lifetime and point of initial recognition of overdrafts and credit cards</span></div><div style="margin-bottom:2pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Selecting and calibrating the PD, LGD and EAD models, which support the calculations, including making reasonable and supportable judgements about how models react to current and future economic conditions</span></div><div style="margin-bottom:2pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Selecting model inputs and economic forecasts, including determining whether sufficient and appropriately weighted economic forecasts are incorporated to calculate unbiased expected loss</span></div><div style="margin-bottom:2pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Making management adjustments to account for late-breaking events, model and data limitations and deficiencies, and expert credit judgements </span></div><div style="margin-bottom:2pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Selecting applicable recovery strategies for certain wholesale credit-impaired loans</span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">The section ‘Measurement uncertainty and sensitivity analysis of ECL estimates’, marked as audited from page 185, sets out the assumptions used in determining ECL, and provides an indication of the sensitivity of the result to the application of different weightings being applied to different economic assumptions</span></div><div style="margin-bottom:2pt;padding-left:11.25pt"><span><br/></span></div></td></tr></table></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Insurance Contracts
DescriptionOfAccountingPolicyForInsuranceContracts
|
<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(j) Insurance contracts</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A contract is classified as an insurance contract where HSBC accepts significant insurance risk from another party by agreeing to compensate that party on the occurrence of a specified uncertain future event. An insurance contract may also transfer financial risk, but is accounted for as </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">an insurance contract if the insurance risk is significant. In addition, HSBC issues investment contracts with discretionary participation features (‘DPF‘), which are also accounted for as insurance contracts as required by IFRS 4 ‘Insurance Contracts’.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Net insurance premium income</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Premiums for life insurance contracts are accounted for when receivable, except in unit-linked insurance contracts where premiums are accounted for when liabilities are established. Reinsurance premiums are accounted for in the same accounting period as the premiums for the direct insurance contracts to which they relate.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Net insurance claims and benefits paid and movements in liabilities to policyholders</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Gross insurance claims for life insurance contracts reflect the total cost of claims arising during the year, including claim handling costs and any policyholder bonuses allocated in anticipation of a bonus declaration.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Maturity claims are recognised when due for payment. Surrenders are recognised when paid or at an earlier date on which, following notification, the policy ceases to be included within the calculation of the related insurance liabilities. Death claims are recognised when notified.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reinsurance recoveries are accounted for in the same period as the related claim.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Liabilities under insurance contracts</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Liabilities under non-linked life insurance contracts are calculated by each life insurance operation based on local actuarial principles. Liabilities under unit-linked life insurance contracts are at least equivalent to the surrender or transfer value, which is calculated by reference to the value of the relevant underlying funds or indices.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Future profit participation on insurance contracts with DPF</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Where contracts provide discretionary profit participation benefits to policyholders, liabilities for these contracts include provisions for the future discretionary benefits to policyholders. These provisions reflect the actual performance of the investment portfolio to date and management’s expectation of the future performance of the assets backing the contracts, as well as other experience factors such as mortality, lapses and operational efficiency, where appropriate. The benefits to policyholders may be determined by the contractual terms, regulation, or past distribution policy.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Investment contracts with DPF</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">While investment contracts with DPF are financial instruments, they continue to be treated as insurance contracts as required by IFRS 4. The Group therefore recognises the premiums for these contracts as revenue and recognises as an expense the resulting increase in the carrying amount of the liability.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In the case of net unrealised investment gains on these contracts, whose discretionary benefits principally reflect the actual performance of the investment portfolio, the corresponding increase in the liabilities is recognised in either the income statement or other comprehensive income, following the treatment of the unrealised gains on the relevant assets. In the case of net unrealised losses, a deferred participating asset is recognised only to the extent that its recoverability is highly probable. Movements in the liabilities arising from realised gains and losses on relevant assets are recognised in the income statement.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Present value of in-force long-term insurance business</span></div>HSBC recognises the value placed on insurance contracts and investment contracts with DPF, which are classified as long-term and in-force at the balance sheet date, as an asset. The asset represents the present value of the equity holders’ interest in the issuing insurance companies’ profits expected to emerge from these contracts written at the balance sheet date. The present value of in-force business (‘PVIF’) is determined by discounting those expected future profits using appropriate assumptions in assessing factors such as future mortality, lapse rates and levels of expenses, and a risk discount rate that reflects the risk premium attributable to the respective contracts. The PVIF incorporates allowances for both non-market risk and the value of financial options and guarantees. The PVIF asset is presented gross of attributable tax in the balance sheet and movements in the PVIF asset are included in ‘Other operating income’ on a gross of tax basis. | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Employee Benefits Explanatory
DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory
|
<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(k) Employee compensation and benefits</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Share-based payments</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC enters into both equity-settled and cash-settled share-based payment arrangements with its employees as compensation for the provision of their services.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The vesting period for these schemes may commence before the legal grant date if the employees have started to render services in respect of the award before the legal grant date, where there is a shared understanding of the terms and conditions of the arrangement. Expenses are recognised when the employee starts to render service to which the award relates.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cancellations result from the failure to meet a non-vesting condition during the vesting period, and are treated as an acceleration of vesting recognised immediately in the income statement. Failure to meet a vesting condition by the employee is not treated as a cancellation, and the amount of expense recognised for the award is adjusted to reflect the number of awards expected to vest. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Post-employment benefit plans</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC operates a number of pension schemes including defined benefit, defined contribution and post-employment benefit schemes.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Payments to defined contribution schemes are charged as an expense as the employees render service.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Defined benefit pension obligations are calculated using the projected unit credit method. The net charge to the income statement mainly comprises the service cost and the net interest on the net defined benefit asset or liability, and is presented in operating expenses. Remeasurements of the net defined benefit asset or liability, which comprise actuarial gains and losses, return on plan assets excluding interest and the effect of the asset ceiling (if any, excluding interest), are recognised immediately in other comprehensive income. The net defined benefit asset or liability represents the present value of defined benefit obligations reduced by the fair value of plan assets (see Note 1.2 (c)), after applying the asset ceiling test, where the net defined benefit surplus is limited to the present value of available refunds and reductions in future contributions to the plan.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The costs of obligations arising from other post-employment plans are accounted for on the same basis as defined benefit pension plans.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:220.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:289.00pt"/><td style="width:1.0pt"/></tr><tr style="height:20pt"><td colspan="6" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">The most significant critical accounting estimates relate to the determination of key assumptions applied in calculating the defined benefit pension obligation for the principal plan.</span></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Judgements</span></div></td><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Estimates</span></div></td></tr><tr style="height:96pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">A range of assumptions could be applied, and different assumptions could significantly alter the defined benefit obligation and the amounts recognised in profit or loss or OCI.</span></div><div style="margin-bottom:2pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">The calculation of the defined benefit pension obligation includes assumptions with regard to the discount rate, inflation rate, pension payments and deferred pensions, pay and mortality. Management determines these assumptions in consultation with the plan’s actuaries.</span></div><div style="margin-bottom:2pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Key assumptions used in calculating the defined benefit pension obligation for the principal plan and the sensitivity of the calculation to different assumptions are described in Note 5.</span></div></td></tr></table></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Income Tax Explanatory
DescriptionOfAccountingPolicyForIncomeTaxExplanatory
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<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(l) Tax</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Income tax comprises current tax and deferred tax. Income tax is recognised in the income statement except to the extent that it relates to items recognised in other comprehensive income or directly in equity, in which case the tax is recognised in the same statement as the related item appears.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Current tax is the tax expected to be payable on the taxable profit for the year and on any adjustment to tax payable in respect of previous years. HSBC provides for potential current tax liabilities that may arise on the basis of the amounts expected to be paid to the tax authorities. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deferred tax is recognised on temporary differences between the carrying amounts of assets and liabilities in the balance sheet, and the amounts attributed to such assets and liabilities for tax purposes. Deferred tax is calculated using the tax rates expected to apply in the periods in which the assets will be realised or the liabilities settled.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In assessing the probability and sufficiency of future taxable profit, management considers the availability of evidence to support the recognition of deferred tax assets, taking into account the inherent risks in long-term forecasting, including climate change-related, and drivers of recent history of tax losses where applicable. Management also considers the future reversal of existing taxable temporary differences and tax planning strategies, including corporate reorganisations. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Current and deferred tax are calculated based on tax rates and laws enacted, or substantively enacted, by the balance sheet date.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:265.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:243.25pt"/><td style="width:1.0pt"/></tr><tr style="height:11pt"><td colspan="6" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">The recognition of deferred tax assets depends on judgements and estimates.</span></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Judgements</span></div></td><td colspan="3" style="background-color:#db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Estimates</span></div></td></tr><tr style="height:69pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Specific judgements supporting deferred tax assets are described in Note 7.</span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:14.17pt;text-indent:-14.18pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:10.43pt">The recognition of deferred tax assets is sensitive to estimates of future cash flows projected for periods for which detailed forecasts are available and to assumptions regarding the long-term pattern of cash flows thereafter, on which forecasts of future taxable profit are based, and which affect the expected recovery periods and the pattern of utilisation of tax losses and tax credits. See Note 7 for further detail. </span></div></td></tr></table></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Provisions Explanatory
DescriptionOfAccountingPolicyForProvisionsExplanatory
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<div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Provisions</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Provisions are recognised when it is probable that an outflow of economic benefits will be required to settle a present legal or constructive obligation that has arisen as a result of past events and for which a reliable estimate can be made.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:265.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:243.25pt"/><td style="width:1.0pt"/></tr><tr style="height:20pt"><td colspan="6" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">The recognition and measurement of provisions requires the Group to make a number of judgements, assumptions and estimates. The most significant are set out below:</span></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Judgements</span></div></td><td colspan="3" style="background-color:#db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Estimates</span></div></td></tr><tr style="height:113pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Determining whether a present obligation exists. Professional advice is taken on the assessment of litigation and similar obligations.</span></div><div style="margin-bottom:2pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Provisions for legal proceedings and regulatory matters typically require a higher degree of judgement than other types of provisions. When matters are at an early stage, accounting judgements can be difficult because of the high degree of uncertainty associated with determining whether a present obligation exists, and estimating the probability and amount of any outflows that may arise. As matters progress, management and legal advisers evaluate on an ongoing basis whether provisions should be recognised, revising previous estimates as appropriate. At more advanced stages, it is typically easier to make estimates around a better defined set of possible outcomes.</span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:7.59pt">Provisions for legal proceedings and regulatory matters remain very sensitive to the assumptions used in the estimate. There could be a wider range of possible outcomes for any pending legal proceedings, investigations or inquiries. As a result it is often not practicable to quantify a range of possible outcomes for individual matters. It is also not practicable to meaningfully quantify ranges of potential outcomes in aggregate for these types of provisions because of the diverse nature and circumstances of such matters and the wide range of uncertainties involved.</span></div></td></tr></table></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Contingent Liabilities And Contingent Assets Explanatory
DescriptionOfAccountingPolicyForContingentLiabilitiesAndContingentAssetsExplanatory
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<div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Contingent liabilities</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Contingent liabilities, which include certain guarantees and letters of credit pledged as collateral security, and contingent liabilities related to legal proceedings or regulatory matters, are not recognised in the financial statements but are disclosed unless the probability of settlement is remote.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Financial Guarantees Explanatory
DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory
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<div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Financial guarantee contracts</span></div><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Liabilities under financial guarantee contracts that are not classified as insurance contracts are recorded initially at their fair value, which is generally the fee received or present value of the fee receivable. </span></div><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC Holdings has issued financial guarantees and similar contracts to other Group entities. HSBC elects to account for certain guarantees as insurance contracts in HSBC Holdings’ financial statements, in which case they are measured and recognised as insurance liabilities. This election is made on a contract-by-contract basis, and is irrevocable.</span></div> | |
| CY2022 | ifrs-full |
Description Of Accounting Policy For Impairment Of Nonfinancial Assets Explanatory
DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory
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<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">(n) Impairment of non-financial assets</span></div><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Software under development is tested for impairment at least annually. Other non-financial assets are property, plant and equipment, intangible assets (excluding goodwill) and right-of-use assets. They are tested for impairment at the individual asset level when there is indication of impairment at that level, or at the CGU level for assets that do not have a recoverable amount at the individual asset level. In addition, impairment is also tested at the CGU level when there is indication of impairment at that level. For this purpose, CGUs are considered to be the principal operating legal entities divided by global business.</span></div><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment testing compares the carrying amount of the non-financial asset or CGU with its recoverable amount, which is the higher of the fair value less costs of disposal or the value in use. The carrying amount of a CGU comprises the carrying value of its assets and liabilities, including non-financial assets that are directly attributable to it and non-financial assets that can be allocated to it on a reasonable and consistent basis. Non-financial assets that cannot be allocated to an individual CGU are tested for impairment at an appropriate grouping of CGUs. The recoverable amount of the CGU is the higher of the fair value less costs of disposal of the CGU, which is determined by independent and qualified valuers where relevant, and the value in use, which is calculated based on appropriate inputs (see Note 21).</span></div><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When the recoverable amount of a CGU is less than its carrying amount, an impairment loss is recognised in the income statement to the extent that the impairment can be allocated on a pro-rata basis to the non-financial assets by reducing their carrying amounts to the higher of their respective individual recoverable amount or nil. Impairment is not allocated to the financial assets in a CGU.</span></div><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment losses recognised in prior periods for non-financial assets is reversed when there has been a change in the estimate used to determine the recoverable amount. The impairment loss is reversed to the extent that the carrying amount of the non-financial assets would not exceed the amount that would have been determined (net of amortisation or depreciation) had no impairment loss been recognised in prior periods.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Critical accounting estimates and judgements</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:511.50pt"><tr><td style="width:1.0pt"/><td style="width:253.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:253.75pt"/><td style="width:1.0pt"/></tr><tr style="height:29pt"><td colspan="6" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">The review of goodwill and other non-financial assets for impairment reflects management’s best estimate of the future cash flows of the CGUs and the rates used to discount these cash flows, both of which are subject to uncertain factors as described in the Critical accounting estimates and judgements in Note 1.2(a). </span></td></tr></table></div> | |
| CY2022 | ifrs-full |
Disclosure Of Fee And Commission Income Expense Explanatory
DisclosureOfFeeAndCommissionIncomeExpenseExplanatory
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<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:488.50pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">2</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt;text-indent:-2.83pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Net fee income</span></div></td></tr></table></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:262.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:14pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net fee income by global business</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Wealth and<br/>Personal<br/>Banking</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Commercial Banking</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Global Banking and Markets</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Corporate Centre</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Funds under management</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,769</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">105</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">503</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,377</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cards</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,146</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">313</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,491</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit facilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">776</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">598</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,474</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Broking income</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">575</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">40</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">634</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,249</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Account services</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">337</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">718</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">356</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,412</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unit trusts</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">682</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">696</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Underwriting</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">443</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">441</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Global custody</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">140</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">767</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">921</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Remittances</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">378</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">348</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">799</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Imports/exports</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">475</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">159</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">634</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Insurance agency commission</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">283</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">300</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,423</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,082</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,382</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,468)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,419</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Fee income</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,528</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,933</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,223</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,471)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,213</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Less: fee expense</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,497)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(240)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,464)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,439</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,762)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net fee income </span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,031</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,693</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,759</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(32)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,451</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:261.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:47.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:49.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:49.75pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:47.50pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="display:none"/></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Wealth and<br/>Personal Banking</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Commercial<br/>Banking</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Global<br/>Banking and<br/>Markets</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Corporate<br/>Centre</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Funds under management</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,984 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">126 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">546 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,656 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cards</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,949 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">240 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,213 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit facilities</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">103 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">833 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">690 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,627 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Broking income</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">863 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">669 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,601 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Account services</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">429 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">677 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">340 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,452 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unit trusts</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,065 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,088 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Underwriting</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,009 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,017 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Global custody</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">167 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">787 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">978 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Remittances</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">75 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">357 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">343 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">775 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Imports/exports</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">474 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">145 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">620 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Insurance agency commission</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">324 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">341 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,305 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,077 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,503 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,465)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,420 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fee income</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,269 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,923 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,055 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,459)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,788 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Less: fee expense</span></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,375)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(284)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,452)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,420 </span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,691)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net fee income</span></td><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,894 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,639 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,603 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(39)</span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,097 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr></table></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.679%"><tr><td style="width:1.0%"/><td style="width:49.848%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.535%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.535%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.681%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:8.972%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.829%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Wealth and<br/>Personal Banking</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Commercial<br/>Banking</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Global<br/>Banking and<br/>Markets</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Corporate<br/>Centre</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Funds under management</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,686 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">126 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">477 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,289 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cards</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,564 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">360 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,949 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit facilities</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">93 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">740 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">626 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,459 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Broking income</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">862 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">61 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">616 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,539 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Account services</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">431 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">598 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">264 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,293 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unit trusts</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">881 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">899 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Underwriting</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,002 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,015 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Global custody</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">189 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">723 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">934 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Remittances</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">77 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">313 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">288 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">677 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Imports/exports</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">417 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">160 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">577 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Insurance agency commission</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">307 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">325 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,123 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">893 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,369 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,290)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,095 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fee income</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,218 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,574 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,551 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,292)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,051 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Less: fee expense</span></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,810)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(349)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,284)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,266 </span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,177)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net fee income</span></td><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,408 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,225 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,267 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(26)</span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,874 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div>Net fee income included $6,410m of fees earned on financial assets that were not at fair value through profit or loss, other than amounts included in determining the effective interest rate (2021: $6,742m; 2020: $5,858m), $1,613m of fees payable on financial liabilities that were not at fair value through profit or loss, other than amounts included in determining the effective interest rate (2021: $1,520m; 2020: $1,260m), $3,506m of fees earned on trust and other fiduciary activities (2021: $3,849m; 2020: $3,426m) and $422m of fees payable relating to trust and other fiduciary activities (2021: $305m; 2020: $267m). | |
| CY2022 | ifrs-full |
Portfolio And Other Management Fee Income
PortfolioAndOtherManagementFeeIncome
|
2377000000 | usd |
| CY2022 | hsbc |
Card Services Fee Income
CardServicesFeeIncome
|
2491000000 | usd |
| CY2022 | ifrs-full |
Creditrelated Fee And Commission Income
CreditrelatedFeeAndCommissionIncome
|
1474000000 | usd |
| CY2022 | ifrs-full |
Brokerage Fee Income
BrokerageFeeIncome
|
1249000000 | usd |
| CY2022 | hsbc |
Account Services Fee Income
AccountServicesFeeIncome
|
1412000000 | usd |
| CY2022 | hsbc |
Unit Trusts Fee And Commission Income
UnitTrustsFeeAndCommissionIncome
|
696000000 | usd |
| CY2022 | hsbc |
Underwriting Income Loss1
UnderwritingIncomeLoss1
|
441000000 | usd |
| CY2022 | hsbc |
Global Custody Fee And Commission Income
GlobalCustodyFeeAndCommissionIncome
|
921000000 | usd |
| CY2022 | hsbc |
Remittance Fee And Commission Income
RemittanceFeeAndCommissionIncome
|
799000000 | usd |
| CY2022 | hsbc |
Import And Export Trade Finance Fee Income
ImportAndExportTradeFinanceFeeIncome
|
634000000 | usd |
| CY2022 | hsbc |
Insurance Agency Fee And Commission Income
InsuranceAgencyFeeAndCommissionIncome
|
300000000 | usd |
| CY2022 | ifrs-full |
Other Fee And Commission Income
OtherFeeAndCommissionIncome
|
2419000000 | usd |
| CY2022 | ifrs-full |
Fee And Commission Income
FeeAndCommissionIncome
|
15213000000 | usd |
| CY2022 | ifrs-full |
Fee And Commission Expense
FeeAndCommissionExpense
|
3762000000 | usd |
| CY2022 | ifrs-full |
Fee And Commission Income Expense
FeeAndCommissionIncomeExpense
|
11451000000 | usd |
| CY2021 | ifrs-full |
Portfolio And Other Management Fee Income
PortfolioAndOtherManagementFeeIncome
|
2656000000 | usd |
| CY2021 | hsbc |
Card Services Fee Income
CardServicesFeeIncome
|
2213000000 | usd |
| CY2021 | ifrs-full |
Creditrelated Fee And Commission Income
CreditrelatedFeeAndCommissionIncome
|
1627000000 | usd |
| CY2021 | ifrs-full |
Brokerage Fee Income
BrokerageFeeIncome
|
1601000000 | usd |
| CY2021 | hsbc |
Account Services Fee Income
AccountServicesFeeIncome
|
1452000000 | usd |
| CY2021 | hsbc |
Unit Trusts Fee And Commission Income
UnitTrustsFeeAndCommissionIncome
|
1088000000 | usd |
| CY2021 | hsbc |
Underwriting Income Loss1
UnderwritingIncomeLoss1
|
1017000000 | usd |
| CY2021 | hsbc |
Global Custody Fee And Commission Income
GlobalCustodyFeeAndCommissionIncome
|
978000000 | usd |
| CY2021 | hsbc |
Remittance Fee And Commission Income
RemittanceFeeAndCommissionIncome
|
775000000 | usd |
| CY2021 | hsbc |
Import And Export Trade Finance Fee Income
ImportAndExportTradeFinanceFeeIncome
|
620000000 | usd |
| CY2021 | hsbc |
Insurance Agency Fee And Commission Income
InsuranceAgencyFeeAndCommissionIncome
|
341000000 | usd |
| CY2021 | ifrs-full |
Other Fee And Commission Income
OtherFeeAndCommissionIncome
|
2420000000 | usd |
| CY2021 | ifrs-full |
Fee And Commission Income
FeeAndCommissionIncome
|
16788000000 | usd |
| CY2021 | ifrs-full |
Fee And Commission Expense
FeeAndCommissionExpense
|
3691000000 | usd |
| CY2021 | ifrs-full |
Fee And Commission Income Expense
FeeAndCommissionIncomeExpense
|
13097000000 | usd |
| CY2020 | ifrs-full |
Portfolio And Other Management Fee Income
PortfolioAndOtherManagementFeeIncome
|
2289000000 | usd |
| CY2020 | hsbc |
Card Services Fee Income
CardServicesFeeIncome
|
1949000000 | usd |
| CY2020 | ifrs-full |
Creditrelated Fee And Commission Income
CreditrelatedFeeAndCommissionIncome
|
1459000000 | usd |
| CY2020 | ifrs-full |
Brokerage Fee Income
BrokerageFeeIncome
|
1539000000 | usd |
| CY2020 | hsbc |
Account Services Fee Income
AccountServicesFeeIncome
|
1293000000 | usd |
| CY2020 | hsbc |
Unit Trusts Fee And Commission Income
UnitTrustsFeeAndCommissionIncome
|
899000000 | usd |
| CY2020 | hsbc |
Underwriting Income Loss1
UnderwritingIncomeLoss1
|
1015000000 | usd |
| CY2020 | hsbc |
Global Custody Fee And Commission Income
GlobalCustodyFeeAndCommissionIncome
|
934000000 | usd |
| CY2020 | hsbc |
Remittance Fee And Commission Income
RemittanceFeeAndCommissionIncome
|
677000000 | usd |
| CY2020 | hsbc |
Import And Export Trade Finance Fee Income
ImportAndExportTradeFinanceFeeIncome
|
577000000 | usd |
| CY2020 | hsbc |
Insurance Agency Fee And Commission Income
InsuranceAgencyFeeAndCommissionIncome
|
325000000 | usd |
| CY2020 | ifrs-full |
Other Fee And Commission Income
OtherFeeAndCommissionIncome
|
2095000000 | usd |
| CY2020 | ifrs-full |
Fee And Commission Income
FeeAndCommissionIncome
|
15051000000 | usd |
| CY2020 | ifrs-full |
Fee And Commission Expense
FeeAndCommissionExpense
|
3177000000 | usd |
| CY2020 | ifrs-full |
Gains Losses On Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value
GainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue
|
455000000 | usd |
| CY2020 | ifrs-full |
Fee And Commission Income Expense
FeeAndCommissionIncomeExpense
|
11874000000 | usd |
| CY2022 | ifrs-full |
Fee Income Arising From Financial Assets Measured At Amortised Cost
FeeIncomeArisingFromFinancialAssetsMeasuredAtAmortisedCost
|
6410000000 | usd |
| CY2021 | ifrs-full |
Fee Income Arising From Financial Assets Measured At Amortised Cost
FeeIncomeArisingFromFinancialAssetsMeasuredAtAmortisedCost
|
6742000000 | usd |
| CY2020 | ifrs-full |
Fee Income Arising From Financial Assets Measured At Amortised Cost
FeeIncomeArisingFromFinancialAssetsMeasuredAtAmortisedCost
|
5858000000 | usd |
| CY2022 | ifrs-full |
Fee Expense Arising From Financial Liabilities Not At Fair Value Through Profit Or Loss
FeeExpenseArisingFromFinancialLiabilitiesNotAtFairValueThroughProfitOrLoss
|
1613000000 | usd |
| CY2021 | ifrs-full |
Fee Expense Arising From Financial Liabilities Not At Fair Value Through Profit Or Loss
FeeExpenseArisingFromFinancialLiabilitiesNotAtFairValueThroughProfitOrLoss
|
1520000000 | usd |
| CY2020 | ifrs-full |
Fee Expense Arising From Financial Liabilities Not At Fair Value Through Profit Or Loss
FeeExpenseArisingFromFinancialLiabilitiesNotAtFairValueThroughProfitOrLoss
|
1260000000 | usd |
| CY2022 | hsbc |
Fee Income Arising From Trust And Fiduciary Activities
FeeIncomeArisingFromTrustAndFiduciaryActivities
|
3506000000 | usd |
| CY2021 | hsbc |
Fee Income Arising From Trust And Fiduciary Activities
FeeIncomeArisingFromTrustAndFiduciaryActivities
|
3849000000 | usd |
| CY2020 | hsbc |
Fee Income Arising From Trust And Fiduciary Activities
FeeIncomeArisingFromTrustAndFiduciaryActivities
|
3426000000 | usd |
| CY2022 | hsbc |
Fee Expense Arising From Trust And Fiduciary Activities
FeeExpenseArisingFromTrustAndFiduciaryActivities
|
422000000 | usd |
| CY2021 | hsbc |
Fee Expense Arising From Trust And Fiduciary Activities
FeeExpenseArisingFromTrustAndFiduciaryActivities
|
305000000 | usd |
| CY2020 | hsbc |
Fee Expense Arising From Trust And Fiduciary Activities
FeeExpenseArisingFromTrustAndFiduciaryActivities
|
267000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Financial Instruments At Fair Value Through Profit Or Loss Explanatory
DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory
|
<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:488.50pt"/><td style="width:1.0pt"/></tr><tr style="height:33pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">3</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Net income from financial instruments measured at fair value through profit or loss</span></div></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:346.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt 0 10pt;text-indent:-9pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net income/(expense) arising on:</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net trading activities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,576</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,668 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,074 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other instruments managed on a fair value basis</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,893</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,076 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,492)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net income from financial instruments held for trading or managed on a fair value basis</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,469</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,744 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,582 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets held to meet liabilities under insurance and investment contracts</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,720)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,134 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,481 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities to customers under investment contracts</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">326</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(81)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(400)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net income/(expense) from assets and liabilities of insurance businesses, including related derivatives, measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,394)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,053 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,081 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives managed in conjunction with HSBC’s issued debt securities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(7,086)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,811)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,619 </span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other changes in fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,009</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,629 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,388)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Changes in fair value of designated debt and related derivatives</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(77)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(182)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">231 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Changes in fair value of other financial instruments mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">226</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">798 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">455 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 Dec</span></div></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,224</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,413 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,349 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 The debt instruments, issued for funding purposes, are designated under the fair value option to reduce an accounting mismatch.</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">HSBC Holdings</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:348.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net income/(expense) arising on:</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– trading activities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,094</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(336)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other instruments managed on a fair value basis</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,137 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:justify;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net income from financial instruments held for trading or managed on a fair value basis</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,129</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">110 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">801 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives managed in conjunction with HSBC Holdings-issued debt securities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,529)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(625)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">694 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:justify;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other changes in fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,673</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">974 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,020)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:justify;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Changes in fair value of designated debt and related derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,144</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">349 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(326)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:justify;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Changes in fair value of other financial instruments mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,409)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(420)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,141 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 Dec</span></div></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,864</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">39 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,616 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div> | |
| CY2022 | ifrs-full |
Trading Income Expense
TradingIncomeExpense
|
10469000000 | usd |
| CY2021 | ifrs-full |
Trading Income Expense
TradingIncomeExpense
|
7744000000 | usd |
| CY2020 | ifrs-full |
Trading Income Expense
TradingIncomeExpense
|
9582000000 | usd |
| CY2022 | ifrs-full |
Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss
InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss
|
-3394000000 | usd |
| CY2021 | ifrs-full |
Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss
InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss
|
4053000000 | usd |
| CY2020 | ifrs-full |
Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss
InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss
|
2081000000 | usd |
| CY2022 | hsbc |
Gains Losses On Change In Fair Value Of Long Term Debt And Related Derivatives
GainsLossesOnChangeInFairValueOfLongTermDebtAndRelatedDerivatives
|
-77000000 | usd |
| CY2021 | hsbc |
Gains Losses On Change In Fair Value Of Long Term Debt And Related Derivatives
GainsLossesOnChangeInFairValueOfLongTermDebtAndRelatedDerivatives
|
-182000000 | usd |
| CY2020 | hsbc |
Gains Losses On Change In Fair Value Of Long Term Debt And Related Derivatives
GainsLossesOnChangeInFairValueOfLongTermDebtAndRelatedDerivatives
|
231000000 | usd |
| CY2022 | ifrs-full |
Gains Losses On Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value
GainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue
|
226000000 | usd |
| CY2021 | ifrs-full |
Gains Losses On Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value
GainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue
|
798000000 | usd |
| CY2022 | hsbc |
Gains Losses On Financial Assets And Liabilities At Fair Value Through Profit Or Loss
GainsLossesOnFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLoss
|
7224000000 | usd |
| CY2021 | hsbc |
Gains Losses On Financial Assets And Liabilities At Fair Value Through Profit Or Loss
GainsLossesOnFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLoss
|
12413000000 | usd |
| CY2020 | hsbc |
Gains Losses On Financial Assets And Liabilities At Fair Value Through Profit Or Loss
GainsLossesOnFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLoss
|
12349000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Insurance Contracts Explanatory
DisclosureOfInsuranceContractsExplanatory
|
<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:487.00pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">4</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Insurance business</span></div></td></tr></table></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:291.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net insurance premium income</span><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:30pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Non-linked<br/>insurance</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%"> Linked life<br/>insurance</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Investment</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">contracts with DPF</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross insurance premium income</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,685</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">824</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,547</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,056</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurers’ share of gross insurance premium income</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,226)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,231)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,459</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">819</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,547</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,825</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross insurance premium income</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,529 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,027 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,873 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,429 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurers’ share of gross insurance premium income</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(555)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(559)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Year ended 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,974 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,023 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,873 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,870 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross insurance premium income</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,321 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">579 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,563 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,463 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurers’ share of gross insurance premium income</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(362)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(370)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Year ended 31 Dec 2020</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,959 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">571 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,563 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,093 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 This table is presented after elimination of inter-company transactions between our insurance manufacturing operations and other Group entities.</span></div><div style="margin-bottom:8pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 Discretionary participation features.</span></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:293.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:14pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net insurance claims and benefits paid and movement in liabilities to policyholders</span><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Non-linked<br/>insurance</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Linked life<br/>insurance</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Investment</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">contracts with DPF</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross claims and benefits paid and movement in liabilities</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,008</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(124)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">183</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,067</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– claims, benefits and surrenders paid</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,032</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">680</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,845</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,557</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– movement in liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,976</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(804)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,662)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,510</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurers’ share of claims and benefits paid and movement in liabilities</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,206)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,198)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– claims, benefits and surrenders paid</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,005)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(7)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,012)</span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– movement in liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(201)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(186)</span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,802</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(116)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">183</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,869</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross claims and benefits paid and movement in liabilities</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,474 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,134 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,332 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,940 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– claims, benefits and surrenders paid</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,929 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,023 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,142 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,094 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– movement in liabilities</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,545 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">111 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,190 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,846 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurers’ share of claims and benefits paid and movement in liabilities</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(543)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(9)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(552)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– claims, benefits and surrenders paid</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(343)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(7)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(350)</span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– movement in liabilities</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(200)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(202)</span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Year ended 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,931 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,125 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,332 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,388 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross claims and benefits paid and movement in liabilities</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,050 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,112 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,853 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,015 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– claims, benefits and surrenders paid</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,695 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">900 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,083 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,678 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– movement in liabilities</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,355 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">212 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(230)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,337 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurers’ share of claims and benefits paid and movement in liabilities</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(366)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(370)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– claims, benefits and surrenders paid</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(430)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(440)</span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– movement in liabilities</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">64 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">70 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Year ended 31 Dec 2020</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,684 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,108 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,853 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,645 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">This table is presented after elimination of inter-company transactions between our insurance manufacturing operations and other Group entities.</span></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:291.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:14pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Liabilities under insurance contracts</span><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:30pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%"> Non-linked<br/>insurance</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%"> Linked life<br/>insurance</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Investment</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">contracts with DPF</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross liabilities under insurance contracts at 1 Jan 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">79,475</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,513</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,757</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">112,745</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Claims and benefits paid</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,032)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(680)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,845)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6,557)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Increase in liabilities to policyholders</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,008</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(124)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">183</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,067</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exchange differences and other movements</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,004</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(313)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,102)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,411)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross liabilities under insurance contracts at 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">88,455</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,396</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,993</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,844</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurers’ share of liabilities under insurance contracts</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,247)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(10)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,257)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net liabilities under insurance contracts at 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">84,208</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,386</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,993</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">110,587</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross liabilities under insurance contracts at 1 Jan 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72,464 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,449 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,278 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">107,191 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Claims and benefits paid</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,929)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,023)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,142)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(6,094)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Increase in liabilities to policyholders</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,474 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,134 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,332 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,940 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exchange differences and other movements</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(534)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(47)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,711)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,292)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross liabilities under insurance contracts at 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79,475 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,513 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,757 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">112,745 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurers’ share of liabilities under insurance contracts</span></div></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,638)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(30)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,668)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net liabilities under insurance contracts at 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">75,837 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,483 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,757 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">109,077 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">This table is presented after elimination of inter-company transactions between our insurance manufacturing operations and other Group entities.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Discretionary participation features.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">‘Exchange differences and other movements’ includes movements in liabilities arising from net unrealised investment gains recognised in other comprehensive income.</span></div>The key factors contributing to the movement in liabilities to policyholders included movements in the market value of assets supporting policyholder liabilities, death claims, surrenders, lapses, new business, the declaration of bonuses and other amounts attributable to policyholders. | |
| CY2022 | ifrs-full |
Disclosure Of Net Gross And Reinsurers Share For Amounts Arising From Insurance Contracts Explanatory
DisclosureOfNetGrossAndReinsurersShareForAmountsArisingFromInsuranceContractsExplanatory
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<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:291.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net insurance premium income</span><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:30pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Non-linked<br/>insurance</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%"> Linked life<br/>insurance</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Investment</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">contracts with DPF</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross insurance premium income</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,685</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">824</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,547</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,056</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurers’ share of gross insurance premium income</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,226)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,231)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,459</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">819</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,547</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,825</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross insurance premium income</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,529 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,027 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,873 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,429 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurers’ share of gross insurance premium income</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(555)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(559)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Year ended 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,974 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,023 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,873 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,870 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross insurance premium income</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,321 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">579 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,563 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,463 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurers’ share of gross insurance premium income</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(362)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(370)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Year ended 31 Dec 2020</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,959 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">571 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,563 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,093 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 This table is presented after elimination of inter-company transactions between our insurance manufacturing operations and other Group entities.</span></div><div style="margin-bottom:8pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 Discretionary participation features.</span></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:293.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:14pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net insurance claims and benefits paid and movement in liabilities to policyholders</span><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Non-linked<br/>insurance</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Linked life<br/>insurance</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Investment</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">contracts with DPF</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross claims and benefits paid and movement in liabilities</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,008</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(124)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">183</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,067</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– claims, benefits and surrenders paid</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,032</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">680</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,845</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,557</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– movement in liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,976</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(804)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,662)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,510</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurers’ share of claims and benefits paid and movement in liabilities</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,206)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,198)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– claims, benefits and surrenders paid</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,005)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(7)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,012)</span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– movement in liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(201)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(186)</span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,802</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(116)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">183</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,869</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross claims and benefits paid and movement in liabilities</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,474 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,134 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,332 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,940 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– claims, benefits and surrenders paid</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,929 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,023 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,142 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,094 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– movement in liabilities</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,545 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">111 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,190 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,846 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurers’ share of claims and benefits paid and movement in liabilities</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(543)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(9)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(552)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– claims, benefits and surrenders paid</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(343)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(7)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(350)</span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– movement in liabilities</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(200)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(202)</span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Year ended 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,931 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,125 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,332 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,388 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross claims and benefits paid and movement in liabilities</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,050 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,112 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,853 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,015 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– claims, benefits and surrenders paid</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,695 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">900 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,083 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,678 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– movement in liabilities</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,355 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">212 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(230)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,337 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurers’ share of claims and benefits paid and movement in liabilities</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(366)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(370)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– claims, benefits and surrenders paid</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(430)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(440)</span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– movement in liabilities</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">64 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">70 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Year ended 31 Dec 2020</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,684 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,108 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,853 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,645 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">This table is presented after elimination of inter-company transactions between our insurance manufacturing operations and other Group entities.</span></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:291.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:14pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Liabilities under insurance contracts</span><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:30pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%"> Non-linked<br/>insurance</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%"> Linked life<br/>insurance</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Investment</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">contracts with DPF</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross liabilities under insurance contracts at 1 Jan 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">79,475</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,513</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,757</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">112,745</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Claims and benefits paid</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,032)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(680)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,845)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6,557)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Increase in liabilities to policyholders</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,008</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(124)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">183</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,067</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exchange differences and other movements</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,004</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(313)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,102)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,411)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross liabilities under insurance contracts at 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">88,455</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,396</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,993</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,844</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurers’ share of liabilities under insurance contracts</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,247)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(10)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,257)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net liabilities under insurance contracts at 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">84,208</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,386</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,993</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">110,587</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross liabilities under insurance contracts at 1 Jan 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72,464 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,449 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,278 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">107,191 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Claims and benefits paid</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,929)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,023)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,142)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(6,094)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Increase in liabilities to policyholders</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,474 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,134 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,332 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,940 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exchange differences and other movements</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(534)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(47)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,711)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,292)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross liabilities under insurance contracts at 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79,475 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,513 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,757 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">112,745 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurers’ share of liabilities under insurance contracts</span></div></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,638)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(30)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,668)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net liabilities under insurance contracts at 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">75,837 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,483 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,757 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">109,077 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">This table is presented after elimination of inter-company transactions between our insurance manufacturing operations and other Group entities.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Discretionary participation features.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">‘Exchange differences and other movements’ includes movements in liabilities arising from net unrealised investment gains recognised in other comprehensive income.</span></div> | |
| CY2022 | ifrs-full |
Income Arising From Insurance Contracts
IncomeArisingFromInsuranceContracts
|
12825000000 | usd |
| CY2021 | ifrs-full |
Income Arising From Insurance Contracts
IncomeArisingFromInsuranceContracts
|
10870000000 | usd |
| CY2020 | ifrs-full |
Income Arising From Insurance Contracts
IncomeArisingFromInsuranceContracts
|
10093000000 | usd |
| CY2022 | hsbc |
Claims And Benefits Paid Net Of Reinsurance Recoveries And Increase Decrease In Insurance Liabilities Net Of Reinsurance
ClaimsAndBenefitsPaidNetOfReinsuranceRecoveriesAndIncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance
|
9869000000 | usd |
| CY2021 | hsbc |
Claims And Benefits Paid Net Of Reinsurance Recoveries And Increase Decrease In Insurance Liabilities Net Of Reinsurance
ClaimsAndBenefitsPaidNetOfReinsuranceRecoveriesAndIncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance
|
14388000000 | usd |
| CY2020 | hsbc |
Claims And Benefits Paid Net Of Reinsurance Recoveries And Increase Decrease In Insurance Liabilities Net Of Reinsurance
ClaimsAndBenefitsPaidNetOfReinsuranceRecoveriesAndIncreaseDecreaseInInsuranceLiabilitiesNetOfReinsurance
|
12645000000 | usd |
| CY2022 | ifrs-full |
Cash Paid Liabilities Under Insurance Contracts And Reinsurance Contracts Issued
CashPaidLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued
|
6557000000 | usd |
| CY2022 | hsbc |
Additions Reductions Other Than Through Business Combinations Liabilities Under Insurance Contracts And Reinsurance Contracts Issued
AdditionsReductionsOtherThanThroughBusinessCombinationsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued
|
11067000000 | usd |
| CY2022 | ifrs-full |
Increase Decrease Through Net Exchange Differences Liabilities Under Insurance Contracts And Reinsurance Contracts Issued
IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued
|
-2411000000 | usd |
| CY2022Q4 | ifrs-full |
Liabilities Arising From Insurance Contracts
LiabilitiesArisingFromInsuranceContracts
|
110587000000 | usd |
| CY2021 | ifrs-full |
Cash Paid Liabilities Under Insurance Contracts And Reinsurance Contracts Issued
CashPaidLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued
|
6094000000 | usd |
| CY2021 | ifrs-full |
Additions Liabilities Under Insurance Contracts And Reinsurance Contracts Issued
AdditionsLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued
|
14940000000 | usd |
| CY2021 | ifrs-full |
Increase Decrease Through Net Exchange Differences Liabilities Under Insurance Contracts And Reinsurance Contracts Issued
IncreaseDecreaseThroughNetExchangeDifferencesLiabilitiesUnderInsuranceContractsAndReinsuranceContractsIssued
|
-3292000000 | usd |
| CY2021Q4 | ifrs-full |
Liabilities Arising From Insurance Contracts
LiabilitiesArisingFromInsuranceContracts
|
109077000000 | usd |
| CY2022 | hsbc |
Employee Benefit Expense Excluding Capitalised Wages And Salaries
EmployeeBenefitExpenseExcludingCapitalisedWagesAndSalaries
|
18366000000 | usd |
| CY2021 | hsbc |
Employee Benefit Expense Excluding Capitalised Wages And Salaries
EmployeeBenefitExpenseExcludingCapitalisedWagesAndSalaries
|
18742000000 | usd |
| CY2020 | hsbc |
Employee Benefit Expense Excluding Capitalised Wages And Salaries
EmployeeBenefitExpenseExcludingCapitalisedWagesAndSalaries
|
18076000000 | usd |
| CY2022 | hsbc |
Capitalised Wages And Salaries
CapitalisedWagesAndSalaries
|
922000000 | usd |
| CY2021 | hsbc |
Capitalised Wages And Salaries
CapitalisedWagesAndSalaries
|
870000000 | usd |
| CY2020 | hsbc |
Capitalised Wages And Salaries
CapitalisedWagesAndSalaries
|
1320000000 | usd |
| CY2022 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
19288000000 | usd |
| CY2021 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
19612000000 | usd |
| CY2020 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
19396000000 | usd |
| CY2022 | ifrs-full |
Wages And Salaries
WagesAndSalaries
|
16954000000 | usd |
| CY2021 | ifrs-full |
Wages And Salaries
WagesAndSalaries
|
17072000000 | usd |
| CY2020 | ifrs-full |
Wages And Salaries
WagesAndSalaries
|
17072000000 | usd |
| CY2022 | ifrs-full |
Social Security Contributions
SocialSecurityContributions
|
1413000000 | usd |
| CY2021 | ifrs-full |
Social Security Contributions
SocialSecurityContributions
|
1503000000 | usd |
| CY2020 | ifrs-full |
Social Security Contributions
SocialSecurityContributions
|
1378000000 | usd |
| CY2022 | hsbc |
Post Employment Benefit Expense Defined Benefit Plans Defined Contribution Plans And Defined Benefit And Contribution Healthcare Plans
PostEmploymentBenefitExpenseDefinedBenefitPlansDefinedContributionPlansAndDefinedBenefitAndContributionHealthcarePlans
|
921000000 | usd |
| CY2021 | hsbc |
Post Employment Benefit Expense Defined Benefit Plans Defined Contribution Plans And Defined Benefit And Contribution Healthcare Plans
PostEmploymentBenefitExpenseDefinedBenefitPlansDefinedContributionPlansAndDefinedBenefitAndContributionHealthcarePlans
|
1037000000 | usd |
| CY2020 | hsbc |
Post Employment Benefit Expense Defined Benefit Plans Defined Contribution Plans And Defined Benefit And Contribution Healthcare Plans
PostEmploymentBenefitExpenseDefinedBenefitPlansDefinedContributionPlansAndDefinedBenefitAndContributionHealthcarePlans
|
946000000 | usd |
| CY2022 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
19288000000 | usd |
| CY2021 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
19612000000 | usd |
| CY2020 | ifrs-full |
Employee Benefits Expense
EmployeeBenefitsExpense
|
19396000000 | usd |
| CY2022 | ifrs-full |
Average Number Of Employees
AverageNumberOfEmployees
|
232642 | employee |
| CY2021 | ifrs-full |
Average Number Of Employees
AverageNumberOfEmployees
|
231556 | employee |
| CY2020 | ifrs-full |
Average Number Of Employees
AverageNumberOfEmployees
|
239712 | employee |
| CY2022 | ifrs-full |
Average Number Of Employees
AverageNumberOfEmployees
|
232642 | employee |
| CY2021 | ifrs-full |
Average Number Of Employees
AverageNumberOfEmployees
|
231556 | employee |
| CY2020 | ifrs-full |
Average Number Of Employees
AverageNumberOfEmployees
|
239712 | employee |
| CY2022 | hsbc |
Incentive Awards Granted In Current Year
IncentiveAwardsGrantedInCurrentYear
|
3359000000 | usd |
| CY2021 | hsbc |
Incentive Awards Granted In Current Year
IncentiveAwardsGrantedInCurrentYear
|
3495000000 | usd |
| CY2020 | hsbc |
Incentive Awards Granted In Current Year
IncentiveAwardsGrantedInCurrentYear
|
2659000000 | usd |
| CY2022 | hsbc |
Incentive Awards Current Year Portion Deferred
IncentiveAwardsCurrentYearPortionDeferred
|
343000000 | usd |
| CY2021 | hsbc |
Incentive Awards Current Year Portion Deferred
IncentiveAwardsCurrentYearPortionDeferred
|
379000000 | usd |
| CY2020 | hsbc |
Incentive Awards Current Year Portion Deferred
IncentiveAwardsCurrentYearPortionDeferred
|
239000000 | usd |
| CY2022 | hsbc |
Current Year Incentive Awards Recognized
CurrentYearIncentiveAwardsRecognized
|
3016000000 | usd |
| CY2021 | hsbc |
Current Year Incentive Awards Recognized
CurrentYearIncentiveAwardsRecognized
|
3116000000 | usd |
| CY2020 | hsbc |
Current Year Incentive Awards Recognized
CurrentYearIncentiveAwardsRecognized
|
2420000000 | usd |
| CY2022 | hsbc |
Incentive Awards Current Year Charges For Deferred Bonuses From Previous Years
IncentiveAwardsCurrentYearChargesForDeferredBonusesFromPreviousYears
|
239000000 | usd |
| CY2021 | hsbc |
Incentive Awards Current Year Charges For Deferred Bonuses From Previous Years
IncentiveAwardsCurrentYearChargesForDeferredBonusesFromPreviousYears
|
270000000 | usd |
| CY2020 | hsbc |
Incentive Awards Current Year Charges For Deferred Bonuses From Previous Years
IncentiveAwardsCurrentYearChargesForDeferredBonusesFromPreviousYears
|
286000000 | usd |
| CY2022Q4 | ifrs-full |
Number Of Share Options Exercisable In Sharebased Payment Arrangement
NumberOfShareOptionsExercisableInSharebasedPaymentArrangement
|
4029000 | shares |
| CY2022 | hsbc |
Incentive Awards Other Adjustments
IncentiveAwardsOtherAdjustments
|
22000000 | usd |
| CY2021 | hsbc |
Incentive Awards Other Adjustments
IncentiveAwardsOtherAdjustments
|
-4000000 | usd |
| CY2020 | hsbc |
Incentive Awards Other Adjustments
IncentiveAwardsOtherAdjustments
|
-2000000 | usd |
| CY2022 | hsbc |
Incentive Awards
IncentiveAwards
|
3233000000 | usd |
| CY2021 | hsbc |
Incentive Awards
IncentiveAwards
|
3390000000 | usd |
| CY2020 | hsbc |
Incentive Awards
IncentiveAwards
|
2708000000 | usd |
| CY2022 | ifrs-full |
Explanation Of Effect Of Sharebased Payments On Profit Or Loss
ExplanationOfEffectOfSharebasedPaymentsOnProfitOrLoss
|
<div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">‘Wages and salaries’ includes the effect of share-based payments arrangements, of which $400m was equity settled (2021: $467m; 2020: $434m), as follows:</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:348.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Conditional share awards</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">402</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">479</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">411</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Savings-related and other share award option plans</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">51</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">424</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">506</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">462</span></td></tr></table></div> | |
| CY2022 | ifrs-full |
Expense From Equitysettled Sharebased Payment Transactions In Which Goods Or Services Received Did Not Qualify For Recognition As Assets
ExpenseFromEquitysettledSharebasedPaymentTransactionsInWhichGoodsOrServicesReceivedDidNotQualifyForRecognitionAsAssets
|
400000000 | usd |
| CY2021 | ifrs-full |
Expense From Equitysettled Sharebased Payment Transactions In Which Goods Or Services Received Did Not Qualify For Recognition As Assets
ExpenseFromEquitysettledSharebasedPaymentTransactionsInWhichGoodsOrServicesReceivedDidNotQualifyForRecognitionAsAssets
|
467000000 | usd |
| CY2020 | ifrs-full |
Expense From Equitysettled Sharebased Payment Transactions In Which Goods Or Services Received Did Not Qualify For Recognition As Assets
ExpenseFromEquitysettledSharebasedPaymentTransactionsInWhichGoodsOrServicesReceivedDidNotQualifyForRecognitionAsAssets
|
434000000 | usd |
| CY2022 | ifrs-full |
Expense From Sharebased Payment Transactions In Which Goods Or Services Received Did Not Qualify For Recognition As Assets
ExpenseFromSharebasedPaymentTransactionsInWhichGoodsOrServicesReceivedDidNotQualifyForRecognitionAsAssets
|
424000000 | usd |
| CY2021 | ifrs-full |
Expense From Sharebased Payment Transactions In Which Goods Or Services Received Did Not Qualify For Recognition As Assets
ExpenseFromSharebasedPaymentTransactionsInWhichGoodsOrServicesReceivedDidNotQualifyForRecognitionAsAssets
|
506000000 | usd |
| CY2020 | ifrs-full |
Expense From Sharebased Payment Transactions In Which Goods Or Services Received Did Not Qualify For Recognition As Assets
ExpenseFromSharebasedPaymentTransactionsInWhichGoodsOrServicesReceivedDidNotQualifyForRecognitionAsAssets
|
462000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Terms And Conditions Of Sharebased Payment Arrangement Explanatory
DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:94.00pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:417.25pt"/><td style="width:1.0pt"/></tr><tr style="height:14pt"><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:2pt;text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC share awards</span></div></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Award</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Policy</span></div></td></tr><tr style="height:81pt"><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;margin-top:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Deferred share awards (including annual incentive awards, long-term incentive (‘LTI’) awards delivered in shares) and Group Performance Share Plans (‘GPSP’)</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">An assessment of performance over the relevant period ending on 31 December is used to determine the amount of the award to be granted.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">• Deferred awards generally require employees to remain in employment over the vesting period and are generally not subject to performance conditions after the grant date. An exception to these are LTI awards, which are subject to performance conditions.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">• Deferred share awards generally vest over a period of <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjUyYThhYzU2NGYyZDQ3OTliNDE1MGYxY2ZkZmZhOWQyL3NlYzo1MmE4YWM1NjRmMmQ0Nzk5YjQxNTBmMWNmZGZmYTlkMl84OC9mcmFnOmQzN2Y1YWEyODVlNDQzODQ4MjQwYTA0MGY2YzgzNDkwL3RhYmxlOjI5NzNhYWJmZWY0ZDRkMzVhNTk5NzU0YmMxMjc0YTRiL3RhYmxlcmFuZ2U6Mjk3M2FhYmZlZjRkNGQzNWE1OTk3NTRiYzEyNzRhNGJfMi0yLTEtMS0wL3RleHRyZWdpb246YWJmMDA5NmNmZmIzNDQyOGI3NjczNTY2MDRiN2NlYjlfMjE5OTAyMzI1NjAxOTA_64a6ab4f-36d7-471d-aa63-cb6cccdb2d76">three</span>, <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjUyYThhYzU2NGYyZDQ3OTliNDE1MGYxY2ZkZmZhOWQyL3NlYzo1MmE4YWM1NjRmMmQ0Nzk5YjQxNTBmMWNmZGZmYTlkMl84OC9mcmFnOmQzN2Y1YWEyODVlNDQzODQ4MjQwYTA0MGY2YzgzNDkwL3RhYmxlOjI5NzNhYWJmZWY0ZDRkMzVhNTk5NzU0YmMxMjc0YTRiL3RhYmxlcmFuZ2U6Mjk3M2FhYmZlZjRkNGQzNWE1OTk3NTRiYzEyNzRhNGJfMi0yLTEtMS0wL3RleHRyZWdpb246YWJmMDA5NmNmZmIzNDQyOGI3NjczNTY2MDRiN2NlYjlfMzg0ODI5MDcwMjM5Mg_ca41a4c6-ea6f-49f9-be32-59b85dcb0192">four</span>, <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjUyYThhYzU2NGYyZDQ3OTliNDE1MGYxY2ZkZmZhOWQyL3NlYzo1MmE4YWM1NjRmMmQ0Nzk5YjQxNTBmMWNmZGZmYTlkMl84OC9mcmFnOmQzN2Y1YWEyODVlNDQzODQ4MjQwYTA0MGY2YzgzNDkwL3RhYmxlOjI5NzNhYWJmZWY0ZDRkMzVhNTk5NzU0YmMxMjc0YTRiL3RhYmxlcmFuZ2U6Mjk3M2FhYmZlZjRkNGQzNWE1OTk3NTRiYzEyNzRhNGJfMi0yLTEtMS0wL3RleHRyZWdpb246YWJmMDA5NmNmZmIzNDQyOGI3NjczNTY2MDRiN2NlYjlfMjE5OTAyMzI1NjAyMDQ_e61dd2ab-bdda-4fc2-be67-288e7d5a4aa1">five</span> or seven years.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">• Vested shares may be subject to a retention requirement post-vesting. </span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">• Awards are subject to malus and clawback provisions.</span></div></td></tr><tr style="height:62pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;margin-top:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">International Employee Share Purchase Plan (‘ShareMatch’)</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">The plan was first introduced in Hong Kong in 2013 and now includes employees based in 31 jurisdictions.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">• Shares are purchased in the market each quarter up to a maximum value of £750, or the equivalent in local currency.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">• Matching awards are added at a ratio of one free share for every three purchased. In mainland China, matching awards are settled in cash.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">• Matching awards vest subject to continued employment and the retention of the purchased shares for a maximum period of two years and nine months.</span></div></td></tr></table><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:107.50pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:403.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:2pt;text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC share option plans</span></div></td></tr><tr style="height:12pt"><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt;padding-left:2.25pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Main plans</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Policy</span></div></td></tr><tr style="height:59pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;margin-top:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Savings-related share option plans (‘Sharesave’)</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">• From 2014, employees eligible for the UK plan could save up to £500 per month with the option to use the savings to acquire shares.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">These are generally exercisable within six months following either the third or fifth anniversary of the commencement of a <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjUyYThhYzU2NGYyZDQ3OTliNDE1MGYxY2ZkZmZhOWQyL3NlYzo1MmE4YWM1NjRmMmQ0Nzk5YjQxNTBmMWNmZGZmYTlkMl85Ny9mcmFnOjQxMzU3MGU3ZjgwYTQ0OWNhOTM0ODM1MTFmOTdkZDExL3RhYmxlOmIzYTViZTQ2N2JkNDQxZTk4MjIyYzY4Yjk2OWVmN2Q1L3RhYmxlcmFuZ2U6YjNhNWJlNDY3YmQ0NDFlOTgyMjJjNjhiOTY5ZWY3ZDVfMi0yLTEtMS0wL3RleHRyZWdpb246MzY2NGEzYzc0ZTYyNGM2YTg0ZTAwMDg2MjJiNDM3NjZfMjE5OTAyMzI1NjE0OTY_1952cc63-f03b-407b-b8d7-427b618b5ca4">three</span>-year or <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjUyYThhYzU2NGYyZDQ3OTliNDE1MGYxY2ZkZmZhOWQyL3NlYzo1MmE4YWM1NjRmMmQ0Nzk5YjQxNTBmMWNmZGZmYTlkMl85Ny9mcmFnOjQxMzU3MGU3ZjgwYTQ0OWNhOTM0ODM1MTFmOTdkZDExL3RhYmxlOmIzYTViZTQ2N2JkNDQxZTk4MjIyYzY4Yjk2OWVmN2Q1L3RhYmxlcmFuZ2U6YjNhNWJlNDY3YmQ0NDFlOTgyMjJjNjhiOTY5ZWY3ZDVfMi0yLTEtMS0wL3RleHRyZWdpb246MzY2NGEzYzc0ZTYyNGM2YTg0ZTAwMDg2MjJiNDM3NjZfMjE5OTAyMzI1NjE1MDg_aa058129-15b0-46d5-aed4-a8105070d45f">five</span>-year contract, respectively.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">The exercise price is set at a 20% (2021: 20%) discount to the market value immediately preceding the date of invitation.</span></div></td></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Number And Weighted Average Exercise Prices Of Other Equity Instruments Explanatory
DisclosureOfNumberAndWeightedAverageExercisePricesOfOtherEquityInstrumentsExplanatory
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<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:403.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Movement on HSBC share awards</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Number</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Number</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">(000s)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">(000s)</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Conditional share awards outstanding at 1 Jan</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">109,364</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">103,473 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Additions during the year</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">90,190</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">75,549 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Released in the year</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(67,718)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(63,635)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Forfeited in the year</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5,590)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(6,023)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Conditional share awards outstanding at 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">126,246</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">109,364 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Weighted average fair value of awards granted ($)</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5.60</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.49 </span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:6pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Number And Weighted Average Exercise Prices Of Share Options Explanatory
DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory
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<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:509.25pt"><tr><td style="width:1.0pt"/><td style="width:397.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Movement on HSBC share option plans</span></div></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Savings-related<br/>share option plans</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Number</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">WAEP</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">(000s)</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">£</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Outstanding at 1 Jan 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">123,197</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.85</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Granted during the year</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,928</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.24</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exercised during the year</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,483)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.49</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Expired during the year</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9,047)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.55</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Forfeited during the year</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,944)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.79</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Outstanding at 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">115,651</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.89</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">– of which exercisable</span></td><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">4,029</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">4.11</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Weighted average remaining contractual life (years)</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.26</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Outstanding at 1 Jan 2021</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">130,953 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.97 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Granted during the year</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,410 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.15 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exercised during the year</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,878)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.80 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Expired during the year</span></div></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(11,502)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.53 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Forfeited during the year</span></div></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(7,786)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.97 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Outstanding at 31 Dec 2021</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">123,197 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.85 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 10pt;text-align:left;text-indent:-9pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">– of which exercisable</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">4,949 </span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">4.05 </span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Weighted average remaining contractual life (years)</span></div></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.02</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Weighted average exercise price.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 The weighted average fair value of options granted during the year was $1.45 (2021: $0.85).</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3 The weighted average share price at the date the options were exercised was $6.22 (2021: $5.87).</span></div> | |
| CY2021Q4 | ifrs-full |
Number Of Outstanding Share Options
NumberOfOutstandingShareOptions
|
123197000 | shares |
| CY2021Q4 | ifrs-full |
Weighted Average Exercise Price Of Share Options Outstanding In Sharebased Payment Arrangement2019
WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019
|
2.85 | |
| CY2022 | ifrs-full |
Number Of Share Options Granted In Sharebased Payment Arrangement
NumberOfShareOptionsGrantedInSharebasedPaymentArrangement
|
8928000 | shares |
| CY2022 | ifrs-full |
Weighted Average Exercise Price Of Share Options Granted In Sharebased Payment Arrangement2019
WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement2019
|
4.24 | |
| CY2022 | ifrs-full |
Number Of Share Options Exercised In Sharebased Payment Arrangement
NumberOfShareOptionsExercisedInSharebasedPaymentArrangement
|
3483000 | shares |
| CY2022 | ifrs-full |
Weighted Average Exercise Price Of Share Options Exercised In Sharebased Payment Arrangement2019
WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019
|
3.49 | |
| CY2022 | ifrs-full |
Number Of Share Options Expired In Sharebased Payment Arrangement
NumberOfShareOptionsExpiredInSharebasedPaymentArrangement
|
9047000 | shares |
| CY2022 | ifrs-full |
Weighted Average Exercise Price Of Share Options Expired In Sharebased Payment Arrangement2019
WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement2019
|
3.55 | |
| CY2022 | ifrs-full |
Number Of Share Options Forfeited In Sharebased Payment Arrangement
NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement
|
3944000 | shares |
| CY2022 | ifrs-full |
Weighted Average Exercise Price Of Share Options Forfeited In Sharebased Payment Arrangement2019
WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement2019
|
2.79 | |
| CY2022Q4 | ifrs-full |
Number Of Outstanding Share Options
NumberOfOutstandingShareOptions
|
115651000 | shares |
| CY2022Q4 | ifrs-full |
Weighted Average Exercise Price Of Share Options Outstanding In Sharebased Payment Arrangement2019
WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019
|
2.89 | |
| CY2022Q4 | ifrs-full |
Weighted Average Exercise Price Of Share Options Exercisable In Sharebased Payment Arrangement2019
WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019
|
4.11 | |
| CY2022 | ifrs-full |
Weighted Average Remaining Contractual Life Of Outstanding Share Options2019
WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019
|
P2Y3M3D | |
| CY2020Q4 | ifrs-full |
Number Of Outstanding Share Options
NumberOfOutstandingShareOptions
|
130953000 | shares |
| CY2020Q4 | ifrs-full |
Weighted Average Exercise Price Of Share Options Outstanding In Sharebased Payment Arrangement2019
WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019
|
2.97 | |
| CY2021 | ifrs-full |
Number Of Share Options Granted In Sharebased Payment Arrangement
NumberOfShareOptionsGrantedInSharebasedPaymentArrangement
|
15410000 | shares |
| CY2021 | ifrs-full |
Weighted Average Exercise Price Of Share Options Granted In Sharebased Payment Arrangement2019
WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement2019
|
3.15 | |
| CY2021 | ifrs-full |
Number Of Share Options Exercised In Sharebased Payment Arrangement
NumberOfShareOptionsExercisedInSharebasedPaymentArrangement
|
3878000 | shares |
| CY2021 | ifrs-full |
Weighted Average Exercise Price Of Share Options Exercised In Sharebased Payment Arrangement2019
WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019
|
3.80 | |
| CY2021 | ifrs-full |
Number Of Share Options Expired In Sharebased Payment Arrangement
NumberOfShareOptionsExpiredInSharebasedPaymentArrangement
|
11502000 | shares |
| CY2021 | ifrs-full |
Weighted Average Exercise Price Of Share Options Expired In Sharebased Payment Arrangement2019
WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement2019
|
3.53 | |
| CY2021 | ifrs-full |
Number Of Share Options Forfeited In Sharebased Payment Arrangement
NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement
|
7786000 | shares |
| CY2021 | ifrs-full |
Weighted Average Exercise Price Of Share Options Forfeited In Sharebased Payment Arrangement2019
WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement2019
|
3.97 | |
| CY2021Q4 | ifrs-full |
Number Of Outstanding Share Options
NumberOfOutstandingShareOptions
|
123197000 | shares |
| CY2021Q4 | ifrs-full |
Weighted Average Exercise Price Of Share Options Outstanding In Sharebased Payment Arrangement2019
WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019
|
2.85 | |
| CY2021Q4 | ifrs-full |
Number Of Share Options Exercisable In Sharebased Payment Arrangement
NumberOfShareOptionsExercisableInSharebasedPaymentArrangement
|
4949000 | shares |
| CY2021Q4 | ifrs-full |
Weighted Average Exercise Price Of Share Options Exercisable In Sharebased Payment Arrangement2019
WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019
|
4.05 | |
| CY2021 | ifrs-full |
Weighted Average Remaining Contractual Life Of Outstanding Share Options2019
WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019
|
P3Y7D | |
| CY2022 | ifrs-full |
Weighted Average Share Price Share Options Granted2019
WeightedAverageSharePriceShareOptionsGranted2019
|
1.45 | |
| CY2021 | ifrs-full |
Weighted Average Share Price Share Options Granted2019
WeightedAverageSharePriceShareOptionsGranted2019
|
0.85 | |
| CY2022 | ifrs-full |
Weighted Average Exercise Price Of Share Options In Sharebased Payment Arrangement Exercised During Period At Date Of Exercise2019
WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise2019
|
6.22 | |
| CY2021 | ifrs-full |
Weighted Average Exercise Price Of Share Options In Sharebased Payment Arrangement Exercised During Period At Date Of Exercise2019
WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise2019
|
5.87 | |
| CY2019Q4 | hsbc |
Estimated Assets Needed To Secure All Future Pension Payments
EstimatedAssetsNeededToSecureAllFuturePensionPayments
|
33000000000 | gbp |
| CY2019Q4 | hsbc |
Estimated Assets Needed To Secure All Future Pension Payments
EstimatedAssetsNeededToSecureAllFuturePensionPayments
|
44000000000 | usd |
| CY2018Q4 | hsbc |
Past Service Cost Net Defined Benefit Liability Asset Percentage
PastServiceCostNetDefinedBenefitLiabilityAssetPercentage
|
0.009 | |
| CY2018 | ifrs-full |
Past Service Cost Net Defined Benefit Liability Asset
PastServiceCostNetDefinedBenefitLiabilityAsset
|
187000000 | gbp |
| CY2018 | ifrs-full |
Past Service Cost Net Defined Benefit Liability Asset
PastServiceCostNetDefinedBenefitLiabilityAsset
|
239000000 | usd |
| CY2020 | ifrs-full |
Past Service Cost Net Defined Benefit Liability Asset
PastServiceCostNetDefinedBenefitLiabilityAsset
|
13000000 | gbp |
| CY2020 | ifrs-full |
Past Service Cost Net Defined Benefit Liability Asset
PastServiceCostNetDefinedBenefitLiabilityAsset
|
17000000 | usd |
| CY2022 | ifrs-full |
Past Service Cost Net Defined Benefit Liability Asset
PastServiceCostNetDefinedBenefitLiabilityAsset
|
5000000 | gbp |
| CY2022 | ifrs-full |
Past Service Cost Net Defined Benefit Liability Asset
PastServiceCostNetDefinedBenefitLiabilityAsset
|
6000000 | usd |
| CY2022 | ifrs-full |
Postemployment Benefit Expense Defined Benefit Plans
PostemploymentBenefitExpenseDefinedBenefitPlans
|
42000000 | usd |
| CY2021 | ifrs-full |
Postemployment Benefit Expense Defined Benefit Plans
PostemploymentBenefitExpenseDefinedBenefitPlans
|
243000000 | usd |
| CY2020 | ifrs-full |
Postemployment Benefit Expense Defined Benefit Plans
PostemploymentBenefitExpenseDefinedBenefitPlans
|
146000000 | usd |
| CY2022 | ifrs-full |
Postemployment Benefit Expense Defined Contribution Plans
PostemploymentBenefitExpenseDefinedContributionPlans
|
852000000 | usd |
| CY2021 | ifrs-full |
Postemployment Benefit Expense Defined Contribution Plans
PostemploymentBenefitExpenseDefinedContributionPlans
|
767000000 | usd |
| CY2020 | ifrs-full |
Postemployment Benefit Expense Defined Contribution Plans
PostemploymentBenefitExpenseDefinedContributionPlans
|
775000000 | usd |
| CY2022 | hsbc |
Postemployment Benefit Expense Defined Benefit Plans And Defined Contribution Plans
PostemploymentBenefitExpenseDefinedBenefitPlansAndDefinedContributionPlans
|
894000000 | usd |
| CY2021 | hsbc |
Postemployment Benefit Expense Defined Benefit Plans And Defined Contribution Plans
PostemploymentBenefitExpenseDefinedBenefitPlansAndDefinedContributionPlans
|
1010000000 | usd |
| CY2020 | hsbc |
Postemployment Benefit Expense Defined Benefit Plans And Defined Contribution Plans
PostemploymentBenefitExpenseDefinedBenefitPlansAndDefinedContributionPlans
|
921000000 | usd |
| CY2022 | hsbc |
Post Employment Benefit Expense Defined Benefit And Contribution Healthcare Plans
PostEmploymentBenefitExpenseDefinedBenefitAndContributionHealthcarePlans
|
27000000 | usd |
| CY2021 | hsbc |
Post Employment Benefit Expense Defined Benefit And Contribution Healthcare Plans
PostEmploymentBenefitExpenseDefinedBenefitAndContributionHealthcarePlans
|
27000000 | usd |
| CY2020 | hsbc |
Post Employment Benefit Expense Defined Benefit And Contribution Healthcare Plans
PostEmploymentBenefitExpenseDefinedBenefitAndContributionHealthcarePlans
|
25000000 | usd |
| CY2022 | hsbc |
Post Employment Benefit Expense Defined Benefit Plans Defined Contribution Plans And Defined Benefit And Contribution Healthcare Plans
PostEmploymentBenefitExpenseDefinedBenefitPlansDefinedContributionPlansAndDefinedBenefitAndContributionHealthcarePlans
|
921000000 | usd |
| CY2021 | hsbc |
Post Employment Benefit Expense Defined Benefit Plans Defined Contribution Plans And Defined Benefit And Contribution Healthcare Plans
PostEmploymentBenefitExpenseDefinedBenefitPlansDefinedContributionPlansAndDefinedBenefitAndContributionHealthcarePlans
|
1037000000 | usd |
| CY2020 | hsbc |
Post Employment Benefit Expense Defined Benefit Plans Defined Contribution Plans And Defined Benefit And Contribution Healthcare Plans
PostEmploymentBenefitExpenseDefinedBenefitPlansDefinedContributionPlansAndDefinedBenefitAndContributionHealthcarePlans
|
946000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Net Defined Benefit Liability Asset Explanatory
DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:280.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net assets/(liabilities) recognised on the balance sheet in respect of defined benefit plans</span></div></td></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value of<br/>plan assets</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Present value of<br/>defined benefit<br/>obligations</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Effect of<br/>limit on plan<br/>surpluses</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Defined benefit pension plans</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,171</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(25,693)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,478</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Defined benefit healthcare plans</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">96</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(388)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(292)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,267</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(26,081)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,186</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total employee benefit liabilities (within Note 27 ‘Accruals, deferred income and other liabilities’)</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,096)</span></td><td style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total employee benefit assets (within Note 22 ‘Prepayments, accrued income and other assets’)</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,282</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Defined benefit pension plans</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">51,431 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(42,277)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(23)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,131 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Defined benefit healthcare plans</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">103 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(572)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(469)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">51,534 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(42,849)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(23)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,662 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total employee benefit liabilities (within Note 27 ‘Accruals, deferred income and other liabilities’)</span></div></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,607)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total employee benefit assets (within Note 22 ‘Prepayments, accrued income and other assets’)</span></div></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,269 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:189.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net asset/(liability) under defined benefit pension plans </span></div></td></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value of plan assets</span></td><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Present value of defined benefit obligations</span></td><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Effect of the asset ceiling</span></td><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Net defined benefit asset/(liability)</span></td></tr><tr style="height:21pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Principal</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">plan</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Other<br/>plans</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Principal</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">plan</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Other<br/>plans</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Principal</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">plan</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Other<br/>plans</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Principal</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">plan</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Other<br/>plans</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 1 Jan 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41,384</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,047</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(32,255)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(10,022)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(23)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,129</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Service cost</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(30)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(170)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(30)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(170)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– current service cost</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(12)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(161)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(12)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(161)</span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– past service cost and gains/(losses) from settlements</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(18)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(18)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9)</span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net interest income/(cost) on the net defined benefit asset/(liability)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">703</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">198</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(546)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(202)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">157</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Remeasurement effects recognised in other comprehensive income</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11,505)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,181)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,532</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,360</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,973)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">176</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– return on plan assets (excluding interest income)</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11,505)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,181)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11,505)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,181)</span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– actuarial gains/(losses) financial assumptions</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,543</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,383</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,543</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,383</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– actuarial gains/(losses) demographic assumptions</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(123)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(123)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– actuarial gains/(losses) experience adjustments</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(888)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(47)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(888)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(47)</span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other changes</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exchange differences</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,288)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(180)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,325</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(963)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(143)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Benefits paid</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,222)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(616)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,222</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">686</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">70</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other movements</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">49</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(218)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(35)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">407</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">214</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,121</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,050</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(18,787)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6,906)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,334</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">144</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 1 Jan 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,505 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,485 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(33,005)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10,990)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(44)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,500 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(549)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Service cost</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(55)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(276)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(55)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(276)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– current service cost</span></div></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(14)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(206)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(14)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(206)</span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– past service cost and losses from settlements</span></div></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(41)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(70)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(41)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(70)</span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net interest income/(cost) on the net defined benefit asset/(liability)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">613 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">172 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(473)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(174)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">140 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Remeasurement effects recognised in other comprehensive income</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(377)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(271)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">471 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(648)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">500 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– return on plan assets (excluding interest income)</span></td><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(377)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(377)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– actuarial gains/(losses) financial assumptions</span></td><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">611 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">315 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">611 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">315 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– actuarial gains/(losses) demographic assumptions</span></td><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(447)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">64 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(447)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">64 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– actuarial gains/(losses) experience adjustments</span></td><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(435)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">92 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(435)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">92 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other changes</span></td><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exchange differences</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(361)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(94)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">283 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">138 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(78)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">44 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Benefits paid</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,396)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(645)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,396 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">712 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">67 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other movements</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">400 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">122 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(130)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">97 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">270 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">219 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">41,384 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,047 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(32,255)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10,022)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(23)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,129 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 For further details of the principal plan, see page 377.</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 Other movements include contributions by HSBC, contributions by employees, administrative costs and taxes paid by plan.</span></div> | |
| CY2022Q4 | ifrs-full |
Liability Asset Of Defined Benefit Plans
LiabilityAssetOfDefinedBenefitPlans
|
-6186000000 | usd |
| CY2021Q4 | ifrs-full |
Liability Asset Of Defined Benefit Plans
LiabilityAssetOfDefinedBenefitPlans
|
-8662000000 | usd |
| CY2022 | ifrs-full |
Estimate Of Contributions Expected To Be Paid To Plan
EstimateOfContributionsExpectedToBePaidToPlan
|
129000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Information About Maturity Profile Of Defined Benefit Obligation Explanatory
DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory
|
Benefits expected to be paid from the plans to retirees over each of the next five years, and in aggregate for the five years thereafter, are as follows:<div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:181.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="21" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Benefits expected to be paid from plans</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2023</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2026</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2027</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2028-2032</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The principal plan</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1,2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,234 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,275 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,317 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,359 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,403 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,737 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other plans</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">433 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">439 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">445 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">428 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">452 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,231 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 The duration of the defined benefit obligation is 13.2 years for the principal plan under the disclosure assumptions adopted (2021: 17.3 years) and 10.2 years for all other plans combined (2021: 12.7 years).</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 For further details of the principal plan, see page 377.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Fair Value Of Plan Assets Explanatory
DisclosureOfFairValueOfPlanAssetsExplanatory
|
<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:662.25pt"><tr><td style="width:1.0pt"/><td style="width:108.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/></tr><tr style="height:14pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair value of plan assets by asset classes</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">31 Dec 2022</span></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">31 Dec 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:39pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Quoted<br/>market price<br/>in active<br/>market</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">No quoted<br/>market price<br/>in active<br/>market</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Thereof<br/>HSBC</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Value</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Quoted<br/>market price<br/>in active<br/>market</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">No quoted<br/>market price<br/>in active<br/>market</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Thereof<br/>HSBC</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">The principal plan</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value of plan assets</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,121</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,915</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,206</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">510</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">41,384 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36,270 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,114 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,037 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– equities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">112</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">112</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">197 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">192 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-left:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– bonds</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,764</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,301</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">463</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36,295 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">35,612 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">683 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-left:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,203</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,203</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">510</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,864 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,864 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,037 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-left:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– property</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">842</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">842</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,094 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,094 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">5</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,200</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(386)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,586</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,934 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">653 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,281 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-left:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other plans</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value of plan assets</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,050</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,848</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,202</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,047 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,248 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,799 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">52 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– equities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">639</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">486</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">153</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">892 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">668 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">224 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-left:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– bonds</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,986</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,537</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">449</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,080 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,490 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">590 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-left:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(13)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-left:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– property</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">109</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">123 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">119 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-left:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,312</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">722</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">590</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,945 </span></td><td style="border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">984 </span></td><td style="border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">961 </span></td><td style="border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42 </span></td><td style="border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-left:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 The fair value of plan assets includes derivatives entered into with HSBC Bank plc as detailed in Note 36. </span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 For further details on the principal plan, see page 377.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3 Includes $112m (2021: $192m) in relation to private equities. </span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4 Principal plan bonds includes fixed income bonds of $5,285m (2021: $18,315m) and index-linked bonds of $9,479m (2021: $18,160m).</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">5 Other assets within the principal plan includes $8,586m (2021: $1,281m) of unquoted pooled investment vehicles, of which the majority of the underlying assets are invested in bonds.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Defined Benefit Plans Explanatory
DisclosureOfDefinedBenefitPlansExplanatory
|
<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:84.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:76.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:107.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Key actuarial assumptions for the principal plan</span><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Discount rate</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Inflation rate (RPI)</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Inflation rate (CPI)</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Rate of increase for pensions</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Rate of pay increase</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">UK</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.93</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.39</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.84</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.27</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.34</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.90 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.45 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.20 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.30 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.45 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 For further details on the principal plan, see page 377.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:233.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:54.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:54.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:54.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:54.25pt"/><td style="width:1.0pt"/></tr><tr style="height:14pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Mortality tables and average life expectancy at age 60 </span><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> </span><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">for the principal plan</span><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Mortality<br/>table</span></td><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Life expectancy at age 60 for<br/>a male member currently:</span></td><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Life expectancy at age 60 for<br/>a female member currently:</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Aged 60</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Aged 40</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Aged 60</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Aged 40</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">UK</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">SAPS S3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27.1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28.6</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28.4</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29.9</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SAPS S3</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27.3</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28.8</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28.5</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30.1</span></td></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 For further details of the principal plan, see page 377.</span></div><div style="margin-bottom:8pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 Self-administered pension scheme (‘SAPS’) S3 table, with different tables and multipliers adopted based on gender, pension amount and member status, reflecting the Scheme’s actual mortality experience. Improvements are projected in accordance with the Continuous Mortality Investigation’s CMI 2021 core projection model with an initial addition to improvement of 0.25% per annum, a long-term rate of improvement of 1.25% per annum, and a 5% weighting to 2020 and 2021 mortality experience reflecting updated long-term view on mortality improvements post-pandemic.</span></div> | |
| CY2022Q4 | hsbc |
Actuarial Assumption Of Expected Rates Of Inflation Consumer Price Index
ActuarialAssumptionOfExpectedRatesOfInflationConsumerPriceIndex
|
0.0284 | |
| CY2021Q4 | hsbc |
Actuarial Assumption Of Expected Rates Of Inflation Consumer Price Index
ActuarialAssumptionOfExpectedRatesOfInflationConsumerPriceIndex
|
0.0320 | |
| CY2022 | ifrs-full |
Disclosure Of Sensitivity Analysis For Actuarial Assumptions Explanatory
DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory
|
<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:293.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:12pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The effect of changes in key assumptions on the principal plan</span><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Impact on HBUK section of the </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">HSBC Bank (UK) Pension Scheme obligation</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Financial impact of increase</span></td><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Financial impact of decrease</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Discount rate – increase/decrease of 0.25%</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(582)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,337)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">612</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,425 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Inflation rate (RPI and CPI) – increase/decrease of 0.25%</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">466</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,211 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(446)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(980)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Pension payments and deferred pensions – increase/decrease of 0.25%</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">551</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,267 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(519)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,177)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Pay – increase/decrease of 0.25%</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(10)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(20)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Change in mortality – increase of 1 year</span></div></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">470</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,387 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">N/A</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 For further details of the principal plan, see page 377.</span></div><div style="margin-bottom:8pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 Sensitivities allow for HSBC UK’s convention of rounding pension assumptions during 2022 to the nearest 0.01% (2021: 0.05%). The degree of rounding has been increased to align with market practice.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Auditors Remuneration Explanatory
DisclosureOfAuditorsRemunerationExplanatory
|
<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:487.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">6</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Auditor’s remuneration</span></div></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:346.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Audit fees payable to PwC</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">97.6</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88.1</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">92.9</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other audit fees payable</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.6</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.0</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.0</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 Dec</span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99.2</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90.1</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">93.9</span></td></tr></table></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:346.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Fees payable by HSBC to PwC</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fees for HSBC Holdings’ statutory audit</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19.5 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21.9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fees for other services provided to HSBC</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">126.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">109.9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">108.3 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– audit of HSBC’s subsidiaries</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">75.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">68.6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">71.0 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– audit-related assurance services</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17.2 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other assurance services</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4,5</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20.1 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">148.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">129.4 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">130.2 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Audit fees payable to PwC in 2022 included adjustments made to the prior year audit fee after finalisation of the 2021 financial statements. </span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Fees payable to PwC for the statutory audit of the consolidated financial statements of HSBC and the separate financial statements of HSBC Holdings. They include amounts payable for services relating to the consolidation returns of HSBC Holdings’ subsidiaries, which are clearly identifiable as being in support of the Group audit opinion.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Including services for assurance and other services that relate to statutory and regulatory filings, including interim reviews.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Including permitted services relating to attestation reports on internal controls of a service organisation primarily prepared for and used by third-party end user, including comfort letters.</span></div><div style="margin-bottom:8pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">5 Includes reviews of PRA regulatory reporting returns. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">No fees were payable by HSBC to PwC as principal auditor for the following types of services: internal audit services and services related to litigation, recruitment and remuneration.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:511.50pt"><tr><td style="width:1.0pt"/><td style="width:315.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fees payable by HSBC’s associated pension schemes to PwC</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$000</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$000</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$000</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Audit of HSBC’s associated pension schemes</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">480</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">382 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">316 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 Dec</span></div></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">480</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">382 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">316 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">No fees were payable by HSBC’s associated pension schemes to PwC as principal auditor for the following types of services: internal audit services, other assurance services, services related to corporate finance transactions, valuation and actuarial services, litigation, recruitment and remuneration, and information technology.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In addition to the above, the estimated fees paid to PwC by third parties associated with HSBC amounted to $13.1m (2021: $6.3m; 2020: $12.3m). In these cases, HSBC was connected with the contracting party and may therefore have been involved in appointing PwC. These fees arose from services such as auditing mutual funds managed by HSBC and reviewing the financial position of corporate concerns that borrow from HSBC.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fees payable for non-audit services for HSBC Holdings are not disclosed separately because such fees are disclosed on a consolidated basis for the Group.</span></div> | |
| CY2022 | hsbc |
Auditors Remuneration For Statutory And Subsidiary Audit Services
AuditorsRemunerationForStatutoryAndSubsidiaryAuditServices
|
97600000 | usd |
| CY2021 | hsbc |
Auditors Remuneration For Statutory And Subsidiary Audit Services
AuditorsRemunerationForStatutoryAndSubsidiaryAuditServices
|
88100000 | usd |
| CY2020 | hsbc |
Auditors Remuneration For Statutory And Subsidiary Audit Services
AuditorsRemunerationForStatutoryAndSubsidiaryAuditServices
|
92900000 | usd |
| CY2022 | hsbc |
Auditors Remuneration For Other Audit Services
AuditorsRemunerationForOtherAuditServices
|
1600000 | usd |
| CY2021 | hsbc |
Auditors Remuneration For Other Audit Services
AuditorsRemunerationForOtherAuditServices
|
2000000.0 | usd |
| CY2020 | hsbc |
Auditors Remuneration For Other Audit Services
AuditorsRemunerationForOtherAuditServices
|
1000000.0 | usd |
| CY2022 | ifrs-full |
Auditors Remuneration For Audit Services
AuditorsRemunerationForAuditServices
|
99200000 | usd |
| CY2021 | ifrs-full |
Auditors Remuneration For Audit Services
AuditorsRemunerationForAuditServices
|
90100000 | usd |
| CY2020 | ifrs-full |
Auditors Remuneration For Audit Services
AuditorsRemunerationForAuditServices
|
93900000 | usd |
| CY2022 | hsbc |
Auditors Remuneration For Statutory Audit Services
AuditorsRemunerationForStatutoryAuditServices
|
21900000 | usd |
| CY2021 | hsbc |
Auditors Remuneration For Statutory Audit Services
AuditorsRemunerationForStatutoryAuditServices
|
19500000 | usd |
| CY2020 | hsbc |
Auditors Remuneration For Statutory Audit Services
AuditorsRemunerationForStatutoryAuditServices
|
21900000 | usd |
| CY2022 | ifrs-full |
Auditors Remuneration For Other Services
AuditorsRemunerationForOtherServices
|
126200000 | usd |
| CY2021 | ifrs-full |
Auditors Remuneration For Other Services
AuditorsRemunerationForOtherServices
|
109900000 | usd |
| CY2020 | ifrs-full |
Auditors Remuneration For Other Services
AuditorsRemunerationForOtherServices
|
108300000 | usd |
| CY2022 | hsbc |
Auditors Remuneration For Subsidiary Audit Services
AuditorsRemunerationForSubsidiaryAuditServices
|
75700000 | usd |
| CY2021 | hsbc |
Auditors Remuneration For Subsidiary Audit Services
AuditorsRemunerationForSubsidiaryAuditServices
|
68600000 | usd |
| CY2020 | hsbc |
Auditors Remuneration For Subsidiary Audit Services
AuditorsRemunerationForSubsidiaryAuditServices
|
71000000.0 | usd |
| CY2022 | hsbc |
Auditors Remuneration For Audit Related Assurance Services
AuditorsRemunerationForAuditRelatedAssuranceServices
|
26400000 | usd |
| CY2021 | hsbc |
Auditors Remuneration For Audit Related Assurance Services
AuditorsRemunerationForAuditRelatedAssuranceServices
|
18700000 | usd |
| CY2020 | hsbc |
Auditors Remuneration For Audit Related Assurance Services
AuditorsRemunerationForAuditRelatedAssuranceServices
|
17200000 | usd |
| CY2022 | hsbc |
Auditors Remuneration For Other Assurance Services
AuditorsRemunerationForOtherAssuranceServices
|
24100000 | usd |
| CY2021 | hsbc |
Auditors Remuneration For Other Assurance Services
AuditorsRemunerationForOtherAssuranceServices
|
22600000 | usd |
| CY2020 | hsbc |
Auditors Remuneration For Other Assurance Services
AuditorsRemunerationForOtherAssuranceServices
|
20100000 | usd |
| CY2022 | ifrs-full |
Auditors Remuneration
AuditorsRemuneration
|
148100000 | usd |
| CY2021 | ifrs-full |
Auditors Remuneration
AuditorsRemuneration
|
129400000 | usd |
| CY2020 | ifrs-full |
Auditors Remuneration
AuditorsRemuneration
|
130200000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Income Tax Explanatory
DisclosureOfIncomeTaxExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:487.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">7</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Tax</span></div></td></tr></table><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:346.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:14pt"><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Tax expense</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Current tax</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,991</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,250 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,700 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– for this year</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,271</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,182 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,883 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– adjustments in respect of prior years</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(280)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">68 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(183)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deferred tax</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,133)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">963 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(22)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– origination and reversal of temporary differences</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,236)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">874 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(341)</span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– effect of changes in tax rates</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(293)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">132 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">58 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– adjustments in respect of prior years</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">396</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(43)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">261 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 Dec</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">858</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,213 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,678 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Current tax included Hong Kong profits tax of $604m (2021: $813m; 2020: $888m). The Hong Kong tax rate applying to the profits of subsidiaries assessable in Hong Kong was 16.5% (2021: 16.5%; 2020: 16.5%). </span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 In addition to amounts recorded in the income statement, a tax credit of $145m (2021: charge of $7m) was recorded directly to equity.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Tax reconciliation</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The tax charged to the income statement differs from the tax charge that would apply if all profits had been taxed at the UK corporation tax rate as follows:</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:242.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Profit before tax</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,528</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,906 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,777 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Tax expense</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Taxation at UK corporation tax rate of 19.00%</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,329</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,592 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19.0 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,668 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19.0 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Impact of differently taxed overseas profits in overseas locations</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">374</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">280 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.5 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">178 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.0 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">UK banking surcharge</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">283</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">332 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.8 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(113)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1.3)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Items increasing tax charge in 2022:</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– local taxes and overseas withholding taxes</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">550</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">360 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.9 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">228 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.6 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other permanent disallowables</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">202</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">236 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.2 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">333 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.8 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– impacts of hyperinflation</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">171</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">68 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.4 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">65 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.7 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– adjustments in respect of prior period liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">116</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">78 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.9 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– tax impact of planned sale of French retail banking business</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">115</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(434)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2.3)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– bank levy</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">59</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">93 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.5 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">202 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.3 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– movements in provisions for uncertain tax positions</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-deductible goodwill write-down</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">178 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.9 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– impact of differences between French tax basis and IFRSs</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">434 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.3 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Items reducing tax charge in 2022:</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– movements in unrecognised UK deferred tax</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,191)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(12.5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">294 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.6 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">444 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.1 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-taxable income and gains</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(825)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4.7)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(641)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3.4)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(515)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(5.8)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– effect of profits in associates and joint ventures</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(504)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2.9)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(414)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2.2)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(250)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2.8)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-UK movements in unrecognised deferred tax</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(312)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1.8)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(67)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(0.4)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">608 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.9 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– impact of changes in tax rates</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(293)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1.7)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">132 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.7 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">58 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.6 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– deductions for AT1 coupon payments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(246)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1.4)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(270)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1.4)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(310)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3.5)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 December 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">858</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,213 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22.3 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,678 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30.5 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Group’s profits are taxed at different rates depending on the country or territory in which the profits arise. The key applicable tax rates for 2022 include Hong Kong (16.5%), the US (21%) and the UK (19%). If the Group’s profits were taxed at the statutory rates of the countries in which the profits arose, then the tax rate for the year would have been 22.7% (2021: 22.3%). </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The effective tax rate for the year of 4.9% was lower than in the previous year (2021: 22.3%). The effective tax rate for the year reduced by 14.3% as a result of the recognition of previously unrecognised losses in the UK of $2.2bn and France of $0.3bn, in light of improved forecast profitability.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">During 2022, legislation was enacted to reduce the rate of the UK banking surcharge from 8% to 3% from 1 April 2023, decreasing the Group’s 2022 tax charge by $173m due to the remeasurement of deferred tax balances. The main rate of UK corporation tax will increase from 19% to 25% from 1 April 2023. </span></div>Accounting for taxes involves some estimation because tax law is uncertain and its application requires a degree of judgement, which authorities may dispute. Liabilities are recognised based on best estimates of the probable outcome, taking into account external advice where appropriate. Exposures relating to legacy tax cases were reassessed during 2022, resulting in a charge of $27m to the income statement. We do not expect significant liabilities to arise in excess of the amounts provided. HSBC only recognises current and deferred tax assets where recovery is probable.<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:133.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Movement of deferred tax assets and liabilities</span></div></td></tr><tr style="height:39pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-align:right;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Loan<br/>impairment<br/>provisions</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Unused tax<br/>losses and<br/>tax credits</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Financial assets at FVOCI</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Insurance<br/>business</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Cash flow hedges</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Retirement obligations</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Other</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,162</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,001</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">84</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">176</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">109</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,690</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,222</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(254)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,640)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(22)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,928)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(427)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5,271)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 1 Jan 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,162</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,001</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(170)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,640)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">154</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,819)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,263</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(49)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Income statement</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,425</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">170</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">217</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(685)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,133</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other comprehensive income</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,679</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,159</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">692</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(642)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,888</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange and other adjustments</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(36)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(79)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(42)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">237</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(18)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,175</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,390</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,430</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,435)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,271</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,673)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(82)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,076</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,175</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,390</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,430</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,271</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,571</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,837</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,435)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,673)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,653)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,761)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:8pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"><div><span><br/></span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,242 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,821 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,850 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,037 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(896)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,622)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(70)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,306)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(973)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(5,867)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 1 Jan 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,242 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,821 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(797)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,622)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(45)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,306)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,877 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">170 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Income statement</span></div></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(89)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">161 </span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(43)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(336)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(656)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(963)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other comprehensive income</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(5)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">634 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">212 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(205)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">115 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">784 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange and other adjustments</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(14)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(7)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(13)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(73)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(40)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,162 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,001 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(170)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,640)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">154 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,819)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,263 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(49)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,162 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,001 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">84 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">176 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">109 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,690 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,222 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(254)</span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,640)</span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(22)</span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,928)</span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(427)</span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(5,271)</span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table>1 After netting off balances within countries, the balances as disclosed in the accounts are as follows: deferred tax assets of $7,498m (2021: $4,624m) and deferred tax liabilities of $2,422m (2021: $4,673m).<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In applying judgement in recognising deferred tax assets, management has assessed all available information, including future business profit projections and the track record of meeting forecasts. Management’s assessment of the likely availability of future taxable profits against which to recover deferred tax assets is based on the most recent financial forecasts approved by management, which cover a five-year period and are extrapolated where necessary, and takes into consideration the reversal of existing taxable temporary differences and past business performance. When forecasts are extrapolated beyond five years, a number of different scenarios are considered, reflecting difference downward risk adjustments, in order to assess the sensitivity of our recognition and measurement conclusions in the context of such longer-term forecasts.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Group’s deferred tax asset of $7.5bn (2021: $4.6bn) included $3.9bn (2021: $0.8bn) of deferred tax assets relating to the UK, $3.3bn (2021: $2.6bn) of deferred tax assets relating to the US and a net deferred asset of $0.7bn (2021: $0.0bn) in France. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The net UK deferred tax asset of $3.9bn excluded a $1.8bn deferred tax liability arising on the UK pension scheme surplus, the reversal of which is not taken into account when estimating future taxable profits. The UK deferred tax assets are supported by forecasts of taxable profit, also taking into consideration the history of profitability in the relevant businesses. The majority of the deferred tax asset relates to tax attributes which do not expire and are forecast to be recovered within five years and as such are less sensitive to changes in long-term profit forecasts. The net UK deferred tax asset includes $2.2bn of previously unrecognised losses that were recognised in the UK in the period in light of improved forecast profitability in the UK group. Sensitivity regarding the recognition and measurement of that deferred tax asset relates to ongoing experience outcome of UK profitability versus forecast, taking into account the non-expiring nature of the underlying attributes.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The net US deferred tax asset of $3.3bn included $1.3bn related to US tax losses, of which $1.1bn expire in 10 to 15 years. Management expects the US deferred tax asset to be substantially recovered within 14 years, with the majority recovered in the first eight years.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The net deferred tax asset in France of $0.7bn included $0.7bn related to tax losses, which are expected to be substantially recovered within <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjUyYThhYzU2NGYyZDQ3OTliNDE1MGYxY2ZkZmZhOWQyL3NlYzo1MmE4YWM1NjRmMmQ0Nzk5YjQxNTBmMWNmZGZmYTlkMl8xODEvZnJhZzphNDg2ODI3ZTM4NTk0ZjhkYjBhMGM5ZjJkZjI3Y2IxNy90ZXh0cmVnaW9uOmE0ODY4MjdlMzg1OTRmOGRiMGEwYzlmMmRmMjdjYjE3XzMyODc1Mzk3NjczMTQzMw_11b6e383-9c2f-4a9c-b0fb-6c4f5f6dc018">nine</span> to 18 years. Following recognition of $0.3bn of previously unrecognised deferred tax asset on losses, deferred tax is now recognised in full in respect of France. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Unrecognised deferred tax</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The amount of gross temporary differences, unused tax losses and tax credits for which no deferred tax asset is recognised in the balance sheet was $9.2bn (2021: $16.9bn). This amount included unused UK tax losses of $3.5bn (2021: $10.5bn), which arose prior to 1 April 2017 and can only be recovered against future taxable profits of HSBC Holdings. No deferred tax was recognised on these losses due to the absence of convincing evidence regarding the availability of sufficient future taxable profits against which to recover them. Deferred tax asset recognition is reassessed at each balance sheet date based on the available evidence. Of the total amounts unrecognised, $3.6bn (2021: $10.9bn) had no expiry date, $1.2bn (2021: $0.7bn) was scheduled to expire within 10 years and the remaining balance is expected to expire after ten years.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deferred tax is not recognised in respect of the Group’s investments in subsidiaries and branches where HSBC is able to control the timing of remittance or other realisation and where remittance or realisation is not probable in the foreseeable future. The aggregate temporary differences relating to unrecognised deferred tax liabilities arising on investments in subsidiaries and branches is $11.7bn (2021: $12.7bn) and the corresponding unrecognised deferred tax liability was $0.7bn (2021: $0.8bn).</span></div> | |
| CY2022 | ifrs-full |
Current Tax Expense Income And Adjustments For Current Tax Of Prior Periods
CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods
|
2991000000 | usd |
| CY2021 | ifrs-full |
Current Tax Expense Income And Adjustments For Current Tax Of Prior Periods
CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods
|
3250000000 | usd |
| CY2020 | ifrs-full |
Current Tax Expense Income And Adjustments For Current Tax Of Prior Periods
CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods
|
2700000000 | usd |
| CY2022 | ifrs-full |
Current Tax Expense Income
CurrentTaxExpenseIncome
|
3271000000 | usd |
| CY2021 | ifrs-full |
Current Tax Expense Income
CurrentTaxExpenseIncome
|
3182000000 | usd |
| CY2020 | ifrs-full |
Current Tax Expense Income
CurrentTaxExpenseIncome
|
2883000000 | usd |
| CY2022 | ifrs-full |
Adjustments For Current Tax Of Prior Period
AdjustmentsForCurrentTaxOfPriorPeriod
|
-280000000 | usd |
| CY2021 | ifrs-full |
Adjustments For Current Tax Of Prior Period
AdjustmentsForCurrentTaxOfPriorPeriod
|
68000000 | usd |
| CY2020 | ifrs-full |
Adjustments For Current Tax Of Prior Period
AdjustmentsForCurrentTaxOfPriorPeriod
|
-183000000 | usd |
| CY2022 | hsbc |
Deferred Tax Expense Income And Adjustments For Deferred Tax Of Prior Periods
DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods
|
-2133000000 | usd |
| CY2021 | hsbc |
Deferred Tax Expense Income And Adjustments For Deferred Tax Of Prior Periods
DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods
|
963000000 | usd |
| CY2020 | hsbc |
Deferred Tax Expense Income And Adjustments For Deferred Tax Of Prior Periods
DeferredTaxExpenseIncomeAndAdjustmentsForDeferredTaxOfPriorPeriods
|
-22000000 | usd |
| CY2022 | ifrs-full |
Deferred Tax Expense Income Relating To Origination And Reversal Of Temporary Differences
DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences
|
-2236000000 | usd |
| CY2021 | ifrs-full |
Deferred Tax Expense Income Relating To Origination And Reversal Of Temporary Differences
DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences
|
874000000 | usd |
| CY2020 | ifrs-full |
Deferred Tax Expense Income Relating To Origination And Reversal Of Temporary Differences
DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences
|
-341000000 | usd |
| CY2022 | ifrs-full |
Deferred Tax Expense Income Relating To Tax Rate Changes Or Imposition Of New Taxes
DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes
|
-293000000 | usd |
| CY2021 | ifrs-full |
Deferred Tax Expense Income Relating To Tax Rate Changes Or Imposition Of New Taxes
DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes
|
132000000 | usd |
| CY2020 | ifrs-full |
Deferred Tax Expense Income Relating To Tax Rate Changes Or Imposition Of New Taxes
DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes
|
58000000 | usd |
| CY2022 | ifrs-full |
Adjustments For Deferred Tax Of Prior Periods
AdjustmentsForDeferredTaxOfPriorPeriods
|
396000000 | usd |
| CY2021 | ifrs-full |
Adjustments For Deferred Tax Of Prior Periods
AdjustmentsForDeferredTaxOfPriorPeriods
|
-43000000 | usd |
| CY2020 | ifrs-full |
Adjustments For Deferred Tax Of Prior Periods
AdjustmentsForDeferredTaxOfPriorPeriods
|
261000000 | usd |
| CY2022 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
858000000 | usd |
| CY2021 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
4213000000 | usd |
| CY2020 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
2678000000 | usd |
| CY2022 | ifrs-full |
Current And Deferred Tax Relating To Items Charged Or Credited Directly To Equity
CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity
|
145000000 | usd |
| CY2021 | ifrs-full |
Current And Deferred Tax Relating To Items Charged Or Credited Directly To Equity
CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity
|
-7000000 | usd |
| CY2022 | ifrs-full |
Accounting Profit
AccountingProfit
|
17528000000 | usd |
| CY2021 | ifrs-full |
Accounting Profit
AccountingProfit
|
18906000000 | usd |
| CY2020 | ifrs-full |
Accounting Profit
AccountingProfit
|
8777000000 | usd |
| CY2022 | ifrs-full |
Tax Expense Income At Applicable Tax Rate
TaxExpenseIncomeAtApplicableTaxRate
|
3329000000 | usd |
| CY2022 | ifrs-full |
Applicable Tax Rate
ApplicableTaxRate
|
0.190 | |
| CY2021 | ifrs-full |
Tax Expense Income At Applicable Tax Rate
TaxExpenseIncomeAtApplicableTaxRate
|
3592000000 | usd |
| CY2021 | ifrs-full |
Applicable Tax Rate
ApplicableTaxRate
|
0.190 | |
| CY2020 | ifrs-full |
Tax Expense Income At Applicable Tax Rate
TaxExpenseIncomeAtApplicableTaxRate
|
1668000000 | usd |
| CY2020 | ifrs-full |
Applicable Tax Rate
ApplicableTaxRate
|
0.190 | |
| CY2022 | ifrs-full |
Tax Effect Of Foreign Tax Rates
TaxEffectOfForeignTaxRates
|
374000000 | usd |
| CY2022 | ifrs-full |
Tax Rate Effect Of Foreign Tax Rates
TaxRateEffectOfForeignTaxRates
|
0.021 | |
| CY2021 | ifrs-full |
Tax Effect Of Foreign Tax Rates
TaxEffectOfForeignTaxRates
|
280000000 | usd |
| CY2021 | ifrs-full |
Tax Rate Effect Of Foreign Tax Rates
TaxRateEffectOfForeignTaxRates
|
0.015 | |
| CY2020 | ifrs-full |
Tax Effect Of Foreign Tax Rates
TaxEffectOfForeignTaxRates
|
178000000 | usd |
| CY2020 | ifrs-full |
Tax Rate Effect Of Foreign Tax Rates
TaxRateEffectOfForeignTaxRates
|
0.020 | |
| CY2022 | hsbc |
Tax Effect Of Domestic Banking Surcharge
TaxEffectOfDomesticBankingSurcharge
|
283000000 | usd |
| CY2022 | hsbc |
Tax Rate Effect Of Domestic Banking Surcharge
TaxRateEffectOfDomesticBankingSurcharge
|
0.016 | |
| CY2021 | hsbc |
Tax Effect Of Domestic Banking Surcharge
TaxEffectOfDomesticBankingSurcharge
|
332000000 | usd |
| CY2021 | hsbc |
Tax Rate Effect Of Domestic Banking Surcharge
TaxRateEffectOfDomesticBankingSurcharge
|
0.018 | |
| CY2020 | hsbc |
Tax Effect Of Domestic Banking Surcharge
TaxEffectOfDomesticBankingSurcharge
|
-113000000 | usd |
| CY2020 | hsbc |
Tax Rate Effect Of Domestic Banking Surcharge
TaxRateEffectOfDomesticBankingSurcharge
|
-0.013 | |
| CY2022 | hsbc |
Tax Effect Of Foreign And Local Taxes
TaxEffectOfForeignAndLocalTaxes
|
550000000 | usd |
| CY2022 | hsbc |
Tax Rate Effect Of Foreign And Local Taxes
TaxRateEffectOfForeignAndLocalTaxes
|
0.031 | |
| CY2021 | hsbc |
Tax Effect Of Foreign And Local Taxes
TaxEffectOfForeignAndLocalTaxes
|
360000000 | usd |
| CY2021 | hsbc |
Tax Rate Effect Of Foreign And Local Taxes
TaxRateEffectOfForeignAndLocalTaxes
|
0.019 | |
| CY2020 | hsbc |
Tax Effect Of Foreign And Local Taxes
TaxEffectOfForeignAndLocalTaxes
|
228000000 | usd |
| CY2020 | hsbc |
Tax Rate Effect Of Foreign And Local Taxes
TaxRateEffectOfForeignAndLocalTaxes
|
0.026 | |
| CY2022 | hsbc |
Tax Effect Of Other Permanent Differences
TaxEffectOfOtherPermanentDifferences
|
202000000 | usd |
| CY2022 | hsbc |
Tax Rate Effect Of Other Permanent Differences
TaxRateEffectOfOtherPermanentDifferences
|
0.012 | |
| CY2021 | hsbc |
Tax Effect Of Other Permanent Differences
TaxEffectOfOtherPermanentDifferences
|
236000000 | usd |
| CY2021 | hsbc |
Tax Rate Effect Of Other Permanent Differences
TaxRateEffectOfOtherPermanentDifferences
|
0.012 | |
| CY2020 | hsbc |
Tax Effect Of Other Permanent Differences
TaxEffectOfOtherPermanentDifferences
|
333000000 | usd |
| CY2020 | hsbc |
Tax Rate Effect Of Other Permanent Differences
TaxRateEffectOfOtherPermanentDifferences
|
0.038 | |
| CY2022 | hsbc |
Tax Effect Of Hyperinflation Impact
TaxEffectOfHyperinflationImpact
|
171000000 | usd |
| CY2022 | hsbc |
Tax Rate Effect Of Hyperinflation Impact
TaxRateEffectOfHyperinflationImpact
|
0.010 | |
| CY2021 | hsbc |
Tax Effect Of Hyperinflation Impact
TaxEffectOfHyperinflationImpact
|
68000000 | usd |
| CY2021 | hsbc |
Tax Rate Effect Of Hyperinflation Impact
TaxRateEffectOfHyperinflationImpact
|
0.004 | |
| CY2020 | hsbc |
Tax Effect Of Hyperinflation Impact
TaxEffectOfHyperinflationImpact
|
65000000 | usd |
| CY2020 | hsbc |
Tax Rate Effect Of Hyperinflation Impact
TaxRateEffectOfHyperinflationImpact
|
0.007 | |
| CY2022 | hsbc |
Adjustments For Tax Of Prior Periods
AdjustmentsForTaxOfPriorPeriods
|
116000000 | usd |
| CY2022 | ifrs-full |
Tax Rate Effect Of Adjustments For Current Tax Of Prior Periods
TaxRateEffectOfAdjustmentsForCurrentTaxOfPriorPeriods
|
0.007 | |
| CY2021 | hsbc |
Adjustments For Tax Of Prior Periods
AdjustmentsForTaxOfPriorPeriods
|
25000000 | usd |
| CY2021 | ifrs-full |
Tax Rate Effect Of Adjustments For Current Tax Of Prior Periods
TaxRateEffectOfAdjustmentsForCurrentTaxOfPriorPeriods
|
0.001 | |
| CY2020 | hsbc |
Adjustments For Tax Of Prior Periods
AdjustmentsForTaxOfPriorPeriods
|
78000000 | usd |
| CY2020 | ifrs-full |
Tax Rate Effect Of Adjustments For Current Tax Of Prior Periods
TaxRateEffectOfAdjustmentsForCurrentTaxOfPriorPeriods
|
0.009 | |
| CY2022 | hsbc |
Tax Effect Of Plan Sale Of Business
TaxEffectOfPlanSaleOfBusiness
|
115000000 | usd |
| CY2022 | hsbc |
Tax Effect Of Plan Sale Of Business Percent
TaxEffectOfPlanSaleOfBusinessPercent
|
0.007 | |
| CY2021 | hsbc |
Tax Effect Of Plan Sale Of Business
TaxEffectOfPlanSaleOfBusiness
|
-434000000 | usd |
| CY2021 | hsbc |
Tax Effect Of Plan Sale Of Business Percent
TaxEffectOfPlanSaleOfBusinessPercent
|
-0.023 | |
| CY2020 | hsbc |
Tax Effect Of Plan Sale Of Business
TaxEffectOfPlanSaleOfBusiness
|
0 | usd |
| CY2020 | hsbc |
Tax Effect Of Plan Sale Of Business Percent
TaxEffectOfPlanSaleOfBusinessPercent
|
0 | |
| CY2022 | hsbc |
Tax Effect Of Domestic Banking Levy
TaxEffectOfDomesticBankingLevy
|
59000000 | usd |
| CY2022 | hsbc |
Tax Rate Effect Of Domestic Banking Levy
TaxRateEffectOfDomesticBankingLevy
|
0.003 | |
| CY2021 | hsbc |
Tax Effect Of Domestic Banking Levy
TaxEffectOfDomesticBankingLevy
|
93000000 | usd |
| CY2021 | hsbc |
Tax Rate Effect Of Domestic Banking Levy
TaxRateEffectOfDomesticBankingLevy
|
0.005 | |
| CY2020 | hsbc |
Tax Effect Of Domestic Banking Levy
TaxEffectOfDomesticBankingLevy
|
202000000 | usd |
| CY2020 | hsbc |
Tax Rate Effect Of Domestic Banking Levy
TaxRateEffectOfDomesticBankingLevy
|
0.023 | |
| CY2022 | hsbc |
Tax Effect Of Movement In Uncertain Tax Positions
TaxEffectOfMovementInUncertainTaxPositions
|
27000000 | usd |
| CY2022 | hsbc |
Tax Rate Effect Of Movement In Uncertain Tax Positions
TaxRateEffectOfMovementInUncertainTaxPositions
|
0.002 | |
| CY2021 | hsbc |
Tax Effect Of Movement In Uncertain Tax Positions
TaxEffectOfMovementInUncertainTaxPositions
|
15000000 | usd |
| CY2021 | hsbc |
Tax Rate Effect Of Movement In Uncertain Tax Positions
TaxRateEffectOfMovementInUncertainTaxPositions
|
0.001 | |
| CY2020 | hsbc |
Tax Effect Of Movement In Uncertain Tax Positions
TaxEffectOfMovementInUncertainTaxPositions
|
4000000 | usd |
| CY2020 | hsbc |
Tax Rate Effect Of Movement In Uncertain Tax Positions
TaxRateEffectOfMovementInUncertainTaxPositions
|
0 | |
| CY2022 | ifrs-full |
Tax Effect Of Impairment Of Goodwill
TaxEffectOfImpairmentOfGoodwill
|
3000000 | usd |
| CY2022 | ifrs-full |
Tax Rate Effect Of Impairment Of Goodwill
TaxRateEffectOfImpairmentOfGoodwill
|
0 | |
| CY2021 | ifrs-full |
Tax Effect Of Impairment Of Goodwill
TaxEffectOfImpairmentOfGoodwill
|
178000000 | usd |
| CY2021 | ifrs-full |
Tax Rate Effect Of Impairment Of Goodwill
TaxRateEffectOfImpairmentOfGoodwill
|
0.009 | |
| CY2020 | ifrs-full |
Tax Effect Of Impairment Of Goodwill
TaxEffectOfImpairmentOfGoodwill
|
0 | usd |
| CY2020 | ifrs-full |
Tax Rate Effect Of Impairment Of Goodwill
TaxRateEffectOfImpairmentOfGoodwill
|
0 | |
| CY2022 | hsbc |
Tax Effect Of Differences In Accounting Standards
TaxEffectOfDifferencesInAccountingStandards
|
0 | usd |
| CY2022 | hsbc |
Tax Effect Of Differences In Accounting Standards Percent
TaxEffectOfDifferencesInAccountingStandardsPercent
|
0 | |
| CY2021 | hsbc |
Tax Effect Of Differences In Accounting Standards
TaxEffectOfDifferencesInAccountingStandards
|
434000000 | usd |
| CY2021 | hsbc |
Tax Effect Of Differences In Accounting Standards Percent
TaxEffectOfDifferencesInAccountingStandardsPercent
|
0.023 | |
| CY2020 | hsbc |
Tax Effect Of Differences In Accounting Standards
TaxEffectOfDifferencesInAccountingStandards
|
0 | usd |
| CY2020 | hsbc |
Tax Effect Of Differences In Accounting Standards Percent
TaxEffectOfDifferencesInAccountingStandardsPercent
|
0 | |
| CY2022 | hsbc |
Tax Effect Of Domestic Tax Losses
TaxEffectOfDomesticTaxLosses
|
-2191000000 | usd |
| CY2022 | hsbc |
Tax Rate Effect Of Domestic Tax Losses
TaxRateEffectOfDomesticTaxLosses
|
-0.125 | |
| CY2021 | hsbc |
Tax Effect Of Domestic Tax Losses
TaxEffectOfDomesticTaxLosses
|
294000000 | usd |
| CY2021 | hsbc |
Tax Rate Effect Of Domestic Tax Losses
TaxRateEffectOfDomesticTaxLosses
|
0.016 | |
| CY2020 | hsbc |
Tax Effect Of Domestic Tax Losses
TaxEffectOfDomesticTaxLosses
|
444000000 | usd |
| CY2020 | hsbc |
Tax Rate Effect Of Domestic Tax Losses
TaxRateEffectOfDomesticTaxLosses
|
0.051 | |
| CY2022 | hsbc |
Tax Effect Of Revenues Exempt From Taxation Excluding Divestiture
TaxEffectOfRevenuesExemptFromTaxationExcludingDivestiture
|
825000000 | usd |
| CY2022 | hsbc |
Tax Rate Effect Of Revenues Exempt From Taxation Excluding Divestiture
TaxRateEffectOfRevenuesExemptFromTaxationExcludingDivestiture
|
0.047 | |
| CY2021 | hsbc |
Tax Effect Of Revenues Exempt From Taxation Excluding Divestiture
TaxEffectOfRevenuesExemptFromTaxationExcludingDivestiture
|
641000000 | usd |
| CY2021 | hsbc |
Tax Rate Effect Of Revenues Exempt From Taxation Excluding Divestiture
TaxRateEffectOfRevenuesExemptFromTaxationExcludingDivestiture
|
0.034 | |
| CY2020 | hsbc |
Tax Effect Of Revenues Exempt From Taxation Excluding Divestiture
TaxEffectOfRevenuesExemptFromTaxationExcludingDivestiture
|
515000000 | usd |
| CY2020 | hsbc |
Tax Rate Effect Of Revenues Exempt From Taxation Excluding Divestiture
TaxRateEffectOfRevenuesExemptFromTaxationExcludingDivestiture
|
0.058 | |
| CY2022 | hsbc |
Tax Effect Of Income Loss Of Affiliated Entity
TaxEffectOfIncomeLossOfAffiliatedEntity
|
504000000 | usd |
| CY2022 | hsbc |
Tax Rate Effect Of Income Loss Of Affiliated Entity
TaxRateEffectOfIncomeLossOfAffiliatedEntity
|
0.029 | |
| CY2021 | hsbc |
Tax Effect Of Income Loss Of Affiliated Entity
TaxEffectOfIncomeLossOfAffiliatedEntity
|
414000000 | usd |
| CY2021 | hsbc |
Tax Rate Effect Of Income Loss Of Affiliated Entity
TaxRateEffectOfIncomeLossOfAffiliatedEntity
|
0.022 | |
| CY2020 | hsbc |
Tax Effect Of Income Loss Of Affiliated Entity
TaxEffectOfIncomeLossOfAffiliatedEntity
|
250000000 | usd |
| CY2020 | hsbc |
Tax Rate Effect Of Income Loss Of Affiliated Entity
TaxRateEffectOfIncomeLossOfAffiliatedEntity
|
0.028 | |
| CY2022 | hsbc |
Tax Effect Of Movement In Foreign Unrecognised Deferred Tax
TaxEffectOfMovementInForeignUnrecognisedDeferredTax
|
-312000000 | usd |
| CY2022 | hsbc |
Tax Rate Effect Of Movement In Foreign Unrecognised Deferred Tax
TaxRateEffectOfMovementInForeignUnrecognisedDeferredTax
|
-0.018 | |
| CY2021 | hsbc |
Tax Effect Of Movement In Foreign Unrecognised Deferred Tax
TaxEffectOfMovementInForeignUnrecognisedDeferredTax
|
-67000000 | usd |
| CY2021 | hsbc |
Tax Rate Effect Of Movement In Foreign Unrecognised Deferred Tax
TaxRateEffectOfMovementInForeignUnrecognisedDeferredTax
|
-0.004 | |
| CY2020 | hsbc |
Tax Effect Of Movement In Foreign Unrecognised Deferred Tax
TaxEffectOfMovementInForeignUnrecognisedDeferredTax
|
608000000 | usd |
| CY2020 | hsbc |
Tax Rate Effect Of Movement In Foreign Unrecognised Deferred Tax
TaxRateEffectOfMovementInForeignUnrecognisedDeferredTax
|
0.069 | |
| CY2022 | ifrs-full |
Tax Effect From Change In Tax Rate
TaxEffectFromChangeInTaxRate
|
-293000000 | usd |
| CY2022 | ifrs-full |
Tax Rate Effect From Change In Tax Rate
TaxRateEffectFromChangeInTaxRate
|
-0.017 | |
| CY2021 | ifrs-full |
Tax Effect From Change In Tax Rate
TaxEffectFromChangeInTaxRate
|
132000000 | usd |
| CY2021 | ifrs-full |
Tax Rate Effect From Change In Tax Rate
TaxRateEffectFromChangeInTaxRate
|
0.007 | |
| CY2020 | ifrs-full |
Tax Effect From Change In Tax Rate
TaxEffectFromChangeInTaxRate
|
58000000 | usd |
| CY2020 | ifrs-full |
Tax Rate Effect From Change In Tax Rate
TaxRateEffectFromChangeInTaxRate
|
0.006 | |
| CY2022 | hsbc |
Tax Effect Of Deductible Coupon Payments
TaxEffectOfDeductibleCouponPayments
|
246000000 | usd |
| CY2022 | hsbc |
Tax Rate Effect Of Deductible Coupon Payments
TaxRateEffectOfDeductibleCouponPayments
|
0.014 | |
| CY2021 | hsbc |
Tax Effect Of Deductible Coupon Payments
TaxEffectOfDeductibleCouponPayments
|
270000000 | usd |
| CY2021 | hsbc |
Tax Rate Effect Of Deductible Coupon Payments
TaxRateEffectOfDeductibleCouponPayments
|
0.014 | |
| CY2020 | hsbc |
Tax Effect Of Deductible Coupon Payments
TaxEffectOfDeductibleCouponPayments
|
310000000 | usd |
| CY2020 | hsbc |
Tax Rate Effect Of Deductible Coupon Payments
TaxRateEffectOfDeductibleCouponPayments
|
0.035 | |
| CY2022 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
858000000 | usd |
| CY2022 | ifrs-full |
Average Effective Tax Rate
AverageEffectiveTaxRate
|
0.049 | |
| CY2021 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
4213000000 | usd |
| CY2021 | ifrs-full |
Average Effective Tax Rate
AverageEffectiveTaxRate
|
0.223 | |
| CY2020 | ifrs-full |
Income Tax Expense Continuing Operations
IncomeTaxExpenseContinuingOperations
|
2678000000 | usd |
| CY2020 | ifrs-full |
Average Effective Tax Rate
AverageEffectiveTaxRate
|
0.305 | |
| CY2022 | ifrs-full |
Average Effective Tax Rate
AverageEffectiveTaxRate
|
0.049 | |
| CY2021 | ifrs-full |
Average Effective Tax Rate
AverageEffectiveTaxRate
|
0.223 | |
| CY2022 | hsbc |
Increase Decrease In Applicable Tax Rate
IncreaseDecreaseInApplicableTaxRate
|
-0.143 | |
| CY2022 | hsbc |
Adjustments For Current Tax Relating To Legacy Tax Cases
AdjustmentsForCurrentTaxRelatingToLegacyTaxCases
|
27000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Temporary Difference Unused Tax Losses And Unused Tax Credits Explanatory
DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:133.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Movement of deferred tax assets and liabilities</span></div></td></tr><tr style="height:39pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-align:right;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Loan<br/>impairment<br/>provisions</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Unused tax<br/>losses and<br/>tax credits</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Financial assets at FVOCI</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Insurance<br/>business</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Cash flow hedges</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Retirement obligations</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Other</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"><div style="padding-left:9pt;text-indent:-9pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,162</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,001</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">84</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">176</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">109</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,690</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,222</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(254)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,640)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(22)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,928)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(427)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5,271)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 1 Jan 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,162</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,001</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(170)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,640)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">154</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,819)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,263</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(49)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Income statement</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,425</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">170</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">217</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(685)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,133</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other comprehensive income</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,679</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,159</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">692</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(642)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,888</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange and other adjustments</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(36)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(79)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(42)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">237</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(18)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,175</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,390</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,430</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,435)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,271</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,673)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(82)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,076</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,175</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,390</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,430</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,271</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,571</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,837</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,435)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,673)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,653)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,761)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:8pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"><div><span><br/></span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,242 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,821 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,850 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,037 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(896)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,622)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(70)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,306)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(973)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(5,867)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 1 Jan 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,242 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,821 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(797)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,622)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(45)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,306)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,877 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">170 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Income statement</span></div></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(89)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">161 </span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(43)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(336)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(656)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(963)</span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other comprehensive income</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(5)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">634 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">212 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(205)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">115 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">784 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange and other adjustments</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(14)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(7)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(13)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(73)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(40)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,162 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,001 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(170)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,640)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">154 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,819)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,263 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(49)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,162 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,001 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">84 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">176 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">109 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,690 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,222 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(254)</span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,640)</span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(22)</span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,928)</span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(427)</span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(5,271)</span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table>1 After netting off balances within countries, the balances as disclosed in the accounts are as follows: deferred tax assets of $7,498m (2021: $4,624m) and deferred tax liabilities of $2,422m (2021: $4,673m). | |
| CY2021Q4 | hsbc |
Deferred Tax Assets Before Offset
DeferredTaxAssetsBeforeOffset
|
5222000000 | usd |
| CY2021Q4 | hsbc |
Deferred Tax Liabilities Before Offset
DeferredTaxLiabilitiesBeforeOffset
|
5271000000 | usd |
| CY2021Q4 | ifrs-full |
Deferred Tax Liability Asset
DeferredTaxLiabilityAsset
|
49000000 | usd |
| CY2022 | ifrs-full |
Deferred Tax Expense Income Recognised In Profit Or Loss
DeferredTaxExpenseIncomeRecognisedInProfitOrLoss
|
2133000000 | usd |
| CY2022 | ifrs-full |
Income Tax Relating To Components Of Other Comprehensive Income
IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome
|
2888000000 | usd |
| CY2022 | ifrs-full |
Increase Decrease Through Net Exchange Differences Deferred Tax Liability Asset
IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset
|
104000000 | usd |
| CY2022Q4 | ifrs-full |
Deferred Tax Liability Asset
DeferredTaxLiabilityAsset
|
-5076000000 | usd |
| CY2022Q4 | hsbc |
Deferred Tax Assets Before Offset
DeferredTaxAssetsBeforeOffset
|
9837000000 | usd |
| CY2022Q4 | hsbc |
Deferred Tax Liabilities Before Offset
DeferredTaxLiabilitiesBeforeOffset
|
4761000000 | usd |
| CY2020Q4 | hsbc |
Deferred Tax Assets Before Offset
DeferredTaxAssetsBeforeOffset
|
6037000000 | usd |
| CY2020Q4 | hsbc |
Deferred Tax Liabilities Before Offset
DeferredTaxLiabilitiesBeforeOffset
|
5867000000 | usd |
| CY2020Q4 | ifrs-full |
Deferred Tax Liability Asset
DeferredTaxLiabilityAsset
|
-170000000 | usd |
| CY2021 | ifrs-full |
Deferred Tax Expense Income Recognised In Profit Or Loss
DeferredTaxExpenseIncomeRecognisedInProfitOrLoss
|
-963000000 | usd |
| CY2021 | ifrs-full |
Income Tax Relating To Components Of Other Comprehensive Income
IncomeTaxRelatingToComponentsOfOtherComprehensiveIncome
|
784000000 | usd |
| CY2021 | ifrs-full |
Increase Decrease Through Net Exchange Differences Deferred Tax Liability Asset
IncreaseDecreaseThroughNetExchangeDifferencesDeferredTaxLiabilityAsset
|
-40000000 | usd |
| CY2021Q4 | ifrs-full |
Deferred Tax Liability Asset
DeferredTaxLiabilityAsset
|
49000000 | usd |
| CY2021Q4 | hsbc |
Deferred Tax Assets Before Offset
DeferredTaxAssetsBeforeOffset
|
5222000000 | usd |
| CY2021Q4 | hsbc |
Deferred Tax Liabilities Before Offset
DeferredTaxLiabilitiesBeforeOffset
|
5271000000 | usd |
| CY2022Q4 | ifrs-full |
Deferred Tax Assets
DeferredTaxAssets
|
7498000000 | usd |
| CY2021Q4 | ifrs-full |
Deferred Tax Assets
DeferredTaxAssets
|
4624000000 | usd |
| CY2022Q4 | ifrs-full |
Deferred Tax Liabilities
DeferredTaxLiabilities
|
2422000000 | usd |
| CY2021Q4 | ifrs-full |
Deferred Tax Liabilities
DeferredTaxLiabilities
|
4673000000 | usd |
| CY2022 | hsbc |
Management Financial Forecast Period
ManagementFinancialForecastPeriod
|
P5Y | |
| CY2022Q4 | ifrs-full |
Deferred Tax Assets
DeferredTaxAssets
|
7500000000 | usd |
| CY2021Q4 | ifrs-full |
Deferred Tax Assets
DeferredTaxAssets
|
4600000000 | usd |
| CY2022Q4 | hsbc |
Deductible Temporary Differences Unused Tax Losses And Unused Tax Credits For Which No Deferred Tax Asset Is Recognised
DeductibleTemporaryDifferencesUnusedTaxLossesAndUnusedTaxCreditsForWhichNoDeferredTaxAssetIsRecognised
|
9200000000 | usd |
| CY2021Q4 | hsbc |
Deductible Temporary Differences Unused Tax Losses And Unused Tax Credits For Which No Deferred Tax Asset Is Recognised
DeductibleTemporaryDifferencesUnusedTaxLossesAndUnusedTaxCreditsForWhichNoDeferredTaxAssetIsRecognised
|
16900000000 | usd |
| CY2022Q4 | ifrs-full |
Unused Tax Losses For Which No Deferred Tax Asset Recognised
UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised
|
3500000000 | usd |
| CY2021Q4 | ifrs-full |
Unused Tax Losses For Which No Deferred Tax Asset Recognised
UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised
|
10500000000 | usd |
| CY2022Q4 | ifrs-full |
Temporary Differences Associated With Investments In Subsidiaries Branches And Associates And Interests In Joint Ventures
TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures
|
11700000000 | usd |
| CY2021Q4 | ifrs-full |
Temporary Differences Associated With Investments In Subsidiaries Branches And Associates And Interests In Joint Ventures
TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures
|
12700000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Dividends Explanatory
DisclosureOfDividendsExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:487.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">8</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Dividends</span></div></td></tr></table><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.75pt"><tr><td style="width:1.0pt"/><td style="width:273.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/></tr><tr style="height:15pt"><td colspan="21" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Dividends to shareholders of the parent company</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Per<br/>share</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Per<br/>share</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Per<br/>share</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Dividends paid on ordinary shares</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">In respect of previous year:</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– second interim dividend</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.18</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,576</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.15 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,059 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">In respect of current year:</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– first interim dividend</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.09</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,754</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.07 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,421 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.27</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,330</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.22 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,480 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total dividends on preference shares classified as equity (paid quarterly)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.99 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">62.00 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total coupons on capital securities classified as equity </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,214</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,303 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,241 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Dividends to shareholders </span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,544</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,790 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,331 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 HSBC Holdings called $1,450m 6.20% non-cumulative US dollar preference shares on 10 December 2020. The security was redeemed and cancelled on 13 January 2021.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:268.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:57.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total coupons on capital securities classified as equity </span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">First call date</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Per security</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Perpetual subordinated contingent convertible securities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$2,000m issued at 6.875%</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2021</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$68.750</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">138 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$2,250m issued at 6.375%</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2024</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$63.750</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">143</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">143 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">143 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$2,450m issued at 6.375%</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2025</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$63.750</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">156</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">156 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">156 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#2c2c2c;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$3,000m issued at 6.000%</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">May 2027</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$60.000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">180</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">180 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">180 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#2c2c2c;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$2,350m issued at 6.250%</span><span style="color:#2c2c2c;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2023</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$62.500</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">147</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">147 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">147 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#2c2c2c;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,800m issued at 6.500%</span></div></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2028</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$65.000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">117</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">117 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">117 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#2c2c2c;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,500m issued at 4.600%</span><span style="color:#2c2c2c;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2031</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$46.000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">69</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#2c2c2c;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,000m issued at 4.000%</span><span style="color:#2c2c2c;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">5</span></div></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2026</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$40.000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">40</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#2c2c2c;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,000m issued at 4.700%</span><span style="color:#2c2c2c;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">6</span></div></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2031</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$47.000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">47</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#2c2c2c;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">€1,500m issued at 5.250%</span><span style="color:#2c2c2c;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">7</span></div></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">€52.500</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">76</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">93 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#2c2c2c;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">€1,000m issued at 6.000%</span></div></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2023</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">€60.000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">63</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">70 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">67 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#2c2c2c;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">€1,250m issued at 4.750%</span></div></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jul 2029</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">€47.500</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">65</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">67 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#2c2c2c;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£1,000m issued at 5.875%</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2026</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£58.750</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">70</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">80 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">74 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#2c2c2c;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SGD1,000m issued at 4.700%</span><span style="color:#2c2c2c;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">8</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">SGD47.000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">35 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">35 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#2c2c2c;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SGD750m issued at 5.000%</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2023</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">SGD50.000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,214</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,303 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,241 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Discretionary coupons are paid semi-annually on the perpetual subordinated contingent convertible securities, in denominations of each security’s issuance currency 1,000 per security.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">This security was called by HSBC Holdings on 15 April 2021 and was redeemed and cancelled on 1 June 2021.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">This security was called by HSBC Holdings on 30 January 2023 and is expected to be redeemed and cancelled on 23 March 2023. </span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">This security was issued by HSBC Holdings on 17 December 2020. The first call date commences six calendar months prior to the reset date of 17 June 2031.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">This security was issued by HSBC Holdings on 9 March 2021. The first call date commences six calendar months prior to the reset date of 9 September 2026.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">This security was issued by HSBC Holdings on 9 March 2021. The first call date commences six calendar months prior to the reset date of 9 September 2031.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">This security was called by HSBC Holdings on 9 August 2022 and was redeemed and cancelled on 16 September 2022.</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">This security was called by HSBC Holdings on 4 May 2022 and was redeemed and cancelled on 8 June 2022.</span></div>After the end of the year, the Directors approved a second interim dividend in respect of the financial year ended 31 December 2022 of $0.23 per ordinary share, a distribution of approximately $4,593m. The second interim dividend for 2022 will be payable on 27 April 2023 to holders on the Principal Register in the UK, the Hong Kong Overseas Branch Register or the Bermuda Overseas Branch Register on 3 March 2023. No liability was recorded in the financial statements in respect of the second interim dividend for 2022.On 4 January 2023, HSBC paid a coupon on its €1,250m subordinated capital securities, representing a total distribution of €30m ($31m). No liability was recorded in the balance sheet at 31 December 2022 in respect of this coupon payment. | |
| CY2022 | ifrs-full |
Dividends Paid Ordinary Shares Per Share
DividendsPaidOrdinarySharesPerShare
|
0.27 | |
| CY2022 | ifrs-full |
Dividends Paid Ordinary Shares
DividendsPaidOrdinaryShares
|
5330000000 | usd |
| CY2021 | ifrs-full |
Dividends Paid Ordinary Shares Per Share
DividendsPaidOrdinarySharesPerShare
|
0.22 | |
| CY2021 | ifrs-full |
Dividends Paid Ordinary Shares
DividendsPaidOrdinaryShares
|
4480000000 | usd |
| CY2020 | ifrs-full |
Dividends Paid Ordinary Shares Per Share
DividendsPaidOrdinarySharesPerShare
|
0 | |
| CY2020 | ifrs-full |
Dividends Paid Ordinary Shares
DividendsPaidOrdinaryShares
|
0 | usd |
| CY2022 | ifrs-full |
Dividends Paid Other Shares
DividendsPaidOtherShares
|
6544000000 | usd |
| CY2021 | ifrs-full |
Dividends Paid Other Shares
DividendsPaidOtherShares
|
5790000000 | usd |
| CY2020 | ifrs-full |
Dividends Paid Other Shares
DividendsPaidOtherShares
|
1331000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Earnings Per Share Explanatory
DisclosureOfEarningsPerShareExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:487.00pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">9</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Earnings per share</span></div></td></tr></table>Basic earnings per ordinary share is calculated by dividing the profit attributable to ordinary shareholders of the parent company by the weighted average number of ordinary shares outstanding, excluding own shares held. Diluted earnings per ordinary share is calculated by dividing the basic earnings, which require no adjustment for the effects of dilutive potential ordinary shares, by the weighted average number of ordinary shares outstanding, excluding own shares held, plus the weighted average number of ordinary shares that would be issued on conversion of dilutive potential ordinary shares.<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:376.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Profit attributable to the ordinary shareholders of the parent company</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Profit attributable to shareholders of the parent company</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,035</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,917 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,229 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Dividend payable on preference shares classified as equity</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(7)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(90)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Coupon payable on capital securities classified as equity</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,213)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,303)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,241)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,822</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,607 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,898 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:105.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="30" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Basic and diluted earnings per share</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Profit</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Number <br/>of shares</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Per<br/> share</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Profit</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Number<br/>of shares</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Per<br/>share</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Profit</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Number<br/>of shares</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Per<br/>share</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">(millions)</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">(millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">(millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Basic</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,822</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,849</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.75</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,607 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,197 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.62 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,898 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,169 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.19 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Effect of dilutive potential ordinary shares</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">137</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">105 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">73 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Diluted</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,822</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,986</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.74</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,607 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,302 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.62 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,898 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,242 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.19 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Weighted average number of ordinary shares outstanding (basic) or assuming dilution (diluted).</span></div>The number of anti-dilutive employee share options excluded from the weighted average number of dilutive potential ordinary shares is 9.4 million (2021: 8.6 million; 2020: 14.6 million). | |
| CY2022 | ifrs-full |
Earnings Per Share Explanatory
EarningsPerShareExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:376.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Profit attributable to the ordinary shareholders of the parent company</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Profit attributable to shareholders of the parent company</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,035</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,917 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,229 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Dividend payable on preference shares classified as equity</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(7)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(90)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Coupon payable on capital securities classified as equity</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,213)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,303)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,241)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,822</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,607 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,898 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:105.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="30" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Basic and diluted earnings per share</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Profit</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Number <br/>of shares</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Per<br/> share</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Profit</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Number<br/>of shares</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Per<br/>share</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Profit</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Number<br/>of shares</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Per<br/>share</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">(millions)</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">(millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">(millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Basic</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,822</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,849</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.75</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,607 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,197 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.62 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,898 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,169 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.19 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Effect of dilutive potential ordinary shares</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">137</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">105 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">73 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Diluted</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,822</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,986</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.74</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,607 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,302 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.62 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,898 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,242 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.19 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Weighted average number of ordinary shares outstanding (basic) or assuming dilution (diluted).</span></div> | |
| CY2022 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
16035000000 | usd |
| CY2021 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
13917000000 | usd |
| CY2020 | ifrs-full |
Profit Loss Attributable To Owners Of Parent
ProfitLossAttributableToOwnersOfParent
|
5229000000 | usd |
| CY2022 | ifrs-full |
Adjustment To Profit Loss For Preference Share Dividends
AdjustmentToProfitLossForPreferenceShareDividends
|
0 | usd |
| CY2021 | ifrs-full |
Adjustment To Profit Loss For Preference Share Dividends
AdjustmentToProfitLossForPreferenceShareDividends
|
7000000 | usd |
| CY2020 | ifrs-full |
Adjustment To Profit Loss For Preference Share Dividends
AdjustmentToProfitLossForPreferenceShareDividends
|
90000000 | usd |
| CY2022 | hsbc |
Adjustment To Profit Loss For Capital Securities Classified As Equity
AdjustmentToProfitLossForCapitalSecuritiesClassifiedAsEquity
|
1213000000 | usd |
| CY2021 | hsbc |
Adjustment To Profit Loss For Capital Securities Classified As Equity
AdjustmentToProfitLossForCapitalSecuritiesClassifiedAsEquity
|
1303000000 | usd |
| CY2020 | hsbc |
Adjustment To Profit Loss For Capital Securities Classified As Equity
AdjustmentToProfitLossForCapitalSecuritiesClassifiedAsEquity
|
1241000000 | usd |
| CY2022 | ifrs-full |
Profit Loss Attributable To Ordinary Equity Holders Of Parent Entity
ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity
|
14822000000 | usd |
| CY2021 | ifrs-full |
Profit Loss Attributable To Ordinary Equity Holders Of Parent Entity
ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity
|
12607000000 | usd |
| CY2020 | ifrs-full |
Profit Loss Attributable To Ordinary Equity Holders Of Parent Entity
ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity
|
3898000000 | usd |
| CY2022 | ifrs-full |
Profit Loss Attributable To Ordinary Equity Holders Of Parent Entity
ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity
|
14822000000 | usd |
| CY2022 | ifrs-full |
Weighted Average Shares
WeightedAverageShares
|
19849000000 | shares |
| CY2022 | ifrs-full |
Basic Earnings Loss Per Share
BasicEarningsLossPerShare
|
0.75 | |
| CY2021 | ifrs-full |
Profit Loss Attributable To Ordinary Equity Holders Of Parent Entity
ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity
|
12607000000 | usd |
| CY2021 | ifrs-full |
Weighted Average Shares
WeightedAverageShares
|
20197000000 | shares |
| CY2021 | ifrs-full |
Basic Earnings Loss Per Share
BasicEarningsLossPerShare
|
0.62 | |
| CY2020 | ifrs-full |
Profit Loss Attributable To Ordinary Equity Holders Of Parent Entity
ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity
|
3898000000 | usd |
| CY2020 | ifrs-full |
Weighted Average Shares
WeightedAverageShares
|
20169000000 | shares |
| CY2020 | ifrs-full |
Basic Earnings Loss Per Share
BasicEarningsLossPerShare
|
0.19 | |
| CY2022 | ifrs-full |
Dilutive Effect Of Convertible Instruments On Number Of Ordinary Shares
DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares
|
137000000 | shares |
| CY2021 | ifrs-full |
Dilutive Effect Of Convertible Instruments On Number Of Ordinary Shares
DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares
|
105000000 | shares |
| CY2020 | ifrs-full |
Dilutive Effect Of Convertible Instruments On Number Of Ordinary Shares
DilutiveEffectOfConvertibleInstrumentsOnNumberOfOrdinaryShares
|
73000000 | shares |
| CY2022 | ifrs-full |
Profit Loss Attributable To Ordinary Equity Holders Of Parent Entity
ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity
|
14822000000 | usd |
| CY2022 | ifrs-full |
Adjusted Weighted Average Shares
AdjustedWeightedAverageShares
|
19986000000 | shares |
| CY2022 | ifrs-full |
Diluted Earnings Loss Per Share
DilutedEarningsLossPerShare
|
0.74 | |
| CY2021 | ifrs-full |
Profit Loss Attributable To Ordinary Equity Holders Of Parent Entity
ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity
|
12607000000 | usd |
| CY2021 | ifrs-full |
Adjusted Weighted Average Shares
AdjustedWeightedAverageShares
|
20302000000 | shares |
| CY2021 | ifrs-full |
Diluted Earnings Loss Per Share
DilutedEarningsLossPerShare
|
0.62 | |
| CY2020 | ifrs-full |
Profit Loss Attributable To Ordinary Equity Holders Of Parent Entity
ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity
|
3898000000 | usd |
| CY2020 | ifrs-full |
Adjusted Weighted Average Shares
AdjustedWeightedAverageShares
|
20242000000 | shares |
| CY2020 | ifrs-full |
Diluted Earnings Loss Per Share
DilutedEarningsLossPerShare
|
0.19 | |
| CY2022 | hsbc |
Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount1
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1
|
9400000 | shares |
| CY2021 | hsbc |
Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount1
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1
|
8600000 | shares |
| CY2020 | hsbc |
Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount1
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount1
|
14600000 | shares |
| CY2022 | ifrs-full |
Disclosure Of Entitys Reportable Segments Explanatory
DisclosureOfEntitysReportableSegmentsExplanatory
|
<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:487.00pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">10</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Segmental analysis</span></div></td></tr></table></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Group Chief Executive, supported by the rest of the Group Executive Committee (‘GEC’), is considered the Chief Operating Decision Maker (‘CODM’) for the purposes of identifying the Group’s reportable segments. Global business results are assessed by the CODM on the basis of adjusted performance that removes the effects of significant items and currency translation from reported results. Therefore, we present these results on an adjusted basis as required by IFRSs. The 2021 and 2020 adjusted performance information is presented on a constant currency basis. The 2021 and 2020 income statements are converted at the average rates of exchange for 2022, and the balance sheets at 31 December 2021 and 31 December 2020 at the prevailing rates of exchange on 31 December 2022. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Our operations are closely integrated and, accordingly, the presentation of data includes internal allocations of certain items of income and expense. These allocations include the costs of certain support services and global functions to the extent that they can be meaningfully attributed to global businesses. While such allocations have been made on a systematic and consistent basis, they necessarily involve a degree of subjectivity. Costs that are not allocated to global businesses are included in Corporate Centre.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Where relevant, income and expense amounts presented include the results of inter-segment funding along with inter-company and inter-business line transactions. All such transactions are undertaken on arm’s length terms. The intra-Group elimination items for the global businesses are presented in Corporate Centre.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Our global businesses</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">We provide a comprehensive range of banking and related financial services to our customers in our three global businesses. The products and services offered to customers are organised by these global businesses.</span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Wealth and Personal Banking (‘WPB’) provides a full range of retail banking and wealth products to our customers from personal banking to ultra high net worth individuals. Typically, customer offerings include retail banking products, such as current and savings accounts, mortgages and personal loans, credit cards, debit cards and local and international payment services. We also provide wealth management services, including insurance and investment products, global asset management services, investment management and private wealth solutions for customers with more sophisticated and international requirements.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Commercial Banking (‘CMB’) offers a broad range of products and services to serve the needs of our commercial customers, including small and medium-sized enterprises, mid-market enterprises and corporates. These include credit and lending, international trade and receivables finance, treasury management and liquidity solutions (payments and cash management and commercial cards), commercial insurance and investments. CMB also offers customers access to products and services offered by other global businesses, such as Global Banking and Markets, which include foreign exchange products, raising capital on debt and equity markets and advisory services.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Global Banking and Markets (‘GBM’) provides tailored financial solutions to major government, corporate and institutional clients and private investors worldwide. The client-focused business lines deliver a full range of banking capabilities including financing, advisory and transaction services, a markets business that provides services in credit, rates, foreign exchange, equities, money markets and securities services, and principal investment activities.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:509.25pt"><tr><td style="width:1.0pt"/><td style="width:256.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC adjusted profit before tax and balance sheet data</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="display:none"/></tr><tr style="height:30pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Wealth and Personal Banking</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Commercial<br/>Banking</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Global<br/>Banking and<br/>Markets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Corporate Centre</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net operating income/(expense) before change in expected credit losses and other credit impairment charges</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,367</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,215</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,359</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(596)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55,345</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– external</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,753</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,715</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,598</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,721)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55,345</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– inter-segment</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,614</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(500)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,239)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,125</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">– of which: net interest income/(expense)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">18,137</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">11,867</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">5,303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(2,706)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">32,601</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Change in expected credit losses and other credit impairment recoveries</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,137)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,858)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(587)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(10)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,592)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net operating income/(expense)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23,230</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,357</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,772</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(606)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">51,753</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total operating expenses</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(14,726)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6,642)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9,325)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">227</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(30,466)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Operating profit/(loss)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,504</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,715</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,447</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(379)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,287</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Share of profit in associates and joint ventures</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,695</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,723</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Adjusted profit before tax</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,533</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,716</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,445</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,316</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,010</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Share of HSBC’s adjusted profit before tax</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Adjusted cost efficiency ratio </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">60.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">60.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">38.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Adjusted balance sheet data</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers (net)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">423,553</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">308,094</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">192,852</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">355</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">924,854</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interests in associates and joint ventures</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">508</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">108</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28,623</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,254</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total external assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">889,450</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">606,698</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,321,076</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">149,306</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,966,530</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">779,310</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">458,714</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">331,844</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">435</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,570,303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:259.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net operating income/(expense) before change in expected credit losses and other credit impairment charges</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,963 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,538 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,982 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(463)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">47,020 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– external</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,725 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,423 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,590 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,718)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">47,020 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– inter-segment</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">238 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">115 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,608)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,255 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">– of which: net interest income/(expense)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">13,458 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">8,308 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">3,844 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">(716)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">24,894 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Change in expected credit losses and other credit impairment (charges)/recoveries</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">213 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">225 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">313 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">754 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net operating income/(expense)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,176 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,763 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,295 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(460)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">47,774 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total operating expenses</span></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(14,489)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(6,554)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(9,250)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">189 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(30,104)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Operating profit/(loss)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,687 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,209 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,045 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(271)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,670 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Share of profit in associates and joint ventures</span></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">34 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,898 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,933 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Adjusted profit before tax</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,721 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,210 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,045 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,627 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,603 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Share of HSBC’s adjusted profit before tax</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32.6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30.1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24.5 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12.8 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.0 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Adjusted cost efficiency ratio </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69.1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">52.3 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">66.2 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">40.8 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">64.0 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Adjusted balance sheet data</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers (net)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">461,047 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">330,683 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">198,779 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">688 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">991,197 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interests in associates and joint ventures</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">489 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">116 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,469 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,086 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total external assets</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">888,028 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">586,392 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,157,327 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">174,073 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,805,820 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">819,319 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">480,201 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">322,435 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">592 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,622,547 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:259.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/></tr><tr style="height:5pt"><td colspan="18" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net operating income/(expense) before change in expected credit losses and other credit impairment charges</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,481 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,889 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,696 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(218)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">48,848 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– external</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,521 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,278 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,635 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,586)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">48,848 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– inter-segment</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,960 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(389)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,939)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,368 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">– of which: net interest income/(expense)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">14,752 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">8,997 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">4,314 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">(1,324)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">26,739 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Change in expected credit losses and other credit impairment (charges)/recoveries</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,878)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4,710)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,227)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8,815)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net operating income/(expense)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,603 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,179 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,469 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(218)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">40,033 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total operating expenses</span></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(14,536)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(6,475)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8,895)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(539)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(30,445)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Operating profit/(loss)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,067 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,704 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,574 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(757)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,588 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Share of profit in associates and joint ventures</span></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,102 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,107 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Adjusted profit before tax</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,073 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,703 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,574 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,345 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,695 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Share of HSBC’s adjusted profit before tax</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">34.8 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14.6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">39.1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11.5 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.0 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Adjusted cost efficiency ratio </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">67.7 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50.2 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">60.5 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(247.2)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">62.3 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Adjusted balance sheet data</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers (net)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">436,105 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">320,084 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">211,510 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,151 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">968,850 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interests in associates and joint ventures</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">437 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">128 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,142 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,722 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total external assets</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">828,309 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">530,203 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,238,781 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">184,030 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,781,323 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">788,043 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">439,889 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">310,757 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">540 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,539,229 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:8pt;margin-top:2pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Net operating income before change in expected credit losses and other credit impairment charges, also referred to as revenue.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reported external net operating income is attributed to countries and territories on the basis of the location of the branch responsible for reporting the results or advancing the funds:</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:509.25pt"><tr><td style="width:1.0pt"/><td style="width:356.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Reported external net operating income by country/territory</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">51,727</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">49,552 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50,429 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– UK</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,767</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,909 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,163 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– Hong Kong</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,894</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,245 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,783 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– US</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,893</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,795 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,474 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– France</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">136</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,179 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,753 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other countries</span></div></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,037</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,424 </span></td><td style="border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,256 </span></td><td style="border-bottom:0.25pt solid #000000;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Net operating income before change in expected credit losses and other credit impairment charges, also referred to as revenue.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:36.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:36.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:34.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:34.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:38.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:34.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="36" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Adjusted results reconciliation</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Adjusted</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Significant<br/>items</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Reported</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Adjusted</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Currency<br/>translation</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Significant<br/> items</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Reported</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Adjusted</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Currency<br/>translation</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Significant<br/>items</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Reported</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Revenue</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55,345</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,618)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">51,727</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">47,020 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,074 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(542)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">49,552 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">48,848 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,523 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">58 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50,429 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">ECL</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,592)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,592)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">754 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">174 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">928 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8,815)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8,817)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Operating expenses</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(30,466)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,864)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(33,330)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(30,104)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,181)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,335)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(34,620)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(30,445)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,170)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,817)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(34,432)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Share of profit in associates and joint ventures </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,723</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,723</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,933 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">113 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,046 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,107 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(48)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(462)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,597 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Profit/(loss) before tax</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,010</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6,482)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,528</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,603 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,180 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,877)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,906 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,695 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">303 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,221)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,777 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Net operating income before change in expected credit losses and other credit impairment charges, also referred to as revenue.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:148.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:61.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="24" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Adjusted balance sheet reconciliation</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Reported and<br/>adjusted</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Adjusted</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Currency translation</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Reported</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Adjusted</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Currency translation</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Reported</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers (net)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">924,854</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">991,197 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">54,617 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,045,814 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">968,850 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69,137 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,037,987 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interests in associates and joint ventures</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,254</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,086 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,523 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29,609 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,722 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">962 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,684 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total external assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,966,530</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,805,820 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">152,119 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,957,939 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,781,323 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">202,841 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,984,164 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,570,303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,622,547 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88,027 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,710,574 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,539,229 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">103,551 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,642,780 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:362.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Adjusted profit reconciliation</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Adjusted profit before tax</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,010</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,603 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,695 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Significant items</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6,482)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,877)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,221)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– customer redress programmes (revenue)</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(21)</span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– disposals, acquisitions and investment in new businesses (revenue)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,799)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– fair value movements on financial instruments</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(579)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(242)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">264 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– restructuring and other related costs (revenue)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(248)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(307)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(170)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– customer redress programmes (operating expenses)</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(49)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">54 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– disposals, acquisitions and investment in new businesses (operating expenses)</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(18)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– impairment of goodwill and other intangible assets</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(587)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,090)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– past service costs of guaranteed minimum pension benefits equalisation</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(17)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– restructuring and other related costs (operating expenses)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,881)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,836)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,908)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– settlements and provisions in connection with legal and other regulatory matters</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(12)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– impairment of goodwill (share of profit in associates and joint ventures)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">5</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(462)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– currency translation on significant items</span></td><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">133 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">151 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Currency translation</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,180 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">303 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Reported profit before tax</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,528</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,906 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,777 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Includes losses from classifying businesses as held for sale as part of the broader restructuring of our European business, of which $2.4bn relates </span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%"> to the planned sale of the retail banking operations in France in 2022.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 Includes fair value movements on non-qualifying hedges and debit valuation adjustments on derivatives. </span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3 Comprises gains and losses relating to the business update in February 2020, including losses associated with the RWA reduction programme.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="background-color:#ffffff;color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4 Includes impairment of software intangible assets of $128m (2021: $21m, 2020: $189m) of the total software intangible asset impairment of $147m (2021: $146m, 2020: $1,347m) and impairment of tangible assets of $332m (2021: $75m, 2020: $197m).</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">5 During 2020, The Saudi British Bank (’SABB’), an associate of HSBC, impaired the goodwill that arose following the merger with Alawwal bank in 2020. HSBC‘s post-tax share of the goodwill impairment was $462m.</span></div> | |
| CY2022 | hsbc |
Number Of Global Functions
NumberOfGlobalFunctions
|
3 | global_function |
| CY2022 | ifrs-full |
Disclosure Of Operating Segments Explanatory
DisclosureOfOperatingSegmentsExplanatory
|
<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:509.25pt"><tr><td style="width:1.0pt"/><td style="width:256.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC adjusted profit before tax and balance sheet data</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="display:none"/></tr><tr style="height:30pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Wealth and Personal Banking</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Commercial<br/>Banking</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Global<br/>Banking and<br/>Markets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Corporate Centre</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net operating income/(expense) before change in expected credit losses and other credit impairment charges</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,367</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,215</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,359</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(596)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55,345</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– external</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,753</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,715</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,598</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,721)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55,345</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– inter-segment</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,614</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(500)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,239)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,125</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">– of which: net interest income/(expense)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">18,137</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">11,867</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">5,303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">(2,706)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">32,601</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Change in expected credit losses and other credit impairment recoveries</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,137)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,858)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(587)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(10)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,592)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net operating income/(expense)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23,230</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,357</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,772</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(606)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">51,753</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total operating expenses</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(14,726)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6,642)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9,325)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">227</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(30,466)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Operating profit/(loss)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,504</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,715</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,447</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(379)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,287</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Share of profit in associates and joint ventures</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,695</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,723</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Adjusted profit before tax</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,533</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,716</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,445</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,316</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,010</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Share of HSBC’s adjusted profit before tax</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Adjusted cost efficiency ratio </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">60.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">60.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">38.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Adjusted balance sheet data</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers (net)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">423,553</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">308,094</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">192,852</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">355</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">924,854</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interests in associates and joint ventures</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">508</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">108</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28,623</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,254</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total external assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">889,450</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">606,698</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,321,076</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">149,306</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,966,530</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">779,310</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">458,714</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">331,844</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">435</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,570,303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:259.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net operating income/(expense) before change in expected credit losses and other credit impairment charges</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,963 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,538 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,982 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(463)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">47,020 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– external</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,725 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,423 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,590 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,718)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">47,020 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– inter-segment</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">238 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">115 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,608)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,255 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">– of which: net interest income/(expense)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">13,458 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">8,308 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">3,844 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">(716)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">24,894 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Change in expected credit losses and other credit impairment (charges)/recoveries</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">213 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">225 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">313 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">754 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net operating income/(expense)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,176 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,763 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,295 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(460)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">47,774 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total operating expenses</span></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(14,489)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(6,554)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(9,250)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">189 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(30,104)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Operating profit/(loss)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,687 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,209 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,045 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(271)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,670 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Share of profit in associates and joint ventures</span></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">34 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,898 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,933 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Adjusted profit before tax</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,721 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,210 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,045 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,627 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,603 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Share of HSBC’s adjusted profit before tax</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32.6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30.1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24.5 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12.8 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.0 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Adjusted cost efficiency ratio </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69.1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">52.3 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">66.2 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">40.8 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">64.0 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Adjusted balance sheet data</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers (net)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">461,047 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">330,683 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">198,779 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">688 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">991,197 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interests in associates and joint ventures</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">489 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">116 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,469 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,086 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total external assets</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">888,028 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">586,392 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,157,327 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">174,073 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,805,820 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">819,319 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">480,201 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">322,435 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">592 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,622,547 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:259.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/></tr><tr style="height:5pt"><td colspan="18" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net operating income/(expense) before change in expected credit losses and other credit impairment charges</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,481 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,889 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,696 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(218)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">48,848 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– external</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,521 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,278 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,635 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,586)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">48,848 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– inter-segment</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,960 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(389)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,939)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,368 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">– of which: net interest income/(expense)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">14,752 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">8,997 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">4,314 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">(1,324)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">26,739 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Change in expected credit losses and other credit impairment (charges)/recoveries</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,878)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4,710)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,227)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8,815)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net operating income/(expense)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,603 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,179 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,469 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(218)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">40,033 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total operating expenses</span></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(14,536)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(6,475)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8,895)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(539)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(30,445)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Operating profit/(loss)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,067 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,704 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,574 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(757)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,588 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Share of profit in associates and joint ventures</span></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,102 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,107 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Adjusted profit before tax</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,073 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,703 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,574 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,345 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,695 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Share of HSBC’s adjusted profit before tax</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">34.8 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14.6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">39.1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11.5 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.0 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Adjusted cost efficiency ratio </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">67.7 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50.2 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">60.5 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(247.2)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">62.3 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Adjusted balance sheet data</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers (net)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">436,105 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">320,084 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">211,510 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,151 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">968,850 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interests in associates and joint ventures</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">437 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">128 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,142 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,722 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total external assets</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">828,309 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">530,203 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,238,781 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">184,030 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,781,323 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">788,043 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">439,889 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">310,757 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">540 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,539,229 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:8pt;margin-top:2pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Net operating income before change in expected credit losses and other credit impairment charges, also referred to as revenue.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reported external net operating income is attributed to countries and territories on the basis of the location of the branch responsible for reporting the results or advancing the funds:</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:509.25pt"><tr><td style="width:1.0pt"/><td style="width:356.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Reported external net operating income by country/territory</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">51,727</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">49,552 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50,429 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– UK</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,767</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,909 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,163 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– Hong Kong</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,894</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,245 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,783 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– US</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,893</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,795 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,474 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– France</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">136</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,179 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,753 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other countries</span></div></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,037</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,424 </span></td><td style="border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,256 </span></td><td style="border-bottom:0.25pt solid #000000;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Net operating income before change in expected credit losses and other credit impairment charges, also referred to as revenue.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:36.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:36.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:34.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:34.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:38.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:34.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="36" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Adjusted results reconciliation</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Adjusted</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Significant<br/>items</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Reported</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Adjusted</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Currency<br/>translation</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Significant<br/> items</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Reported</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Adjusted</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Currency<br/>translation</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Significant<br/>items</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Reported</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Revenue</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55,345</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,618)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">51,727</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">47,020 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,074 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(542)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">49,552 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">48,848 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,523 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">58 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50,429 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">ECL</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,592)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,592)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">754 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">174 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">928 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8,815)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8,817)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Operating expenses</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(30,466)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,864)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(33,330)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(30,104)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,181)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,335)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(34,620)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(30,445)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,170)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,817)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(34,432)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Share of profit in associates and joint ventures </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,723</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,723</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,933 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">113 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,046 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,107 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(48)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(462)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,597 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Profit/(loss) before tax</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,010</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6,482)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,528</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,603 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,180 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,877)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,906 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,695 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">303 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,221)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,777 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Net operating income before change in expected credit losses and other credit impairment charges, also referred to as revenue.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:148.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:61.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="24" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Adjusted balance sheet reconciliation</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Reported and<br/>adjusted</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Adjusted</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Currency translation</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Reported</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Adjusted</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Currency translation</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Reported</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers (net)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">924,854</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">991,197 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">54,617 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,045,814 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">968,850 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69,137 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,037,987 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interests in associates and joint ventures</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,254</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,086 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,523 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29,609 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,722 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">962 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,684 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total external assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,966,530</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,805,820 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">152,119 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,957,939 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,781,323 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">202,841 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,984,164 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,570,303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,622,547 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88,027 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,710,574 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,539,229 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">103,551 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,642,780 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:362.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Adjusted profit reconciliation</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Adjusted profit before tax</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,010</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,603 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,695 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Significant items</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6,482)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,877)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,221)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– customer redress programmes (revenue)</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(21)</span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– disposals, acquisitions and investment in new businesses (revenue)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,799)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– fair value movements on financial instruments</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(579)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(242)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">264 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– restructuring and other related costs (revenue)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(248)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(307)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(170)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– customer redress programmes (operating expenses)</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(49)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">54 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– disposals, acquisitions and investment in new businesses (operating expenses)</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(18)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– impairment of goodwill and other intangible assets</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(587)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,090)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– past service costs of guaranteed minimum pension benefits equalisation</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(17)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– restructuring and other related costs (operating expenses)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,881)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,836)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,908)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– settlements and provisions in connection with legal and other regulatory matters</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(12)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– impairment of goodwill (share of profit in associates and joint ventures)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">5</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(462)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– currency translation on significant items</span></td><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">133 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">151 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Currency translation</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,180 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">303 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Reported profit before tax</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,528</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,906 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,777 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Includes losses from classifying businesses as held for sale as part of the broader restructuring of our European business, of which $2.4bn relates </span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%"> to the planned sale of the retail banking operations in France in 2022.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 Includes fair value movements on non-qualifying hedges and debit valuation adjustments on derivatives. </span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3 Comprises gains and losses relating to the business update in February 2020, including losses associated with the RWA reduction programme.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="background-color:#ffffff;color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4 Includes impairment of software intangible assets of $128m (2021: $21m, 2020: $189m) of the total software intangible asset impairment of $147m (2021: $146m, 2020: $1,347m) and impairment of tangible assets of $332m (2021: $75m, 2020: $197m).</span></div>5 During 2020, The Saudi British Bank (’SABB’), an associate of H | |
| CY2022 | ifrs-full |
Revenue And Operating Income
RevenueAndOperatingIncome
|
51727000000 | usd |
| CY2021 | ifrs-full |
Revenue And Operating Income
RevenueAndOperatingIncome
|
49552000000 | usd |
| CY2020 | ifrs-full |
Revenue And Operating Income
RevenueAndOperatingIncome
|
50429000000 | usd |
| CY2022 | ifrs-full |
Revenue And Operating Income
RevenueAndOperatingIncome
|
51727000000 | usd |
| CY2021 | ifrs-full |
Revenue And Operating Income
RevenueAndOperatingIncome
|
49552000000 | usd |
| CY2020 | ifrs-full |
Revenue And Operating Income
RevenueAndOperatingIncome
|
50429000000 | usd |
| CY2022 | hsbc |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss Loans Impairment Charges And Other Risk Provisions
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossLoansImpairmentChargesAndOtherRiskProvisions
|
3592000000 | usd |
| CY2021 | hsbc |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss Loans Impairment Charges And Other Risk Provisions
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossLoansImpairmentChargesAndOtherRiskProvisions
|
-928000000 | usd |
| CY2020 | hsbc |
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss Loans Impairment Charges And Other Risk Provisions
ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLossLoansImpairmentChargesAndOtherRiskProvisions
|
8817000000 | usd |
| CY2022 | ifrs-full |
Operating Expense
OperatingExpense
|
33330000000 | usd |
| CY2021 | ifrs-full |
Operating Expense
OperatingExpense
|
34620000000 | usd |
| CY2020 | ifrs-full |
Operating Expense
OperatingExpense
|
34432000000 | usd |
| CY2022 | ifrs-full |
Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method
ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
|
2723000000 | usd |
| CY2021 | ifrs-full |
Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method
ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
|
3046000000 | usd |
| CY2020 | ifrs-full |
Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method
ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
|
1597000000 | usd |
| CY2022 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
17528000000 | usd |
| CY2021 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
18906000000 | usd |
| CY2020 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
8777000000 | usd |
| CY2021Q4 | ifrs-full |
Loans And Advances To Customers
LoansAndAdvancesToCustomers
|
1045814000000 | usd |
| CY2020Q4 | ifrs-full |
Loans And Advances To Customers
LoansAndAdvancesToCustomers
|
1037987000000 | usd |
| CY2021Q4 | ifrs-full |
Investments In Subsidiaries Joint Ventures And Associates
InvestmentsInSubsidiariesJointVenturesAndAssociates
|
29609000000 | usd |
| CY2020Q4 | ifrs-full |
Investments In Subsidiaries Joint Ventures And Associates
InvestmentsInSubsidiariesJointVenturesAndAssociates
|
26684000000 | usd |
| CY2021Q4 | ifrs-full |
Assets
Assets
|
2957939000000 | usd |
| CY2020Q4 | ifrs-full |
Assets
Assets
|
2984164000000 | usd |
| CY2021Q4 | ifrs-full |
Deposits From Customers
DepositsFromCustomers
|
1710574000000 | usd |
| CY2020Q4 | ifrs-full |
Deposits From Customers
DepositsFromCustomers
|
1642780000000 | usd |
| CY2022 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
17528000000 | usd |
| CY2021 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
18906000000 | usd |
| CY2020 | ifrs-full |
Profit Loss Before Tax
ProfitLossBeforeTax
|
8777000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Financial Assets Held For Trading Explanatory
DisclosureOfFinancialAssetsHeldForTradingExplanatory
|
<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:487.00pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">11</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Trading assets</span></div></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:409.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Treasury and other eligible bills</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,897</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,110 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78,126</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">89,944 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">88,026</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">109,614 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Trading securities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">189,049</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">222,668 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,769</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,767 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,275</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,407 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">218,093</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">248,842 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Loans and advances to banks and customers include reverse repos, stock borrowing and other accounts.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Financial Assets Explanatory
DisclosureOfFinancialAssetsExplanatory
|
<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:409.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Treasury and other eligible bills</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,897</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,110 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78,126</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">89,944 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">88,026</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">109,614 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Trading securities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">189,049</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">222,668 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,769</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,767 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,275</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,407 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">218,093</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">248,842 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Loans and advances to banks and customers include reverse repos, stock borrowing and other accounts.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:21.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:487.00pt"/><td style="width:1.0pt"/></tr><tr style="height:35pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">14</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Financial assets designated and otherwise mandatorily measured at fair value through profit or loss</span></div></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:150.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:69.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:49.75pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:30pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated at fair value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Mandatorily measured at fair value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Designated at fair value</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Mandatorily measured at <br/>fair value</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Securities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,079</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">38,529</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41,608</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,251 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,062 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">44,313 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– treasury and other eligible bills</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">649</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">95</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">744</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">599 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">630 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– debt securities </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,430</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,969</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,399</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,652 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,177 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,829 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– equity securities </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,465</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,465</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36,854 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36,854 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks and customers</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,841</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,841</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,307 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,307 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,614</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,614</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,184 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,184 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,079</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41,984</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45,063</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,251 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">47,553 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">49,804 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:400.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Carrying amount of financial investments</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments measured at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">256,817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">348,972 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– treasury and other eligible bills</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">86,749</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100,158 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– debt securities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">168,264</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">246,998 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– equity securities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,696</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,770 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other instruments</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">108</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">46 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt instruments measured at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">168,747</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">97,302 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– treasury and other eligible bills</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35,282</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,634 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– debt securities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">133,465</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">75,668 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">425,564</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">446,274 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:330.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Weighted average yields of investment debt securities</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Up to 1<br/> year</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">1 to 5 <br/>years</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">5 to 10 years</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Over 10 years</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Yield</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Yield</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Yield</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Yield</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Debt securities measured at fair value through other comprehensive income</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">US Treasury </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">US Government agencies </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">US Government-sponsored agencies </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">UK Government </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hong Kong Government </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other governments </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Asset-backed securities </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Corporate debt and other securities </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Debt securities measured at amortised cost</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">US Treasury </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">US Government agencies </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">US Government-sponsored agencies </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">UK Government </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hong Kong Government </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other governments </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Asset-backed securities </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Corporate debt and other securities </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:420.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC Holdings carrying amount of financial investments</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Debt instruments measured at amortised cost</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– treasury and other eligible bills</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,796</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,508 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– debt securities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,670</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,686 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,466</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,194 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:333.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Weighted average yields of investment debt securities</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Up to 1<br/> year</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">1 to 5 <br/>years</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">5 to 10 years</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Over 10 years</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Yield</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Yield</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Yield</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Yield</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Debt securities measured at amortised cost</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">US Treasury </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div> | |
| CY2022 | ifrs-full |
Disclosure Of Fair Value Of Financial Instruments Explanatory
DisclosureOfFairValueOfFinancialInstrumentsExplanatory
|
<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:488.50pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">12</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Fair values of financial instruments carried at fair value</span></div></td></tr></table></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Control framework</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair values are subject to a control framework designed to ensure that they are either determined or validated by a function independent of the risk taker.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Where fair values are determined by reference to externally quoted prices or observable pricing inputs to models, independent price determination or validation is used. For inactive markets, HSBC sources alternative market information, with greater weight given to information that is considered to be more relevant and reliable. Examples of the factors considered are price observability, instrument comparability, consistency of data sources, underlying data accuracy and timing of prices.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For fair values determined using valuation models, the control framework includes development or validation by independent support functions of the model logic, inputs, model outputs and adjustments. Valuation models are subject to a process of due diligence before becoming operational and are calibrated against external market data on an ongoing basis. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Changes in fair value are generally subject to a profit and loss analysis process and are disaggregated into high-level categories including portfolio changes, market movements and other fair value adjustments.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The majority of financial instruments measured at fair value are in GBM. GBM’s fair value governance structure comprises its Finance function, Valuation Committees and a Valuation Committee Review Group. Finance is responsible for establishing procedures governing valuation and ensuring fair values are in compliance with accounting standards. The fair values are reviewed by the Valuation Committees, which consist of independent support functions. These committees are overseen by the Valuation Committee Review Group, which considers all material subjective valuations.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Financial liabilities measured at fair value</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In certain circumstances, HSBC records its own debt in issue at fair value, based on quoted prices in an active market for the specific instrument. When quoted market prices are unavailable, the own debt in issue is valued using valuation techniques, the inputs for which are either based on quoted prices in an inactive market for the instrument or are estimated by comparison with quoted prices in an active market for similar instruments. In both cases, the fair value includes the effect of applying the credit spread that is appropriate to HSBC’s liabilities. The change in fair value of issued debt securities attributable to the Group’s own credit spread is computed as follows: for each security at each reporting date, an externally verifiable price is obtained or a price is derived using credit spreads for similar securities for the same issuer. Then, using discounted cash flow, each security is valued using an appropriate market discount curve. The difference in the valuations is attributable to the Group’s own credit spread. This methodology is applied consistently across all securities.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Structured notes issued and certain other hybrid instruments are reported as financial liabilities designated at fair value. The credit spread applied to these instruments is derived from the spreads at which HSBC issues structured notes. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Gains and losses arising from changes in the credit spread of liabilities issued by HSBC, recorded in other comprehensive income, reverse over the contractual life of the debt, provided that the debt is not repaid at a premium or a discount.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Fair value hierarchy</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair values of financial assets and liabilities are determined according to the following hierarchy:</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Level 1 – valuation technique using quoted market price. These are financial instruments with quoted prices for identical instruments in active markets that HSBC can access at the measurement date.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Level 2 – valuation technique using observable inputs. These are financial instruments with quoted prices for similar instruments in active markets or quoted prices for identical or similar instruments in inactive markets and financial instruments valued using models where all significant inputs are observable.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Level 3 – valuation technique with significant unobservable inputs. These are financial instruments valued using valuation techniques where one or more significant inputs are unobservable.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:195.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial instruments carried at fair value and bases of valuation</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Level 1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Level 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Level 3</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Recurring fair value measurements at 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">148,592</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64,684</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">218,093</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">180,423 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">65,757 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,662 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">248,842 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,978</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,019</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,066</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45,063</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,937 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,629 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,238 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">49,804 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,917</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">279,265</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">284,146</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,783 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">191,621 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,478 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">196,882 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">182,231</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">71,621</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,965</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">256,817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">247,745 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">97,838 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,389 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">348,972 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">44,787</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,092</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">474</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72,353</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63,437 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,682 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">785 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">84,904 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,130</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">115,765</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,432</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,327</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,379 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">136,243 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,880 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">145,502 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,400</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">280,444</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,920</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">285,764</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,686 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">186,290 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,088 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">191,064 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The table below provides the fair value levelling of assets held for sale and liabilities of disposal groups that have been classified as held for sale in accordance with IFRS 5. For further details, see Note 23.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:6pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.970%"><tr><td style="width:1.0%"/><td style="width:37.182%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.620%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial instruments carried at fair value and bases of valuation – assets and liabilities held for sale</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Level 1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Level 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Level 3</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Recurring fair value measurements at 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,932</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">244</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,176</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">47</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">61</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">866</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">866</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,184</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,184</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,572</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">182</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,754</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,523</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,523</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">813</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">813</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:136.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:97.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:46.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="24" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers between Level 1 and Level 2 fair values</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Financial<br/>investments</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading<br/>assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated and otherwise<br/>mandatorily measured <br/>at fair value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading<br/>liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated<br/>at fair value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivatives</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Level 1 to Level 2</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,721</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,284</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">743</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">113</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Level 2 to Level 1</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,208</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,214</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">233</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Level 1 to Level 2</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,477 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,553 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,277 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">103 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">181 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">212 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Level 2 to Level 1</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,007 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,132 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">768 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">638 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers between levels of the fair value hierarchy are deemed to occur at the end of each quarterly reporting period. Transfers into and out of levels of the fair value hierarchy are primarily attributable to observability of valuation inputs and price transparency.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Fair value adjustments</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">We adopt the use of fair value adjustments when we take into consideration additional factors not incorporated within the valuation model that would otherwise be considered by a market participant. We classify fair value adjustments as either ‘risk-related’ or ‘model-related’. The majority of these adjustments relate to GBM. Movements in the level of fair value adjustments do not necessarily result in the recognition of profits or losses within the income statement. For example, as models are enhanced, fair value adjustments may no longer be required. Similarly, fair value adjustments will decrease when the related positions are unwound, but this may not result in profit or loss.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:321.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Global Banking and Markets fair value adjustments</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#ededed;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">GBM</span></td><td colspan="3" style="background-color:#ededed;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Corporate<br/>Centre</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">GBM</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Corporate<br/>Centre</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#ededed;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Type of adjustment</span></td><td colspan="3" style="background-color:#ededed;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Risk-related </span></td><td colspan="2" style="background-color:#ededed;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">650</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ededed;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">40</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">868 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– bid-offer </span></td><td colspan="2" style="background-color:#ededed;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">426</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ededed;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">412 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– uncertainty </span></td><td colspan="2" style="background-color:#ededed;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">86</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ededed;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">66 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– credit valuation adjustment</span></td><td colspan="2" style="background-color:#ededed;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">245</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ededed;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">228 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">35 </span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– debit valuation adjustment</span></td><td colspan="2" style="background-color:#ededed;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(175)</span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ededed;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(92)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– funding fair value adjustment</span></td><td colspan="2" style="background-color:#ededed;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">68</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ededed;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">254 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Model-related </span></td><td colspan="2" style="background-color:#ededed;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">61</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ededed;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">57 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– model limitation </span></td><td colspan="2" style="background-color:#ededed;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">61</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ededed;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">57 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Inception profit (Day 1 P&L reserves)</span></td><td colspan="2" style="background-color:#ededed;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ededed;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">106 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">808</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">40</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#ededed;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,031 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span><br/></span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The reduction in fair value adjustments was driven by changes to derivative exposures and the credit environment, including HSBC’s own credit.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Bid-offer</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">IFRS 13 ‘Fair Value Measurement’ requires the use of the price within the bid-offer spread that is most representative of fair value. Valuation models will typically generate mid-market values. The bid-offer adjustment reflects the extent to which bid-offer costs would be incurred if substantially all residual net portfolio market risks were closed using available hedging instruments or by disposing of or unwinding the position.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Uncertainty</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Certain model inputs may be less readily determinable from market data and/or the choice of model itself may be more subjective. In these circumstances, an adjustment may be necessary to reflect the likelihood that market participants would adopt more conservative values for uncertain parameters and/or model assumptions than those used in HSBC’s valuation model.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Credit and debit valuation adjustments </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The credit valuation adjustment (‘CVA’) is an adjustment to the valuation of over-the-counter (‘OTC’) derivative contracts to reflect the possibility that the counterparty may default and that HSBC may not receive the full market value of the transactions.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The debit valuation adjustment (‘DVA’) is an adjustment to the valuation of OTC derivative contracts to reflect the possibility that HSBC may default, and that it may not pay the full market value of the transactions. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC calculates a separate CVA and DVA for each legal entity, and for each counterparty to which the entity has exposure. With the exception of central clearing parties, all third-party counterparties are included in the CVA and DVA calculations, and these adjustments are not netted across Group entities. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC calculates the CVA by applying the probability of default (‘PD’) of the counterparty, conditional on the non-default of HSBC, to HSBC’s expected positive exposure to the counterparty and multiplying the result by the loss expected in the event of default. Conversely, HSBC calculates the DVA by applying the PD of HSBC, conditional on the non-default of the counterparty, to the expected positive exposure of the counterparty to HSBC and multiplying the result by the loss expected in the event of default. Both calculations are performed over the life of the potential exposure.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For most products HSBC uses a simulation methodology, which incorporates a range of potential exposures over the life of the portfolio, to calculate the expected positive exposure to a counterparty. The simulation methodology includes credit mitigants, such as counterparty netting agreements and collateral agreements with the counterparty.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The methodologies do not, in general, account for ‘wrong-way risk’. Wrong-way risk is an adverse correlation between the counterparty’s probability of default and the mark-to-market value of the underlying transaction. The risk can either be general, perhaps related to the currency of the issuer country, or specific to the transaction concerned. When there is significant wrong-way risk, a trade-specific approach is applied to reflect this risk in the valuation.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Funding fair value adjustment</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The funding fair value adjustment (‘FFVA’) is calculated by applying future market funding spreads to the expected future funding exposure of any uncollateralised component of the OTC derivative portfolio. The expected future funding exposure is calculated by a simulation methodology, where available, and is adjusted for events that may terminate the exposure, such as the default of HSBC or the counterparty. The FFVA and DVA are calculated independently.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Model limitation</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Models used for portfolio valuation purposes may be based upon a simplified set of assumptions that do not capture all current and future material market characteristics. In these circumstances, model limitation adjustments are adopted.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Inception profit (Day 1 P&L reserves)</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Inception profit adjustments are adopted when the fair value estimated by a valuation model is based on one or more significant unobservable inputs. The accounting for inception profit adjustments is discussed in Note 1.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Fair value valuation bases</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:109.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:49.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:36.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:34.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="30" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial instruments measured at fair value using a valuation technique with significant unobservable inputs – Level 3</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr style="height:66pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Financial investments</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated at fair value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Private equity including strategic investments </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">647</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,652</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,318</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Asset-backed securities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">438</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">208</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">95</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">741</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Structured notes </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,432</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,432</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,920</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,920</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other portfolios </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,880</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,590</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">319</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,789</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">382</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">382</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,965</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,066</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,812</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">474</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,432</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,920</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,826</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Private equity including strategic investments </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">544 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,732 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,278 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Asset-backed securities </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,008 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">132 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,141 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Structured notes </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,879 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,879 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other derivatives </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,478 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,478 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,088 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,088 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other portfolios </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,837 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,528 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">505 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,870 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">776 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">777 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,389 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,662 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,238 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,478 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,767 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">785 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,880 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,088 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,753 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Level 3 instruments are present in both ongoing and legacy businesses. Loans held for securitisation, derivatives with monolines, certain ‘other derivatives’ and predominantly all Level 3 asset-backed securities are legacy positions. HSBC has the capability to hold these positions.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Private equity including strategic investments</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fair value of a private equity investment (including strategic investments) is estimated on the basis of an analysis of the investee’s financial position and results, risk profile, prospects and other factors; by reference to market valuations for similar entities quoted in an active market; the price at which similar companies have changed ownership; or from published net asset values (‘NAV’) received. If necessary, adjustments are made to the NAV of funds to obtain the best estimate of fair value.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Asset-backed securities</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">While quoted market prices are generally used to determine the fair value of the asset-backed securities (‘ABSs’), valuation models are used to substantiate the reliability of the limited market data available and to identify whether any adjustments to quoted market prices are required. For certain ABSs, such as residential mortgage-backed securities, the valuation uses an industry standard model with assumptions relating to prepayment speeds, default rates and loss severity based on collateral type, and performance, as appropriate. The valuations output is benchmarked for consistency against observable data for securities of a similar nature.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Structured notes</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fair value of Level 3 structured notes is derived from the fair value of the underlying debt security, and the fair value of the embedded derivative is determined as described in the paragraph below on derivatives. These structured notes comprise principally equity-linked notes issued by HSBC, which provide the counterparty with a return linked to the performance of equity securities and other portfolios. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Examples of the unobservable parameters include long-dated equity volatilities and correlations between equity prices, and interest and foreign exchange rates.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Derivatives</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">OTC derivative valuation models calculate the present value of expected future cash flows, based upon ‘no arbitrage’ principles. For many vanilla derivative products, the modelling approaches used are standard across the industry. For more complex derivative products, there may be some differences in market practice. Inputs to valuation models are determined from observable market data wherever possible, including prices available from exchanges, dealers, brokers or providers of consensus pricing. Certain inputs may not be observable in the market directly, but can be determined from observable prices via model calibration procedures or estimated from historical data or other sources.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Reconciliation of fair value measurements in Level 3 of the fair value hierarchy</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:174.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:64.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="24" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Movement in Level 3 financial instruments</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr style="height:57pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Financial investments</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated at fair value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivatives</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 1 Jan 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,389</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,662</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,238</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,478</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">785</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,880</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,088</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total gains/(losses) recognised in profit or loss </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(245)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">159</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">390</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(52)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,334)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,014</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– net income/(losses) from financial instruments held for trading or managed on a fair value basis</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(245)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">390</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(52)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,014</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– changes in fair value of other financial instruments mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">159</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,334)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– gains less losses from financial investments at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total gains/(losses) recognised in other comprehensive income (‘OCI’)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(325)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(137)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(217)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(219)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(345)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(226)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments: fair value gains/ (losses)</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(203)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">82</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– exchange differences </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(122)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(137)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(217)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(219)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(427)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(226)</span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Purchases </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,048</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,436</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,330</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">178</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">New issuances </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,183</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sales </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(245)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,102)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(783)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(152)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(94)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Settlements </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(463)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,273)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,729)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(918)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(644)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">182</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(993)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers out </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(523)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(442)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(39)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(409)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(18)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,296)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(632)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers in </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">87</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,918</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">107</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">642</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">380</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,256</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">669</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,965</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,066</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">474</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,432</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,920</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unrealised gains/(losses) recognised in profit or loss relating to assets and liabilities held at 31 Dec 2021</span></td><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(100)</span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(148)</span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,779</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– net income/(losses) from financial instruments held for trading or managed on a fair value basis</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(100)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,779</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:26pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– changes in fair value of other financial instruments mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(148)</span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:174.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:61.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 1 Jan 2021</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,654 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,499 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,477 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,670 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">162 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,306 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,188 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total gains/(losses) recognised in profit or loss </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(378)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,753 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,237 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(836)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,583 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– net income/(losses) from financial instruments held for trading or managed on a fair value basis</span></td><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(378)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,237 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,583 </span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– changes in fair value of other financial instruments mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,753 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(836)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– gains less losses from financial investments at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total gains/(losses) recognised in other comprehensive income (‘OCI’)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></div></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(521)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(18)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(285)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(27)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(61)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(26)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 1.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments: fair value gains/ (losses)</span></td><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(428)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– exchange differences </span></td><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(93)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(18)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(285)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(27)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(61)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(26)</span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Purchases </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,025 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,988 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,692 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,014 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">New issuances </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">35 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,969 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sales </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(580)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(473)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,216)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(27)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Settlements </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(336)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(747)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,049)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,347)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(681)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,922)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,962)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers out </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(383)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,027)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(184)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(418)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(7)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(704)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(734)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers in </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">540 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">818 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">363 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">258 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,154 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,039 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,389 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,662 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,238 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,478 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">785 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,880 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,088 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unrealised gains/(losses) recognised in profit or loss relating to assets and liabilities held at 31 Dec 2020</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(309)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,509 </span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,298 </span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">166 </span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(969)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– net income/(losses) from financial instruments held for trading or managed on a fair value basis</span></td><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(309)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,298 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(969)</span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:26pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– changes in fair value of other financial instruments mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,509 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">166 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Included in ‘financial investments: fair value gains/(losses)’ in the current year and ‘exchange differences’ in the consolidated statement of comprehensive income.</span></div>Transfers between levels of the fair value hierarchy are deemed to occur at the end of each quarterly reporting period. Transfers into and out of levels of the fair value hierarchy are primarily attributable to observability of valuation inputs and price transparency.<div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Effect of changes in significant unobservable assumptions to reasonably possible alternatives</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:136.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:54.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Sensitivity of fair values to reasonably possible alternative assumptions</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="12" style="border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Reflected in profit or loss</span></td><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Reflected in OCI</span></td><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Reflected in profit or loss</span></td><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Reflected in OCI</span></td></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Favourable<br/>changes</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Un-<br/>favourable<br/>changes</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Favourable<br/>changes</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Un-<br/>favourable<br/>changes</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Favourable<br/>changes</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Un-<br/>favourable<br/>changes</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Favourable<br/>changes</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Un-<br/>favourable<br/>changes</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives, trading assets and trading liabilities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">264</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(291)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">143 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(146)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:27pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets and liabilities designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">914</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(911)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">849 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(868)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">65</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(55)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(20)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">113 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(112)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,189</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,213)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">65</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(55)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,012 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,034)</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">113 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(112)</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div>1 ‘Derivatives, trading assets and trading liabilities’ are presented as one category to reflect the manner in which these instruments are risk-managed.<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The sensitivity analysis aims to measure a range of fair values consistent with the application of a 95% confidence interval. Methodologies take account of the nature of the valuation technique employed, as well as the availability and reliability of observable proxy and historical data.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When the fair value of a financial instrument is affected by more than one unobservable assumption, the above table reflects the most favourable or the most unfavourable change from varying the assumptions individually.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Key unobservable inputs to Level 3 financial instruments</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table lists key unobservable inputs to Level 3 financial instruments and provides the range of those inputs at 31 December 2022.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:133.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:108.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:71.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Quantitative information about significant unobservable inputs in Level 3 valuations </span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Valuation<br/>techniques</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Key unobservable<br/>inputs</span></td><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Full range<br/>of inputs</span></td><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Full range<br/>of inputs</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Lower</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Higher</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Lower</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Higher</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Private equity including strategic investments </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,318</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">See below</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">See below</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1.75pt 0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1.75pt 0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Asset-backed securities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">741</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– collateralised loan/debt obligation</span></td><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">188</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Market proxy </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Bid quotes </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other ABSs </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">553</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Market proxy</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Bid quotes</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Structured notes </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,432</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt 0 5.5pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt 0 5.5pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt 0 5.5pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt 0 5.5pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt 0 5.5pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt 0 5.5pt"/></tr><tr style="height:9pt"><td colspan="3" rowspan="2" style="border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– equity-linked notes </span></td><td colspan="2" rowspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td rowspan="2" style="background-color:#f0eff0;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,833</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Option model </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Equity volatility </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">142%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">124%</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Option model </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Equity correlation </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99%</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– Foreign exchange-linked notes </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,694</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Option model </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Foreign exchange volatility </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">905</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,920</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– interest rate derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">560</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">710</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> securitisation swaps </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">259</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">209</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Discounted cash flow</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Prepayment rate </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10%</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> long-dated swaptions </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">53</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">67</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Option model </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Interest rate volatility </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">53%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">35%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> other </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">248</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">434</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– Foreign exchange derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">445</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">304</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> Foreign exchange options </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">404</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">274</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Option model </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Foreign exchange volatility</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> other </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– equity derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">850</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,658</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> long-dated single stock options </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">415</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">502</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Option model </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Equity volatility</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">153%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">138%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> other </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">435</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,156</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– credit derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">109</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">248</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other portfolios </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,789</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">382</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– repurchase agreements</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">750</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">328</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Discounted cash flow</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Interest rate curve</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,039</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">54</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,812</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,826</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 ‘Other’ includes a range of smaller asset holdings.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Private equity including strategic investments</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Given the bespoke nature of the analysis in respect of each private equity holding, it is not practical to quote a range of key unobservable inputs. The key unobservable inputs would be price and correlation. The valuation approach includes using a range of inputs that include company specific financials, traded comparable companies multiples, published net asset values and qualitative assumptions, which are not directly comparable or quantifiable.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Prepayment rates</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Prepayment rates are a measure of the anticipated future speed at which a loan portfolio will be repaid in advance of the due date. They vary according to the nature of the loan portfolio and expectations of future market conditions, and may be estimated using a variety of evidence, such as prepayment rates implied from proxy observable security prices, current or historical prepayment rates and macroeconomic modelling.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Market proxy</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Market proxy pricing may be used for an instrument when specific market pricing is not available but there is evidence from instruments with common characteristics. In some cases it might be possible to identify a specific proxy, but more generally evidence across a wider range of instruments will be used to understand the factors that influence current market pricing and the manner of that influence.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Volatility</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Volatility is a measure of the anticipated future variability of a market price. It varies by underlying reference market price, and by strike and maturity of the option. Certain volatilities, typically those of a longer-dated nature, are unobservable and are estimated from observable data. The range of unobservable volatilities reflects the wide variation in volatility inputs by reference market price. The core range is significantly narrower than the full range because these examples with extreme volatilities occur relatively rarely within the HSBC portfolio.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Correlation</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Correlation is a measure of the inter-relationship between two market prices and is expressed as a number between minus one and one. It is used to value more complex instruments where the payout is dependent upon more than one market price. There is a wide range of instruments for which correlation is an input, and consequently a wide range of both same-asset correlations and cross-asset correlations is used. In general, the range of same-asset correlations will be narrower than the range of cross-asset correlations.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Unobservable correlations may be estimated based upon a range of evidence, including consensus pricing services, HSBC trade prices, proxy correlations and examination of historical price relationships. The range of unobservable correlations quoted in the table reflects the wide variation in correlation inputs by market price pair.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Credit spread</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Credit spread is the premium over a benchmark interest rate required by the market to accept lower credit quality. In a discounted cash flow model, the credit spread increases the discount factors applied to future cash flows, thereby reducing the value of an asset. Credit spreads may be implied from market prices and may not be observable in more illiquid markets.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Inter-relationships between key unobservable inputs</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Key unobservable inputs to Level 3 financial instruments may not be independent of each other. As described above, market variables may be correlated. This correlation typically reflects the manner in which different markets tend to react to macroeconomic or other events. Furthermore, the effect of changing market variables on the HSBC portfolio will depend on HSBC’s net risk position in respect of each variable.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">HSBC Holdings</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:409.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Basis of valuing HSBC Holdings’ financial assets and liabilities measured at fair value</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Valuation technique using observable inputs: Level 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets at 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,801</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,811 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">52,322</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">51,408 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities at 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– designated at fair value </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,123</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32,418 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,922</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,220 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:487.00pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">13</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Fair values of financial instruments not carried at fair value</span></div></td></tr></table><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:213.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Fair values of financial instruments not carried at fair value and bases of valuation</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value</span></td></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying<br/>amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Quoted market<br/>price Level 1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Observable<br/>inputs Level 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Significant<br/>unobservable<br/>inputs Level 3</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,882</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,074</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">814</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,888</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">924,854</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,768</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">904,288</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">913,056</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253,754</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253,668</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253,668</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments – at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">168,746</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">90,629</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">67,419</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">626</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">158,674</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,722</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,831</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,831</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,570,303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,570,209</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,570,209</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,747</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,500</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,500</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78,149</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">76,640</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">381</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">77,021</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,290</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,723</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,723</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:5pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">83,136 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">82,220 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,073 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">83,293 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,045,814 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,287 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,034,288 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,044,575 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements – non-trading</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">241,648 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">241,531 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">121 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">241,652 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments – at amortised cost</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">97,302 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">38,722 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63,022 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">523 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">102,267 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">101,152 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">101,149 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">101,149 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,710,574 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,710,733 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,710,733 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements – non-trading</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">126,670 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">126,670 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">126,670 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">78,557 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">78,754 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">489 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79,243 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,487 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,206 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,206 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.970%"><tr><td style="width:1.0%"/><td style="width:40.675%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.544%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.544%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.544%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.544%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.549%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair values of financial instruments not carried at fair value and bases of valuation – assets and disposal groups held for sale</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Quoted market price Level 1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Observable inputs Level 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Significant unobservable inputs Level 3</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">257</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">257</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,687</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">111</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78,048</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78,159</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,646</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,646</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,646</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments – at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,165</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,042</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,042</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85,274</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85,303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85,303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,266</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,266</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,266</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,928</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,575</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,575</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:5pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,056 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">363 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,808 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,171 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,750 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,750 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,750 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other financial instruments not carried at fair value are typically short term in nature and reprice to current market rates frequently. Accordingly, their carrying amount is a reasonable approximation of fair value. They include cash and balances at central banks, items in the course of collection from and transmission to other banks, Hong Kong Government certificates of indebtedness and Hong Kong currency notes in circulation, all of which are measured at amortised cost.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Valuation</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair value is an estimate of the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. It does not reflect the economic benefits and costs that HSBC expects to flow from an instrument’s cash flow over its expected future life. Our valuation methodologies and assumptions in determining fair values for which no observable market prices are available may differ from those of other companies.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Loans and advances to banks and customers</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">To determine the fair value of loans and advances to banks and customers, loans are segregated, as far as possible, into portfolios of similar characteristics. Fair values are based on observable market transactions, when available. When they are unavailable, fair values are estimated using valuation models incorporating a range of input assumptions. These assumptions may include: value estimates from third-party brokers reflecting over-the-counter trading activity; forward-looking discounted cash flow models, taking account of expected customer prepayment rates, using assumptions that HSBC believes are consistent with those that would be used by market participants in valuing such loans; new business rates estimates for similar loans; and trading inputs from other market participants including observed primary and secondary trades. From time to time, we may engage a third-party valuation specialist to measure the fair value of a pool of loans.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fair value of loans reflects expected credit losses at the balance sheet date and estimates of market participants’ expectations of credit losses over the life of the loans, and the fair value effect of repricing between origination and the balance sheet date. For credit-impaired loans, fair value is estimated by discounting the future cash flows over the time period they are expected to be recovered.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Financial investments</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fair values of listed financial investments are determined using bid market prices. The fair values of unlisted financial investments are determined using valuation techniques that incorporate the prices and future earnings streams of equivalent quoted securities.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Deposits by banks and customer accounts</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The fair values of on-demand deposits are approximated by their carrying value. For deposits with longer-term maturities, fair values are estimated using discounted cash flows, applying current rates offered for deposits of similar remaining maturities.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Debt securities in issue and subordinated liabilities</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair values in debt securities in issue and subordinated liabilities are determined using quoted market prices at the balance sheet date where available, or by reference to quoted market prices for similar instruments.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Repurchase and reverse repurchase agreements – non-trading</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair values of repurchase and reverse repurchase agreements that are held on a non-trading basis provide approximate carrying amounts. This is due to the fact that balances are generally short dated.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">HSBC Holdings</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The methods used by HSBC Holdings to determine fair values of financial instruments for the purposes of measurement and disclosure are described above.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:234.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:67.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:67.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:67.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:67.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair values of HSBC Holdings’ financial instruments not carried at fair value on the balance sheet</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Carrying amount</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets at 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to HSBC undertakings </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,765</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,962</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,108 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,671 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments – at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,466</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,314</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,194 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,176 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities at 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,938</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">65,364</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">67,483 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69,719 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities </span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,727</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,644</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,059 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,066 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Fair values (other than Level 1 financial investments) were determined using valuation techniques with observable inputs (Level 2).</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Fair Value Measurement Of Liabilities Explanatory
DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory
|
<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:195.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial instruments carried at fair value and bases of valuation</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Level 1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Level 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Level 3</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Recurring fair value measurements at 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">148,592</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64,684</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">218,093</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">180,423 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">65,757 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,662 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">248,842 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,978</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,019</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,066</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45,063</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,937 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,629 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,238 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">49,804 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,917</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">279,265</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">284,146</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,783 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">191,621 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,478 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">196,882 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">182,231</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">71,621</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,965</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">256,817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">247,745 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">97,838 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,389 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">348,972 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">44,787</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,092</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">474</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72,353</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63,437 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,682 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">785 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">84,904 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,130</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">115,765</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,432</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,327</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,379 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">136,243 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,880 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">145,502 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,400</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">280,444</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,920</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">285,764</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,686 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">186,290 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,088 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">191,064 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The table below provides the fair value levelling of assets held for sale and liabilities of disposal groups that have been classified as held for sale in accordance with IFRS 5. For further details, see Note 23.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:6pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.970%"><tr><td style="width:1.0%"/><td style="width:37.182%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.620%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial instruments carried at fair value and bases of valuation – assets and liabilities held for sale</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Level 1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Level 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Level 3</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Recurring fair value measurements at 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,932</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">244</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,176</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">47</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">61</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">866</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">866</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,184</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,184</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,572</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">182</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,754</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,523</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,523</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">813</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">813</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:136.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:97.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:46.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="24" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers between Level 1 and Level 2 fair values</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Financial<br/>investments</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading<br/>assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated and otherwise<br/>mandatorily measured <br/>at fair value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading<br/>liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated<br/>at fair value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivatives</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Level 1 to Level 2</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,721</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,284</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">743</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">113</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Level 2 to Level 1</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,208</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,214</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">233</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Level 1 to Level 2</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,477 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,553 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,277 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">103 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">181 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">212 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Level 2 to Level 1</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,007 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,132 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">768 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">638 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:109.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:49.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:36.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:34.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="30" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial instruments measured at fair value using a valuation technique with significant unobservable inputs – Level 3</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr style="height:66pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Financial investments</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated at fair value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Private equity including strategic investments </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">647</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,652</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,318</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Asset-backed securities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">438</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">208</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">95</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">741</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Structured notes </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,432</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,432</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,920</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,920</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other portfolios </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,880</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,590</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">319</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,789</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">382</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">382</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,965</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,066</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,812</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">474</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,432</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,920</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,826</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Private equity including strategic investments </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">544 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,732 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,278 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Asset-backed securities </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,008 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">132 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,141 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Structured notes </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,879 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,879 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other derivatives </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,478 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,478 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,088 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,088 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other portfolios </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,837 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,528 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">505 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,870 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">776 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">777 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,389 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,662 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,238 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,478 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,767 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">785 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,880 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,088 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,753 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:174.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:64.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="24" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Movement in Level 3 financial instruments</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr style="height:57pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Financial investments</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated at fair value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivatives</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 1 Jan 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,389</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,662</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,238</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,478</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">785</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,880</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,088</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total gains/(losses) recognised in profit or loss </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(245)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">159</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">390</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(52)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,334)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,014</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– net income/(losses) from financial instruments held for trading or managed on a fair value basis</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(245)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">390</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(52)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,014</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– changes in fair value of other financial instruments mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">159</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,334)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– gains less losses from financial investments at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total gains/(losses) recognised in other comprehensive income (‘OCI’)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(325)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(137)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(217)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(219)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(345)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(226)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments: fair value gains/ (losses)</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(203)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">82</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– exchange differences </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(122)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(137)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(217)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(219)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(427)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(226)</span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Purchases </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,048</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,436</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,330</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">178</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">New issuances </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,183</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sales </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(245)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,102)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(783)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(152)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(94)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Settlements </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(463)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,273)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,729)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(918)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(644)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">182</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(993)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers out </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(523)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(442)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(39)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(409)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(18)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,296)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(632)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers in </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">87</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,918</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">107</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">642</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">380</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,256</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">669</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,965</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,066</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">474</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,432</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,920</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unrealised gains/(losses) recognised in profit or loss relating to assets and liabilities held at 31 Dec 2021</span></td><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(100)</span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(148)</span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,779</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– net income/(losses) from financial instruments held for trading or managed on a fair value basis</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(100)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,779</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:26pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– changes in fair value of other financial instruments mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(148)</span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:174.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:61.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 1 Jan 2021</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,654 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,499 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,477 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,670 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">162 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,306 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,188 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total gains/(losses) recognised in profit or loss </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(378)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,753 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,237 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(836)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,583 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– net income/(losses) from financial instruments held for trading or managed on a fair value basis</span></td><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(378)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,237 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,583 </span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– changes in fair value of other financial instruments mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,753 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(836)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– gains less losses from financial investments at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total gains/(losses) recognised in other comprehensive income (‘OCI’)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></div></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(521)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(18)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(285)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(27)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(61)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(26)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 1.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments: fair value gains/ (losses)</span></td><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(428)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– exchange differences </span></td><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(93)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(18)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(285)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(27)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(61)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(26)</span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Purchases </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,025 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,988 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,692 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,014 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">New issuances </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">35 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,969 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sales </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(580)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(473)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,216)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(27)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Settlements </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(336)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(747)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,049)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,347)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(681)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,922)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,962)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers out </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(383)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,027)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(184)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(418)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(7)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(704)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(734)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers in </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">540 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">818 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">363 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">258 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,154 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,039 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,389 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,662 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,238 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,478 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">785 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,880 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,088 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unrealised gains/(losses) recognised in profit or loss relating to assets and liabilities held at 31 Dec 2020</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(309)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,509 </span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,298 </span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">166 </span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(969)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– net income/(losses) from financial instruments held for trading or managed on a fair value basis</span></td><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(309)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,298 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(969)</span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:26pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– changes in fair value of other financial instruments mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,509 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">166 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Included in ‘financial investments: fair value gains/(losses)’ in the current year and ‘exchange differences’ in the consolidated statement of comprehensive income.</span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:409.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Basis of valuing HSBC Holdings’ financial assets and liabilities measured at fair value</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Valuation technique using observable inputs: Level 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets at 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,801</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,811 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">52,322</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">51,408 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities at 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– designated at fair value </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,123</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32,418 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,922</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,220 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:213.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Fair values of financial instruments not carried at fair value and bases of valuation</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value</span></td></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying<br/>amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Quoted market<br/>price Level 1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Observable<br/>inputs Level 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Significant<br/>unobservable<br/>inputs Level 3</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,882</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,074</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">814</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,888</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">924,854</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,768</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">904,288</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">913,056</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253,754</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253,668</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253,668</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments – at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">168,746</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">90,629</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">67,419</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">626</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">158,674</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,722</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,831</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,831</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,570,303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,570,209</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,570,209</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,747</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,500</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,500</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78,149</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">76,640</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">381</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">77,021</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,290</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,723</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,723</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:5pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">83,136 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">82,220 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,073 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">83,293 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,045,814 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,287 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,034,288 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,044,575 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements – non-trading</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">241,648 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">241,531 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">121 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">241,652 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments – at amortised cost</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">97,302 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">38,722 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63,022 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">523 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">102,267 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">101,152 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">101,149 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">101,149 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,710,574 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,710,733 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,710,733 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements – non-trading</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">126,670 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">126,670 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">126,670 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">78,557 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">78,754 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">489 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79,243 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,487 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,206 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,206 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.970%"><tr><td style="width:1.0%"/><td style="width:40.675%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.544%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.544%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.544%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.544%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.549%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair values of financial instruments not carried at fair value and bases of valuation – assets and disposal groups held for sale</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Quoted market price Level 1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Observable inputs Level 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Significant unobservable inputs Level 3</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">257</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">257</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,687</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">111</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78,048</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78,159</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,646</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,646</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,646</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments – at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,165</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,042</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,042</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85,274</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85,303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85,303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,266</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,266</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,266</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,928</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,575</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,575</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:5pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,056 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">363 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,808 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,171 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,750 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,750 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,750 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:234.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:67.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:67.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:67.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:67.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair values of HSBC Holdings’ financial instruments not carried at fair value on the balance sheet</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Carrying amount</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets at 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to HSBC undertakings </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,765</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,962</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,108 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,671 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments – at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,466</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,314</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,194 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,176 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities at 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,938</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">65,364</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">67,483 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69,719 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities </span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,727</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,644</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,059 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,066 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Fair values (other than Level 1 financial investments) were determined using valuation techniques with observable inputs (Level 2).</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Fair Value Measurement Of Assets Explanatory
DisclosureOfFairValueMeasurementOfAssetsExplanatory
|
<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:195.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial instruments carried at fair value and bases of valuation</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Level 1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Level 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Level 3</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Recurring fair value measurements at 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">148,592</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64,684</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">218,093</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">180,423 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">65,757 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,662 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">248,842 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,978</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,019</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,066</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45,063</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,937 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,629 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,238 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">49,804 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,917</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">279,265</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">284,146</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,783 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">191,621 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,478 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">196,882 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">182,231</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">71,621</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,965</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">256,817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">247,745 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">97,838 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,389 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">348,972 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">44,787</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,092</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">474</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72,353</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63,437 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,682 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">785 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">84,904 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,130</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">115,765</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,432</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,327</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,379 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">136,243 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,880 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">145,502 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,400</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">280,444</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,920</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">285,764</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,686 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">186,290 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,088 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">191,064 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The table below provides the fair value levelling of assets held for sale and liabilities of disposal groups that have been classified as held for sale in accordance with IFRS 5. For further details, see Note 23.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:6pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.970%"><tr><td style="width:1.0%"/><td style="width:37.182%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.614%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.620%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial instruments carried at fair value and bases of valuation – assets and liabilities held for sale</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Level 1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Level 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Level 3</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Recurring fair value measurements at 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,932</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">244</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,176</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">47</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">61</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">866</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">866</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,184</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,184</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,572</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">182</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,754</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,523</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,523</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">813</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">813</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:136.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:97.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:46.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="24" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transfers between Level 1 and Level 2 fair values</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Financial<br/>investments</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading<br/>assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated and otherwise<br/>mandatorily measured <br/>at fair value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading<br/>liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated<br/>at fair value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivatives</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Level 1 to Level 2</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,721</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,284</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">743</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">113</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Level 2 to Level 1</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,208</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,214</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">233</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Level 1 to Level 2</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,477 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,553 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,277 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">103 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">181 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">212 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers from Level 2 to Level 1</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,007 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,132 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">768 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">638 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:109.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:49.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:36.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:34.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="30" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial instruments measured at fair value using a valuation technique with significant unobservable inputs – Level 3</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr style="height:66pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Financial investments</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated at fair value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Private equity including strategic investments </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">647</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,652</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,318</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Asset-backed securities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">438</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">208</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">95</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">741</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Structured notes </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,432</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,432</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,920</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,920</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other portfolios </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,880</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,590</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">319</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,789</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">382</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">382</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,965</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,066</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,812</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">474</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,432</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,920</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,826</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Private equity including strategic investments </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">544 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,732 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,278 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Asset-backed securities </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,008 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">132 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,141 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Structured notes </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,879 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,879 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other derivatives </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,478 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,478 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,088 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,088 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other portfolios </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,837 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,528 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">505 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,870 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">776 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">777 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,389 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,662 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,238 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,478 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,767 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">785 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,880 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,088 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,753 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:174.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:64.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="24" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Movement in Level 3 financial instruments</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr style="height:57pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Financial investments</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated at fair value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivatives</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 1 Jan 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,389</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,662</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,238</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,478</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">785</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,880</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,088</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total gains/(losses) recognised in profit or loss </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(245)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">159</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">390</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(52)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,334)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,014</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– net income/(losses) from financial instruments held for trading or managed on a fair value basis</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(245)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">390</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(52)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,014</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– changes in fair value of other financial instruments mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">159</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,334)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– gains less losses from financial investments at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total gains/(losses) recognised in other comprehensive income (‘OCI’)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(325)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(137)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(217)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(219)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(345)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(226)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments: fair value gains/ (losses)</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(203)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">82</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– exchange differences </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(122)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(137)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(217)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(219)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(11)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(427)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(226)</span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Purchases </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,048</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,436</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,330</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">178</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">New issuances </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,183</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sales </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(245)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,102)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(783)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(152)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(94)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Settlements </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(463)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,273)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,729)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(918)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(644)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">182</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(993)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers out </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(523)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(442)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(39)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(409)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(18)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,296)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(632)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers in </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">87</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,918</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">107</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">642</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">380</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,256</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">669</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,965</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,066</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">474</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,432</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,920</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unrealised gains/(losses) recognised in profit or loss relating to assets and liabilities held at 31 Dec 2021</span></td><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(100)</span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(148)</span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,779</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– net income/(losses) from financial instruments held for trading or managed on a fair value basis</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(100)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,779</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:26pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– changes in fair value of other financial instruments mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(148)</span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:174.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:61.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 1 Jan 2021</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,654 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,499 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,477 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,670 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">162 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,306 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,188 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total gains/(losses) recognised in profit or loss </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(378)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,753 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,237 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(836)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,583 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– net income/(losses) from financial instruments held for trading or managed on a fair value basis</span></td><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(378)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,237 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,583 </span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– changes in fair value of other financial instruments mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,753 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(836)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– gains less losses from financial investments at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total gains/(losses) recognised in other comprehensive income (‘OCI’)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></div></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(521)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(18)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(285)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(27)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(61)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(26)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 1.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments: fair value gains/ (losses)</span></td><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(428)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– exchange differences </span></td><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(93)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(18)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(285)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(27)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(61)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(26)</span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Purchases </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,025 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,988 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,692 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,014 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">New issuances </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">35 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,969 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sales </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(580)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(473)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,216)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(27)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Settlements </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(336)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(747)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,049)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,347)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(681)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,922)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3,962)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers out </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(383)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,027)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(184)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(418)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(7)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(704)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(734)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Transfers in </span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">540 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">818 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">363 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">258 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,154 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,039 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,389 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,662 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,238 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,478 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">785 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,880 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,088 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unrealised gains/(losses) recognised in profit or loss relating to assets and liabilities held at 31 Dec 2020</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(309)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,509 </span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,298 </span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">166 </span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(969)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– net income/(losses) from financial instruments held for trading or managed on a fair value basis</span></td><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(309)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,298 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(969)</span></td><td style="background-color:#ffffff;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:26pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– changes in fair value of other financial instruments mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,509 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">166 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Included in ‘financial investments: fair value gains/(losses)’ in the current year and ‘exchange differences’ in the consolidated statement of comprehensive income.</span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:409.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Basis of valuing HSBC Holdings’ financial assets and liabilities measured at fair value</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Valuation technique using observable inputs: Level 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets at 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,801</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,811 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">52,322</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">51,408 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities at 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– designated at fair value </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,123</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32,418 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,922</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,220 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:213.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Fair values of financial instruments not carried at fair value and bases of valuation</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value</span></td></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying<br/>amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Quoted market<br/>price Level 1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Observable<br/>inputs Level 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Significant<br/>unobservable<br/>inputs Level 3</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,882</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,074</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">814</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,888</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">924,854</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,768</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">904,288</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">913,056</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253,754</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253,668</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253,668</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments – at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">168,746</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">90,629</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">67,419</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">626</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">158,674</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,722</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,831</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,831</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,570,303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,570,209</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,570,209</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,747</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,500</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,500</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78,149</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">76,640</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">381</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">77,021</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,290</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,723</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,723</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:5pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">83,136 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">82,220 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,073 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">83,293 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,045,814 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,287 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,034,288 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,044,575 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements – non-trading</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">241,648 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">241,531 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">121 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">241,652 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments – at amortised cost</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">97,302 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">38,722 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63,022 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">523 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">102,267 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">101,152 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">101,149 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">101,149 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,710,574 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,710,733 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,710,733 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements – non-trading</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">126,670 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">126,670 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">126,670 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">78,557 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">78,754 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">489 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79,243 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,487 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,206 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,206 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.970%"><tr><td style="width:1.0%"/><td style="width:40.675%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.544%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.544%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.544%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.544%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.549%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair values of financial instruments not carried at fair value and bases of valuation – assets and disposal groups held for sale</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="12" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Quoted market price Level 1</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Observable inputs Level 2</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Significant unobservable inputs Level 3</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">257</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">257</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,687</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">111</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78,048</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78,159</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,646</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,646</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,646</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments – at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,165</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,042</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,042</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85,274</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85,303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85,303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,266</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,266</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,266</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,928</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,575</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,575</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:5pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,056 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">363 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,808 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,171 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,750 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,750 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,750 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:234.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:67.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:67.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:67.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:67.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fair values of HSBC Holdings’ financial instruments not carried at fair value on the balance sheet</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Carrying amount</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets at 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to HSBC undertakings </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,765</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,962</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,108 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,671 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments – at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,466</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,314</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,194 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,176 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities at 31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,938</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">65,364</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">67,483 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69,719 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities </span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,727</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,644</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,059 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,066 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Fair values (other than Level 1 financial investments) were determined using valuation techniques with observable inputs (Level 2).</span></div> | |
| CY2022 | hsbc |
Gain Loss Recognized In Profit Or Loss Due To Favourable Changes In Significant Unobservable Inputs
GainLossRecognizedInProfitOrLossDueToFavourableChangesInSignificantUnobservableInputs
|
1189000000 | usd |
| CY2022 | hsbc |
Gain Loss Recognized In Profit Or Loss Due To Unfavourable Changes In Significant Unobservable Inputs
GainLossRecognizedInProfitOrLossDueToUnfavourableChangesInSignificantUnobservableInputs
|
-1213000000 | usd |
| CY2022 | hsbc |
Gain Loss Recognized In Other Comprehensive Income Due To Favourable Changes In Significant Unobservable Inputs
GainLossRecognizedInOtherComprehensiveIncomeDueToFavourableChangesInSignificantUnobservableInputs
|
65000000 | usd |
| CY2022 | hsbc |
Gain Loss Recognized In Other Comprehensive Income Due To Unfavourable Changes In Significant Unobservable Inputs
GainLossRecognizedInOtherComprehensiveIncomeDueToUnfavourableChangesInSignificantUnobservableInputs
|
-55000000 | usd |
| CY2021 | hsbc |
Gain Loss Recognized In Profit Or Loss Due To Favourable Changes In Significant Unobservable Inputs
GainLossRecognizedInProfitOrLossDueToFavourableChangesInSignificantUnobservableInputs
|
1012000000 | usd |
| CY2021 | hsbc |
Gain Loss Recognized In Profit Or Loss Due To Unfavourable Changes In Significant Unobservable Inputs
GainLossRecognizedInProfitOrLossDueToUnfavourableChangesInSignificantUnobservableInputs
|
-1034000000 | usd |
| CY2021 | hsbc |
Gain Loss Recognized In Other Comprehensive Income Due To Favourable Changes In Significant Unobservable Inputs
GainLossRecognizedInOtherComprehensiveIncomeDueToFavourableChangesInSignificantUnobservableInputs
|
113000000 | usd |
| CY2021 | hsbc |
Gain Loss Recognized In Other Comprehensive Income Due To Unfavourable Changes In Significant Unobservable Inputs
GainLossRecognizedInOtherComprehensiveIncomeDueToUnfavourableChangesInSignificantUnobservableInputs
|
-112000000 | usd |
| CY2022Q4 | ifrs-full |
Confidence Level Corresponding To Results Of Technique Other Than Confidence Level Technique Used For Determining Risk Adjustment For Nonfinancial Risk
ConfidenceLevelCorrespondingToResultsOfTechniqueOtherThanConfidenceLevelTechniqueUsedForDeterminingRiskAdjustmentForNonfinancialRisk
|
0.95 | |
| CY2022 | ifrs-full |
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Liabilities Explanatory
DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfLiabilitiesExplanatory
|
<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table lists key unobservable inputs to Level 3 financial instruments and provides the range of those inputs at 31 December 2022.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:133.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:108.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:71.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Quantitative information about significant unobservable inputs in Level 3 valuations </span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Valuation<br/>techniques</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Key unobservable<br/>inputs</span></td><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Full range<br/>of inputs</span></td><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Full range<br/>of inputs</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Lower</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Higher</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Lower</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Higher</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Private equity including strategic investments </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,318</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">See below</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">See below</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1.75pt 0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1.75pt 0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Asset-backed securities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">741</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– collateralised loan/debt obligation</span></td><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">188</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Market proxy </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Bid quotes </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other ABSs </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">553</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Market proxy</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Bid quotes</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Structured notes </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,432</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt 0 5.5pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt 0 5.5pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt 0 5.5pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt 0 5.5pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt 0 5.5pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt 0 5.5pt"/></tr><tr style="height:9pt"><td colspan="3" rowspan="2" style="border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– equity-linked notes </span></td><td colspan="2" rowspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td rowspan="2" style="background-color:#f0eff0;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,833</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Option model </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Equity volatility </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">142%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">124%</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Option model </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Equity correlation </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99%</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– Foreign exchange-linked notes </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,694</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Option model </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Foreign exchange volatility </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">905</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,920</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– interest rate derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">560</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">710</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> securitisation swaps </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">259</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">209</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Discounted cash flow</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Prepayment rate </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10%</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> long-dated swaptions </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">53</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">67</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Option model </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Interest rate volatility </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">53%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">35%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> other </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">248</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">434</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– Foreign exchange derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">445</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">304</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> Foreign exchange options </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">404</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">274</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Option model </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Foreign exchange volatility</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> other </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– equity derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">850</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,658</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> long-dated single stock options </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">415</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">502</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Option model </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Equity volatility</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">153%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">138%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> other </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">435</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,156</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– credit derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">109</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">248</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other portfolios </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,789</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">382</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– repurchase agreements</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">750</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">328</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Discounted cash flow</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Interest rate curve</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,039</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">54</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,812</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,826</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 ‘Other’ includes a range of smaller asset holdings.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Explanatory
DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory
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<div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table lists key unobservable inputs to Level 3 financial instruments and provides the range of those inputs at 31 December 2022.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:133.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:108.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:71.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Quantitative information about significant unobservable inputs in Level 3 valuations </span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="border-bottom:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Valuation<br/>techniques</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Key unobservable<br/>inputs</span></td><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Full range<br/>of inputs</span></td><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Full range<br/>of inputs</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Lower</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Higher</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Lower</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Higher</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Private equity including strategic investments </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,318</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">See below</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">See below</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1.75pt 0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1.75pt 0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Asset-backed securities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">741</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– collateralised loan/debt obligation</span></td><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">188</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Market proxy </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Bid quotes </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other ABSs </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">553</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Market proxy</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Bid quotes</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Structured notes </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,432</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt 0 5.5pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt 0 5.5pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt 0 5.5pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt 0 5.5pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt 0 5.5pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt 0 5.5pt"/></tr><tr style="height:9pt"><td colspan="3" rowspan="2" style="border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– equity-linked notes </span></td><td colspan="2" rowspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td rowspan="2" style="background-color:#f0eff0;border-right:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,833</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Option model </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Equity volatility </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">142%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">124%</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Option model </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Equity correlation </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99%</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– Foreign exchange-linked notes </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,694</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Option model </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Foreign exchange volatility </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">905</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,964</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,920</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– interest rate derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">560</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">710</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> securitisation swaps </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">259</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">209</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Discounted cash flow</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Prepayment rate </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10%</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> long-dated swaptions </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">53</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">67</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Option model </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Interest rate volatility </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">53%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">35%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> other </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">248</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">434</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– Foreign exchange derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">445</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">304</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> Foreign exchange options </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">404</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">274</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Option model </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Foreign exchange volatility</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> other </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– equity derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">850</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,658</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> long-dated single stock options </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">415</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">502</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Option model </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Equity volatility</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">153%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">138%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> other </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">435</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,156</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– credit derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">109</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">248</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other portfolios </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,789</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">382</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– repurchase agreements</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">750</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">328</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Model – Discounted cash flow</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Interest rate curve</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,039</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">54</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,812</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,826</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 ‘Other’ includes a range of smaller asset holdings.</span></div> | |
| CY2022Q4 | ifrs-full |
Derivative Financial Assets Held For Trading
DerivativeFinancialAssetsHeldForTrading
|
419542000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Financial Instruments Designated At Fair Value Through Profit Or Loss Explanatory
DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory
|
<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:21.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:487.00pt"/><td style="width:1.0pt"/></tr><tr style="height:35pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">14</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Financial assets designated and otherwise mandatorily measured at fair value through profit or loss</span></div></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:150.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:69.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:49.75pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:30pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Designated at fair value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Mandatorily measured at fair value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Designated at fair value</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Mandatorily measured at <br/>fair value</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Securities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,079</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">38,529</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41,608</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,251 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,062 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">44,313 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– treasury and other eligible bills</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">649</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">95</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">744</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">599 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">630 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– debt securities </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,430</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,969</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,399</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,652 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,177 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,829 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– equity securities </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,465</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,465</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36,854 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36,854 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks and customers</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,841</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,841</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,307 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,307 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,614</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,614</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,184 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,184 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,079</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41,984</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45,063</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,251 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">47,553 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">49,804 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div> | |
| CY2022 | ifrs-full |
Disclosure Of Derivative Financial Instruments Explanatory
DisclosureOfDerivativeFinancialInstrumentsExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:487.00pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">15</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Derivatives</span></div></td></tr></table><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.75pt"><tr><td style="width:1.0pt"/><td style="width:109.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Notional contract amounts and fair values of derivatives by product contract type held by HSBC</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Notional contract amount</span></td><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value – Assets</span></td><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value – Liabilities</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,434,453</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">38,924</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">122,203</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">525</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">122,728</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">123,088</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">166</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">123,254</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,213,232</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">276,589</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">285,438</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,066</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">290,504</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">287,877</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,501</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">291,378</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Equities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">570,410</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,325</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,325</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,176</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,176</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">183,995</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,091</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,091</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,264</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,264</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Commodity and other </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78,413</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,485</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,485</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,679</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,679</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross total fair values</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,480,503</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">315,513</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">419,542</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,591</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">425,133</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">423,084</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,667</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">426,751</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Offset (Note 31)</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(140,987)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(140,987)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,480,503</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">315,513</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">419,542</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,591</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">284,146</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">423,084</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,667</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">285,764</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,723,034 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">43,839 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79,801 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,062 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">80,863 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">77,670 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">207 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">77,877 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,470,539 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">162,921 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">151,631 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,749 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">153,380 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">146,808 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">966 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">147,774 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Equities </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">659,142 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,637 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,637 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,379 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,379 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">190,724 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,175 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,175 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,151 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,151 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Commodity and other </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">74,159 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,205 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,205 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,261 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,261 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross total fair values</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,117,598 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">206,760 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">247,449 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,811 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">250,260 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">243,269 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,173 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">244,442 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Offset (Note 31)</span></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(53,378)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(53,378)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,117,598 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">206,760 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">247,449 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,811 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">196,882 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">243,269 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,173 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">191,064 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The notional contract amounts of derivatives held for trading purposes and derivatives designated in hedge accounting relationships indicate the nominal value of transactions outstanding at the balance sheet date. They do not represent amounts at risk.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Derivative assets and liabilities increased during 2022, driven by yield curve movements and changes in foreign exchange rates.</span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:111.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Notional contract amounts and fair values of derivatives by product contract type held by HSBC Holdings with subsidiaries</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Notional contract amount</span></td><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">60,630</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">502</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">502</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,683</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,683</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,322</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">81,873</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,386</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">913</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,299</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">826</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,413</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,239</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">94,952</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">81,873</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,888</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">913</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,801</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,509</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,413</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,922</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36,703 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">384 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">384 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">377 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">377 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">35,970 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,358 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">712 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,715 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,427 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">769 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">74 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">843 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72,673 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,358 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,096 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,715 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,811 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,146 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">74 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,220 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Use of derivatives</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For details regarding the use of derivatives, see page 252 under ‘Market risk’.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Trading derivatives</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Most of HSBC’s derivative transactions relate to sales and trading activities. Sales activities include the structuring and marketing of derivative products to customers to enable them to take, transfer, modify or reduce current or expected risks. Trading activities include market-making and risk management. Market-making entails quoting bid and offer prices to other market participants for the purpose of generating revenue based on spread and volume. Risk management activity is undertaken to manage the risk arising from client transactions, with the principal purpose of retaining client margin. Other derivatives classified as held for trading include non-qualifying hedging derivatives.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Substantially all of HSBC Holdings’ derivatives entered into with subsidiaries are managed in conjunction with financial liabilities designated at fair value.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Derivatives valued using models with unobservable inputs</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The difference between the fair value at initial recognition (the transaction price) and the value that would have been derived had valuation techniques used for subsequent measurement been applied at initial recognition, less subsequent releases, is as shown in the following table:</span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:349.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Unamortised balance of derivatives valued using models with significant unobservable inputs</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unamortised balance at 1 Jan</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">106</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">104 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deferral on new transactions </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">191</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">311 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Recognised in the income statement during the year:</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(192)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(308)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– amortisation</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(112)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(177)</span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– subsequent to unobservable inputs becoming observable </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– maturity, termination or offsetting derivative </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(77)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(127)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exchange differences </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(8)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Unamortised balance at 31 Dec</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">106 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table>1This amount is yet to be recognised in the consolidated income statement<div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Hedge accounting derivatives</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC applies hedge accounting to manage the following risks: interest rate and foreign exchange risks. Further details on how these risks arise and how they are managed by the Group can be found in the ‘Risk review’.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Hedged risk components </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC designates a portion of cash flows of a financial instrument or a group of financial instruments for a specific interest rate or foreign currency risk component in a fair value or cash flow hedge. The designated risks and portions are either contractually specified or otherwise separately identifiable components of the financial instrument that are reliably measurable. Risk-free or benchmark interest rates generally are regarded as being both separately identifiable and reliably measurable, except for the Interest Rate Benchmark Reform Phase 2 transition where HSBC designates alternative benchmark rates as the hedged risk which may not have been separately identifiable upon initial designation, provided HSBC reasonably expects it will meet the requirement within 24 months from the first designation date. The designated risk components account for a significant portion of the overall changes in fair value or cash flows of the hedged items.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC uses net investment hedges to hedge the structural foreign exchange risk related to net investments in foreign operations including subsidiaries and branches whose functional currencies are different from that of the parent. When hedging with foreign exchange forward contracts, the spot rate component of the foreign exchange risk is designated as the hedged risk. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Fair value hedges</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC enters into fixed-for-floating-interest-rate swaps to manage the exposure to changes in fair value caused by movements in market interest rates on certain fixed-rate financial instruments that are not measured at fair value through profit or loss, including debt securities held and issued.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:109.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">HSBC hedging instrument by hedged risk</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging instrument</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"><div style="text-align:right"><span><br/></span></div></td><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"><div style="text-align:right"><span><br/></span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Notional amount</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Balance sheet presentation</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Change in fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hedged risk</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">162,062</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,973</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,573</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,064</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">162,062</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,973</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,573</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,064</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:109.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90,556 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,637 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,410 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,330 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90,556 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,637 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,410 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,330 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The notional contract amounts of derivatives designated in qualifying hedge accounting relationships indicate the nominal value of transactions outstanding at the balance sheet date. They do not represent amounts at risk.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Used in effectiveness testing, which uses the full fair value change of the hedging instrument not excluding any component.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The hedged risk ‘interest rate’ includes inflation risk.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:57.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:53.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:97.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:51.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:46.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/></tr><tr style="height:14pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">HSBC hedged item by hedged risk</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="18" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedged item</span></td><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Ineffectiveness</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="9" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Accumulated fair value hedge adjustments included in carrying amount</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Change in fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Recognised in profit and loss</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Balance sheet presentation</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Profit and loss presentation</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hedged risk</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:36pt"><td colspan="3" rowspan="5" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">82,792</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5,100)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial investments measured at fair value through other comprehensive income<br/></span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(8,005)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" rowspan="5" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(59)</span></td><td rowspan="5" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" rowspan="5" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net income from financial instruments held for trading or managed on a fair value basis<br/></span></td></tr><tr style="height:23pt"><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,415</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(210)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(233)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:11pt"><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">519</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(18)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Reverse repos</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(17)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:11pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">49,180</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,006)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,138</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">83</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Deposits by banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">86,726</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">49,263</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5,328)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,006)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,122)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(59)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:66.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:97.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:50.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:46.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:36pt"><td colspan="3" rowspan="5" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">68,059 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,199 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets designated and otherwise mandatorily measured at fair value through other comprehensive income</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,932)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" rowspan="4" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(36)</span></td><td rowspan="4" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" rowspan="5" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net income from financial instruments held for trading or managed on a fair value basis</span></td></tr><tr style="height:9pt"><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:20pt"><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,066 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(41)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,428 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">992 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">609 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">86 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">71,127 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,514 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,205 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">993 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,366)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(36)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Used in effectiveness testing, which comprise an amount attributable to the designated hedged risk that can be a risk component.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The accumulated amount of fair value adjustments remaining in the statement of financial position for hedged items that have ceased to be adjusted for hedging gains and losses were assets of $252m (2021: $1,061m) for FVOCI assets and liabilities of $916m (2021: $15m) for debt issued.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The hedged risk ‘interest rate’ includes inflation risk.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:115.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:95.50pt"/><td style="width:1.0pt"/></tr><tr style="height:14pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">HSBC Holdings hedging instrument by hedged risk</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging instrument</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Notional amount</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1,4</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Balance sheet presentation</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Change in fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hedged risk</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">81,873</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">913</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,413</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5,599)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">81,873</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">913</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,413</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5,599)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,358 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,715 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">74 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,515)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,358 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,715 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">74 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,515)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The notional contract amounts of derivatives designated in qualifying hedge accounting relationships indicate the nominal value of transactions outstanding at the balance sheet date; they do not represent amounts at risk.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Used in effectiveness testing; comprising the full fair value change of the hedging instrument not excluding any component.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The hedged risk ‘interest rate’ includes foreign exchange risk.</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The notional amount of non-dynamic fair value hedges is equal to $81,873m (2021: $45,358m), of which the weighted-average maturity date is June 2028 and the weighted-average swap rate is 2.33% (2021: 1.30%). The majority of these hedges are internal to the Group. </span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:70.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:66.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:82.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">HSBC Holdings hedged item by hedged risk</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="18" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedged item</span></td><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Ineffectiveness</span></td></tr><tr style="height:42pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Accumulated fair value hedge adjustments included in carrying amount</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Change in fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Recognised in<br/>profit and loss</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Balance sheet presentation</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Profit and loss<br/>presentation</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hedged risk</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:20pt"><td colspan="3" rowspan="2" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">68,223</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,829)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-align:right;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Debt securities</span></div><div style="padding-left:9pt;text-align:right;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">in issue</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,258</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(34)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net income from financial instruments held for trading or managed on a fair value basis</span></td></tr><tr style="height:20pt"><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,812</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(789)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(693)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,812</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">68,223</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(789)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,829)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,565</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(34)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:20pt"><td colspan="3" rowspan="2" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">39,154 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,408 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;text-indent:-6.75pt;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities<br/>in issue</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,599 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(21)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" rowspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net income from financial instruments held for trading or managed on a fair value basis</span></td></tr><tr style="height:20pt"><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,863 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(104)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(104)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,863 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">39,154 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(104)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,408 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,495 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(21)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Used in effectiveness testing; comprising amount attributable to the designated hedged risk that can be a risk component.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The accumulated amount of fair value adjustments remaining in the statement of financial position for hedged items that have ceased to be adjusted for hedging gains and losses were liabilities of $971m (2021: $54.4m) for debt issued.</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The hedged risk ‘interest rate’ includes foreign exchange risk.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Sources of hedge ineffectiveness may arise from basis risk, including but not limited to the discount rates used for calculating the fair value of derivatives, hedges using instruments with a non-zero fair value, and notional and timing differences between the hedged items and hedging instruments. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For some debt securities held, HSBC manages interest rate risk in a dynamic risk management strategy. The assets in scope of this strategy are high-quality fixed-rate debt securities, which may be sold to meet liquidity and funding requirements.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The interest rate risk of the HSBC fixed-rate debt securities issued is managed in a non-dynamic risk management strategy.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Cash flow hedges</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC’s cash flow hedging instruments consist principally of interest rate swaps and cross-currency swaps that are used to manage the variability in future interest cash flows of non-trading financial assets and liabilities, arising due to changes in market interest rates and foreign-currency basis. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC applies macro cash flow hedging for interest rate risk exposures on portfolios of replenishing current and forecasted issuances of non-trading assets and liabilities that bear interest at variable rates, including rolling such instruments. The amounts and timing of future cash flows, representing both principal and interest flows, are projected for each portfolio of financial assets and liabilities on the basis of their contractual terms and other relevant factors, including estimates of prepayments and defaults. The aggregate cash flows representing both principal balances and interest cash flows across all portfolios are used to determine the effectiveness and ineffectiveness. Macro cash flow hedges are considered to be dynamic hedges.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC also hedges the variability in future cash flows on foreign-denominated financial assets and liabilities arising due to changes in foreign exchange market rates with cross-currency swaps, which are considered dynamic hedges.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:87.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:34.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:69.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/></tr><tr style="height:14pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Hedging instrument by hedged risk</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging instrument</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedged item</span></td><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Ineffectiveness</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Change in fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Change in fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">3</span></div></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Recognised in profit and loss </span></td><td colspan="3" rowspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Profit and loss presentation</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Notional amount</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Balance sheet presentation</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hedged risk</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:23pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign currency</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,781</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">418</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">166</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">659</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">659</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net income from<br/>financial instruments<br/>held for trading or<br/>managed on a fair<br/>value basis</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,527</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">93</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">950</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,997)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,973)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(24)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">123,308</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">511</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,116</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,338)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,314)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(24)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:87.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:67.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:23pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign currency</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,930 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">827 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">207 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">987 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">987 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" rowspan="2" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net income from financial instruments held for trading or managed on a fair value basis</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72,365 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">112 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">217 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(519)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(500)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(19)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90,295 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">939 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">424 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">468 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">487 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(19)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The notional contract amounts of derivatives designated in qualifying hedge accounting relationships indicate the nominal value of transactions outstanding at the balance sheet date. They do not represent amounts at risk.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Used in effectiveness testing; comprising the full fair value change of the hedging instrument not excluding any component.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Used in effectiveness assessment; comprising amount attributable to the designated hedged risk that can be a risk component.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Sources of hedge ineffectiveness may arise from basis risk, including but not limited to timing differences between the hedged items and hedging instruments and hedges using instruments with a non-zero fair value.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:373.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reconciliation of equity and analysis of other comprehensive income by risk type</span></div></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Interest rate</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Foreign currency</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash flow hedging reserve at 1 Jan 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(205)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value gains/(losses)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,973)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">659</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value (gains)/losses reclassified from the cash flow hedge reserve to the income statement in respect of:</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hedged items that have affected profit or loss</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">325</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(926)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Income taxes</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,123</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Others</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">130</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cash flow hedging reserve at 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,387)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(421)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:373.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash flow hedging reserve at 1 Jan 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">495 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(37)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value gains/(losses)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(500)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">987 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value (gains)/losses reclassified from the cash flow hedge reserve to the income statement in respect of:</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hedged items that have affected profit or loss</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(217)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,177)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Income taxes</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">185 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Others</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash flow hedging reserve at 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(205)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Hedged items that have affected profit or loss are primarily recorded within interest income.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Net investment hedges</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Group applies hedge accounting in respect of certain net investments in non-US dollar functional currency foreign operations for changes in spot exchange rates only. Hedging could be undertaken for Group structural exposure to changes in the US dollar to foreign currency exchange rates using forward foreign exchange contracts or by financing with foreign currency borrowings. The aggregate positions at the reporting date and the performance indicators of both live and de-designated hedges are summarised below. There were no amounts reclassified to the profit and loss account during the accounting periods presented.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.970%"><tr><td style="width:1.0%"/><td style="width:38.783%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.070%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.399%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:18.844%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Hedges of net investment in foreign operations</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying value</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Nominal<br/> amount</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Amounts recognised in OCI</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedge ineffectiveness recognised in income statement</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivative<br/> assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivative liabilities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Description of hedged risk</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Pound sterling-denominated structural foreign exchange</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">264</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,447</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Swiss franc-denominated structural foreign exchange</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(21)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">727</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">111</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hong Kong dollar-denominated structural foreign exchange</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(19)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,597</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other structural foreign exchange</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(117)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,819</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">375</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">264</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(157)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30,143</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,931</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Pound sterling-denominated structural foreign exchange</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">229 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,717 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(126)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Swiss franc-denominated structural foreign exchange</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">809 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">101 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hong Kong dollar-denominated structural foreign exchange</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,992 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other structural foreign exchange</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,387 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">243 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8)</span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,906 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(14)</span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:8pt;margin-top:5pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Other currencies include New Taiwan dollar, Singapore dollar, Canadian dollar, Omani rial, South Korean won, Indian rupee, Indonesian rupiah, euro, Mexican peso, Qatari riyal, Kuwaiti dinar, Saudi riyal and United Arab Emirates dirham.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Interest rate benchmark reform: Amendments to IFRS 9 and IAS 39 ‘Financial Instruments’</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC has applied both the first set of amendments (‘Phase 1’) and the second set of amendments (‘Phase 2’) to IFRS 9 and IAS 39 applicable to hedge accounting. The hedge accounting relationships that are affected by Phase 1 and Phase 2 amendments are presented in the balance sheet as ‘Financial assets designated and otherwise mandatorily measured at fair value through other comprehensive income’, ‘Loans and advances to customers’, ‘Debt securities in issue’ and ‘Deposits by banks’. The notional value of the derivatives impacted by the Ibor reform, including those designated in hedge accounting relationships, is disclosed on page 157 in the section ‘Financial instruments impacted by the Ibor reform’. For further details on Ibor transition, see ‘Top and emerging risks‘ on page 156.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">During 2022, the Group transitioned all of its hedging instruments referencing sterling Libor, European Overnight Index Average rate (‘Eonia’) and Japanese yen Libor. The Group also transitioned some of the hedging instruments referencing US dollar Libor. There is no significant judgement applied for these benchmarks to determine whether and when the transition uncertainty has been resolved.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The most significant Ibor benchmark in which the Group continues to have hedging instruments is US dollar Libor. It is expected that the transition out of US dollar Libor hedging derivatives will be completed by the second quarter of 2023. These transitions do not necessitate new approaches compared with any of the mechanisms used so far for transition and it will not be necessary to change the transition risk management strategy. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For some of the Ibors included under the ‘Other’ header in the table below, judgement has been needed to establish whether a transition is required, since there are Ibor benchmarks that are subject to computation methodology improvements and insertion of fallback provisions without full clarity being provided by their administrators on whether these Ibor benchmarks will be demised.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The notional amounts of interest rate derivatives designated in hedge accounting relationships do not represent the extent of the risk exposure managed by the Group but they are expected to be directly affected by market-wide Ibor reform and in scope of Phase 1 amendments and are shown in the table below. The cross-currency swaps designated in hedge accounting relationships and affected by Ibor reform are not significant and have not been presented below.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:129.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="24" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Hedging instrument impacted by Ibor reform</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="21" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging instrument</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Impacted by Ibor reform</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Not impacted by Ibor reform</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Notional</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">amount</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">€</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">£</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Other</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value hedges</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,756</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,015</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,643</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,414</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">134,648</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">162,062</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash flow hedges</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,865</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,830</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">36,695</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">77,832</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,527</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,621</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,015</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">40,473</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64,109</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">212,480</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">276,589</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value hedges</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,178 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,525 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,615 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31,318 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">59,238 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90,556 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash flow hedges</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,954 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,632 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,686 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">55,679 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72,365 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,132 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,625 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,247 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">48,004 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">114,917 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">162,921 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The notional contract amounts of interest rate derivatives designated in qualifying hedge accounting relationships indicate the nominal value of transactions outstanding at the balance sheet date and they do not represent amounts at risk.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The notional contract amounts of euro interest rate derivatives impacted by Ibor reform mainly comprise hedges with a Euribor benchmark, which are ‘Fair value hedges’ of $12,756m (31 December 2021: $6,178m) and ‘Cash flow hedges’ of $8,865m (31 December 2021: $7,954m).</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Other benchmarks impacted by Ibor reform comprise mainly of Canadian dollar offered rate (‘CDOR’), Hong Kong interbank offered rate (‘HIBOR’) and Mexican interbank equilibrium interest rate (‘TIIE’) related derivatives.</span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:510.75pt"><tr><td style="width:1.0pt"/><td style="width:129.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:50.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:51.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="24" style="background-color:#ffffff;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Hedging instrument impacted by Ibor reform held by HSBC Holdings</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="21" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging instrument</span></td></tr><tr style="height:20pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="15" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Impacted by Ibor reform</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Not impacted by Ibor reform</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Notional amount</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">€</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">£</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Other</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value hedges</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,210</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,336</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,546</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">63,327</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">81,873</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,210</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,336</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,546</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">63,327</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">81,873</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value hedges</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,944 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,035 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,458 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31,437 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,921 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,358 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,944 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,035 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,458 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31,437 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,921 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,358 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Detailed Information About Hedging Instruments Explanatory
DisclosureOfDetailedInformationAboutHedgingInstrumentsExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.75pt"><tr><td style="width:1.0pt"/><td style="width:109.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Notional contract amounts and fair values of derivatives by product contract type held by HSBC</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Notional contract amount</span></td><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value – Assets</span></td><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value – Liabilities</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,434,453</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">38,924</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">122,203</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">525</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">122,728</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">123,088</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">166</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">123,254</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,213,232</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">276,589</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">285,438</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,066</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">290,504</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">287,877</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,501</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">291,378</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Equities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">570,410</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,325</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,325</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,176</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,176</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">183,995</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,091</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,091</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,264</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,264</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Commodity and other </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78,413</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,485</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,485</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,679</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,679</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross total fair values</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,480,503</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">315,513</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">419,542</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,591</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">425,133</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">423,084</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,667</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">426,751</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Offset (Note 31)</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(140,987)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(140,987)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,480,503</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">315,513</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">419,542</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,591</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">284,146</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">423,084</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,667</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">285,764</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:8pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,723,034 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">43,839 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79,801 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,062 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">80,863 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">77,670 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">207 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">77,877 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,470,539 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">162,921 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">151,631 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,749 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">153,380 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">146,808 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">966 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">147,774 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Equities </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">659,142 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,637 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,637 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,379 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,379 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">190,724 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,175 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,175 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,151 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,151 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Commodity and other </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">74,159 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,205 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,205 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,261 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,261 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Gross total fair values</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,117,598 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">206,760 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">247,449 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,811 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">250,260 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">243,269 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,173 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">244,442 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Offset (Note 31)</span></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(53,378)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(53,378)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,117,598 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">206,760 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">247,449 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,811 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">196,882 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">243,269 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,173 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">191,064 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:111.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Notional contract amounts and fair values of derivatives by product contract type held by HSBC Holdings with subsidiaries</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Notional contract amount</span></td><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Trading</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">60,630</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">502</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">502</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,683</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,683</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,322</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">81,873</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,386</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">913</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,299</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">826</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,413</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,239</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">94,952</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">81,873</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,888</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">913</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,801</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,509</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,413</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,922</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign exchange </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36,703 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">384 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">384 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">377 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">377 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">35,970 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,358 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">712 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,715 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,427 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">769 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">74 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">843 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72,673 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,358 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,096 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,715 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,811 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,146 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">74 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,220 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:109.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">HSBC hedging instrument by hedged risk</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging instrument</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"><div style="text-align:right"><span><br/></span></div></td><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"><div style="text-align:right"><span><br/></span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Notional amount</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Balance sheet presentation</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Change in fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hedged risk</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">162,062</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,973</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,573</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,064</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">162,062</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,973</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,573</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,064</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:109.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90,556 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,637 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,410 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,330 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90,556 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,637 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,410 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,330 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The notional contract amounts of derivatives designated in qualifying hedge accounting relationships indicate the nominal value of transactions outstanding at the balance sheet date. They do not represent amounts at risk.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Used in effectiveness testing, which uses the full fair value change of the hedging instrument not excluding any component.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The hedged risk ‘interest rate’ includes inflation risk.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:57.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:53.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:97.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:51.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:46.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/></tr><tr style="height:14pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">HSBC hedged item by hedged risk</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="18" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedged item</span></td><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Ineffectiveness</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="9" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Accumulated fair value hedge adjustments included in carrying amount</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Change in fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Recognised in profit and loss</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Balance sheet presentation</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Profit and loss presentation</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hedged risk</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:36pt"><td colspan="3" rowspan="5" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">82,792</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5,100)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial investments measured at fair value through other comprehensive income<br/></span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(8,005)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" rowspan="5" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(59)</span></td><td rowspan="5" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" rowspan="5" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net income from financial instruments held for trading or managed on a fair value basis<br/></span></td></tr><tr style="height:23pt"><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,415</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(210)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(233)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:11pt"><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">519</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(18)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Reverse repos</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(17)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:11pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">49,180</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,006)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,138</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">83</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Deposits by banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">86,726</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">49,263</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5,328)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,006)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,122)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(59)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:66.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:97.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:50.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:46.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:36pt"><td colspan="3" rowspan="5" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">68,059 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,199 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets designated and otherwise mandatorily measured at fair value through other comprehensive income</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,932)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" rowspan="4" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(36)</span></td><td rowspan="4" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" rowspan="5" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net income from financial instruments held for trading or managed on a fair value basis</span></td></tr><tr style="height:9pt"><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:20pt"><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,066 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(41)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,428 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">992 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">609 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">86 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">71,127 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,514 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,205 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">993 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,366)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(36)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Used in effectiveness testing, which comprise an amount attributable to the designated hedged risk that can be a risk component.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The accumulated amount of fair value adjustments remaining in the statement of financial position for hedged items that have ceased to be adjusted for hedging gains and losses were assets of $252m (2021: $1,061m) for FVOCI assets and liabilities of $916m (2021: $15m) for debt issued.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The hedged risk ‘interest rate’ includes inflation risk.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:115.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:95.50pt"/><td style="width:1.0pt"/></tr><tr style="height:14pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">HSBC Holdings hedging instrument by hedged risk</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging instrument</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Notional amount</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1,4</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Balance sheet presentation</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Change in fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hedged risk</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">81,873</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">913</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,413</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5,599)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">81,873</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">913</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,413</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(5,599)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,358 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,715 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">74 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,515)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,358 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,715 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">74 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,515)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The notional contract amounts of derivatives designated in qualifying hedge accounting relationships indicate the nominal value of transactions outstanding at the balance sheet date; they do not represent amounts at risk.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Used in effectiveness testing; comprising the full fair value change of the hedging instrument not excluding any component.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The hedged risk ‘interest rate’ includes foreign exchange risk.</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The notional amount of non-dynamic fair value hedges is equal to $81,873m (2021: $45,358m), of which the weighted-average maturity date is June 2028 and the weighted-average swap rate is 2.33% (2021: 1.30%). The majority of these hedges are internal to the Group. </span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:70.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:66.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:82.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">HSBC Holdings hedged item by hedged risk</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="18" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedged item</span></td><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Ineffectiveness</span></td></tr><tr style="height:42pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Accumulated fair value hedge adjustments included in carrying amount</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Change in fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Recognised in<br/>profit and loss</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Balance sheet presentation</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Profit and loss<br/>presentation</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hedged risk</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:20pt"><td colspan="3" rowspan="2" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">68,223</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,829)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-align:right;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Debt securities</span></div><div style="padding-left:9pt;text-align:right;text-indent:-6.75pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">in issue</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,258</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(34)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net income from financial instruments held for trading or managed on a fair value basis</span></td></tr><tr style="height:20pt"><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,812</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(789)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(693)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,812</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">68,223</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(789)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,829)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,565</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(34)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:20pt"><td colspan="3" rowspan="2" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">39,154 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,408 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;text-indent:-6.75pt;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities<br/>in issue</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,599 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(21)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" rowspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net income from financial instruments held for trading or managed on a fair value basis</span></td></tr><tr style="height:20pt"><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,863 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(104)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(104)</span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,863 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">39,154 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(104)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,408 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,495 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(21)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:0 1pt"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Used in effectiveness testing; comprising amount attributable to the designated hedged risk that can be a risk component.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The accumulated amount of fair value adjustments remaining in the statement of financial position for hedged items that have ceased to be adjusted for hedging gains and losses were liabilities of $971m (2021: $54.4m) for debt issued.</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The hedged risk ‘interest rate’ includes foreign exchange risk.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:87.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:34.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:69.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/></tr><tr style="height:14pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Hedging instrument by hedged risk</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging instrument</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedged item</span></td><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Ineffectiveness</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Change in fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Change in fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">3</span></div></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Recognised in profit and loss </span></td><td colspan="3" rowspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Profit and loss presentation</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Notional amount</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Balance sheet presentation</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hedged risk</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:23pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign currency</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,781</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">418</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">166</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">659</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">659</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net income from<br/>financial instruments<br/>held for trading or<br/>managed on a fair<br/>value basis</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,527</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">93</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">950</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,997)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,973)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(24)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">123,308</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">511</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,116</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,338)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,314)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(24)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:87.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:67.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:23pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foreign currency</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,930 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">827 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">207 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">987 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">987 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" rowspan="2" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net income from financial instruments held for trading or managed on a fair value basis</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interest rate</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72,365 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">112 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">217 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(519)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(500)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(19)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90,295 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">939 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">424 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">468 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">487 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(19)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The notional contract amounts of derivatives designated in qualifying hedge accounting relationships indicate the nominal value of transactions outstanding at the balance sheet date. They do not represent amounts at risk.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Used in effectiveness testing; comprising the full fair value change of the hedging instrument not excluding any component.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Used in effectiveness assessment; comprising amount attributable to the designated hedged risk that can be a risk component.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:129.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="24" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Hedging instrument impacted by Ibor reform</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="21" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging instrument</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Impacted by Ibor reform</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Not impacted by Ibor reform</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Notional</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">amount</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">€</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">£</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Other</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value hedges</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,756</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,015</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,643</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,414</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">134,648</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">162,062</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash flow hedges</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,865</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,830</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">36,695</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">77,832</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,527</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,621</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,015</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">40,473</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64,109</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">212,480</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">276,589</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value hedges</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,178 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,525 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,615 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31,318 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">59,238 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90,556 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash flow hedges</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,954 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,632 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,686 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">55,679 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72,365 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,132 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,625 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,247 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">48,004 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">114,917 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">162,921 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The notional contract amounts of interest rate derivatives designated in qualifying hedge accounting relationships indicate the nominal value of transactions outstanding at the balance sheet date and they do not represent amounts at risk.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The notional contract amounts of euro interest rate derivatives impacted by Ibor reform mainly comprise hedges with a Euribor benchmark, which are ‘Fair value hedges’ of $12,756m (31 December 2021: $6,178m) and ‘Cash flow hedges’ of $8,865m (31 December 2021: $7,954m).</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Other benchmarks impacted by Ibor reform comprise mainly of Canadian dollar offered rate (‘CDOR’), Hong Kong interbank offered rate (‘HIBOR’) and Mexican interbank equilibrium interest rate (‘TIIE’) related derivatives.</span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:510.75pt"><tr><td style="width:1.0pt"/><td style="width:129.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:50.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:51.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="24" style="background-color:#ffffff;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Hedging instrument impacted by Ibor reform held by HSBC Holdings</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="21" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedging instrument</span></td></tr><tr style="height:20pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="15" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Impacted by Ibor reform</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Not impacted by Ibor reform</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Notional amount</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">€</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">£</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Other</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value hedges</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,210</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,336</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,546</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">63,327</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">81,873</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,210</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,336</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,546</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">63,327</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">81,873</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value hedges</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,944 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,035 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,458 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31,437 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,921 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,358 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,944 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,035 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,458 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31,437 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,921 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45,358 </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table> | |
| CY2022Q4 | hsbc |
Notional Amount Of Derivative Trading Instruments
NotionalAmountOfDerivativeTradingInstruments
|
24480503000000 | usd |
| CY2022Q4 | ifrs-full |
Nominal Amount Of Hedging Instrument
NominalAmountOfHedgingInstrument
|
315513000000 | usd |
| CY2022Q4 | ifrs-full |
Derivative Financial Assets Held For Trading
DerivativeFinancialAssetsHeldForTrading
|
419542000000 | usd |
| CY2022Q4 | ifrs-full |
Hedging Instrument Assets
HedgingInstrumentAssets
|
5591000000 | usd |
| CY2022Q4 | hsbc |
Gross Derivative Financial Assets Including Not Subjectto Enforceable Master Netting Arrangements
GrossDerivativeFinancialAssetsIncludingNotSubjecttoEnforceableMasterNettingArrangements
|
425133000000 | usd |
| CY2022Q4 | ifrs-full |
Derivative Financial Liabilities Held For Trading
DerivativeFinancialLiabilitiesHeldForTrading
|
423084000000 | usd |
| CY2022Q4 | ifrs-full |
Hedging Instrument Liabilities
HedgingInstrumentLiabilities
|
3667000000 | usd |
| CY2022Q4 | hsbc |
Gross Derivative Financial Liabilities Including Not Subjectto Enforceable Master Netting Arrangements
GrossDerivativeFinancialLiabilitiesIncludingNotSubjecttoEnforceableMasterNettingArrangements
|
426751000000 | usd |
| CY2022Q4 | hsbc |
Notional Amount Of Derivative Trading Instruments
NotionalAmountOfDerivativeTradingInstruments
|
24480503000000 | usd |
| CY2022Q4 | ifrs-full |
Nominal Amount Of Hedging Instrument
NominalAmountOfHedgingInstrument
|
315513000000 | usd |
| CY2022Q4 | ifrs-full |
Hedging Instrument Assets
HedgingInstrumentAssets
|
5591000000 | usd |
| CY2022Q4 | ifrs-full |
Derivative Financial Assets
DerivativeFinancialAssets
|
284146000000 | usd |
| CY2022Q4 | ifrs-full |
Derivative Financial Liabilities Held For Trading
DerivativeFinancialLiabilitiesHeldForTrading
|
423084000000 | usd |
| CY2022Q4 | ifrs-full |
Hedging Instrument Liabilities
HedgingInstrumentLiabilities
|
3667000000 | usd |
| CY2022Q4 | ifrs-full |
Derivative Financial Liabilities
DerivativeFinancialLiabilities
|
285764000000 | usd |
| CY2021Q4 | hsbc |
Notional Amount Of Derivative Trading Instruments
NotionalAmountOfDerivativeTradingInstruments
|
23117598000000 | usd |
| CY2021Q4 | ifrs-full |
Nominal Amount Of Hedging Instrument
NominalAmountOfHedgingInstrument
|
206760000000 | usd |
| CY2021Q4 | ifrs-full |
Derivative Financial Assets Held For Trading
DerivativeFinancialAssetsHeldForTrading
|
247449000000 | usd |
| CY2021Q4 | ifrs-full |
Hedging Instrument Assets
HedgingInstrumentAssets
|
2811000000 | usd |
| CY2021Q4 | hsbc |
Gross Derivative Financial Assets Including Not Subjectto Enforceable Master Netting Arrangements
GrossDerivativeFinancialAssetsIncludingNotSubjecttoEnforceableMasterNettingArrangements
|
250260000000 | usd |
| CY2021Q4 | ifrs-full |
Derivative Financial Liabilities Held For Trading
DerivativeFinancialLiabilitiesHeldForTrading
|
243269000000 | usd |
| CY2021Q4 | ifrs-full |
Hedging Instrument Liabilities
HedgingInstrumentLiabilities
|
1173000000 | usd |
| CY2021Q4 | hsbc |
Gross Derivative Financial Liabilities Including Not Subjectto Enforceable Master Netting Arrangements
GrossDerivativeFinancialLiabilitiesIncludingNotSubjecttoEnforceableMasterNettingArrangements
|
244442000000 | usd |
| CY2021Q4 | hsbc |
Notional Amount Of Derivative Trading Instruments
NotionalAmountOfDerivativeTradingInstruments
|
23117598000000 | usd |
| CY2021Q4 | ifrs-full |
Nominal Amount Of Hedging Instrument
NominalAmountOfHedgingInstrument
|
206760000000 | usd |
| CY2021Q4 | ifrs-full |
Derivative Financial Assets Held For Trading
DerivativeFinancialAssetsHeldForTrading
|
247449000000 | usd |
| CY2021Q4 | ifrs-full |
Hedging Instrument Assets
HedgingInstrumentAssets
|
2811000000 | usd |
| CY2021Q4 | ifrs-full |
Derivative Financial Assets
DerivativeFinancialAssets
|
196882000000 | usd |
| CY2021Q4 | ifrs-full |
Derivative Financial Liabilities Held For Trading
DerivativeFinancialLiabilitiesHeldForTrading
|
243269000000 | usd |
| CY2021Q4 | ifrs-full |
Hedging Instrument Liabilities
HedgingInstrumentLiabilities
|
1173000000 | usd |
| CY2021Q4 | ifrs-full |
Derivative Financial Liabilities
DerivativeFinancialLiabilities
|
191064000000 | usd |
| CY2021Q4 | ifrs-full |
Aggregate Difference Between Fair Value At Initial Recognition And Amount Determined Using Valuation Technique Yet To Be Recognised
AggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised
|
106000000 | usd |
| CY2020Q4 | ifrs-full |
Aggregate Difference Between Fair Value At Initial Recognition And Amount Determined Using Valuation Technique Yet To Be Recognised
AggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised
|
104000000 | usd |
| CY2022 | ifrs-full |
Increase Decrease Through New Transactions Aggregate Difference Between Fair Value At Initial Recognition And Amount Determined Using Valuation Technique Yet To Be Recognised
IncreaseDecreaseThroughNewTransactionsAggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised
|
191000000 | usd |
| CY2021 | ifrs-full |
Increase Decrease Through New Transactions Aggregate Difference Between Fair Value At Initial Recognition And Amount Determined Using Valuation Technique Yet To Be Recognised
IncreaseDecreaseThroughNewTransactionsAggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised
|
311000000 | usd |
| CY2022 | ifrs-full |
Increase Decrease Through Amounts Recognised In Profit Or Loss Aggregate Difference Between Fair Value At Initial Recognition And Amount Determined Using Valuation Technique Yet To Be Recognised
IncreaseDecreaseThroughAmountsRecognisedInProfitOrLossAggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised
|
-192000000 | usd |
| CY2021 | ifrs-full |
Increase Decrease Through Amounts Recognised In Profit Or Loss Aggregate Difference Between Fair Value At Initial Recognition And Amount Determined Using Valuation Technique Yet To Be Recognised
IncreaseDecreaseThroughAmountsRecognisedInProfitOrLossAggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised
|
-308000000 | usd |
| CY2022 | hsbc |
Increase Decrease Through Amounts Recognised In Profit Or Loss Aggregate Difference Between Fair Value At Initial Recognition And Transaction Price Yet To Be Recognised Amortization
IncreaseDecreaseThroughAmountsRecognisedInProfitOrLossAggregateDifferenceBetweenFairValueAtInitialRecognitionAndTransactionPriceYetToBeRecognisedAmortization
|
-112000000 | usd |
| CY2021 | hsbc |
Increase Decrease Through Amounts Recognised In Profit Or Loss Aggregate Difference Between Fair Value At Initial Recognition And Transaction Price Yet To Be Recognised Amortization
IncreaseDecreaseThroughAmountsRecognisedInProfitOrLossAggregateDifferenceBetweenFairValueAtInitialRecognitionAndTransactionPriceYetToBeRecognisedAmortization
|
-177000000 | usd |
| CY2022 | hsbc |
Increase Decrease Through Amounts Recognised In Profit Or Loss Difference Between Fv At Initial Recognition And Transaction Price Yet To Be Recognised Unobservable Inputs Becoming Observable
IncreaseDecreaseThroughAmountsRecognisedInProfitOrLossDifferenceBetweenFVAtInitialRecognitionAndTransactionPriceYetToBeRecognisedUnobservableInputsBecomingObservable
|
-3000000 | usd |
| CY2021 | hsbc |
Increase Decrease Through Amounts Recognised In Profit Or Loss Difference Between Fv At Initial Recognition And Transaction Price Yet To Be Recognised Unobservable Inputs Becoming Observable
IncreaseDecreaseThroughAmountsRecognisedInProfitOrLossDifferenceBetweenFVAtInitialRecognitionAndTransactionPriceYetToBeRecognisedUnobservableInputsBecomingObservable
|
-4000000 | usd |
| CY2022 | hsbc |
Increase Decrease Through Amounts Recognised In Profit Or Loss Difference Between Fv At Initial Recognition And Transaction Price Yet To Be Recognised Maturity Termination Or Offsetting
IncreaseDecreaseThroughAmountsRecognisedInProfitOrLossDifferenceBetweenFVAtInitialRecognitionAndTransactionPriceYetToBeRecognisedMaturityTerminationOrOffsetting
|
-77000000 | usd |
| CY2021 | hsbc |
Increase Decrease Through Amounts Recognised In Profit Or Loss Difference Between Fv At Initial Recognition And Transaction Price Yet To Be Recognised Maturity Termination Or Offsetting
IncreaseDecreaseThroughAmountsRecognisedInProfitOrLossDifferenceBetweenFVAtInitialRecognitionAndTransactionPriceYetToBeRecognisedMaturityTerminationOrOffsetting
|
-127000000 | usd |
| CY2022 | hsbc |
Increase Decrease Through Foreign Exchange Differences Aggregate Difference Between Fair Value At Initial Recognition And Transaction Price Yet To Be Recognised In Profit Or Loss
IncreaseDecreaseThroughForeignExchangeDifferencesAggregateDifferenceBetweenFairValueAtInitialRecognitionAndTransactionPriceYetToBeRecognisedInProfitOrLoss
|
-8000000 | usd |
| CY2021 | hsbc |
Increase Decrease Through Foreign Exchange Differences Aggregate Difference Between Fair Value At Initial Recognition And Transaction Price Yet To Be Recognised In Profit Or Loss
IncreaseDecreaseThroughForeignExchangeDifferencesAggregateDifferenceBetweenFairValueAtInitialRecognitionAndTransactionPriceYetToBeRecognisedInProfitOrLoss
|
-1000000 | usd |
| CY2022Q4 | ifrs-full |
Aggregate Difference Between Fair Value At Initial Recognition And Amount Determined Using Valuation Technique Yet To Be Recognised
AggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised
|
97000000 | usd |
| CY2021Q4 | ifrs-full |
Aggregate Difference Between Fair Value At Initial Recognition And Amount Determined Using Valuation Technique Yet To Be Recognised
AggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised
|
106000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Information About Amounts That Affected Statement Of Comprehensive Income As Result Of Hedge Accounting Explanatory
DisclosureOfInformationAboutAmountsThatAffectedStatementOfComprehensiveIncomeAsResultOfHedgeAccountingExplanatory
|
<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:373.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reconciliation of equity and analysis of other comprehensive income by risk type</span></div></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Interest rate</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Foreign currency</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash flow hedging reserve at 1 Jan 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(205)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value gains/(losses)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4,973)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">659</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value (gains)/losses reclassified from the cash flow hedge reserve to the income statement in respect of:</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hedged items that have affected profit or loss</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">325</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(926)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Income taxes</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,123</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Others</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">130</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Cash flow hedging reserve at 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3,387)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(421)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:373.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash flow hedging reserve at 1 Jan 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">495 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(37)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value gains/(losses)</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(500)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">987 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value (gains)/losses reclassified from the cash flow hedge reserve to the income statement in respect of:</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hedged items that have affected profit or loss</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(217)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,177)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Income taxes</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">185 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Others</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash flow hedging reserve at 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(205)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Hedged items that have affected profit or loss are primarily recorded within interest income.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.970%"><tr><td style="width:1.0%"/><td style="width:38.783%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.070%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.399%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:18.844%"/><td style="width:0.1%"/></tr><tr><td colspan="18" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Hedges of net investment in foreign operations</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying value</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Nominal<br/> amount</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Amounts recognised in OCI</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hedge ineffectiveness recognised in income statement</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivative<br/> assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Derivative liabilities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Description of hedged risk</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Pound sterling-denominated structural foreign exchange</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">264</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,447</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Swiss franc-denominated structural foreign exchange</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(21)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">727</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">111</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hong Kong dollar-denominated structural foreign exchange</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(19)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,597</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other structural foreign exchange</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(117)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,819</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">375</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">264</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(157)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30,143</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,931</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Pound sterling-denominated structural foreign exchange</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">229 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,717 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(126)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Swiss franc-denominated structural foreign exchange</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">809 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">101 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hong Kong dollar-denominated structural foreign exchange</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,992 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other structural foreign exchange</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,387 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">243 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(8)</span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,906 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(14)</span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:8pt;margin-top:5pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Other currencies include New Taiwan dollar, Singapore dollar, Canadian dollar, Omani rial, South Korean won, Indian rupee, Indonesian rupiah, euro, Mexican peso, Qatari riyal, Kuwaiti dinar, Saudi riyal and United Arab Emirates dirham.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Financial Instruments Explanatory
DisclosureOfFinancialInstrumentsExplanatory
|
<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:487.00pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">16</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Financial investments</span></div></td></tr></table></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:400.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Carrying amount of financial investments</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments measured at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">256,817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">348,972 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– treasury and other eligible bills</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">86,749</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100,158 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– debt securities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">168,264</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">246,998 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– equity securities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,696</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,770 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other instruments</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">108</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">46 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt instruments measured at amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">168,747</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">97,302 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– treasury and other eligible bills</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35,282</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,634 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– debt securities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">133,465</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">75,668 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">425,564</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">446,274 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:400.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Equity instruments measured at fair value through other comprehensive income</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Dividends recognised</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Type of equity instruments</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Investments required by central institutions</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">690</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Business facilitation</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">954</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Others</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">52</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,696</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">54</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Investments required by central institutions</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">766 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Business facilitation</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">954 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Others</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,770 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">44 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:330.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Weighted average yields of investment debt securities</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Up to 1<br/> year</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">1 to 5 <br/>years</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">5 to 10 years</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Over 10 years</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Yield</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Yield</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Yield</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Yield</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Debt securities measured at fair value through other comprehensive income</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">US Treasury </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">US Government agencies </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">US Government-sponsored agencies </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">UK Government </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hong Kong Government </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other governments </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Asset-backed securities </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Corporate debt and other securities </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Debt securities measured at amortised cost</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">US Treasury </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">US Government agencies </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">US Government-sponsored agencies </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">UK Government </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hong Kong Government </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other governments </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Asset-backed securities </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Corporate debt and other securities </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The maturity distributions of ABSs are presented in the above table on the basis of contractual maturity dates. The weighted average yield for each range of maturities is calculated by dividing the annualised interest income for the year ended 31 December 2022 by the book amount of debt securities at that date. The yields do not include the effect of related derivatives.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">HSBC Holdings</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:420.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC Holdings carrying amount of financial investments</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Debt instruments measured at amortised cost</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– treasury and other eligible bills</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,796</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,508 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– debt securities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,670</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,686 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,466</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,194 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:333.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Weighted average yields of investment debt securities</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Up to 1<br/> year</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">1 to 5 <br/>years</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">5 to 10 years</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Over 10 years</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Yield</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Yield</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Yield</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Yield</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Debt securities measured at amortised cost</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">US Treasury </span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The weighted average yield for each range of maturities is calculated by dividing the annualised interest income for the year ended 31 December 2022 by the book amount of debt securities at that date. The yields do not include the effect of related derivatives.</span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:486.25pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">25</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></div></td></tr></table><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:382.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks and customer accounts</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,171</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,703 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities to customers under investment contracts</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,380</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,938 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue (Note 26)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">93,140</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">112,761 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities (Note 29)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,636</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,100 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,327</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">145,502 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:3pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Structured deposits placed at HSBC Bank USA are insured by the Federal Deposit Insurance Corporation, a US government agency, up to $250,000 per depositor.</span></div>The carrying amount of financial liabilities designated at fair value was $8,124m less than the contractual amount at maturity (2021: $827m more). The cumulative amount of change in fair value attributable to changes in credit risk was a profit of $234m (2021: loss of $2,084m).<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:382.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC Holdings</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue (Note 26)</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,423</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,818 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities (Note 29)</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,700</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,600 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,123</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32,418 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table>The carrying amount of financial liabilities designated at fair value was $2,405m less than the contractual amount at maturity (2021: $1,766m more). The cumulative amount of change in fair value attributable to changes in credit risk was a loss of $516m (2021: $951m).<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:487.00pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">30</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Maturity analysis of assets, liabilities and off-balance sheet commitments</span></td></tr></table></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The table on page 422 provides an analysis of consolidated total assets, liabilities and off-balance sheet commitments by residual contractual maturity at the balance sheet date. These balances are included in the maturity analysis as follows:</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Trading assets and liabilities (including trading derivatives but excluding reverse repos, repos and debt securities in issue) are included in the ‘Due not more than 1 month’ time bucket, because trading balances are typically held for short periods of time.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Financial assets and liabilities with no contractual maturity (such as equity securities) are included in the ‘Due over 5 years’ time bucket. Undated or perpetual instruments are classified based on the contractual notice period, which the counterparty of the instrument is entitled to give. Where there is no contractual notice period, undated or perpetual contracts are included in the ‘Due over 5 years’ time bucket.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Non-financial assets and liabilities with no contractual maturity are included in the ‘Due over 5 years’ time bucket.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Financial instruments included within assets and liabilities of disposal groups held for sale are classified on the basis of the contractual maturity of the underlying instruments and not on the basis of the disposal transaction.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Liabilities under insurance contracts included in ‘other financial liabilities’, are irrespective of contractual maturity included in the ‘Due over 5 years’ time bucket in the maturity table provided below. An analysis of the expected maturity of liabilities under insurance contracts based on undiscounted cash flows is provided on page 270. Liabilities under investment contracts are classified in accordance with their contractual maturity. Undated investment contracts are included in the ‘Due over 5 years’ time bucket, although such contracts are subject to surrender and transfer options by the policyholders.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Loan and other credit-related commitments are classified on the basis of the earliest date they can be drawn down.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">HSBC</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:154.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="30" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Maturity analysis of assets, liabilities and off-balance sheet commitments</span></div></td></tr><tr style="height:57pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due not<br/>more than<br/>1 month</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>1 month<br/>but not<br/>more than<br/>3 months</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>3 months<br/>but not<br/>more than<br/>6 months</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>6 months<br/>but not<br/>more than<br/>9 months</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>9 months<br/>but not<br/>more than<br/>1 year</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>1 year<br/>but not<br/>more than<br/>2 years</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>2 years<br/>but not<br/>more than<br/>5 years</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>5 years</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">327,002</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">327,002</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Items in the course of collection from other banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,297</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,297</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hong Kong Government certificates of indebtedness</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43,787</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43,787</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">213,234</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,333</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,343</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">338</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">425</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">808</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">222</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">390</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">218,093</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets designated or otherwise mandatorily measured at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,778</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">101</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">370</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">658</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(53)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">645</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,005</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">38,559</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45,063</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">281,710</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">133</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">261</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,052</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">875</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">284,146</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72,241</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,963</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,364</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">880</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,344</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,058</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,900</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">132</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,882</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">139,935</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">75,487</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">58,983</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35,642</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">33,738</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100,027</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">173,306</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">307,736</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">924,854</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41,835</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,142</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,664</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,754</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,779</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,375</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">51,104</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">273,487</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">412,140</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">84,956</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">60,064</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45,719</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,427</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,627</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">68,514</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">108,590</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31,135</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">446,032</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,144</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,281</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,600</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,461</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,332</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,138</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,612</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,114</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,682</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">171,173</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">51,736</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,164</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,840</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,776</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,999</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,066</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253,754</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46,997</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">79,912</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31,629</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,301</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,581</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41,968</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">79,410</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">119,766</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">425,564</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets held for sale</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">33,781</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,755</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,452</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,044</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,263</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,369</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">40,017</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,697</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">117,378</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Accrued income and other financial assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99,409</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,249</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,772</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">616</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">777</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">546</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,708</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">113,380</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial assets at 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,439,344</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">232,669</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">124,107</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">59,340</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">56,915</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">166,681</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">302,281</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">483,863</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,865,200</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Non-financial assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">101,330</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">101,330</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total assets at 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,439,344</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">232,669</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">124,107</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">59,340</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">56,915</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">166,681</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">302,281</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">585,193</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,966,530</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Off-balance sheet commitments received</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan and other credit-related commitments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,340</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,340</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hong Kong currency notes in circulation</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43,787</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43,787</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46,994</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">359</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,510</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">205</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">136</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,455</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,737</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">326</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,722</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,388,297</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">93,108</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">47,712</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,244</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,295</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,719</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,607</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">321</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,570,303</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">657,413</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55,252</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35,430</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,431</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,374</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,835</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,351</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">776,088</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">555,539</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31,624</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,385</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,080</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,824</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,667</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,146</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">274</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">608,539</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">175,345</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,232</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,897</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">733</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,097</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">217</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">110</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">185,676</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">121,193</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,804</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">685</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">170</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">645</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,250</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,747</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Items in the course of transmission to other banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,864</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,864</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,027</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,668</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">281</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">113</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">113</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">116</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72,353</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at <br/>fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,431</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,399</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,561</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,307</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,326</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,287</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,885</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">33,131</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,327</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– debt securities in issue: covered bonds</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– debt securities in issue: unsecured</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,057</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,621</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,792</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,156</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,289</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,234</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,940</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23,510</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92,599</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– subordinated liabilities and preferred securities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,971</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,675</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,990</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,636</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,374</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,778</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,769</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,151</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,037</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,082</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,270</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,631</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,092</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">284,414</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">73</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">57</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">171</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">849</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">136</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">285,764</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,514</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,400</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,476</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,745</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,585</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,198</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,240</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,991</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78,149</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– covered bonds</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">601</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">601</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– otherwise secured</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">705</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">40</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">38</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">36</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">124</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">656</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,346</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,973</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– unsecured</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,809</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,372</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,436</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,549</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,074</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,983</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,645</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">74,575</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities of disposal groups held for sale</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">76,928</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,342</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,374</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,599</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,606</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,343</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,653</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,479</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,324</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Accruals and other financial liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">104,224</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,384</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,785</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,022</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,626</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,111</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,018</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,720</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">125,890</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">160</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,689</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,430</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,290</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total financial liabilities at 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,160,673</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">131,537</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">76,413</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31,611</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37,389</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">39,650</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85,713</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">79,534</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,642,520</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Non-financial liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,982</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,982</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total liabilities at 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,160,673</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">131,537</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">76,413</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31,611</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37,389</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">39,650</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85,713</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">207,516</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,770,502</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Off-balance sheet commitments given</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan and other credit-related commitments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">825,781</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">184</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">75</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">59</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">210</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">242</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">975</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">328</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">827,854</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">242,953</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">110</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">199</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">811</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">300</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">244,378</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">449,843</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">176</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">59</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">84</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">163</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">450,468</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial </span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">132,985</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">133,008</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Unallocated impairment losses in relation to disposal groups of $2.4bn and non-financial assets of $1bn that are both are presented within assets held for sale on the balance sheet have been included within non-financial assets in the table above.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 $0.3bn of non-financial liabilities that are presented within liabilities of disposal groups held for sale on the balance sheet have been included within non-financial liabilities in the table above.</span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:154.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="30" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Maturity analysis of assets, liabilities and off-balance sheet commitments (continued)</span></div></td></tr><tr style="height:56pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Due not<br/>more than<br/>1 month</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Due over<br/>1 month<br/>but not<br/>more than<br/>3 months</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Due over<br/>3 months<br/>but not<br/>more than<br/>6 months</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Due over<br/>6 months<br/>but not<br/>more than<br/>9 months</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Due over<br/>9 months<br/>but not<br/>more than<br/>1 year</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Due over<br/>1 year<br/>but not<br/>more than<br/>2 years </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Due over<br/>2 years<br/>but not<br/>more than<br/>5 years </span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Due over<br/>5 years</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">403,018 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">403,018 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Items in the course of collection from other banks</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,136 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,136 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hong Kong Government certificates of indebtedness </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,578 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,578 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading assets </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">244,422 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,403 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">440 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">194 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">468 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">621 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">294 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">248,842 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets designated at fair value </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,968 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">89 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">585 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">515 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">224 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">855 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,852 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">40,716 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">49,804 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">195,701 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">164 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">85 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">110 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">233 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">91 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">310 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">188 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">196,882 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">55,572 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,889 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,469 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,078 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,512 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,321 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,134 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">161 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">83,136 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">160,583 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">82,531 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69,380 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,459 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,651 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">107,393 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">220,746 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">320,071 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,045,814 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal </span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50,573 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,373 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,934 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,022 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,766 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,271 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">78,373 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">284,922 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">475,234 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">97,554 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">64,511 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">52,548 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29,341 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,749 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">72,441 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">127,527 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32,664 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">505,335 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial </span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,456 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,647 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,898 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,096 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,136 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,681 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,846 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,485 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">65,245 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements – non-trading</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">155,997 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">49,392 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,697 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,386 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,661 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,672 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,843 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">241,648 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">47,084 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">68,034 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33,233 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,638 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,779 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">49,903 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">80,367 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">125,236 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">446,274 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets held for sale</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">58 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">180 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">549 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,033 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,831 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Accrued income and other financial assets</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79,019 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,932 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,935 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">536 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">357 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">254 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">263 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,689 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90,985 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets at 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,393,136 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">219,434 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">130,824 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">74,916 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">71,065 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">167,121 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">309,358 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">490,094 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,855,948 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Non-financial assets </span></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">101,991 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">101,991 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total assets at 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,393,136 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">219,434 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">130,824 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">74,916 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">71,065 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">167,121 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">309,358 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">592,085 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,957,939 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Off-balance sheet commitments received</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan and other credit-related commitments</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">49,061 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">49,061 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hong Kong currency notes in circulation </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,578 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,578 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63,660 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,695 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,419 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">238 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">125 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,653 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,734 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">628 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">101,152 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,615,025 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">51,835 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,167 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,007 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,710 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,143 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,585 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">102 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,710,574 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal </span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">802,777 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24,725 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,038 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,961 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,255 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,304 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,242 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">855,328 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">623,459 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,980 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,654 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,762 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,402 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">706 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,167 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">659,163 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial </span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">188,789 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,130 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,475 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">284 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,053 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">133 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">176 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">43 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">196,083 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements – non-trading </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">117,625 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,613 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,716 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">292 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">142 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">975 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">377 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">930 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">126,670 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Items in the course of transmission to other banks</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,214 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,214 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading liabilities </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79,789 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,810 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">346 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">218 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">223 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">445 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">73 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">84,904 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,080 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,437 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,514 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,287 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,485 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,422 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,116 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">46,161 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">145,502 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– debt securities in issue: covered bonds </span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,137 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,481 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,160 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,778 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– debt securities in issue: unsecured </span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,916 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,967 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,823 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,259 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,462 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,758 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">34,515 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">35,282 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">108,982 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– subordinated liabilities and preferred securities</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,371 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,729 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,100 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other </span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,164 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,333 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,691 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,028 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,023 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,183 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,070 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,150 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,642 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">190,233 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">46 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">288 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">331 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">191,064 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,053 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,777 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,664 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,880 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,703 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,045 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,254 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,181 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">78,557 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– covered bonds </span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">997 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">996 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">860 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,853 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– otherwise secured </span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">957 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">164 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">193 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">896 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,696 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,207 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,186 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– unsecured </span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,096 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,613 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,622 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,852 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,510 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,153 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,698 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,974 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">70,518 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities of disposal groups held for sale</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,753 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">68 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,895 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Accruals and other financial liabilities</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">82,996 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,311 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,621 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,094 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,064 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,917 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,339 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,818 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">108,160 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">417 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,055 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,003 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,487 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total financial liabilities at 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,231,006 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90,531 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">39,478 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,055 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,485 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">48,148 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87,889 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">89,165 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,623,757 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Non-financial liabilities </span></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">127,405 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">127,405 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total liabilities at 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,231,006 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90,531 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">39,478 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,055 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,485 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">48,148 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87,889 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">216,570 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,751,162 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Off-balance sheet commitments given</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan and other credit-related commitments</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">813,491 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">121 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">133 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">228 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">254 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">78 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">931 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">238 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">815,474 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– personal</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">239,207 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">34 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">34 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">54 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">108 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">688 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">238 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">240,395 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– corporate and commercial</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">456,498 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">76 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">91 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">168 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">143 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">46 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">243 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">457,265 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial</span></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">117,786 </span></td><td style="border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11 </span></td><td style="border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8 </span></td><td style="border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">117,814 </span></td><td style="border-bottom:0.25pt solid #000000;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">HSBC Holdings</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:153.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:34.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:41.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:41.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:41.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:41.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:41.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:41.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:31.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="30" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Maturity analysis of assets, liabilities and off-balance sheet commitments (continued)</span></div></td></tr><tr style="height:48pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due not<br/>more than<br/>1 month</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>1 month<br/>but not<br/>more than<br/>3 months</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>3 months<br/>but not<br/>more than<br/>6 months</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>6 months<br/>but not<br/>more than<br/>9 months</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>9 months<br/>but not<br/>more than<br/>1 year</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>1 year<br/>but not<br/>more than<br/>2 years </span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>2 years<br/>but not<br/>more than<br/>5 years </span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>5 years</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash at bank and in hand:</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– balances with HSBC undertakings</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,210</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,210</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,889</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">796</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">116</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,801</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to HSBC undertakings </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,163</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">240</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,035</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,414</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,913</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,765</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:27pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets with HSBC undertakings designated and otherwise mandatorily measured at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,007</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,230</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,085</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">52,322</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,517</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,712</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,870</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,020</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,194</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,153</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,466</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Accrued income and other financial assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">68</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,147</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">179</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">90</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,502</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total financial assets at 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,684</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,022</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,289</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,110</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,198</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,195</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,454</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45,114</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">110,066</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Non-financial assets </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">171,035</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">171,035</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total assets at 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,684</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,022</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,289</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,110</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,198</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,195</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,454</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">216,149</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">281,101</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amounts owed to HSBC undertakings </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">48</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">266</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">314</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,447</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,459</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,217</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,123</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– debt securities in issue </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,447</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,784</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,192</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,423</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– subordinated liabilities and preferred securities </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,675</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,025</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,700</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,540</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">102</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">460</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,638</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,147</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,922</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,972</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">448</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">714</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,046</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,380</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,378</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,938</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Accruals and other financial liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">722</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">450</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">648</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">61</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,961</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,941</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,492</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,294</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,727</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total financial liabilities 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,310</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">716</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,655</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">509</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">851</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,894</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">44,983</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">60,067</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,985</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Non-financial liabilities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total liabilities at 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,310</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">716</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,655</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">509</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">851</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,894</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">44,983</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">60,075</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,993</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:154.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/></tr><tr><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash at bank and in hand:</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– balances with HSBC undertakings</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,590 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,590 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,101 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">585 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,102 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,811 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to HSBC undertakings </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">120 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">750 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">341 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,017 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,608 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,333 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,939 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,108 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to HSBC undertakings designated at fair value</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,759 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">250 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,019 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,987 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19,455 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,938 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">51,408 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments in HSBC undertakings</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,377 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,166 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,014 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,346 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,026 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,265 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,194 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Accrued income and other financial assets</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">129 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">874 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">108 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">58 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,173 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total financial assets at 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,317 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,549 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,713 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,423 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,047 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,883 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33,373 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,979 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">109,284 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Non-financial assets </span></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">163,888 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">163,888 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total assets at 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12,317 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,549 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,713 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,423 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,047 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,883 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33,373 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">189,867 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">273,172 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amounts owed to HSBC undertakings </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">111 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">111 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">397 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,484 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,364 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,276 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,897 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32,418 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– debt securities in issue</span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">397 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,484 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,364 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,020 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,553 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,818 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– subordinated liabilities and preferred securities</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,256 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,344 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,600 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,167 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">47 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,220 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,051 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,525 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29,889 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,018 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">67,483 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Accruals and other financial liabilities</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,778 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">730 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,612 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">68 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">40 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,240 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,809 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,250 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,059 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total financial liabilities at 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,393 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,325 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,612 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">68 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,894 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">44,975 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">58,252 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">122,531 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Non-financial liabilities </span></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">311 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">311 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total liabilities at 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,393 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,325 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,612 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">68 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,894 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">44,975 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">58,563 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">122,842 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Contractual maturity of financial liabilities</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table shows, on an undiscounted basis, all cash flows relating to principal and future coupon payments (except for trading liabilities and derivatives not treated as hedging derivatives). For this reason, balances in the following table do not agree directly with those in our consolidated balance sheet. Undiscounted cash flows payable in relation to hedging derivative liabilities are classified according to their contractual maturities. Trading liabilities and derivatives not treated as hedging derivatives are included in the ‘Due not more than 1 month’ time bucket and not by contractual maturity.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In addition, loan and other credit-related commitments and financial guarantees are generally not recognised on our balance sheet. The undiscounted cash flows potentially payable under loan and other credit-related commitments and financial guarantees are classified on the basis of the earliest date they can be called.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:201.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:60.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:46.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash flows payable by HSBC under financial liabilities by remaining contractual maturities</span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due not more<br/>than 1 month</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>1 month but<br/>not more than<br/>3 months</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>3 months but<br/>not more than<br/>1 year</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>1 year but not<br/>more than<br/>5 years</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">5 years</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">47,082</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">406</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,024</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,050</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">359</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">67,921</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,387,125</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">96,474</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,608</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,961</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">346</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,574,514</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">121,328</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,852</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,535</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,268</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,983</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72,353</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72,353</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,687</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,859</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,740</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">63,606</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43,475</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">150,367</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">283,512</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">171</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,181</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,222</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,059</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">288,145</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,329</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,217</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,522</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,283</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,428</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">90,779</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">168</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,395</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,321</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,946</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41,867</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">153,597</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,670</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,994</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,230</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,704</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">173,195</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,086,050</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">125,817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">130,999</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">137,941</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">106,317</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,587,124</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan and other credit-related commitments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">825,781</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">184</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">344</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,217</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">328</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">827,854</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial guarantees</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,696</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">62</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,783</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,930,527</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">126,026</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">131,405</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">139,158</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">106,645</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,433,761</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Proportion of cash flows payable in period</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63,684 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,712 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,800 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31,294 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">643 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">101,133 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,613,065 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">54,092 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">37,219 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,093 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">138 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,711,607 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements – non-trading</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">117,643 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,615 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,157 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,359 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">935 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">126,709 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">84,904 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">84,904 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,335 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,760 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,606 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63,834 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50,953 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">156,488 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">190,354 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">192 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">190 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,792 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,332 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">193,860 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,149 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,958 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,142 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32,651 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,911 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">84,811 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">119 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">168 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">848 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,741 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,347 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36,223 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">129,706 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,842 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,664 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,577 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,697 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">154,486 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,224,959 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">89,339 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79,626 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">149,341 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">106,956 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,650,221 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan and other credit-related commitments</span></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">813,471 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">121 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">615 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,029 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">238 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">815,474 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial guarantees</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,774 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,795 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,066,204 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">89,466 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">80,250 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">150,376 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">107,194 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,493,490 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Proportion of cash flows payable in period</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88%</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3%</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2%</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4%</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3%</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/></tr></table></div><div style="margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Excludes financial liabilities of disposal groups.</span></div>2 <div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">HSBC Holdings</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC Holdings’ primary sources of liquidity are dividends received from subsidiaries, interest on and repayment of intra-Group loans and securities, and interest earned on its own liquid funds. HSBC Holdings also raises funds in the debt capital markets to meet the Group’s minimum requirement for own funds and eligible liabilities. HSBC Holdings uses this liquidity to meet its obligations, including interest and principal repayments on external debt liabilities, operating expenses and collateral on derivative transactions.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC Holdings is also subject to contingent liquidity risk by virtue of credit-related commitments and guarantees and similar contracts issued relating to its subsidiaries. Such commitments and guarantees are only issued after due consideration of HSBC Holdings’ ability to finance the commitments and guarantees and the likelihood of the need arising.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC Holdings actively manages the cash flows from its subsidiaries to optimise the amount of cash held at the holding company level. During 2022, consistent with the Group’s capital plan, the Group’s subsidiaries did not experience any significant restrictions on paying dividends or repaying loans and advances. Also, there are no foreseen restrictions envisaged with regard to planned dividends or payments. However, the ability of subsidiaries to pay dividends or advance monies to HSBC Holdings depends on, among other things, their respective local regulatory capital and banking requirements, exchange controls, statutory reserves, and financial and operating performance.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC Holdings currently has sufficient liquidity to meet its present requirements.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Liquidity risk in HSBC Holdings is overseen by Holdings ALCO. This risk arises because of HSBC Holdings’ obligation to make payments to debt holders as they fall due and to pay its operating expenses. The liquidity risk related to these cash flows is managed by matching external debt obligations with internal loan cash flows and by maintaining an appropriate liquidity buffer that is monitored by Holdings ALCO.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The balances in the following table are not directly comparable with those on the balance sheet of HSBC Holdings as the table incorporates, on an undiscounted basis, all cash flows relating to principal and future coupon payments (except for derivatives not treated as hedging derivatives). </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Undiscounted cash flows payable in relation to hedging derivative liabilities are classified according to their contractual maturities. Derivatives not treated as hedging derivatives are included in the ‘On demand’ time bucket.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In addition, loan commitments and financial guarantees and similar contracts are generally not recognised on our balance sheet. The undiscounted cash flows potentially payable under financial guarantees and similar contracts are classified on the basis of the earliest date on which they can be called.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:211.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:46.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash flows payable by HSBC Holdings under financial liabilities by remaining contractual maturities</span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:47pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due not more<br/>than 1 month</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over 1<br/>month but not<br/>more than 3<br/>months</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over 3<br/>months but<br/>not more than<br/>1 year</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over 1<br/>year but not<br/>more than 5<br/>years</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>5 years</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amounts owed to HSBC undertakings </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">48</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">266</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">314</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,139</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,921</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,196</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43,339</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,182</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">177</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,089</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,231</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,321</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">544</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,899</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">44,608</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,540</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">82,591</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">161</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,068</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,262</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,045</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">36,582</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">721</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">458</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">745</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,969</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,008</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,678</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,940</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,036</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,133</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">172,795</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan commitments </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial guarantees</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,715</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,678</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,940</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,036</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,133</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">190,502</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amounts owed to HSBC undertakings </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">111 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">111 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">473 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,611 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">621 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,017 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,557 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36,279 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,223 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">51 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">414 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">585 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,282 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,196 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">276 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,286 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">43,360 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30,800 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">76,918 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">81 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">155 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">722 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,222 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,777 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,957 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,778 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">730 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,692 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">40 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,240 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,751 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,892 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,372 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">66,013 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69,759 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">148,787 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan commitments </span></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial guarantees</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,746 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,746 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,497 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,892 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,372 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">66,013 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69,759 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">162,533 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Excludes performance guarantee contracts to which the impairment requirements in IFRS 9 are not applied.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:487.00pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">31</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Offsetting of financial assets and financial liabilities</span></td></tr></table></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In the offsetting of financial assets and financial liabilities, the net amount is reported in the balance sheet when the offset criteria are met. This is achieved when there is a legally enforceable right to offset the recognised amounts and there is either an intention to settle on a net basis, or realise the asset and settle the liability simultaneously.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In the following table, the ‘Amounts not set off in the balance sheet’ include transactions where:</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">the counterparty has an offsetting exposure with HSBC and a master netting or similar arrangement is in place with a right to set off only in the event of default, insolvency or bankruptcy, or the offset criteria are otherwise not satisfied; and </span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">cash and non-cash collateral (debt securities and equities) has been received/pledged for derivatives and reverse repurchase/repurchase, stock borrowing/lending and similar agreements to cover net exposure in the event of a default or other predetermined events.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The effect of over-collateralisation is excluded. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">‘Amounts not subject to enforceable netting agreements’ include contracts executed in jurisdictions where the rights of offset may not be upheld under the local bankruptcy laws, and transactions where a legal opinion evidencing enforceability of the right of offset may not have been sought, or may have been unable to obtain.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For risk management purposes, the net amounts of loans and advances to customers are subject to limits, which are monitored and the relevant customer agreements are subject to review and updated, as necessary, to ensure the legal right to set off remains appropriate.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:141.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.75pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:51.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:51.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Offsetting of financial assets and financial liabilities</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="18" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Amounts subject to enforceable netting arrangements</span></td><td colspan="3" rowspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Amounts not</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">subject to</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">enforceable</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">netting</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">arrangements</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" rowspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Amounts not set off in the balance sheet</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:57pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross<br/>amounts</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Amounts<br/>offset</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Net<br/>amounts in<br/>the balance<br/>sheet</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Financial instruments, including non-cash collateral</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Cash<br/>collateral</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Net<br/>amount</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives (Note 15)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">419,006</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(140,987)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">278,019</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(236,373)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(36,486)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,160</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,127</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">284,146</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repos, stock borrowing and similar agreements classified as:</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– trading assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,372</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(236)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,136</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(24,106)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(29)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,367</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,503</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-trading assets </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">335,193</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(102,888)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">232,305</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(231,432)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(449)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">424</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,689</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253,994</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">5</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28,337</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(12,384)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,953</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(13,166)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,787</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">267</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,220</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">806,908</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(256,495)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">550,413</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(505,077)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(36,964)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,372</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,450</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">579,863</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives (Note 15)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">244,694 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(53,378)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">191,316 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(151,304)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(36,581)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,431 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,566 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">196,882 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repos, stock borrowing and similar agreements classified as:</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– trading assets </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,568 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(222)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,346 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(21,272)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(71)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,729 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,075 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-trading assets</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">353,066 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(136,932)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">216,134 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(215,769)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(165)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">200 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,731 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">241,865 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">5</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,045 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10,919)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,126 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(13,065)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,061 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">327 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,453 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">646,373 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(201,451)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">444,922 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(401,410)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(36,817)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,695 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33,353 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">478,275 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial liabilities</span></td><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives (Note 15)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">419,994</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(140,987)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">279,007</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(239,235)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(29,276)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,496</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,757</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">285,764</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repos, stock lending and similar agreements</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline"> </span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">classified as:</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– trading liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,027</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(236)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,791</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(19,790)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,795</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-trading liabilities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">206,827</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(102,888)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">103,939</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(103,296)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(249)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">394</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23,808</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,747</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">6</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37,164</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(12,384)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,780</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(13,166)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,614</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,794</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">684,012</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(256,495)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">427,517</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(375,487)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(29,525)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,505</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30,583</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">458,100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives (Note 15)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">239,597 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(53,378)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">186,219 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(163,359)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(18,225)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,635 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,845 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">191,064 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repos, stock lending and similar agreements</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline"> </span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">classified as:</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– trading liabilities </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,540 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(222)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,318 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(13,318)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,335 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-trading liabilities</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">235,042 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(136,932)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">98,110 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(97,816)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(203)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">91 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,560 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">126,670 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">6</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">40,875 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10,919)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29,956 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(13,065)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,891 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29,973 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">529,054 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(201,451)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">327,603 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(287,558)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(18,428)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,617 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33,439 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">361,042 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 The disclosure has been enhanced in 2022 to support consistency across Group entities. All financial instruments (whether recognised on our balance sheet or as non-cash collateral received or pledged) are presented within ‘financial instruments, including non-cash collateral‘, as balance sheet classification has no effect on the rights of offset associated with financial instruments. Comparative data have been re-presented accordingly.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 These exposures continue to be secured by financial collateral, but we may not have sought or been able to obtain a legal opinion evidencing enforceability of the right of offset.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3 At 31 December 2022, the amount of cash margin received that had been offset against the gross derivatives assets was $8,357m (2021: $4,469m). The amount of cash margin paid that had been offset against the gross derivatives liabilities was $10,918m (2021: $9,479m).</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4 For the amount of repos, reverse repos, stock lending, stock borrowing and similar agreements recognised on the balance sheet within ‘Trading assets’ of $25,503m (2021: $23,075m) and ‘Trading liabilities’ of $19,795m (2021: $13,335m), see the ‘Funding sources and uses’ table on page 242.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">5 At 31 December 2022, the total amount of ‘Loans and advances to customers’ was $924,854m (2021: $1,045,814m), of which $15,953m (2021: $16,126m) was subject to offsetting.</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">6 At 31 December 2022, the total amount of ‘Customer accounts’ was $1,570,303m (2021: $1,710,574m), of which $24,780m (2021: $29,956m) was subject to offsetting.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Fair Value Of Each Investment In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income Explanatory
DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory
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<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:400.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Equity instruments measured at fair value through other comprehensive income</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Dividends recognised</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Type of equity instruments</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Investments required by central institutions</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">690</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Business facilitation</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">954</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Others</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">52</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,696</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">54</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Investments required by central institutions</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">766 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Business facilitation</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">954 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Others</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,770 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">44 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table> | |
| CY2022Q4 | ifrs-full |
Fair Value Of Investments In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income
FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
1696000000 | usd |
| CY2022 | ifrs-full |
Dividends Recognised For Investments In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income Held At End Of Reporting Period
DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod
|
54000000 | usd |
| CY2021Q4 | ifrs-full |
Fair Value Of Investments In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income
FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome
|
1770000000 | usd |
| CY2021 | ifrs-full |
Dividends Recognised For Investments In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income Held At End Of Reporting Period
DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod
|
44000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Interests In Other Entities Explanatory
DisclosureOfInterestsInOtherEntitiesExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:488.50pt"/><td style="width:1.0pt"/></tr><tr style="height:17pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Interests in associates and joint ventures</span></td></tr></table><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:403.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Carrying amount of HSBC’s interests in associates and joint ventures</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interests in associates</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,127</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29,515 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interests in joint ventures</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">94 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Interests in associates and joint ventures</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,254</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29,609 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:199.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:86.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Principal associates of HSBC</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Carrying amount</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Bank of Communications Co., Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23,307</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,141</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,616 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,537 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The Saudi British Bank</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,494</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,602</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,426 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,599 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Principal associates are listed on recognised stock exchanges. The fair values are based on the quoted market prices of the shares held (Level 1 in the fair value hierarchy).</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:249.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:92.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:82.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:82.75pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Country of incorporation<br/>and principal place of<br/>business</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Principal activity</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">HSBC’s interest<br/>%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Bank of Communications Co., Limited </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">People’s Republic of China</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Banking services</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19.03</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The Saudi British Bank</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Saudi Arabia</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Banking services</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31.00</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:6pt;margin-top:7pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.825%"><tr><td style="width:1.0%"/><td style="width:77.617%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.541%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.542%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Share of profit in associates and joint ventures</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Bank of Communications Co., Limited</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,377</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,461 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The Saudi British Bank</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">342</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">276 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other associates and joint ventures</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">309 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Share of profit in associates and joint ventures</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,723</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,046 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">A list of all associates and joint ventures is set out in Note 38. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Bank of Communications Co., Limited </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Group’s investment in Bank of Communications Co., Limited (‘BoCom’) is classified as an associate. Significant influence in BoCom was established with consideration of all relevant factors, including representation on BoCom’s Board of Directors and participation in a resource and experience sharing agreement (‘RES’). Under the RES, HSBC staff have been seconded to assist in the maintenance of BoCom’s financial and operating policies. Investments in associates are recognised using the equity method of accounting in accordance with IAS 28 ‘Investments in Associates and Joint Ventures', whereby the investment is initially recognised at cost and adjusted thereafter for the post-acquisition change in the Group’s share of BoCom’s net assets. An impairment test is required if there is any indication of impairment.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Impairment testing</span></div>At 31 December 2022, the fair value of the Group’s investment in BoCom had been below the carrying amount for approximately 11 years. As a result, the Group performed an impairment test on the carrying amount, which confirmed that there was no impairment at 31 December 2022 as the recoverable amount as determined by a value-in-use (‘VIU’) calculation was higher than the carrying value.<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:166.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:70.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">VIU</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">VIU</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Carrying value</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Fair value</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$bn</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$bn</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$bn</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">BoCom</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24.8 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23.6 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8.5 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The headroom, which is defined as the extent to which the VIU exceeds the carrying value, decreased by $1.0bn compared with 31 December 2021. The decrease in headroom was principally due to revisions to management’s best estimates of BoCom‘s future earnings in the short to medium term, and the impact from BoCom’s actual performance.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In future periods, the VIU may increase or decrease depending on the effect of changes to model inputs. The main model inputs are described below and are based on factors observed at period-end. The factors that could result in a change in the VIU and an impairment include a short-term underperformance by BoCom, a change in regulatory capital requirements or an increase in uncertainty regarding the future performance of BoCom resulting in a downgrade of the forecast of future asset growth or profitability. An increase in the discount rate could also result in a reduction of VIU and an impairment. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">If the Group did not have significant influence in BoCom, the investment would be carried at fair value rather than the current carrying value.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Basis of recoverable amount</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The impairment test was performed by comparing the recoverable amount of BoCom, determined by a VIU calculation, with its carrying amount. The VIU calculation uses discounted cash flow projections based on management’s best estimates of future earnings available to ordinary shareholders prepared in accordance with IAS 36 ’Impairment of Assets’. Significant management judgement is required in arriving at the best estimate.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There are two main components to the VIU calculation. The first component is management’s best estimate of BoCom’s earnings. Forecast earnings growth over the short to medium term are lower than recent (within the last five years) historical actual growth and reflect the uncertainty arising from the current economic outlook. Reflecting management‘s intent to continue to retain its investment, earnings beyond the </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">short to medium term are then extrapolated into perpetuity using a long-term growth rate to derive a terminal value, which comprises the majority of the VIU. The second component is the capital maintenance charge (‘CMC’), which is management’s forecast of the earnings that need to be withheld in order for BoCom to meet capital requirements over the forecast period, meaning that CMC is deducted when arriving at management’s estimate of future earnings available to ordinary shareholders. The principal inputs to the CMC calculation include estimates of asset growth, the ratio of risk-weighted assets to total assets and the expected capital requirements. An increase in the CMC as a result of a change to these principal inputs would reduce VIU. Additionally, management considers other qualitative factors, to ensure that the inputs to the VIU calculation remain appropriate.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Key assumptions in value-in-use calculation</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">We used a number of assumptions in our VIU calculation, in accordance with the requirements of IAS 36:</span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Long-term profit growth rate: 3% (2021: 3%) for periods after 2026, which does not exceed forecast GDP growth in mainland China and is similar to forecasts by external analysts.</span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Long-term asset growth rate: 3% (2021: 3%) for periods after 2026, which is the rate that assets are expected to grow to achieve long-term profit growth of 3%.</span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Discount rate: 10.04% (2021: 10.03%), which is based on a capital asset pricing model (‘CAPM’), using market data. The discount rate used is within the range of 8.4% to 10.4% (2021: 8.7% to 10.1%) indicated by the CAPM. While the CAPM range sits at the lower end of the range adopted by selected external analysts of 8.8% to 13.5% (2021: 9.9% to 13.5%), we continue to regard the CAPM range as the most appropriate basis for determining this assumption.</span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Expected credit losses (‘ECL’) as a percentage of customer advances: ranges from 0.99% to 1.05% (2021: 0.98% to 1.12%) in the short to medium term, reflecting reported credit experience through the ongoing Covid-19 pandemic in mainland China followed by an expected reversion to recent historical levels. For periods after 2026, the ratio is 0.97% (2021: 0.97%), which is higher than BoCom’s average ECL as a percentage of customer advances in recent years prior to the pandemic.</span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Risk-weighted assets as a percentage of total assets: ranges from 61.0% to 64.4% (2021: 61.0% to 62.4%) in the short to medium term, reflecting higher risk-weights in the short term followed by an expected reversion to recent historical levels. For periods after 2026, the ratio is 61.0% (2021: 61.0%), which is similar to BoCom’s actual results in recent years.</span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Operating income growth rate: ranges from 1.9% to 7.7% (2021: 5.1% to 6.2%) in the short to medium term, which is lower than BoCom’s actual results in recent years and is similar to the forecasts disclosed by external analysts. This reflects BoCom’s most recent actual results, global trade tensions and industry developments in mainland China.</span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Cost-income ratio: ranges from 35.5% to 36.3% (2021: 35.5% to 36.1%) in the short to medium term. These ratios are similar to BoCom‘s actual results in recent years and forecasts disclosed by external analysts.</span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Effective tax rate (‘ETR’): ranges from 4.4% to 15.0% (2021: 6.8% to 15.0%) in the short to medium term, reflecting BoCom’s actual results and an expected increase towards the long-term assumption through the forecast period. For periods after 2026, the rate is 15.0% (2021: 15.0%), which is higher than the recent historical average, and aligned to the minimum tax rate as proposed by the OECD/G20 Inclusive Framework on Base Erosion and Profit Shifting.</span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Capital requirements: capital adequacy ratio of 12.5% (2021: 12.5%) and tier 1 capital adequacy ratio of 9.5% (2021: 9.5%), based on BoCom’s capital risk appetite and capital requirements respectively.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table shows the change to each key assumption in the VIU calculation that on its own would reduce the headroom to nil:</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:511.50pt"><tr><td style="width:1.0pt"/><td style="width:253.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:253.75pt"/><td style="width:1.0pt"/></tr><tr style="height:11pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Key assumption</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Changes to key assumption to reduce headroom to nil</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Long-term profit growth rate</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Decrease by 4 basis points</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Long-term asset growth rate</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Increase by 3 basis points</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Discount rate</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Increase by 5 basis points</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Expected credit losses as a percentage of customer advances</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Increase by 1 basis points</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Risk-weighted assets as a percentage of total assets</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Increase by 26 basis points</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Operating income growth rate</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Decrease by 5 basis points</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Cost-income ratio</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Increase by 15 basis points</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Long-term effective tax rate</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Increase by 46 basis points</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Capital requirements – capital adequacy ratio</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Increase by 5 basis points</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Capital requirements – tier 1 capital adequacy ratio</span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #db0011;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Increase by 175 basis points</span></div></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table further illustrates the impact on VIU of reasonably possible changes to key assumptions. This reflects the sensitivity of the VIU to each key assumption on its own and it is possible that more than one favourable and/or unfavourable change may occur at the same time. The selected rates of reasonably possible changes to key assumptions are based on external analysts’ forecasts, statutory requirements and other relevant external data sources, which can change period to period.</span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:508.50pt"><tr><td style="width:1.0pt"/><td style="width:198.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:66.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:51.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:69.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:53.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="21" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Sensitivity of VIU to reasonably possible changes in key assumptions</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Favourable change</span></td><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Unfavourable change</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Increase in VIU</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">VIU</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Decrease in VIU</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">VIU</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">bps</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">bps</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Long-term profit growth rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">75</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(71)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2.7)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Long-term asset growth rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(71)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">75</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(4.1)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Discount rate</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(164)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">136</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3.7)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Expected credit losses as a percentage<br/>of customer advances</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022 to 2026: 95</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2027 onwards: 91</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2022 to 2026: 120</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2027 onwards: 104</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2.9)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Risk-weighted assets as a percentage of total assets </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(118)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">239</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2.3)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Operating income growth rate</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">44</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(83)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2.5)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cost-income ratio </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(122)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">174</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2.1)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Long-term effective tax rate</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(426)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3.6)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Capital requirements – capital adequacy ratio</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">191</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6.3)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Capital requirements – tier 1 capital adequacy ratio</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">266</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(3.2)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Long-term profit growth rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.2 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29.0 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(69)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2.7)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22.1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Long-term asset growth rate</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(69)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27.7 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">87 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(4.7)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20.1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Discount rate</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(133)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.4 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30.2 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">207 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(5.3)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19.5 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Expected credit losses as a percentage <br/>of customer advances</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021 to 2025: 103</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2026 onwards: 91</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.5 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26.3 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2021 to 2025: 121</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2026 onwards: 105</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2.7)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22.1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Risk-weighted assets as a percentage of total assets</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(111)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.2 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25.0 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">280 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2.1)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22.7 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Operating income growth rate</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">37 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.0 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25.8 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(58)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1.8)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23.0 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cost-income ratio</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(152)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.7 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26.5 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">174 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1.7)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23.1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Long-term effective tax rate</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(104)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.3 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25.1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,000 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3.6)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21.2 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Capital requirements – capital adequacy ratio</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24.8 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">325 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10.0)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14.8 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Capital requirements – tier 1 capital adequacy ratio</span></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24.8 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">364 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(6.5)</span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18.3 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 The reasonably possible ranges of the long-term profit growth rate and long-term asset growth rate assumptions reflect the close relationship between these assumptions, which would result in offsetting changes to each assumption.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Considering the interrelationship of the changes set out in the table above, management estimates that the reasonably possible range of VIU is $16.9bn to $28.7bn (2021: $19.0bn to $29.3bn). The range is based on impacts set out in the table above arising from the favourable/unfavourable change in the earnings in the short to medium term, the long-term expected credit losses as a percentage of customer advances, and a 50bps increase/decrease in the discount rate. All other long-term assumptions and the basis of the CMC have been kept unchanged when determining the reasonably possible range of the VIU. Impairment, if determined, would be recognised in the income statement. The impact on the Group’s CET1 ratio is expected to be minimal in the event of an impairment, as the adverse impact on CET1 capital from the impairment would be offset by the favourable impact from a lower carrying value.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Selected financial information of BoCom</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The statutory accounting reference date of BoCom is 31 December. For the year ended 31 December 2022, HSBC included the associate’s results on the basis of the financial statements for the 12 months ended 30 September 2022, taking into account any known changes in the subsequent period from 1 October 2022 to 31 December 2022 that would have materially affected the results.</span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:373.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Selected balance sheet information of BoCom</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">At 30 Sep</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash and balances at central banks </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,390</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">123,194 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Due from and placements with banks and other financial institutions </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99,802</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">98,932 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,022,223</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">993,956 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">549,364</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">541,577 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other assets </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55,884</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">47,679 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total assets </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,841,663</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,805,338 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Due to and placements from banks and other financial institutions </span></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">277,185</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">287,057 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits from customers</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,144,297</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,099,266 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">237,521</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">228,135 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other liabilities </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35,543</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">40,070 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total liabilities </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,694,546</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,654,528 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total equity </span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">147,117</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">150,810 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:403.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reconciliation of BoCom’s total shareholders’ equity to the carrying amount in HSBC’s consolidated financial statements</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">At 30 Sep</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC’s share of total shareholders’ equity</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,828</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,097 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Goodwill</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">479</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">519 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying amount </span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23,307</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,616 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:394.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:57.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Selected income statement information of BoCom</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">For the 12 months ended 30 Sep</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net interest income </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,314</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24,582 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net fee and commission income </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,854</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,170 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit and impairment losses</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9,712)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(9,701)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Depreciation and amortisation </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,351)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,297)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Tax expense </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(598)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,045)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Profit for the year </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,582</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,199 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other comprehensive income </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(245)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(368)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total comprehensive income </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,337</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,831 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Dividends received from BoCom </span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">749</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">692 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">The Saudi British Bank</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Group’s investment in The Saudi British Bank (‘SABB’) is classified as an associate. HSBC is the largest shareholder in SABB with a shareholding of 31%. Significant influence in SABB is established via representation on the Board of Directors. Investments in associates are recognised using the equity method of accounting in accordance with IAS 28, as described previously for BoCom.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Impairment testing</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There were no indicators of impairment at 31 December 2022. The fair value of the Group’s investment in SABB of $6.6bn was above the carrying amount of $4.5bn.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:486.25pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">20</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Structured entities</span></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC is mainly involved with both consolidated and unconsolidated structured entities through the securitisation of financial assets, conduits and investment funds, established either by HSBC or a third party.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Consolidated structured entities</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:219.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:51.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:84.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total assets of HSBC’s consolidated structured entities, split by entity type</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Conduits</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Securitisations</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">HSBC managed funds</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Other</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.4 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10.0 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.3 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8.4 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29.1 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Conduits</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC has established and manages two types of conduits: securities investment conduits (‘SICs’) and multi-seller conduits.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Securities investment conduits</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The SICs purchase highly rated ABSs to facilitate tailored investment opportunities.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">At 31 December 2022, Solitaire, HSBC’s principal SIC, held $1.3bn of ABSs (2021: $1.6bn). It is currently funded entirely by commercial paper (‘CP’) issued to HSBC. At 31 December 2022, HSBC held $1.5bn of CP (2021: $1.8bn).</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Multi-seller conduit</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC’s multi-seller conduit was established to provide access to flexible market-based sources of finance for its clients. Currently, HSBC bears risk equal to the transaction-specific facility offered to the multi-seller conduit, amounting to $6.2bn at 31 December 2022 (2021: $6.7bn). First loss protection is provided by the originator of the assets, and not by HSBC, through transaction-specific credit enhancements. A layer of secondary loss protection is provided by HSBC in the form of programme-wide enhancement facilities.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Securitisations</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC uses structured entities to securitise customer loans and advances it originates in order to diversify its sources of funding for asset origination and capital efficiency purposes. The loans and advances are transferred by HSBC to the structured entities for cash or synthetically through credit default swaps, and the structured entities issue debt securities to investors.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">HSBC managed funds</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC has established a number of money market and non-money market funds. Where it is deemed to be acting as principal rather than agent in its role as investment manager, HSBC controls these funds.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Other</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC has entered into a number of transactions in the normal course of business, which include asset and structured finance transactions where it has control of the structured entity. In addition, HSBC is deemed to control a number of third-party managed funds through its involvement as a principal in the funds.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Unconsolidated structured entities</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The term ‘unconsolidated structured entities’ refers to all structured entities not controlled by HSBC. The Group enters into transactions with unconsolidated structured entities in the normal course of business to facilitate customer transactions and for specific investment opportunities.</span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:226.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:59.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:51.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:61.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Nature and risks associated with HSBC interests in unconsolidated structured entities</span></div></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Securitisations</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">HSBC managed funds</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Non-HSBC managed funds</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Other</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total asset values of the entities ($m)</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0–500</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">338</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,321</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,785</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">500–2,000</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">102</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">929</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,043</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,000–5,000</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">388</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">416</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,000–25,000</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">206</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">224</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,000+</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Number of entities at 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">93</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">491</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,868</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,497</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total assets in relation to HSBC’s interests in the unconsolidated structured entities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– trading assets </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial assets designated and otherwise mandatorily measured at fair value </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– loans and advances to customers</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other assets </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total liabilities in relation to HSBC’s interests in the unconsolidated structured entities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other liabilities </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other off-balance sheet commitments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">HSBC’s maximum exposure at 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total asset values of the entities ($m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0–500</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">96 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">294 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,408 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">37 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,835 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">500–2,000</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">116 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">911 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,041 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,000–5,000</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">435 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">468 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,000–25,000</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">197 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">211 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,000+</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Number of entities at 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">107 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">461 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,962 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">40 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,570 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$bn</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total assets in relation to HSBC’s interests in the unconsolidated structured entities</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.8 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10.8 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18.6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.8 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">38.0 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– trading assets </span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.2 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.4 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.7 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial assets designated and otherwise mandatorily measured at fair value </span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25.5 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– loans and advances to customers</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.9 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments </span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.2 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other assets </span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.7 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total liabilities in relation to HSBC’s interests in the unconsolidated structured entities</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.4 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.4 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other liabilities </span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.4 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.4 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other off-balance sheet commitments</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.2 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.8 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC’s maximum exposure at 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.9 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11.7 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23.2 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.6 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">44.4 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The maximum exposure to loss from HSBC’s interests in unconsolidated structured entities represents the maximum loss it could incur as a result of its involvement with these entities regardless of the probability of the loss being incurred.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">For commitments, guarantees and written credit default swaps, the maximum exposure to loss is the notional amount of potential future losses.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">For retained and purchased investments and loans to unconsolidated structured entities, the maximum exposure to loss is the carrying value of these interests at the balance sheet reporting date.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The maximum exposure to loss is stated gross of the effects of hedging and collateral arrangements that HSBC has entered into in order to mitigate the Group’s exposure to loss.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Securitisations</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC has interests in unconsolidated securitisation vehicles through holding notes issued by these entities. In addition, HSBC has investments in ABSs issued by third-party structured entities.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">HSBC managed funds</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC establishes and manages money market funds and non-money market investment funds to provide customers with investment opportunities. Further information on funds under management is provided on page 125.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC, as fund manager, may be entitled to receive management and performance fees based on the assets under management. HSBC may also retain units in these funds.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Non-HSBC managed funds</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC purchases and holds units of third-party managed funds in order to facilitate business and meet customer needs.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Other</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC has established structured entities in the normal course of business, such as structured credit transactions for customers, to provide finance to public and private sector infrastructure projects, and for asset and structured finance transactions.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In addition to the interests disclosed above, HSBC enters into derivative contracts, reverse repos and stock borrowing transactions with structured entities. These interests arise in the normal course of business for the facilitation of third-party transactions and risk management solutions.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">HSBC sponsored structured entities</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The amount of assets transferred to and income received from such sponsored structured entities during 2022 and 2021 was not significant.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:486.25pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">38</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">HSBC Holdings’ subsidiaries, joint ventures and associates </span></td></tr></table></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In accordance with section 409 of the Companies Act 2006 a list of HSBC Holdings plc subsidiaries, joint ventures and associates, the registered office addresses and the effective percentages of equity owned at 31 December 2022 are disclosed below.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Unless otherwise stated, the share capital comprises ordinary or common shares that are held by Group subsidiaries. The ownership percentage is provided for each undertaking. The undertakings below are consolidated by HSBC unless otherwise indicated.</span></div>Subsidiaries<div style="display:inline-block;vertical-align:top;width:48.625%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:475.50pt"><tr><td style="width:1.0pt"/><td style="width:147.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:34.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:27.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Subsidiaries</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">452 TALF Plus ABS Opportunities SPV LLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">452 TALF SPV LLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Almacenadora Banpacifico S.A. (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance December (F) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance December (H) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance December (P) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance December (R) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance June (A) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance June (D) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance March (B) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">19</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance March (D) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance March (F) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance September (F) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance September (G) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">AXA Insurance Pte. Ltd.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 20</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">B&Q Financial Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Banco HSBC S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">21</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Banco Nominees (Guernsey) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Banco Nominees 2 (Guernsey) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Banco Nominees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Beau Soleil Limited Partnership</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 46</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Beijing Miyun HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 24</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">BentallGreenOak China Real Estate Investments L.P.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 1, 25</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Canada Crescent Nominees (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Canada Square Nominees (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Capco/Cove, Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">26</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Card-Flo #1, Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Card-Flo #3, Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">CC&H Holdings LLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">27</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">CCF & Partners Asset Management Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">CCF Holding (Liban) S.A.L. (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">74.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">28</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Charterhouse Administrators (D.T.) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Charterhouse Management Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Charterhouse Pensions Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Chongqing Dazu HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 29</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Chongqing Fengdu HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 30</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Chongqing Rongchang HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 31</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">COIF Nominees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Corsair IV Financial Services Capital Partners - B, LP</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 1, 32</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Dalian Pulandian HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 33</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Decision One Mortgage Company, LLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 34</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Dem 9</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">4, 35</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Dempar 1</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">4, 35</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Desarrollo Turistico, S.A. de C.V. (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Electronic Data Process México, S.A. de C.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 16</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Eton Corporate Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Far East Leasing SA (In Dissolution)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">36</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Flandres Contentieux S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foncière Elysées</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fujian Yongan HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 37</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fulcher Enterprises Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fundacion HSBC, A.C.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">11, 16</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Giller Ltd.</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">26</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div></div><div style="display:inline-block;max-width:2.749%;min-width:1.749%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.626%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:249.00pt"><tr><td style="width:1.0pt"/><td style="width:146.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Subsidiaries</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">GPIF Co-Investment, LLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Griffin International Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Grupo Financiero HSBC, S. A. de C. V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Guangdong Enping HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 39</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Guangzhou HSBC Real Estate Company Ltd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 12, 40</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng (Nominee) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Bank (China) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">41</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Bank (Trustee) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Bank Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">62.14</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Bullion Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Credit Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Data Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Finance Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Financial Information Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Indexes (Netherlands) B.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 42</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Indexes Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Insurance Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Investment Management Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Investment Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Life Limited (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">43</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Qianhai Fund Management Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">70.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(43.49)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 44</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Real Estate Management Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Securities Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Security Management Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HASE Wealth Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Haseba Investment Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HFC Bank Limited (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">45</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">High Time Investments Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HLF</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Honey Blue Enterprises Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Honey Green Enterprises Ltd.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">47</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Honey Grey Enterprises Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Honey Silver Enterprises Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 46</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Household International Europe Limited (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">45</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Household Pooling Corporation</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">48</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Housing (USA) LLP</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 1, 27</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC (BGF) Investments Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC (General Partner) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 79</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC (Guernsey) GP PCC Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">22</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC (Kuala Lumpur) Nominees Sdn Bhd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">49</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC (Malaysia) Trustee Berhad</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">49</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC (Singapore) Nominees Pte Ltd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">20</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Agency (India) Private Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">50</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Alternative Investments Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Amanah Malaysia Berhad</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">49</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Americas Corporation (Delaware)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Argentina Holdings S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">51</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Asia Holdings B.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Asia Holdings Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Asia Pacific Holdings (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Asset Finance (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Asset Finance M.O.G. Holdings (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Asset Management (Fund Services UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Asset Management (India) Private Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">52</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Asset Management (Japan) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">53</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Assurances Vie (France)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">54</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Australia Holdings Pty Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">55</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC BANK (CHILE)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">56</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank (China) Company Limited</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 57</span></td></tr></table></div></div><div style="display:inline-block;vertical-align:top;width:48.625%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:249.00pt"><tr><td style="width:1.0pt"/><td style="width:146.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Subsidiaries</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank (General Partner) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">79</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank (Mauritius) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">58</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank (RR) (Limited Liability Company)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 13, 59</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank (Singapore) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">20</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank (Taiwan) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">60</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank (Uruguay) S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">61</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank (Vietnam) Ltd.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">62</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank A.S.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">63</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Argentina S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">51</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Armenia cjsc</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">64</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Australia Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">55</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Bermuda Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Canada</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">65</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Capital Funding (Sterling 1) LP</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 79</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Capital Funding (Sterling 2) LP</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 79</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Egypt S.A.E</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">94.54</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">66</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Malaysia Berhad</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">49</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Malta p.l.c.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">70.03</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">67</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Middle East Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">68</span></td></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Middle East Limited Representative Office Morocco SARL (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">69</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Oman S.A.O.G.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">51.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">70</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Pension Trust (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank plc</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank USA, National Association</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">71</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Branch Nominee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Brasil Holding S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">21</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Broking Forex (Asia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Broking Futures (Asia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Broking Futures (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Broking Securities (Asia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Broking Securities (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Broking Services (Asia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Canadian Covered Bond (Legislative) GP Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">72</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Canadian Covered Bond (Legislative) Guarantor Limited Partnership</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 72</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Capital (USA), Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Capital Funding (Dollar 1) L.P.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">79</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Card Services Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Casa de Bolsa, S.A. de C.V., Grupo Financiero HSBC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Cayman Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">73</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Cayman Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">73</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC City Funding Holdings</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Client Holdings Nominee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Client Nominee (Jersey) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">74</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Columbia Funding, LLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Continental Europe</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Corporate Advisory (Malaysia) Sdn Bhd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">49</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Corporate Finance (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Corporate Secretary (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Corporate Trustee Company (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Custody Nominees (Australia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">55</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Custody Services (Guernsey) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">22</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Daisy Investments (Mauritius) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">75</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Diversified Loan Fund General Partner Sarl</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">76</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Electronic Data Processing (Guangdong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 77</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Electronic Data Processing (Malaysia) Sdn Bhd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">78</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Electronic Data Processing (Philippines), Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">79</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Electronic Data Processing India Private Limited</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">80</span></td></tr></table></div></div><div style="display:inline-block;max-width:2.749%;min-width:1.749%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.626%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:249.00pt"><tr><td style="width:1.0pt"/><td style="width:146.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Subsidiaries</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Electronic Data Processing Lanka (Private) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">81</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Electronic Data Service Delivery (Egypt) S.A.E.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">82</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Epargne Entreprise (France)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">54</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Equipment Finance (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Equity (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Europe B.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Executor & Trustee Company (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Factoring (France)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Finance (Netherlands)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Finance Corporation</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Finance Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Finance Mortgages Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">83</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Finance Transformation (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Financial Advisors Singapore Pte. Ltd.</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 20</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Financial Services (Lebanon) s.a.l.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.65</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">84</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Financial Services (Uruguay) S.A. (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">85</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC FinTech Services (Shanghai) Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">86</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (Bermuda) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">3, 23</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (Canada) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">65</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (Deutschland) GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">87</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (France)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">54</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (Malta) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(70.03)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">88</span></td></tr><tr style="height:27pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (México), S.A. de C.V., Sociedad Operadora de Fondos de Inversión, Grupo Financiero HSBC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (Singapore) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">20</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (Switzerland) AG</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">4, 89</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (Taiwan) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (USA) Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">91</span></td></tr><tr style="height:29pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management Argentina S.A. Sociedad Gerente de Fondos Comunes de Inversión</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">51</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management Holdings (Bahamas) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">92</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Custody Nominee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Custody Proprietary Nominee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Services (Canada) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">83</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Services (China) Holdings Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Services (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Services (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Shared Services (India) Private Limited (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 50</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Group Management Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Group Nominees UK Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Holdings B.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC IM Pension Trust Limited</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr></table></div></div><div style="display:inline-block;vertical-align:top;width:48.625%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:249.00pt"><tr><td style="width:1.0pt"/><td style="width:146.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Subsidiaries</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Infrastructure Debt GP 1 S.à r.l.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 93</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Infrastructure Debt GP 2 S.à r.l.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 93</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Infrastructure Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Institutional Trust Services (Asia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Institutional Trust Services (Bermuda) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Institutional Trust Services (Mauritius) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">94</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Institutional Trust Services (Singapore) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">20</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance (Asia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">95</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance (Asia-Pacific) Holdings Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance (Bermuda) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance (Singapore) Pte. Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">20</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance Agency (USA) Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">91</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance Brokerage Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 96</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance Brokers Greater China Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance Holdings Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance SAC 1 (Bermuda) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance SAC 2 (Bermuda) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 23</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance Services Holdings Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC International Finance Corporation (Delaware)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">97</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC International Trustee (BVI) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">98</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC International Trustee (Holdings) Pte. Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">20</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC International Trustee Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">99</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Inversiones S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">56</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC InvestDirect (India) Private Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">52</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC InvestDirect Financial Services (India) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.98)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">52</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC InvestDirect Sales & Marketing (India) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">98.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(98.98)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">50</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC InvestDirect Securities (India) Private Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">52</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Investment and Insurance Brokerage, Philippines Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">100</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Investment Bank Holdings B.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Investment Bank Holdings Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Investment Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Investment Funds (Canada) Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">65</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Investment Funds (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Investment Funds (Luxembourg) SA</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">101</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Invoice Finance (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">102</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Issuer Services Common Depositary Nominee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Issuer Services Depositary Nominee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Latin America B.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Latin America Holdings (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Leasing (Asia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life (Bermuda) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life (Cornell Centre) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">95</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life (Edwick Centre) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">95</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life (International) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life (Property) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">95</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life (Tsing Yi Industrial) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">95</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life (Workshop) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 95</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life Assurance (Malta) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(70.03)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">88</span></td></tr><tr style="height:10pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life Insurance Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 57</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC LU Nominees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Management (Guernsey) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">103</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Markets (USA) Inc.</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr></table></div></div><div style="display:inline-block;max-width:2.749%;min-width:1.749%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.626%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:249.00pt"><tr><td style="width:1.0pt"/><td style="width:146.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Subsidiaries</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Marking Name Nominee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Master Trust Trustee Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Mexico, S.A., Institucion de Banca Multiple, Grupo Financiero HSBC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Middle East Asset Co. LLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">104</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Middle East Holdings B.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 68</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Middle East Leasing Partnership</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 68</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Middle East Securities L.L.C</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">105</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Mortgage Corporation (Canada)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">65</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Mortgage Corporation (USA)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Nominees (Asing) Sdn Bhd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">49</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Nominees (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Nominees (New Zealand) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">106</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Nominees (Tempatan) Sdn Bhd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">49</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC North America Holdings Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">3, 15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Operational Services GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">80.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">87</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Overseas Holdings (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Overseas Investments Corporation (New York)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">107</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Overseas Nominee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Participaciones (Argentina) S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">51</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC PB Corporate Services 1 Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">74</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC PB Services (Suisse) SA</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">108</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Pension Trust (Ireland) DAC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">109</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Pensiones, S.A. (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC PI Holdings (Mauritius) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">94</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Portfoy Yonetimi A.S.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">63</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Preferential LP (UK)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Private Bank (Luxembourg) S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">101</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Private Bank (Suisse) SA</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">108</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Private Bank (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Private Banking Holdings (Suisse) SA</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">108</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Private Banking Nominee 3 (Jersey) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">74</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Private Equity Investments (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Private Investment Counsel (Canada) Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">65</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Private Markets Management SARL</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 110</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Private Trustee (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Professional Services (India) Private Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">50</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Property (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Property Funds (Holding) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Provident Fund Trustee (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Qianhai Securities Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 111</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Real Estate Leasing (France)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC REGIO Fund General Partner S.à r.l.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 93</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC REIM (France)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">54</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Retirement Benefits Trustee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 2, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Retirement Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Saudi Arabia, Closed Joint Stock Company</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">66.19</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">112</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Savings Bank (Philippines) Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">113</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities (Canada) Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">83</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities (Egypt) S.A.E. (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(94.65)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">66</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities (Japan) Co., Ltd.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 53</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities (Japan) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities (Singapore) Pte Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">20</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities (South Africa) (Pty) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">114</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities (Taiwan) Corporation Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">60</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities (USA) Inc.</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr></table></div></div><div style="display:inline-block;vertical-align:top;width:48.625%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:249.00pt"><tr><td style="width:1.0pt"/><td style="width:146.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Subsidiaries</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities and Capital Markets (India) Private Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">50</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities Brokers (Asia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities Investments (Asia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities Services (Bermuda) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities Services (Guernsey) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">22</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities Services (Ireland) DAC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">109</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities Services (Luxembourg) S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">101</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities Services Holdings (Ireland) DAC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">109</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities Services Nominees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Seguros de Retiro (Argentina) S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">51</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Seguros de Vida (Argentina) S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">51</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Seguros, S.A de C.V., Grupo Financiero HSBC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Service Company Germany GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 87</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Service Delivery (Polska) Sp. z o.o.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">115</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Services (France)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Services Japan Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">92</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Services USA Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">116</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Servicios Financieros, S.A. de C.V</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Servicios, S.A. DE C.V., Grupo Financiero HSBC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC SFH (France)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">4, 54</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC SFT (C.I.) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">22</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Software Development (Guangdong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">117</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Software Development (India) Private Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">118</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Software Development (Malaysia) Sdn Bhd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">78</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Specialist Investments Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Technology & Services (China) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">57</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Technology & Services (USA) Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Titan GmbH & Co. KG</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 87</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Transaction Services GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">6, 87</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trinkaus & Burkhardt (International) S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">119</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trinkaus & Burkhardt Gesellschaft fur Bankbeteiligungen mbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">87</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trinkhaus & Burkhardt GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">87</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trinkaus Europa Immobilien-Fonds Nr. 5 GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">87</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trinkaus Family Office GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">6, 87</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trinkaus Real Estate GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">6, 87</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trust Company (Canada)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">65</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trust Company (Delaware), National Association</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">97</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trust Company (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trustee (C.I.) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">74</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trustee (Cayman) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">120</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trustee (Guernsey) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">22</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trustee (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trustee (Singapore) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">20</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC UK Bank plc</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 17</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC UK Client Nominee Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC UK Covered Bonds LLP</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 17</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC UK Holdings Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC USA Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">107</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Ventures USA Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Violet Investments (Mauritius) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">75</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Wealth Client Nominee Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 17</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Yatirim Menkul Degerler A.S.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">63</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSI Asset Securitization Corporation</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSI International Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSIL Investments Limited</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr></table></div></div><div style="display:inline-block;max-width:2.749%;min-width:1.749%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.626%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:249.00pt"><tr><td style="width:1.0pt"/><td style="width:146.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Subsidiaries</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hubei Macheng HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">121</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hubei Suizhou Cengdu HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 122</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hubei Tianmen HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">123</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hunan Pingjiang HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 124</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Imenson Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">INKA Internationale Kapitalanlagegesellschaft mbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">87</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Inmobiliaria Bisa, S.A. de C.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.98</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Inmobiliaria Grufin, S.A. de C.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Inmobiliaria Guatusi, S.A. de C.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">James Capel (Nominees) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">James Capel (Taiwan) Nominees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">John Lewis Financial Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Keyser Ullmann Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">L&T Investment Management Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 52</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Lion Corporate Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Lion International Corporate Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 99</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Lion International Management Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">99</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Lion Management (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Lyndholme Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Marks and Spencer Financial Services plc</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">125</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Marks and Spencer Unit Trust Management Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">125</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Maxima S.A. AFJP (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.98</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">51</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Midcorp Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Midland Bank (Branch Nominees) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Midland Nominees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">MIL (Cayman) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">73</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">MP Payments Group Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">MP Payments Operations Limited </span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">MP Payments UK Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">MW Gestion SA</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">51</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Prudential Client HSBC GIS Nominee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">PT Bank HSBC Indonesia</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(98.93)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">126</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">PT HSBC Sekuritas Indonesia</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">85.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">126</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">R/CLIP Corp.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Real Estate Collateral Management Company</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Republic Nominees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">22</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">RLUKREF Nominees (UK) One Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">RLUKREF Nominees (UK) Two Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">S.A.P.C. - Ufipro Recouvrement</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Saf Baiyun</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">4, 35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Saf Guangzhou</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">4, 35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SCI HSBC Assurances Immo</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">54</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Serai Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Serai Technology Development (Shanghai) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 12, 57</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SFM</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SFSS Nominees (Pty) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">114</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Shandong Rongcheng HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 127</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Shenzhen HSBC Development Company Ltd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 12, 128</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sico Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">129</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SNC Les Oliviers D'Antibes</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">60.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(59.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">11, 54</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SNCB/M6 - 2008 A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SNCB/M6-2007 A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">4, 35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SNCB/M6-2007 B</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">4, 35</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Société Française et Suisse</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Somers Dublin DAC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">109</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Somers Nominees (Far East) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sopingest</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">South Yorkshire Light Rail Limited</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr></table></div></div><div style="display:inline-block;vertical-align:top;width:48.625%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:249.00pt"><tr><td style="width:1.0pt"/><td style="width:146.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Subsidiaries</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">St Cross Trustees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sun Hung Kai Development (Lujiazui III) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 57</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Swan National Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The Hongkong and Shanghai Banking Corporation Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">5, 46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The Venture Catalysts Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Tooley Street View Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Tower Investment Management</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">130</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trinkaus Australien Immobilien Fonds Nr. 1 Brisbane GmbH & Co. KG</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">87</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trinkaus Australien Immobilien-Fonds Nr. 1 Treuhand-GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">6, 87</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trinkaus Europa Immobilien-Fonds Nr.3 Objekt Utrecht Verwaltungs-GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">87</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trinkaus Immobilien-Fonds Geschaeftsfuehrungs-GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">6, 87</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trinkaus Immobilien-Fonds Verwaltungs-GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">6, 87</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trinkaus Private Equity Management GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">87</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trinkaus Private Equity Verwaltungs GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">6, 87</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Tropical Nominees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">73</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Turnsonic (Nominees) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Valeurs Mobilières Elysées</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Wardley Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Wayfoong Nominees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Westminster House, LLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 15</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Woodex Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Yan Nin Development Company Limited</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" 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colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" 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colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" 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colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" 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colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" 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colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" 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colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" 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colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" 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colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" 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colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Joint ventures</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The undertakings below are joint ventures and equity accounted.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:249.75pt"><tr><td style="width:1.0pt"/><td style="width:145.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:30.25pt"/><td style="width:1.0pt"/></tr><tr style="height:56pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Joint ventures</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Climate Asset Management Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">40.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 131</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Global Payments Technology Mexico S.A. De C.V</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HCM Holdings Limited (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">45</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Pentagreen Capital Pte. Ltd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 132</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">ProServe Bermuda Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">133</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The London Silver Market Fixing Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0 1, 134</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Vaultex UK Limited</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">135</span></td></tr></table></div></div><div style="display:inline-block;max-width:2.749%;min-width:1.749%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.626%"><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Associates</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The undertakings below are associates and equity accounted.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:247.50pt"><tr><td style="width:1.0pt"/><td style="width:145.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:56pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Associates</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Bank of Communications Co., Ltd.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19.03</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">136</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Barrowgate Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15.31</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">137</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">BGF Group PLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24.61</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">138</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Bud Financial Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.36</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 139</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Canara HSBC Life Insurance Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">140</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Contour Pte Ltd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12.65</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 141</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Divido Financial Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.56</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 142</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Electronic Payment Services Company (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">38.66</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Episode Six Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.02</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 143</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">EPS Company (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">38.66</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">EURO Secured Notes Issuer</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16.67</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">144</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">GZHS Research Co Ltd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20.50</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">145</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Jintrust Fund Management Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">49.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">57</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liquidity Match LLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 1, 146</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">London Precious Metals Clearing Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 147</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">MENA Infrastructure Fund (GP) Ltd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33.33</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">145</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Monese Ltd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.39</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 149</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Quantexa Ltd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10.10</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">131</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Services Epargne Entreprise</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14.18</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">150</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The London Gold Market Fixing Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">134</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The Saudi British Bank</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">152</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Threadneedle Software Holdings Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.56</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 153</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trade Information Network Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16.67</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 154</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trinkaus Europa Immobilien-Fonds Nr. 7 Frankfurt Mertonviertel KG</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 87</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Vizolution Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17.95</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 155</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">We Trade Innovation Designated Activity Company</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9.88</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 156</span></td></tr></table></div></div><div style="display:inline-block;vertical-align:top;width:48.625%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:249.00pt"><tr><td style="width:1.0pt"/><td style="width:18.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:226.75pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt;text-indent:-2.83pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">Footnotes for Note 38</span></div></td></tr><tr style="height:15pt"><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Description of Shares</span></div></td></tr><tr style="height:75pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Where an entity is governed by voting rights, HSBC consolidates when it holds – directly or indirectly – the necessary voting rights to pass resolutions by the governing body. In all other cases, the assessment of control is more complex and requires judgement of other factors, including having exposure to variability of returns, power to direct relevant activities, and whether power is held as an agent or principal. HSBC’s consolidation policy is described in Note 1.2(a).</span></div></td></tr><tr style="height:42pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Management has determined that these undertakings are excluded from consolidation in the Group accounts as these entities do not meet the definition of subsidiaries in accordance with IFRS. HSBC’s consolidation policy is described in Note 1.2(a).</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 13pt;text-align:left;text-indent:-11.34pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Directly held by HSBC Holdings plc</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 13pt;text-align:left;text-indent:-11.34pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Preference Shares</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 13pt;text-align:left;text-indent:-11.34pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Actions</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">5</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 13pt;text-align:left;text-indent:-11.34pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Redeemable Preference Shares</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">6</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 13pt;text-align:left;text-indent:-11.34pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">GmbH Anteil</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">7</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 13pt;text-align:left;text-indent:-11.34pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Limited and Unlimited Liability Shares</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">8</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 13pt;text-align:left;text-indent:-11.34pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Liquidating Share Class</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">9</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 13pt;text-align:left;text-indent:-11.34pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Nominal Shares</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">10</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 13pt;text-align:left;text-indent:-11.34pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Non-Participating Voting Shares</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">11</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 13pt;text-align:left;text-indent:-11.34pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Parts</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">12</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Registered Capital Shares</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">13</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Russian Limited Liability Company Shares</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">14</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Stückaktien</span></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:247.50pt"><tr><td style="width:1.0pt"/><td style="width:22.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:220.75pt"/><td style="width:1.0pt"/></tr><tr style="height:20pt"><td colspan="6" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Registered offices</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">c/o The Corporation Trust Company 1209 Orange Street, Wilmington, Delaware, United States of America, 19801</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Paseo de la Reforma 347 Col. Cuauhtemoc, Mexico, 06500</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Centenary Square, Birmingham, United Kingdom, B1 1HQ</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">8 Canada Square, London, United Kingdom, E14 5HQ</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">19</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">5 Donegal Square South, Northern Ireland, Belfast, United Kingdom, BT1 5JP</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">20</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">10 Marina Boulevard #48-01 Marina Bay Financial Centre, Singapore, 018983</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">21</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1909 Avenida Presidente Juscelino Kubitschek, 19° andar, Torre Norte, São Paulo Corporate Towers, São Paulo, Brazil, 04551-903</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Arnold House, St Julians Avenue, St Peter Port, Guernsey, GY1 3NF</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">37 Front Street, Hamilton, Bermuda, HM 11</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">24</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">First Floor, Xinhua Bookstore Xindong Road (SE of roundabout), Miyun District, Beijing, China</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">25</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Oak House Hirzel Street, St Peter Port, Guernsey, GY1 2NP</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">26</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2929 Walden Avenue, Depew, New York, United States of America, 14043</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">27</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Corporation Service Company 251 Little Falls Drive, Wilmington, Delaware, United States of America, 19808</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">28</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Solidere - Rue Saad Zaghloul Immeuble - 170 Marfaa, P.O. Box 17 5476 Mar Michael, Beyrouth, Lebanon, 11042040</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">29</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">No 1, Bei Huan East Road Dazu County, Chongqing, China</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">30</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">No 107 Ping Du Avenue (E), Sanhe Town, Fengdu County, Chongqing, China</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">31</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">No. 3, 5, 7, Haitang Erzhi Road Changyuan, Rongchang, Chongqing, China, 402460</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">32</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">c/o Walkers Corporate Services Limited Walker House, 87 Mary Street, George Town, Grand Cayman, Cayman Islands, KY1-9005</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">33</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">First & Second Floor, No.3 Nanshan Road, Pulandian , Dalian, Liaoning, China</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">34</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">160 Mine Lake CT, Ste 200, Raleigh, North Carolina, United States Of America, 27615-6417</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">38 avenue Kléber, Paris, France, 75116</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">36</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">MMG Tower, 23 floor Ave. Paseo del Mar Urbanizacion Costa del Este, Panama</span></td></tr></table></div></div><div style="display:inline-block;max-width:2.749%;min-width:1.749%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.626%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:247.50pt"><tr><td style="width:1.0pt"/><td style="width:22.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:220.75pt"/><td style="width:1.0pt"/></tr><tr style="height:20pt"><td colspan="6" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Registered offices</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">37</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">No. 1 1211 Yanjiang Zhong Road, Yongan, Fujian, China</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">83 Des Voeux Road Central, Hong Kong</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">39</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">No.44 Xin Ping Road Central, Encheng, Enping, Guangdong, China, 529400</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">40</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Room 311, Cheng Hui No. 2, Nan Sha Street, Nan Sha District, Guangzhou, Guangdong, China</span></td></tr><tr style="height:30pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">41</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">34/F, 36/F, Unit 031 of 45/F, and 46/F, Hang Seng Bank Tower, 1000 Lujiazui Ring Road, Pilot Free Trade Zone, Shanghai, China, 200120</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">42</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Gustav Mahlerplein 2 1082 MA, Amsterdam, Netherlands</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">43</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">8/F, Prince’s Building, 10 Chater Road, Central, Hong Kong</span></td></tr><tr style="height:30pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">44</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1001, T2 Office Building, Qianhai Kerry Business Center, Qianhai Avenue, Nanshan Street, Qianhai Shenzhen-Hong Kong Cooperation Zone, Shenzhen, Guangdong, China</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">45</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">156 Great Charles Street, Queensway, Birmingham, West Midlands, United Kingdom, B3 3HN</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Queen’s Road, Central, Hong Kong</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">47</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Commerce House, Wickhams Cay 1, P.O. Box 3140, Road Town, Tortola, British Virgin Islands, VG1110</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">48</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">The Corporation Trust Company of Nevada 311 S. Division Street, Carson City, Nevada, United States of America, 89703</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">49</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Menara IQ, Lingkaran TRX, Tun Razak Exchange, Kuala Lumpur, Malaysia, 55188</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">50</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">52/60 M G Road Fort, Mumbai, India, 400 001</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">51</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">557 Bouchard Level 20, Ciudad de Buenos Aires, Capital Federal, Argentina, C1106ABG</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">52</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">9-11 Floors, NESCO IT Park Building No. 3 Western Express Highway, Goregaon (East), Mumbai, India, 400063</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">53</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">HSBC Building 11-1, Nihonbashi 3-chome, Chuo-ku, Tokyo, Japan, 103-0027</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">54</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Immeuble Cœur Défense, 110 Esplanade du Général de Gaulle, Courbevoie, France, 92400</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">55</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Level 36, Tower 1, International Towers Sydney, 100 Barangaroo Avenue, Sydney, New South Wales, Australia, 2000</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">56</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Isidora Goyenechea 2800. 23rd Floor, Las Condes, Santiago, Chile, 7550647</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">57</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">HSBC Building Shanghai ifc, 8 Century Avenue, Pudong, Shanghai, China, 200120</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">58</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">IconEbene, Level 5 Office 1 (West Wing), Rue de L’institut, Ebene, Mauritius</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">59</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 Paveletskaya Square Building 2, Moscow, Russian Federation, 115054</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">60</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">54F, 7 Xinyi Road Sec. 5, Xinyi District, Taipei, Taiwan</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">61</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1266 Dr Luis Bonativa, 1266 Piso 30 (Torre IV WTC), Montevideo, Uruguay, CP 11.000</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">62</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">The Metropolitan, 235 Dong Khoi Street, District 1, Ho Chi Minh City, Viet Nam</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">63</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Esentepe mah. Büyükdere Caddesi No.128, Istanbul, Türkiye, 34394</span></div></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">64</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">66 Teryan Street, Yerevan, Armenia, 0009</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">65</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">885 West Georgia Street, 3rd Floor, Vancouver, British Columbia, Canada, V6C 3E9</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">66</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">306 Corniche El Nil, Maadi, Egypt, 11728</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">67</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">116 Archbishop Street, Valletta, Malta</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">68</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">401, Level 4 Gate Precinct Building 2, Dubai International Financial Centre, P.O. Box 30444, Dubai, United Arab Emirates</span></td></tr><tr style="height:30pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">69</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Majer Consulting, Office 54/44, Building A1, Residence Ryad Anfa, Boulevard Omar El Khayam, Casa Finance City (CFC), Casablanca, Morocco</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">70</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Al Khuwair Office, PO Box 1727, PC111 CPO Seeb, Muscat, Oman</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">71</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1800 Tysons Boulevard Suite 50, Tysons, Virginia, United States of America, 22102</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">72</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">66 Wellington Street West, Suite 5300, Toronto, Ontario, Canada, M5K 1E6</span></td></tr></table></div></div><div style="display:inline-block;vertical-align:top;width:48.625%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:247.50pt"><tr><td style="width:1.0pt"/><td style="width:22.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:220.75pt"/><td style="width:1.0pt"/></tr><tr style="height:20pt"><td colspan="6" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Registered offices</span></td></tr><tr style="height:30pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">73</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">P.O. Box 1109, Strathvale House, Ground Floor, 90 North Church Street , George Town, Grand Cayman, Cayman Islands, KY1-1102</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">74</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">HSBC House Esplanade, St. Helier, Jersey, JE1 1HS</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">75</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">c/o Rogers Capital St. Louis Business Centre, Cnr Desroches & St Louis Streets, Port Louis, Mauritius</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">76</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">49 avenue J.F. Kennedy, Luxembourg, 1855</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">77</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4-17/F, Office Tower 2 TaiKoo Hui, No. 381 Tian He Road, Tian He District, Guangzhou, Guangdong, China</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">78</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Suite 1005, 10th Floor, Wisma Hamzah Kwong, Hing No. 1, Leboh Ampang, Kuala Lumpur, Malaysia, 50100</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">79</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Filinvest One Building, Northgate Cyberzone, Filinvest Corporate City, Alabang, Muntinlupa City, Philippines</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">80</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">HSBC House, Plot No.8, Survey No.64 (Part), Hightec City Layout Madhapur, Hyderabad, India, 500081</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">81</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">439, Sri Jayawardenapura Mawatha Welikada, Rajagiriya, Colombo, Sri Lanka</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">82</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Smart Village 28th Km Cairo- Alexandria Desert Road Building, Cairo, Egypt</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">83</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">16 York Street, 6th Floor, Toronto, Ontario, Canada, M5J 0E6</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">84</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Centre Ville 1341 Building, 4th Floor, Patriarche Howayek Street (facing Beirut Souks), PO Box Riad El Solh, Lebanon, 9597</span></td></tr><tr style="height:30pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">85</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">World Trade Center, Montevideo Avenida Luis Alberto de Herrera 1248, Torre 1, Piso 15, Oficina 1502, Montevideo, Uruguay, CP 11300</span></td></tr><tr style="height:30pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">86</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Room 655, Building A, No. 888, Huan Hu West Two Road, Lin Gang New Area of Shanghai (Pilot) Free Trade Zone, Shanghai, China</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">87</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Hansaallee 3, Düsseldorf, Germany, 40549</span></div></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">88</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">80 Mill Street, Qormi, Malta, QRM 3101</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">89</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">26 Gartenstrasse, Zurich, Switzerland, 8002</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">90</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">24th Floor, 97-99, Sec.2, Tunhwa S. Road, Taipei, Taiwan</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">91</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">452 Fifth Avenue, New York, United States of America, NY10018</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">92</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Mareva House, 4 George Street, Nassau, Bahamas</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">93</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4 rue Peternelchen, Howald, Luxembourg, 2370</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">94</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">6th floor HSBC Centre 18, Cybercity, Ebene, Mauritius, 72201</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">95</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">18th Floor, Tower 1, HSBC Centre, 1 Sham Mong Road, Kowloon, Hong Kong</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">96</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Unit 201 Floor 2, Building 3, No. 12, Anxiang Street, Shunyi District, Beijing, China</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">97</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">300 Delaware Avenue, Suite 1401, Wilmington, Delaware, United States of America, 19801</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">98</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Woodbourne Hall, Road Town, Tortola, British Virgin Islands, P.O. Box 916</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">PO Box 71, Craigmuir Chambers, Road Town Tortola, British Virgin Islands</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">100</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">5/F HSBC Centre 3058 Fifth Ave West, Bonifacio Global City, Taguig City, Philippines</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">101</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">18 Boulevard de Kockelscheuer, Luxembourg, 1821</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">102</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">21 Farncombe Road Worthing, United Kingdom, BN11 2BW</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">103</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Arnold House, St Julians Avenue, St Peter Port, Guernsey, GY1 1WA</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">104</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">345-6791, HSBC Tower, Burj Khalifa Community, Dubai, United Arab Emirates</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">105</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Office No.16, Owned by HSBC Bank Middle East Limited, Dubai Branch, Bur Dubai, Burj Khalifa, Dubai, United Arab Emirates</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">106</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">HSBC Tower, Level 21, 188 Quay Street, Auckland, New Zealand, 1010</span></td></tr><tr style="height:30pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">107</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">The Corporation Trust Incorporated, 2405 York Road, Suite 201, Lutherville Timonium, Maryland, United States of America, 21093</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">108</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Quai des Bergues 9-17, Geneva, Switzerland, 1201</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">109</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Grand Canal Square, Grand Canal Harbour, Dublin 2, Ireland, D02 P820</span></div></td></tr></table></div></div><div style="display:inline-block;max-width:2.749%;min-width:1.749%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.626%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:247.50pt"><tr><td style="width:1.0pt"/><td style="width:22.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:220.75pt"/><td style="width:1.0pt"/></tr><tr style="height:20pt"><td colspan="6" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Registered offices</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">110</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">5 rue Heienhaff, Senningerberg, Luxembourg, 1736</span></td></tr><tr style="height:30pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">111</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Block 27 A&B, Qianhai Enterprise Dream Park No. 63 Qianwan Yi Road, Shenzhen-Hong Kong Cooperation Zone, Shenzhen, China, 518052</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">112</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">HSBC Building 7267 Olaya - Al Murrooj, Riyadh, Saudi Arabia, 12283 - 2255</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">113</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Unit 1 GF The Commerical Complex Madrigal Avenue, Ayala Alabang Village, Muntinlupa City, Philippines, 1780</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">114</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Mutual Place, 107 Rivonia Road, Sandton, Gauteng, South Africa, 2196</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">115</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Kapelanka 42A , Krakow, Poland, 30-347</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">116</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">C T Corporation System 820 Bear Tavern Road, West Trenton, New Jersey, United States of America, 08628</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">117</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">L22, Office Tower 2, Taikoo Hui, 381 Tianhe Road, Tianhe District, Guangzhou, Guangdong, China</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">118</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Business Bay, Wing 2, Tower B, Survey no 103, Hissa no. 2, Airport road, Yerwada, Pune, India, 411006</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">119</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">16 Boulevard d’Avranches, Luxembourg, Luxembourg, L-1160</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">120</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">P.O. Box 309 Ugland House, Grand Cayman, Cayman Islands, KY1-1104</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">121</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">No. 56 Yu Rong Street, Macheng, China, 438300</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">122</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">No. 205 Lie Shan Road Suizhou, Hubei, China</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">123</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Building 3, Yin Zuo Di Jing Wan Tianmen New City, Tianmen, Hubei Province, China</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">124</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">RM101, 102 & 106 Sunshine Fairview, Sunshine Garden, Pedestrian Walkway, Pingjiang, China</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">125</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Kings Meadow Chester Business Park , Chester, United Kingdom, CH99 9FB</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">126</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">World Trade Center 1, Jalan Jenderal Sudirman Kavling 29 - 31, Jakarta, Indonesia, 12920</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">127</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">No. 198-2 Chengshan Avenue (E), Rongcheng, China, 264300</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">128</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Room 1303-13062 Marine Center Main Tower, 59 Linhai Road, Nanshan District, Shenzhen, China</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">129</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Woodbourne Hall, Road Town, Tortola, British Virgin Islands, P.O. Box 3162</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">130</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">25 Main St. P.O. Box 694, Grand Cayman KY1 1107, Cayman Islands, KY1 1107</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">131</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Hill House, 1 Little New Street, London , United Kingdom, EC4A 3TR</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">132</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">60B Orchard Road #06-18, The Atrium @Orchard, Singapore, 238891</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">133</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">c/o MUFG Fund Services (Bermuda) Limited, Cedar House, 4th Floor North, 41 Cedar Avenue, Hamilton, Bermuda, HM 12</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">134</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">c/o Hackwood Secretaries Limited, One Silk Street, London, United Kingdom, EC2Y 8HQ</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">135</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">All Saints Triangle, Caledonian Road, London, United Kingdom, N19UT</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">136</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">No.188, Yin Cheng Zhong Road China (Shanghai), Pilot Free Trade Zone, Shanghai, China </span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">137</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">50/F, Lee Garden One, 33 Hysan Avenue, Hong Kong</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">138</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">13-15 York Buildings, London, United Kingdom, WC2N 6JU</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">139</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Linen Court, Floor 3, 10 East Road, London, United Kingdom, N1 6AD</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">140</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Unit No. 208, 2nd Floor, Kanchenjunga Building 18, Barakhamba Road, New Delhi, India, 110001</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">141</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">50 Raffles Place, #32-01 Singapore Land Tower, Singapore, 048623</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">142</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Office 7, 35-37 Ludgate Hill, London, United Kingdom, EC4M 7JN</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">143</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">100 Town Square Place, Suite 201, Jersey City, New Jersey, United States Of America, 07310</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">144</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">7th Floor, 62 Threadneedle Street, London, United Kingdom, EC2R 8HP</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">145</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Precinct Building 4, Level 3, Dubai International Financial Centre, Dubai, United Arab Emirates, PO Box 506553</span></td></tr></table></div></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:247.50pt"><tr><td style="width:1.0pt"/><td style="width:22.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:220.75pt"/><td style="width:1.0pt"/></tr><tr style="height:20pt"><td colspan="6" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Registered offices</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">146</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">9/F Amtel Building, 148 des Voeux Road Central, Central, Hong Kong</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">147</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3 Avenue de l’Opera , Paris, France, 75001</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">148</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Room 1303, 106 Feng Ze Dong Road, Nansha District, Guangzhou, Guangdong, China</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">149</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Eagle House, 163 City Road, London, United Kingdom, EC1V 1NR</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">150</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">32 rue du Champ de Tir, Nantes, France, 44300</span></td></tr></table><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:247.50pt"><tr><td style="width:1.0pt"/><td style="width:22.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:220.75pt"/><td style="width:1.0pt"/></tr><tr style="height:20pt"><td colspan="6" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Registered offices</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">151</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Ernst-Schneider-Platz 1 , Duesseldorf, Germany, 40212</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">152</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Al Amir Abdulaziz Ibn Mossaad Ibn Jalawi Street, Riyadh, Saudi Arabia</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">153</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2nd Floor, Regis House, 45 King William Street, London, United Kingdom, EC4R 9AN</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">154</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3 More London Riverside, London, United Kingdom, SE1 2AQ</span></td></tr><tr style="height:21pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">155</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">Office Block A, Bay Studios Business Park, Fabian Way, Swansea, Wales, United Kingdom, SA1 8QB</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">156</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">10 Earlsfort Terrace, Dublin, Ireland, DO2 T380</span></td></tr></table> | |
| CY2022Q4 | ifrs-full |
Financial Assets Pledged As Collateral For Liabilities Or Contingent Liabilities
FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
|
211209000000 | usd |
| CY2021Q4 | ifrs-full |
Financial Assets Pledged As Collateral For Liabilities Or Contingent Liabilities
FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
|
211892000000 | usd |
| CY2022Q4 | hsbc |
Financial Assets Pledged As Collateral For Liabilities Or Contingent Liabilities Permitted To Be Sold Or Pledged
FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilitiesPermittedToBeSoldOrPledged
|
84735000000 | usd |
| CY2021Q4 | hsbc |
Financial Assets Pledged As Collateral For Liabilities Or Contingent Liabilities Permitted To Be Sold Or Pledged
FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilitiesPermittedToBeSoldOrPledged
|
82135000000 | usd |
| CY2022Q4 | ifrs-full |
Assets Held As Collateral Permitted To Be Sold Or Repledged At Fair Value
AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue
|
449896000000 | usd |
| CY2021Q4 | ifrs-full |
Assets Held As Collateral Permitted To Be Sold Or Repledged At Fair Value
AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue
|
476455000000 | usd |
| CY2022Q4 | ifrs-full |
Assets Sold Or Repledged As Collateral At Fair Value
AssetsSoldOrRepledgedAsCollateralAtFairValue
|
228245000000 | usd |
| CY2021Q4 | ifrs-full |
Assets Sold Or Repledged As Collateral At Fair Value
AssetsSoldOrRepledgedAsCollateralAtFairValue
|
271582000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Financial Assets Transferred During Period Which Do Not Qualify For Derecognition Explanatory
DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:238.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Transferred financial assets not qualifying for full derecognition and associated financial liabilities</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount of:</span></td><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value of:</span></td><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Transferred<br/>assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Associated<br/>liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Transferred<br/>assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Associated<br/>liabilities</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Net<br/>position</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">52,604</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">48,501</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Securities lending agreements</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">39,134</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,613</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">51,135 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">48,180 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Securities lending agreements</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">43,644 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,918 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other sales (recourse to transferred assets only)</span></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,826 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,826 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,830 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,842 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(12)</span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table>1 Excludes assets classified as held for sale | |
| CY2022Q4 | ifrs-full |
Investments In Associates
InvestmentsInAssociates
|
29127000000 | usd |
| CY2021Q4 | ifrs-full |
Investments In Associates
InvestmentsInAssociates
|
29515000000 | usd |
| CY2022Q4 | ifrs-full |
Investments In Joint Ventures
InvestmentsInJointVentures
|
127000000 | usd |
| CY2021Q4 | ifrs-full |
Investments In Joint Ventures
InvestmentsInJointVentures
|
94000000 | usd |
| CY2022Q4 | ifrs-full |
Investments In Subsidiaries Joint Ventures And Associates
InvestmentsInSubsidiariesJointVenturesAndAssociates
|
29254000000 | usd |
| CY2021Q4 | ifrs-full |
Investments In Subsidiaries Joint Ventures And Associates
InvestmentsInSubsidiariesJointVenturesAndAssociates
|
29609000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Interests In Associates Explanatory
DisclosureOfInterestsInAssociatesExplanatory
|
<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:199.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:86.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Principal associates of HSBC</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Carrying amount</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Fair value</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Bank of Communications Co., Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23,307</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,141</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,616 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,537 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The Saudi British Bank</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,494</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,602</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,426 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,599 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Principal associates are listed on recognised stock exchanges. The fair values are based on the quoted market prices of the shares held (Level 1 in the fair value hierarchy).</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:249.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:92.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:82.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:82.75pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Country of incorporation<br/>and principal place of<br/>business</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Principal activity</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">HSBC’s interest<br/>%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Bank of Communications Co., Limited </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">People’s Republic of China</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Banking services</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19.03</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The Saudi British Bank</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Saudi Arabia</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Banking services</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31.00</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:6pt;margin-top:7pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.825%"><tr><td style="width:1.0%"/><td style="width:77.617%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.541%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.542%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Share of profit in associates and joint ventures</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Bank of Communications Co., Limited</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,377</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,461 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The Saudi British Bank</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">342</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">276 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other associates and joint ventures</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">309 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Share of profit in associates and joint ventures</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,723</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,046 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:166.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:70.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">VIU</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying value</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Fair value</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">VIU</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Carrying value</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Fair value</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$bn</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$bn</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$bn</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">BoCom</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24.8 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23.6 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8.5 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:373.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Selected balance sheet information of BoCom</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">At 30 Sep</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash and balances at central banks </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,390</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">123,194 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Due from and placements with banks and other financial institutions </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99,802</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">98,932 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,022,223</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">993,956 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial assets </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">549,364</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">541,577 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other assets </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55,884</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">47,679 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total assets </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,841,663</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,805,338 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Due to and placements from banks and other financial institutions </span></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">277,185</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">287,057 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits from customers</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,144,297</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,099,266 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">237,521</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">228,135 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other liabilities </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35,543</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">40,070 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total liabilities </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,694,546</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,654,528 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total equity </span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">147,117</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">150,810 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:394.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:57.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Selected income statement information of BoCom</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">For the 12 months ended 30 Sep</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net interest income </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,314</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24,582 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net fee and commission income </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,854</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,170 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Credit and impairment losses</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(9,712)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(9,701)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Depreciation and amortisation </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,351)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(2,297)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Tax expense </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(598)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,045)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Profit for the year </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,582</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,199 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other comprehensive income </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(245)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(368)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total comprehensive income </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13,337</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,831 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Dividends received from BoCom </span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">749</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">692 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Associates</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The undertakings below are associates and equity accounted.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:247.50pt"><tr><td style="width:1.0pt"/><td style="width:145.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:56pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Associates</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Bank of Communications Co., Ltd.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">19.03</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">136</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Barrowgate Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15.31</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">137</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">BGF Group PLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24.61</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">138</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Bud Financial Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.36</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 139</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Canara HSBC Life Insurance Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">140</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Contour Pte Ltd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">12.65</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 141</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Divido Financial Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.56</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 142</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Electronic Payment Services Company (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">38.66</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Episode Six Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.02</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 143</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">EPS Company (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">38.66</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">EURO Secured Notes Issuer</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16.67</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">144</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">GZHS Research Co Ltd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20.50</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">145</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Jintrust Fund Management Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">49.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">57</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liquidity Match LLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 1, 146</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">London Precious Metals Clearing Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 147</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">MENA Infrastructure Fund (GP) Ltd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33.33</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">145</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Monese Ltd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.39</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 149</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Quantexa Ltd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10.10</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">131</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Services Epargne Entreprise</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14.18</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">150</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The London Gold Market Fixing Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">134</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The Saudi British Bank</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">152</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Threadneedle Software Holdings Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.56</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 153</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trade Information Network Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16.67</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 154</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trinkaus Europa Immobilien-Fonds Nr. 7 Frankfurt Mertonviertel KG</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 87</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Vizolution Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17.95</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 155</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">We Trade Innovation Designated Activity Company</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9.88</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 156</span></td></tr></table></div> | |
| CY2022 | ifrs-full |
Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method
ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
|
2723000000 | usd |
| CY2021 | ifrs-full |
Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method
ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
|
3046000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Reconciliation Of Summarised Financial Information Of Associate Accounted For Using Equity Method To Carrying Amount Of Interest In Associate Explanatory
DisclosureOfReconciliationOfSummarisedFinancialInformationOfAssociateAccountedForUsingEquityMethodToCarryingAmountOfInterestInAssociateExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:403.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reconciliation of BoCom’s total shareholders’ equity to the carrying amount in HSBC’s consolidated financial statements</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">At 30 Sep</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC’s share of total shareholders’ equity</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,828</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,097 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Goodwill</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">479</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">519 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Carrying amount </span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23,307</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,616 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Significant Investments In Subsidiaries Explanatory
DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:486.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">19</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Investments in subsidiaries</span></div></td></tr></table><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:195.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:187.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Main subsidiaries of HSBC Holdings</span><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:4.5pt;text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Place of incorporation or registration</span></div></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:4.5pt;text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">HSBC’s interest %</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Share class</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Europe</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"><div style="padding-right:4.5pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank plc </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">England and Wales</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£1 Ordinary, $0.01 Non-Cumulative Third Dollar Preference</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC UK Bank plc</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">England and Wales</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£1 Ordinary</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Continental Europe</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">France</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99.99</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">€5 Actions</span></div></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trinkaus & Burkhardt GmbH</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Germany</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99.99</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">€1 Ordinary</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Asia</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"><div style="padding-right:4.5pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Bank Limited </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Hong Kong</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">62.14</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">HK$5 Ordinary</span></div></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank (China) Company Limited </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">People’s Republic of China</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">CNY1 Ordinary</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Malaysia Berhad </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Malaysia</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">RM0.5 Ordinary</span></div></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life (International) Limited </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Bermuda</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">HK$1 Ordinary</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The Hongkong and Shanghai Banking Corporation Limited </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Hong Kong</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Ordinary no par value</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Middle East and North Africa</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"><div style="padding-right:4.5pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Middle East Limited </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">United Arab Emirates</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$1 Ordinary and $1 Cumulative Redeemable Preference shares </span></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">North America</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"><div style="padding-right:4.5pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Canada </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Canada</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Common no par value and Preference no par value</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank USA, N.A. </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">US</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$100 Common and $0.01 Preference</span></div></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Latin America</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"><div style="padding-right:4.5pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Mexico, S.A., Institución de Banca Múltiple,<br/>Grupo Financiero HSBC </span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Mexico</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99.99</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">MXN2 Ordinary</span></div></td></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Main subsidiaries are either held directly or indirectly via intermediate holding companies.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Details of the debt, subordinated debt and preference shares issued by the main subsidiaries to parties external to the Group are included in Note 26 ‘Debt securities in issue’ and Note 29 ‘Subordinated liabilities’, respectively.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A list of all related undertakings is set out in Note </span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">38</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">. The principal countries of operation are the same as the countries and territories of incorporation except for HSBC Life (International) Limited, which operates mainly in Hong Kong.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC is structured as a network of regional banks and locally incorporated regulated banking entities. Each bank is separately capitalised in accordance with applicable prudential requirements and maintains a capital buffer consistent with the Group’s risk appetite for the relevant country or region. HSBC’s capital management process is incorporated in the annual operating plan, which is approved by the Board.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC Holdings is the primary provider of equity capital to its subsidiaries and also provides them with non-equity capital where necessary. These investments are substantially funded by HSBC Holdings’ issuance of equity and non-equity capital, and by profit retention. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">As part of its capital management process, HSBC Holdings seeks to maintain a balance between the composition of its capital and its investment in subsidiaries. Subject to this, there is no current or foreseen impediment to HSBC Holdings’ ability to provide funding for such investments. During 2022, consistent with the Group’s capital plan, the Group’s subsidiaries did not experience any significant restrictions on paying dividends or repaying loans and advances. Also, there are no foreseen restrictions envisaged with regard to planned dividends or payments. However, the ability of subsidiaries to pay dividends or advance monies to HSBC Holdings depends on, among other things, their respective local regulatory capital and banking requirements, exchange controls, statutory reserves, and financial and operating performance.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The amount of guarantees by HSBC Holdings in favour of other Group entities is set out in Note 33.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Information on structured entities consolidated by HSBC where HSBC owns less than 50% of the voting rights is included in Note 20 ‘Structured entities’. In each of these cases, HSBC controls and consolidates an entity when it is exposed, or has rights, to variable returns from its involvement with the entity and has the ability to affect those returns through its power over the entity.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Impairment testing of investments in subsidiaries</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">At each reporting period end, HSBC Holdings reviews investments in subsidiaries for indicators of impairment. An impairment is recognised when the carrying amount exceeds the recoverable amount for that investment. The recoverable amount is the higher of the investment’s fair value less costs of disposal and its VIU, in accordance with the requirements of IAS 36. The VIU is calculated by discounting management’s cash flow projections for the investment. The cash flows represent the free cash flows based on the subsidiary’s binding capital requirements.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">We used a number of assumptions in our VIU calculation, in accordance with the requirements of IAS 36:</span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Management’s judgement in estimating future cash flows: The cash flow projections for each investment are based on the latest approved plans, which include forecast capital available for distribution based on the capital requirements of the subsidiary, taking into account minimum and core capital requirements. For the impairment test at 31 December 2022, cash flow projections until the end of 2027 were considered in line with our internal planning horizon. Our cash flow projections include known and observable climate-related opportunities and costs associated with our sustainable products and operating model. </span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Long-term growth rates: A long-term growth rate is used to extrapolate the free cash flows in perpetuity. The growth rate reflects inflation for the country or territory within which the investment operates, and is based on the long-term average growth rates. </span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Discount rates: The rate used to discount the cash flows is based on the cost of capital assigned to each investment, which is derived using a CAPM. CAPM depends on a number of inputs reflecting financial and economic variables, including the risk-free rate and a premium to reflect the inherent risk of the business being evaluated. These variables are based on the market’s assessment of the economic variables and management’s judgement. The discount rates for each investment are refined to reflect the rates of inflation for the countries or territories within which the investment operates. In addition, for the purposes of testing investments for impairment, management supplements this process by comparing the discount rates derived using the internally generated CAPM, with cost of capital rates produced by external sources for businesses operating in similar markets. The impacts from climate risk are included to the extent that they are observable in discount rates and asset prices.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The net increase in investments in subsidiaries was partly due to the reversal of impairment of HSBC Overseas Holdings (UK) Limited of $2.5bn. The recoverable amount of HSBC Overseas Holdings (UK) Limited is supported by the recoverable amounts of its subsidiaries, of which the principal subsidiaries are HSBC North America Holdings Limited, HSBC Bank Canada and HSBC Bank Bermuda Limited. As HSBC Overseas Holdings (UK) Limited has entered into a sales purchase agreement with Royal Bank of Canada to dispose of HSBC Bank Canada the sales purchase agreement has been used to support the recoverable amount of $10.8bn (inclusive of the preferred shares) under a fair value less costs of disposal basis. The fair value less costs of disposal of HSBC Bank Canada is at a $3.7bn premium to the book value recorded in HSBC Overseas Holdings (UK) Limited. The cumulative impairment for HSBC Overseas Holdings (UK) Limited at 31 December 2022 was $4.7bn (2021: $7.2bn). The carrying value was $32.8bn at 31 December 2022 (2021: $33.1bn). In 2022, in addition to the planned sale of our banking business in Canada, there has been demonstrable performance of the underlying subsidiaries and an increase in interest rate forecasts. These factors provide us with observable indications that HSBC Overseas Holdings (UK) Limited’s value has increased, which has led to the reversal of impairment in HSBC Holdings. However, a distribution of the proceeds from the planned sale of HSBC Bank Canada to HSBC Holdings from HSBC Overseas Holdings (UK) Limited could lead to a future impairment. </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.970%"><tr><td style="width:1.0%"/><td style="width:50.865%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.911%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.911%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.913%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment test results</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Investments</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Recoverable amount</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Discount rate</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Long-term growth rate</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">HSBC North America Holdings Limited</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,363</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10.00</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.22</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">HSBC Bank Bermuda Limited<br/></span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,471</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10.40</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.87</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC North America Holdings Limited</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,560 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9.20 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.50 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Bermuda Limited</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,643 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9.50 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.71 </span></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Sensitivities of key assumptions in calculating VIU</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">At 31 December 2022, the recoverable amount of HSBC Overseas Holdings (UK) Limited remained sensitive to reasonably possible changes in key assumptions impacting its principal subsidiaries, notably HSBC North America Holdings Limited and HSBC Bank Bermuda Limited.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In making an estimate of reasonably possible changes to assumptions, management considers the available evidence in respect of each input to the model. These include the external range of observable discount rates, historical performance against forecast, and risks attaching to the key assumptions underlying cash flow.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following table presents a summary of the key assumptions underlying the most sensitive inputs to the model for HSBC North America Holdings Limited and HSBC Bank Bermuda Limited, the key risks attaching to each, and details of a reasonably possible change to assumptions where, in the opinion of management, these could result in an impairment.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.970%"><tr><td style="width:1.0%"/><td style="width:19.715%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:18.696%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:18.696%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:18.696%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:18.697%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reasonably possible changes in key assumptions</span></td></tr><tr><td colspan="3" style="background-color:#db0011;padding:0 1pt"/><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Input</span></td><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Key assumptions</span></td><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Associated risks</span></td><td colspan="3" style="background-color:#db0011;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ffffff;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Reasonably possible change</span></td></tr><tr><td colspan="15" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Investment</span></td></tr><tr><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">HSBC North America Holdings Limited and HSBC Bank Bermuda Limited (subsidiaries of HSBC Overseas Holdings (UK) Limited)</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Free cash flows projections</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Level of interest rates and yield curves.</span></div><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Competitors’ positions within the market.</span></div><div style="margin-bottom:2pt;text-indent:9.5pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Strategic actions relating to revenue and costs are not achieved.</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Free cash flow projections decrease by 10%.</span></div><div style="margin-bottom:2pt;text-indent:9.5pt"><span><br/></span></div></td></tr><tr><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Discount rate</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Discount rate used is a reasonable estimate of a suitable market rate for the profile of the business.</span></div><div style="margin-bottom:2pt;padding-left:36pt;text-indent:-18pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:12pt;font-weight:400;line-height:120%">•</span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">External evidence arises to suggest that the rate used is not appropriate to the business.</span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;padding-left:8.5pt;text-indent:-8.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:4.75pt">Discount rate increases by 1%.</span></div></td></tr></table></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.970%"><tr><td style="width:1.0%"/><td style="width:69.787%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:13.456%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.457%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Sensitivity of VIU to reasonably possible changes in key assumptions</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">In $bn (unless otherwise stated)</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">HSBC North America Holdings Limited</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">HSBC Bank Bermuda Limited</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 December 2022</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%">VIU</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18.4</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2.5</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Impact on VIU</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100bps increase in the discount rate – single variable</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1.7)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(0.2)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10% decrease in forecast profitability – single variable</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1.8)</span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(0.2)</span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:6pt;margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 The recoverable amount of HSBC Overseas Holding (UK) Limited represents the aggregate of recoverable amounts of the underlying subsidiaries. Single variable sensitivity analysis on a single subsidiary may therefore not be representative of the aggregate impact of the change in the variable.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:363.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subsidiaries with significant non-controlling interests</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Hang Seng Bank Limited</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Proportion of ownership interests and voting rights held by non-controlling interests</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37.86%</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">37.86%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Place of business</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Hong Kong</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hong Kong</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Profit attributable to non-controlling interests </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">520</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">708 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Accumulated non-controlling interests of the subsidiary </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,683</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,597 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Dividends paid to non-controlling interests </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">361</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">568 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Summarised financial information: </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– total assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">240,679</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">230,866 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– total liabilities </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">218,892</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">209,315 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– net operating income before changes in expected credit losses and other credit impairment charges</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,325</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,280 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– profit for the year </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,375</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,872 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– total comprehensive income for the year </span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,269</span></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,686 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div> | |
| CY2022 | ifrs-full |
Disclosure Of Interests In Subsidiaries Explanatory
DisclosureOfInterestsInSubsidiariesExplanatory
|
<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:195.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:78.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:187.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Main subsidiaries of HSBC Holdings</span><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:4.5pt;text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Place of incorporation or registration</span></div></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-right:4.5pt;text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">HSBC’s interest %</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Share class</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Europe</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"><div style="padding-right:4.5pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank plc </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">England and Wales</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£1 Ordinary, $0.01 Non-Cumulative Third Dollar Preference</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC UK Bank plc</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">England and Wales</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£1 Ordinary</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Continental Europe</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">France</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99.99</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">€5 Actions</span></div></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trinkaus & Burkhardt GmbH</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Germany</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99.99</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">€1 Ordinary</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Asia</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"><div style="padding-right:4.5pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Bank Limited </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Hong Kong</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">62.14</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">HK$5 Ordinary</span></div></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank (China) Company Limited </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">People’s Republic of China</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">CNY1 Ordinary</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Malaysia Berhad </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Malaysia</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">RM0.5 Ordinary</span></div></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life (International) Limited </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Bermuda</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">HK$1 Ordinary</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The Hongkong and Shanghai Banking Corporation Limited </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Hong Kong</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Ordinary no par value</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Middle East and North Africa</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"><div style="padding-right:4.5pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Middle East Limited </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">United Arab Emirates</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$1 Ordinary and $1 Cumulative Redeemable Preference shares </span></div></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">North America</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"><div style="padding-right:4.5pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Canada </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Canada</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Common no par value and Preference no par value</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank USA, N.A. </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">US</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$100 Common and $0.01 Preference</span></div></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Latin America</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"><div style="padding-right:4.5pt"><span><br/></span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Mexico, S.A., Institución de Banca Múltiple,<br/>Grupo Financiero HSBC </span></div></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Mexico</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99.99</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">MXN2 Ordinary</span></div></td></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Main subsidiaries are either held directly or indirectly via intermediate holding companies.</span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:363.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subsidiaries with significant non-controlling interests</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Hang Seng Bank Limited</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Proportion of ownership interests and voting rights held by non-controlling interests</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37.86%</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">37.86%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Place of business</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Hong Kong</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hong Kong</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Profit attributable to non-controlling interests </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">520</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">708 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Accumulated non-controlling interests of the subsidiary </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,683</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,597 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Dividends paid to non-controlling interests </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">361</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">568 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Summarised financial information: </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– total assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">240,679</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">230,866 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– total liabilities </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">218,892</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">209,315 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– net operating income before changes in expected credit losses and other credit impairment charges</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,325</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,280 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– profit for the year </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,375</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,872 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– total comprehensive income for the year </span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,269</span></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,686 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="display:inline-block;vertical-align:top;width:48.625%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:475.50pt"><tr><td style="width:1.0pt"/><td style="width:147.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:34.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:27.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Subsidiaries</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">452 TALF Plus ABS Opportunities SPV LLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">452 TALF SPV LLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Almacenadora Banpacifico S.A. (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance December (F) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance December (H) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance December (P) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance December (R) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance June (A) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance June (D) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance March (B) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">19</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance March (D) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance March (F) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance September (F) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assetfinance September (G) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">AXA Insurance Pte. Ltd.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 20</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">B&Q Financial Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Banco HSBC S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">21</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Banco Nominees (Guernsey) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Banco Nominees 2 (Guernsey) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Banco Nominees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Beau Soleil Limited Partnership</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 46</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Beijing Miyun HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 24</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">BentallGreenOak China Real Estate Investments L.P.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 1, 25</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Canada Crescent Nominees (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Canada Square Nominees (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Capco/Cove, Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">26</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Card-Flo #1, Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Card-Flo #3, Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">CC&H Holdings LLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">27</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">CCF & Partners Asset Management Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">CCF Holding (Liban) S.A.L. (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">74.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">28</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Charterhouse Administrators (D.T.) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Charterhouse Management Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Charterhouse Pensions Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Chongqing Dazu HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 29</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Chongqing Fengdu HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 30</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Chongqing Rongchang HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 31</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">COIF Nominees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 18</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Corsair IV Financial Services Capital Partners - B, LP</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 1, 32</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Dalian Pulandian HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 33</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Decision One Mortgage Company, LLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 34</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Dem 9</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">4, 35</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Dempar 1</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">4, 35</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Desarrollo Turistico, S.A. de C.V. (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Electronic Data Process México, S.A. de C.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 16</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Eton Corporate Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">22</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Far East Leasing SA (In Dissolution)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">36</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Flandres Contentieux S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Foncière Elysées</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fujian Yongan HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 37</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fulcher Enterprises Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fundacion HSBC, A.C.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">11, 16</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Giller Ltd.</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">26</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div></div><div style="display:inline-block;max-width:2.749%;min-width:1.749%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.626%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:249.00pt"><tr><td style="width:1.0pt"/><td style="width:146.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Subsidiaries</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">GPIF Co-Investment, LLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Griffin International Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Grupo Financiero HSBC, S. A. de C. V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Guangdong Enping HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 39</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Guangzhou HSBC Real Estate Company Ltd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 12, 40</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng (Nominee) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Bank (China) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">41</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Bank (Trustee) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Bank Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">62.14</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Bullion Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Credit Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Data Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Finance Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Financial Information Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Indexes (Netherlands) B.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 42</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Indexes Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Insurance Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Investment Management Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Investment Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Life Limited (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">43</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Qianhai Fund Management Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">70.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(43.49)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 44</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Real Estate Management Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Securities Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hang Seng Security Management Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HASE Wealth Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Haseba Investment Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HFC Bank Limited (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">45</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">High Time Investments Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HLF</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Honey Blue Enterprises Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Honey Green Enterprises Ltd.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">47</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Honey Grey Enterprises Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Honey Silver Enterprises Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 46</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Household International Europe Limited (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">45</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Household Pooling Corporation</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">48</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Housing (USA) LLP</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 1, 27</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC (BGF) Investments Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC (General Partner) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 79</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC (Guernsey) GP PCC Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">22</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC (Kuala Lumpur) Nominees Sdn Bhd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">49</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC (Malaysia) Trustee Berhad</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">49</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC (Singapore) Nominees Pte Ltd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">20</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Agency (India) Private Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">50</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Alternative Investments Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Amanah Malaysia Berhad</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">49</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Americas Corporation (Delaware)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Argentina Holdings S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">51</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Asia Holdings B.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Asia Holdings Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Asia Pacific Holdings (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Asset Finance (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Asset Finance M.O.G. Holdings (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Asset Management (Fund Services UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Asset Management (India) Private Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">52</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Asset Management (Japan) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">53</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Assurances Vie (France)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">54</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Australia Holdings Pty Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">55</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC BANK (CHILE)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">56</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank (China) Company Limited</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 57</span></td></tr></table></div></div><div style="display:inline-block;vertical-align:top;width:48.625%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:249.00pt"><tr><td style="width:1.0pt"/><td style="width:146.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Subsidiaries</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank (General Partner) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">79</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank (Mauritius) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">58</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank (RR) (Limited Liability Company)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 13, 59</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank (Singapore) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">20</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank (Taiwan) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">60</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank (Uruguay) S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">61</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank (Vietnam) Ltd.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">62</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank A.S.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">63</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Argentina S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">51</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Armenia cjsc</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">64</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Australia Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">55</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Bermuda Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Canada</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">65</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Capital Funding (Sterling 1) LP</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 79</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Capital Funding (Sterling 2) LP</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 79</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Egypt S.A.E</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">94.54</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">66</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Malaysia Berhad</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">49</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Malta p.l.c.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">70.03</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">67</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Middle East Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">68</span></td></tr><tr style="height:26pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Middle East Limited Representative Office Morocco SARL (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">69</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Oman S.A.O.G.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">51.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">70</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank Pension Trust (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank plc</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Bank USA, National Association</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">71</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Branch Nominee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Brasil Holding S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">21</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Broking Forex (Asia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Broking Futures (Asia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Broking Futures (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Broking Securities (Asia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Broking Securities (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Broking Services (Asia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Canadian Covered Bond (Legislative) GP Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">72</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Canadian Covered Bond (Legislative) Guarantor Limited Partnership</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 72</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Capital (USA), Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Capital Funding (Dollar 1) L.P.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">79</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Card Services Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Casa de Bolsa, S.A. de C.V., Grupo Financiero HSBC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Cayman Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">73</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Cayman Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">73</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC City Funding Holdings</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Client Holdings Nominee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Client Nominee (Jersey) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">74</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Columbia Funding, LLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Continental Europe</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Corporate Advisory (Malaysia) Sdn Bhd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">49</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Corporate Finance (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Corporate Secretary (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Corporate Trustee Company (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Custody Nominees (Australia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">55</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Custody Services (Guernsey) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">22</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Daisy Investments (Mauritius) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">75</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Diversified Loan Fund General Partner Sarl</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">76</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Electronic Data Processing (Guangdong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 77</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Electronic Data Processing (Malaysia) Sdn Bhd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">78</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Electronic Data Processing (Philippines), Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">79</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Electronic Data Processing India Private Limited</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">80</span></td></tr></table></div></div><div style="display:inline-block;max-width:2.749%;min-width:1.749%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.626%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:249.00pt"><tr><td style="width:1.0pt"/><td style="width:146.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Subsidiaries</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Electronic Data Processing Lanka (Private) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">81</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Electronic Data Service Delivery (Egypt) S.A.E.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">82</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Epargne Entreprise (France)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">54</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Equipment Finance (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Equity (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Europe B.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Executor & Trustee Company (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Factoring (France)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Finance (Netherlands)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Finance Corporation</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Finance Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Finance Mortgages Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">83</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Finance Transformation (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Financial Advisors Singapore Pte. Ltd.</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 20</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Financial Services (Lebanon) s.a.l.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.65</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">84</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Financial Services (Uruguay) S.A. (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">85</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC FinTech Services (Shanghai) Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">86</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (Bermuda) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">3, 23</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (Canada) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">65</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (Deutschland) GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">87</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (France)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">54</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (Malta) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(70.03)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">88</span></td></tr><tr style="height:27pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (México), S.A. de C.V., Sociedad Operadora de Fondos de Inversión, Grupo Financiero HSBC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (Singapore) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">20</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (Switzerland) AG</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">4, 89</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (Taiwan) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management (USA) Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">91</span></td></tr><tr style="height:29pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management Argentina S.A. Sociedad Gerente de Fondos Comunes de Inversión</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">51</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management Holdings (Bahamas) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">92</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Asset Management Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Custody Nominee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Custody Proprietary Nominee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Services (Canada) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">83</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Services (China) Holdings Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Services (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Services (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Global Shared Services (India) Private Limited (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 50</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Group Management Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Group Nominees UK Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Holdings B.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC IM Pension Trust Limited</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr></table></div></div><div style="display:inline-block;vertical-align:top;width:48.625%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:249.00pt"><tr><td style="width:1.0pt"/><td style="width:146.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Subsidiaries</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Infrastructure Debt GP 1 S.à r.l.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 93</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Infrastructure Debt GP 2 S.à r.l.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 93</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Infrastructure Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Institutional Trust Services (Asia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Institutional Trust Services (Bermuda) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Institutional Trust Services (Mauritius) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">94</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Institutional Trust Services (Singapore) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">20</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance (Asia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">95</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance (Asia-Pacific) Holdings Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance (Bermuda) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance (Singapore) Pte. Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">20</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance Agency (USA) Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">91</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance Brokerage Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 96</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance Brokers Greater China Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance Holdings Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance SAC 1 (Bermuda) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance SAC 2 (Bermuda) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 23</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Insurance Services Holdings Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC International Finance Corporation (Delaware)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">97</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC International Trustee (BVI) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">98</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC International Trustee (Holdings) Pte. Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">20</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC International Trustee Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">99</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Inversiones S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">56</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC InvestDirect (India) Private Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">52</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC InvestDirect Financial Services (India) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.98)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">52</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC InvestDirect Sales & Marketing (India) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">98.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(98.98)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">50</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC InvestDirect Securities (India) Private Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">52</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Investment and Insurance Brokerage, Philippines Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">100</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Investment Bank Holdings B.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Investment Bank Holdings Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Investment Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Investment Funds (Canada) Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">65</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Investment Funds (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Investment Funds (Luxembourg) SA</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">101</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Invoice Finance (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">102</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Issuer Services Common Depositary Nominee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Issuer Services Depositary Nominee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Latin America B.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Latin America Holdings (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Leasing (Asia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life (Bermuda) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life (Cornell Centre) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">95</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life (Edwick Centre) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">95</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life (International) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life (Property) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">95</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life (Tsing Yi Industrial) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">95</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life (Workshop) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 95</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life Assurance (Malta) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(70.03)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">88</span></td></tr><tr style="height:10pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Life Insurance Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 57</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC LU Nominees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Management (Guernsey) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">103</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Markets (USA) Inc.</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr></table></div></div><div style="display:inline-block;max-width:2.749%;min-width:1.749%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.626%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:249.00pt"><tr><td style="width:1.0pt"/><td style="width:146.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Subsidiaries</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Marking Name Nominee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Master Trust Trustee Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Mexico, S.A., Institucion de Banca Multiple, Grupo Financiero HSBC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Middle East Asset Co. LLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">104</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Middle East Holdings B.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 68</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Middle East Leasing Partnership</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 68</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Middle East Securities L.L.C</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">105</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Mortgage Corporation (Canada)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">65</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Mortgage Corporation (USA)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Nominees (Asing) Sdn Bhd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">49</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Nominees (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Nominees (New Zealand) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">106</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Nominees (Tempatan) Sdn Bhd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">49</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC North America Holdings Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">3, 15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Operational Services GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">80.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">87</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Overseas Holdings (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Overseas Investments Corporation (New York)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">107</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Overseas Nominee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Participaciones (Argentina) S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">51</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC PB Corporate Services 1 Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">74</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC PB Services (Suisse) SA</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">108</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Pension Trust (Ireland) DAC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">109</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Pensiones, S.A. (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC PI Holdings (Mauritius) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">94</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Portfoy Yonetimi A.S.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">63</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Preferential LP (UK)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Private Bank (Luxembourg) S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">101</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Private Bank (Suisse) SA</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">108</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Private Bank (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Private Banking Holdings (Suisse) SA</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">108</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Private Banking Nominee 3 (Jersey) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">74</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Private Equity Investments (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Private Investment Counsel (Canada) Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">65</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Private Markets Management SARL</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 110</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Private Trustee (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Professional Services (India) Private Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">50</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Property (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Property Funds (Holding) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Provident Fund Trustee (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Qianhai Securities Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">90.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 111</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Real Estate Leasing (France)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC REGIO Fund General Partner S.à r.l.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 93</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC REIM (France)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">54</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Retirement Benefits Trustee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 2, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Retirement Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Saudi Arabia, Closed Joint Stock Company</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">66.19</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">112</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Savings Bank (Philippines) Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">113</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities (Canada) Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">83</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities (Egypt) S.A.E. (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(94.65)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">66</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities (Japan) Co., Ltd.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 53</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities (Japan) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities (Singapore) Pte Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">20</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities (South Africa) (Pty) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">114</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities (Taiwan) Corporation Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">60</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities (USA) Inc.</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr></table></div></div><div style="display:inline-block;vertical-align:top;width:48.625%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:249.00pt"><tr><td style="width:1.0pt"/><td style="width:146.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Subsidiaries</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities and Capital Markets (India) Private Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">50</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities Brokers (Asia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities Investments (Asia) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities Services (Bermuda) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities Services (Guernsey) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">22</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities Services (Ireland) DAC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">109</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities Services (Luxembourg) S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">101</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities Services Holdings (Ireland) DAC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">109</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Securities Services Nominees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Seguros de Retiro (Argentina) S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">51</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Seguros de Vida (Argentina) S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">51</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Seguros, S.A de C.V., Grupo Financiero HSBC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Service Company Germany GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 87</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Service Delivery (Polska) Sp. z o.o.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">115</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Services (France)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Services Japan Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">92</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Services USA Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">116</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Servicios Financieros, S.A. de C.V</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Servicios, S.A. DE C.V., Grupo Financiero HSBC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC SFH (France)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">4, 54</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC SFT (C.I.) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">22</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Software Development (Guangdong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">117</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Software Development (India) Private Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">118</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Software Development (Malaysia) Sdn Bhd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">78</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Specialist Investments Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Technology & Services (China) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">57</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Technology & Services (USA) Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Titan GmbH & Co. KG</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 87</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Transaction Services GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">6, 87</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trinkaus & Burkhardt (International) S.A.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">119</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trinkaus & Burkhardt Gesellschaft fur Bankbeteiligungen mbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">87</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trinkhaus & Burkhardt GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">87</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trinkaus Europa Immobilien-Fonds Nr. 5 GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">87</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trinkaus Family Office GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">6, 87</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trinkaus Real Estate GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">6, 87</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trust Company (Canada)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">65</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trust Company (Delaware), National Association</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">97</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trust Company (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trustee (C.I.) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">74</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trustee (Cayman) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">120</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trustee (Guernsey) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">22</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trustee (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Trustee (Singapore) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">20</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC UK Bank plc</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 17</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC UK Client Nominee Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC UK Covered Bonds LLP</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 17</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC UK Holdings Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC USA Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">107</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Ventures USA Inc.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Violet Investments (Mauritius) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">75</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Wealth Client Nominee Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 17</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC Yatirim Menkul Degerler A.S.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">63</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSI Asset Securitization Corporation</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSI International Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSIL Investments Limited</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr></table></div></div><div style="display:inline-block;max-width:2.749%;min-width:1.749%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:48.626%"><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:249.00pt"><tr><td style="width:1.0pt"/><td style="width:146.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Subsidiaries</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hubei Macheng HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">121</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hubei Suizhou Cengdu HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 122</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hubei Tianmen HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">123</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Hunan Pingjiang HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 124</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Imenson Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">INKA Internationale Kapitalanlagegesellschaft mbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">87</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Inmobiliaria Bisa, S.A. de C.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.98</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Inmobiliaria Grufin, S.A. de C.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Inmobiliaria Guatusi, S.A. de C.V.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">James Capel (Nominees) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">James Capel (Taiwan) Nominees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">John Lewis Financial Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Keyser Ullmann Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">L&T Investment Management Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 52</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Lion Corporate Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Lion International Corporate Services Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 99</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Lion International Management Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">99</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Lion Management (Hong Kong) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Lyndholme Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Marks and Spencer Financial Services plc</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">125</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Marks and Spencer Unit Trust Management Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">125</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Maxima S.A. AFJP (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.98</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">51</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Midcorp Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Midland Bank (Branch Nominees) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Midland Nominees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">MIL (Cayman) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">73</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">MP Payments Group Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 18</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">MP Payments Operations Limited </span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">MP Payments UK Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">MW Gestion SA</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">51</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Prudential Client HSBC GIS Nominee (UK) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">PT Bank HSBC Indonesia</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(98.93)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">126</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">PT HSBC Sekuritas Indonesia</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">85.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">126</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">R/CLIP Corp.</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Real Estate Collateral Management Company</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">15</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Republic Nominees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">22</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">RLUKREF Nominees (UK) One Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">RLUKREF Nominees (UK) Two Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">S.A.P.C. - Ufipro Recouvrement</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">99.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Saf Baiyun</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">4, 35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Saf Guangzhou</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">4, 35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SCI HSBC Assurances Immo</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">54</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Serai Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Serai Technology Development (Shanghai) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 12, 57</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SFM</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SFSS Nominees (Pty) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">114</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Shandong Rongcheng HSBC Rural Bank Company Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 127</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Shenzhen HSBC Development Company Ltd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 12, 128</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sico Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">129</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SNC Les Oliviers D'Antibes</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">60.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(59.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">11, 54</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SNCB/M6 - 2008 A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SNCB/M6-2007 A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">4, 35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SNCB/M6-2007 B</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">4, 35</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Société Française et Suisse</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Somers Dublin DAC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">109</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Somers Nominees (Far East) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sopingest</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">South Yorkshire Light Rail Limited</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr></table></div></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:249.00pt"><tr><td style="width:1.0pt"/><td style="width:146.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Subsidiaries</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">St Cross Trustees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sun Hung Kai Development (Lujiazui III) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">12, 57</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Swan National Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The Hongkong and Shanghai Banking Corporation Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">5, 46</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The Venture Catalysts Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Tooley Street View Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">2, 18</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Tower Investment Management</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">130</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trinkaus Australien Immobilien Fonds Nr. 1 Brisbane GmbH & Co. KG</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">87</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trinkaus Australien Immobilien-Fonds Nr. 1 Treuhand-GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">6, 87</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trinkaus Europa Immobilien-Fonds Nr.3 Objekt Utrecht Verwaltungs-GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">87</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trinkaus Immobilien-Fonds Geschaeftsfuehrungs-GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">6, 87</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trinkaus Immobilien-Fonds Verwaltungs-GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">6, 87</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trinkaus Private Equity Management GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">87</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trinkaus Private Equity Verwaltungs GmbH</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">6, 87</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Tropical Nominees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">73</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Turnsonic (Nominees) Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">17</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Valeurs Mobilières Elysées</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(99.99)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">35</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Wardley Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Wayfoong Nominees Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">46</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Westminster House, LLC</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0, 15</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Woodex Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">23</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Yan Nin Development Company Limited</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">100.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(62.14)</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">38</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" 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colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" 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colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" 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colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" 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colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" 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colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" 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colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" 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colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" 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colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" 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colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" 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colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" 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colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" 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colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Information About Consolidated Structured Entities Explanatory
DisclosureOfInformationAboutConsolidatedStructuredEntitiesExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:219.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:51.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:84.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:45.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total assets of HSBC’s consolidated structured entities, split by entity type</span></div></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Conduits</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Securitisations</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">HSBC managed funds</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Other</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.4 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10.0 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.3 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8.4 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29.1 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table> | |
| CY2022 | hsbc |
Number Of Conduits
NumberOfConduits
|
2 | conduit |
| CY2022 | ifrs-full |
Disclosure Of Unconsolidated Structured Entities Explanatory
DisclosureOfUnconsolidatedStructuredEntitiesExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:226.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:59.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:51.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:61.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Nature and risks associated with HSBC interests in unconsolidated structured entities</span></div></td></tr><tr style="height:18pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Securitisations</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">HSBC managed funds</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Non-HSBC managed funds</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Other</span></td><td colspan="3" rowspan="2" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total asset values of the entities ($m)</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0–500</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">338</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,321</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,785</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">500–2,000</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">102</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">929</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,043</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,000–5,000</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">388</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">416</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,000–25,000</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">206</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">224</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,000+</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Number of entities at 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">93</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">491</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,868</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">45</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,497</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$bn</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total assets in relation to HSBC’s interests in the unconsolidated structured entities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– trading assets </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial assets designated and otherwise mandatorily measured at fair value </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– loans and advances to customers</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other assets </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total liabilities in relation to HSBC’s interests in the unconsolidated structured entities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other liabilities </span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other off-balance sheet commitments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">0.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.6</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1.8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8.1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">HSBC’s maximum exposure at 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24.3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43.2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total asset values of the entities ($m)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0–500</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">96 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">294 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,408 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">37 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,835 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">500–2,000</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">116 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">911 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,041 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,000–5,000</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">435 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">468 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,000–25,000</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">197 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">211 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6.75pt;text-indent:-4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,000+</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Number of entities at 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">107 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">461 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,962 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">40 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,570 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$bn</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$bn</span></td></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total assets in relation to HSBC’s interests in the unconsolidated structured entities</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.8 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10.8 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18.6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.8 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">38.0 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– trading assets </span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.2 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.4 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.7 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial assets designated and otherwise mandatorily measured at fair value </span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25.5 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– loans and advances to customers</span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.9 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial investments </span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.2 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other assets </span></td><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.7 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total liabilities in relation to HSBC’s interests in the unconsolidated structured entities</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.4 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.4 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt 2px 6.67pt;text-align:left;text-indent:-5.67pt;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other liabilities </span></td><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.4 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.4 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other off-balance sheet commitments</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.1 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.2 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.8 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HSBC’s maximum exposure at 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.9 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11.7 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23.2 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.6 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">44.4 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Intangible Assets And Goodwill Explanatory
DisclosureOfIntangibleAssetsAndGoodwillExplanatory
|
<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:486.25pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">21</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Goodwill and intangible assets</span></div></td></tr></table></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:400.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Goodwill</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,156</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,033 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Present value of in-force long-term insurance business</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,900</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,453 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other intangible assets</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,265</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,136 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,321</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,622 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Included within other intangible assets is internally generated software with a net carrying value of $6,166m (2021: $5,430m). During the year, capitalisation of internally generated software was $2,663m (2021: $2,373m), impairment was $125m (2021: $137m) and amortisation was $1,447m (2021: $1,183m).</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:403.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Movement analysis of goodwill</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 1 Jan </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,215</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,135 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exchange differences</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(776)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(905)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reclassified to held for sale and additions</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,485)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(15)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,965</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,215 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Accumulated impairment losses</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 1 Jan</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(17,182)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(17,254)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Impairment losses</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(587)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exchange differences</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">482</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">659 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reclassified to held for sale</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,891</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(14,809)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(17,182)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net carrying amount at 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,156</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,033 </span></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Includes goodwill allocated to disposal groups as a result of the planned sales of our retail banking operations in France, banking business in Canada and branch operations in Greece, offset by goodwill arising from the acquisition of L&T Investment Management Limited. For further details, see Note 23.</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Full impairment of goodwill allocated to Latin America – WPB.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Goodwill</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Impairment testing</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Group’s impairment test in respect of goodwill allocated to each cash-generating unit (‘CGU’) is performed at 1 October each year. A review for indicators of impairment is undertaken at each subsequent quarter-end and at 31 December 2022. No indicators of impairment were identified as part of these reviews.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Basis of the recoverable amount</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The recoverable amount of all CGUs to which goodwill has been allocated was equal to its value in use (‘VIU’) at each respective testing date. The VIU is calculated by discounting management’s cash flow projections for the CGU. The key assumptions used in the VIU calculation for each individually significant CGU that is not impaired are discussed below.</span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:510.75pt"><tr><td style="width:1.0pt"/><td style="width:51.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Key assumptions in VIU calculation – significant CGUs at 1 October 2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount at 1 Oct 2022</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">of which goodwill</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Value in use at 1 Oct 2022</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Discount rate</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Growth rate<br/>beyond initial<br/>cash flow</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Carrying amount at 1 Oct 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">of which goodwill</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Value in use at 1 Oct 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Discount<br/>rate</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Growth rate beyond initial cash flow projections</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Europe – WPB</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,215</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">2,643</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46,596</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,780 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">3,556 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29,799 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9.2 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.8 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">At 1 October 2022, aggregate goodwill of $1,464m (1 October 2021: $2,108m) had been allocated to CGUs that were not considered individually significant. The Group’s CGUs do not carry on their balance sheets any significant intangible assets with indefinite useful lives, other than goodwill.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Management’s judgement in estimating the cash flows of a CGU</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The cash flow projections for each CGU are based on forecast profitability plans approved by the Board and minimum capital levels required to support the business operations of a CGU. The Board challenges and endorses planning assumptions in light of internal capital allocation decisions necessary to support our strategy, current market conditions and macroeconomic outlook. For the 1 October 2022 impairment test, cash flow projections until the end of 2027 were considered, in line with our internal planning horizon. Key assumptions underlying cash flow projections reflect management’s outlook on interest rates and inflation, as well as business strategy, including the scale of investment in technology and automation. Our cash flow projections include known and observable climate-related opportunities and costs associated with our sustainable products and operating model. As required by IFRSs, estimates of future cash flows exclude estimated cash inflows or outflows that are expected to arise from restructuring initiatives before an entity has a constructive obligation to carry out the plan, and would therefore have recognised a provision for restructuring costs. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Discount rate</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The rate used to discount the cash flows is based on the cost of equity assigned to each CGU, which is derived using a capital asset pricing model (‘CAPM’) and market implied cost of equity. CAPM depends on a number of inputs reflecting financial and economic variables, including the risk-free rate and a premium to reflect the inherent risk of the business being evaluated. These variables are based on the market’s assessment of the economic variables and management’s judgement. The discount rates for each CGU are refined to reflect the rates of inflation for the countries within which the CGU operates. In addition, for the purposes of testing goodwill for impairment, management supplements this process by comparing the discount rates derived using the internally generated CAPM, with the cost of equity rates produced by external sources for businesses operating in similar markets. The impacts of climate-risk are included to the extent that they are observable in discount rates and asset prices.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Long-term growth rate</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The long-term growth rate is used to extrapolate the cash flows in perpetuity because of the long-term perspective within the Group of business units making up the CGUs. These growth rates reflect inflation for the countries within which the CGU operates or from which it derives revenue.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Sensitivities of key assumptions in calculating VIU</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">At 1 October 2022, given the extent by which VIU exceeds carrying amount, the Europe – WPB CGU was not sensitive to reasonably possible adverse changes in key assumptions supporting the recoverable amount. In making an estimate of reasonably possible changes to assumptions, management considers the available evidence in respect of each input to the VIU calculation, such as the external range of discount rates observable, historical performance against forecast and risks attaching to the key assumptions underlying cash flow projections. None of the remaining CGUs are individually significant.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Other intangible assets</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Impairment testing</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Impairment of other intangible assets is assessed in accordance with our policy explained in Note 1.2(n) by comparing the net carrying amount of CGUs containing intangible assets with their recoverable amounts. Recoverable amounts are determined by calculating an estimated VIU or fair value, as appropriate, for each CGU. No significant impairment was recognised during the year.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Key assumptions in VIU calculation</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">We used a number of assumptions in our VIU calculation, in accordance with the requirements of IAS 36:</span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Management’s judgement in estimating future cash flows: We considered past business performance, current market conditions and our macroeconomic outlook to estimate future earnings. As required by IFRSs, estimates of future cash flows exclude estimated cash inflows or outflows that are expected to arise from restructuring initiatives before an entity has a constructive obligation to carry out the plan, and would therefore have recognised a provision for restructuring costs. For some businesses, this means that the benefit of certain strategic actions may not be included in the impairment assessment, including capital releases. Our cash flow projections include known and observable climate-related opportunities and costs associated with our sustainable products and operating model.</span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Long-term growth rates: The long-term growth rate is used to extrapolate the cash flows in perpetuity because of the long-term perspective of the businesses within the Group.</span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">Discount rates: Rates are based on a combination of CAPM and market-implied calculations considering market data for the businesses and geographies in which the Group operates. The impacts of climate-risk are included to the extent that they are observable in discount rates and asset prices.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Future software capitalisation</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">We will continue to invest in digital capabilities to meet our strategic objectives. However, software capitalisation within businesses where impairment was identified will not resume until the performance outlook for each business indicates future profits are sufficient to support capitalisation. The cost of additional software investment in these businesses will be recognised as an operating expense until such time.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Sensitivity of estimates relating to non-financial assets </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">As explained in Note 1.2(a), estimates of future cash flows for CGUs are made in the review of goodwill and non-financial assets for impairment. Non-financial assets include other intangible assets shown above, and owned property, plant and equipment and right-of-use assets (see Note 22). The most significant sources of estimation uncertainty are in respect of the goodwill balances disclosed above. There are no non-financial asset balances relating to individual CGUs which involve estimation uncertainty that represents a significant risk of resulting in a material adjustment to the results and financial position of the Group within the next financial year. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-financial assets are widely distributed across CGUs within the legal entities of the Group, including Corporate Centre assets that cannot be allocated to CGUs and are therefore tested for impairment at consolidated level. The recoverable amounts of other intangible assets, owned property, plant and equipment, and right-of-use assets cannot be lower than individual asset fair values less costs to dispose, where relevant. At 31 December 2022, none of the CGUs were sensitive to reasonably possible adverse changes in key assumptions supporting the recoverable amount. In making an estimate of reasonably possible changes to assumptions, management considers the available evidence in respect of each input to the VIU calculation, such as the external range of discount rates observable, historical performance against forecast and risks attaching to the key assumptions underlying cash flow projections.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Present value of in-force long-term insurance business</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">When calculating the present value of in-force long-term (‘PVIF’) insurance business, expected cash flows are projected after adjusting for a variety of assumptions made by each insurance operation to reflect local market conditions, and management’s judgement of future trends and uncertainty in the underlying assumptions is reflected by applying margins (as opposed to a cost of capital methodology) including valuing the cost of policyholder options and guarantees using stochastic techniques. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Financial Reporting Committees of each key insurance entity meet on a quarterly basis to review and approve PVIF assumptions. All changes to non-economic assumptions, economic assumptions that are not observable and model methodologies must be approved by the Financial Reporting Committee.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:390.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Movements in PVIF</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 1 Jan</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,453</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,435 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Acquisitions</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">271</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Change in PVIF of long-term insurance business</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">263</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">130 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– value of new business written during the year</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,322</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,090 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– expected return</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(785)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(903)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– assumption changes and experience variances (see below)</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(252)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(105)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other adjustments</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(22)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">48 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exchange differences and other movements</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(87)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(112)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,900</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,453 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">‘Expected return’ represents the unwinding of the discount rate and reversal of expected cash flows for the period.</span></div><div style="margin-bottom:4pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Assumption changes and experience variances</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Included within this line item are:</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">$875m decrease (2021: $59m increase) in PVIF due to rising interest rates, which is directly offset within the valuation of liabilities under insurance contracts;</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">$72m decrease (2021: $324m decrease) reflecting the future expected sharing of returns with policyholders on contracts with discretionary participation features (‘DPF’), to the extent this sharing is not already included in liabilities under insurance contracts; and</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">$695m increase (2021: $160m increase) driven by other assumptions changes and experience variances.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Key assumptions used in the computation of PVIF for main life insurance operations</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Economic assumptions are set in a way that is consistent with observable market values. The valuation of PVIF is sensitive to observed market movements and the impact of such changes is included in the sensitivities presented below.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:510.75pt"><tr><td style="width:1.0pt"/><td style="width:289.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Hong Kong</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">France</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Hong Kong</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">France</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Weighted average risk-free rate</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.85</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.80</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.40 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">0.69 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Weighted average risk discount rate</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7.33</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.44</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.20 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.55 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Expense inflation</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3.00</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4.26</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.00 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.80 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">For 2022, the calculation of France’s PVIF assumes a risk discount rate of 4.44% (2021: 1.55%) plus a risk margin of $100m (2021: $215m).</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Sensitivity to changes in economic assumptions</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Group sets the risk discount rate applied to the PVIF calculation by starting from a risk-free rate curve and adding explicit allowances for risks not reflected in the best-estimate cash flow modelling. Where the insurance operations provide options and guarantees to policyholders, the cost of these options and guarantees is accounted for as a deduction from the PVIF asset, unless the cost of such guarantees is already allowed for as an explicit addition to liabilities under insurance contracts. For further details of these guarantees and the impact of changes in economic assumptions on our insurance manufacturing subsidiaries, see page 269.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Sensitivity to changes in non-economic assumptions</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Policyholder liabilities and PVIF are determined by reference to non-economic assumptions, including mortality and/or morbidity, lapse rates and expense rates. For further details on the impact of changes in non-economic assumptions on our insurance manufacturing operations, see page 270.</span></div> | |
| CY2022Q4 | ifrs-full |
Intangible Assets And Goodwill
IntangibleAssetsAndGoodwill
|
21321000000 | usd |
| CY2021Q4 | ifrs-full |
Intangible Assets And Goodwill
IntangibleAssetsAndGoodwill
|
20622000000 | usd |
| CY2022Q4 | hsbc |
Settlement Account Assets
SettlementAccountAssets
|
19565000000 | usd |
| CY2021Q4 | hsbc |
Settlement Account Assets
SettlementAccountAssets
|
17713000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Reconciliation Of Changes In Intangible Assets And Goodwill Explanatory
DisclosureOfReconciliationOfChangesInIntangibleAssetsAndGoodwillExplanatory
|
<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:403.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Movement analysis of goodwill</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Gross amount</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 1 Jan </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,215</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,135 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exchange differences</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(776)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(905)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reclassified to held for sale and additions</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,485)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(15)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,965</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,215 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Accumulated impairment losses</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 1 Jan</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(17,182)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(17,254)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Impairment losses</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(587)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exchange differences</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">482</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">659 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reclassified to held for sale</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,891</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(14,809)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(17,182)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Net carrying amount at 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,156</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,033 </span></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Includes goodwill allocated to disposal groups as a result of the planned sales of our retail banking operations in France, banking business in Canada and branch operations in Greece, offset by goodwill arising from the acquisition of L&T Investment Management Limited. For further details, see Note 23.</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Full impairment of goodwill allocated to Latin America – WPB.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:390.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Movements in PVIF</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 1 Jan</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,453</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,435 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Acquisitions</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">271</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Change in PVIF of long-term insurance business</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">263</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">130 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– value of new business written during the year</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,322</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,090 </span></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– expected return</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(785)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(903)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– assumption changes and experience variances (see below)</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(252)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(105)</span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other adjustments</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(22)</span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">48 </span></td><td style="border-right:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exchange differences and other movements</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(87)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(112)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,900</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,453 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">‘Expected return’ represents the unwinding of the discount rate and reversal of expected cash flows for the period.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Information For Individual Asset Or Cashgenerating Unit With Significant Amount Of Goodwill Or Intangible Assets With Indefinite Useful Lives Explanatory
DisclosureOfInformationForIndividualAssetOrCashgeneratingUnitWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesExplanatory
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<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:510.75pt"><tr><td style="width:1.0pt"/><td style="width:51.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Key assumptions in VIU calculation – significant CGUs at 1 October 2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Carrying amount at 1 Oct 2022</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">of which goodwill</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Value in use at 1 Oct 2022</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Discount rate</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Growth rate<br/>beyond initial<br/>cash flow</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Carrying amount at 1 Oct 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">of which goodwill</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Value in use at 1 Oct 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Discount<br/>rate</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Growth rate beyond initial cash flow projections</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Europe – WPB</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,215</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:700;line-height:120%">2,643</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46,596</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9.9</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2.0</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,780 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-style:italic;font-weight:400;line-height:120%">3,556 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29,799 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9.2 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1.8 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Prepayments And Other Assets Explanatory
DisclosureOfPrepaymentsAndOtherAssetsExplanatory
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<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:486.25pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">22</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Prepayments, accrued income and other assets</span></div></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:409.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Prepayments and accrued income</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,316</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,233 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Settlement accounts</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,565</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,713 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash collateral and margin receivables</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">63,421</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">42,171 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Bullion </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,752</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,283 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Endorsements and acceptances </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,407</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,229 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reinsurers’ share of liabilities under insurance contracts (Note 4) </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,257</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,668 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Employee benefit assets (Note 5)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,282</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,269 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Right-of-use assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,219</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,985 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Owned property, plant and equipment</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,365</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,255 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other accounts </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,282</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,765 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">156,866</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">136,571 </span></td><td style="border-bottom:1pt solid #000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div>Prepayments, accrued income and other assets include $113,383m (2021: $91,045m) of financial assets, the majority of which are measured at amortised cost. | |
| CY2022Q4 | ifrs-full |
Prepayments And Accrued Income Other Than Contract Assets
PrepaymentsAndAccruedIncomeOtherThanContractAssets
|
10316000000 | usd |
| CY2021Q4 | ifrs-full |
Prepayments And Accrued Income Other Than Contract Assets
PrepaymentsAndAccruedIncomeOtherThanContractAssets
|
8233000000 | usd |
| CY2022Q4 | hsbc |
Cash Collateral And Margin Receivables
CashCollateralAndMarginReceivables
|
63421000000 | usd |
| CY2021Q4 | hsbc |
Cash Collateral And Margin Receivables
CashCollateralAndMarginReceivables
|
42171000000 | usd |
| CY2022Q4 | ifrs-full |
Investments Other Than Investments Accounted For Using Equity Method
InvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod
|
15752000000 | usd |
| CY2021Q4 | ifrs-full |
Investments Other Than Investments Accounted For Using Equity Method
InvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod
|
15283000000 | usd |
| CY2022Q4 | ifrs-full |
Bank Acceptance Assets
BankAcceptanceAssets
|
8407000000 | usd |
| CY2021Q4 | ifrs-full |
Bank Acceptance Assets
BankAcceptanceAssets
|
11229000000 | usd |
| CY2022Q4 | ifrs-full |
Assets Under Insurance Contracts And Reinsurance Contracts Issued
AssetsUnderInsuranceContractsAndReinsuranceContractsIssued
|
4257000000 | usd |
| CY2021Q4 | ifrs-full |
Assets Under Insurance Contracts And Reinsurance Contracts Issued
AssetsUnderInsuranceContractsAndReinsuranceContractsIssued
|
3668000000 | usd |
| CY2022Q4 | ifrs-full |
Recognised Assets Defined Benefit Plan
RecognisedAssetsDefinedBenefitPlan
|
7282000000 | usd |
| CY2021Q4 | ifrs-full |
Recognised Assets Defined Benefit Plan
RecognisedAssetsDefinedBenefitPlan
|
10269000000 | usd |
| CY2022Q4 | ifrs-full |
Rightofuse Assets
RightofuseAssets
|
2219000000 | usd |
| CY2021Q4 | ifrs-full |
Rightofuse Assets
RightofuseAssets
|
2985000000 | usd |
| CY2022Q4 | ifrs-full |
Property Plant And Equipment
PropertyPlantAndEquipment
|
10365000000 | usd |
| CY2021Q4 | ifrs-full |
Property Plant And Equipment
PropertyPlantAndEquipment
|
10255000000 | usd |
| CY2022Q4 | ifrs-full |
Other Financial Assets
OtherFinancialAssets
|
15282000000 | usd |
| CY2021Q4 | ifrs-full |
Other Financial Assets
OtherFinancialAssets
|
14765000000 | usd |
| CY2022Q4 | hsbc |
Prepayments Accrued Income And Other Assets
PrepaymentsAccruedIncomeAndOtherAssets
|
156866000000 | usd |
| CY2021Q4 | hsbc |
Prepayments Accrued Income And Other Assets
PrepaymentsAccruedIncomeAndOtherAssets
|
136571000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Noncurrent Assets Held For Sale And Discontinued Operations Explanatory
DisclosureOfNoncurrentAssetsHeldForSaleAndDiscontinuedOperationsExplanatory
|
<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:486.25pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">23</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Assets held for sale and liabilities of disposal groups held for sale</span></div></td></tr></table></div><div style="margin-bottom:6pt;margin-top:7pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.388%"><tr><td style="width:1.0%"/><td style="width:79.280%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.711%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Held for sale at 31 December</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Disposal groups</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">118,055</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,921 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unallocated impairment losses</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,385)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Non-current assets held for sale</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">249</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">490 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets held for sale</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">115,919</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,411 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities of disposal groups held for sale</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,597</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,005 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 This represents impairment losses in excess of the carrying value of the non-current assets, excluded from the measurement scope of IFRS 5. </span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:3pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Disposal groups</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Planned sale of our retail banking operations in France</span></div><div style="margin-bottom:2pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">On 25 November 2021, HSBC Continental Europe signed a framework agreement with Promontoria MMB SAS (‘My Money Group’) and its subsidiary Banque des Caraïbes SA, regarding the planned sale of HSBC Continental Europe’s retail banking operations in France. The sale, which is subject to regulatory approvals and the satisfaction of other relevant conditions, includes: HSBC Continental Europe’s French retail banking operations; the Crédit Commercial de France (‘CCF’) brand; and HSBC Continental Europe’s 100% ownership interest in HSBC SFH (France) and its 3% ownership interest in Crédit Logement. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The framework agreement has a long-stop date of 31 May 2024, if the sale has not closed by that point, the agreement will terminate, although that date can be extended by either party to 30 November 2024 in certain circumstances or with the agreement of both parties. We have agreed a detailed plan with My Money Group with the aim of completing the sale in the second half of 2023, subject to regulatory approvals, agreement and implementation of necessary financing structures, and the completion of the operational transfer, including customer and data migrations. In this regard the framework agreement imposes certain obligations on the parties in planning for completion.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Given the scale and complexity of the business being sold, there is risk of delay in the implementation of this plan. The disposal group was classified as held for sale for the purposes of IFRS 5 as at 30 September 2022, reflecting the prevailing judgements concerning likelihood of the framework agreement’s timetable being achieved. The assets and liabilities classified as held for sale were determined in accordance with the framework agreement, and are subject to change as the detailed transition plan is executed. This classification and consequential remeasurement resulted in an impairment loss of $2.4bn, which included impairment of goodwill of $0.4bn and related transaction costs. At 31 December 2022, we reassessed the likelihood of completion, taking account of the most recent correspondence with My Money Group concerning the implementation of the plan and related developments. As a result of this reassessment, the likelihood of completion in 2023 is judged to be highly probable. As such, and in accordance with IFRS 5, the disposal group continues to be classified as held for sale. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The disposal group will be remeasured at the lower of the carrying amount and fair value less costs to sell at each reporting period. Any remaining gains or losses not previously recognised, including from the recycling of foreign currency translation reserves and the reversal of any remaining deferred tax assets and liabilities, will be recognised on completion.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Planned sale of our banking business in Canada</span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">On 29 November 2022, HSBC Holdings plc announced its wholly-owned subsidiary, HSBC Overseas Holdings (UK) Limited, entered into an agreement for the planned sale of its banking business in Canada to Royal Bank of Canada. Completion of the transaction is expected in late 2023, subject to regulatory and governmental approval.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The majority of the estimated gain on sale of $5.7bn (inclusive of the recycling of an estimated $0.6bn of accumulated foreign currency translation reserve losses) will be recognised on completion, reduced by earnings recognised by the Group in the period to completion. The estimated pre-tax profit on the sale will be recognised through a combination of the consolidation of HSBC Canada’s results into the Group’s financial statements (between the 30 June 2022 net asset reference date and until completion), and the remaining gain on sale recognised at completion. There would be no tax on the gain recognised at completion. At 31 December 2022, total assets of $90bn and total liabilities of $85bn met the criteria to be classified as held for sale in accordance with IFRS 5.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Planned sale of our branch operations in Greece</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">On 24 May 2022, HSBC Continental Europe signed a sale and purchase agreement for the planned sale of its branch operations in Greece to Pancreta Bank SA. Completion of the transaction is subject to regulatory approval, and is currently expected to occur in the first half of 2023. At 31 December 2022, the disposal group included $0.4bn of loans and advances to customers and $2.3bn of customer accounts, which met the criteria to be classified as held for sale. In the second quarter of 2022, we recognised a loss of $0.1bn, including goodwill impairment, upon reclassification as held for sale in accordance with IFRS 5. On completion accumulated foreign currency translation reserves will be recycled to the income statement. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Planned sale of our business in Russia</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">On 30 June 2022, following a strategic review of our business in Russia, HSBC Europe BV (a wholly-owned subsidiary of HSBC Bank plc) entered into an agreement for the planned sale of its wholly-owned subsidiary HSBC Bank (RR) (Limited Liability Company). Completion of the transaction is subject to regulatory and governmental approval, and is currently expected to occur in the first half of 2023. In 2022, a $0.3bn loss on the planned sale was recognised, upon reclassification as held for sale in accordance with IFRS 5. On completion accumulated foreign currency translation reserves will be recycled to the income statement. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">At 31 December 2022, the major classes of assets and associated liabilities of disposal groups held for sale, including allocated impairment losses, were as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.970%"><tr><td style="width:1.0%"/><td style="width:49.555%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.601%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.329%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.943%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.072%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Canada</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Retail banking operations in France</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets of disposal groups held for sale</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,664</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">71</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,811</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,546</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,168</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,176</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">47</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">61</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">866</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">866</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">154</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55,197</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,029</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">350</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,576</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,396</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">250</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,646</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,243</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">106</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,349</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Goodwill</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">225</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">225</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Prepayments, accrued income and other assets </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,256</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">75</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,357</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total assets at 31 December 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">90,127</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,222</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,706</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">118,055</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities of disposal groups held for sale</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,751</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,754</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">62</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">60,606</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,348</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,320</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85,274</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,266</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,266</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,523</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,523</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">806</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">813</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,602</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,326</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,928</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Accruals, deferred income and other liabilities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,727</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">159</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">81</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,967</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total liabilities at 31 December 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">84,828</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,363</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,406</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,597</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Expected date of completion</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Second half of 2023</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Second half of 2023</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Operating segment</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">All global businesses</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">WPB</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Includes financial investments measured at fair value through other comprehensive income of $11,184m and debt instruments measured at amortised cost of $6,165m </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.970%"><tr><td style="width:1.0%"/><td style="width:83.470%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Retail banking operations in France</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net assets/(liabilities) classified as held for sale</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,063)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Expected cash contribution</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline"> 2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,094</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Disposal group post-cash contribution</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline"> 3</span></div></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,031</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Excludes impairment loss allocated against the non-current assets that are in scope of IFRS 5 measurement of $78m.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 The contributions are reported within ‘Cash and balances at central banks’ on the Group’s consolidated balance sheet.</span></div><div style="margin-bottom:8pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3 ‘Disposal group post-cash contribution’ includes the net asset value of the transferring business of €1.6bn ($1.8bn) and $0.2bn of additional items to which a nil value is ascribed per the framework agreement. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Under the financial terms of the planned transaction, HSBC Continental Europe will transfer the business with a net asset value of €1.6bn ($1.8bn), subject to adjustment (upwards or downwards) in certain circumstances, for a consideration of €1. Any required increase to the net asset value of the business to achieve the net asset value of €1.6bn ($1.8bn) will be satisfied by the inclusion of additional cash. The value of cash contribution will be determined by the net asset or liability position of the disposal group at the point of completion. Based upon the net liabilities of the disposal group at 31 December 2022, HSBC would be expected to include a cash contribution of $4.1bn as part of the planned transaction. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Completed business disposals</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Mass market retail banking business in the US</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">On 26 May 2021, we announced our intention to exit our mass market retail banking business in the US, including our Personal and Advance propositions, as well as retail business banking, and rebranding approximately 20 to 25 of our retail branches into international wealth centres to serve our Premier and Jade customers. In conjunction with the execution of this strategy, HSBC Bank USA, N.A. entered into definitive sale agreements with Citizens Bank and Cathay Bank to sell 90 of our retail branches along with substantially all residential mortgage, unsecured and retail business banking loans and all deposits in our branch network not associated with our Premier, Jade and Private Banking customers. As a result of entering into these sale agreements, assets and liabilities related to the agreements were transferred to held for sale during the second quarter of 2021.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In February 2022, we completed the sale of the branch disposal group and recognised a net gain on sale of $0.2bn (including subsequent closing adjustments). Included in the sale were $2.1bn of loans and advances to customers and $6.9bn of customer accounts. Certain assets under management associated with our mass market retail banking operations were also transferred. The remaining branches not sold or rebranded have been closed.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Business acquisitions</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The following acquisitions form part of our strategy to become a market leader in Asian wealth management:</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">On 28 January 2022, HSBC Insurance (Asia-Pacific) Holdings Limited, a subsidiary of the Group, notified the shareholders of Canara HSBC Life Insurance Company Limited (‘Canara HSBC’) of its intention to increase its shareholding in Canara HSBC up to 49%. HSBC currently has a 26% shareholding, which is accounted for as an associate. Any increase in shareholding is subject to agreement with other shareholders in Canara HSBC, as well as internal and regulatory approvals. Established in 2008, Canara HSBC is a life insurance company based in India.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">On 11 February 2022, HSBC Insurance (Asia-Pacific) Holdings Limited completed the acquisition of 100% of AXA Insurance Pte Limited (‘AXA Singapore’) for $0.5bn. A gain on acquisition of $0.1bn was recorded, reflecting the excess of the fair value of net assets acquired (gross assets of $4.5bn and gross liabilities of $3.9bn) over the acquisition price. The legal integration of AXA Singapore with HSBC’s pre-existing insurance operations in the country concluded on 1 February 2023.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">On 6 April 2022, The Hongkong and Shanghai Banking Corporation Limited, a subsidiary of the Group, announced it had increased its shareholding in HSBC Qianhai Securities Limited, a partially-owned subsidiary, for $0.2bn from 51% to 90%.</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">On 23 June 2022, HSBC Insurance (Asia) Limited, a subsidiary of the Group, acquired the remaining 50% equity interest in HSBC Life Insurance Company Limited for $0.2bn. Headquartered in Shanghai, HSBC Life Insurance Company Limited offers a comprehensive range of insurance solutions covering annuity, whole life, critical illness and unit-linked insurance products.</span></div><div style="margin-bottom:5pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">On 25 November 2022, HSBC Asset Management (India) Private Ltd, a subsidiary of the Group, completed the acquisition of L&T Investment Management Limited from L&T Finance Holdings Limited for $0.4bn, recognised primarily as intangibles and goodwill. L&T Investment Management Limited is the investment manager of the L&T Mutual Fund, with assets under management of $9.4bn on completion.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Analysis Of Single Amount Of Discontinued Operations Explanatory
DisclosureOfAnalysisOfSingleAmountOfDiscontinuedOperationsExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.388%"><tr><td style="width:1.0%"/><td style="width:79.280%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.711%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Held for sale at 31 December</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Disposal groups</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">118,055</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,921 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unallocated impairment losses</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,385)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Non-current assets held for sale</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">249</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">490 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets held for sale</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">115,919</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,411 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities of disposal groups held for sale</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,597</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,005 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table>1 This represents impairment losses in excess of the carrying value of the non-current assets, excluded from the measurement scope of IFRS 5. <div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">At 31 December 2022, the major classes of assets and associated liabilities of disposal groups held for sale, including allocated impairment losses, were as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.970%"><tr><td style="width:1.0%"/><td style="width:49.555%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.601%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.329%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.943%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.072%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Canada</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Retail banking operations in France</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Other</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Assets of disposal groups held for sale</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash and balances at central banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,664</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">71</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,811</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,546</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,168</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,176</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets designated and otherwise mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">13</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">47</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">61</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">866</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">866</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">99</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">154</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55,197</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,029</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">350</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,576</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,396</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">250</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,646</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial investments</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,243</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">106</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,349</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Goodwill</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">225</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">225</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Prepayments, accrued income and other assets </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,256</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">75</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,357</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total assets at 31 December 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">90,127</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,222</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,706</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">118,055</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities of disposal groups held for sale</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,751</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,754</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">62</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">64</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">60,606</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,348</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,320</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85,274</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,266</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,266</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,523</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,523</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">806</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">813</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,602</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,326</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,928</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Accruals, deferred income and other liabilities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,727</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">159</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">81</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,967</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total liabilities at 31 December 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">84,828</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,363</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,406</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">114,597</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Expected date of completion</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Second half of 2023</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Second half of 2023</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Operating segment</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">All global businesses</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">WPB</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Includes financial investments measured at fair value through other comprehensive income of $11,184m and debt instruments measured at amortised cost of $6,165m </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.970%"><tr><td style="width:1.0%"/><td style="width:83.470%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.330%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Retail banking operations in France</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net assets/(liabilities) classified as held for sale</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(2,063)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Expected cash contribution</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline"> 2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,094</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Disposal group post-cash contribution</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline"> 3</span></div></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,031</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Excludes impairment loss allocated against the non-current assets that are in scope of IFRS 5 measurement of $78m.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 The contributions are reported within ‘Cash and balances at central banks’ on the Group’s consolidated balance sheet.</span></div>3 ‘Disposal group post-cash contribution’ includes the net asset value of the transferring business of €1.6bn ($1.8bn) and $0.2bn of additional items to which a nil value is ascribed per the framework agreement. | |
| CY2022Q4 | hsbc |
Non Current Assets Or Disposal Groups Classified As Held For Sale Disposal Groups
NonCurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleDisposalGroups
|
118055000000 | usd |
| CY2021Q4 | hsbc |
Non Current Assets Or Disposal Groups Classified As Held For Sale Disposal Groups
NonCurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleDisposalGroups
|
2921000000 | usd |
| CY2022Q4 | hsbc |
Non Current Assets Or Disposal Groups Classified As Held For Sale Disposal Groups Impairment Loss
NonCurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleDisposalGroupsImpairmentLoss
|
2385000000 | usd |
| CY2021Q4 | hsbc |
Non Current Assets Or Disposal Groups Classified As Held For Sale Disposal Groups Impairment Loss
NonCurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleDisposalGroupsImpairmentLoss
|
0 | usd |
| CY2022Q4 | hsbc |
Noncurrent Assets Or Disposal Groups Classified As Held For Sale Noncurrent Assets
NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleNoncurrentAssets
|
249000000 | usd |
| CY2021Q4 | hsbc |
Noncurrent Assets Or Disposal Groups Classified As Held For Sale Noncurrent Assets
NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleNoncurrentAssets
|
490000000 | usd |
| CY2022Q4 | ifrs-full |
Noncurrent Assets Or Disposal Groups Classified As Held For Sale
NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale
|
115919000000 | usd |
| CY2021Q4 | ifrs-full |
Noncurrent Assets Or Disposal Groups Classified As Held For Sale
NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale
|
3411000000 | usd |
| CY2022Q4 | ifrs-full |
Liabilities Included In Disposal Groups Classified As Held For Sale
LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale
|
114597000000 | usd |
| CY2021Q4 | ifrs-full |
Liabilities Included In Disposal Groups Classified As Held For Sale
LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale
|
9005000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Financial Liabilities Held For Trading Explanatory
DisclosureOfFinancialLiabilitiesHeldForTradingExplanatory
|
<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:486.25pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">24</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Trading liabilities</span></div></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:382.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,332</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,243 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,724</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,424 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other debt securities in issue (Note 26)</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">978</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,792 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other liabilities – net short positions in securities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">51,319</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69,445 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72,353</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">84,904 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">‘Deposits by banks’ and ‘Customer accounts’ include fair value repos, stock lending and other amounts.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Financial Liabilities Explanatory
DisclosureOfFinancialLiabilitiesExplanatory
|
<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:382.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,332</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,243 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,724</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,424 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other debt securities in issue (Note 26)</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">978</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,792 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other liabilities – net short positions in securities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">51,319</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69,445 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72,353</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">84,904 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">‘Deposits by banks’ and ‘Customer accounts’ include fair value repos, stock lending and other amounts.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:382.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks and customer accounts</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,171</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,703 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Liabilities to customers under investment contracts</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,380</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,938 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue (Note 26)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">93,140</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">112,761 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities (Note 29)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,636</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,100 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,327</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">145,502 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:3pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Structured deposits placed at HSBC Bank USA are insured by the Federal Deposit Insurance Corporation, a US government agency, up to $250,000 per depositor.</span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:382.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC Holdings</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue (Note 26)</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,423</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,818 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities (Note 29)</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,700</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,600 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,123</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32,418 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:412.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC’s subordinated liabilities</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,290</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,487 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– subordinated liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,547</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,640 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– preferred securities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,743</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,847 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Designated at fair value (Note 25)</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,636</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,100 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– subordinated liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,636</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,100 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– preferred securities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31,926</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30,587 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Issued by HSBC subsidiaries</span></td><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,094</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,112 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Issued by HSBC Holdings</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,832</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,475 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:273.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:50.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:50.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC’s subsidiaries subordinated liabilities in issue</span></div></td></tr><tr style="height:9pt"><td colspan="6" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="6" style="border-bottom:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">First call date</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Maturity date</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Additional tier 1 capital securities guaranteed by HSBC Holdings</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1,2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$900m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10.176% non-cumulative step-up perpetual preferred securities, series 2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></div></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2030</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">900</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">900 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">900</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">900 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Additional tier 1 capital securities guaranteed by HSBC Bank plc</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1,2</span></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£700m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.844% non-cumulative step-up perpetual preferred securities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4,5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></div></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2031</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">684</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">947 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">684</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">947 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Tier 2 securities issued by HSBC Bank plc</span></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$750m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Undated floating rate primary capital notes</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 1990</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">750</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">750 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$500m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Undated floating rate primary capital notes</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 1990</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">500</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">500 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$300m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Undated floating rate primary capital notes, series 3</span></div></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 1992</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">300</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">300 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$300m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.65% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">6</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">May 2025</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">170</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">300 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,720</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,850 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£300m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.50% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">7 </span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jul 2023</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">162</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">406 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£350m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.375% callable subordinated step-up notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2,7,8</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2025</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2030</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">73</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">539 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£500m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.375% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">7 </span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Aug 2033</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">186</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">900 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£225m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.25% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jan 2041</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">56</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">303 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£600m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.75% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2046</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">230</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">805 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,953 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,427</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,803 </span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Tier 2 securities issued by The Hongkong and Shanghai Banking Corporation Limited</span></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$400m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Primary capital undated floating rate notes (third series)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jul 1991</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">400</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">400 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">400</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">400 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Tier 2 securities issued by HSBC Bank Malaysia Berhad</span></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">MYR500m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.05% subordinated bonds</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-style:italic;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2,9</span></div></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2022</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2027</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">120 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">120 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Tier 2 securities issued by HSBC USA Inc.</span></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$250m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.20% subordinated debentures</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jul 2097</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">223</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">222 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">223</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">222 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Tier 2 securities issued by HSBC Bank USA, N.A.</span></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,000m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.875% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">10</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2034</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">339</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">456 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$750m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.625% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">10</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Aug 2035</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">366</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">489 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$700m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.00% subordinated notes </span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jan 2039</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">700</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">697 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,405</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,642 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Tier 2 securities issued by HSBC Bank Canada</span></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other subordinated liabilities each less than $150m</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2,11</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Oct 1996</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2083</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="6" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Securities issued by other HSBC subsidiaries</span></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="6" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other subordinated liabilities each less than $200m</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">12</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="6" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Subordinated liabilities issued by HSBC subsidiaries at 31 Dec</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,094</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,112 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">See paragraph below, ‘Guaranteed by HSBC Holdings or HSBC Bank plc’.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">These securities are ineligible for inclusion in the capital base of HSBC.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The interest rate payable after June 2030 is the sum of the three-month Libor plus 4.98%.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4 The interest rate payable after November 2031 is the sum of the compounded daily Sonia rate plus 2.0366%.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">5 The value of the security partially decreased as a result of a fair value hedge gain. The instrument was held at amortised cost in 2021.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">6 HSBC Bank plc tendered for this security in November 2022. The principal balance is $180m. The original notional value of the security was $300m.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">7 HSBC Bank plc tendered for these securities in November 2022. The principal balances are £135m, £61m, £157m, £70m and £237m, respectively. The original notional values of these securities were £300m, £350m, £500m, £225m and £600m respectively.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">8 These securities qualified as tier 2 capital for HSBC under CRR II until 31 December 2021 by virtue of the application of grandfathering provisions. The interest rate payable after November 2025 is the sum of the compounded daily Sonia rate plus 1.6193%.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">9 These securities were fully repaid in November 2022.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">10 HSBC tendered for these securities in November 2019. The principal balances are $357m and $383m respectively. The original notional values of these securities were $1,000m and $750m, respectively.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">11 Liability accounts for HSBC Bank Canada have been reclassified to ‘Liabilities of disposal groups held for sale’. </span></div>12 These securities are included in the capital base of HSBC, in accordance with the grandfathering provisions under CRR II. In 2022, securities of $11m matured and were redeemed. <table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:400.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">HSBC Holdings’ subordinated liabilities</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At amortised cost </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,727</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,059 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Designated at fair value (Note 25)</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,700</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,600 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,427</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,659 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:587.25pt"><tr><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:247.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">HSBC Holdings’ subordinated liabilities in issue</span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="6" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt;text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">First call</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Maturity</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="6" style="border-bottom:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt;text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">date</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">date</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="6" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Tier 2 securities issued by HSBC Holdings</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Amounts owed to third parties</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$2,000m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.25% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2,3</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> Mar 2024</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,941</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,072 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,500m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.25% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Aug 2025</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,450</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,615 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,500m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.375% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> Nov 2026</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,450</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,641 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$264m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.625% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1,4</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">May 2032</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">308</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">536 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$223m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.625% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2,6</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">May 2032</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">223</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$125m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.35% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1,4</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2032</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">143</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">241 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$97m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.35% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2,6</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2032</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,431m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.50% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1,5</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">May 2036</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,461</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,032 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$569m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.50%subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2,6</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">May 2036</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">568</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,515m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.50% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1,5</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2037</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,178</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,825 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$985m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.50% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2,6</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2037</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">977</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$961m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.80% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1,5</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2038</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">953</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,491 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$539m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.80% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2,6</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2038</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">540</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,500m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.25% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2044</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,447</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,946 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$2,000m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.762% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2032</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2033</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,766</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$2,000m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8.113% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2032</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2033</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,008</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£650m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.75% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Dec 2027</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">775</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,040 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£650m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.75% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2028</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">816</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">877 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£750m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.00% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Apr 2038</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,082 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£900m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.00% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2040</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">776</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,320 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£1,000m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8.201% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Aug 2029</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2034</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,252</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">€1,500m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.0% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2025</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,492</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,737 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">€1,000m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.125% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2028</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">991</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,304 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">€1,250m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.364% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2027</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2032</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,316</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SGD900m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.25%subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2027</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2032</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">694</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">JPY11,900m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.50% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2027</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2032</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">88</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,527</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,759 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Amounts owed to HSBC undertakings</span></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$900m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10.176% subordinated step-up cumulative notes</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2030</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2040</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">900</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">900 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">900</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">900 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="6" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,427</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,659 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Amounts owed to third parties represent securities included in the capital base of HSBC as tier 2 securities in accordance with the grandfathering provisions under CRR II. </span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">These securities are included in the capital base of HSBC as fully CRR II-compliant tier 2 securities on an end point basis.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3 These subordinated notes are measured at amortised cost in HSBC Holdings, where the interest rate risk is hedged using a fair value hedge, while they are measured at fair value in the Group.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4 These securities were subjected to a tender and an exchange offer exercise in September 2022. The original principal amounts were $488m and $222m, respectively, and are now $264m and $125m. </span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">5 These securities were subjected to an exchange offer exercise in September 2022. The original principal amounts were $2,000m, $2,500m and $1,500m, respectively, and are now $1,431m, $1,515m and $961m. </span></div>6 These subordinated notes were issued under an exchange offer exercise in September 2022. | |
| CY2022 | ifrs-full |
Disclosure Of Debt Securities Explanatory
DisclosureOfDebtSecuritiesExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:486.25pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">26</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Debt securities in issue</span></td></tr></table><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:349.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:28.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">HSBC</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Bonds and medium-term notes </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">145,240</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">166,537 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other debt securities in issue </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,027</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">26,573 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total debt securities in issue</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">172,267</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">193,110 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Included within:</span></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– trading liabilities (Note 24)</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(978)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,792)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial liabilities designated at fair value (Note 25)</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(93,140)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(112,761)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">78,149</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">78,557 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.75pt"><tr><td style="width:1.0pt"/><td style="width:381.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC Holdings</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">92,361</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">94,301 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Included within:</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial liabilities designated at fair value (Note 25)</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(25,423)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(26,818)</span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">66,938</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">67,483 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Accrued Expenses And Other Liabilities Explanatory
DisclosureOfAccruedExpensesAndOtherLiabilitiesExplanatory
|
<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:487.00pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">27</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Accruals, deferred income and other liabilities</span></div></td></tr></table><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.75pt"><tr><td style="width:1.0pt"/><td style="width:381.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Accruals and deferred income</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">12,353</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,466 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Settlement accounts</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,176</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,226 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash collateral and margin payables</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">70,292</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50,226 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Endorsements and acceptances</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,379</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,232 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Employee benefit liabilities (Note 5)</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,096</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,607 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Lease liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,767</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,586 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,177</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,430 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">133,240</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">114,773 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table>Accruals, deferred income and other liabilities include $125,890m (2021: $111,887m) of financial liabilities, the majority of which are measured at amortised cost. | |
| CY2022Q4 | ifrs-full |
Accruals And Deferred Income Including Contract Liabilities
AccrualsAndDeferredIncomeIncludingContractLiabilities
|
12353000000 | usd |
| CY2021Q4 | ifrs-full |
Accruals And Deferred Income Including Contract Liabilities
AccrualsAndDeferredIncomeIncludingContractLiabilities
|
10466000000 | usd |
| CY2022Q4 | hsbc |
Settlement Account Liabilities
SettlementAccountLiabilities
|
18176000000 | usd |
| CY2021Q4 | hsbc |
Settlement Account Liabilities
SettlementAccountLiabilities
|
15226000000 | usd |
| CY2022Q4 | hsbc |
Cash Collateral And Margin Payables
CashCollateralAndMarginPayables
|
70292000000 | usd |
| CY2021Q4 | hsbc |
Cash Collateral And Margin Payables
CashCollateralAndMarginPayables
|
50226000000 | usd |
| CY2022Q4 | ifrs-full |
Bank Acceptance Liabilities
BankAcceptanceLiabilities
|
8379000000 | usd |
| CY2021Q4 | ifrs-full |
Bank Acceptance Liabilities
BankAcceptanceLiabilities
|
11232000000 | usd |
| CY2022Q4 | ifrs-full |
Recognised Liabilities Defined Benefit Plan
RecognisedLiabilitiesDefinedBenefitPlan
|
1096000000 | usd |
| CY2021Q4 | ifrs-full |
Recognised Liabilities Defined Benefit Plan
RecognisedLiabilitiesDefinedBenefitPlan
|
1607000000 | usd |
| CY2022Q4 | ifrs-full |
Lease Liabilities
LeaseLiabilities
|
2767000000 | usd |
| CY2021Q4 | ifrs-full |
Lease Liabilities
LeaseLiabilities
|
3586000000 | usd |
| CY2022Q4 | ifrs-full |
Other Liabilities
OtherLiabilities
|
20177000000 | usd |
| CY2021Q4 | ifrs-full |
Other Liabilities
OtherLiabilities
|
22430000000 | usd |
| CY2022Q4 | hsbc |
Accruals Deferred Income And Other Liabilities
AccrualsDeferredIncomeAndOtherLiabilities
|
133240000000 | usd |
| CY2021Q4 | hsbc |
Accruals Deferred Income And Other Liabilities
AccrualsDeferredIncomeAndOtherLiabilities
|
114773000000 | usd |
| CY2022Q4 | ifrs-full |
Financial Liabilities At Amortised Cost
FinancialLiabilitiesAtAmortisedCost
|
125890000000 | usd |
| CY2021Q4 | ifrs-full |
Financial Liabilities At Amortised Cost
FinancialLiabilitiesAtAmortisedCost
|
111887000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Provisions Explanatory
DisclosureOfProvisionsExplanatory
|
<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:487.00pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">28</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Provisions</span></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:238.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:57.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:38pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Restructuring<br/>costs</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Legal proceedings<br/>and regulatory<br/>matters</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Customer<br/>remediation</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Other<br/>provisions</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Provisions (excluding contractual commitments)</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 1 Jan 2022</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">383 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">619 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">386 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">558 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,946 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">434</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">271</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">60</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">206</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">971</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amounts utilised</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(288)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(393)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(106)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(168)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(955)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unused amounts reversed</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(87)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(82)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(109)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(125)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(403)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(36)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(74)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(113)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">445</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">409</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">195</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">397</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,446</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Contractual commitments</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 1 Jan 2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">620 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net change in expected credit loss provision and other movements</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(108)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">512</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total provisions</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,566 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,958</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:244.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:51.25pt"/><td style="width:1.0pt"/></tr><tr style="height:38pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Restructuring<br/>costs</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Legal proceedings<br/>and regulatory<br/>matters</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Customer<br/>remediation</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Other<br/>provisions</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Provisions (excluding contractual commitments)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 1 Jan 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">671 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">756 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">858 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">305 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,590 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">347 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">249 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">192 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">471 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,259 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amounts utilised</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(499)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(316)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(548)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(58)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,421)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unused amounts reversed</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(170)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(59)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(113)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(124)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(466)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">34 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(11)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(36)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(16)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">383 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">619 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">386 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">558 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,946 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Contractual commitments</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 1 Jan 2021</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,088 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net change in expected credit loss provision and other movements</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(468)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">620 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total provisions</span></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2020</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,678 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,566 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Contractual commitments include the provision for contingent liabilities measured under IFRS 9 ‘Financial Instruments’ in respect of financial guarantees and the expected credit loss provision on off-balance sheet guarantees and commitments.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Further details of ‘Legal proceedings and regulatory matters’ are set out in Note 35. Legal proceedings include civil court, arbitration or tribunal proceedings brought against HSBC companies (whether by way of claim or counterclaim) or civil disputes that may, if not settled, result in court, arbitration or tribunal proceedings. Regulatory matters refer to investigations, reviews and other actions carried out by, or in response to the actions of, regulators or law enforcement agencies in connection with alleged wrongdoing by HSBC.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Customer remediation refers to HSBC’s activities to compensate customers for losses or damages associated with a failure to comply with regulations or to treat customers fairly. Customer remediation is often initiated by HSBC in response to customer complaints and/or industry developments in sales practices and is not necessarily initiated by regulatory action.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For further details of the impact of IFRS 9 on undrawn loan commitments and financial guarantees, presented in ‘Contractual commitments’, see Note 33. This provision results from the adoption of IFRS 9 and has no comparatives. Further analysis of the movement in the expected credit loss provision is disclosed within the ’Reconciliation of allowances for loans and advances to banks and customers including loan commitments and financial guarantees’ table on page 195.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Other Provisions Explanatory
DisclosureOfOtherProvisionsExplanatory
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<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:238.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:57.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:38pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Restructuring<br/>costs</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Legal proceedings<br/>and regulatory<br/>matters</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Customer<br/>remediation</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Other<br/>provisions</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Provisions (excluding contractual commitments)</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 1 Jan 2022</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">383 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">619 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">386 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">558 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,946 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">434</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">271</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">60</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">206</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">971</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amounts utilised</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(288)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(393)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(106)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(168)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(955)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unused amounts reversed</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(87)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(82)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(109)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(125)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(403)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(6)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(36)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(74)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(113)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">445</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">409</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">195</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">397</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,446</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Contractual commitments</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 1 Jan 2022</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">620 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net change in expected credit loss provision and other movements</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(108)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">512</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total provisions</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,566 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,958</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:244.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:51.25pt"/><td style="width:1.0pt"/></tr><tr style="height:38pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Restructuring<br/>costs</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Legal proceedings<br/>and regulatory<br/>matters</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Customer<br/>remediation</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Other<br/>provisions</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Provisions (excluding contractual commitments)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 1 Jan 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">671 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">756 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">858 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">305 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,590 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">347 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">249 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">192 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">471 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,259 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amounts utilised</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(499)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(316)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(548)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(58)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,421)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unused amounts reversed</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(170)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(59)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(113)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(124)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(466)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Exchange and other movements</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">34 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(11)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(3)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(36)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(16)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">383 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">619 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">386 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">558 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,946 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Contractual commitments</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 1 Jan 2021</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,088 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Net change in expected credit loss provision and other movements</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(468)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">620 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Total provisions</span></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2020</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,678 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,566 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Contractual commitments include the provision for contingent liabilities measured under IFRS 9 ‘Financial Instruments’ in respect of financial guarantees and the expected credit loss provision on off-balance sheet guarantees and commitments.</span></div> | |
| CY2021Q4 | ifrs-full |
Other Provisions
OtherProvisions
|
2566000000 | usd |
| CY2022Q4 | ifrs-full |
Other Provisions
OtherProvisions
|
1958000000 | usd |
| CY2020Q4 | ifrs-full |
Other Provisions
OtherProvisions
|
3678000000 | usd |
| CY2021Q4 | ifrs-full |
Other Provisions
OtherProvisions
|
2566000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Subordinated Liabilities Explanatory
DisclosureOfSubordinatedLiabilitiesExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:514.50pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:488.50pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">29</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td></tr></table><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:412.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC’s subordinated liabilities</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At amortised cost</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,290</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,487 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– subordinated liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,547</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,640 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– preferred securities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,743</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,847 </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Designated at fair value (Note 25)</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,636</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,100 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– subordinated liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,636</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,100 </span></td><td style="border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– preferred securities</span></td><td colspan="2" style="background-color:#f0eff0;border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-left:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-right:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31,926</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30,587 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Issued by HSBC subsidiaries</span></td><td colspan="2" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,094</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,112 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Issued by HSBC Holdings</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,832</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,475 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated liabilities rank behind senior obligations and generally count towards the capital base of HSBC. Capital securities may be called and redeemed by HSBC subject to prior notification to the PRA and, where relevant, the consent of the local banking regulator. If not redeemed at the first call date, coupons payable may reset or become floating rate based on relevant market rates. On subordinated liabilities other than floating rate notes, interest is payable at fixed rates of up to 10.176%.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The balance sheet amounts disclosed in the following table are presented on an IFRS basis and do not reflect the amount that the instruments contribute to regulatory capital, principally due to regulatory amortisation and regulatory eligibility limits.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:273.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:50.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:50.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:43.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC’s subsidiaries subordinated liabilities in issue</span></div></td></tr><tr style="height:9pt"><td colspan="6" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="6" style="border-bottom:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">First call date</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Maturity date</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Additional tier 1 capital securities guaranteed by HSBC Holdings</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1,2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$900m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10.176% non-cumulative step-up perpetual preferred securities, series 2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></div></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2030</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">900</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">900 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">900</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">900 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Additional tier 1 capital securities guaranteed by HSBC Bank plc</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1,2</span></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£700m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.844% non-cumulative step-up perpetual preferred securities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4,5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></div></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2031</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">684</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">947 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">684</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">947 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Tier 2 securities issued by HSBC Bank plc</span></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$750m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Undated floating rate primary capital notes</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 1990</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">750</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">750 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$500m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Undated floating rate primary capital notes</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 1990</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">500</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">500 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$300m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Undated floating rate primary capital notes, series 3</span></div></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 1992</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">300</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">300 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$300m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.65% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">6</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">May 2025</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">170</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">300 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,720</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,850 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£300m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.50% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">7 </span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jul 2023</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">162</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">406 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£350m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.375% callable subordinated step-up notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2,7,8</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2025</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2030</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">73</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">539 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£500m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.375% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">7 </span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Aug 2033</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">186</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">900 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£225m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.25% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jan 2041</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">56</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">303 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£600m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.75% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">7</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2046</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">230</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">805 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,953 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,427</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,803 </span></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Tier 2 securities issued by The Hongkong and Shanghai Banking Corporation Limited</span></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$400m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Primary capital undated floating rate notes (third series)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jul 1991</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">400</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">400 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">400</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">400 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Tier 2 securities issued by HSBC Bank Malaysia Berhad</span></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">MYR500m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.05% subordinated bonds</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-style:italic;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2,9</span></div></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2022</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2027</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">120 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">120 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Tier 2 securities issued by HSBC USA Inc.</span></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$250m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.20% subordinated debentures</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jul 2097</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">223</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">222 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">223</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">222 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Tier 2 securities issued by HSBC Bank USA, N.A.</span></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,000m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.875% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">10</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2034</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">339</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">456 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$750m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.625% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">10</span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Aug 2035</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">366</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">489 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$700m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.00% subordinated notes </span></div></td><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jan 2039</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">700</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">697 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,405</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,642 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Tier 2 securities issued by HSBC Bank Canada</span></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other subordinated liabilities each less than $150m</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2,11</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Oct 1996</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2083</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="6" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Securities issued by other HSBC subsidiaries</span></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="6" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other subordinated liabilities each less than $200m</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">12</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">55</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="6" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Subordinated liabilities issued by HSBC subsidiaries at 31 Dec</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,094</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,112 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">See paragraph below, ‘Guaranteed by HSBC Holdings or HSBC Bank plc’.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">These securities are ineligible for inclusion in the capital base of HSBC.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">The interest rate payable after June 2030 is the sum of the three-month Libor plus 4.98%.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4 The interest rate payable after November 2031 is the sum of the compounded daily Sonia rate plus 2.0366%.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">5 The value of the security partially decreased as a result of a fair value hedge gain. The instrument was held at amortised cost in 2021.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">6 HSBC Bank plc tendered for this security in November 2022. The principal balance is $180m. The original notional value of the security was $300m.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">7 HSBC Bank plc tendered for these securities in November 2022. The principal balances are £135m, £61m, £157m, £70m and £237m, respectively. The original notional values of these securities were £300m, £350m, £500m, £225m and £600m respectively.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">8 These securities qualified as tier 2 capital for HSBC under CRR II until 31 December 2021 by virtue of the application of grandfathering provisions. The interest rate payable after November 2025 is the sum of the compounded daily Sonia rate plus 1.6193%.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">9 These securities were fully repaid in November 2022.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">10 HSBC tendered for these securities in November 2019. The principal balances are $357m and $383m respectively. The original notional values of these securities were $1,000m and $750m, respectively.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">11 Liability accounts for HSBC Bank Canada have been reclassified to ‘Liabilities of disposal groups held for sale’. </span></div>12 These securities are included in the capital base of HSBC, in accordance with the grandfathering provisions under CRR II. In 2022, securities of $11m matured and were redeemed. <table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:400.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">HSBC Holdings’ subordinated liabilities</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At amortised cost </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,727</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,059 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Designated at fair value (Note 25)</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,700</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,600 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,427</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,659 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:587.25pt"><tr><td style="width:1.0pt"/><td style="width:42.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:247.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:73.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:100%">HSBC Holdings’ subordinated liabilities in issue</span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="6" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt;text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">First call</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Maturity</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="6" style="border-bottom:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt;text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">date</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">date</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="6" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Tier 2 securities issued by HSBC Holdings</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Amounts owed to third parties</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$2,000m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.25% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2,3</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> Mar 2024</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,941</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,072 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,500m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.25% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Aug 2025</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,450</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,615 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,500m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.375% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> Nov 2026</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,450</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,641 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$264m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.625% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1,4</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">May 2032</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">308</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">536 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$223m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.625% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2,6</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">May 2032</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">223</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$125m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.35% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1,4</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2032</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">143</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">241 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$97m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.35% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2,6</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2032</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">97</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,431m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.50% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1,5</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">May 2036</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,461</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,032 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$569m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.50%subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2,6</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">May 2036</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">568</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,515m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.50% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1,5</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2037</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,178</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,825 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$985m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.50% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2,6</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2037</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">977</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$961m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.80% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1,5</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2038</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">953</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,491 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$539m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.80% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2,6</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2038</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">540</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,500m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.25% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2044</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,447</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,946 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$2,000m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.762% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2032</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2033</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,766</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$2,000m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8.113% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2032</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2033</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,008</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£650m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.75% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Dec 2027</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">775</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,040 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£650m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.75% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2028</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">816</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">877 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£750m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7.00% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Apr 2038</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,082 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£900m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.00% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2040</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">776</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,320 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£1,000m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8.201% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Aug 2029</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2034</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,252</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">€1,500m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.0% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2025</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,492</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,737 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">€1,000m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-right:4.5pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3.125% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2028</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">991</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,304 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">€1,250m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.364% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2027</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Nov 2032</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,316</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SGD900m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.25%subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2027</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2032</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">694</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">JPY11,900m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2.50% subordinated notes</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2027</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2032</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">88</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,527</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,759 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="6" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Amounts owed to HSBC undertakings</span></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$900m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10.176% subordinated step-up cumulative notes</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2030</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2040</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">900</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">900 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">900</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">900 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="6" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,427</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,659 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">Amounts owed to third parties represent securities included in the capital base of HSBC as tier 2 securities in accordance with the grandfathering provisions under CRR II. </span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%;padding-left:7.17pt">These securities are included in the capital base of HSBC as fully CRR II-compliant tier 2 securities on an end point basis.</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3 These subordinated notes are measured at amortised cost in HSBC Holdings, where the interest rate risk is hedged using a fair value hedge, while they are measured at fair value in the Group.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4 These securities were subjected to a tender and an exchange offer exercise in September 2022. The original principal amounts were $488m and $222m, respectively, and are now $264m and $125m. </span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">5 These securities were subjected to an exchange offer exercise in September 2022. The original principal amounts were $2,000m, $2,500m and $1,500m, respectively, and are now $1,431m, $1,515m and $961m. </span></div>6 These subordinated notes were issued under an exchange offer exercise in September 2022. <div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Guaranteed by HSBC Holdings or HSBC Bank plc</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Capital securities guaranteed by HSBC Holdings or HSBC Bank plc were issued by the Jersey limited partnerships. The proceeds of these were lent to the respective guarantors by the limited partnerships in the form of subordinated notes. They qualified as additional tier 1 capital for HSBC under CRR II until 31 December 2021 by virtue of the application of grandfathering provisions. The capital security guaranteed by HSBC Bank plc also qualified as additional tier 1 capital for HSBC Bank plc (on a solo and a consolidated basis) under CRR II until 31 December 2021 by virtue of the same grandfathering process. Since 31 December 2021, these securities have no longer qualified as regulatory capital for HSBC or HSBC Bank plc. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">These preferred securities, together with the guarantee, are intended to provide investors with rights to income and capital distributions and distributions upon liquidation of the relevant issuer that are equivalent to the rights that they would have had if they had purchased non-cumulative perpetual preference shares of the relevant issuer. There are limitations on the payment of distributions if such payments are prohibited under UK banking regulations or other requirements, if a payment would cause a breach of HSBC’s capital adequacy requirements, or if HSBC Holdings or HSBC Bank plc has insufficient distributable reserves (as defined).</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC Holdings and HSBC Bank plc have individually covenanted that, if prevented under certain circumstances from paying distributions on the preferred securities in full, they will not pay dividends or other distributions in respect of their ordinary shares, or repurchase or redeem their ordinary shares, until the distribution on the preferred securities has been paid in full.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">If the consolidated total capital ratio of HSBC Holdings falls below the regulatory minimum required or if the Directors expect it to do so in the near term, provided that proceedings have not been commenced for the liquidation, dissolution or winding up of HSBC Holdings, the holders’ interests in the preferred securities guaranteed by HSBC Holdings will be exchanged for interests in preference shares issued by HSBC Holdings that have economic terms which are in all material respects equivalent to the preferred securities and their guarantee.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">If the preferred securities guaranteed by HSBC Bank plc are outstanding in November 2048, or if the total capital ratio of HSBC Bank plc (on a solo or consolidated basis) falls below the regulatory minimum required, or if the Directors expect it to do so in the near term, provided that proceedings have not been commenced for the liquidation, dissolution or winding up of HSBC Bank plc, the holders’ interests in the preferred security guaranteed by HSBC Bank plc will be exchanged for interests in preference shares issued by HSBC Bank plc that have economic terms which are in all material respects equivalent to the preferred security and its guarantee. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Tier 2 securities</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Tier 2 capital securities are either perpetual or dated subordinated securities on which there is an obligation to pay coupons. These capital securities are included within HSBC’s regulatory capital base as tier 2 capital under CRR II, either as fully eligible capital or by virtue of the application of grandfathering provisions. In accordance with CRR II, the capital contribution of all tier 2 securities is amortised for regulatory purposes in their final five years before maturity.</span></div> | |
| CY2022Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
327002000000 | usd |
| CY2022Q4 | ifrs-full |
Items In Course Of Collection From Other Banks
ItemsInCourseOfCollectionFromOtherBanks
|
7297000000 | usd |
| CY2022Q4 | hsbc |
Government Certificates Of Indebtedness
GovernmentCertificatesOfIndebtedness
|
43787000000 | usd |
| CY2022Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
218093000000 | usd |
| CY2022Q4 | hsbc |
Financial Assets At Fair Value Through Profit Or Loss Excluding Those Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossExcludingThoseClassifiedAsHeldForTrading
|
45063000000 | usd |
| CY2022Q4 | ifrs-full |
Derivative Financial Assets
DerivativeFinancialAssets
|
284146000000 | usd |
| CY2022Q4 | ifrs-full |
Loans And Advances To Banks
LoansAndAdvancesToBanks
|
104882000000 | usd |
| CY2022Q4 | ifrs-full |
Loans And Advances To Customers
LoansAndAdvancesToCustomers
|
924854000000 | usd |
| CY2022Q4 | ifrs-full |
Consumer Loans
ConsumerLoans
|
412140000000 | usd |
| CY2022Q4 | ifrs-full |
Corporate Loans
CorporateLoans
|
446032000000 | usd |
| CY2022Q4 | hsbc |
Financial Loans
FinancialLoans
|
66682000000 | usd |
| CY2022Q4 | ifrs-full |
Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed
ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
|
253754000000 | usd |
| CY2022Q4 | hsbc |
Financial Assets At Fair Value Through Other Comprehensive Income And At Amortised Cost
FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeAndAtAmortisedCost
|
425564000000 | usd |
| CY2022Q4 | hsbc |
Non Current Financial Assets Or Disposal Groups Classified As Held For Sale
NonCurrentFinancialAssetsOrDisposalGroupsClassifiedAsHeldForSale
|
117378000000 | usd |
| CY2022Q4 | hsbc |
Accrued Income And Other Assets
AccruedIncomeAndOtherAssets
|
113380000000 | usd |
| CY2022Q4 | ifrs-full |
Financial Assets
FinancialAssets
|
2865200000000 | usd |
| CY2022Q4 | ifrs-full |
Other Nonfinancial Assets
OtherNonfinancialAssets
|
101330000000 | usd |
| CY2022Q4 | ifrs-full |
Assets
Assets
|
2966530000000 | usd |
| CY2022Q4 | hsbc |
Loan And Other Credit Related Commitments Received
LoanAndOtherCreditRelatedCommitmentsReceived
|
27340000000 | usd |
| CY2022Q4 | hsbc |
Currency Notes In Circulation
CurrencyNotesInCirculation
|
43787000000 | usd |
| CY2022Q4 | ifrs-full |
Deposits From Banks
DepositsFromBanks
|
66722000000 | usd |
| CY2022Q4 | ifrs-full |
Deposits From Customers
DepositsFromCustomers
|
1570303000000 | usd |
| CY2022Q4 | ifrs-full |
Balances On Demand Deposits From Customers
BalancesOnDemandDepositsFromCustomers
|
776088000000 | usd |
| CY2022Q4 | hsbc |
Balances On Corporate And Commercial Deposits From Customers
BalancesOnCorporateAndCommercialDepositsFromCustomers
|
608539000000 | usd |
| CY2022Q4 | hsbc |
Balances On Financial Deposits From Customers
BalancesOnFinancialDepositsFromCustomers
|
185676000000 | usd |
| CY2022Q4 | ifrs-full |
Repurchase Agreements And Cash Collateral On Securities Lent
RepurchaseAgreementsAndCashCollateralOnSecuritiesLent
|
127747000000 | usd |
| CY2022Q4 | ifrs-full |
Items In Course Of Transmission To Other Banks
ItemsInCourseOfTransmissionToOtherBanks
|
7864000000 | usd |
| CY2022Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
72353000000 | usd |
| CY2022Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
127327000000 | usd |
| CY2022Q4 | ifrs-full |
Derivative Financial Liabilities
DerivativeFinancialLiabilities
|
285764000000 | usd |
| CY2022Q4 | ifrs-full |
Debt Securities
DebtSecurities
|
78149000000 | usd |
| CY2022Q4 | hsbc |
Financial Liabilities Included In Disposal Groups Classified As Held For Sale
FinancialLiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale
|
114324000000 | usd |
| CY2022Q4 | hsbc |
Accruals And Other Financial Liabilities
AccrualsAndOtherFinancialLiabilities
|
125890000000 | usd |
| CY2022Q4 | ifrs-full |
Subordinated Liabilities
SubordinatedLiabilities
|
22290000000 | usd |
| CY2022Q4 | ifrs-full |
Financial Liabilities
FinancialLiabilities
|
2642520000000 | usd |
| CY2022Q4 | ifrs-full |
Other Nonfinancial Liabilities
OtherNonfinancialLiabilities
|
127982000000 | usd |
| CY2022Q4 | ifrs-full |
Liabilities
Liabilities
|
2770502000000 | usd |
| CY2022Q4 | ifrs-full |
Contractual Capital Commitments
ContractualCapitalCommitments
|
827854000000 | usd |
| CY2021Q4 | ifrs-full |
Cash And Bank Balances At Central Banks
CashAndBankBalancesAtCentralBanks
|
403018000000 | usd |
| CY2021Q4 | ifrs-full |
Items In Course Of Collection From Other Banks
ItemsInCourseOfCollectionFromOtherBanks
|
4136000000 | usd |
| CY2021Q4 | hsbc |
Government Certificates Of Indebtedness
GovernmentCertificatesOfIndebtedness
|
42578000000 | usd |
| CY2021Q4 | ifrs-full |
Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
248842000000 | usd |
| CY2021Q4 | hsbc |
Financial Assets At Fair Value Through Profit Or Loss Excluding Those Classified As Held For Trading
FinancialAssetsAtFairValueThroughProfitOrLossExcludingThoseClassifiedAsHeldForTrading
|
49804000000 | usd |
| CY2021Q4 | ifrs-full |
Derivative Financial Assets
DerivativeFinancialAssets
|
196882000000 | usd |
| CY2021Q4 | ifrs-full |
Loans And Advances To Banks
LoansAndAdvancesToBanks
|
83136000000 | usd |
| CY2021Q4 | ifrs-full |
Loans And Advances To Customers
LoansAndAdvancesToCustomers
|
1045814000000 | usd |
| CY2021Q4 | ifrs-full |
Consumer Loans
ConsumerLoans
|
475234000000 | usd |
| CY2021Q4 | ifrs-full |
Corporate Loans
CorporateLoans
|
505335000000 | usd |
| CY2021Q4 | hsbc |
Financial Loans
FinancialLoans
|
65245000000 | usd |
| CY2021Q4 | ifrs-full |
Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed
ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
|
241648000000 | usd |
| CY2021Q4 | hsbc |
Financial Assets At Fair Value Through Other Comprehensive Income And At Amortised Cost
FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeAndAtAmortisedCost
|
446274000000 | usd |
| CY2021Q4 | hsbc |
Non Current Financial Assets Or Disposal Groups Classified As Held For Sale
NonCurrentFinancialAssetsOrDisposalGroupsClassifiedAsHeldForSale
|
2831000000 | usd |
| CY2021Q4 | hsbc |
Accrued Income And Other Assets
AccruedIncomeAndOtherAssets
|
90985000000 | usd |
| CY2021Q4 | ifrs-full |
Financial Assets
FinancialAssets
|
2855948000000 | usd |
| CY2021Q4 | ifrs-full |
Other Nonfinancial Assets
OtherNonfinancialAssets
|
101991000000 | usd |
| CY2021Q4 | ifrs-full |
Assets
Assets
|
2957939000000 | usd |
| CY2021Q4 | hsbc |
Loan And Other Credit Related Commitments Received
LoanAndOtherCreditRelatedCommitmentsReceived
|
49061000000 | usd |
| CY2021Q4 | hsbc |
Currency Notes In Circulation
CurrencyNotesInCirculation
|
42578000000 | usd |
| CY2021Q4 | ifrs-full |
Deposits From Banks
DepositsFromBanks
|
101152000000 | usd |
| CY2021Q4 | ifrs-full |
Deposits From Customers
DepositsFromCustomers
|
1710574000000 | usd |
| CY2021Q4 | ifrs-full |
Balances On Demand Deposits From Customers
BalancesOnDemandDepositsFromCustomers
|
855328000000 | usd |
| CY2021Q4 | hsbc |
Balances On Corporate And Commercial Deposits From Customers
BalancesOnCorporateAndCommercialDepositsFromCustomers
|
659163000000 | usd |
| CY2021Q4 | hsbc |
Balances On Financial Deposits From Customers
BalancesOnFinancialDepositsFromCustomers
|
196083000000 | usd |
| CY2021Q4 | ifrs-full |
Repurchase Agreements And Cash Collateral On Securities Lent
RepurchaseAgreementsAndCashCollateralOnSecuritiesLent
|
126670000000 | usd |
| CY2021Q4 | ifrs-full |
Items In Course Of Transmission To Other Banks
ItemsInCourseOfTransmissionToOtherBanks
|
5214000000 | usd |
| CY2021Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading
|
84904000000 | usd |
| CY2021Q4 | ifrs-full |
Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
|
145502000000 | usd |
| CY2021Q4 | ifrs-full |
Derivative Financial Liabilities
DerivativeFinancialLiabilities
|
191064000000 | usd |
| CY2021Q4 | ifrs-full |
Debt Securities
DebtSecurities
|
78557000000 | usd |
| CY2021Q4 | hsbc |
Financial Liabilities Included In Disposal Groups Classified As Held For Sale
FinancialLiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale
|
8895000000 | usd |
| CY2021Q4 | hsbc |
Accruals And Other Financial Liabilities
AccrualsAndOtherFinancialLiabilities
|
108160000000 | usd |
| CY2021Q4 | ifrs-full |
Subordinated Liabilities
SubordinatedLiabilities
|
20487000000 | usd |
| CY2021Q4 | ifrs-full |
Financial Liabilities
FinancialLiabilities
|
2623757000000 | usd |
| CY2021Q4 | ifrs-full |
Other Nonfinancial Liabilities
OtherNonfinancialLiabilities
|
127405000000 | usd |
| CY2021Q4 | ifrs-full |
Liabilities
Liabilities
|
2751162000000 | usd |
| CY2021Q4 | ifrs-full |
Contractual Capital Commitments
ContractualCapitalCommitments
|
815474000000 | usd |
| CY2022 | ifrs-full |
Maturity Analysis For Nonderivative Financial Liabilities
MaturityAnalysisForNonderivativeFinancialLiabilities
|
<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:201.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:60.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:46.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash flows payable by HSBC under financial liabilities by remaining contractual maturities</span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due not more<br/>than 1 month</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>1 month but<br/>not more than<br/>3 months</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>3 months but<br/>not more than<br/>1 year</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>1 year but not<br/>more than<br/>5 years</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">5 years</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">47,082</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">406</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,024</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,050</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">359</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">67,921</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,387,125</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">96,474</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,608</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,961</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">346</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,574,514</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">121,328</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,852</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,535</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,268</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,983</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72,353</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72,353</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,687</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,859</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,740</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">63,606</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43,475</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">150,367</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">283,512</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">171</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,181</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,222</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,059</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">288,145</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,329</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,217</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,522</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,283</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,428</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">90,779</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">168</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,395</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,321</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,946</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41,867</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">153,597</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,670</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,994</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,230</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,704</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">173,195</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,086,050</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">125,817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">130,999</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">137,941</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">106,317</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,587,124</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan and other credit-related commitments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">825,781</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">184</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">344</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,217</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">328</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">827,854</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial guarantees</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,696</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">62</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,783</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,930,527</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">126,026</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">131,405</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">139,158</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">106,645</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,433,761</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Proportion of cash flows payable in period</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63,684 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,712 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,800 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31,294 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">643 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">101,133 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,613,065 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">54,092 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">37,219 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,093 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">138 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,711,607 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements – non-trading</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">117,643 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,615 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,157 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,359 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">935 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">126,709 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">84,904 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">84,904 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,335 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,760 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,606 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63,834 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50,953 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">156,488 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">190,354 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">192 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">190 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,792 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,332 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">193,860 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,149 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,958 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,142 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32,651 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,911 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">84,811 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">119 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">168 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">848 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,741 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,347 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36,223 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">129,706 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,842 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,664 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,577 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,697 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">154,486 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,224,959 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">89,339 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79,626 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">149,341 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">106,956 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,650,221 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan and other credit-related commitments</span></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">813,471 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">121 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">615 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,029 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">238 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">815,474 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial guarantees</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,774 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,795 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,066,204 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">89,466 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">80,250 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">150,376 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">107,194 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,493,490 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Proportion of cash flows payable in period</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88%</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3%</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2%</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4%</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3%</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/></tr></table></div><div style="margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Excludes financial liabilities of disposal groups.</span></div><div style="margin-bottom:8pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 Excludes performance guarantee contracts to which the impairment requirements in IFRS 9 are not applied.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:211.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:46.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash flows payable by HSBC Holdings under financial liabilities by remaining contractual maturities</span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:47pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due not more<br/>than 1 month</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over 1<br/>month but not<br/>more than 3<br/>months</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over 3<br/>months but<br/>not more than<br/>1 year</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over 1<br/>year but not<br/>more than 5<br/>years</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>5 years</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amounts owed to HSBC undertakings </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">48</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">266</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">314</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,139</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,921</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,196</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43,339</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,182</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">177</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,089</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,231</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,321</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">544</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,899</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">44,608</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,540</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">82,591</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">161</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,068</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,262</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,045</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">36,582</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">721</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">458</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">745</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,969</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,008</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,678</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,940</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,036</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,133</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">172,795</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan commitments </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial guarantees</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,715</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,678</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,940</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,036</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,133</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">190,502</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amounts owed to HSBC undertakings </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">111 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">111 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">473 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,611 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">621 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,017 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,557 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36,279 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,223 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">51 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">414 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">585 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,282 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,196 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">276 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,286 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">43,360 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30,800 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">76,918 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">81 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">155 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">722 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,222 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,777 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,957 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,778 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">730 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,692 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">40 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,240 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,751 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,892 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,372 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">66,013 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69,759 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">148,787 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan commitments </span></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial guarantees</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,746 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,746 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,497 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,892 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,372 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">66,013 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69,759 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">162,533 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Excludes performance guarantee contracts to which the impairment requirements in IFRS 9 are not applied.</span></div> | |
| CY2022 | ifrs-full |
Maturity Analysis For Derivative Financial Liabilities
MaturityAnalysisForDerivativeFinancialLiabilities
|
<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:201.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:60.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:46.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash flows payable by HSBC under financial liabilities by remaining contractual maturities</span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:48pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due not more<br/>than 1 month</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>1 month but<br/>not more than<br/>3 months</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>3 months but<br/>not more than<br/>1 year</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>1 year but not<br/>more than<br/>5 years</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">5 years</span></div></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">47,082</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">406</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,024</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,050</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">359</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">67,921</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,387,125</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">96,474</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,608</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,961</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">346</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,574,514</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements – non-trading</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">121,328</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,852</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,535</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,268</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,983</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72,353</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72,353</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,687</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,859</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,740</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">63,606</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43,475</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">150,367</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">283,512</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">171</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,181</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,222</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,059</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">288,145</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,329</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,217</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,522</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">34,283</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,428</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">90,779</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">168</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,395</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,321</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,946</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">41,867</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">153,597</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,670</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,994</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,230</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,704</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">173,195</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,086,050</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">125,817</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">130,999</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">137,941</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">106,317</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,587,124</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan and other credit-related commitments</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">825,781</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">184</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">344</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,217</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">328</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">827,854</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial guarantees</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,696</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">62</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,783</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,930,527</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">126,026</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">131,405</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">139,158</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">106,645</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,433,761</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Proportion of cash flows payable in period</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">85%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3%</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits by banks</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63,684 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,712 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,800 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">31,294 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">643 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">101,133 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,613,065 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">54,092 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">37,219 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,093 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">138 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,711,607 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repurchase agreements – non-trading</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">117,643 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,615 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,157 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,359 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">935 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">126,709 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">84,904 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">84,904 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,335 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,760 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,606 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">63,834 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50,953 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">156,488 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">190,354 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">192 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">190 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,792 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,332 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">193,860 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,149 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,958 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,142 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">32,651 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,911 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">84,811 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">119 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">168 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">848 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,741 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,347 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36,223 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">129,706 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9,842 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,664 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,577 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,697 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">154,486 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,224,959 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">89,339 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">79,626 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">149,341 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">106,956 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,650,221 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan and other credit-related commitments</span></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">813,471 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">121 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">615 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,029 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">238 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">815,474 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial guarantees</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,774 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,795 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,066,204 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">89,466 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">80,250 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">150,376 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">107,194 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,493,490 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Proportion of cash flows payable in period</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">88%</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3%</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2%</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4%</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3%</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"/></tr></table></div><div style="margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Excludes financial liabilities of disposal groups.</span></div><div style="margin-bottom:8pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 Excludes performance guarantee contracts to which the impairment requirements in IFRS 9 are not applied.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:211.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:46.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash flows payable by HSBC Holdings under financial liabilities by remaining contractual maturities</span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:47pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due not more<br/>than 1 month</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over 1<br/>month but not<br/>more than 3<br/>months</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over 3<br/>months but<br/>not more than<br/>1 year</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over 1<br/>year but not<br/>more than 5<br/>years</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Due over<br/>5 years</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amounts owed to HSBC undertakings </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">48</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">266</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">314</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">72</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,139</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,921</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,196</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">43,339</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,182</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">177</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,089</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,231</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,321</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">544</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,899</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">44,608</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">32,540</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">82,591</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">46</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">161</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,068</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,262</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">27,045</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">36,582</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">721</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">458</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">745</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">31</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,969</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,008</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,678</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,940</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,036</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,133</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">172,795</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan commitments </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial guarantees</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,715</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,678</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,940</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,036</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">80,133</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">190,502</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amounts owed to HSBC undertakings </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">111 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">111 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial liabilities designated at fair value </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">473 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,611 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">621 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">15,017 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17,557 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">36,279 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,223 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">9 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">51 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">414 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">585 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,282 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Debt securities in issue </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,196 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">276 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,286 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">43,360 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">30,800 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">76,918 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">81 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">155 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">722 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">7,222 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,777 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,957 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other financial liabilities </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,778 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">730 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,692 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">40 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,240 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,751 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,892 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,372 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">66,013 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69,759 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">148,787 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loan commitments </span></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial guarantees</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,746 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,746 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">18,497 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,892 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,372 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">66,013 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">69,759 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">162,533 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Excludes performance guarantee contracts to which the impairment requirements in IFRS 9 are not applied.</span></div> | |
| CY2022Q4 | hsbc |
Deposits From Banks Undiscounted Cash Flows
DepositsFromBanksUndiscountedCashFlows
|
67921000000 | usd |
| CY2022Q4 | hsbc |
Deposits From Customers Undiscounted Cash Flows
DepositsFromCustomersUndiscountedCashFlows
|
1574514000000 | usd |
| CY2022Q4 | hsbc |
Repurchase Agreements And Cash Collateral On Securities Lent Undiscounted Cash Flows
RepurchaseAgreementsAndCashCollateralOnSecuritiesLentUndiscountedCashFlows
|
127983000000 | usd |
| CY2022Q4 | hsbc |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading Undiscounted Cash Flows
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTradingUndiscountedCashFlows
|
72353000000 | usd |
| CY2022Q4 | hsbc |
Financial Liabilities At Fair Value Through Profit Or Loss Designated Upon Initial Recognition Or Subsequently Undiscounted Cash Flows
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionOrSubsequentlyUndiscountedCashFlows
|
150367000000 | usd |
| CY2022Q4 | ifrs-full |
Derivative Financial Liabilities Undiscounted Cash Flows
DerivativeFinancialLiabilitiesUndiscountedCashFlows
|
288145000000 | usd |
| CY2022Q4 | hsbc |
Debt Securities Undiscounted Cash Flows
DebtSecuritiesUndiscountedCashFlows
|
90779000000 | usd |
| CY2022Q4 | hsbc |
Subordinated Liabilities Undiscounted Cash Flows
SubordinatedLiabilitiesUndiscountedCashFlows
|
41867000000 | usd |
| CY2022Q4 | hsbc |
Other Financial Liabilities Undiscounted Cash Flows
OtherFinancialLiabilitiesUndiscountedCashFlows
|
173195000000 | usd |
| CY2022Q4 | hsbc |
Financial Liabilities Undiscounted Cash Flows
FinancialLiabilitiesUndiscountedCashFlows
|
2587124000000 | usd |
| CY2022Q4 | ifrs-full |
Gross Loan Commitments
GrossLoanCommitments
|
827854000000 | usd |
| CY2022Q4 | ifrs-full |
Deposits From Customers
DepositsFromCustomers
|
1570303000000 | usd |
| CY2022Q4 | ifrs-full |
Loans And Advances To Customers
LoansAndAdvancesToCustomers
|
924854000000 | usd |
| CY2022Q4 | hsbc |
Financial Guarantee Contracts Undiscounted Cash Flows
FinancialGuaranteeContractsUndiscountedCashFlows
|
18783000000 | usd |
| CY2022Q4 | hsbc |
Financial Liabilities And Other Contractual Commitments Undiscounted Cash Flows
FinancialLiabilitiesAndOtherContractualCommitmentsUndiscountedCashFlows
|
3433761000000 | usd |
| CY2021Q4 | hsbc |
Deposits From Banks Undiscounted Cash Flows
DepositsFromBanksUndiscountedCashFlows
|
101133000000 | usd |
| CY2021Q4 | hsbc |
Deposits From Customers Undiscounted Cash Flows
DepositsFromCustomersUndiscountedCashFlows
|
1711607000000 | usd |
| CY2021Q4 | hsbc |
Repurchase Agreements And Cash Collateral On Securities Lent Undiscounted Cash Flows
RepurchaseAgreementsAndCashCollateralOnSecuritiesLentUndiscountedCashFlows
|
126709000000 | usd |
| CY2021Q4 | hsbc |
Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading Undiscounted Cash Flows
FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTradingUndiscountedCashFlows
|
84904000000 | usd |
| CY2021Q4 | hsbc |
Financial Liabilities At Fair Value Through Profit Or Loss Designated Upon Initial Recognition Or Subsequently Undiscounted Cash Flows
FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionOrSubsequentlyUndiscountedCashFlows
|
156488000000 | usd |
| CY2021Q4 | ifrs-full |
Derivative Financial Liabilities Undiscounted Cash Flows
DerivativeFinancialLiabilitiesUndiscountedCashFlows
|
193860000000 | usd |
| CY2021Q4 | hsbc |
Debt Securities Undiscounted Cash Flows
DebtSecuritiesUndiscountedCashFlows
|
84811000000 | usd |
| CY2021Q4 | hsbc |
Subordinated Liabilities Undiscounted Cash Flows
SubordinatedLiabilitiesUndiscountedCashFlows
|
36223000000 | usd |
| CY2021Q4 | hsbc |
Other Financial Liabilities Undiscounted Cash Flows
OtherFinancialLiabilitiesUndiscountedCashFlows
|
154486000000 | usd |
| CY2021Q4 | hsbc |
Financial Liabilities Undiscounted Cash Flows
FinancialLiabilitiesUndiscountedCashFlows
|
2650221000000 | usd |
| CY2021Q4 | ifrs-full |
Gross Loan Commitments
GrossLoanCommitments
|
815474000000 | usd |
| CY2021Q4 | hsbc |
Financial Guarantee Contracts Undiscounted Cash Flows
FinancialGuaranteeContractsUndiscountedCashFlows
|
27795000000 | usd |
| CY2021Q4 | hsbc |
Financial Liabilities And Other Contractual Commitments Undiscounted Cash Flows
FinancialLiabilitiesAndOtherContractualCommitmentsUndiscountedCashFlows
|
3493490000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Offsetting Of Financial Assets And Financial Liabilities Explanatory
DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory
|
<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:141.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:39.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:40.75pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:51.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:51.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:37.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Offsetting of financial assets and financial liabilities</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="18" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Amounts subject to enforceable netting arrangements</span></td><td colspan="3" rowspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Amounts not</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">subject to</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">enforceable</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">netting</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">arrangements</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">2</span></div></td><td colspan="3" rowspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="6" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Amounts not set off in the balance sheet</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:57pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Gross<br/>amounts</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Amounts<br/>offset</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Net<br/>amounts in<br/>the balance<br/>sheet</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Financial instruments, including non-cash collateral</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Cash<br/>collateral</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Net<br/>amount</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial assets</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives (Note 15)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">419,006</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(140,987)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">278,019</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(236,373)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(36,486)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,160</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,127</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">284,146</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repos, stock borrowing and similar agreements classified as:</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– trading assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,372</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(236)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,136</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(24,106)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(29)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,367</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25,503</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-trading assets </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">335,193</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(102,888)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">232,305</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(231,432)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(449)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">424</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">21,689</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">253,994</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">5</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">28,337</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(12,384)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">15,953</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(13,166)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,787</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">267</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16,220</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">806,908</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(256,495)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">550,413</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(505,077)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(36,964)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,372</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">29,450</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">579,863</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives (Note 15)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">244,694 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(53,378)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">191,316 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(151,304)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(36,581)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,431 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,566 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">196,882 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Reverse repos, stock borrowing and similar agreements classified as:</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– trading assets </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,568 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(222)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,346 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(21,272)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(71)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,729 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">23,075 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-trading assets</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">353,066 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(136,932)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">216,134 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(215,769)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(165)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">200 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,731 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">241,865 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to customers</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">5</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,045 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10,919)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,126 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(13,065)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,061 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">327 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,453 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">646,373 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(201,451)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">444,922 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(401,410)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(36,817)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,695 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33,353 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">478,275 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Financial liabilities</span></td><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives (Note 15)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">419,994</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(140,987)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">279,007</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(239,235)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(29,276)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,496</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,757</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">285,764</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repos, stock lending and similar agreements</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline"> </span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">classified as:</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– trading liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,027</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(236)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,791</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(19,790)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,795</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-trading liabilities </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">206,827</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(102,888)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">103,939</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(103,296)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(249)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">394</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">23,808</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">127,747</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">6</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">37,164</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(12,384)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,780</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(13,166)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">11,614</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,794</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">684,012</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(256,495)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">427,517</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(375,487)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(29,525)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">22,505</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">30,583</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">458,100</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives (Note 15)</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">239,597 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(53,378)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">186,219 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(163,359)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(18,225)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,635 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,845 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">191,064 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Repos, stock lending and similar agreements</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline"> </span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">classified as:</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– trading liabilities </span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,540 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(222)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,318 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(13,318)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,335 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– non-trading liabilities</span></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">235,042 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(136,932)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">98,110 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(97,816)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(203)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">91 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">28,560 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">126,670 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Customer accounts</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">6</span></div></td><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">40,875 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(10,919)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29,956 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(13,065)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,891 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">17 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29,973 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 31 Dec 2021</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">529,054 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(201,451)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">327,603 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(287,558)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(18,428)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">21,617 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">33,439 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">361,042 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 The disclosure has been enhanced in 2022 to support consistency across Group entities. All financial instruments (whether recognised on our balance sheet or as non-cash collateral received or pledged) are presented within ‘financial instruments, including non-cash collateral‘, as balance sheet classification has no effect on the rights of offset associated with financial instruments. Comparative data have been re-presented accordingly.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 These exposures continue to be secured by financial collateral, but we may not have sought or been able to obtain a legal opinion evidencing enforceability of the right of offset.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3 At 31 December 2022, the amount of cash margin received that had been offset against the gross derivatives assets was $8,357m (2021: $4,469m). The amount of cash margin paid that had been offset against the gross derivatives liabilities was $10,918m (2021: $9,479m).</span></div><div style="padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4 For the amount of repos, reverse repos, stock lending, stock borrowing and similar agreements recognised on the balance sheet within ‘Trading assets’ of $25,503m (2021: $23,075m) and ‘Trading liabilities’ of $19,795m (2021: $13,335m), see the ‘Funding sources and uses’ table on page 242.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">5 At 31 December 2022, the total amount of ‘Loans and advances to customers’ was $924,854m (2021: $1,045,814m), of which $15,953m (2021: $16,126m) was subject to offsetting.</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">6 At 31 December 2022, the total amount of ‘Customer accounts’ was $1,570,303m (2021: $1,710,574m), of which $24,780m (2021: $29,956m) was subject to offsetting.</span></div> | |
| CY2021Q4 | ifrs-full |
Loans And Advances To Customers
LoansAndAdvancesToCustomers
|
1045814000000 | usd |
| CY2021Q4 | ifrs-full |
Deposits From Customers
DepositsFromCustomers
|
1710574000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Share Capital Reserves And Other Equity Interest Explanatory
DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:487.00pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">32</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Called up share capital and other equity instruments</span></div></td></tr></table><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Called up share capital and share premium</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:249.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC Holdings ordinary shares of $0.50 each, issued and fully paid</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Number</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Number</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">At 1 Jan</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,631,520,439</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,316</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,693,621,100 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,347 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Shares issued under HSBC employee share plans</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,226,221</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">58,266,053 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">29 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Shares issued in lieu of dividends</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Less: Shares repurchased and cancelled</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">348,139,250</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">174</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">120,366,714 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">60 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:700;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">20,293,607,410</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,147</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20,631,520,439 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">10,316 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:379.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC Holdings share premium</span></div></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">14,664</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">14,602 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="display:none"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:379.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/></tr><tr style="height:12pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total called up share capital and share premium</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">24,811</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">24,918 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 All HSBC Holdings ordinary shares in issue, excluding 325,273,407 shares held in treasury, confer identical rights, including in respect of capital, dividends and voting.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">HSBC Holdings 6.20% non-cumulative US dollar preference shares, Series A of $0.01 </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The 6.20% non-cumulative US dollar preference shares, Series A of $0.01 each were called by HSBC Holdings on 10 December 2020 and were redeemed and cancelled on 13 January 2021.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">HSBC Holdings non-cumulative preference share of £0.01 </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The one non-cumulative sterling preference share of £0.01 (‘sterling preference share’) has been in issue since 29 December 2010 and is held by a subsidiary of HSBC Holdings. Dividends are paid quarterly at the sole and absolute discretion of the Board. The sterling preference share carries no rights of conversion into ordinary shares of HSBC Holdings and no right to attend or vote at shareholder meetings of HSBC Holdings. These securities can be redeemed by HSBC Holdings at any time, subject to prior approval by the PRA.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Other equity instruments</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC Holdings has included two types of additional tier 1 capital securities in its tier 1 capital, including the contingent convertible securities described below. These are accounted for as equity because HSBC does not have an obligation to transfer cash or a variable number of its own ordinary shares to holders under any circumstances outside its control. See Note 29 for additional tier 1 securities accounted for as liabilities.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:8.5pt;font-weight:700;line-height:120%">Additional tier 1 capital – contingent convertible securities</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC Holdings continues to issue contingent convertible securities that are included in its capital base as fully CRR II-compliant additional tier 1 capital securities on an end point basis. These securities are marketed principally and subsequently allotted to corporate investors and fund managers. The net proceeds of the issuances are typically used for HSBC Holdings’ general corporate purposes and to further strengthen its capital base to meet requirements under CRR II. These securities bear a fixed rate of interest until their initial call dates. After the initial call dates, if they are not redeemed, the securities will bear interest at rates fixed periodically in advance for five-year periods based on credit spreads, fixed at issuance, above prevailing market rates. Interest on the contingent convertible securities will be due and payable only at the sole discretion of HSBC Holdings, and HSBC Holdings has sole and absolute discretion at all times to cancel for any reason (in whole or part) any interest payment that would otherwise be payable on any payment date. Distributions will not be paid if they are prohibited under UK banking regulations or if the Group has insufficient reserves or fails to meet the solvency conditions defined in the securities’ terms.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The contingent convertible securities are undated and are repayable at the option of HSBC Holdings in whole typically at the initial call date or on any fifth anniversary after this date. In addition, the securities are repayable at the option of HSBC in whole for certain regulatory or tax reasons. Any repayments require the prior consent of the PRA. These securities rank </span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">pari passu</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> with HSBC Holdings’ sterling preference shares and therefore rank ahead of ordinary shares. The contingent convertible securities will be converted into fully paid ordinary shares of HSBC Holdings at a predetermined price, should HSBC’s consolidated non-transitional CET1 ratio fall below 7.0%. Therefore, in accordance with the terms of the securities, if the non-transitional CET1 ratio breaches the 7.0% trigger, the securities will convert into ordinary shares at fixed contractual conversion prices in the issuance currencies of the relevant securities, subject to anti-dilution adjustments.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:509.25pt"><tr><td style="width:1.0pt"/><td style="width:43.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:299.50pt"/><td style="width:1.0pt"/><td colspan="3" style="display:none"/><td style="width:1.0pt"/><td style="width:52.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:52.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC’s additional tier 1 capital – contingent convertible securities in issue which are accounted for in equity</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">First call<br/>date</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$2,250m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.375% perpetual subordinated contingent convertible securities </span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2024</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,250</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,250 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$2,450m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.375% perpetual subordinated contingent convertible securities</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2025</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,450</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,450 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$3,000m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.000% perpetual subordinated contingent convertible securities </span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">May 2027</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,000 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$2,350m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.250% perpetual subordinated contingent convertible securities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2023</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,350</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,350 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,800m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.500% perpetual subordinated contingent convertible securities</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2028</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,800</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,800 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,500m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.600% perpetual subordinated contingent convertible securities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Dec 2030</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,500</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,500 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,000m</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.000% perpetual subordinated contingent convertible securities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2026</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,000 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">$1,000m</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.700% perpetual subordinated contingent convertible securities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">4</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Mar 2031</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,000</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,000 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">€1,500m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.250% perpetual subordinated contingent convertible securities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-style:italic;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">5</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,945 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">€1,000m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6.000% perpetual subordinated contingent convertible securities</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2023</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,123</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,123 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">€1,250m</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.750% perpetual subordinated contingent convertible securities</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jul 2029</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,422</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,422 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£1,000</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.875% perpetual subordinated contingent convertible securities</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2026 </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,301</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,301 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SGD1,000m</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4.700% perpetual subordinated contingent convertible securities</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-style:italic;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">6</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Jun 2022</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">723 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">SGD750m</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5.000% perpetual subordinated contingent convertible securities</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Sep 2023</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">550</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">550 </span></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="6" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">19,746</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">22,414 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 This security was called by HSBC Holdings on 30 January 2023 and is expected to be redeemed and cancelled on 23 March 2023. </span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 This security was issued by HSBC Holdings on 17 December 2020. The first call date is six calendar months prior to the reset date of 17 June 2031.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">3 This security was issued by HSBC Holdings on 9 March 2021. The first call date is six calendar months prior to the reset date of 9 September 2026.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">4 This security was issued by HSBC Holdings on 9 March 2021. The first call date is six calendar months prior to the reset date of 9 September 2031.</span></div><div style="padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">5 This security was called by HSBC Holdings on 9 August 2022 and was redeemed and cancelled on 16 September 2022. </span></div><div style="margin-bottom:8pt;padding-left:11.34pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">6 This security was called by HSBC Holdings on 4 May 2022 and was redeemed and cancelled on 8 June 2022. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Shares under option</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">For details of the options outstanding to subscribe for HSBC Holdings ordinary shares under the HSBC Holdings Savings-Related Share Option Plan (UK), see Note 5.</span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:508.50pt"><tr><td style="width:1.0pt"/><td style="width:82.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:82.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:82.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:82.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:82.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:82.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Aggregate options outstanding under these plans</span></div></td></tr><tr style="height:9pt"><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">31 Dec 2022</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">31 Dec 2021</span></td></tr><tr style="height:29pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Number of</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">HSBC Holdings</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">ordinary shares</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Usual period of exercise</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Exercise price </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Number of<br/>HSBC Holdings<br/>ordinary shares</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Usual period of exercise</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Exercise price</span></td></tr><tr style="height:9pt"><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">115,650,723</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021 to 2028</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£2.6270–£5.9640</span></div></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">123,196,850 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2020 to 2027</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£2.6270–5.9640</span></div><div style="text-align:right"><span><br/></span></div></td></tr></table><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Maximum obligation to deliver HSBC Holdings ordinary shares</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">At 31 December 2022, the maximum obligation to deliver HSBC Holdings ordinary shares under all of the above option arrangements and the HSBC International Employee Share Purchase Plan, together with long-term incentive awards and deferred share awards granted under the HSBC Share Plan 2011, was 240,612,019 (2021: 224,974,433). The total number of shares at 31 December 2022 held by employee benefit trusts that may be used to satisfy such obligations to deliver HSBC Holdings ordinary shares was 12,315,711 (2021: 9,297,415).</span></div> | |
| CY2022Q4 | ifrs-full |
Share Premium
SharePremium
|
14664000000 | usd |
| CY2021Q4 | ifrs-full |
Share Premium
SharePremium
|
14602000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Range Of Exercise Prices Of Outstanding Share Options Explanatory
DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:508.50pt"><tr><td style="width:1.0pt"/><td style="width:82.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:82.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:82.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:82.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:82.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:82.75pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Aggregate options outstanding under these plans</span></div></td></tr><tr style="height:9pt"><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">31 Dec 2022</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">31 Dec 2021</span></td></tr><tr style="height:29pt"><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Number of</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">HSBC Holdings</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">ordinary shares</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Usual period of exercise</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Exercise price </span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Number of<br/>HSBC Holdings<br/>ordinary shares</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Usual period of exercise</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Exercise price</span></td></tr><tr style="height:9pt"><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">115,650,723</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2021 to 2028</span></td><td colspan="3" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">£2.6270–£5.9640</span></div></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">123,196,850 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2020 to 2027</span></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">£2.6270–5.9640</span></div><div style="text-align:right"><span><br/></span></div></td></tr></table> | |
| CY2022Q4 | ifrs-full |
Number Of Outstanding Share Options
NumberOfOutstandingShareOptions
|
115650723 | shares |
| CY2021Q4 | ifrs-full |
Number Of Outstanding Share Options
NumberOfOutstandingShareOptions
|
123196850 | shares |
| CY2022Q4 | hsbc |
Maximum Shares Required To Deliver All Outstanding Options
MaximumSharesRequiredToDeliverAllOutstandingOptions
|
240612019 | shares |
| CY2021Q4 | hsbc |
Maximum Shares Required To Deliver All Outstanding Options
MaximumSharesRequiredToDeliverAllOutstandingOptions
|
224974433 | shares |
| CY2022Q4 | hsbc |
Number Of Shares Held In Employee Benefit Trust
NumberOfSharesHeldInEmployeeBenefitTrust
|
12315711 | shares |
| CY2021Q4 | hsbc |
Number Of Shares Held In Employee Benefit Trust
NumberOfSharesHeldInEmployeeBenefitTrust
|
9297415 | shares |
| CY2022 | ifrs-full |
Disclosure Of Commitments And Contingent Liabilities Explanatory
DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:487.00pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">33</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Contingent liabilities, contractual commitments and guarantees</span></td></tr></table><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:312.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:47.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:47.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:47.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:47.50pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">HSBC</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">HSBC Holdings</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Guarantees and other contingent liabilities:</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– financial guarantees</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,783</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,795 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,746</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– performance and other guarantees</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">88,240</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">85,534 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%">— </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:6pt;font-weight:400;line-height:120%">—</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– other contingent liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">676</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">858 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">90</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">133 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">107,699</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">114,187 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,797</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,879</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Commitments:</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– documentary credits and short-term trade-related transactions </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,241</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">8,827 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– forward asset purchases and forward deposits placed</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">50,852</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">47,184 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">– standby facilities, credit lines and other commitments to lend</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">768,761</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">759,463 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">827,854</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">815,474 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Financial guarantees by HSBC Holdings are all in favour of other Group entities.</span></div><div style="margin-bottom:8pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">2 Includes $618,788m of commitments at 31 December 2022 (31 December 2021: $627,637m), to which the impairment requirements in IFRS 9 are applied where HSBC has become party to an irrevocable commitment.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The preceding table discloses the nominal principal amounts of off-balance sheet liabilities and commitments for the Group, which represent the maximum amounts at risk should the contracts be fully drawn upon and the clients default. As a significant portion of guarantees and commitments are expected to expire without being drawn upon, the total of the nominal principal amounts is not indicative of future liquidity requirements. The expected credit loss provision relating to guarantees and commitments under IFRS 9 is disclosed in Note 28.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The majority of the guarantees have a term of less than one year, while guarantees with terms of more than one year are subject to HSBC’s annual credit review process.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Contingent liabilities arising from legal proceedings, regulatory and other matters against Group companies are excluded from this note but are disclosed in Notes 28 and 35.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Financial Services Compensation Scheme</span></div><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Financial Services Compensation Scheme (‘FSCS’) provides compensation, up to certain limits, to eligible customers of financial services firms that are unable, or likely to be unable, to pay claims against them. The FSCS may impose a further levy on the group to the extent the industry levies imposed to date are not sufficient to cover the compensation due to customers in any future possible collapse. The ultimate FSCS levy to the industry as a result of a collapse cannot be estimated reliably. It is dependent on various uncertain factors including the potential recovery of assets by the FSCS, changes in the level of protected products (including deposits and investments) and the population of FSCS members at the time. In December 2022, the FCA announced that it expects to review various elements of the scheme to ensure consumers are appropriately and proportionately protected, with costs distributed across industry levy payers in a fair and sustainable way, with a view to deliver the majority of changes by the end of the 2023/24 financial year.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Associates</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC’s share of associates’ contingent liabilities, contractual commitments and guarantees amounted to $64.8bn at 31 December 2022 (2021: $63.5bn). No matters arose where HSBC was severally liable.</span></div> | |
| CY2022Q4 | ifrs-full |
Estimated Financial Effect Of Contingent Liabilities
EstimatedFinancialEffectOfContingentLiabilities
|
107699000000 | usd |
| CY2021Q4 | ifrs-full |
Estimated Financial Effect Of Contingent Liabilities
EstimatedFinancialEffectOfContingentLiabilities
|
114187000000 | usd |
| CY2022Q4 | ifrs-full |
Contractual Capital Commitments
ContractualCapitalCommitments
|
827854000000 | usd |
| CY2021Q4 | ifrs-full |
Contractual Capital Commitments
ContractualCapitalCommitments
|
815474000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Leases Explanatory
DisclosureOfLeasesExplanatory
|
<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:486.25pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">34</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Finance lease receivables</span></div></td></tr></table></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC leases a variety of assets to third parties under finance leases, including transport assets (such as aircraft), property and general plant and machinery. At the end of lease terms, assets may be sold to third parties or leased for further terms. Rentals are calculated to recover the cost of assets less their residual value, and earn finance income. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The table below excludes finance lease receivables reclassified on the balance sheet to ‘Assets held for sale’ in accordance with IFRS 5. Net investment in finance leases of $1,502m was reclassified to ‘Assets held for sale’ as a result of the planned sale of our banking business in Canada.</span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.75pt"><tr><td style="width:1.0pt"/><td style="width:210.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total future<br/>minimum<br/>payments</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Unearned<br/>finance<br/>income</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Present<br/>value</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total future</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">minimum</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">payments</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Unearned</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">finance</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">income</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Present</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">value</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Lease receivables:</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">No later than one year </span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,159</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(236)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,923</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,298 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(303)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,995 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">One to two years</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,652</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(201)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,451</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,303 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(242)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,061 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Two to three years</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,391</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(161)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,230</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,645 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(192)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,453 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Three to four years</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">906</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(131)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">775</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,225 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(146)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,079 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Four to five years</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">613</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(112)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">501</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">795 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(113)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">682 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Later than one year and no later than five years </span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,562</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(605)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,957</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,968 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(693)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,275 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Later than five years </span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,064</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(736)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,328</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,044 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(528)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,516 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,785</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,577)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,208</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,310 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,524)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,786 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Maturity Analysis Of Finance Lease Payments Receivable Explanatory
DisclosureOfMaturityAnalysisOfFinanceLeasePaymentsReceivableExplanatory
|
<table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.75pt"><tr><td style="width:1.0pt"/><td style="width:210.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:48.25pt"/><td style="width:1.0pt"/></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Total future<br/>minimum<br/>payments</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Unearned<br/>finance<br/>income</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Present<br/>value</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Total future</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">minimum</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">payments</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Unearned</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">finance</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">income</span></div></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Present</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">value</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Lease receivables:</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">No later than one year </span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,159</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(236)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,923</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,298 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(303)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,995 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">One to two years</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,652</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(201)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,451</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,303 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(242)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,061 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Two to three years</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,391</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(161)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,230</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,645 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(192)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,453 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Three to four years</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">906</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(131)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">775</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,225 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(146)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,079 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Four to five years</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">613</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(112)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">501</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">795 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(113)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">682 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Later than one year and no later than five years </span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,562</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(605)</span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,957</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,968 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(693)</span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5,275 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Later than five years </span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,064</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(736)</span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,328</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,044 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(528)</span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,516 </span></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,785</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(1,577)</span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">9,208</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,310 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">(1,524)</span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">11,786 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table> | |
| CY2022Q4 | ifrs-full |
Undiscounted Finance Lease Payments To Be Received
UndiscountedFinanceLeasePaymentsToBeReceived
|
10785000000 | usd |
| CY2022Q4 | ifrs-full |
Unearned Finance Income Relating To Finance Lease Payments Receivable
UnearnedFinanceIncomeRelatingToFinanceLeasePaymentsReceivable
|
1577000000 | usd |
| CY2022Q4 | ifrs-full |
Net Investment In Finance Lease
NetInvestmentInFinanceLease
|
9208000000 | usd |
| CY2021Q4 | ifrs-full |
Undiscounted Finance Lease Payments To Be Received
UndiscountedFinanceLeasePaymentsToBeReceived
|
13310000000 | usd |
| CY2021Q4 | ifrs-full |
Unearned Finance Income Relating To Finance Lease Payments Receivable
UnearnedFinanceIncomeRelatingToFinanceLeasePaymentsReceivable
|
1524000000 | usd |
| CY2021Q4 | ifrs-full |
Net Investment In Finance Lease
NetInvestmentInFinanceLease
|
11786000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Contingent Liabilities Explanatory
DisclosureOfContingentLiabilitiesExplanatory
|
<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:486.25pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:100%">35</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Legal proceedings and regulatory matters</span></div></td></tr></table></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC is party to legal proceedings and regulatory matters in a number of jurisdictions arising out of its normal business operations. Apart from the matters described below, HSBC considers that none of these matters are material. The recognition of provisions is determined in accordance with the accounting policies set out in Note 1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">.</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> While the outcomes of legal proceedings and regulatory matters are inherently uncertain, management believes that, based on the information available to it, appropriate provisions have been made in respect of these matters as at 31 December 2022 (see Note 28). Where an individual provision is material, the fact that a provision has been made is stated and quantified, except to the extent that doing so would be seriously prejudicial. Any provision recognised does not constitute an admission of wrongdoing or legal liability. It is not practicable to provide an aggregate estimate of potential liability for our legal proceedings and regulatory matters as a class of contingent liabilities.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Bernard L. Madoff Investment Securities LLC</span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Various non-US HSBC companies provided custodial, administration and similar services to a number of funds incorporated outside the US whose assets were invested with Bernard L. Madoff Investment Securities LLC (‘Madoff Securities’). Based on information provided by Madoff Securities as at 30 November 2008, the purported aggregate value of these funds was $8.4bn, including fictitious profits reported by Madoff. Based on information available to HSBC, the funds’ actual transfers to Madoff Securities minus their actual withdrawals from Madoff Securities during the time HSBC serviced the funds are estimated to have totalled approximately $4bn. Various HSBC companies have been named as defendants in lawsuits arising out of Madoff Securities’ fraud.</span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">US litigation: </span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Madoff Securities Trustee has brought lawsuits against various HSBC companies and others, seeking recovery of transfers from Madoff Securities to HSBC in an amount not specified, and these lawsuits remain pending in the US Bankruptcy Court for the Southern District of New York (the ‘US Bankruptcy Court’).</span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Certain Fairfield entities (together, ‘Fairfield’) (in liquidation since July 2009) have brought a lawsuit in the US against fund shareholders, including HSBC companies that acted as nominees for clients, seeking restitution of redemption payments. In August 2022, the US District Court for the Southern District of New York (the ‘New York District Court’) affirmed earlier decisions by the US Bankruptcy Court that dismissed the majority of the liquidators’ claims (against most of the HSBC companies). In September 2022, the remaining defendants before the US Bankruptcy Court sought leave to appeal and the liquidators filed appeals to the US Court of Appeals for the Second Circuit, which are currently pending. Meanwhile, proceedings before the US Bankruptcy Court with respect to the remaining claims are ongoing.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">UK litigation:</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> The Madoff Securities Trustee has filed a claim against various HSBC companies in the High Court of England and Wales, seeking recovery of transfers from Madoff Securities to HSBC. The claim has not yet been served and the amount claimed has not been specified.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Cayman Islands litigation: </span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In February 2013, Primeo Fund (‘Primeo’) (in liquidation since April 2009) brought an action against HSBC Securities Services Luxembourg (‘HSSL’) and Bank of Bermuda (Cayman) Limited (now known as HSBC Cayman Limited), alleging breach of contract and breach of fiduciary duty and claiming monetary damages. Following dismissal of Primeo’s action by the lower and appellate courts in the Cayman Islands, in 2019, Primeo appealed to the UK Privy Council. During 2021, the UK Privy Council held two separate hearings in connection with Primeo’s appeal. Judgment was given against HSBC in respect of the first hearing and judgment is pending in respect of the second hearing.</span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Luxembourg litigation:</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> In April 2009, Herald Fund SPC (‘Herald’) (in liquidation since July 2013) brought an action against HSSL before the Luxembourg District Court, seeking restitution of cash and securities that Herald purportedly lost because of Madoff Securities’ fraud, or money damages. The Luxembourg District Court dismissed Herald’s securities restitution claim, but reserved Herald’s cash restitution and money damages claims. Herald has appealed this judgment to the Luxembourg Court of Appeal, where the matter is pending. In late 2018, Herald brought additional claims against HSSL and HSBC Bank plc before the Luxembourg District Court, seeking further restitution and damages.</span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In October 2009, Alpha Prime Fund Limited (‘Alpha Prime’) brought an action against HSSL before the Luxembourg District Court, seeking the restitution of securities, or the cash equivalent, or money damages. In December 2018, Alpha Prime brought additional claims seeking damages against various HSBC companies. These matters are currently pending before the Luxembourg District Court.</span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In December 2014, Senator Fund SPC (‘Senator’) brought an action against HSSL before the Luxembourg District Court, seeking restitution of securities, or the cash equivalent, or money damages. In April 2015, Senator commenced a separate action against the Luxembourg branch of HSBC Bank plc asserting identical claims. In December 2018, Senator brought additional claims against HSSL and HSBC Bank plc Luxembourg branch, seeking restitution of Senator’s securities or money damages. These matters are currently pending before the Luxembourg District Court.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There are many factors that may affect the range of possible outcomes, and any resulting financial impact, of the various Madoff-related proceedings described above, including but not limited to the multiple jurisdictions in which the proceedings have been brought. Based upon the information currently available, management’s estimate of the possible aggregate damages that might arise as a result of all claims in the various Madoff-related proceedings is around $600m, excluding costs and interest. Due to uncertainties and limitations of this estimate, any possible damages that might ultimately arise could differ significantly from this amount.</span></div><div style="margin-bottom:3pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Anti-money laundering and sanctions-related matters</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In December 2012, HSBC Holdings entered into a number of agreements, including an undertaking with the UK Financial Services Authority (replaced with a Direction issued by the UK Financial Conduct Authority (‘FCA’) in 2013 and again in 2020) as well as a cease-and-desist order with the US Federal Reserve Board (‘FRB’), both of which contained certain forward-looking anti-money laundering (‘AML’) and sanctions-related obligations. For several years thereafter, HSBC retained a Skilled Person under section 166 of the Financial Services and Markets Act and an Independent Consultant under the FRB cease-and-desist order to produce periodic assessments of the Group’s AML and sanctions compliance programme. The Skilled Person completed its engagement in the second quarter of 2021, and the FCA determined that no further Skilled Person work is required. Separately, the Independent Consultant’s engagement is now complete and, in August 2022, the FRB terminated its cease-and-desist order.</span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Since November 2014, a number of lawsuits have been filed in federal courts in the US against various HSBC companies and others on behalf of plaintiffs who are, or are related to, victims of terrorist attacks in the Middle East. In each case, it is alleged that the defendants aided and abetted the unlawful conduct of various sanctioned parties in violation of the US Anti-Terrorism Act. Nine actions remain pending in federal courts and HSBC’s motions to dismiss have been granted in five of these cases. In September 2022 and January 2023, respectively, the appellate courts affirmed the dismissals of two of the cases, and the plaintiffs’ requests for review of these decisions by the full appellate courts have been denied. The dismissals in the other cases are subject to appeal. The four remaining actions are at an early stage.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Based on the facts currently known, it is not practicable at this time for HSBC to predict the resolution of the pending matters, including the timing or any possible impact on HSBC, which could be significant. </span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">London interbank offered rates, European interbank offered rates and other benchmark interest rate investigations and litigation</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Euro interest rate derivatives:</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> In December 2016, the European Commission (‘EC’) issued a decision finding that HSBC, among other banks, engaged in anti-competitive practices in connection with the pricing of euro interest rate derivatives, and the EC imposed a fine on HSBC based on a one-month infringement in 2007. The fine was annulled in 2019 and a lower fine was imposed in 2021. In January 2023, the European Court of Justice dismissed an appeal by HSBC and upheld the EC’s findings on HSBC’s liability. A separate appeal by HSBC concerning the amount of the fine remains pending before the General Court of the European Union.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">US dollar Libor:</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Beginning in 2011, HSBC and other panel banks have been named as defendants in a number of private lawsuits filed in the US with respect to the setting of US dollar Libor. The complaints assert claims under various US federal and state laws, including antitrust and racketeering laws and the Commodity Exchange Act (‘US CEA’). The lawsuits include individual and putative class actions, most of which have been transferred and/or consolidated for pre-trial purposes before the New York District Court. HSBC has reached class settlements with five groups of plaintiffs, and the court has approved these settlements. HSBC has also resolved several of the individual actions, although a number of other US dollar Libor-related actions remain pending.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Singapore interbank offered rate (‘Sibor’) and Singapore swap offer rate (‘SOR’):</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> In 2016, The Hongkong and Shanghai Banking Corporation Limited and other panel banks were named as defendants in a putative class action filed in the New York District Court on behalf of persons who transacted in products related to the Sibor and SOR benchmark rates. The complaint alleged, among other things, misconduct related to these benchmark rates in violation of US antitrust, commodities and racketeering laws, and state law. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In October 2021, The Hongkong and Shanghai Banking Corporation Limited reached a settlement-in-principle with the plaintiffs to resolve this action, the agreement for which was executed in May 2022. The court granted final approval of the settlement in November 2022.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Based on the facts currently known, it is not practicable at this time for HSBC to predict the resolution of the pending matters, including the timing or any possible impact on HSBC, which could be significant.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Foreign exchange-related investigations and litigation </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In December 2016, Brazil’s Administrative Council of Economic Defense initiated an investigation into the onshore foreign exchange market and identified a number of banks, including HSBC, as subjects of its investigation, which remains ongoing. </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In June 2020, the Competition Commission of South Africa, having initially referred a complaint for proceedings before the South African Competition Tribunal in February 2017, filed a revised complaint against 28 financial institutions, including HSBC Bank plc and HSBC Bank USA N.A. (‘HSBC Bank USA’), for alleged anti-competitive behaviour in the South African foreign exchange market. In December 2021, a hearing on HSBC Bank plc’s and HSBC Bank USA’s applications to dismiss the revised complaint took place before the South African Competition Tribunal, where a decision remains pending.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Beginning in 2013, various HSBC companies and other banks have been named as defendants in a number of putative class actions filed in, or transferred to, the New York District Court arising from allegations that the defendants conspired to manipulate foreign exchange rates. HSBC has reached class settlements with two groups of plaintiffs, including direct and indirect purchasers of foreign exchange products, and the court has granted final approval of these settlements. A putative class action by a group of retail customers of foreign exchange products remains pending.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In 2018, complaints alleging foreign exchange-related misconduct were filed in the New York District Court and the High Court of England and Wales against HSBC and other defendants by certain plaintiffs that opted out of the direct purchaser class action settlement in the US. In December 2022, HSBC reached a settlement-in-principle with the plaintiffs to resolve these matters. The settlement remains subject to the negotiation of definitive documentation. Additionally, in January 2023, HSBC reached a settlement-in-principle with plaintiffs in Israel to resolve a class action lawsuit filed in the local courts alleging foreign exchange-related misconduct. The settlement remains subject to the negotiation of definitive documentation and court approval. Lawsuits alleging foreign exchange-related misconduct remain pending against HSBC and other banks in courts in Brazil. It is possible that additional civil actions will be initiated against HSBC in relation to its historical foreign exchange activities.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There are many factors that may affect the range of outcomes, and the resulting financial impact, of these matters, which could be significant.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Precious metals fix-related litigation</span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Gold: </span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Beginning in December 2015, numerous putative class actions were filed in the Ontario and Quebec Superior Courts of Justice against various HSBC companies and other financial institutions. The plaintiffs allege that, among other things, from January 2004 to March 2014, the defendants conspired to manipulate the price of gold and gold derivatives in violation of the Canadian Competition Act and common law. These actions are ongoing.</span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Silver: </span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Beginning in July 2014, numerous putative class actions were filed in federal district courts in New York, naming HSBC and other members of The London Silver Market Fixing Limited as defendants. The complaints, which were consolidated in the New York District Court, allege that, from January 2007 to December 2013, the defendants conspired to manipulate the price of silver and silver derivatives for their collective benefit in violation of US antitrust laws, the US CEA and New York state law. In February 2022, following the conclusion of pre-class certification discovery, the defendants filed a motion seeking to dismiss the plaintiffs’ antitrust claims, which remains pending.</span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In April 2016, two putative class actions were filed in the Ontario and Quebec Superior Courts of Justice against various HSBC companies and other financial institutions. The plaintiffs in both actions allege that, from January 1999 to August 2014, the defendants conspired to manipulate the price of silver and silver derivatives in violation of the Canadian Competition Act and common law. These actions are ongoing.</span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Platinum and palladium: </span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Between late 2014 and early 2015, numerous putative class actions were filed in the New York District Court, naming HSBC and other members of The London Platinum and Palladium Fixing Company Limited as defendants. The complaints allege that, from January 2008 to November 2014, the defendants conspired to manipulate the price of platinum group metals and related financial products for their collective benefit in violation of US antitrust laws and the US CEA. In March 2020, the court granted the defendants‘ motion to dismiss the plaintiffs’ third amended complaint but granted the plaintiffs leave to re-plead certain claims. The plaintiffs have filed an appeal.</span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Based on the facts currently known, it is not practicable at this time for HSBC to predict the resolution of these matters, including the timing or any possible impact on HSBC, which could be significant.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Film finance litigation</span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In June 2020, two separate investor groups issued claims against HSBC UK Bank plc (as successor to HSBC Private Bank (UK) Limited (‘PBGB‘)) in the High Court of England and Wales in connection with PBGB’s role in the development of Eclipse film finance schemes. These actions are ongoing.</span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">In April 2021, HSBC UK Bank plc (as successor to PBGB) was served with a claim issued in the High Court of England and Wales in connection with PBGB’s role in the development of the Zeus film finance schemes. In October 2022, this claim was discontinued.</span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Based on the facts currently known, it is not practicable at this time for HSBC to predict the resolution of the pending matters, including the timing or any possible impact on HSBC, which could be significant.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Other regulatory investigations, reviews and litigation</span></div><div style="margin-bottom:3pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">HSBC Holdings and/or certain of its affiliates are subject to a number of other investigations and reviews by various regulators and competition and law enforcement authorities, as well as litigation, in connection with various matters relating to the firm’s businesses and operations, including:</span></div><div style="margin-bottom:3pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">investigations by tax administration, regulatory and law enforcement authorities in Argentina, India and elsewhere in connection with allegations of tax evasion or tax fraud, money laundering and unlawful cross-border banking solicitation;</span></div><div style="margin-bottom:3pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.54pt">an investigation by the US Commodity Futures Trading Commission (‘CFTC‘) regarding interest rate swap transactions related to bond issuances, among other things. HSBC has reached a settlement-in-principle with the CFTC’s Division of Enforcement to resolve this investigation. The settlement is subject to final approval by the CFTC;</span></div><div style="margin-bottom:3pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:700;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.54pt">investigations by the CFTC and US Securities and Exchange Commission (‘SEC‘) concerning compliance with records preservation requirements relating to the use of unapproved electronic messaging platforms for business communications. HSBC has reached settlements-in-principle with the CFTC’s and SEC’s Divisions of Enforcement to resolve these investigations. The settlements are subject to the negotiation of definitive documentation and final approval by the CFTC and SEC;</span></div><div style="margin-bottom:4pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">an investigation by the PRA in connection with depositor protection arrangements in the UK;</span></div><div style="margin-bottom:3pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">an investigation by the FCA in connection with collections and recoveries operations in the UK;</span></div><div style="margin-bottom:3pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">an investigation by the UK Competition and Markets Authority into potentially anti-competitive arrangements involving historical trading activities relating to certain UK-based fixed income products and related financial instruments;</span></div><div style="margin-bottom:3pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">a putative class action brought in the New York District Court relating to the Mexican government bond market;</span></div><div style="margin-bottom:3pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">two group actions pending in the US courts and a claim issued in the High Court of England and Wales in connection with HSBC Bank plc’s role as a correspondent bank to Stanford International Bank Ltd from 2003 to 2009; and</span></div><div style="margin-bottom:3pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">•</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.34pt">litigation brought against various HSBC companies in the US courts relating to residential mortgage-backed securities, based primarily on (a) claims brought against HSBC Bank USA in connection with its role as trustee on behalf of various securitisation trusts; and (b) claims against several HSBC companies seeking that the defendants repurchase various mortgage loans.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">There are many factors that may affect the range of outcomes, and the resulting financial impact, of these matters, which could be significant.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Related Party Explanatory
DisclosureOfRelatedPartyExplanatory
|
<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:513.00pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:487.00pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">36</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Related party transactions </span></td></tr></table></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Related parties of the Group and HSBC Holdings include subsidiaries, associates, joint ventures, post-employment benefit plans for HSBC employees, Key Management Personnel (‘KMP’) as defined by IAS 24, close family members of KMP and entities that are controlled or jointly controlled by KMP or their close family members. KMP are defined as those persons having authority and responsibility for planning, directing and controlling the activities of HSBC Holdings. These individuals also constitute ‘senior management’ for the purposes of the Hong Kong Listing Rules. In applying IAS 24, it was determined that for this financial reporting period all KMP included Directors, former Directors and senior management listed on pages 272 to 278 except for the roles of Group Chief Legal Officer, Group Head of Internal Audit, Group Chief Human Resources Officer, Group Chief Sustainability Officer, Group Head of Strategy, Group Chief Communications and Brand Officer, and Group Company Secretary and Chief Governance Officer who do not meet the criteria for KMP as provided for in the standard.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Particulars of transactions with related parties are tabulated below. The disclosure of the year-end balance and the highest amounts outstanding during the year is considered to be the most meaningful information to represent the amount of the transactions and outstanding balances during the year.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Key Management Personnel</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Details of Directors’ remuneration and interests in shares are disclosed in the ‘Directors’ remuneration report’ on pages 308 to 333. IAS 24 ‘Related Party Disclosures’ requires the following additional information for key management compensation.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:330.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Compensation of Key Management Personnel</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2020</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Short-term employee benefits </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">52</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">39 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Post-employment benefits </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">— </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Other long-term employee benefits </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">5 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Share-based payments </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">20 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Year ended 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">87</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">83 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">64 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:390.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Shareholdings, options and other securities of Key Management Personnel</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">(000s)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">(000s)</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Number of options held over HSBC Holdings ordinary shares under employee share plans </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">35</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">35 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Number of HSBC Holdings ordinary shares held beneficially and non-beneficially </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,185</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,529 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Number of other HSBC securities held</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">228</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">228 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">At 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">18,448</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,792 </span></td><td style="border-bottom:1pt solid #000000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:258.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:60.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:65.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:60.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:61.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Advances and credits, guarantees and deposit balances during the year with Key Management Personnel</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Balance at<br/>31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Highest amounts<br/>outstanding<br/>during year</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Balance at<br/>31 Dec</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Highest amounts<br/>outstanding<br/>during year</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Key Management Personnel</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Advances and credits</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">373 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">401 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Guarantees</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">53</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">123</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">284 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,190 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Advances and credits entered into by subsidiaries of HSBC Holdings plc during 2022 with Directors and former Directors, disclosed pursuant to section 413 of the Companies Act 2006, totalled $2.5m (2021: $2.8m) and the total value of guarantees entered into on behalf of the Directors and former Directors was $nil (2021: $nil). </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Some of the transactions were connected transactions as defined by the Rules Governing The Listing of Securities on The Stock Exchange of Hong Kong Limited, but were exempt from any disclosure requirements under the provisions of those rules. The above transactions were made in the ordinary course of business and on substantially the same terms, including interest rates and security, as for comparable transactions with persons of a similar standing or, where applicable, with other employees. The transactions did not involve more than the normal risk of repayment or present other unfavourable features.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Associates and joint ventures</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The Group provides certain banking and financial services to associates and joint ventures including loans, overdrafts, interest and non-interest bearing deposits and current accounts. Details of the interests in associates and joint ventures are given in Note 18.</span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:270.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:57.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:57.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:57.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transactions and balances during the year with associates and joint ventures</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Highest balance <br/>during the year</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Balance at<br/>31 Dec</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Highest balance<br/>during the year</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Balance at<br/>31 Dec</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unsubordinated amounts due from joint ventures</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">140</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">90</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">160 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">96 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unsubordinated amounts due from associates</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,378</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,594</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,527 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,188 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amounts due to associates </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,548</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,295</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,397 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,070 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amounts due to joint ventures</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">57</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">53</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">102 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">44 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value of derivative assets with associates </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,205</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">841</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">936 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">465 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value of derivative liabilities with associates</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,319</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,648</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">696 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">555 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Guarantees and commitments</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">513</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">293</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,016 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">347 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The above outstanding balances arose in the ordinary course of business and on substantially the same terms, including interest rates and security, as for comparable transactions with third-party counterparties.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Post-employment benefit plans</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">At 31 December 2022, $2.9bn (2021: $3.4bn) of HSBC post-employment benefit plan assets were under management by HSBC companies, earning management fees of $13m in 2022 (2021: $14m). At 31 December 2022, HSBC’s post-employment benefit plans had placed deposits of $369m (2021: $476m) with its banking subsidiaries, earning interest payable to the schemes of nil (2021: nil). The above outstanding balances arose from the ordinary course of business and on substantially the same terms, including interest rates and security, as for comparable transactions with third-party counterparties.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The combined HSBC Bank (UK) Pension Scheme enters into swap transactions with HSBC to manage inflation and interest rate sensitivity of its liabilities and selected assets. At 31 December 2022, the gross notional value of the swaps was $6.6bn (2021: $7.4bn). These swaps had a positive fair value to the scheme of $0.5bn (2021: $1.0bn); and HSBC had delivered collateral of $0.5bn (2021: $1.0bn) to the scheme in respect of these arrangements. All swaps were executed at prevailing market rates and within standard market bid/offer spreads.</span></div><div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">HSBC Holdings</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Details of HSBC Holdings’ subsidiaries are shown in Note </span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">38</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">.</span></div><div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:271.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:55.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:57.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transactions and balances during the year with subsidiaries</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Highest balance</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">during the year</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Balance at<br/>31 Dec</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Highest balance<br/>during the year</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Balance at<br/>31 Dec</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash and balances with HSBC undertakings</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,421</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,210</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,397 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,590 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets with HSBC undertakings designated and otherwise mandatorily measured at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">52,322</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">52,322</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">64,686 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">51,408 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,380</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,801</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,187 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,811 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to HSBC undertakings</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,765</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,765</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,142 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,108 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Prepayments, accrued income and other assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,893</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,803</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,555 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,135 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Investments in subsidiaries </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">167,542</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">167,542</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">163,211 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">163,211 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total related party assets at 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">264,323</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">258,443</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">264,178 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">246,263 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amounts owed to HSBC undertakings </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">314</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">314</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">340 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">111 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,318</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,922</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,872 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,220 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Accruals, deferred income and other liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,375</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">429</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,036 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,732 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">900</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">900</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">900 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">900 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total related party liabilities at 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,907</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,565</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,148 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,963 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Guarantees and commitments</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,477 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,746 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The above outstanding balances arose in the ordinary course of business and on substantially the same terms, including interest rates and security, as for comparable transactions with third-party counterparties.</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Some employees of HSBC Holdings are members of the HSBC Bank (UK) Pension Scheme, which is sponsored by a separate Group company. HSBC Holdings incurs a charge for these employees equal to the contributions paid into the scheme on their behalf. Disclosure in relation to the scheme is made in Note 5.</span></div> | |
| CY2022 | ifrs-full |
Key Management Personnel Compensation Shortterm Employee Benefits
KeyManagementPersonnelCompensationShorttermEmployeeBenefits
|
52000000 | usd |
| CY2021 | ifrs-full |
Key Management Personnel Compensation Shortterm Employee Benefits
KeyManagementPersonnelCompensationShorttermEmployeeBenefits
|
50000000 | usd |
| CY2020 | ifrs-full |
Key Management Personnel Compensation Shortterm Employee Benefits
KeyManagementPersonnelCompensationShorttermEmployeeBenefits
|
39000000 | usd |
| CY2022 | ifrs-full |
Key Management Personnel Compensation Postemployment Benefits
KeyManagementPersonnelCompensationPostemploymentBenefits
|
1000000 | usd |
| CY2021 | ifrs-full |
Key Management Personnel Compensation Postemployment Benefits
KeyManagementPersonnelCompensationPostemploymentBenefits
|
0 | usd |
| CY2020 | ifrs-full |
Key Management Personnel Compensation Postemployment Benefits
KeyManagementPersonnelCompensationPostemploymentBenefits
|
0 | usd |
| CY2022 | ifrs-full |
Key Management Personnel Compensation Other Longterm Benefits
KeyManagementPersonnelCompensationOtherLongtermBenefits
|
8000000 | usd |
| CY2021 | ifrs-full |
Key Management Personnel Compensation Other Longterm Benefits
KeyManagementPersonnelCompensationOtherLongtermBenefits
|
6000000 | usd |
| CY2020 | ifrs-full |
Key Management Personnel Compensation Other Longterm Benefits
KeyManagementPersonnelCompensationOtherLongtermBenefits
|
5000000 | usd |
| CY2022 | ifrs-full |
Key Management Personnel Compensation Sharebased Payment
KeyManagementPersonnelCompensationSharebasedPayment
|
26000000 | usd |
| CY2021 | ifrs-full |
Key Management Personnel Compensation Sharebased Payment
KeyManagementPersonnelCompensationSharebasedPayment
|
27000000 | usd |
| CY2020 | ifrs-full |
Key Management Personnel Compensation Sharebased Payment
KeyManagementPersonnelCompensationSharebasedPayment
|
20000000 | usd |
| CY2022 | ifrs-full |
Key Management Personnel Compensation
KeyManagementPersonnelCompensation
|
87000000 | usd |
| CY2021 | ifrs-full |
Key Management Personnel Compensation
KeyManagementPersonnelCompensation
|
83000000 | usd |
| CY2020 | ifrs-full |
Key Management Personnel Compensation
KeyManagementPersonnelCompensation
|
64000000 | usd |
| CY2022 | ifrs-full |
Disclosure Of Transactions Between Related Parties Explanatory
DisclosureOfTransactionsBetweenRelatedPartiesExplanatory
|
<div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:258.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:60.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:65.50pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:60.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:61.00pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:top"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Advances and credits, guarantees and deposit balances during the year with Key Management Personnel</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:29pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Balance at<br/>31 Dec</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Highest amounts<br/>outstanding<br/>during year</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Balance at<br/>31 Dec</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Highest amounts<br/>outstanding<br/>during year</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Key Management Personnel</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Advances and credits</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">16</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">25</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">373 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">401 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Guarantees</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">—</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">45 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Deposits</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">53</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">123</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:left;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">284 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,190 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-bottom:8pt;margin-top:7pt;padding-left:11.25pt;text-indent:-11.34pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">1 Advances and credits entered into by subsidiaries of HSBC Holdings plc during 2022 with Directors and former Directors, disclosed pursuant to section 413 of the Companies Act 2006, totalled $2.5m (2021: $2.8m) and the total value of guarantees entered into on behalf of the Directors and former Directors was $nil (2021: $nil). </span></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:270.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:57.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:57.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:57.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transactions and balances during the year with associates and joint ventures</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Highest balance <br/>during the year</span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Balance at<br/>31 Dec</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Highest balance<br/>during the year</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Balance at<br/>31 Dec</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unsubordinated amounts due from joint ventures</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">140</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">90</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">160 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">96 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Unsubordinated amounts due from associates</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,378</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,594</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,527 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,188 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amounts due to associates </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">2,548</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,295</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,397 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,070 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amounts due to joint ventures</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">57</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">53</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">102 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">44 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value of derivative assets with associates </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,205</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">841</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">936 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">465 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Fair value of derivative liabilities with associates</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,319</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,648</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">696 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">555 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Guarantees and commitments</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">513</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">293</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,016 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">347 </span></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:515.25pt"><tr><td style="width:1.0pt"/><td style="width:271.75pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:63.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:55.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:58.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:57.25pt"/><td style="width:1.0pt"/></tr><tr style="height:15pt"><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:-2.83pt"><span style="color:#db0013;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Transactions and balances during the year with subsidiaries</span></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="background-color:#f0eff0;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">2022</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">2021</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Highest balance</span></div><div style="text-align:right"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">during the year</span></div></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Balance at<br/>31 Dec</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Highest balance<br/>during the year</span></td><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">Balance at<br/>31 Dec</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="background-color:#f0eff0;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:400;line-height:120%">$m</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Assets </span></td><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Cash and balances with HSBC undertakings</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">7,421</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,210</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,397 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,590 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:18pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Financial assets with HSBC undertakings designated and otherwise mandatorily measured at fair value</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">52,322</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">52,322</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">64,686 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">51,408 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">5,380</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">3,801</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">4,187 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,811 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Loans and advances to HSBC undertakings</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,765</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">26,765</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">27,142 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">25,108 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Prepayments, accrued income and other assets</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,893</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">4,803</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,555 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,135 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Investments in subsidiaries </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">167,542</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">167,542</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">163,211 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">163,211 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total related party assets at 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">264,323</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">258,443</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">264,178 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">246,263 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#f0eff0;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Amounts owed to HSBC undertakings </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">314</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">314</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">340 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">111 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Derivatives </span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,318</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">6,922</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,872 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,220 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Accruals, deferred income and other liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">1,375</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">429</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">2,036 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">1,732 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Subordinated liabilities</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">900</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">900</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">900 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">900 </span></td><td style="border-top:0.25pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">Total related party liabilities at 31 Dec</span></td><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">10,907</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">8,565</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">6,148 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-top:0.25pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">3,963 </span></td><td style="border-top:0.25pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Guarantees and commitments</span></td><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:700;line-height:120%">17,707</span><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> </span></td><td style="background-color:#f0eff0;border-bottom:0.25pt solid #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">16,477 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">13,746 </span></td><td style="border-bottom:0.25pt solid #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table> | |
| CY2022 | ifrs-full |
Disclosure Of Events After Reporting Period Explanatory
DisclosureOfEventsAfterReportingPeriodExplanatory
|
<div style="margin-bottom:4pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:512.25pt"><tr><td style="width:1.0pt"/><td style="width:22.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:486.25pt"/><td style="width:1.0pt"/></tr><tr style="height:18pt"><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-2.83pt;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">37</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:14pt;font-weight:400;line-height:120%">Events after the balance sheet date</span></td></tr></table></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">A second interim dividend for 2022 of $0.23 per ordinary share (a distribution of approximately $4,593m) was approved by the Directors after 31 December 2022. HSBC Holdings called $2,350m 6.250% perpetual subordinated contingent convertible securities on 30 January 2023. The security is expected to be redeemed and be cancelled on 23 March 2023. HSBC Holdings also exercised the call option on AUD350m and AUD650m MREL on 13 January 2023 callable on 16 February 2023. The redemption took place on 16 February 2023. These accounts were approved by the Board of Directors on 21 February 2023 and authorised for issue.</span></div> | |
| CY2022 | ifrs-full |
Disclosure Of Interests In Joint Arrangements Explanatory
DisclosureOfInterestsInJointArrangementsExplanatory
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<div style="margin-bottom:4pt"><span style="color:#db0011;font-family:'Univers Next for HSBC Regular',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Joint ventures</span></div><div style="margin-bottom:4pt"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">The undertakings below are joint ventures and equity accounted.</span></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:249.75pt"><tr><td style="width:1.0pt"/><td style="width:145.00pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:33.25pt"/><td style="width:1.0pt"/><td style="width:1.0pt"/><td style="width:30.25pt"/><td style="width:1.0pt"/></tr><tr style="height:56pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">Joint ventures</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7.5pt;font-weight:700;line-height:120%">% of share class held by immediate parent company (or by the Group where this varies)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">Footnotes</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Climate Asset Management Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">40.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 131</span></td></tr><tr style="height:20pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Global Payments Technology Mexico S.A. De C.V</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">16</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">HCM Holdings Limited (In Liquidation)</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50.99</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">45</span></td></tr><tr style="height:11pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Pentagreen Capital Pte. Ltd</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">1, 132</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">ProServe Bermuda Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50.00</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">133</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">The London Silver Market Fixing Limited</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">N/A</span></td><td colspan="3" style="border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">0 1, 134</span></td></tr><tr style="height:9pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Vaultex UK Limited</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:7pt;font-weight:400;line-height:120%">50.00</span></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Univers LT 45 Light',sans-serif;font-size:5pt;font-style:italic;font-weight:400;line-height:120%">135</span></td></tr></table></div> |
